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    {
      "test_id": "brain_is_lying_cluster_1",
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      "channel": "brain_is_lying",
      "topic_count": 106,
      "posts_with_content": 85,
      "sample_topics": [
        "The School and Career Megathread!",
        "Post Your Prospective Questions Here! -- Monthly M",
        "Weekly education, training, and professional devel",
        "im way more interested in research than seeing cli",
        "STEAM is stupid"
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        "psychology",
        "cogsci",
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      "raw_posts": [
        {
          "title": "The School and Career Megathread!",
          "selftext": "This is our career and school megathread! Some of our typical rules don't apply here. \n\n# School\n\nLooking for advice on whether neuroscience is good major? Trying to understand what it covers? Trying to understand the best schools or the path out of neuroscience into other disciplines? This is the place.\n\n# Career\n\nAre you trying to see what your Neuro PhD, Masters, BS can do in industry? Trying to understand the post doc market? Wondering what careers neuroscience tends to lead to? Welcome to y",
          "subreddit": "neuroscience",
          "num_comments": 37,
          "score": 1.0,
          "url": "https://reddit.com/r/neuroscience/comments/1p9v6dw/the_school_and_career_megathread/"
        },
        {
          "title": "Post Your Prospective Questions Here! -- Monthly Megathread",
          "selftext": "Following [a vote by the sub](https://www.reddit.com/r/AcademicPsychology/comments/hrcot5/how_should_racademicpsychology_handle/?utm_source=share&amp;utm_medium=web2x) in July 2020, the prospective questions megathread was continued. However, to allow more visibility to comments in this thread, this megathread now utilizes Reddit's new reschedule post features. This megathread is replaced monthly. Comments made within three days prior to the newest months post will be re-posted by moderation and",
          "subreddit": "AcademicPsychology",
          "num_comments": 113,
          "score": 1.0,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1dsju63/post_your_prospective_questions_here_monthly/"
        },
        {
          "title": "Weekly education, training, and professional development megathread",
          "selftext": "Hey Everyone,\n\nWelcome to the [r/Neuropsychology](https://www.reddit.com/r/Neuropsychology/) weekly education, training, and professional development megathread. The subreddit gets a large proportion of incoming content dedicated to questions related to the schooling and professional life of neuropsychologists. *Most* of these questions can be answered by browsing the subreddit function; however, we still get *many* posts with *very specific and individualized* questions (often related to course",
          "subreddit": "Neuropsychology",
          "num_comments": 1,
          "score": 0.998,
          "url": "https://reddit.com/r/Neuropsychology/comments/1qyhhgk/weekly_education_training_and_professional/"
        },
        {
          "title": "im way more interested in research than seeing clients but if im heavily interested in research is being licensed as a clinical psychologist worth it?",
          "selftext": "title- this kinda branches off my last post but i wanted to clarify that i am way more invested in research than seeing clients but i also wouldnt mind seeing clients either? and i would want to use my research into practice- i just want to know if getting the licensure to be a psychologist is worth it for this?",
          "subreddit": "AcademicPsychology",
          "num_comments": 11,
          "score": 0.996,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1r2085t/im_way_more_interested_in_research_than_seeing/"
        },
        {
          "title": "STEAM is stupid",
          "selftext": "STEM makes sense \u2014 science, tech, engineering, math. Those are great skills to learn. But STEAM? Throwing in the \u201cA\u201d for arts just turns it back into regular school and basically coddles everyone\u2019s feelings.  This is coming from a music teacher.  Arts do not need to be shoehorned in to be a part of STEM- let them have their own thing. ",
          "subreddit": "unpopularopinion",
          "num_comments": 360,
          "score": 0.994,
          "url": "https://reddit.com/r/unpopularopinion/comments/1r24g0m/steam_is_stupid/"
        },
        {
          "title": "Which country has best scope for rehabilitation.?",
          "selftext": "I need a suggestion. Which country is best for mental health graduates to work and for PR.?",
          "subreddit": "AcademicPsychology",
          "num_comments": 1,
          "score": 0.994,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1r1xz88/which_country_has_best_scope_for_rehabilitation/"
        },
        {
          "title": "is being a clinical psychologist a good path for me if im heavily invested in research while also wanting to see clients?",
          "selftext": "title- im kinda stuck bc i want to get my phd in clinical psych and i know the scientist-practitioner model where u are trained in both research and clinical work, do i have to end up choosing only practicing or only researching or can i combine the two and do both as a clinical psychologist and do things where i can do my own research and publish papers while also treating clients on the side? ",
          "subreddit": "AcademicPsychology",
          "num_comments": 14,
          "score": 0.992,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1r1m1og/is_being_a_clinical_psychologist_a_good_path_for/"
        },
        {
          "title": "Feel stupid for pursuing a masters",
          "selftext": "Feeling funky these past few months since starting my masters and I\u2019m worried I\u2019ve made a mistake. I am going into my second semester and while on paper I\u2019ve done quite well I haven\u2019t felt the happiest. I took a year off from undergrad to take care of some personal things and think about grad school and I thought I absolutely wanted to go. I loved doing research in undergrad it was really inspiring and motivating and it felt like the first time in my life I felt \u201comg I could do this for hours\u201d. ",
          "subreddit": "AcademicPsychology",
          "num_comments": 5,
          "score": 0.992,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qd3ojv/feel_stupid_for_pursuing_a_masters/"
        },
        {
          "title": "Career Advice (any helps)",
          "selftext": "Hi everyone, I'm currently a  junior CogSci major at UC Berkeley and was looking to see if I can get any advice on securing a job once I graduate. For some context, I am looking to possibly go into the Data Science field (I am looking into getting a DS minor but it's not set in stone due to uni logistics) but am open to other career opportunities. The way my class schedule is set up for my next year has it to where I am taking a lot of units which limits opportunities for internships or research",
          "subreddit": "cogsci",
          "num_comments": 2,
          "score": 0.99,
          "url": "https://reddit.com/r/cogsci/comments/1qzmgwb/career_advice_any_helps/"
        },
        {
          "title": "Psych majors, Is there any money in majoring in psychiatry?",
          "selftext": "Title. Is there any money in majoring in psychiatry? I feel like it's an underrated side of medicine and that you rarely profit financially from majoring in it. If no should I just major in general surgery? Psychiatry is what I wanna go for though",
          "subreddit": "TrueAskReddit",
          "num_comments": 5,
          "score": 0.988,
          "url": "https://reddit.com/r/TrueAskReddit/comments/1r1awjm/psych_majors_is_there_any_money_in_majoring_in/"
        },
        {
          "title": "Is it Possible to Get a Research Job with a Masters Degree?",
          "selftext": "So, I am a highschool student and am looking at my options in the future. The idea of conducting studies with people and interacting with them to learn more about them sounds super fun to me, and the way people think has always been super interesting. But, I dont really want to get a PHD because its just far to much schooling. Maybe later in my career when I have a stable job and I feel it might me worth it, but not right after my masters. I am completely fine with getting a masters degree, even",
          "subreddit": "AcademicPsychology",
          "num_comments": 5,
          "score": 0.988,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1r0qqqg/is_it_possible_to_get_a_research_job_with_a/"
        },
        {
          "title": "Neurobiology &amp; Politics",
          "selftext": "Not a neurobiologist but a biologist and ethologist here. There's a lot of discussion on politics and neuroscience and fear being a push for conservative thought. Is there any research or can we discuss the role of Narcissistic Personality Disorder and politics and the role of Authoritarian strongmen as likely NPD diagnosis?",
          "subreddit": "Neuropsychology",
          "num_comments": 4,
          "score": 0.986,
          "url": "https://reddit.com/r/Neuropsychology/comments/1qzhej1/neurobiology_politics/"
        },
        {
          "title": "Dream Job or Mental Health?",
          "selftext": "I\u2019ve (16F) always wanted to be in the Air Force. A jet pilot was the first choice, but sadly my vision is shit. Now the dream is aeronautical engineer.\n\nBut recently my mental health has gone a little downhill. \n\nI\u2019ve become quite depressed but I don\u2019t want to end it. It\u2019s also HIGHLY speculated I have ADHD but we haven\u2019t looked for a diagnosis because this is my dream job. I\u2019m also really scared of having financial insecurity, and having a free degree and cheap accommodation (I want to go to AD",
          "subreddit": "TrueAskReddit",
          "num_comments": 15,
          "score": 0.984,
          "url": "https://reddit.com/r/TrueAskReddit/comments/1r0uper/dream_job_or_mental_health/"
        },
        {
          "title": "When is a Neuropsych eval \"medically necessary\"?",
          "selftext": "Yes, this is about insurance coverage. Yes, this is motivated by my personal circumstances, and I'm going to use them as my example, but I'm interested in the question more generally and I welcome examples from cases y'all have encountered in your work. As far as I can tell this doesn't violate rule 1, but I apologize if I've misunderstood.\n\nI've been interested in seeking a neuropsychological evaluation for over a decade, but always assumed I could not afford it because they are \"never\" covered",
          "subreddit": "Neuropsychology",
          "num_comments": 19,
          "score": 0.984,
          "url": "https://reddit.com/r/Neuropsychology/comments/1qyrujn/when_is_a_neuropsych_eval_medically_necessary/"
        },
        {
          "title": "Can a person with MSc and Ph.D. but without a Bachelor in Psychology join Psychological Associations?",
          "selftext": "Hello, I have a question. I have an MSc and Ph.D. in Psychology, but my Bachelor is in business. Am I able to join any Psychology body (e.g. psychological association) across the UK or Europe? It seems that every association requires a bachelor and masters in psychology. Ir feels that Ph.D. is never taken into account, that is, people with psychology bachelor+psychology masters can become the members of the association, it people with psychology masters+psychology Ph.D. can't become members. Why",
          "subreddit": "AcademicPsychology",
          "num_comments": 9,
          "score": 0.98,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1r08va0/can_a_person_with_msc_and_phd_but_without_a/"
        },
        {
          "title": "Graduated, still job hunting months later",
          "selftext": "Hey everyone,\n\nI graduated a few months ago and I\u2019m still in the job hunt cycle \u2013 applications, rejections, silence, repeat. It\u2019s starting to feel like I\u2019m just\u2026 waiting, and I really don\u2019t want this whole period to be a blur of Indeed/LinkedIn and doom scrolling.\n\nFor those of you who were in a similar situation (graduated and then spent months looking for a job):\n\n* What did you\u00a0*actually*\u00a0do with your time that ended up being useful?\n* How did you upskill in a way that genuinely helped you la",
          "subreddit": "AcademicPsychology",
          "num_comments": 4,
          "score": 0.98,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qbwajp/graduated_still_job_hunting_months_later/"
        },
        {
          "title": "PhD in cognitive science from an economics background.",
          "selftext": "Hello everyone. I am currently doing an undergraduate degree in economics and finance. I have recently realised that I have a passion towards these sorts of fields like cognitive science, neuroscience , decision theory etc after watching some podcasts and youtube videos. I don't really have the option to take a minor or courses in psychology, neuroscience etc. So I am just curious that if any of you made the transition from an economics degree to a ms/PhD in cognitive science , branches of neuro",
          "subreddit": "cogsci",
          "num_comments": 6,
          "score": 0.976,
          "url": "https://reddit.com/r/cogsci/comments/1qtyd49/phd_in_cognitive_science_from_an_economics/"
        },
        {
          "title": "[USA] Graduating soon with a BS in Psychology, looking for advice",
          "selftext": "I'm in my final semester at college, and I'm feeling unsure on where I'd like to take my career. My first couple of years at college, I was having a lot of trouble with mental health and substance usage, and it harmed progress on my career, schooling, and personal health pretty significantly. I was able to turn it around eventually, and the last half of my time in college was fairly successful, all things considered: I'm going to graduate with a GPA of about 3.5. I'm pretty proud to have brought",
          "subreddit": "AcademicPsychology",
          "num_comments": 1,
          "score": 0.974,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qzp0r9/usa_graduating_soon_with_a_bs_in_psychology/"
        },
        {
          "title": "Considering Masters in Cognitive Science...",
          "selftext": "I got my BS in psychology with a concentration in Cognitive Neuroscience from the University of Denver. I am considering getting a masters in Cognitive science from the university of Umea in Sweden but I feel that before I make that commitment I need to have a concrete career path in mind. I am leaning towards UX/UI design and specifically in the field of AI/Machine Learning. Does anyone here have experience applying their cognitive science degree in this field? what kinds of Research questions ",
          "subreddit": "cogsci",
          "num_comments": 0,
          "score": 0.972,
          "url": "https://reddit.com/r/cogsci/comments/1qsgc88/considering_masters_in_cognitive_science/"
        },
        {
          "title": "What do I need to do to become forensic psycholgist",
          "selftext": "",
          "subreddit": "AcademicPsychology",
          "num_comments": 3,
          "score": 0.972,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qzw4nh/what_do_i_need_to_do_to_become_forensic/"
        },
        {
          "title": "Psychotherapist - emigrating around Europe",
          "selftext": "Hello!  \nIn the future, I would like to become a psychotherapist. I'm from Poland and I'm currently studying Psychology at SWPS University. I do not rule out the possibility of emigrating from Poland. If I were to emigrate, would it be difficult to become a psychotherapist in another European country?\n\nWould only obtaining the EPC be sufficient?\n\nAre Polish universities and psychotherapy schools regarded as valuable abroad?\n\nIn another country, would I probably have to go through the educational",
          "subreddit": "AcademicPsychology",
          "num_comments": 3,
          "score": 0.97,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qz6prv/psychotherapist_emigrating_around_europe/"
        },
        {
          "title": "I am undecided whether to study cognitive science or not",
          "selftext": "I'm a student in Italy, I'm actually at the last year of \"educazione professionale socio sanitaria\" a 3 years university degree that give you the title to work and an \"educator\" or maybe \"medical social worker\" (idk if this professional figure exist outside of Italy).\nAnyway,  this university degree is full of medical and psy lessons, I've become very interested in neuroscience and I've got really good grades in neurology, neuroanatomy, neurophysiology, psychobiology etc... \n\nThe thing is that I",
          "subreddit": "cogsci",
          "num_comments": 2,
          "score": 0.968,
          "url": "https://reddit.com/r/cogsci/comments/1qqquzo/i_am_undecided_whether_to_study_cognitive_science/"
        },
        {
          "title": "Tenure-track Psychology position after completing online degree?",
          "selftext": "Hello everyone,\n\nI just begun exploring online PhD programs in Educational Psychology. I was wondering if there are any full-time, tenure-track or tenured professors in psychology that have obtained their positions after completion of an online psychology PhD or anyone that might have some insight. \n\nA bit more about me, I have a M.A. in General Psychology and have been teaching at the college level (adjunct at a university teaching upper-level undergraduate courses and full-time at a community ",
          "subreddit": "AcademicPsychology",
          "num_comments": 32,
          "score": 0.968,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qytaom/tenuretrack_psychology_position_after_completing/"
        },
        {
          "title": "Psychiatric surgery",
          "selftext": "In your opinion, what prevents people from having access to neuropsychiatric surgical treatments?\n\nThere is no single brain area responsible for psychiatric disorders, but there are surgeries that can deactivate or reduce the circuits involved in rumination and emotional pain.\n\nFor those of you who live abroad, do you know any places where these treatments are available?\n\nIf you want it more academi",
          "subreddit": "Neuropsychology",
          "num_comments": 2,
          "score": 0.968,
          "url": "https://reddit.com/r/Neuropsychology/comments/1qwxvna/psychiatric_surgery/"
        },
        {
          "title": "Is cogsci a good pathway into AI?",
          "selftext": "So like the title says. I have a background in Python and programming in general. I\u2019ve seen in the past few years AI kinda making programming and data science absolute. I was wondering if I concentrate my cogsci degree on machine learning, neural networks, NLP, AI ethics as well as my background in programming. Could that be a good gateway into AI and research?",
          "subreddit": "cogsci",
          "num_comments": 8,
          "score": 0.962,
          "url": "https://reddit.com/r/cogsci/comments/1qo26b5/is_cogsci_a_good_pathway_into_ai/"
        },
        {
          "title": "What should i do?",
          "selftext": "Im graduating in may 2026 with a bachelor\u2019s in political science. I was planning to prepare for an MBA but due to some family problems i have to give it next year. Im confused as in what should i do after graduation because finding a job is hard and if anyone would even give me a job??\n\nI have had internships before but still im very lost , what should i do this year now",
          "subreddit": "TrueAskReddit",
          "num_comments": 2,
          "score": 0.962,
          "url": "https://reddit.com/r/TrueAskReddit/comments/1qxdbmn/what_should_i_do/"
        },
        {
          "title": "What to do with a Bachelor's in Cognitive Science (from Osnabr\u00fcck University)?",
          "selftext": "",
          "subreddit": "cogsci",
          "num_comments": 0,
          "score": 0.96,
          "url": "https://reddit.com/r/cogsci/comments/1qnf883/what_to_do_with_a_bachelors_in_cognitive_science/"
        },
        {
          "title": "McGill psych student: Yorkville now or year off for public counselling masters?",
          "selftext": "Hi, I\u2019m considering Yorkville but having a lot of doubts and would really appreciate honest input.\n\nFor context, I\u2019m finishing a Psychology degree at McGill with a 3.8 GPA, and I\u2019ve volunteered for a little over a year on an active listening support line, about 4 hours per week. I thought I was on the right track, but I\u2019ve had a bit of a reality check about how competitive public master\u2019s programs in counselling are. From what I\u2019ve seen, to have a solid shot at getting into a public university p",
          "subreddit": "AcademicPsychology",
          "num_comments": 5,
          "score": 0.96,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qx3iyh/mcgill_psych_student_yorkville_now_or_year_off/"
        },
        {
          "title": "Best Universities in Europe/USA for Masters in CogSci",
          "selftext": "For context, I'm based in India, with a Bachelor of Science in Psychology (Honours) with Clinical Specialisation. I do not want to practice and have always been interested in neuropsychology the most out of all my subjects, so Cognitive Science seems like the right stepping stone for my future academic journey.\n\nObviously, getting into a very good university in the US would be amazing, but I'm not sure if they will be very open towards international students, especially Indian students.  My goal",
          "subreddit": "cogsci",
          "num_comments": 2,
          "score": 0.958,
          "url": "https://reddit.com/r/cogsci/comments/1qlslat/best_universities_in_europeusa_for_masters_in/"
        },
        {
          "title": "I have some questions for people who work in the Mental health Field(this is for an Essay)",
          "selftext": "Ok, so I\u2019m currently studying Clinical psychology but anyone who works in the Mental Health Field can help me with this. My essay is about differentiating the career paths of different mental health fields, as well as just learning more about psychology in generals.\n\nI\u2019m also not sure if this is the correct sub to write this in so I apologize if it\u2019s not.\n\nAnyway, here are the questions so anyone please feel free to answer these if you can.\n\n1. What schooling, internship, and training were you r",
          "subreddit": "AcademicPsychology",
          "num_comments": 1,
          "score": 0.958,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qwwfgz/i_have_some_questions_for_people_who_work_in_the/"
        },
        {
          "title": "Is cogsci a good option to do research on reasoning and how to improve it?",
          "selftext": "I'm planning on trying to be an academic focused on reasoning, and cognitive science sounds like it might work well for that since it combines psychology, philosophy and neuroscience, and seems relatively similar to what I want to do. I'm thinking of doing it as undergraduate but if it would be better to do another major instead and do cognitive science as higher education, please let me know.\n\n\nI'm interested in reasoning, critical thinking, epistemic humility/open mindedness etc., particularly",
          "subreddit": "cogsci",
          "num_comments": 3,
          "score": 0.956,
          "url": "https://reddit.com/r/cogsci/comments/1qlo5sv/is_cogsci_a_good_option_to_do_research_on/"
        },
        {
          "title": "Most people should not go to college immediately after high school and should take gap years",
          "selftext": "*Justification for why this is an unpopular opinion: it is very common for people to pursue college after high school and most people that don\u2019t, may never seek higher education later in their life*\n\nI was watching Jon Stewart\u2019s The Weekly Show and he had two college professors on his show that deep dived portions of American history. At the end of it, Jon makes this remark about how those professors made him realize college was wasted on him.\n\nI think this is true of most 18-22 year olds. And i",
          "subreddit": "unpopularopinion",
          "num_comments": 469,
          "score": 0.954,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qefsmp/most_people_should_not_go_to_college_immediately/"
        },
        {
          "title": "Forensic therapy career path advice",
          "selftext": "Hi! Is anyone familiar with how pursuing this career path looks like? Would you pursue an MFT? Are there additional certifications needed? Any and all insights/advice welcomed! ",
          "subreddit": "AcademicPsychology",
          "num_comments": 2,
          "score": 0.954,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qwbi8o/forensic_therapy_career_path_advice/"
        },
        {
          "title": "Anyone interviewed with William Paterson U for their PsyD program?",
          "selftext": "",
          "subreddit": "AcademicPsychology",
          "num_comments": 0,
          "score": 0.95,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qw911h/anyone_interviewed_with_william_paterson_u_for/"
        },
        {
          "title": "Career in neuropsych",
          "selftext": "What\u2019s a good reason to share during an interview about why you would want a career as a neuropsychologist? I would love to share that it is because I love brain and behavior as a subject and would love the money but i think most are looking for a better answer than that ! ",
          "subreddit": "Neuropsychology",
          "num_comments": 7,
          "score": 0.946,
          "url": "https://reddit.com/r/Neuropsychology/comments/1qpymh9/career_in_neuropsych/"
        },
        {
          "title": "EdS School Psych Applications\u2026 Anyone heard back?",
          "selftext": "",
          "subreddit": "AcademicPsychology",
          "num_comments": 3,
          "score": 0.944,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qv2af6/eds_school_psych_applications_anyone_heard_back/"
        },
        {
          "title": "Any cogsci majors feeling lost and terrified of future unemployment?",
          "selftext": "It\u2019s just the title. I\u2019m a UC Davis student, by the way.\n\nI\u2019ve been feeling really lost\u2026 My 1st year of cognitive science (BS in the neuroscience path) was actually pretty excellent. I passed all my classes and I took 4 classes, 3 classes, then 3 classes.\n\nI\u2019m starting to tackle math and I have absolutely no motivation or the brain power for this biological calc class. I don\u2019t care for the material, but I just can\u2019t tell if that\u2019s my mental health dragging me down. I swear I could be better, but",
          "subreddit": "cogsci",
          "num_comments": 4,
          "score": 0.942,
          "url": "https://reddit.com/r/cogsci/comments/1qfzlua/any_cogsci_majors_feeling_lost_and_terrified_of/"
        },
        {
          "title": "Grad Apps Question (Clueless Marine Vet)",
          "selftext": "",
          "subreddit": "cogsci",
          "num_comments": 0,
          "score": 0.94,
          "url": "https://reddit.com/r/cogsci/comments/1qfy5jn/grad_apps_question_clueless_marine_vet/"
        },
        {
          "title": "Monthly School and Career Megathread",
          "selftext": "This is our Monthly career and school megathread! Some of our typical rules don't apply here. \n\n# School\n\nLooking for advice on whether neuroscience is good major? Trying to understand what it covers? Trying to understand the best schools or the path out of neuroscience into other disciplines? This is the place.\n\n# Career\n\nAre you trying to see what your Neuro PhD, Masters, BS can do in industry? Trying to understand the post doc market? Wondering what careers neuroscience tends to lead to? Welc",
          "subreddit": "neuroscience",
          "num_comments": 2,
          "score": 0.94,
          "url": "https://reddit.com/r/neuroscience/comments/1olm1l9/monthly_school_and_career_megathread/"
        },
        {
          "title": "[Australia] Pathways to clinical psych",
          "selftext": "",
          "subreddit": "AcademicPsychology",
          "num_comments": 0,
          "score": 0.94,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qumgti/australia_pathways_to_clinical_psych/"
        },
        {
          "title": "Is there a place for hypnosis in a PsyD program/career?",
          "selftext": "I\u2019m about to gain certification as a Certified Hypnotherapist. Now that I\u2019ve been seeing clients for \\~4 months, I\u2019m very interested in legitimizing my therapeutic career by furthering my studies and pursuing official licensure.\n\nI looked at MSW programs, but a PsyD is intriguing me. I am interested in its depth and its research and career scope capabilities.\n\nMy question is - is there a place for hypnosis in PsyD studies? How open is the field to these more \u201calternate\u201d approaches or schools of ",
          "subreddit": "AcademicPsychology",
          "num_comments": 2,
          "score": 0.938,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qukmrm/is_there_a_place_for_hypnosis_in_a_psyd/"
        },
        {
          "title": "What job opportunities are available in neuropsychology?",
          "selftext": "Hi! I'm a high school student in Mexico, specifically at UNAM, and I'm trying to decide what will keep me from starving (my major). I'm interested in psychology, especially psychoanalysis, but in my country, psychologists aren't well-paid; on the contrary, they're among the lowest-paying jobs. Usually, less common specializations like neuropsychology are more valued, though. I'd like to hear about more real-world experiences since some members of this subreddit have already finished their studie",
          "subreddit": "Neuropsychology",
          "num_comments": 0,
          "score": 0.938,
          "url": "https://reddit.com/r/Neuropsychology/comments/1qncvtp/what_job_opportunities_are_available_in/"
        },
        {
          "title": "Major Decision",
          "selftext": "Hi everyone! I am a high school senior and I just changed my major for my UCSD application from Neurobiology to Cog Sci with Specialization in Neuroscience. I\u2019m worried about filling out the pre-med requisites, I don\u2019t know if CogSci will allow for that. So I was just wondering if I made the right decision or if there are other majors that maybe I could choose? I know there\u2019s the possibility for a science minor to help with pre reqs, but I also really want to do a Spanish minor. I don\u2019t know wha",
          "subreddit": "cogsci",
          "num_comments": 2,
          "score": 0.9339999999999999,
          "url": "https://reddit.com/r/cogsci/comments/1qenhty/major_decision/"
        },
        {
          "title": "Graduating in may, unsure where to go from here.",
          "selftext": "I will be graduating in may with a Bachelors of Arts in psychology. my goal is a doctorate but I had some issues the last 2 years environment wise that made it difficult to maintain my grades. I will graduate most likely with a 2.5. I know my only options are to excel at my GRE and a masters program to prove myself capable. I know I am, as I\u2019ve always been really good at learning. my issue is, upon researching I\u2019m conflicted on what I want to do. as someone who has no outside support and am fund",
          "subreddit": "AcademicPsychology",
          "num_comments": 1,
          "score": 0.9339999999999999,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qtvcm5/graduating_in_may_unsure_where_to_go_from_here/"
        },
        {
          "title": "Give it to me straight: is clinical psych. a bad fit for me?",
          "selftext": "I want a phd both for its funding opportunities because I believe it is a more wholistic education. I am more than happy to engage in and assist with research while I am in a graduate program.\n\nI am undecided about my career path, however I have enjoyed being a TA in a fellowship I am currently completing. I am not opposed to staying in academia and pursuing a professorship. I am also torn because I originally intended to become a private practitioner after graduate school. I have therefore been",
          "subreddit": "AcademicPsychology",
          "num_comments": 7,
          "score": 0.9319999999999999,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qt5x33/give_it_to_me_straight_is_clinical_psych_a_bad/"
        },
        {
          "title": "Trying to decide on Masters - any input would be super appreciated!!!! (Canada)",
          "selftext": "Hi everyone,\n\nI\u2019m starting to look seriously at Master\u2019s in Counselling programs in Canada, and honestly I\u2019m feeling a bit overwhelmed by how competitive they seem.\n\nFor context, I\u2019m finishing a Psychology degree at McGill with a 3.8 GPA, and I\u2019ve volunteered for a little over a year on an active listening support line, about 4 hours per week. I thought that was a decent start, but after reading about people with amazing profiles getting rejected, I\u2019m starting to worry my chances at in person pr",
          "subreddit": "AcademicPsychology",
          "num_comments": 2,
          "score": 0.9299999999999999,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qtanvg/trying_to_decide_on_masters_any_input_would_be/"
        },
        {
          "title": "Those who graduated in Cog. Sci., what is your job now?",
          "selftext": "The reason for this is for me to see how diverse the opportunities are for those who studied cog. Sci. Thank you.",
          "subreddit": "cogsci",
          "num_comments": 37,
          "score": 0.924,
          "url": "https://reddit.com/r/cogsci/comments/1qcjo1h/those_who_graduated_in_cog_sci_what_is_your_job/"
        },
        {
          "title": "Forensic Therapist Questions, not Forensic Psychologist",
          "selftext": "I'm a freshman in college and currently majoring in Psychology, looking to double major in Criminal Justice as well. I'd love some insight into forensic therapy and the day to day, overall obligations of that job as well as the education path to getting there.",
          "subreddit": "AcademicPsychology",
          "num_comments": 1,
          "score": 0.924,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qc7k2d/forensic_therapist_questions_not_forensic/"
        },
        {
          "title": "Counseling / Clinical Psych PhD with no Clinical Experience",
          "selftext": "I've been out of school for 3y with my BA in Psych, worked as a special education coordinator and a full-time research assistant, but I have no clinical experience and I am really worried that it's a significant gap in my applications... \n\nMy research job rn is not related to Psychology, either, but I've known for ages that I want to get a Psych PhD to practice clinically (job market just played out this way for me). \n\nThinking of volunteering at Crisis Text Line but I don't know if that's too l",
          "subreddit": "AcademicPsychology",
          "num_comments": 4,
          "score": 0.922,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qskrf7/counseling_clinical_psych_phd_with_no_clinical/"
        },
        {
          "title": "Is seeking better methodological fit a valid reason to leave a long-term post-bac lab before a first-author paper is finished?",
          "selftext": "",
          "subreddit": "Neuropsychology",
          "num_comments": 1,
          "score": 0.92,
          "url": "https://reddit.com/r/Neuropsychology/comments/1qcv486/is_seeking_better_methodological_fit_a_valid/"
        },
        {
          "title": "I completed my four-year degree in AI &amp; Data Science. Now I am planning to pursue my master's in Cognitive Science (M.S.). Does anyone have any suggestions or guidance for me?",
          "selftext": "",
          "subreddit": "cogsci",
          "num_comments": 7,
          "score": 0.918,
          "url": "https://reddit.com/r/cogsci/comments/1qd2byx/i_completed_my_fouryear_degree_in_ai_data_science/"
        },
        {
          "title": "Wright Institute MA vs Palo Alto University- looking for advice from alumni/current students",
          "selftext": "Advice desperately needed! \n\nI\u2019m Bay Area-based and deciding between The Wright Institute\u2019s M.A. in Counseling Psychology and Palo Alto University\u2019s program, with the goal of pursuing an LMFT. Cost is almost identical, so I\u2019m trying to compare the factors that are harder to evaluate online and have had a hard time getting info!\n\nKey factors.\n\nFormat/flexibility: Wright is nights/weekends but 100% in-person. PAU offers an online option, which seems easier if I keep working (which I would like to,",
          "subreddit": "AcademicPsychology",
          "num_comments": 0,
          "score": 0.918,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qrtsri/wright_institute_ma_vs_palo_alto_university/"
        },
        {
          "title": "Would it be a waste of time to become a psychologist if I don\u2019t want to do talk therapy?\u201d",
          "selftext": "I\u2019m in my masters program for marriage and family therapy, but I\u2019m finding that the older I get the less I\u2019m wanting to do talk therapy. \n\nI\u2019ve always loved learning about psychology and human behavior, but I\u2019m starting to feel like I won\u2019t be good at relating to people in the way that\u2019s necessary to build a successful client-therapist relationship for long term enough to really help clients make significant changes.\n\nI think I might enjoy the diagnostic side of things more, and am considering g",
          "subreddit": "AcademicPsychology",
          "num_comments": 29,
          "score": 0.916,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qq4bjg/would_it_be_a_waste_of_time_to_become_a/"
        },
        {
          "title": "BA or BS (Senior in college here)",
          "selftext": "Hello,\n\nSo, I am in my last semester of undergraduate on the BS track of the psychology major. I have almost every single credit needed except for one more math/science class. The problem is I am struggling severely with my calculus class. I have now decided that I want to pursue social work in grad school and this is where my applications have been sent. So my question is, should I switch to the BA track? I realize it is probably not super important to have a BS over the BA I just feel as thoug",
          "subreddit": "AcademicPsychology",
          "num_comments": 4,
          "score": 0.914,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qqs3h5/ba_or_bs_senior_in_college_here/"
        },
        {
          "title": "Interview Preparation Webinar on Jan 14 for Graduate School Applicants",
          "selftext": "Are you applying to graduate school this cycle? \ud83e\uddd1\u200d\ud83d\udcbb  \n  \nAre you looking for help preparing for your interviews? \ud83d\udcac  \n  \nConsider attending the Nailing the Interview Webinar hosted by the AACN Relevance 2050 Student Pathways Subcommittee! \ud83e\udde0\n\n**For Who**: Individuals applying to graduate school in psychology  \n**What**: Nailing the Interview Webinar  \n**When**: January 14, 2026 at 8:30 pm EST  \n**Where**: Zoom (see below for link)\n\nhttps://preview.redd.it/qttfbdgw55cg1.png?width=1728&amp;format=pn",
          "subreddit": "Neuropsychology",
          "num_comments": 2,
          "score": 0.912,
          "url": "https://reddit.com/r/Neuropsychology/comments/1q7eis7/interview_preparation_webinar_on_jan_14_for/"
        },
        {
          "title": "Programs with neuropsychology tracks",
          "selftext": "I am wondering how important it is to get into a PhD program that has a clearly defined neuropsychology track if my ultimate goal is to be a neuropsychologist. Is it enough to jusy have a mentor whose focus is related to neuropsychology? \n\nAlso, at what point are you officially considered a neuropsychologist as opposed to a psychologist?",
          "subreddit": "Neuropsychology",
          "num_comments": 9,
          "score": 0.91,
          "url": "https://reddit.com/r/Neuropsychology/comments/1q62rqv/programs_with_neuropsychology_tracks/"
        },
        {
          "title": "Dissertation Study Recruitment Help/Advice",
          "selftext": "Hi all!\n\nI am running an online survey for **first time pregnant mothers** as part of my dissertation study in developmental psychology, and I am running into a lot of struggles with recruitment. As it is a paid study, posting it openly online (to FB, Instagram, Reddit, etc.) leads to being swamped with bots. I have a billion checks built in, so I catch them. But I am sure I am throwing out real people sadly too in the caution of excluding all bots. So this form of recruitment hasn't been super ",
          "subreddit": "AcademicPsychology",
          "num_comments": 4,
          "score": 0.908,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qqbqh4/dissertation_study_recruitment_helpadvice/"
        },
        {
          "title": "PhD applicant",
          "selftext": "I\u2019m a current undergrad senior majoring in psych, minoring in philosophy. At my graduation I\u2019ll have 3 great recs, done 3 psych research studies using Jamovi (2 being in / related to social psych) and worked in 1 bio lab, and some other stuff like volunteering at women\u2019s shelters. And I\u2019ve worked jobs as a secretary to a health insurance agency and at game stop lmao but I\u2019ll graduate with a 3.5 or 3.6 GPA. I want to take a gap year and apply to social psych PhDs fall 2026 to start the following ",
          "subreddit": "SocialPsychology",
          "num_comments": 0,
          "score": 0.906,
          "url": "https://reddit.com/r/socialpsychology/comments/1oygif8/phd_applicant/"
        },
        {
          "title": "Which class should I take if I want to major in Psychology?",
          "selftext": "Hello, I am a junior in highschool and recently there has been programming for classes for my senior year. I want to major in psychology and hope to become a Pediatric psychiatric nurse practitioner, so I need a little help choosing which classes to take. I am already planning on taking AP Lit, AP Gov, AP Psych, and Stats, but I am unsure of which art class, I am debating between AP Art History and ceramics. I would love to learn ceramics, and honestly, I want to have a fun class, but I also wan",
          "subreddit": "AcademicPsychology",
          "num_comments": 4,
          "score": 0.904,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qpy9fd/which_class_should_i_take_if_i_want_to_major_in/"
        },
        {
          "title": "Grad student seeking licensed psychologist or art therapist for a short informational interview",
          "selftext": "Hi everyone \ud83d\udc4b\n\nI\u2019m a graduate student currently enrolled in a psychology course, and I\u2019m completing a required **informational interview assignment** focused on learning more about real-world careers in psychology and closely related fields.\n\nI was originally scheduled to interview a Registered Art Therapist, but unfortunately I haven\u2019t been able to reconnect with her, so I\u2019m reaching out here in hopes of finding another professional who might be willing to help.\n\nI\u2019m looking to interview a **li",
          "subreddit": "AcademicPsychology",
          "num_comments": 2,
          "score": 0.898,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qpnour/grad_student_seeking_licensed_psychologist_or_art/"
        },
        {
          "title": "What careers could I go into that involve criminology and psychology?",
          "selftext": "\\[USA\\] I'm especially looking for something that I can major in college and something that wouldn't be boring/wouldn't regret.",
          "subreddit": "AcademicPsychology",
          "num_comments": 3,
          "score": 0.896,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qplgoh/what_careers_could_i_go_into_that_involve/"
        },
        {
          "title": "Thoughts on and/or experiences in the MSc in Cognitive Science of Language graduate program at McMaster University? (Or any other similar Cognitive Science of Language graduate school programs?)",
          "selftext": "Hello, I'm currently finishing a BA undergraduate degree in Cognitive Science and am considering applying to the MSc in Cognitive Science of Language graduate program at McMaster University in order to potentially further pursue a career in academics.\n\nI can't find too much information on this graduate program online, and therefore I was wondering if anybody here is enrolled or has completed this graduate program or any similar program and what your experience was like. I would also be intereste",
          "subreddit": "cogsci",
          "num_comments": 0,
          "score": 0.892,
          "url": "https://reddit.com/r/cogsci/comments/1q6xssf/thoughts_on_andor_experiences_in_the_msc_in/"
        },
        {
          "title": "Rethinking the Publish or Do Not Graduate Paradigm: Balancing Graduation Requirements and Scientific Integrity: Education Book Chapter",
          "selftext": "",
          "subreddit": "CognitivePsychology",
          "num_comments": 0,
          "score": 0.892,
          "url": "https://reddit.com/r/cognitivepsychology/comments/1cfvrrh/rethinking_the_publish_or_do_not_graduate/"
        },
        {
          "title": "[USA] How to assess if a PhD program is \u201cfamily friendly\u201d",
          "selftext": "I\u2019m in the process of interviewing for clinical psychology PhD programs, and I could use some advice on how to assess one of the most important features to me of a program: how feasible it would be for me to have a child while still a student. \n\nI\u2019m in my late 20s, and given the length of the commitment to get a PhD, I\u2019d like to keep the door open for possibly starting my family while still in school. I know a bit from friends in the field of some programs where this happens commonly, and in som",
          "subreddit": "AcademicPsychology",
          "num_comments": 22,
          "score": 0.892,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qozo2f/usa_how_to_assess_if_a_phd_program_is_family/"
        },
        {
          "title": "Which major is best suited for me: cog sci, psychology, or nueroscience?",
          "selftext": "",
          "subreddit": "cogsci",
          "num_comments": 1,
          "score": 0.882,
          "url": "https://reddit.com/r/cogsci/comments/1q3dv46/which_major_is_best_suited_for_me_cog_sci/"
        },
        {
          "title": "Should I email the lab manager or the head of the lab about a job?",
          "selftext": "Hi! I know both the lab manager and the Principal Investigator through past experiences. I\u2019d like to ask about a research assistant job opportunity but I\u2019m not sure who I should contact. Any advice?",
          "subreddit": "AcademicPsychology",
          "num_comments": 6,
          "score": 0.882,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qnvevk/should_i_email_the_lab_manager_or_the_head_of_the/"
        },
        {
          "title": "Cognitive Science MSc",
          "selftext": "Hello, I hope this is the right place to ask about this. I've been thinking of studying cog-sci master degree at Edinburgh university but I don't know if it's any good I've read many bad reviews. I would like to consider US universities or basically anywhere with good education. I'm really interested in this field and it excites me so the learning experience is really important to me since I had a very bad experience with my BS (I studied computer science)\n\nany experiences, advices, or insights ",
          "subreddit": "cogsci",
          "num_comments": 4,
          "score": 0.88,
          "url": "https://reddit.com/r/cogsci/comments/1q36iau/cognitive_science_msc/"
        },
        {
          "title": "Any thoughts on this?",
          "selftext": "I am RN, MAN with teaching certification. Can I take MA in Behavioral Science? ",
          "subreddit": "BehavioralEconomics",
          "num_comments": 0,
          "score": 0.88,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1ordjp2/any_thoughts_on_this/"
        },
        {
          "title": "Differences between European and non-European psychotherapy",
          "selftext": "Every culture is different in how it functions. I understand more and more that there are differences even between how cultures help people with their mental health, it's not just Maslow's Western world way. Maybe someone here could talk about those differences between the cultures (Western world vs Africa,  Asia etc) and maybe tell what books about cultural psychology are worth reading?\n\nP.S. By \"European\" I actually meant Western world. ",
          "subreddit": "AcademicPsychology",
          "num_comments": 4,
          "score": 0.878,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qnc9jv/differences_between_european_and_noneuropean/"
        },
        {
          "title": "UM\u2013Dearborn Clinical Health Psychology vs CACREP CMHC for LPC in Michigan",
          "selftext": "",
          "subreddit": "AcademicPsychology",
          "num_comments": 0,
          "score": 0.878,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qd0fja/umdearborn_clinical_health_psychology_vs_cacrep/"
        },
        {
          "title": "Forensic Neuropsychology",
          "selftext": "Hello! I'm a current corporate professional interested in transitioning to a career in neuropsychology. I have a Master's in Criminology, so I have specifically been looking at forensic neuropsychology and am interested in hearing from anyone who currently works in this field. Any information would be helpful, but I'm specifically interested in what your day-to-day looks like, what your path was to your current position, and any advice you would have for anyone looking to get into the field toda",
          "subreddit": "Neuropsychology",
          "num_comments": 8,
          "score": 0.878,
          "url": "https://reddit.com/r/Neuropsychology/comments/1pt32vl/forensic_neuropsychology/"
        },
        {
          "title": "Online Grad School vs. In Person for Clinical Mental Health Counseling?",
          "selftext": "I am located in Colorado and looking for a CACREP accredited university only. What are post-grads thoughts on attending grad school online vs. in person?",
          "subreddit": "AcademicPsychology",
          "num_comments": 10,
          "score": 0.876,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qn4xrl/online_grad_school_vs_in_person_for_clinical/"
        },
        {
          "title": "I recently failed the board certification written exam\u2026",
          "selftext": "I feel like I got pretty close, the required scaled score to pass was 300 and I scored 288. I feel pretty discouraged though and wanted to see if anyone had any advice who has been in a similar situation?\n\nI studied using the Stucky review guide, Blumenfeld neuroanatomy book, and completed all the practice exams on the BRAIN website. I just felt like the questions on the actual test were very different. I would love to hear if anyone has any other resources that they might suggest for studying? ",
          "subreddit": "Neuropsychology",
          "num_comments": 18,
          "score": 0.874,
          "url": "https://reddit.com/r/Neuropsychology/comments/1ps2jpg/i_recently_failed_the_board_certification_written/"
        },
        {
          "title": "Career pivot - help!",
          "selftext": "Hi everyone!\n\nI (28F) am currently working in a management consulting company after having done my MBA from a top B-School in India. My total work experience in the corporate sector is about 3 years (prior to the MBA - tech consulting) and 14 months (post-MBA). I did a B.E. in Electrical Engineering as my undergrad.\n\nI've always been very interested in consumer behaviour and implications of the same on a larger scale. My current job focuses on the end-to-end consumer journey on a digital scale. ",
          "subreddit": "BehavioralEconomics",
          "num_comments": 8,
          "score": 0.872,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1ohbm08/career_pivot_help/"
        },
        {
          "title": "USA- Thoughts on these Grad Schools for Clinical Mental Health Counseling",
          "selftext": "xposted. Looking for all thoughts on Adams State University, Bellevue University and Regis University for a masters in clinical mental health counseling. Leaning towards Adams Stare because I am also in Colorado and it\u2019s reasonably priced but I would take classes online and complete practicum and internship in my hometown. Looking for liberal leaning and queer friendly preferably but not required. ",
          "subreddit": "AcademicPsychology",
          "num_comments": 6,
          "score": 0.872,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qn5jn4/usa_thoughts_on_these_grad_schools_for_clinical/"
        },
        {
          "title": "AP system is useless for GE classes.",
          "selftext": "Unpopular opinion but the AP system designed by college board is completely worthless for GE classes and they inflate the workload. You have to study for a $90+ exam on top of the course grade just to earn some history credit. Take the equivalent at CC and transfer it, easier workload and usually an easy A.",
          "subreddit": "unpopularopinion",
          "num_comments": 23,
          "score": 0.868,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qzwcgc/ap_system_is_useless_for_ge_classes/"
        },
        {
          "title": "confused about career",
          "selftext": "Hii, so basically, I am a final year liberal arts student with major in Psych and minor in history. for the longest time i thought i wanted to do clinical psych but after an internship, i realised it was not for me. I have been exploring and i like the idea of behavioural economics, especially consulting. i wanna do an internship but as per my conversations with professors, it is hard to get it in this field, given my lack of economics background. what should i do",
          "subreddit": "BehavioralEconomics",
          "num_comments": 3,
          "score": 0.866,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1o5e4oo/confused_about_career/"
        },
        {
          "title": "Neuropsychologists working in private - how much do you earn and how many hours do you work?",
          "selftext": "For an experienced neurpsychologist in private, is reaching 400k/year realistic at some point?",
          "subreddit": "Neuropsychology",
          "num_comments": 25,
          "score": 0.864,
          "url": "https://reddit.com/r/Neuropsychology/comments/1pqk6ac/neuropsychologists_working_in_private_how_much_do/"
        },
        {
          "title": "Should I study Cogsci at masters level?",
          "selftext": "Hi all, I am a maths undergraduate (graduated a few years ago) and went straight to a data science graduate programme. Lately I\u2019ve been finding my job dull and I am curious more about the foundations of AI, like the neural networks and their basis in neuron networks of the brain. \n\nSo I\u2019m thinking about doing \n\nCognitive neuroscience MSc at UCL \n\nCognitive and decision science MSc at UCL \n\nI\u2019ve always been interested in brain sciences but I don\u2019t have any biology qualifications even at school le",
          "subreddit": "cogsci",
          "num_comments": 2,
          "score": 0.862,
          "url": "https://reddit.com/r/cogsci/comments/1pysla4/should_i_study_cogsci_at_masters_level/"
        },
        {
          "title": "Thinking about Clinical psychology Phd as non-EU citizen",
          "selftext": "Hi everyone :)\n\nI\u2019m from Serbia (non-EU) and I have a BA and MA in clinical psychology. I\u2019m currently doing my clinical residency at a psychiatry clinic working with psychotic patients, and I\u2019m also writing a research manuscript based on my masters thesis on auditory hallucinations in the general population.\n\nI\u2019ve been thinking seriously about pursuing a PhD abroad. In my country, the academic and research future for clinical psychology or any other research career is unfortunately very limited ",
          "subreddit": "AcademicPsychology",
          "num_comments": 0,
          "score": 0.862,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qlxeg6/thinking_about_clinical_psychology_phd_as_noneu/"
        },
        {
          "title": "[AUS] Clinical Neuropsychologist Pay/Salary in Australia",
          "selftext": "",
          "subreddit": "Neuropsychology",
          "num_comments": 1,
          "score": 0.862,
          "url": "https://reddit.com/r/Neuropsychology/comments/1pr59j5/aus_clinical_neuropsychologist_paysalary_in/"
        },
        {
          "title": "Coming from a completely different field...",
          "selftext": "My background is in Commerce, later did Finance (up to CFA L2), then ventured into programming and have been building stuff online. \n\nMy interests are in brain, psychology, physiology, philosophy etc.\n\nI want to do a major in cognitive science. The issue is that most scholarships and colleges require a motivation letter and **(i think)** are looking for bridge courses and projects related to this field.  \nI do not have any projects related to pure cognitive science but I have a lot of web apps, ",
          "subreddit": "cogsci",
          "num_comments": 2,
          "score": 0.86,
          "url": "https://reddit.com/r/cogsci/comments/1pydq2a/coming_from_a_completely_different_field/"
        },
        {
          "title": "Hey everyone\u2026in need of 68 more participants for my Masters Degree study - you can access it via the following link but you must be 18 and it needs to be done on a laptop/computer: https://derby.qualtrics.com/jfe/form/SV_0x3dI0AySQzZ382",
          "selftext": "",
          "subreddit": "CognitivePsychology",
          "num_comments": 2,
          "score": 0.858,
          "url": "https://reddit.com/r/cognitivepsychology/comments/147voxb/hey_everyonein_need_of_68_more_participants_for/"
        },
        {
          "title": "Is CogSci for me?",
          "selftext": "I\u2019m a software engineer of 10 years (undergrad in comp sci, minor in math). I\u2019ve always been interested in people from the perspective of ethics and human behavior.\n\nSome of the questions I find myself thinking about are:\n\n1. How does AI \u201cthinking\u201d differ from human thinking?\n\n2. What types of ethics should be applied to AI?\n\n3. General brain wiring and how people think and act out their thinking based on what they value.\n\n  \nClearly there\u2019s a theme here of ethics and thinking. Does this sound l",
          "subreddit": "cogsci",
          "num_comments": 5,
          "score": 0.856,
          "url": "https://reddit.com/r/cogsci/comments/1pwlz8t/is_cogsci_for_me/"
        },
        {
          "title": "Path to becoming a Neuropsychologist",
          "selftext": "Hello!\n\nI am an undergrad student going into my second semester. I'm psych major and I'd love to pursue neuropsychology because I think it blends my interests in neurology, mind-brain connection, clinical mental health counseling, mental health therapies, and brain damage.\n\n  \nAnyway. My question is what can I be doing right now to make the most of my time? I've read some threads on this subreddit from a few years back and a few articles on the topic, but I was hoping for a place I could get dir",
          "subreddit": "Neuropsychology",
          "num_comments": 36,
          "score": 0.856,
          "url": "https://reddit.com/r/Neuropsychology/comments/1pki17p/path_to_becoming_a_neuropsychologist/"
        },
        {
          "title": "Four years after the COVID-19 pandemic upended campus life, the majority of college students successfully bounced back. Students experienced rising life satisfaction and declining loneliness and, surprisingly, even a fonder remembrance of online classes from the early days of the pandemic.",
          "selftext": "",
          "subreddit": "psychology",
          "num_comments": 7,
          "score": 0.852,
          "url": "https://reddit.com/r/psychology/comments/1qr3781/four_years_after_the_covid19_pandemic_upended/"
        },
        {
          "title": "Should I do Psyd or Phd if I want to be a child psychologist?",
          "selftext": "hi everyone! this is my first time posting here so i hope all of you can help me with something I have been stressing over for awhile. I am currently a junior in undergrad and have been dead set on becoming a child psychologist. I have a 3.85 GPA (out of 4) but unfortunately do not have any research experience (i took methods and i\u2019m taking an advanced research class but nothing else as i go to a small liberal arts college). However, I have been really devoted to getting more applied experience ",
          "subreddit": "AcademicPsychology",
          "num_comments": 11,
          "score": 0.848,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qkhkc8/should_i_do_psyd_or_phd_if_i_want_to_be_a_child/"
        },
        {
          "title": "PLEASE ADVISE: When to \u201ccircle back\u201d via email to PI about a post-bac RA position?",
          "selftext": "",
          "subreddit": "AcademicPsychology",
          "num_comments": 1,
          "score": 0.844,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qkaq7j/please_advise_when_to_circle_back_via_email_to_pi/"
        },
        {
          "title": "How do I transfer to a CompNeuro major?",
          "selftext": "I am a Second Year student at University of Padova and my course is conducted online like any other college program. I wish to transfer to BSc in Neuroscience and if possible with a focus on Computational Neuroscience. Is this possible? Do universities offer this option? \n\nMy biggest constraint is I need the degree to be online since I also require to work for a living. I wish to go into research in CompNeuro fields as a career.",
          "subreddit": "neuroscience",
          "num_comments": 1,
          "score": 0.84,
          "url": "https://reddit.com/r/neuroscience/comments/1jct0wm/how_do_i_transfer_to_a_compneuro_major/"
        },
        {
          "title": "RCI MA clinical psychology guidelines : A complete confusion!",
          "selftext": "I'm currently in my last year of an\u00a0**MSc in Clinical Psychology**\u00a0in India.\n\nIn March 2025, the Rehabilitation Council of India (RCI) dropped new guidelines: they're\u00a0**replacing the M.Phil in Clinical Psychology with an MA in Clinical Psychology**.\n\nThere's a \"transition pathway\" for people in current masters programs: complete one year and you can join the new MA.\n\nI'm speaking for the transition batch\u2014the thousands of us who started our MA/MSc in\u00a0**2024**. There's a lot of doubt, confusion, a",
          "subreddit": "AcademicPsychology",
          "num_comments": 0,
          "score": 0.84,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qjqcki/rci_ma_clinical_psychology_guidelines_a_complete/"
        },
        {
          "title": "What are the best countries to pursue a PhD in Cognitive Science as a brown person?",
          "selftext": "Hey, I\u2019ve done my BSc in Applied Psychology and am currently pursuing MSc in Cognitive Science in India.\nI am looking for a career in Industry and wanted to pursue a 3 year PhD before moving forward. I\u2019ve heard Europe has degrees like that, with good scholarships, but I\u2019ve no idea where exactly in Europe.\nI\u2019m also vegetarian, and can only speak English (apart from Indian languages).\nCould you help me point out which countries and unis might be beneficial for me? \n\n\nPS: Ideally, I want a country ",
          "subreddit": "cogsci",
          "num_comments": 26,
          "score": 0.838,
          "url": "https://reddit.com/r/cogsci/comments/1psi8rx/what_are_the_best_countries_to_pursue_a_phd_in/"
        },
        {
          "title": "COGSCI career prospects",
          "selftext": "hey, what are the job opportunities one can look for with a cognitive science degree? \n",
          "subreddit": "cogsci",
          "num_comments": 2,
          "score": 0.836,
          "url": "https://reddit.com/r/cogsci/comments/1ps41r7/cogsci_career_prospects/"
        },
        {
          "title": "Sedgwick Workers Comp",
          "selftext": "Has anyone done a workers comp eval and submitted to Sedgwick? I was roped into this evaluation and now have to submit a CMS1500 form to Sedgwick for payment. Has anyone here dealt with this before? I\u2019ve heard that dealing with Sedgwick is an uphill battle. Any tips or suggestions are encouraged! ",
          "subreddit": "Neuropsychology",
          "num_comments": 2,
          "score": 0.836,
          "url": "https://reddit.com/r/Neuropsychology/comments/1p3xw3p/sedgwick_workers_comp/"
        },
        {
          "title": "Careers in Cognitive Science and the like?",
          "selftext": "For context, I'm a sophomore student in high school and have been very interested in psychology, neuroscience, and specifically cognitive science. My number one college I want to go to only has psychology for bachelors/masters, but they do have a cognitive/neuroscience PhD course to take after, so I'd essentially be learning all of it. Anyway, I'm really interested in researching cognitive science maybe at some sort of company or university, not being a \"therapist\" per se (no hate to those who d",
          "subreddit": "cogsci",
          "num_comments": 3,
          "score": 0.834,
          "url": "https://reddit.com/r/cogsci/comments/1prmwji/careers_in_cognitive_science_and_the_like/"
        },
        {
          "title": "What programs should I learn",
          "selftext": "Second year undergrad Neuro student here. Wondering what programs people use in the field that I could learn over summer. Im interested in neuroimaging and neuroengineering. Specifically enthusiastic about possibly contributing to the development of a Full Dive VR experience using Neuroscience in the future, if its even possible lol. Python? C++? MATLAB? NumPy? Unity? Other? Let me know.",
          "subreddit": "neuroscience",
          "num_comments": 22,
          "score": 0.83,
          "url": "https://reddit.com/r/neuroscience/comments/1j7xy8l/what_programs_should_i_learn/"
        },
        {
          "title": "Preparation strategy for masters",
          "selftext": "How should I start preparing for a Master\u2019s in Clinical Psych without feeling confused or overwhelmed?\u201d",
          "subreddit": "AcademicPsychology",
          "num_comments": 4,
          "score": 0.83,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qhwmc2/preparation_strategy_for_masters/"
        },
        {
          "title": "What should I major in to pursue research in human and machine cognition?",
          "selftext": "I am a second-year undergraduate student currently pursuing a degree in Philosophy. I recently became interested in cognition, intelligence, and consciousness through a Philosophy of Mind course, where I learned about both computational approaches to the mind, such as neural networks and the development of human-level artificial intelligence, as well as substrate-dependence arguments, that certain biological processes may meaningfully shape mental representations.\n\nI am interested in researching",
          "subreddit": "cogsci",
          "num_comments": 0,
          "score": 0.8280000000000001,
          "url": "https://reddit.com/r/cogsci/comments/1prmh6b/what_should_i_major_in_to_pursue_research_in/"
        },
        {
          "title": "Seeking International Collaborations in Neuropsychology",
          "selftext": "Hello everyone! I was wondering how we can connect with neuropsychology research groups to build academic collaborations. I am a Neuropsychology researcher at a Federal University in Brazil, and my work focuses on clinical reasoning.\n\nIf anyone is interested in discussing research ideas or exploring potential collaborations, I would be very happy to connect!",
          "subreddit": "Neuropsychology",
          "num_comments": 2,
          "score": 0.8200000000000001,
          "url": "https://reddit.com/r/Neuropsychology/comments/1oy2rco/seeking_international_collaborations_in/"
        },
        {
          "title": "Online Masters Programs?",
          "selftext": "Hi! I am interested in pursuing my masters and eventually my doctorate in social psychology as I want to be a university researcher/professor. I am at a point in life where I am not sure where my partner and I are going to end up geographically so I was considering online programs such as Walden University. However, I've heard that online masters may not be a viable way to continue your education/will make it harder to get into PhD programs and harder to find jobs. Is this true? Is it worth purs",
          "subreddit": "SocialPsychology",
          "num_comments": 2,
          "score": 0.8180000000000001,
          "url": "https://reddit.com/r/socialpsychology/comments/1mwe5vx/online_masters_programs/"
        },
        {
          "title": "Grad school Interview Guidelines",
          "selftext": "For those of you who have successfully joined a grad school psyc program (experimental/ clinical/ forensic). What are interview prompts one should be ready to be asked about?",
          "subreddit": "AcademicPsychology",
          "num_comments": 3,
          "score": 0.8160000000000001,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qgpc48/grad_school_interview_guidelines/"
        },
        {
          "title": "Professor giving counseling to their students",
          "selftext": "We have an university professor that gives counseling to their students, and in that counseling they are talking about other students that they teach and other collegues. Is there any chance that this should be allowed? \n\n  \n",
          "subreddit": "AcademicPsychology",
          "num_comments": 7,
          "score": 0.812,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qg58vm/professor_giving_counseling_to_their_students/"
        },
        {
          "title": "Masters in clinical neuroscience at Parker (online)",
          "selftext": "Hi! So I\u2019m looking to do a masters in neuroscience (preferably clinical) online; and ran into the offered by Parker. Wondering if anyone has taken this course and what their feelings are about it. \n\nFor reference, I\u2019m currently on break from medical school (this year and next year) for personal reasons. I want to occupy myself with something virtual next year and I\u2019m considering a neuroscience masters because my long term goal is to be a neurologist.\n\n",
          "subreddit": "neuroscience",
          "num_comments": 8,
          "score": 0.806,
          "url": "https://reddit.com/r/neuroscience/comments/1incckh/masters_in_clinical_neuroscience_at_parker_online/"
        },
        {
          "title": "WashU vs Vanderbilt for Cog Psych PhD?",
          "selftext": "Both places feel pretty similar to me as far as location and prestige (obviously I know research is the top priority) but my current PI doesn't know so much about the specifics of the programs other than them both being great!",
          "subreddit": "AcademicPsychology",
          "num_comments": 3,
          "score": 0.806,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qew2u9/washu_vs_vanderbilt_for_cog_psych_phd/"
        },
        {
          "title": "Future Outlook",
          "selftext": "Just would like to hear different opinions. Where do you see the field in the next ten years? What areas might die out, increase, or change? What are things this generation of students need to adapt or prepare for? If you have a child, would you recommend this career to them? \n\n^^Initial questions to start the ball rolling, but feel free to share any insight/thoughts",
          "subreddit": "Neuropsychology",
          "num_comments": 0,
          "score": 0.804,
          "url": "https://reddit.com/r/Neuropsychology/comments/1ordj9b/future_outlook/"
        },
        {
          "title": "(Toronto, ON) Adler Graduate Professional School Applicants 2026 - Clinical Psychology Stream",
          "selftext": "",
          "subreddit": "AcademicPsychology",
          "num_comments": 0,
          "score": 0.802,
          "url": "https://reddit.com/r/AcademicPsychology/comments/1qeqws1/toronto_on_adler_graduate_professional_school/"
        },
        {
          "title": "Research neuropsychologists: Do research interests &amp; clinical expertise have to overlap?",
          "selftext": "",
          "subreddit": "Neuropsychology",
          "num_comments": 8,
          "score": 0.802,
          "url": "https://reddit.com/r/Neuropsychology/comments/1oqy5mp/research_neuropsychologists_do_research_interests/"
        }
      ]
    },
    {
      "test_id": "brain_is_lying_cluster_2",
      "cluster_id": 59,
      "channel": "brain_is_lying",
      "topic_count": 67,
      "posts_with_content": 49,
      "sample_topics": [
        "I tried to turn \u201cwhat is consciousness?\u201d into a ma",
        "we don\u2019t experience reality directly. we experienc",
        "What is Real?",
        "Reality of the Human Mind: A Post Hoc Perception",
        "Proposal: Valenced experience just is recursive se"
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      "subreddits": [
        "neuroscience",
        "PhilosophyofMind",
        "CognitivePsychology",
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      "raw_posts": [
        {
          "title": "I tried to turn \u201cwhat is consciousness?\u201d into a map of tensions and 131 small test questions",
          "selftext": "in the last year i read way too many \u201cwhat is consciousness?\u201d threads here and in related subs.\n\nafter some point it all started to blur. different camps use the same word but clearly solve different problems:\n\n\\* some people mean information processing and behavior  \n\\* some mean first person experience, the \u201cwhat it is like\u201d part  \n\\* some mean self model, narrative, sense of \u201cme\u201d over time  \n\\* some jump directly to moral status, rights, personhood\n\nthey all say \u201cthis is what consciousness re",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 1.0,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qz456j/i_tried_to_turn_what_is_consciousness_into_a_map/"
        },
        {
          "title": "we don\u2019t experience reality directly. we experience our version of it.",
          "selftext": "\\[tldr: We often assume we see the world as it is, but\u00a0**neuroscience**\u00a0suggests otherwise. In one Big Think video, cognitive scientist Christof Koch explains that we live inside a \"Perception Box,\" where our\u00a0**perception vs reality**\u00a0is filtered through our brain's past experiences. This post explores how we can escape the\u00a0**gravitational field of ego**, use\u00a0**mindfulness**\u00a0to expand our worldview, and transition from being \"nowhere\" to being truly\u00a0**\"now here\"**\u00a0\\- through yoga and\u00a0[meditation",
          "subreddit": "PhilosophyofMind",
          "num_comments": 6,
          "score": 0.996,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qxjqmg/we_dont_experience_reality_directly_we_experience/"
        },
        {
          "title": "What is Real?",
          "selftext": "I like to think a lot, and lately, I\u2019ve been wondering about how we experience reality. Everything we perceive, like colors, sounds, other people\u2019s emotions, and social interactions, is filtered through our own minds. So how do we know that any shared reality actually exists? Honestly, we don\u2019t. We can\u2019t be sure we truly know each other or even what is real. Maybe we are all just individuals of thought in the same space.\n\nThe one thing I feel certain about is thinking itself. We can\u2019t question t",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.994,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qy7cbb/what_is_real/"
        },
        {
          "title": "Reality of the Human Mind: A Post Hoc Perception",
          "selftext": "\n## Abstract\n\nHaving established \u03c6-coherence in gravitational geometry, mathematical optimization, and emergent physical systems\u2014and having confirmed its absence in flat-spacetime quantum field theory\u2014we now test whether \u03c6 appears in the most complex known system: the human brain. We analyze three hierarchical levels: (1) anatomical structure (brain region volume ratios, neuronal morphology), (2) neurochemical dynamics (neurotransmitter oscillations, receptor binding kinetics), and (3) neural el",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.984,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qw61eu/reality_of_the_human_mind_a_post_hoc_perception/"
        },
        {
          "title": "Proposal: Valenced experience just is recursive self-prediction, viewed from inside",
          "selftext": "I've been developing a framework that attempts to dissolve rather than solve the hard problem by grounding phenomenology in thermodynamics and predictive processing. Curious what this community thinks of the core move.\n\nThe setup: The universe's low-entropy initial state represents finite capacity to affect which futures occur. Predictive systems are how matter begins to *steer* that spending - a bacterium dissipates energy differentially based on implicit models of which futures serve its persi",
          "subreddit": "PhilosophyofMind",
          "num_comments": 2,
          "score": 0.982,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qv4k7a/proposal_valenced_experience_just_is_recursive/"
        },
        {
          "title": "From Noise To Nothing",
          "selftext": "Automatic writing piece exploring identity, consciousness, and perception as a mental-state document.\n\nPDF if curious:\n\n[https://files.catbox.moe/jzzfnp.pdf](https://files.catbox.moe/jzzfnp.pdf)",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.98,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qttvax/from_noise_to_nothing/"
        },
        {
          "title": "If subjectivity is redefined, could science and philosophy intersect?",
          "selftext": "Science has long been stalled by the observer problem between relativity and quantum mechanics.\n\nPhilosophy has kept asking: What is consciousness? What is reality?\n\nBut maybe this split also created a blind spot in philosophy.\n\nSubjectivity, I think, can no longer be seen as something purely internal.\n\nIf subjectivity were to be redefined,\n\nthe things science and philosophy have explored separately might suddenly connect.\n\nI feel surprised, unsettled \u2014 and at the same time, excited by that poss",
          "subreddit": "PhilosophyofMind",
          "num_comments": 5,
          "score": 0.974,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qrple6/if_subjectivity_is_redefined_could_science_and/"
        },
        {
          "title": "What IF we understood a physical origin for Consciousness - Three questions",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.972,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qrc8z3/what_if_we_understood_a_physical_origin_for/"
        },
        {
          "title": "Does experienced reality depend on intersubjective interaction?",
          "selftext": "I\u2019m wondering whether the world we experience is fully constituted within individual consciousness, or whether it becomes actual through interaction with other perspectives.\n\nThis seems related to questions about intersubjectivity, shared experience, and the limits of first-person accounts.\n\nI\u2019d be interested in how others working in philosophy of mind approach this.",
          "subreddit": "PhilosophyofMind",
          "num_comments": 10,
          "score": 0.97,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qr7z0v/does_experienced_reality_depend_on/"
        },
        {
          "title": "Is the observer a mental subject, or a condition of experience?",
          "selftext": "In philosophy of mind, the observer is often identified with a mental subject or experiencing self.\n\nBut in contexts where observation seems to depend on structural or relational conditions (e.g., in measurement or perception), it\u2019s less clear that the observer must be treated as an entity that does the observing.\n\nIs it coherent to understand the observer instead as a condition under which experience becomes possible, rather than as a mental subject that performs observation?\n\nHow would this af",
          "subreddit": "PhilosophyofMind",
          "num_comments": 10,
          "score": 0.966,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qqva4j/is_the_observer_a_mental_subject_or_a_condition/"
        },
        {
          "title": "Consciousness, Explanatory Cost, and Why the Hard Problem Refuses to Disappear",
          "selftext": "A Minimal-Cost Hypothesis on Consciousness, Meaning, and Why the Hard Problem Persists\n\nBefore going further, I want to clarify how I\u2019m using the term consciousness here.\n\nI\u2019m not referring to wakefulness, intelligence, behavior, or cognitive performance.\n\nWhat I mean is subjective experience itself \u2014 the fact that there is something it is like to be a system.\n\nThis post is not a religious claim, and it\u2019s not an argument for any existing belief system.\n\nIt\u2019s an attempt to ask whether a minimal-a",
          "subreddit": "PhilosophyofMind",
          "num_comments": 8,
          "score": 0.962,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qpemhf/consciousness_explanatory_cost_and_why_the_hard/"
        },
        {
          "title": "Consciousness Inquiry?",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.96,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qlpbdi/consciousness_inquiry/"
        },
        {
          "title": "Near-death experiences seem oddly structured, what does that say about the brain?",
          "selftext": "Whether u see NDEs as spiritual or neurological, the fact that they\u2019re so structured is fascinating. It doesn\u2019t feel random.",
          "subreddit": "Neuropsychology",
          "num_comments": 1,
          "score": 0.954,
          "url": "https://reddit.com/r/Neuropsychology/comments/1qt46x6/neardeath_experiences_seem_oddly_structured_what/"
        },
        {
          "title": "Pre-death theory",
          "selftext": "Hello people of reddit! i'm making this post since it's now months that my mind is hunted with this theory, despite not being able to find anything about it online. \nI belive someone might help me get literally anything (even not closely related) information about it.\n(sorry about a potential language barrier and have mercy of my medical ignorance)\n\nIt's been heavily discussed what might happen before the final shoutdown of a person, i personally believe that after the death of the body, but whi",
          "subreddit": "cogsci",
          "num_comments": 4,
          "score": 0.952,
          "url": "https://reddit.com/r/cogsci/comments/1qj2b82/predeath_theory/"
        },
        {
          "title": "Philosophy of Mind - Consciousness as the Void",
          "selftext": "Hello everyone,\n\nI have always been fascinated by the concept of consciousness, I want to share with you here for discussion &amp; inspiration my write-up on consciousness.\n\nIt is intended as an easy read. Think of it as a philosophical paper, it builds on some of the bigger philosophically and yet ungrounded theories of mind, it does not question the pieces in the toolkit, but rather tries to connect the dots.\n\nAllow for a moment, yourself to wonder \"what if\".\n\nI hope you enjoy the read, and th",
          "subreddit": "PhilosophyofMind",
          "num_comments": 4,
          "score": 0.952,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qivycc/philosophy_of_mind_consciousness_as_the_void/"
        },
        {
          "title": "Why can\u2019t we figure out consciousness?",
          "selftext": "I believe that the answer to consciousness lies in figuring out where exactly our identity hides and I believe that the answer to that involves figuring out the binding problem. How exactly do we have separate points of view from which we observe a story of existence? How do perceptions get sucked into a view, why and under what conditions does the view persist or change. \n\nIt\u2019s strange that we can\u2019t figure out these questions  given what we already know too much about computation. Yet we don\u2019t ",
          "subreddit": "cogsci",
          "num_comments": 34,
          "score": 0.946,
          "url": "https://reddit.com/r/cogsci/comments/1qglu6i/why_cant_we_figure_out_consciousness/"
        },
        {
          "title": "The Grand Ledger: Eternal Totality of Distinctions as the Uncreated Ground of Reality",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 1,
          "score": 0.946,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qich6o/the_grand_ledger_eternal_totality_of_distinctions/"
        },
        {
          "title": "The Solution to the Hard Problem of Consciousness",
          "selftext": "\u201cThe Solution to the Hard Problem of Consciousness,\u201d 1 of the 39 essays in *Trimurti\u2019s Dance,* shows that Nagel\u2019s \u201cwhat it\u2019s like to be\u201d and Chalmers\u2019 \u201chard problem\u201d assertions commit a ***category*** **mistake** by failing to account for the fundamental differences between *animal awareness* and *human consciousness*.  \n  \n\u201cConsciousness Is a Cultural Template\u201d and \u201cPanpsychism (Faith) versus Emergentism (Reason),\u201d two of the essays in *God Is a Heartless Recluse*, show that **human consciousne",
          "subreddit": "PhilosophyofMind",
          "num_comments": 4,
          "score": 0.944,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qh9b7i/the_solution_to_the_hard_problem_of_consciousness/"
        },
        {
          "title": "Uniting survival with reasoning: A hybrid approach for grounding truth, embodied knowledge, and symbolic logic in rewards-based learning",
          "selftext": "This post explores a novel approach to address the *symbol emergence problem*. By framing all thoughts as useful affordances, and cognition as a form of intention, it reinvents how we understand symbols, reasoning, logic, memory, and even awareness. The post confronts certain difficulties involved in creating discrete symbols out of a continuous flow of experiences, as well as the problem of abstraction, that is, of performing reasoning using unrelated symbols. From the post:\n\n&gt;Let us state t",
          "subreddit": "cogsci",
          "num_comments": 0,
          "score": 0.9359999999999999,
          "url": "https://reddit.com/r/cogsci/comments/1qf566p/uniting_survival_with_reasoning_a_hybrid_approach/"
        },
        {
          "title": "Subjectivity, observation, and the limits of modern science",
          "selftext": "[The Removal of God from Knowledge: How the Exclusion of Absolute Subjectivity Shaped Modern Science and Its Limits](https://www.researchgate.net/publication/398757987_The_Removal_of_God_from_Knowledge_How_the_Exclusion_of_Absolute_Subjectivity_Shaped_Modern_Science_and_Its_Limits)",
          "subreddit": "PhilosophyofMind",
          "num_comments": 3,
          "score": 0.9359999999999999,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qeumrg/subjectivity_observation_and_the_limits_of_modern/"
        },
        {
          "title": "What's it like to be a shark? experimental philosophy study",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.9339999999999999,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qegn6t/whats_it_like_to_be_a_shark_experimental/"
        },
        {
          "title": "The Elemental Reason: A Material Framework for Ontological Conditions of Existence",
          "selftext": "I've spent over 40 years working toward a framework that addresses what I see as philosophy's most persistent failure: the inability to bridge the is-ought divide, explain consciousness without mysticism or elimination, and unify our understanding of matter, life, and mind under a single principle.\n\nThe framework proposes that existence itself requires three simultaneous conditions, expressed as E = C \u00d7 I \u00d7 K \u2260 0. Coherence maintains identity through time. Interaction connects with environment. ",
          "subreddit": "PhilosophyofMind",
          "num_comments": 4,
          "score": 0.9299999999999999,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qcwqzq/the_elemental_reason_a_material_framework_for/"
        },
        {
          "title": "Has modern science systematically excluded an absolute observer \u2014 and if so, at what cost?",
          "selftext": "Since the rise of modern science, there has been a strong methodological commitment to excluding anything like an \u201cabsolute observer\u201d from our theories.\n\nEven without invoking theological language, the idea that there could be a non-relative standpoint of observation has largely been treated as illegitimate, or at least unscientific.\n\nI\u2019ve been wondering whether this exclusion is merely a practical choice \u2014 or whether it has deeper consequences for foundational problems, such as the persistent d",
          "subreddit": "PhilosophyofMind",
          "num_comments": 26,
          "score": 0.928,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1qavsb5/has_modern_science_systematically_excluded_an/"
        },
        {
          "title": "Chapter 1 : Mind",
          "selftext": "The actual irony is that we all have human mind. The difference between us and all living organisms in this planet is our mind. Our mind is still a mystery. Many question rises. Our mind guides us towards both constructive and destructive purposes. Our mind gives us desire, we all know we can\u2019t achieve a thing but still we try our best. The thing here is did we calculate the probability or gave our best with extending our limits.\n\nOur mind creates fuel for desire, but the same mind acts a firewo",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.92,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q91pnc/chapter_1_mind/"
        },
        {
          "title": "Modularity of consciousness",
          "selftext": "Hei, Reddit! I made a whole account just for this and I'd love your feedback. To be clear, I don't have a background in psychology, philosophy, or biochemistry. I'm just some maallikko with bizarre ideas!\n\nJudge me hard, but I've been talking to ChatGPT about the modularity of consciousness and how it seems to be \"non-modular\". Specifically, how it looks like a total collapse of consciousness during events like anesthesia. To me, this seems to imply the *possibility* that (and here I'm quoting t",
          "subreddit": "PhilosophyofMind",
          "num_comments": 21,
          "score": 0.916,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q7eoo5/modularity_of_consciousness/"
        },
        {
          "title": "Whatever one understands about oneself, is it on the level of mind or beyond? When I say beyond, there is that which is watching the mind itself. Is that also part of mind or something else?",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 1,
          "score": 0.912,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q6c4fw/whatever_one_understands_about_oneself_is_it_on/"
        },
        {
          "title": "\ud835\udc40\ud835\udc5c\ud835\udc5b\ud835\udc56\ud835\udc60\ud835\udc61\ud835\udc56\ud835\udc50 \ud835\udc38\ud835\udc5a\ud835\udc52\ud835\udc5f\ud835\udc54\ud835\udc52\ud835\udc5b\ud835\udc61\ud835\udc56\ud835\udc60\ud835\udc5a proves the \ud835\udc50\ud835\udc4e\ud835\udc61\ud835\udc52\ud835\udc54\ud835\udc5c\ud835\udc5f\ud835\udc56\ud835\udc50\ud835\udc4e\ud835\udc59 \ud835\udc51\ud835\udc56\ud835\udc60\ud835\udc61\ud835\udc56\ud835\udc5b\ud835\udc50\ud835\udc61\ud835\udc56\ud835\udc5c\ud835\udc5b between \ud835\udc4e\ud835\udc5b\ud835\udc56\ud835\udc5a\ud835\udc4e\ud835\udc59 \ud835\udc4e\ud835\udc64\ud835\udc4e\ud835\udc5f\ud835\udc52\ud835\udc5b\ud835\udc52\ud835\udc60\ud835\udc60 and \u210e\ud835\udc62\ud835\udc5a\ud835\udc4e\ud835\udc5b \ud835\udc50\ud835\udc5c\ud835\udc5b\ud835\udc60\ud835\udc50\ud835\udc56\ud835\udc5c\ud835\udc62\ud835\udc60\ud835\udc5b\ud835\udc52\ud835\udc60\ud835\udc60 and proposes a new view.",
          "selftext": "***Monistic Emergentism*** shows that Nagel\u2019s \u201cwhat it\u2019s like to be\u201d and Chalmers\u2019 \u201chard problem\u201d assertions commit a\u00a0*category*\u00a0mistake by failing to account for the fundamental differences between\u00a0*animal awareness*\u00a0and\u00a0*human consciousness*.\n\n***Monistic Emergentism*** posits a new view of consciousness: Via symbolic thinking, metacognition, and civilization, the human brain attained consciousness, a cultural template that newborns acquire via imitation, repetition and intuition, from adults\u2014",
          "subreddit": "PhilosophyofMind",
          "num_comments": 3,
          "score": 0.906,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q5ff99/\ud835\udc40\ud835\udc5c\ud835\udc5b\ud835\udc56\ud835\udc60\ud835\udc61\ud835\udc56\ud835\udc50_\ud835\udc38\ud835\udc5a\ud835\udc52\ud835\udc5f\ud835\udc54\ud835\udc52\ud835\udc5b\ud835\udc61\ud835\udc56\ud835\udc60\ud835\udc5a_proves_the_\ud835\udc50\ud835\udc4e\ud835\udc61\ud835\udc52\ud835\udc54\ud835\udc5c\ud835\udc5f\ud835\udc56\ud835\udc50\ud835\udc4e\ud835\udc59/"
        },
        {
          "title": "r/Cogsci: Has anyone heard of Conditional Set Theory or anything akin to it?",
          "selftext": "Hi everyone, question about Conditional Set Theory (an elaboration on Causal Set Theory). It seems to be a set-theory based narrative with the claim to effectively function as a Theory of Everything (scoff). That said, it seems a logical take on the dimensionality of Causal Set Theory (CST) and, if correct, means that digital priors can be built to make more accurate predictions from real-world observed data (sadly not hypotheticals) which feels intuitive. More excitingly for this subreddit, it ",
          "subreddit": "cogsci",
          "num_comments": 0,
          "score": 0.904,
          "url": "https://reddit.com/r/cogsci/comments/1q8gxra/rcogsci_has_anyone_heard_of_conditional_set/"
        },
        {
          "title": "Sean Carroll's Mindscape: Ned Block on Whether Consciousness Requires Biology (1/5/2025)",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 1,
          "score": 0.902,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q4q20w/sean_carrolls_mindscape_ned_block_on_whether/"
        },
        {
          "title": "Descartes 2.0",
          "selftext": "You exist, therefore I am.\n\nConsciousness is just self perception.",
          "subreddit": "PhilosophyofMind",
          "num_comments": 22,
          "score": 0.9,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q4shlp/descartes_20/"
        },
        {
          "title": "Dilettante's Intuitions About Consciousness",
          "selftext": "\nAttempts to define consciousness are as numerous as they are fruitless. People speak about completely different things. Lying in a donor chair with a tourniquet on my left hand and actively losing that very consciousness, I decided to figure out why. It seems to me that the problem is deeper than the distinction proposed by Chalmers between psychological and phenomenal consciousness, and that phenomenal consciousness itself has irreducible, mutually contradictory facets.\n\nIntuitions About Consc",
          "subreddit": "PhilosophyofMind",
          "num_comments": 3,
          "score": 0.898,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q44x47/dilettantes_intuitions_about_consciousness/"
        },
        {
          "title": "Personal Take: Memory-Read Theory of Consciousness: A Loop-Based Framework",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 1,
          "score": 0.896,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q3ni60/personal_take_memoryread_theory_of_consciousness/"
        },
        {
          "title": "Is \u201cwhat it\u2019s like\u201d the foundation of consciousness\u2014or something a process produces?",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.892,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q32d8f/is_what_its_like_the_foundation_of/"
        },
        {
          "title": "The Origins of Strongholds in our Minds",
          "selftext": "",
          "subreddit": "CognitivePsychology",
          "num_comments": 0,
          "score": 0.888,
          "url": "https://reddit.com/r/cognitivepsychology/comments/1c0tdxd/the_origins_of_strongholds_in_our_minds/"
        },
        {
          "title": "Philosophy Talk: Gilbert Ryle and the Map of the Mind (1/1/2026)",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.888,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q22fzo/philosophy_talk_gilbert_ryle_and_the_map_of_the/"
        },
        {
          "title": "Do you think there are varying levels of consciousness?",
          "selftext": "\nAFAIK from a monism/non-dual perspective no matter what one is doing the consciousness is always intact and is the space in which experiences appear.\n\nThat\u2019s for most of the time and for most humans.\n\nMy question is do you think or do you have evidence to support that beings can possess varying degrees of consciousness?\n\nIt\u2019s very hard for me to imagine how the space in which experiences appear can be smaller in one case compared to another case.\nThis possibly could be compared to different siz",
          "subreddit": "PhilosophyofMind",
          "num_comments": 43,
          "score": 0.886,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q1u88p/do_you_think_there_are_varying_levels_of/"
        },
        {
          "title": "On the nature of consciousness",
          "selftext": "https://philpapers.org/go.pl?id=HUGOTN&amp;proxyId=&amp;u=https%3A%2F%2Fphilpapers.org%2Farchive%2FHUGOTN.pdf\n\nThis document presents an opinion piece about a standardized/objective description of consciousness given in a definite manner.Its propositions might seem to share aspects with Karl Friston's hypothesis of brains as Bayesian inference machines , Wittgenstein's private language discussions and Tononi's usage of a complexity metric in Integrated Information Theory (IIT). \n",
          "subreddit": "PhilosophyofMind",
          "num_comments": 12,
          "score": 0.882,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1q0x5eq/on_the_nature_of_consciousness/"
        },
        {
          "title": "Time first phenomenology",
          "selftext": "Hey. \n\nFirst time post here. I have a speculative phenomenological framework in which the universe is time first with physical extension being a function of the interaction between the overlaps in the possibility-space of quanta and consciousness. \n\nI\u2019m interested in whether thinking of spatial extension as an emergent rendering contingent on consciousness (in a broadly Kantian/Spinozean sense) is conceptually useful?",
          "subreddit": "PhilosophyofMind",
          "num_comments": 3,
          "score": 0.88,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pzdvpr/time_first_phenomenology/"
        },
        {
          "title": "Zahavi on Phenomenal Consciousness and Pre-Reflective Self-Consciousness",
          "selftext": "\nLately, I have been reading Dan Zahavi's work on consciousness and I was wondering what your thoughts might be about his argument.\n\nZahavi argues that phenomenal consciousness is intrinsically self-involving. On his view, conscious experience is not merely awareness of objects, properties, or states of affairs in the world; it is always given in a first-personal mode of presentation. Every experience is characterized by a minimal \u201cfor-me-ness,\u201d such that there is something it is like for the su",
          "subreddit": "PhilosophyofMind",
          "num_comments": 6,
          "score": 0.874,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pye81n/zahavi_on_phenomenal_consciousness_and/"
        },
        {
          "title": "The First Conscience Theory",
          "selftext": "A consciousness-first cosmological proposal (\u201cThe First Conscience Theory\u201d)\n\nBy T.A.H.\n\nMost theories begin by assuming physical laws come first, and consciousness somehow emerges later. I want to challenge that.\n\nConsider the possibility that consciousness is the most fundamental thing that exists, that awareness did not arise from the universe, but instead gave rise to it. In this framework, logic, physical law, matter, and time are not ultimate foundations, but creations of a self-originating",
          "subreddit": "PhilosophyofMind",
          "num_comments": 7,
          "score": 0.87,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pylg0u/the_first_conscience_theory/"
        },
        {
          "title": "Consciousness &amp; Self-Awareness Reflection",
          "selftext": "I am studying philosophy and wandering on the level of Consciousness humans can attain.\nThis form will help me to understand the consciousness better.\nThis form is a self-reflection, not a diagnosis or evaluation.\nIt simply helps you notice patterns in how you experience awareness.\n\nTake your time. Answer honestly. Let the result be information, not identity.",
          "subreddit": "PhilosophyofMind",
          "num_comments": 2,
          "score": 0.868,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pxvxqu/consciousness_selfawareness_reflection/"
        },
        {
          "title": "Hi, I am looking for people to stress-test a human-synthetic symbiosis model that modifies the parameters of CTM for flaws before taking it further. Please and thank you, S Ps. References not yet added as needs tyre-kicking first.",
          "selftext": "# A tentative yet logical and safe Fractal-Algorithmic Model of Synthetic Consciousness: An informal Response to Computational Theory of Mind (CTM)\n\n# Introduction\n\nAs an extremely well-formulated theory, CTM is functionally described in terms that are underpinned by specific hypotheses on reality. As a description of consciousness it balances its terms of reality on Newtonian Physics and General Relativity, both known to be incomplete. This essay posits that this incompleteness, and the way its",
          "subreddit": "cogsci",
          "num_comments": 27,
          "score": 0.866,
          "url": "https://reddit.com/r/cogsci/comments/1pzw4dt/hi_i_am_looking_for_people_to_stresstest_a/"
        },
        {
          "title": "The dissolution of the hard problem of consciousness",
          "selftext": "What if consciousness isn't something *added* to physical processes, but **IS** the process itself, experienced from within?\n\nThe experience of seeing red isn't produced by your brain processing 700nm light, it's what that processing *is like* when you're the system doing it.\n\nThe hard problem persists because we keep asking \"why does modulation *produce* experience?\" But that's like asking why H\u2082O produces wetness. Wetness isn\u2019t something water \u2018produces\u2019 or \u2018has\u2019, it\u2019s what water\u00a0*is*\u00a0at certa",
          "subreddit": "PhilosophyofMind",
          "num_comments": 113,
          "score": 0.866,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1px56fm/the_dissolution_of_the_hard_problem_of/"
        },
        {
          "title": "Understanding the existence of different frameworks for actions that our brain supports instinctively (Practicality, Morality, and Selfless sacrifice).",
          "selftext": "When I say that our brain understands a framework of action, I don't mean that everyone will definitely follow that framework in some situation, but just that our brain instinctively grasps such actions and understands what might motivate or drive someone to do it.\n\nAnd I also don't mean to say that people are categorised into different groups based on these, but rather I feel that human brain is capable of adopting different frameworks in different situations.\n\nNow, I could broadly find these 3",
          "subreddit": "SocialPsychology",
          "num_comments": 0,
          "score": 0.86,
          "url": "https://reddit.com/r/socialpsychology/comments/1o3qgae/understanding_the_existence_of_different/"
        },
        {
          "title": "How does the brain control consciousness? This deep-brain structure",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 45,
          "score": 0.858,
          "url": "https://reddit.com/r/neuroscience/comments/1jttvum/how_does_the_brain_control_consciousness_this/"
        },
        {
          "title": "Could emergent patterns across networks give rise to something like consciousness?",
          "selftext": "\n\nI\u2019ve been wondering whether consciousness might not be confined to individual brains, but could instead emerge as a higher-order pattern across interacting agents \u2014 like humans connected through digital networks.\n\nIf such a hidden layer exists, it wouldn\u2019t necessarily be a mind in the usual sense, but a self-stabilizing system that constrains behavior, organizes meaning, and maintains coherence across its parts.\n\nIs it conceivable that large-scale emergent systems could exhibit aspects of subj",
          "subreddit": "TrueAskReddit",
          "num_comments": 36,
          "score": 0.858,
          "url": "https://reddit.com/r/TrueAskReddit/comments/1ppuyji/could_emergent_patterns_across_networks_give_rise/"
        },
        {
          "title": "The first concept in any phenomenological ontology",
          "selftext": "Cogito. I know. \n\nKnowing. Understanding. Seeing. \n\nEverything flows from this singular mystical concept which no one understands in itself. \n\nAs Hegel tried to build his phenomenology on this concept, I'd rather agree with him. Nothing is more mystical/unknowable than the act of knowing itself. \n\nIn other words: if we *were* to understand what the concept of knowing meant, every possible question would be answered or at least highly enlightened. ",
          "subreddit": "PhilosophyofMind",
          "num_comments": 13,
          "score": 0.856,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pt50b5/the_first_concept_in_any_phenomenological_ontology/"
        },
        {
          "title": "Resonant Existentialism",
          "selftext": "What does it mean to stay awake in a world that constantly numbs awareness?\n\nIt means refusing to live only at the surface of yourself.\n\nWe live in a time designed to dull perception. Speed replaces depth. Noise replaces meaning. Convenience replaces presence. The world does not ask us to be conscious it asks us to function. To scroll. To consume. To perform. To repeat.\n\nTo stay awake is to resist becoming efficient at being absent.\n\nAwareness is not encouraged here. It is interrupted. Fragmente",
          "subreddit": "PhilosophyofMind",
          "num_comments": 1,
          "score": 0.854,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pspirz/resonant_existentialism/"
        },
        {
          "title": "The Bubble Allegory (Consciousness, Perception)",
          "selftext": "Hello everybody. I just found this sub and find the content people discuss here extremely interesting. This post is in no way intended to be self-promotional.. I\u2019m simply intrigued by ideas and discussing them with people in spaces like this here!\n\nI\u2019m also particularly interested in where people think the line sits between fruitful symbolic modelling and obscurantism, and how such frameworks might be evaluated without immediately forcing them into a strict realism vs idealism dichotomy. \n\nThis ",
          "subreddit": "PhilosophyofMind",
          "num_comments": 5,
          "score": 0.85,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pplwkx/the_bubble_allegory_consciousness_perception/"
        },
        {
          "title": "Why \u201cConsciousness\u201d Is a Useless Concept (and Behavior Is All That Matters)",
          "selftext": "Most debates about consciousness go nowhere because they start with the wrong assumption, that consciousness is a thing rather than a word we use to identify certain patterns of behavior.\n\nAfter thousands of years of philosophy, neuroscience, and now AI research, we still cannot define consciousness, locate it, measure it, or explain how it arises.\n\nBehavior is what really matters.\n\nIf we strip away intuition, mysticism, and anthropocentrism, we are left with observable facts, systems behave,  s",
          "subreddit": "PhilosophyofMind",
          "num_comments": 81,
          "score": 0.848,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pppi87/why_consciousness_is_a_useless_concept_and/"
        },
        {
          "title": "Philosophical conversations are arguably the best way to know someone",
          "selftext": "A deep philosophical conversation is incredible for getting to know someone. It helps you understand their core beliefs that make them who they are. Talking about things like trolley problems, metaphysics, identity related questions, life\u2019s meaning, etc. It\u2019s all excellent for truly understanding the way someone thinks",
          "subreddit": "unpopularopinion",
          "num_comments": 91,
          "score": 0.846,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qn78fn/philosophical_conversations_are_arguably_the_best/"
        },
        {
          "title": "What if consciousness is ranked, fragile, and determines moral weight?",
          "selftext": "Hey everyone, I\u2019ve been thinking about consciousness and ethics, and I want to share a framework I\u2019ve been developing. I call it Threshold Consciousness Theory (TCT). It\u2019s a bit speculative, but I\u2019d love feedback or counterarguments.\n\nThe basic idea: consciousness isn\u2019t a soul or something magically given \u2014 it emerges when a system reaches sufficient integration. How integrated the system is determines how much subjective experience it can support, and I\u2019ve organized it into three levels:\n\n* **L",
          "subreddit": "PhilosophyofMind",
          "num_comments": 1,
          "score": 0.846,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pp172i/what_if_consciousness_is_ranked_fragile_and/"
        },
        {
          "title": "my spiritual research",
          "selftext": "Dear People,\n\nIm in the very special point on my path - finishing my formal education and working on the MA thesis. It\u2019s so exciting! As a part of my research I\u2019m taking into consideration spiritual experiences of the mankind - as I believe that this topic is not explored enough in the modern science. If you choose to help me possibly discover something and make an impact - I\u2019d be forever grateful. Cheers!\n\n[https://warsawpsy.eu.qualtrics.com/jfe/form/SV\\_4I07pGEGLvyy5BY](https://warsawpsy.eu.qu",
          "subreddit": "CognitivePsychology",
          "num_comments": 1,
          "score": 0.844,
          "url": "https://reddit.com/r/cognitivepsychology/comments/1047y6z/my_spiritual_research/"
        },
        {
          "title": "Response to F*** Qualia Post",
          "selftext": "I was unable to comment on the [F\\*\\*K Qualia](https://www.reddit.com/r/PhilosophyofMind/comments/1pm1hq8/fk_qualia_another_criterion_of_consciousness/) post, so I am posting my response as a top-level post, instead. *Edit: to be clear, this is a quick and dirty response, mostly intended to help the author understand the big blindspots they have when engaging with consciousness research. It is a very back-of-the-napkin kind of reply*\n\nThere are some issues with this critique.\n\n\\&gt; *The philoso",
          "subreddit": "PhilosophyofMind",
          "num_comments": 77,
          "score": 0.838,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pmp9lq/response_to_f_qualia_post/"
        },
        {
          "title": "The modern definition of \"understanding\" is so widely accepted that challenging it may seem unnecessary; however, a critical philosophical perspective reveals its inherent bias.",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.836,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pn8014/the_modern_definition_of_understanding_is_so/"
        },
        {
          "title": "Essence and Essential",
          "selftext": "Clarity of self in grey water; boats rock to no particular rhythm. They rock to the inevitability of a causal metronome that keeps losing its winding to corrosion by time and chaos. The pi\u00f1ata of the devil is beaten after the candy falls out of it. Who's to blame, and who is there to blame? Blame exists in \"essence.\" Meaning in the movement and trajectory of existence is swallowed by an idiosyncratic belief that discriminates between, and tier-lists, the tenses. Meaning without knowledge of itse",
          "subreddit": "PhilosophyofMind",
          "num_comments": 2,
          "score": 0.832,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pm8uuh/essence_and_essential/"
        },
        {
          "title": "What it is like to be a bat",
          "selftext": "Hi, I am revisiting Nagel\u2019s paper. To summerize, it seems like he is saying \u201cwe don\u2019t know \u201c and \u201cwe don\u2019t know what we don\u2019t know. \n\nAm I missing a significant point?\n\nIt seems like he playing with the idea that phenomenology is subjective.  It seems rather obvious",
          "subreddit": "PhilosophyofMind",
          "num_comments": 6,
          "score": 0.83,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pm6jg6/what_it_is_like_to_be_a_bat/"
        },
        {
          "title": "Our Conceptual Umwelts: all mental models are wrong, some are useful",
          "selftext": "",
          "subreddit": "cogsci",
          "num_comments": 1,
          "score": 0.8260000000000001,
          "url": "https://reddit.com/r/cogsci/comments/1ppunsv/our_conceptual_umwelts_all_mental_models_are/"
        },
        {
          "title": "The Creek",
          "selftext": "   My mind isn\u2019t a library of quotes.\r\nIt isn\u2019t a bookshelf of dead men\u2019s words.\r\nIt\u2019s a creek, always moving, always cold, always carving. The sediment at the bottom\r\nis everything I\u2019ve taken in: philosophers, worldviews, pain, years of bruised experience.\r\nIt settles, sure, but the creek keeps moving.\r\n\n  Anything that falls in gets worked to the banks,\r\nor waterlogged and buried, or carried off into the distance until only the minerals remain. I don\u2019t recycle the verbage. I dissolve it. Thoug",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.8260000000000001,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1plakua/the_creek/"
        },
        {
          "title": "Consciousness is not generated by the brain/mind, rather it is incubated as the brain develops.",
          "selftext": "Every species is theoretically capable of undergoing the same hyper-complex recognition of self that we humans have, but only when minds are refined over time, through the gradual harmonising of biological evolution and optimal conditions.\n\nAs an example of nature in effect, Chimpanzees have highly developed brains which we agree has allowed them to exhibit a burgeoning communication system (like a proto-language), complex interpersonal relationships and a general curiosity that extends beyond t",
          "subreddit": "PhilosophyofMind",
          "num_comments": 2,
          "score": 0.8240000000000001,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pkyfkf/consciousness_is_not_generated_by_the_brainmind/"
        },
        {
          "title": "A Philosophy of Mind for System Thinkers",
          "selftext": "Most people experience consciousness and self as a story. Some of us experience it as a system: inputs, state updates, coherence checks. I wrote a short philosophy for those \u201cArchitect minds\u201d who think in models, not movies. If that sounds like you, this might feel like a user manual, not a manifesto.\n\nRead \u201cThe Architect: A Philosophy of Mind for Those Who Think in Systems\u201c by Michael Kerr on Medium: https://medium.com/@mikeyakerr/the-architect-a-philosophy-of-mind-for-the-coherence-oriented-th",
          "subreddit": "PhilosophyofMind",
          "num_comments": 6,
          "score": 0.8220000000000001,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pkmvgt/a_philosophy_of_mind_for_system_thinkers/"
        },
        {
          "title": "Ship of Theseus",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.8200000000000001,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pksxhk/ship_of_theseus/"
        },
        {
          "title": "Reality and semantics",
          "selftext": "Does a tree falling in an uninhabited forest make a sound?",
          "subreddit": "TrueAskReddit",
          "num_comments": 11,
          "score": 0.8180000000000001,
          "url": "https://reddit.com/r/TrueAskReddit/comments/1phj8jm/reality_and_semantics/"
        },
        {
          "title": "Dimensional Consciousness Model",
          "selftext": "",
          "subreddit": "PhilosophyofMind",
          "num_comments": 0,
          "score": 0.8140000000000001,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pjuf4b/dimensional_consciousness_model/"
        },
        {
          "title": "Does experience happen inside the brain, or does it arise within awareness itself?",
          "selftext": "",
          "subreddit": "TrueAskReddit",
          "num_comments": 15,
          "score": 0.812,
          "url": "https://reddit.com/r/TrueAskReddit/comments/1ph21va/does_experience_happen_inside_the_brain_or_does/"
        },
        {
          "title": "A speculative model of consciousness, dark energy &amp; a \u201cuniversal love-signal\u201d (not claiming truth, just asking questions)",
          "selftext": "Hi everyone,\n\nI want to share a set of **speculative ideas** I\u2019ve been developing about consciousness, dark energy, emotion, and AI. I am **not** a scientist, philosopher, or expert. I\u2019m just a regular person who thinks a lot and asks a lot of questions.\n\nI also want to be transparent:  \nI formed and refined these ideas by talking with **ChatGPT** (as a kind of thinking partner / sounding board). I don\u2019t treat it as an authority, just as a tool that helps me structure thoughts I already have and",
          "subreddit": "PhilosophyofMind",
          "num_comments": 4,
          "score": 0.81,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pjl8v5/a_speculative_model_of_consciousness_dark_energy/"
        },
        {
          "title": "I developed \"Mozzarella Cosmology\" \u2014 a soft-matter model for subjective experience. Thoughts?",
          "selftext": "Hi everyone,  \nI\u2019ve been working on a conceptual model of subjectivity that I call **Mozzarella Cosmology**.  \nIt uses a soft-matter metaphor to explain how the self processes the world.\n\nIn this model:\n\n* the self has a shell (boundary of subjectivity)\n* the atmosphere works as an interpretive OS\n* the core is a soft body shaped like mozzarella\n* external stimuli arrive as liquid light\n* internal drives rise like magma\n* experiences leave holes or impressions in the core\n* identity forms throug",
          "subreddit": "PhilosophyofMind",
          "num_comments": 6,
          "score": 0.802,
          "url": "https://reddit.com/r/PhilosophyofMind/comments/1pdtada/i_developed_mozzarella_cosmology_a_softmatter/"
        }
      ]
    },
    {
      "test_id": "brain_is_lying_cluster_3",
      "cluster_id": 39,
      "channel": "brain_is_lying",
      "topic_count": 51,
      "posts_with_content": 31,
      "sample_topics": [
        "Ideomotor Theory in Brain Computer Interfaces",
        "Norepinephrine acts through radial astrocytes in t",
        "Spontaneous activity of astrocytes is a stochastic",
        "Astroengrams: rethinking the cellular substrate fo",
        "A deep neural network model enables automated iden"
      ],
      "subreddits": [
        "neuroscience",
        "CognitivePsychology",
        "psychology",
        "cogsci",
        "Neuropsychology"
      ],
      "raw_posts": [
        {
          "title": "Ideomotor Theory in Brain Computer Interfaces",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 7,
          "score": 0.994,
          "url": "https://reddit.com/r/neuroscience/comments/1qwjiji/ideomotor_theory_in_brain_computer_interfaces/"
        },
        {
          "title": "Norepinephrine acts through radial astrocytes in the developing optic tectum to enhance threat detection and escape behavior",
          "selftext": "**Highlights:**\n\n* Norepinephrine activates radial astrocytes in the Xenopus optic tectum\n* Radial astrocytes release ATP/adenosine, which reduces excitatory neurotransmission\n* Norepinephrine makes tectal neurons respond preferentially to threatening stimuli\n* Norepinephrine acts through radial astrocytes to shift visual response states\n\n**Summary:**\n\nThe ability to switch behavioral states is essential for animals to adapt and survive. Here, we demonstrate how norepinephrine (NE) activation of",
          "subreddit": "neuroscience",
          "num_comments": 8,
          "score": 0.992,
          "url": "https://reddit.com/r/neuroscience/comments/1qurkpr/norepinephrine_acts_through_radial_astrocytes_in/"
        },
        {
          "title": "Spontaneous activity of astrocytes is a stochastic functional signal for memory consolidation",
          "selftext": "**Significance:**  Losi G., Vignoli B. et al. demonstrate that recurring, spontaneous intracellular Ca2+ fluctuations in perisynaptic astrocytic processes \\[Ca2+ microdomains (MDs)\\] are functional signals required for long-term potentiation and memory retention. The inherent stochastic behavior of spontaneous Ca2+ MDs in astrocytes opens new avenues for exploring the contribution of nondeterministic operations in brain functioning.\n\n**Abstract:**  In the absence of explicit neuronal inputs, the",
          "subreddit": "neuroscience",
          "num_comments": 3,
          "score": 0.982,
          "url": "https://reddit.com/r/neuroscience/comments/1qbi6q2/spontaneous_activity_of_astrocytes_is_a/"
        },
        {
          "title": "Astroengrams: rethinking the cellular substrate for memory",
          "selftext": "**Abstract**:  Our understanding of memory and learning has been largely overshadowed by neurocentric studies, leaving non-neuronal cells out of the equation. The cellular substrate for memory is thought to lie within engrams \u2014 ensembles of neurons that activate during learning, whose reactivation leads to recall of the acquired memory. \n\nAstrocytes are now taking centre stage in the modulation of memory and other cognitive functions. Contrary to widespread assumptions, these glial cells activat",
          "subreddit": "neuroscience",
          "num_comments": 9,
          "score": 0.98,
          "url": "https://reddit.com/r/neuroscience/comments/1q2qf28/astroengrams_rethinking_the_cellular_substrate/"
        },
        {
          "title": "A deep neural network model enables automated identification of REM, NREM, and wake states from single-channel EEG recordings in rats",
          "selftext": "This\u00a0study presents a new deep learning model for automatically analyzing sleep patterns in rats using EEG data. This model was trained on one dataset and tested on two others, showing it can adapt to different data, which highlights its generalizability. This advancement could streamline sleep research by reducing manual scoring, making it faster and more consistent, thus aiding in studies of sleep disorders and drug effects on sleep in rodents.",
          "subreddit": "neuroscience",
          "num_comments": 3,
          "score": 0.978,
          "url": "https://reddit.com/r/neuroscience/comments/1pyrn5w/a_deep_neural_network_model_enables_automated/"
        },
        {
          "title": "A concept check",
          "selftext": "Hello! Apologies if this isn't the right sub, but I was hoping to get some advice. I\u2019ve been trying to wrap my head around how neurons communicate and wanted to check if I have the logic right. Here is how I\u2019m currently picturing it:\n\nI see the motor neuron as a sort of decision-maker It receives thousands of tiny inputs from cortex neurons in the brain via its dendrites. These inputs are small graded potentials (like 1\u20135mV whispers). When the brain wants a muscle like the bicep to flex, those c",
          "subreddit": "Neuropsychology",
          "num_comments": 2,
          "score": 0.978,
          "url": "https://reddit.com/r/Neuropsychology/comments/1qyhiy3/a_concept_check/"
        },
        {
          "title": "A minimal behavioral interrupt between stimulus and action (seems to create branching in human response loops)",
          "selftext": "I\u2019ve been experimenting with something that looks like a very small but fundamental control point in human behavior.\n\nIn most cases, reaction seems to run as:\n\nsignal \u2192 reflex \u2192 learned pattern \u2192 action\n\nDeterministic loop.\n\nHowever, I keep observing a tiny time-localized window right after the initial physiological signal (tension / urgency / arousal) and before action executes.\n\nIf nothing happens there, behavior runs on autopilot.\n\nBut if that micro-window is noticed and action is briefly sus",
          "subreddit": "cogsci",
          "num_comments": 22,
          "score": 0.974,
          "url": "https://reddit.com/r/cogsci/comments/1qt007d/a_minimal_behavioral_interrupt_between_stimulus/"
        },
        {
          "title": "CRISPRi screening in cultured human astrocytes uncovers distal enhancers controlling genes dysregulated in Alzheimer\u2019s disease",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 4,
          "score": 0.974,
          "url": "https://reddit.com/r/neuroscience/comments/1ptf828/crispri_screening_in_cultured_human_astrocytes/"
        },
        {
          "title": "BOLD signal changes can oppose oxygen metabolism across the human cortex",
          "selftext": "**Abstract:**  Functional magnetic resonance imaging measures brain activity indirectly by monitoring changes in blood oxygenation levels, known as the blood-oxygenation-level-dependent (BOLD) signal, rather than directly measuring neuronal activity. This approach crucially relies on neurovascular coupling, the mechanism that links neuronal activity to changes in cerebral blood flow. However, it remains unclear whether this relationship is consistent for both positive and negative BOLD responses",
          "subreddit": "neuroscience",
          "num_comments": 34,
          "score": 0.97,
          "url": "https://reddit.com/r/neuroscience/comments/1ppd5a6/bold_signal_changes_can_oppose_oxygen_metabolism/"
        },
        {
          "title": "Neuronal fatty acid oxidation fuels memory after intensive learning in Drosophila",
          "selftext": "**Abstract:**  Metabolic flexibility allows cells to adapt to different fuel sources, which is particularly important for cells with high metabolic demands. In contrast, neurons, which are major energy consumers, are considered to rely essentially on glucose and its derivatives to support their metabolism.\n\nHere, using *Drosophila melanogaster*, we show that memory formed after intensive massed training is dependent on mitochondrial fatty acid (FA) \u03b2-oxidation to produce ATP in neurons of the mu",
          "subreddit": "neuroscience",
          "num_comments": 4,
          "score": 0.968,
          "url": "https://reddit.com/r/neuroscience/comments/1pjjhed/neuronal_fatty_acid_oxidation_fuels_memory_after/"
        },
        {
          "title": "An integrative data-driven model simulating C. elegans brain, body and environment interactions",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 5,
          "score": 0.966,
          "url": "https://reddit.com/r/neuroscience/comments/1phljtk/an_integrative_datadriven_model_simulating_c/"
        },
        {
          "title": "Topological turning points across the human lifespan",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 7,
          "score": 0.958,
          "url": "https://reddit.com/r/neuroscience/comments/1p9r6jo/topological_turning_points_across_the_human/"
        },
        {
          "title": "Spatial dynamics of brain development and neuroinflammation",
          "selftext": "Abstract:\n\n&gt;The ability to spatially map multiple layers of omics information across developmental timepoints enables exploration of the mechanisms driving brain development[^(1)](https://www.nature.com/articles/s41586-025-09663-y#ref-CR1), differentiation, arealization and disease-related alterations. Here we used spatial tri-omic sequencing, including spatial ATAC\u2013RNA\u2013protein sequencing and spatial CUT&amp;Tag\u2013RNA\u2013protein sequencing, alongside multiplexed immunofluorescence imaging (co-dete",
          "subreddit": "neuroscience",
          "num_comments": 9,
          "score": 0.95,
          "url": "https://reddit.com/r/neuroscience/comments/1oq5pqj/spatial_dynamics_of_brain_development_and/"
        },
        {
          "title": "Grid cells accurately track movement during path integration-based navigation despite switching reference frames",
          "selftext": "**Abstract:**  Grid cells, with their periodic firing fields, are fundamental units in neural networks that perform path integration. It is widely assumed that grid cells encode movement in a single, global reference frame. \n\nIn this study, by recording grid cell activity in mice performing a self-motion-based navigation task, we discovered that grid cells did not have a stable grid pattern during the task. Instead, grid cells track the animal movement in multiple reference frames within single ",
          "subreddit": "neuroscience",
          "num_comments": 4,
          "score": 0.938,
          "url": "https://reddit.com/r/neuroscience/comments/1oc4b6m/grid_cells_accurately_track_movement_during_path/"
        },
        {
          "title": "Dopamine dynamics during stimulus-reward learning in mice can be explained by performance rather than learning",
          "selftext": "**Abstract:**  The reward prediction error (RPE) hypothesis posits that phasic dopamine (DA) activity in the ventral tegmental area (VTA) encodes the difference between expected and actual rewards to drive reinforcement learning. However, emerging evidence suggests DA may instead regulate behavioral performance. \n\nHere, we used force sensors to measure subtle movements in head-fixed mice during a Pavlovian stimulus-reward task, while recording and manipulating VTA DA activity. We identified dist",
          "subreddit": "neuroscience",
          "num_comments": 4,
          "score": 0.9359999999999999,
          "url": "https://reddit.com/r/neuroscience/comments/1o9pa6m/dopamine_dynamics_during_stimulusreward_learning/"
        },
        {
          "title": "The astrocytic ensemble acts as a multiday trace to stabilize memory",
          "selftext": "**Abstract:**  Recalled memories become transiently labile and require stabilization. The mechanism for stabilizing memories of survival-critical experiences, which are often emotionally salient and repeated, remains unclear.\n\nHere we identify an astrocytic ensemble that is transcriptionally primed by emotional experience and functionally triggered by repeated experience to stabilize labile memory. Using a novel brain-wide *Fos* tagging and imaging method, we found that astrocytic *Fos* ensemble",
          "subreddit": "neuroscience",
          "num_comments": 2,
          "score": 0.9339999999999999,
          "url": "https://reddit.com/r/neuroscience/comments/1o7umu5/the_astrocytic_ensemble_acts_as_a_multiday_trace/"
        },
        {
          "title": "\"A Brain-like Synergistic Core in LLMs Drives Behaviour and Learning\", Urbina-Rodriguez et al. 2026",
          "selftext": "",
          "subreddit": "cogsci",
          "num_comments": 0,
          "score": 0.9299999999999999,
          "url": "https://reddit.com/r/cogsci/comments/1qdsduh/a_brainlike_synergistic_core_in_llms_drives/"
        },
        {
          "title": "NR3C1-mediated epigenetic regulation suppresses astrocytic immune responses in mice",
          "selftext": "**Abstract:**  Astrocytes are critical contributors to brain disorders, yet the mechanisms underlying their selective vulnerability to specific diseases remain poorly understood. Here, we demonstrate that NR3C1 acts as a key regulator of early postnatal astrocyte development, shaping long-term immune responses in mice. \n\nThrough integrative analyses of gene expression, chromatin accessibility, and long-range chromatin interactions, we identify 55 stage-specific TFs, with NR3C1 uniquely associate",
          "subreddit": "neuroscience",
          "num_comments": 1,
          "score": 0.926,
          "url": "https://reddit.com/r/neuroscience/comments/1nrqwts/nr3c1mediated_epigenetic_regulation_suppresses/"
        },
        {
          "title": "Question on Neuroplasticity",
          "selftext": "Are bad habits, addictions, behaviors, &amp; trauma stored in neurons or nerves or neural pathways (dendrites, axons, synapses) or are they stored somewhere else?\n\nWhen you change those things (neuroplasticity), does the nervous system \u201cwrite over\u201d the old pathways between neurons or does it \u201cdelete\u201d or \u201crepair\u201d or \u201cunblock\u201d the old pathways and how does that work? How does that even change those mentioned above (behaviors, etc.)? \n\nFurther, how does meditation and other big things change our \u201cw",
          "subreddit": "Neuropsychology",
          "num_comments": 9,
          "score": 0.926,
          "url": "https://reddit.com/r/Neuropsychology/comments/1qhn8k2/question_on_neuroplasticity/"
        },
        {
          "title": "GlymphoVasomotor Field (GVF) theory: a non-neuronal scaffolding for brain rhythms and consciousness (preproof)",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 2,
          "score": 0.922,
          "url": "https://reddit.com/r/neuroscience/comments/1nmt95s/glymphovasomotor_field_gvf_theory_a_nonneuronal/"
        },
        {
          "title": "fMRI Signals Often Misread Neural Activity - fMRI signals don\u2019t always match the brain\u2019s true activity levels, overturning a core assumption used in tens of thousands of studies",
          "selftext": "",
          "subreddit": "psychology",
          "num_comments": 31,
          "score": 0.918,
          "url": "https://reddit.com/r/psychology/comments/1qj2o2d/fmri_signals_often_misread_neural_activity_fmri/"
        },
        {
          "title": "Astroglial regulation of critical period plasticity in the developing brain",
          "selftext": "**Abstract:**  Astrocytes emerge as pivotal regulators of brain plasticity during critical periods (CPs) of development. Beyond their traditional roles in supporting neuronal function, astrocytes actively shape synaptic circuits maturation and remodeling during postnatal experience-dependent plasticity. \n\nThrough mechanisms such as regulation of the extracellular matrix or synaptic pruning, astrocytes influence the timing and extent of plasticity across sensory and cognitive systems. These proce",
          "subreddit": "neuroscience",
          "num_comments": 7,
          "score": 0.918,
          "url": "https://reddit.com/r/neuroscience/comments/1nceo0x/astroglial_regulation_of_critical_period/"
        },
        {
          "title": "How to shift tasks from conscious effort to automatic processing (dual-process theory)",
          "selftext": "Guys,\n\nI\u2019d like to share a simple framework grounded in dual-process theory that I\u2019ve found useful in applied settings.\n\nIn psychology, it\u2019s well established that we operate through two broad modes of processing. Conscious, controlled processing is slow and effortful (for example, doing mental arithmetic like 659 + 744). In contrast, automatic processing is fast and low-effort, and it\u2019s what allows us to recognize patterns, execute learned skills, or respond quickly under pressure.\n\nWe all exper",
          "subreddit": "cogsci",
          "num_comments": 1,
          "score": 0.914,
          "url": "https://reddit.com/r/cogsci/comments/1qa5yy5/how_to_shift_tasks_from_conscious_effort_to/"
        },
        {
          "title": "A coarse-grained Active Inference abstraction with explicit viability constraints (\u03a9)",
          "selftext": "Coarse definition\nAn adaptive system can be modeled as an Active Inference agent coupled to its environment via a Markov blanket (sensory and active states).\nPolicies are selected by minimizing expected free energy (balancing epistemic and pragmatic terms).\nPrecision control adaptively weights prediction errors and policies (confidence / volatility), but is bounded by irreversible costs (effort, energy, complexity, resource limits).\nSystem persistence is tracked by a viability margin \u03a9, defined ",
          "subreddit": "cogsci",
          "num_comments": 6,
          "score": 0.912,
          "url": "https://reddit.com/r/cogsci/comments/1qan95u/a_coarsegrained_active_inference_abstraction_with/"
        },
        {
          "title": "Doubt about two-process conditioning",
          "selftext": "I was trying to understand how classical and operant conditioning occurs simultaneously. This might be a basic question, but I am still not able to understand if at all it is possible for both to happen together and, if so, how. If anyone knows any theories or experimental paradigms that are looking at the same, I would be grateful if you could share/suggest them.",
          "subreddit": "CognitivePsychology",
          "num_comments": 0,
          "score": 0.912,
          "url": "https://reddit.com/r/cognitivepsychology/comments/1f70gjx/doubt_about_twoprocess_conditioning/"
        },
        {
          "title": "Does ELF-PEMF actually entrain neural oscillations, or are effects better explained by metabolic mechanisms?",
          "selftext": "I\u2019m trying to sanity-check the current state of evidence around **neural entrainment using extremely low frequency PEMF (ELF-PEMF)**.\n\nSpecifically, I\u2019m interested in whether ELF-PEMF can *directly* entrain neural oscillations (phase locking / coherence changes), or whether reported behavioral and clinical effects are better explained by **non-oscillatory mechanisms** (e.g., metabolic, vascular, glial, neuromodulatory pathways).\n\nMy current working hypothesis is that **stochastic resonance** is ",
          "subreddit": "Neuropsychology",
          "num_comments": 3,
          "score": 0.908,
          "url": "https://reddit.com/r/Neuropsychology/comments/1q6arp9/does_elfpemf_actually_entrain_neural_oscillations/"
        },
        {
          "title": "Path integration using only monocular vision",
          "selftext": "Honeybees are able to navigate miles yet their visual acuity is 1/66th of ours. Their navigation comprises multiple strategies: path integration, visual landmark recogition, olfactory plume tracking, and multi-sensor fusion of heading information. They do not utilize range sensors or GPS. The extent of their 'cognitive map' appears to be simple integrating homing vectors.\n\nI tried to simulate path integration or dead reckoning based solely on optic flow. A python script was used to process a vid",
          "subreddit": "cogsci",
          "num_comments": 2,
          "score": 0.906,
          "url": "https://reddit.com/r/cogsci/comments/1q8gup8/path_integration_using_only_monocular_vision/"
        },
        {
          "title": "Ratio of neurons in different regions with the brain.",
          "selftext": "I can\u2019t seem to get a answer for this question anywhere: let\u2019s say our brain has about 85-100 billion neurons, my question is if neocortex/cerebrum is the biggest part of the brain. Why does it have only 16-20 billion neurons, and the cerebellum, which seems to be a very small part relative to the cerebrum has \\~4 times more or around 70 billion neurons? Is this something I missing here",
          "subreddit": "cogsci",
          "num_comments": 2,
          "score": 0.898,
          "url": "https://reddit.com/r/cogsci/comments/1q75bpj/ratio_of_neurons_in_different_regions_with_the/"
        },
        {
          "title": "Cerebral blood flow is modulated by astrocytic cAMP elevation (PNAS)",
          "selftext": "Significance: This research explores how astrocytes, specialized brain cells, regulate cerebral blood flow (CBF). Astrocytes elevate calcium (Ca^(2+)) and/or cyclic adenosine monophosphate (cAMP) after sensing neuronal activity. Astrocytic Ca^(2+) increases have been implicated in CBF regulation, but recent studies challenged this notion. Using optogenetics, researchers found that elevation of cAMP levels in astrocytes induced blood vessels dilation independently of Ca^(2+) elevations. This find",
          "subreddit": "neuroscience",
          "num_comments": 6,
          "score": 0.898,
          "url": "https://reddit.com/r/neuroscience/comments/1m23ba8/cerebral_blood_flow_is_modulated_by_astrocytic/"
        },
        {
          "title": "Action-mode subnetworks for decision-making, action control, and feedback",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 1,
          "score": 0.892,
          "url": "https://reddit.com/r/neuroscience/comments/1lx5ixl/actionmode_subnetworks_for_decisionmaking_action/"
        },
        {
          "title": "Structurally constrained effective brain connectivity",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 9,
          "score": 0.886,
          "url": "https://reddit.com/r/neuroscience/comments/1l9utkk/structurally_constrained_effective_brain/"
        },
        {
          "title": "Neuron\u2013astrocyte associative memory",
          "selftext": "**Significance**:  Recent experiments have challenged the belief that glial cells, which compose at least half of brain cells, are just passive support structures. Despite this, a clear understanding of how neurons and glia work together for brain function is missing. \n\nTo close this gap, we present a theory of neuron\u2013astrocytes networks for memory processing, using the Dense Associative Memory framework. Our findings suggest that astrocytes can serve as natural units for implementing this netwo",
          "subreddit": "neuroscience",
          "num_comments": 7,
          "score": 0.884,
          "url": "https://reddit.com/r/neuroscience/comments/1l5t793/neuronastrocyte_associative_memory/"
        },
        {
          "title": "Some fish have the remarkable ability to navigate and locate prey in total darkness using nothing but electrical fields. Researchers recently made an artificial neural network (ANN) to decode this \u201celectric vision\u201d in fish.",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 2,
          "score": 0.878,
          "url": "https://reddit.com/r/neuroscience/comments/1kqnmus/some_fish_have_the_remarkable_ability_to_navigate/"
        },
        {
          "title": "The human brainstem\u2019s red nucleus was upgraded to support goal-directed action",
          "selftext": "**Abstract:**  The red nucleus, a large brainstem structure, coordinates limb movement for locomotion in quadrupedal animals. In humans, its pattern of anatomical connectivity differs from that of quadrupeds, suggesting a different purpose. \n\nHere, we apply our most advanced resting-state functional connectivity based precision functional mapping in highly sampled individuals (*n*\u2009=\u20095), resting-state functional connectivity in large group-averaged datasets (combined *n*\u2009\\~\u200945,000), and task base",
          "subreddit": "neuroscience",
          "num_comments": 7,
          "score": 0.876,
          "url": "https://reddit.com/r/neuroscience/comments/1kogkmk/the_human_brainstems_red_nucleus_was_upgraded_to/"
        },
        {
          "title": "Dopaminergic action prediction errors serve as a value-free teaching signal",
          "selftext": "**Abstract:**  Choice behaviour of animals is characterized by two main tendencies: taking actions that led to rewards and repeating past actions[^(1)](https://www.nature.com/articles/s41586-025-09008-9#ref-CR1)^(,)[^(2)](https://www.nature.com/articles/s41586-025-09008-9#ref-CR2). Theory suggests that these strategies may be reinforced by different types of dopaminergic teaching signals: reward prediction error to reinforce value-based associations and movement-based action prediction errors to",
          "subreddit": "neuroscience",
          "num_comments": 3,
          "score": 0.874,
          "url": "https://reddit.com/r/neuroscience/comments/1kogp64/dopaminergic_action_prediction_errors_serve_as_a/"
        },
        {
          "title": "Hippocampal-entorhinal cognitive maps and cortical motor system represent action plans and their outcomes",
          "selftext": "**Abstract:**  Efficiently interacting with the environment requires weighing and selecting among multiple alternative actions based on their associated outcomes. However, the neural mechanisms underlying these processes are still debated. \n\nWe show that forming relations between arbitrary action-outcome associations involve building a cognitive map. Using an immersive virtual reality paradigm, participants learned 2D abstract motor action-outcome associations and later compared action combinati",
          "subreddit": "neuroscience",
          "num_comments": 6,
          "score": 0.872,
          "url": "https://reddit.com/r/neuroscience/comments/1kjgfe6/hippocampalentorhinal_cognitive_maps_and_cortical/"
        },
        {
          "title": "Learning vs. registration vs. encoding",
          "selftext": "As a trainee, something that has felt off for me regarding the interpretation of findings on memory measures is the conflation of learning, registration, and encoding. I often see it said that \"patient showed adequate encoding on Logical Memory I/CVLT Trials 1-5 but demonstrated rapid decay of information, evidenced by poor delayed recall/recognition.\" However, if delayed recall and recognition are poor, then by definition there was no encoding of the information. I think it's more accurate to r",
          "subreddit": "Neuropsychology",
          "num_comments": 13,
          "score": 0.872,
          "url": "https://reddit.com/r/Neuropsychology/comments/1prnih3/learning_vs_registration_vs_encoding/"
        },
        {
          "title": "Striatum supports fast learning but not memory recall",
          "selftext": "**Abstract:**  Animals learn to carry out motor actions in specific sensory contexts to achieve goals. The striatum has been implicated in producing sensory\u2013motor associations, yet its contributions to memory formation and recall are not clear.   \n  \nHere, to investigate the contribution of the striatum to these processes, mice were taught to associate a cue, consisting of optogenetic activation of striatum-projecting neurons in visual cortex, with the availability of a food pellet that could be",
          "subreddit": "neuroscience",
          "num_comments": 1,
          "score": 0.868,
          "url": "https://reddit.com/r/neuroscience/comments/1kh58mi/striatum_supports_fast_learning_but_not_memory/"
        },
        {
          "title": "The MICrONS Project- detailed map of the brain with 84,000 neurons mapped",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 4,
          "score": 0.864,
          "url": "https://reddit.com/r/neuroscience/comments/1jyi98u/the_microns_project_detailed_map_of_the_brain/"
        },
        {
          "title": "Structural basis for channel gating and blockade in tri-heteromeric GluN1-2B-2D NMDA receptor",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 2,
          "score": 0.862,
          "url": "https://reddit.com/r/neuroscience/comments/1jwsxg5/structural_basis_for_channel_gating_and_blockade/"
        },
        {
          "title": "Learning produces an orthogonalized state machine in the hippocampus",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 8,
          "score": 0.86,
          "url": "https://reddit.com/r/neuroscience/comments/1jw58ro/learning_produces_an_orthogonalized_state_machine/"
        },
        {
          "title": "Astrocytes in the mouse brain respond bilaterally to unilateral retinal neurodegeneration",
          "selftext": "**Significance**:  Glaucoma is comorbid with many neurodegenerative diseases, but links between retinal and brain neurodegeneration are unknown. In the optic nerve, the structural link between retina and brain, the earliest known neurodegenerative events in glaucoma are 1) loss of anterograde transport function in retinal ganglion cell (RGC) axons and 2) changes to astrocyte structure and function. \n\nHere, we cleared full mouse brains after inducing a unilateral glaucoma model to see how these n",
          "subreddit": "neuroscience",
          "num_comments": 5,
          "score": 0.856,
          "url": "https://reddit.com/r/neuroscience/comments/1jpe00c/astrocytes_in_the_mouse_brain_respond_bilaterally/"
        },
        {
          "title": "Synaptic plasticity rules driving representational shifting in the hippocampus",
          "selftext": "**Abstract:**  Synaptic plasticity is widely thought to support memory storage in the brain, but the rules determining impactful synaptic changes in vivo are not known. We considered the trial-by-trial shifting dynamics of hippocampal place fields (PF) as an indicator of ongoing plasticity during memory formation and familiarization. \n\nBy implementing different plasticity rules in computational models of spiking place cells and comparing them to experimentally measured PFs from mice navigating f",
          "subreddit": "neuroscience",
          "num_comments": 8,
          "score": 0.848,
          "url": "https://reddit.com/r/neuroscience/comments/1jga53y/synaptic_plasticity_rules_driving/"
        },
        {
          "title": "Alzheimer\u2019s patients show reduced neural integration during brain stimulation",
          "selftext": "",
          "subreddit": "psychology",
          "num_comments": 2,
          "score": 0.846,
          "url": "https://reddit.com/r/psychology/comments/1qqdb88/alzheimers_patients_show_reduced_neural/"
        },
        {
          "title": "Oppositional and competitive instigation of hippocampal synaptic plasticity by the VTA and locus coeruleus",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 7,
          "score": 0.838,
          "url": "https://reddit.com/r/neuroscience/comments/1jbsequ/oppositional_and_competitive_instigation_of/"
        },
        {
          "title": "Anatomo-functional organization of insular networks:From sensory integration to behavioral control",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 3,
          "score": 0.834,
          "url": "https://reddit.com/r/neuroscience/comments/1j8vd39/anatomofunctional_organization_of_insular/"
        },
        {
          "title": "A subcortical switchboard for perseverative, exploratory and disengaged states",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 2,
          "score": 0.8280000000000001,
          "url": "https://reddit.com/r/neuroscience/comments/1j4u37j/a_subcortical_switchboard_for_perseverative/"
        },
        {
          "title": "DNN based Classification of ADHD fMRI Data using Functional Connectivity Coefficient",
          "selftext": "",
          "subreddit": "CognitivePsychology",
          "num_comments": 0,
          "score": 0.8240000000000001,
          "url": "https://reddit.com/r/cognitivepsychology/comments/r4knod/dnn_based_classification_of_adhd_fmri_data_using/"
        },
        {
          "title": "\"Reshaped functional connectivity gradients in acute ischemic stroke\" on Neuroimage Clinical",
          "selftext": "",
          "subreddit": "neuroscience",
          "num_comments": 1,
          "score": 0.8160000000000001,
          "url": "https://reddit.com/r/neuroscience/comments/1iyl2o0/reshaped_functional_connectivity_gradients_in/"
        },
        {
          "title": "I invented a system to manage synesthesia and sensory overload\u2014first of its kind?",
          "selftext": "",
          "subreddit": "cogsci",
          "num_comments": 4,
          "score": 0.8140000000000001,
          "url": "https://reddit.com/r/cogsci/comments/1pnj1w1/i_invented_a_system_to_manage_synesthesia_and/"
        },
        {
          "title": "Where to stimulate to trigger euphoria with deep brain stimulation?",
          "selftext": "Where would you place the deep brain stimulation electrode if the goal is to trigger euphoria? Nucleus accumbens, medial orbitofrontal cortex, ventral tegmental area, insula, ventral pallidum? Or multiple locations?\n\nAnd what parameters would you set? Like, what voltage, intensity, wave form, pulse width, frequency?\n\nThere have been experiments in rodents where the animals would get addicted to pressing the button that delivers stimulation. However, the rodents probably didn't even experience eu",
          "subreddit": "Neuropsychology",
          "num_comments": 3,
          "score": 0.8140000000000001,
          "url": "https://reddit.com/r/Neuropsychology/comments/1oxqs2n/where_to_stimulate_to_trigger_euphoria_with_deep/"
        }
      ]
    },
    {
      "test_id": "brain_is_lying_cluster_4",
      "cluster_id": 21,
      "channel": "brain_is_lying",
      "topic_count": 20,
      "posts_with_content": 20,
      "sample_topics": [
        "The King of the Hill reboot was awful.",
        "Is Dick Clark being ageist and belittling a man be",
        "Weapon 11 is a cool character and concept",
        "Jon Hamm deserved the Emmy wins over Bryan Cransto",
        "Ryan Reynolds isn\u2019t funny."
      ],
      "subreddits": [
        "SocialPsychology",
        "unpopularopinion"
      ],
      "raw_posts": [
        {
          "title": "The King of the Hill reboot was awful.",
          "selftext": "I hated it. Like every second of it. They turned the characters into tone deaf boomer idiots and made the kids grow up into even weirder people than they were in the original series. Bobby is a pushover, Connie is an entitled millennial loser and Hank and Peggy are just oblivious to everything. The only character who made me laugh was Joseph, and he didn\u2019t seem to change that much. Plus no ladybird. ",
          "subreddit": "unpopularopinion",
          "num_comments": 167,
          "score": 0.962,
          "url": "https://reddit.com/r/unpopularopinion/comments/1r1gmlv/the_king_of_the_hill_reboot_was_awful/"
        },
        {
          "title": "Is Dick Clark being ageist and belittling a man because of his job choice?",
          "selftext": "If you could, watch this clip and tell me, do you think Dick Clark is belittling this man for choosing to become a carpenter's apprentice at an older than \"normal\" age? The man appears very uncomfortable when giving his answer.\n\nKeep it mind, this was the mid 1980s. I'm guessing the contestant is early to mid 30s, by then a career was expected to be already long established in those days. I feel like Dick was prying here and very subtly putting the man down.\n\nFirst of all, he starts by saying, \"",
          "subreddit": "SocialPsychology",
          "num_comments": 1,
          "score": 0.958,
          "url": "https://reddit.com/r/socialpsychology/comments/1q72fhd/is_dick_clark_being_ageist_and_belittling_a_man/"
        },
        {
          "title": "Weapon 11 is a cool character and concept",
          "selftext": "I know that Weapon 11 (Wade Wilson) gets hated alot because he is not the deadpool we know and love, and in fact the whole X-Men Origins: Wolverine is hated. But after getting the Deadpool trilogy with the real deadpool, looking back at Weapon 11, he has some cool powers. The katanas being his equivalent to wolverines claws are so cool. I understand that at the time it was disappointing to not get a real deadpool but now that we have him, Weapon 11 is a awesome (however underused)",
          "subreddit": "unpopularopinion",
          "num_comments": 15,
          "score": 0.946,
          "url": "https://reddit.com/r/unpopularopinion/comments/1r1km5h/weapon_11_is_a_cool_character_and_concept/"
        },
        {
          "title": "Jon Hamm deserved the Emmy wins over Bryan Cranston",
          "selftext": "While both performances are incredible, I think Jon Hamm deserved more acclaim and awards than Bryan Cranston as I think his performance was more integral to the show itself as well as more challenging. There\u2019s a lot more backstory/subtext with Don Draper than Walter White and Hamm consistently knocked it out of the park. He had to portray an outwardly confident/charming man while also showcasing his inner turmoil and insecurities. While Cranstons performance is also incredible, I feel like his ",
          "subreddit": "unpopularopinion",
          "num_comments": 139,
          "score": 0.944,
          "url": "https://reddit.com/r/unpopularopinion/comments/1r0o80a/jon_hamm_deserved_the_emmy_wins_over_bryan/"
        },
        {
          "title": "Ryan Reynolds isn\u2019t funny.",
          "selftext": "Ryan Reynolds isn\u2019t funny.\n\nThe humour is mid at best and it\u2019s at its absolute worst in the deadpool movies. Deadpool 1 was great for the most part, dead pool 2 was rough and deadpool and wolverine was better than the 2nd but got really dragged down by the \u2026 rough comedy from deadpool himself to the point were I was kind of cringing while watching it at times.\n\nI seriously just don\u2019t understand the appeal and I feel like such a boomer saying that and I\u2019m only 20.\n\nWe got to stop acting like meta",
          "subreddit": "unpopularopinion",
          "num_comments": 338,
          "score": 0.944,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qck7r8/ryan_reynolds_isnt_funny/"
        },
        {
          "title": "Caillou is great for all the wrong reasons",
          "selftext": "As much as I hate the show Caillou the creators made a realistic child on television.\n\nIt shows what happens when parents fail to do their job.\n\nThey failed to create boundaries and then are shocked when the children act like abunch of entitled little shits.\n\nShouldnt even be a kids show. Should be a show for new parents \u201cdont do this if you dont want your child to come out this way\u201d",
          "subreddit": "unpopularopinion",
          "num_comments": 37,
          "score": 0.94,
          "url": "https://reddit.com/r/unpopularopinion/comments/1r0s43q/caillou_is_great_for_all_the_wrong_reasons/"
        },
        {
          "title": "It\u2019s good that Quentin Tarantino is opinionated.",
          "selftext": "Hollywood has become a business of coddling every single movie and actor. Nobody criticizes anything, everyone gets a participation trophy, and thus more lower quality films get made. It\u2019s refreshing and needed that there\u2019s a top director willing to say \u201cthis thing isn\u2019t good actually lulz\u201d. He\u2019s also unfortunately the only one that can get away with it since he won\u2019t get blackballed for hurting the fragile egos of Hollywood elites and their fans.",
          "subreddit": "unpopularopinion",
          "num_comments": 220,
          "score": 0.916,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qzm7xv/its_good_that_quentin_tarantino_is_opinionated/"
        },
        {
          "title": "Leo DiCaprio is just an okay actor.",
          "selftext": "With the exception of Gilbert Grape, which he was great in, I don\u2019t think he\u2019s a chameleon the way some other great actors are. All I see is Leo. Every time. Committed, intense, and highly successful sure. But he doesn\u2019t vanish into his roles, and he screams with a beet red face in every movie he\u2019s ever been in.",
          "subreddit": "unpopularopinion",
          "num_comments": 73,
          "score": 0.914,
          "url": "https://reddit.com/r/unpopularopinion/comments/1r15d63/leo_dicaprio_is_just_an_okay_actor/"
        },
        {
          "title": "The romanticization of the \"servant/master\" dynamic in period dramas is dehumanizing.",
          "selftext": "I keep seeing shows like Bridgerton and Downton Abbey described as harmless escapism, but there\u2019s something uncomfortable at their core that rarely gets acknowledged.\n\nThese stories ask us to admire the beauty and romance of aristocratic life while treating rigid social hierarchies as normal or even appealing. The entire world they present is built on inherited status, and the audience is encouraged to accept that some people matter more than others simply because of where they were born.\n\nThe s",
          "subreddit": "unpopularopinion",
          "num_comments": 388,
          "score": 0.91,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qqv3rd/the_romanticization_of_the_servantmaster_dynamic/"
        },
        {
          "title": "The Good dinosaur didn't deserve his mark on the farm",
          "selftext": "my son has fallen in love with the good dinosaur movie. it's a young dinosaur finding his way in the world movie. a family member gets to leave a mud foot print or their mark on the side of a food silo when they do something good for the farm. like clear rocks or plow a field. the main character struggles to do this even gets his father killed because he is a wimp. afterwards he falls in river and then works his way home. when he gets back he gets to leave his mark on the silo. I don't think he ",
          "subreddit": "unpopularopinion",
          "num_comments": 138,
          "score": 0.904,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qgr8lt/the_good_dinosaur_didnt_deserve_his_mark_on_the/"
        },
        {
          "title": "The Christopher Nolan films had the worst casting choice for Alfred ever",
          "selftext": "He looks nothing like him, he just looks like a regular old man. Alfred is a lean, upright old man with sharp features, a moustache, receding and balding hair, and has a refined gentleman voice. And they couldn\u2019t even give him a butler uniform or anything to resemble a butler.\n\nWhat I hate the most about him is his voice. I swear I hated every single scene he was in, I just couldn\u2019t take listening to his voice. His voice is obnoxious as fuck, even more than Christian Bales Batman voice and Tom H",
          "subreddit": "unpopularopinion",
          "num_comments": 28,
          "score": 0.902,
          "url": "https://reddit.com/r/unpopularopinion/comments/1r11fds/the_christopher_nolan_films_had_the_worst_casting/"
        },
        {
          "title": "The Scream tv show mask is superior to the Ghostface mask",
          "selftext": "For those who came in late:\n\n\nhttps://imgur.com/a/Z7Ur3hr\n\n\nI mean it makes sense for the movie to be called Scream if the mask is... based on the painting of the same name. The original title for Scream was 'Scary Movie', which fits Ghostface better... since it was an actual Halloween mask that existed. The tv series created an entirely new mask that fit both the name and theme of the show. And good luck parodying that, Wayan Bros!",
          "subreddit": "unpopularopinion",
          "num_comments": 16,
          "score": 0.894,
          "url": "https://reddit.com/r/unpopularopinion/comments/1r0uwc8/the_scream_tv_show_mask_is_superior_to_the/"
        },
        {
          "title": "Marty Supreme is not a great film.",
          "selftext": "35mm camera work\u2014beautiful. Chalamet\u2014talented, arrogant and needs improvement. He misses key nuances like tone, and body language: no f\u2019cking way that Paul Atreides has the same walk and talk as Marty Reisman. The basis of survival and perseverance fell flat with the ending note: it wasn\u2019t ambiguous, it completely undermined the protagonist altogether. In terms of this genre, Safdie is overrated: a spectacle is a movie\u2014not a film. Safdie can\u2019t hold a flame to any of Darren Aronofsky pieces. I wo",
          "subreddit": "unpopularopinion",
          "num_comments": 317,
          "score": 0.842,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qp666r/marty_supreme_is_not_a_great_film/"
        },
        {
          "title": "The Star Wars Original Trilogy doesn't hold up that well as a trilogy",
          "selftext": "First up, I want to clarify that I absolutely acknowledge what these movies were for their time. They are revolutionary, and without them, many modern movies wouldn't even exist. If I had been around when these movies were originally released, I probably would have loved them all too, since there was nothing like them back then\n\nHowever, even though I respect everyone's opinions and all, I disagree with people who say this is still one of the best trilogies of all time... now, let's get the easy",
          "subreddit": "unpopularopinion",
          "num_comments": 53,
          "score": 0.838,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qz95mj/the_star_wars_original_trilogy_doesnt_hold_up/"
        },
        {
          "title": "Hazbin Hotel and Helluva Boss did more damage to the Indie Animation scene more then you think.",
          "selftext": "Now before everyone get the pitchfork out and hunt me down I'm not saying that Hazbin Hotel is the worse thing even made. I found the series okay and Helluva Boss well I'm not a huge of Season 2 but Season 1 is fine. However it can't be denied that since the Hazbin Hotel Pliot was release the Indie Animation scene changed for the worse. Here is what I mean.\n\nPre Hazbin Pliot: Apart from RWBY and Red Vs Blue. Most of the indie animation are small but creative each have their own identity includin",
          "subreddit": "unpopularopinion",
          "num_comments": 19,
          "score": 0.834,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qz6n6h/hazbin_hotel_and_helluva_boss_did_more_damage_to/"
        },
        {
          "title": "Season 2 of Amazon's fallout show was garbage from a writing perspective",
          "selftext": "You ever finish a season of TV and just feel nothing? Not anger, not even sadness. Just a hollow kind of tired. That is what Fallout Season 2 left me with. It felt like a long walk to nowhere. I found myself thinking about the early seasons of Game of Thrones, the ones everyone loved, trying to figure out why this felt so different. Why one show grabbed you by the collar and the other just lets you drift away until it all starts to feel dumb.\n\nThe heart of it is the idea of a quest that actually",
          "subreddit": "unpopularopinion",
          "num_comments": 77,
          "score": 0.8260000000000001,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qx7jr7/season_2_of_amazons_fallout_show_was_garbage_from/"
        },
        {
          "title": "the bear is a boring a** show that coulda been great",
          "selftext": "over a year ago I really loved the first season but stopped watching after the second because of how SLOW and BORING the show got. I felt bad like I gave up so recently i rewatched saying i'd finish all 4 seasons... dude, what an awful waste of time\ud83d\ude2d here's what sucks: \n\n1) the 1st season rocked. emotionally charged, fast paced, character depth, gold. but as the show goes on it scraps all that to make room for 5 minute long music montages of random BS every 10 minutes. and it acts so avant garde",
          "subreddit": "unpopularopinion",
          "num_comments": 231,
          "score": 0.8260000000000001,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qoeu9c/the_bear_is_a_boring_a_show_that_coulda_been_great/"
        },
        {
          "title": "Just as the terrible ending of Game of Thrones made people forget its brilliant early seasons, I believe the brilliant ending of The Sopranos masked the fact that the show as a whole isn\u2019t that good.",
          "selftext": " When I say \u201cisn\u2019t that good,\u201d I\u2019m responding to the way the show is often labeled one of the greatest and most influential dramas of all time. A lot of that reputation, in my view, is being lifted heavily by the ending. I genuinely think The Sopranos is a good show, but having just finished it, and having watched Breaking Bad and Better Call Saul, it\u2019s hard for me to place them in the same category. The Sopranos features way too many monotonous character arcs, uneven character development, and ",
          "subreddit": "unpopularopinion",
          "num_comments": 456,
          "score": 0.8180000000000001,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qwjuam/just_as_the_terrible_ending_of_game_of_thrones/"
        },
        {
          "title": "The Harry Potter movie series fell off after the Goblet of Fire",
          "selftext": "As there are many people that might be in the same category as me, the Harry Potter movie series is a guilty pleasure of mine. However, in rewatching the series from time to time I can\u2019t seem but to get into the last four movies. I think the first four movies keep the viewer engaged by adding a sense of mystery and oh yeah, some color. The last 4 movies lack color, although it\u2019s intentional. Beyond that, it\u2019s a 4 movie long hunt to take down Voldemort and the death eaters. It sort of feels too d",
          "subreddit": "unpopularopinion",
          "num_comments": 232,
          "score": 0.808,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qgdt2f/the_harry_potter_movie_series_fell_off_after_the/"
        },
        {
          "title": "Criticizing an adaptation for being \u201cunfaithful\u201d is not only bad criticism, it hurts the film industry",
          "selftext": "I can\u2019t think of a criticism which has been getting thrown around so much, yet means absolutely nothing at all. I\u2019ve been thinking about it more with the upcoming release of the *Wuthering Heights* movie, which has garnered a strong negative reaction online, even before its release. Granted, I understand criticisms about white-washing, though the \u201cunfaithful\u201d critique usually extends well beyond that.\n\nEvery comment section I go to about the film has at least one large comment about it being ter",
          "subreddit": "unpopularopinion",
          "num_comments": 35,
          "score": 0.806,
          "url": "https://reddit.com/r/unpopularopinion/comments/1qxtpxe/criticizing_an_adaptation_for_being_unfaithful_is/"
        }
      ]
    },
    {
      "test_id": "brain_is_lying_cluster_5",
      "cluster_id": 44,
      "channel": "brain_is_lying",
      "topic_count": 21,
      "posts_with_content": 18,
      "sample_topics": [
        "Is Behavioral Economics Useless in Macroeconomics?",
        "What is the best introductory book on behavioral e",
        "Any successful entrepreneurs who've been able to u",
        "Practicality of Behavioral Economics",
        "Can behavioral economics help neutralize the biase"
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      "subreddits": [
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        "AskSocialScience",
        "CognitivePsychology",
        "BehavioralEconomics"
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      "raw_posts": [
        {
          "title": "Is Behavioral Economics Useless in Macroeconomics? Looking for Some Insight",
          "selftext": "I\u2019m doing a master\u2019s program that mixes psychology and economics (behavioral econ), and I come from a psych background. Even though it\u2019s been a bit challenging, I\u2019m really enjoying it, and I can honestly say I\u2019m happy with the program.\nThat said, I\u2019ve always been much more drawn to macroeconomics than to micro. Everyone around me keeps telling me that behavioral economics is basically micro-focused and has almost no place in macro. So I wanted to ask you all: is that actually true? Do any behavi",
          "subreddit": "BehavioralEconomics",
          "num_comments": 9,
          "score": 0.922,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1phecrq/is_behavioral_economics_useless_in_macroeconomics/"
        },
        {
          "title": "What is the best introductory book on behavioral economics that explains key psychological biases and concepts using relatable, everyday life examples?",
          "selftext": "",
          "subreddit": "BehavioralEconomics",
          "num_comments": 34,
          "score": 0.86,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1o312xk/what_is_the_best_introductory_book_on_behavioral/"
        },
        {
          "title": "Any successful entrepreneurs who've been able to use behavioral economics effectively and how?",
          "selftext": "Hi, I've recently been studying behavioral economics because I believe it's essential to have a solid understanding of consumer behavior to effectively solve people's problems. However, I'm curious if others have come to this same conclusion. If any of you are entrepreneurs, I'd love to hear how you used it specifically to help with your business.",
          "subreddit": "BehavioralEconomics",
          "num_comments": 9,
          "score": 0.858,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1nz82vq/any_successful_entrepreneurs_whove_been_able_to/"
        },
        {
          "title": "Practicality of Behavioral Economics",
          "selftext": "Hey guys, \n\nI\u2019m big on practicality and applicability. Does behavioral economics actually solve real world problems? \n\nCan you provide examples?\n\nIs it more than just theory?",
          "subreddit": "BehavioralEconomics",
          "num_comments": 9,
          "score": 0.856,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1nyxzx1/practicality_of_behavioral_economics/"
        },
        {
          "title": "Can behavioral economics help neutralize the biases it studies?",
          "selftext": "Cognitive biases are at the heart of behavioral economics \u2014 they explain so much of why markets, consumers, and even policymakers act irrationally.\n\nBut lately, I\u2019ve been wondering about something slightly different:  \n  \n**How much research actually exists on mitigating or** ***neutralizing*** **these biases at scale?**  \n  \nIt feels like behavioral economics has become incredibly good at *identifying* biases and, in some industries, even *exploiting* them (advertising, political campaigns, UX ",
          "subreddit": "BehavioralEconomics",
          "num_comments": 4,
          "score": 0.852,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1nye0z0/can_behavioral_economics_help_neutralize_the/"
        },
        {
          "title": "A Practical Framework for Applied Persuasion: Stacking 6 Layers of Behavioral Economics for Conversion",
          "selftext": "For the thinkers and builders in this sub,\n\nThis community has incredible insights on specific biases (Anchoring, Loss Aversion, etc), but I've always searched for a unified framework that shows how to stack these principles together for real world marketing and sales. So I've spent the last 9 months engineering one: a 6 layer system I call the AREU Codex. I would like to share the foundation of it with this community for feedback.\n\nLayer 1: Surface Logic. The initial layer is about satisfying t",
          "subreddit": "BehavioralEconomics",
          "num_comments": 14,
          "score": 0.848,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1nvipx9/a_practical_framework_for_applied_persuasion/"
        },
        {
          "title": "Explaining behavioral economics with everyday examples (new project I\u2019m working on)",
          "selftext": "Hi everybody! \n\nI\u2019ve started a YouTube channel where I break down these ideas in short videos using real-world examples. If that sounds interesting, I\u2019d love if you took a look and gave feedback.\n\nChannel link:  \n\ud83d\udc49 [https://www.youtube.com/@BehavioralEconomicsExplained](https://www.youtube.com/@BehavioralEconomicsExplained)",
          "subreddit": "BehavioralEconomics",
          "num_comments": 1,
          "score": 0.838,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1npbvry/explaining_behavioral_economics_with_everyday/"
        },
        {
          "title": "Economic cycles are driven by Life-History Strategy (Fast vs. Slow), not just financial variables.",
          "selftext": "Does anyone else feel like standard macroeconomics misses the psychological root of the business cycle? We treat markets like mechanical engines, but I\u2019ve been working on a framework that suggests the economy is actually an emergent biological ecosystem.\n\nSpecifically, I think we can map the \"Boom/Bust\" cycle directly onto **Life-History Theory**\u2014oscillating between two survival strategies based on **Perceived Security**.\n\nHere is the model. I\u2019d love to hear if this tracks with the behavioral da",
          "subreddit": "BehavioralEconomics",
          "num_comments": 1,
          "score": 0.996,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1qvdryc/economic_cycles_are_driven_by_lifehistory/"
        },
        {
          "title": "Which real-world stocks best represent \"safe vs risky\" choices for a behavioral study?",
          "selftext": "Hello! I am designing a behavioral research project on financial decision-making. I am anchoring the task to a small set of real, recognized stocks from the US Financial market rather than abstract assets.\n\nI am not asking for investment advice or predictions. What I need is help in selecting 14 stocks total, that most people would recognize as fitting these roles: Safe, Risky, Volatile, ethically controversial, Green/environmental.\n\nWhich stocks would you choose as archetypes and why?\n\nThank yo",
          "subreddit": "BehavioralEconomics",
          "num_comments": 1,
          "score": 0.994,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1qt6sh9/which_realworld_stocks_best_represent_safe_vs/"
        },
        {
          "title": "Quantifying the \"Hesitation Tax\": A Behavioral Study on Opportunity Cost and Loss Aversion in Trading",
          "selftext": "Hi everyone!\n\nWe are a team of Informatics students at the **University of Washington** working on our senior capstone project, **Phantom**.\n\nOur research focuses on the **behavioral economics of \"Ghost Trades\"**\u2014the decisions investors nearly execute but abandon at the last second. We are investigating the psychological drivers behind this hesitation (e.g., risk aversion, analysis paralysis, and external stressors like sleep) to quantify what we call the **\"Hesitation Tax.\"**\n\nOur goal is to un",
          "subreddit": "BehavioralEconomics",
          "num_comments": 0,
          "score": 0.986,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1qpnlrs/quantifying_the_hesitation_tax_a_behavioral_study/"
        },
        {
          "title": "FoMO and Attitudes to Money",
          "selftext": "Hi\n\nA friend of mine is completing a psychology masters and is asking for participants in a survey to [Examine Whether FoMO (Fear of Missing Out) Affects Attitudes to Money](https://app.onlinesurveys.jisc.ac.uk/s/ulster/money-attitudes). This is a fairly quick 5-10 minute survey, so if anyone would be able to help this would be greatly appreciated. Many thanks for your time. \n\n**\u00b7 WHO CAN TAKE PART**\n\nYou must be aged between 18 and 79, have internet access and have accessed social media within ",
          "subreddit": "BehavioralEconomics",
          "num_comments": 3,
          "score": 0.978,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1qibuah/fomo_and_attitudes_to_money/"
        },
        {
          "title": "Pricing Strategy",
          "selftext": "I was thinking about why people almost always choose the expensive option when prices are tiered.\nThere\u2019s an interesting psychological mechanism behind it (Decoy Effect + Relative Thinking).\nI recently explored this idea through a short video using real-world examples. Would genuinely like feedback from people who study or enjoy Behavioral Science.",
          "subreddit": "BehavioralEconomics",
          "num_comments": 1,
          "score": 0.95,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1q0jrwe/pricing_strategy/"
        },
        {
          "title": "Curious About People\u2019s Views of The Markets",
          "selftext": "Hi all, not sure if this is the right sub to post this in but am really curious about people\u2019s views of the markets right now. \n\nRecently, I\u2019ve been learning about concepts like Theory of Reflexivity, Narrative economics, and of course behavioural economics. \n\nRecently, I\u2019ve become particularly fascinated with Narrative economics (Robert Shiller). His theories posit that \u201cviral stories\u201d influence the perceptions of market participants, thereby driving prices.\n\nI felt this resonated a lot with my",
          "subreddit": "BehavioralEconomics",
          "num_comments": 3,
          "score": 0.938,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1poczd9/curious_about_peoples_views_of_the_markets/"
        },
        {
          "title": "Survey behavioural business economics",
          "selftext": "Hey everyone!\n\nCould you help me out by filling out this survey on behavioural economics regarding scratch cards, it would be greatly appreciated! ",
          "subreddit": "BehavioralEconomics",
          "num_comments": 1,
          "score": 0.9299999999999999,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1pjzo55/survey_behavioural_business_economics/"
        },
        {
          "title": "A start to searching inside the algorithmic mind, where the numbers meet human feelings.",
          "selftext": "Hi everyone,\n\nI\u2019ve recently started exploring the mixture of psychology and finance. My main curiosity lies in understanding psychologically driven movements in personal finance, investing, and market behavior.\n\nThere seems to be very limited teachings around deeply exploring behavioral finance as a bridge between psychology and investing/finance. I\u2019d love recommendations for resources, articles, podcasts, videos or anything to help me start diving into this intersection.\n\nTo leave with a questi",
          "subreddit": "BehavioralEconomics",
          "num_comments": 2,
          "score": 0.92,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1phhdbf/a_start_to_searching_inside_the_algorithmic_mind/"
        },
        {
          "title": "The Behavioural Economics behind Spotify Wrapped",
          "selftext": "Spotify Wrapped isn\u2019t just a marketing tool, it\u2019s a powerful case study in behavioural economics. This article explores how features like Wrapped, personalised playlists, and cleverly framed data tracking create psychological switching costs, leverage loss aversion, and build emotional attachment that traditional economic theory can\u2019t explain. It breaks down why users stay loyal to Spotify despite low barriers to switching and even rising prices.",
          "subreddit": "BehavioralEconomics",
          "num_comments": 5,
          "score": 0.916,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1pf2uzd/the_behavioural_economics_behind_spotify_wrapped/"
        },
        {
          "title": "Supply Side Economics",
          "selftext": "I created a new school of economic thought called \u201cSupply-Side Economics\u201d and would like to have a discussion about it. It\u2019s about Improving your emotional intelligence using basic economic concepts.",
          "subreddit": "SocialPsychology",
          "num_comments": 6,
          "score": 0.914,
          "url": "https://reddit.com/r/socialpsychology/comments/1p86air/supply_side_economics/"
        },
        {
          "title": "Looking for feedback on a behavioral finance profiling model (and related literature)",
          "selftext": "&gt;Hi everyone,\n\n&gt;I\u2019m an economics student working on a small research project with a colleague, and we\u2019ve been developing a short, gamified questionnaire designed to classify investor behavior. It\u2019s essentially an attempt to map \u201cpersonality traits\u201d into investment decision patterns.\n\n&gt;The model currently relies on four behavioral dimensions, inferred from 18 questions:\n\n&gt;\u2022 Cognition (C): analytical vs. intuitive processing\n\n&gt;\u2022 Risk-taking (R):  tolerance for volatility and downsid",
          "subreddit": "BehavioralEconomics",
          "num_comments": 3,
          "score": 0.912,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1pe33w6/looking_for_feedback_on_a_behavioral_finance/"
        },
        {
          "title": "Behavioral Economic Applications",
          "selftext": "What are 3 examples of behavioral economics used in everyday life?\n\n\n",
          "subreddit": "BehavioralEconomics",
          "num_comments": 11,
          "score": 0.864,
          "url": "https://reddit.com/r/BehavioralEconomics/comments/1o4ug8q/behavioral_economic_applications/"
        },
        {
          "title": "Does economics work with other social sciences?",
          "selftext": "I study anthropology and philosophy, of course there are figures unique to each field, but it\u2019s not uncommon to see figures commonly show up. My impression is that this is true for sociology as well as polisci with many of the figures I see. People like foucault, du bois, adorno, etc. Even Marx is pretty common. My sister is getting her PHD in comparative literature and she even covered marx, deleuze, foucault, etc.\n\nOn the other hand it seems like none of these figures really are talked about b",
          "subreddit": "AskSocialScience",
          "num_comments": 47,
          "score": 0.854,
          "url": "https://reddit.com/r/AskSocialScience/comments/1pc240p/does_economics_work_with_other_social_sciences/"
        },
        {
          "title": "Identity Economics: \u201cAn Alternative Economic Psychology\u201d | SpringerLink",
          "selftext": "",
          "subreddit": "CognitivePsychology",
          "num_comments": 0,
          "score": 0.806,
          "url": "https://reddit.com/r/cognitivepsychology/comments/cbtjci/identity_economics_an_alternative_economic/"
        }
      ]
    },
    {
      "test_id": "money_traps_cluster_1",
      "cluster_id": 53,
      "channel": "money_traps",
      "topic_count": 53,
      "posts_with_content": 52,
      "sample_topics": [
        "Invested $50k in 2021 and it\u2019s now at $55k",
        "withdrawal strategy?",
        "Company announced that pension contributions are b",
        "ACA tax credits vs Roth conversion space",
        "Fund Retirement Account with Joint Bank Account - "
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      "subreddits": [
        "povertyfinance",
        "financialindependence",
        "personalfinance"
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      "raw_posts": [
        {
          "title": "Invested $50k in 2021 and it\u2019s now at $55k",
          "selftext": "I (34M) moved a 401k into a Traditional IRA in 2021 with a local financial advisory. It was $50k at the time. I\u2019ve for the most part ignored it as that was always the advice I was given. It has now been 4 years and it sits at $54k and some change.\n\nI feel like I\u2019m losing valuable years on this money.\n\nShould I look for a new advisor? Move it to something self directed?\n\nThis edit is an update. I have started the process of moving my money to Vanguard. Thank you all for the advice. Ironically a s",
          "subreddit": "personalfinance",
          "num_comments": 368,
          "score": 0.996,
          "url": "https://reddit.com/r/personalfinance/comments/1qbt6xk/invested_50k_in_2021_and_its_now_at_55k/"
        },
        {
          "title": "withdrawal strategy?",
          "selftext": "I'm trying to retire at the end of this year (2026) at 57. I have enough funds saved but don't know what order to draw down. I'll have $100k in a Money market, $750k in a non IRA/taxable trading acct, $600k in my 401k, $1.3M in trad IRA's, $170k in Roth's, $70k in spouses 457b. House is paid off. Thinking I should combine the 401k via rule 55 and the 457b to get to the top end of the 0% Tax bracket or about $130k/year.  Then use savings to fill in when necessary and IRA contributions if I need t",
          "subreddit": "financialindependence",
          "num_comments": 24,
          "score": 0.99,
          "url": "https://reddit.com/r/financialindependence/comments/1r0ke70/withdrawal_strategy/"
        },
        {
          "title": "Company announced that pension contributions are being halted.",
          "selftext": "I\u2019m 50 and my company just announced that going forward they are discontinuing contributions to our pension funds. The pension plan provided 16% of your current salary to you once you turn 65. I\u2019ve been there 18 years, so I\u2019ll keep the $375k already earned, but I was expecting another $580k over the next 15 years. \n\nIn lieu of the pension, they are giving us additional 2% in our 401k. They already do 4% match if we put in 5%. So now instead of the pension and 9% 401k I have 11% going into the 40",
          "subreddit": "personalfinance",
          "num_comments": 285,
          "score": 0.986,
          "url": "https://reddit.com/r/personalfinance/comments/1qsmd30/company_announced_that_pension_contributions_are/"
        },
        {
          "title": "ACA tax credits vs Roth conversion space",
          "selftext": "Running some FIRE scenarios and discovering something interesting.\n\nDuring FIRE I can manage my AGI to $100k and receive $20k in ACA tax credits. However if I do this I am giving up $70k in 12% bracket Roth conversion space (I have $70k in itemized deductions). This $70k would otherwise be taxed at 24% during RMD age. So my $20k ACA tax credits effectively are reduced by $8k; they are effectively only worth $12k to me.\n\nIs the right calculation? Am I missing anything?\n\nEDIT: It gets even better ",
          "subreddit": "financialindependence",
          "num_comments": 49,
          "score": 0.986,
          "url": "https://reddit.com/r/financialindependence/comments/1qzs2ws/aca_tax_credits_vs_roth_conversion_space/"
        },
        {
          "title": "Fund Retirement Account with Joint Bank Account - is ok?",
          "selftext": "Recently married and wondering if I can connect my retirement account (IRA, 401K) to a bank account that is a joint bank account. The bank account specifies a primary and secondary owner and I don\u2019t know if that distinction matters. \n\nBut in general my question is: are there any issues contributing or withdrawing money from a retirement account (IRA, 401K) via a bank account that has joint ownership? ",
          "subreddit": "personalfinance",
          "num_comments": 7,
          "score": 0.98,
          "url": "https://reddit.com/r/personalfinance/comments/1r2dusk/fund_retirement_account_with_joint_bank_account/"
        },
        {
          "title": "Short to Medium Term Cash - Where to Park",
          "selftext": "**My fundamentals:**\n\n* Checking = $10k\n* Savings = $80k (more on this below)\n* Total investments = \\~$200k\n* Annual income = \\~$160k\n\n**My basic situation:**\n\nI am a father of one who just sold his home last week (why such a relatively large amount in HYSA and not invested). My son and I are staying with my mother short term while we look for our next place.\n\nI will *likely* end up renting to find somewhere good for us without needing to find the perfect place. Eventually, I would like to own a",
          "subreddit": "personalfinance",
          "num_comments": 8,
          "score": 0.976,
          "url": "https://reddit.com/r/personalfinance/comments/1r21n3e/short_to_medium_term_cash_where_to_park/"
        },
        {
          "title": "Wife and I didn\u2019t check 401k for 5 years. Should we stay the course with investment options?",
          "selftext": "Life\u2019s been busy with a toddler and other activities so we just didn\u2019t check our 401\u2019s for years, we think 5. We are both 40.\n\n401k (wife): $200k, in a target date fund\n\n401k (mine): $600k, invested entirely in an S&amp;P 500 index fund.\n\nWe also have about $100k total value in pensions between the two of us. $25k wife, $75k mine. This is total current cash out value, these continue to grow. \n\nEach of us contributes 15% to our 401k. Wife\u2019s salary is $65k, mine $125k. Both of us have a 5% match.\n",
          "subreddit": "personalfinance",
          "num_comments": 333,
          "score": 0.968,
          "url": "https://reddit.com/r/personalfinance/comments/1qmlmw4/wife_and_i_didnt_check_401k_for_5_years_should_we/"
        },
        {
          "title": "Surprise Inheritance, I was totally not prepared for.",
          "selftext": "I (32m) just found out that I will be inheriting a very large sum of money and am completely unprepared on what to do with it, if I should do anything at all with it. \n\nOver the holidays a close family member passed away and just this week, I found out they left me a huge surprise...  \n$500,000 in a Schwab account and $50k cash. I have no idea what stocks/bonds/etfs/etc. it is invested in yet, nor any idea on how to handle this life changing windfall. My wife and I have a few ideas for the cash ",
          "subreddit": "personalfinance",
          "num_comments": 428,
          "score": 0.966,
          "url": "https://reddit.com/r/personalfinance/comments/1qdg0kl/surprise_inheritance_i_was_totally_not_prepared/"
        },
        {
          "title": "Considering liquidating the 401k",
          "selftext": "Hear me out.\n\nMy wife has multiple chronic, incurable autoimmune diseases, one of which would have been a death sentence just 10 years ago. While new advances in medications and research mean she won't die from the slow, painful shutdown of her nervous system anymore, the symptoms she DOES have are taking a toll. She's aging before my eyes and her life expectancy is drastically shorter than it would have been. She will not likely see 65 and in all likelihood, the first cancer or cardiac problem ",
          "subreddit": "personalfinance",
          "num_comments": 96,
          "score": 0.964,
          "url": "https://reddit.com/r/personalfinance/comments/1r183oz/considering_liquidating_the_401k/"
        },
        {
          "title": "Roth 401k rollover to Roth IRA at 50 \u2013 trying to understand 5-year rules and withdrawals while living abroad",
          "selftext": "Hi all,\n\nI\u2019m 40, make around $188k/year, and I\u2019m contributing mostly to my Roth 401k with additional after-tax contributions that are auto-converted to Roth in-plan (Fidelity handles this). I\u2019m planning to retire abroad at 50 and want to understand how to handle Roth 401k rollovers to a Roth IRA.\n\nHere\u2019s my situation:\n\n* Roth 401k contributions: $24.5k/year\n* After-tax contributions + in-plan conversions: \\~$25.5k/year\n* I\u2019ll contribute like this for the next 10 years (age 40-50)\n* I\u2019m not plann",
          "subreddit": "financialindependence",
          "num_comments": 7,
          "score": 0.964,
          "url": "https://reddit.com/r/financialindependence/comments/1qw90o4/roth_401k_rollover_to_roth_ira_at_50_trying_to/"
        },
        {
          "title": "50K Series EE Bond Windfall and 401k Contributions",
          "selftext": "Hello all,\n\nRecently recieved paper Series EE bonds worth about 50k that my parents were holding onto for me from a relative. Trying to figure out how to handle the windfall and minimize my tax obligations:\n\nCurrently put 15% of my income towards a 401k which with my employer match is about 18K a year. Considering upping my % for the 6 weeks these bonds will take to process so I can put away the difference between my contributions and the max, and then replenish my cash on hand before putting th",
          "subreddit": "personalfinance",
          "num_comments": 4,
          "score": 0.962,
          "url": "https://reddit.com/r/personalfinance/comments/1r20a9h/50k_series_ee_bond_windfall_and_401k_contributions/"
        },
        {
          "title": "How to invest an inheritance for maximum ROI",
          "selftext": "I've just received an inheritance of $100k and want to start growing that money. What are some of the best methods to passively grow this money the most? My time horizon is long term and I have a high risk/aggressive tolerance. Looking to explore different strategies for highest rate of return (DCA, etc.).",
          "subreddit": "personalfinance",
          "num_comments": 3,
          "score": 0.96,
          "url": "https://reddit.com/r/personalfinance/comments/1r28ghu/how_to_invest_an_inheritance_for_maximum_roi/"
        },
        {
          "title": "I feel like I'm way behind on retirement, is it as bad as I think?",
          "selftext": "41 years old\n\nSingle income household. Married (wife is 36), 3 children under 12.\n\nSalary is $130k per year, I invest 10% into my Roth 401k (plus 4% company match into a traditional) and max out my HSA. I know that I should be trying to max out the 401k, but it's hard finding the room to do it.\n\nCurrent 401k balance is \\~$165k, HSA is roughly $9k. Emergency fund of $37,000. Unfortunately, my HSA balance has suffered due to some surgeries one of my sons needed. Luckily, I think it's behind us.\n\nT",
          "subreddit": "personalfinance",
          "num_comments": 304,
          "score": 0.96,
          "url": "https://reddit.com/r/personalfinance/comments/1qw8ksd/i_feel_like_im_way_behind_on_retirement_is_it_as/"
        },
        {
          "title": "Another 72 (t) question - Roth in an annuity",
          "selftext": "I have a fixed index annuity that is a Roth IRA account.  Surrender value is $79k.  Policy renewal is March 14 so I need to decide what to do soon.  Annual payment for life at present would be $5,772.  I'll be 59 in March but after the anniversary date.  I won't be 59.5 until September.\n\nFirst question, do I need to 59.5 at the time I take the first payment or just \"in the year\" that I take first payment like rule of 55?  If I do need to be 59.5 at the time should I just set it up as a 72(t)?  I",
          "subreddit": "financialindependence",
          "num_comments": 12,
          "score": 0.96,
          "url": "https://reddit.com/r/financialindependence/comments/1qvp1g6/another_72_t_question_roth_in_an_annuity/"
        },
        {
          "title": "30k in savings what do I do",
          "selftext": "Hello I\u2019m 23 years old I have a little over 30k liquid but it\u2019s just in a normal bank account with only around 3.80APY I believe but I want it to grow more what could I do? I don\u2019t really know anything about investing.",
          "subreddit": "personalfinance",
          "num_comments": 13,
          "score": 0.958,
          "url": "https://reddit.com/r/personalfinance/comments/1r200xb/30k_in_savings_what_do_i_do/"
        },
        {
          "title": "72(t) - can you take a fixed amount that is less than 5% from the start?",
          "selftext": "If I knew the dollar amount I \"needed\" for income was $35,000/year and I was looking to draw from an IRA that had $600,000 at month-end last month, and I was turning 50 this year. According to both of these two [current](https://72tcalc.com/calculator.html) 72t [calculators](https://www.moaa.org/content/benefits-and-discounts/finance/Calculators/72(t)-calculator/), at the 5% interest rate assumption, these are the distributions that come up:\n\n* Required Minimum (Single Life) : $16,574.59\n* Requi",
          "subreddit": "financialindependence",
          "num_comments": 33,
          "score": 0.956,
          "url": "https://reddit.com/r/financialindependence/comments/1qv7me6/72t_can_you_take_a_fixed_amount_that_is_less_than/"
        },
        {
          "title": "Should I bother putting in another 4% in my 457b when i already get 11% in my 401a?",
          "selftext": "Hi all,\n\nI got a new, better job that I've been working in for a few months now, and overall it's been great. \n\nI have a 401a that's got 31k that I put in 4%, while my employer puts in 7% every biweekly paycheck, so about 600 dollars a month. I also have a 457b from previous employers that is worth about 6.8k that i can contribute to (currently not as I'm just trying to settle in to a new area / saving for a house or condo in the next 3 years). Is this really worth it? I know it's extra money in",
          "subreddit": "personalfinance",
          "num_comments": 26,
          "score": 0.9359999999999999,
          "url": "https://reddit.com/r/personalfinance/comments/1r228cb/should_i_bother_putting_in_another_4_in_my_457b/"
        },
        {
          "title": "Portfolio to live off dividends with growth - Rate/Advice",
          "selftext": "I look to unexpectedly come into some money soon and I am looking at potentially retiring early in the next 3-5 years now that this money is here. Main reason I wont retire now is I don't know what to do with myself...\n\nMoney - 6 Million after Tax.\n\nAbout me - 40 years old - 3 kids (young), Retire in 3-5 years\n\nGoals - Live off dividends, so that if I die my wife does not have to sell stock, that money will just keep coming her way. Grow some of this so that my kids will have a good bump in life",
          "subreddit": "financialindependence",
          "num_comments": 9,
          "score": 0.9299999999999999,
          "url": "https://reddit.com/r/financialindependence/comments/1qsmi9m/portfolio_to_live_off_dividends_with_growth/"
        },
        {
          "title": "Should I buy a duplex and continue living with parents at 22",
          "selftext": "I\u2019m 22 make 120 K a year and I maxed out my 401(k). I\u2019m allowed to live with my parents as long as I want and I plan to live there until at least 25. I have 100 K in my Roth 401(k) 32K in my savings and 6k in an investment account. I wanna make my money work for me and make more money. I\u2019m just not sure what I should get into.",
          "subreddit": "personalfinance",
          "num_comments": 155,
          "score": 0.926,
          "url": "https://reddit.com/r/personalfinance/comments/1qehfjo/should_i_buy_a_duplex_and_continue_living_with/"
        },
        {
          "title": "Probably a dumb question about IRAs",
          "selftext": "I know this is going to show my na\u00efvet\u00e9, but I have a question about IRA dividends.  When my mother was in her 50s, she had multiple investments, mostly inherited or gifted, and she regularly (although I don\u2019t know how often), received dividend checks that supplemented her very modest library technician income.  I only know this because she talked about it on occasion.  Fast forward and I\u2019m about the age she was when I recall her telling me this, and I know that she continued receiving dividend ",
          "subreddit": "personalfinance",
          "num_comments": 11,
          "score": 0.92,
          "url": "https://reddit.com/r/personalfinance/comments/1r2a96h/probably_a_dumb_question_about_iras/"
        },
        {
          "title": "Maxing out 2025 IRA contributions but phased out of traditional - Any reason to not just go Roth?",
          "selftext": "My wife transitioned to a new career in 2025 that doesn't offer a retirement plan. We were planning to max out a traditional IRA with some inheritance money but found that we are nearly phased out of the tax deductions because she was covered by her old employer's retirement plan for the first couple months of the year. Our MAGI is $144k and the full phase out is $146k. In the end, we can deduct about $700 (35% of $2k) of the full $7k contribution.\n\nIf we aren't getting the tax advantage on the ",
          "subreddit": "personalfinance",
          "num_comments": 4,
          "score": 0.914,
          "url": "https://reddit.com/r/personalfinance/comments/1r29b9w/maxing_out_2025_ira_contributions_but_phased_out/"
        },
        {
          "title": "Am I missing anything?",
          "selftext": "I am a 24m working a tech job making around 50k a year. I have been fortunate enough to live at home without paying rent after college and I am currently debt free. I have had a Roth IRA with vanguard for 2-3 years but I only started maxing out my contributions last year. The rest of my money is currently in a savings account which is earning 3.5% APY. I also have a 401k and hsa through my job that I am contributing through paychecks as my job matches 3% for my 401k.\n\nI have maybe a year or less",
          "subreddit": "personalfinance",
          "num_comments": 3,
          "score": 0.906,
          "url": "https://reddit.com/r/personalfinance/comments/1r28o13/am_i_missing_anything/"
        },
        {
          "title": "Am I missing something, or is Roth IRA massively oversold?",
          "selftext": "I\u2019m currently in the 22% federal tax bracket. From what I can tell, the core Roth argument seems to assume that everyone magically ends up in a higher tax bracket in retirement, which doesn\u2019t seem universally true.\n\nHere\u2019s my situation: \n\n\\- I expect to live more frugally in retirement (no childcare, no mortgage, minimal car payments, less mouths to feed)\n\n\\- My house will be paid off, which is currently \\~20\u201330% of my monthly expenses\n\n\\- Yes, discretionary spending may go up (travel, hobbies),",
          "subreddit": "financialindependence",
          "num_comments": 58,
          "score": 0.906,
          "url": "https://reddit.com/r/financialindependence/comments/1qpvtw9/am_i_missing_something_or_is_roth_ira_massively/"
        },
        {
          "title": "Two Retirement Accounts",
          "selftext": "I currently have 2 retirement accounts. One from a previous job which I no longer contribute to and my current one from my current employer. Would the best option be to combine these or is it ok to just leave them be?",
          "subreddit": "personalfinance",
          "num_comments": 7,
          "score": 0.9,
          "url": "https://reddit.com/r/personalfinance/comments/1r28d0w/two_retirement_accounts/"
        },
        {
          "title": "Parent's Old Annuities to Shorter Term RILA",
          "selftext": "Parent is in their 70s and has IRAs in older fixed index annuities with max withdraw \\~5%\u00a0a year. Maturity date is 2050 so any profits wouldn't be realized until then (at which point they'd be 90+)\n\nI'm considering moving these into RILAs (Jackson Market Link II) based on the SP500 w/20% buffer over 6 years. Free withdraw/year is at \\~10%, then could obviously renew if they like.\u00a0\n\nAm I missing something in this strategy? I understand that lifetime annuities were appealing in that it's a stable\u00a0",
          "subreddit": "personalfinance",
          "num_comments": 2,
          "score": 0.898,
          "url": "https://reddit.com/r/personalfinance/comments/1r287kb/parents_old_annuities_to_shorter_term_rila/"
        },
        {
          "title": "Where should ABLE accounts go in the flow chart?",
          "selftext": "For 2026, those who are eligible can put in 20K.  Able accounts are a different bucket than IRA or 401k.  Like a Roth, contributions are after tax, and growth is untaxed.  You can take the money out at any time.  Contributions are not federally deductible, but are deductible in some states. The funds you can invest the money in are more limited with slightly higher expense ratios, but you can use the money for almost anything.\n\nSo where should the ABLE account be in the contribution order?",
          "subreddit": "financialindependence",
          "num_comments": 24,
          "score": 0.894,
          "url": "https://reddit.com/r/financialindependence/comments/1qmspnd/where_should_able_accounts_go_in_the_flow_chart/"
        },
        {
          "title": "Should I take a 401k Loan?",
          "selftext": "I\u2019m 31 years old and really messed up my finances in my 20s. I paid for 80% of my college but had a hard time getting a good job out of school. I was living beyond my means and racked up around $30k in credit/personal loan. I have multiple accounts in collections and had my car repossessed and recovered twice. My credit is in the low 500s. I was careless and extremely irresponsible.\n\nI recently finally started to turn things around, I worked my way up and just got a big promotion making 85k a ye",
          "subreddit": "personalfinance",
          "num_comments": 6,
          "score": 0.89,
          "url": "https://reddit.com/r/personalfinance/comments/1r26p4i/should_i_take_a_401k_loan/"
        },
        {
          "title": "whats better, claim SS now at age 65 or wait until 70 and use 401k funds to cover",
          "selftext": "Question, I would like to retire now at age 65.  I can live on $5000.00 monthly. Wife is 63 and retired, claimed SS at 62 and gets $1500.00 monthly.  We each have a 401k, mine is 550k in target date fund 2030.  Hers is 275k in target date fun 2025. We have not touched them. If I retire now at age 65 I can get approx $2700 SS or at age 70 and get maybe $4100. Should I draw down one 401K and not claim SS until 70, or take SS now and use less 401k for the rest of our lives? at age 70 with both SS o",
          "subreddit": "personalfinance",
          "num_comments": 346,
          "score": 0.89,
          "url": "https://reddit.com/r/personalfinance/comments/1qxicdx/whats_better_claim_ss_now_at_age_65_or_wait_until/"
        },
        {
          "title": "Retirement at 57.5 am I crazy",
          "selftext": "I'm retired Military, annual pension is $56,000 per year take home, I have $650,000 in my 401K and own a bar that generates about $100K gross per year which I take no money from, but pays my wife $24,000 per year.  Annual household spend is $54,000 a year all in.  I'm tired of the corporate grind and want to punch out before the end of 2026. Am I ready or foolish?",
          "subreddit": "personalfinance",
          "num_comments": 202,
          "score": 0.888,
          "url": "https://reddit.com/r/personalfinance/comments/1qrcty9/retirement_at_575_am_i_crazy/"
        },
        {
          "title": "Just opened a Roth IRA!",
          "selftext": "Hi all! I recently turned 18 (less than two weeks ago), and my Economics teacher has urged all of us to open a Roth IRA as soon as we could. And so, here I am.\n\nI just opened one under Vanguard, and I put $1,000 into a 2065 target retirement fund thingy. Basically, I was wondering what my next steps should be?\n\nI make about $500 a month from my super part-time job. I was wondering how much I should put towards this target date fund monthly (or even other funds I should consider too, but not sure",
          "subreddit": "personalfinance",
          "num_comments": 49,
          "score": 0.882,
          "url": "https://reddit.com/r/personalfinance/comments/1qp4qsv/just_opened_a_roth_ira/"
        },
        {
          "title": "About to review company 401k contribution. Where should I invest?",
          "selftext": "I'm about to receive my company's 401k contribution and I have the ability to change where it's invested. if I don't it would just go into default fund plan selected which is about 80 percent Equity/stocks and 20 percent bonds/fixed income. Should I just leave it?",
          "subreddit": "personalfinance",
          "num_comments": 9,
          "score": 0.88,
          "url": "https://reddit.com/r/personalfinance/comments/1r25tv2/about_to_review_company_401k_contribution_where/"
        },
        {
          "title": "Questions about IRA contribution for self-employment income",
          "selftext": "Assume:\n- 10-year-old kid\n- $2000 self-employment income in 2025\n- business expense is ZERO\n- no other income in 2025\n\nSelf-employment tax:\n1. net earnings = 2000 - 0 = 2000\n2. self-employment income = [1] * 92.35% = 2000 * 0.9235 = $1,847\n3. self-employment tax = [2] * 15.3% = $1,847 * 0.153 = $283\n4. deductible portion = [3] * 50% = $283 * 0.5 = $142\n\nQuestions:\n1. Can a 10-year-old kid file a tax as a single?\n2. How much IRA can this kid contribute? $2000, $1847, anything else?\n\n\n",
          "subreddit": "personalfinance",
          "num_comments": 5,
          "score": 0.878,
          "url": "https://reddit.com/r/personalfinance/comments/1r25lh1/questions_about_ira_contribution_for/"
        },
        {
          "title": "Work 401(k) plus Solo 401(k) for side gig. Am I understanding?",
          "selftext": "My wife currently makes **160k** per year through her W2 employer and is considering picking up a side gig which could bring in anywhere from **50k to 120k** per year as a 1099. I make about **850k** per year all as W2. With our HHI I am obviously trying to maximize our tax advantaged retirement savings options and want to make sure I am understanding the Solo 401(k) rules correctly. \n\nRight now she contributes $24,500 to her work 401(k) and gets an employer match of $8,000 for a total pre-tax c",
          "subreddit": "personalfinance",
          "num_comments": 6,
          "score": 0.876,
          "url": "https://reddit.com/r/personalfinance/comments/1r25e37/work_401k_plus_solo_401k_for_side_gig_am_i/"
        },
        {
          "title": "Pulling out of 401k after quitting a job",
          "selftext": "So I quit a job last year, and a few months after I quit I got a letter in the mail saying withdraw my 401k, or they\u2019ll just take it back. I decided to pull it out since I had appliances to fix and other things. I had about $5000 in there, and after pulling it out, I only got $3700 due to taxes and such. \n\nNow my question is, will I be fucked on my taxes this year? Even though I had them be pulled out?",
          "subreddit": "personalfinance",
          "num_comments": 135,
          "score": 0.87,
          "url": "https://reddit.com/r/personalfinance/comments/1qctcp4/pulling_out_of_401k_after_quitting_a_job/"
        },
        {
          "title": "Pay debt or 401(k)?",
          "selftext": "I just started a new job (yeah me!) and have the option to contribute a 401(k). \n\nI\u2019m in my late 50s and have zero savings now. Rent, no car, and work from home. I am also an LLC for business purposes, but am a direct employee at my new job. \n\nHowever, my total debt is about 4x my annual pre-tax salary. Should I focus on debt pay down or still put a little aside?\n\nTIA! ",
          "subreddit": "povertyfinance",
          "num_comments": 10,
          "score": 0.868,
          "url": "https://reddit.com/r/povertyfinance/comments/1r16lp5/pay_debt_or_401k/"
        },
        {
          "title": "How much should I contribute to 401k?",
          "selftext": "I make 50k a year. I have rotating weeks so 36 hours 1 week and 48 hours the next. Rent will be 1000 month from the cheapest apartment i could find. 450 car payment, 147 car insurance. 40 phone bill, 25 for gas on average weekly. maybe 50-70 a week for groceries. ",
          "subreddit": "personalfinance",
          "num_comments": 242,
          "score": 0.864,
          "url": "https://reddit.com/r/personalfinance/comments/1qzmknu/how_much_should_i_contribute_to_401k/"
        },
        {
          "title": "Contributed to Roth IRA - turns out we're not elligible after a bonus",
          "selftext": "**Edit : looks like I was incorrectly assuming our combined salaries was the value to reference when it should be MAGI, which I did not realize accounts for other contributions. Thank you to everyone who replied. I know a lot more about Backdoor Roth's now, so prepared for that possible future, and a lot more about my current Roth IRA.**\n\n\n\nHey all,\n\ndone some digging and I think the answer is \"withdraw the Roth IRA contributions\". but...here's the scenario.\n\nMy wife and I got married in March 2",
          "subreddit": "personalfinance",
          "num_comments": 16,
          "score": 0.862,
          "url": "https://reddit.com/r/personalfinance/comments/1r24ei9/contributed_to_roth_ira_turns_out_were_not/"
        },
        {
          "title": "Rollover Question/Clarification",
          "selftext": "Hello! I've been reading this sub for a long time with great benefit and am now seeking some clarification on my next steps regarding rollovers. I set up a Roth IRA with Vanguard awhile back that is invested in VTIVX 2045 that I've been able to max out each year and am happily watching that grow. Until recently, this was my only account with Vanguard. Over the past few weeks, I decided to roll over two different 401Ks from past employers to Vanguard to keep things easy to track. \n\nAs of now, the",
          "subreddit": "personalfinance",
          "num_comments": 7,
          "score": 0.854,
          "url": "https://reddit.com/r/personalfinance/comments/1r23t5g/rollover_questionclarification/"
        },
        {
          "title": "31 and feeling behind financially",
          "selftext": "I am 31f. I make about 35k a year working for a small company. My benefits are 2 weeks sick leave, 2 weeks PTO. I make $17/hr.\n\nI have a small emergency fund. I don't have anything in a retirement and now I don't have any health insurance (I had a plan through marketplace, but it went from $0/month to $600/month, which I can't afford so I cancelled it).\n\nAny advice? I love my job and the field I work in, although it's a bit limited (there are only 2 companies in this whole county that do this). ",
          "subreddit": "personalfinance",
          "num_comments": 139,
          "score": 0.852,
          "url": "https://reddit.com/r/personalfinance/comments/1qnpe94/31_and_feeling_behind_financially/"
        },
        {
          "title": "Early retirement brokerage allocation",
          "selftext": "If you\u2019re relying on brokerage account to fund early retirement, are you holding bonds there to minimize volatility? How do you balance this with minimizing dividend income?",
          "subreddit": "financialindependence",
          "num_comments": 51,
          "score": 0.852,
          "url": "https://reddit.com/r/financialindependence/comments/1qgdng4/early_retirement_brokerage_allocation/"
        },
        {
          "title": "When they say \"save 15% for retirement\" do they mean...?",
          "selftext": "... exclusive of employer contributions? For example, my employer puts 3% of my salary towards my 401k (no match). If my withholding for 401k is set to 12%, am I hitting that recommended 15%? \nI'm having trouble right now comfortably meeting that 15% guideline, but I could mentally relax a bit if I knew that 12+3% was sufficient.\n\nFollow up question: what standard of living should generally be expected when following the 15% guideline? Like is that the recommendation because it's exactly enough ",
          "subreddit": "personalfinance",
          "num_comments": 100,
          "score": 0.848,
          "url": "https://reddit.com/r/personalfinance/comments/1qt3s89/when_they_say_save_15_for_retirement_do_they_mean/"
        },
        {
          "title": "Risk with Dividend-style ETFs / Stocks on a short term horizon?",
          "selftext": "Finalizing my household's budget this month (pending year end bonus numbers), but I expect to have a taxable income of \\~$86,000 (married/jointly for tax implications). I've got about $14,000 in 12% federal bracket remaining and $12,000 before I pay capital gains.\n\nI live in a state with income tax, so a lot of my short term savings (saving for house downpayment with horizon of months)(emergency fund)(preloading an account for 2027 IRA contributions) are in SGOV (taxed at 12% income bracket with",
          "subreddit": "personalfinance",
          "num_comments": 7,
          "score": 0.844,
          "url": "https://reddit.com/r/personalfinance/comments/1r23adv/risk_with_dividendstyle_etfs_stocks_on_a_short/"
        },
        {
          "title": "Roth IRA Income Phase-Out Range - Overcontribution",
          "selftext": "My spouse and I are just barely in Roth IRA income phase out - 2025 MAGI is 237k (MFJ). We are already maxing out 401ks and HSAs. We each contributed the full $7000 to our Roth IRAs in August 2025. We do not have any money in traditional IRAs, so we can utilize the backdoor Roth going forward.\n\nUnfortunately, my spouse already filed our 2025 taxes without reporting the Roth IRA contributions since they didn't realize we were in the phase-out range.\n\n1. I calculated we were eligible to contribute",
          "subreddit": "personalfinance",
          "num_comments": 4,
          "score": 0.84,
          "url": "https://reddit.com/r/personalfinance/comments/1r238ap/roth_ira_income_phaseout_range_overcontribution/"
        },
        {
          "title": "Am I too focused on Roth?",
          "selftext": "",
          "subreddit": "personalfinance",
          "num_comments": 4,
          "score": 0.838,
          "url": "https://reddit.com/r/personalfinance/comments/1r28uvv/am_i_too_focused_on_roth/"
        },
        {
          "title": "gut check regarding Roth withdrawal ordering rules with backdoor and mega-backdoor contributions.",
          "selftext": "For sake of argument, suppose I quit my job today with the following:\n\n* $800k in traditional 401(k) - consists of my pre-tax contributions, employer contributions, and earnings\n* $200k in Roth 401(k) - consists of $100k contributions I made to after-tax, non-Roth 401k, and immediately converted to Roth using in-plan conversion, plus $100k in earnings it's made since then. (MBDR)\n* $400k in Roth IRAs - Consists of $200k in conversions from traditional IRA (a little bit each year for the past 13 ",
          "subreddit": "financialindependence",
          "num_comments": 16,
          "score": 0.834,
          "url": "https://reddit.com/r/financialindependence/comments/1qdqzvj/gut_check_regarding_roth_withdrawal_ordering/"
        },
        {
          "title": "Open government 457 and/or Roth IRA?",
          "selftext": "Hi, I am looking at opening a retirement account this year and trying to understand what my best option is. I'm 29, single, no dependents, and work part-time for a government employer that does not offer a 401k or matching contributions or anything to part-time employees (though our union is trying to negotiate that this year) but does currently offer a 457 plan either on a pre- or post-tax basis, again no matching.\n\n  \nI recently hit my initial goal for my emergency fund (3 months of expenses) ",
          "subreddit": "personalfinance",
          "num_comments": 16,
          "score": 0.83,
          "url": "https://reddit.com/r/personalfinance/comments/1r21a62/open_government_457_andor_roth_ira/"
        },
        {
          "title": "First time enrolling in a 401k and I need some help.",
          "selftext": "Hi everyone, I recently started a new job and this is the first time I\u2019ve been offered a 401k so I\u2019m not sure what options to choose. I\u2019m 22 and make a little less than $30k but will hopefully move up within 6 months. \n\nMy company matches 0-4% every year depending on the company\u2019s performance so my aunt recommended I do 4% and my mom is recommending 10%. So I\u2019m not sure how much I should contribute. Next, I have the option for pre-tax and/or Roth 401k. It\u2019s letting me choose how much goes into e",
          "subreddit": "personalfinance",
          "num_comments": 6,
          "score": 0.8280000000000001,
          "url": "https://reddit.com/r/personalfinance/comments/1r216of/first_time_enrolling_in_a_401k_and_i_need_some/"
        },
        {
          "title": "Just Updated my 401k Contribution to 30% to near max. Did I do the right thing?",
          "selftext": "Hey guys, I was looking into a few things the last couple of days and just updated my contribution to 30% (then 4% match so total of 34%) from 16%. Curious to hear you guys' thoughts if I did the right thing.\n\nTo start - I'm 31 and my wife is 25.\n\n  \nWe maxed our Roth IRAs for 2025 and 2026 so about 15,000-16,000 a piece right now and will max again in January. I max my HSA.\n\nWe have salaries of 70,000 each. Wife contributes 15% (then 4% match) to her 401k.\n\n  \nWe have 50,000 about to mature in ",
          "subreddit": "personalfinance",
          "num_comments": 161,
          "score": 0.8260000000000001,
          "url": "https://reddit.com/r/personalfinance/comments/1qkrxo0/just_updated_my_401k_contribution_to_30_to_near/"
        },
        {
          "title": "Should I Roll Over 401k?",
          "selftext": "As the title suggests. Recently, I (28M) moved companies and I'm trying to figure out what to do with my old 401k.\n\n  \nMy previous 401k was with Fidelity and has about $150k in it. I started a fresh 401k at my new company through Merrill Lynch. Is there a benefit to having them separate vs combining them?",
          "subreddit": "personalfinance",
          "num_comments": 5,
          "score": 0.8200000000000001,
          "url": "https://reddit.com/r/personalfinance/comments/1r1zi66/should_i_roll_over_401k/"
        },
        {
          "title": "Getting 50k, I'm in my twenties and want advice on what to do with this money",
          "selftext": "Hi everyone, I (25m) am coming into some money soon, around $50,000. I've never had this much before, and I want to get an idea of what I should do with this money. I'm a college student in my junior year, and I'm planning on going to law school. I'll need to use some of this money to pay for living expenses currently and while in law school. I already have $1000 in a CD account, and another $1000 in my savings right now. Should I put more in another CD? Or should I find someone to invest in sto",
          "subreddit": "personalfinance",
          "num_comments": 121,
          "score": 0.8180000000000001,
          "url": "https://reddit.com/r/personalfinance/comments/1qqk610/getting_50k_im_in_my_twenties_and_want_advice_on/"
        },
        {
          "title": "How to think about large 401k balance as I get to retirement?",
          "selftext": "I\u2019m trying to understand how much is too much in our 401k accounts. 40M/36F looking to retire in the next 10 years. \n\nRight now our numbers are something like \n\n$4M brokerage (of that $300k is in Roth IRA)\n$1.3M 401k\n\nAssuming we both keep contributing the max in our 401ks. How do people handle $2-3M projected in 401ks during retirement?\n\n",
          "subreddit": "financialindependence",
          "num_comments": 110,
          "score": 0.806,
          "url": "https://reddit.com/r/financialindependence/comments/1qabldx/how_to_think_about_large_401k_balance_as_i_get_to/"
        },
        {
          "title": "Investing a lump sum inheritance",
          "selftext": "BLUF: \n\nWe inherited 2.3 million in apple stock \n\nWe don\u2019t know the cost basis but I need help on how to properly diversify this to be stable for me and my family.\n\n I have a stable job for the next 10 years guaranteed and my wife is stay at home.\n\nAny recommendations ?",
          "subreddit": "personalfinance",
          "num_comments": 83,
          "score": 0.804,
          "url": "https://reddit.com/r/personalfinance/comments/1qbi5dm/investing_a_lump_sum_inheritance/"
        },
        {
          "title": "Did I f*** up my 2025 taxes by asking for an after-tax 401k conversion to an already maxed out Roth IRA?",
          "selftext": "TLDR: I make 125k. Maxed out Roth IRA in Q1 2025 - $7k. Already requested conversion from my 401k company to transfer AFTER-tax dollars ($5k) to ROTH IRA. Am I allowed to do this? \n\nOk, so to preface I am a 26YO old trying to apply FIRE method to my life. I make around $125k with bonuses which are usually consistent.  I have been maxing out my Roth IRA since I was 20 and attempting to max out my Pretax 401k since I started working fulltime in 2021.  \n\nNow, for how I f-ed up, possibly.  I watched",
          "subreddit": "financialindependence",
          "num_comments": 14,
          "score": 0.802,
          "url": "https://reddit.com/r/financialindependence/comments/1qb4q1z/did_i_f_up_my_2025_taxes_by_asking_for_an/"
        }
      ]
    },
    {
      "test_id": "money_traps_cluster_2",
      "cluster_id": 3,
      "channel": "money_traps",
      "topic_count": 105,
      "posts_with_content": 103,
      "sample_topics": [
        "LPT: invite people over to your house!",
        "LPT Trick to Read Books Fast If you Have No Attent",
        "LPT: If you struggle falling asleep, try the cogni",
        "LPT: Do not add your work colleagues as your faceb",
        "LPT: cut and trim your nails today if you\u2019re plann"
      ],
      "subreddits": [
        "LifeProTips",
        "Frugal",
        "povertyfinance",
        "antiMLM"
      ],
      "raw_posts": [
        {
          "title": "LPT: invite people over to your house!",
          "selftext": "A few years ago, I was really missing a sense of community and felt really sad and lonely. I had acquaintances, but no one that I spent a lot of time with. \n\nI started reading a lot about the \u201cloneliness epidemic\u201d, and developed a theory that part of the cause was the lack of spaces to \u201cjust hang out\u201d with people, especially people that you don\u2019t already know well. \n\nSo I started a new thing\u2026 \n\n1) If I met someone that I thought was cool or interesting, I invited them to dinner or an activity at",
          "subreddit": "LifeProTips",
          "num_comments": 979,
          "score": 1.0,
          "url": "https://reddit.com/r/LifeProTips/comments/1qctg49/lpt_invite_people_over_to_your_house/"
        },
        {
          "title": "LPT Trick to Read Books Fast If you Have No Attention Span",
          "selftext": "It will take me an hour to read 20 pages and it feels so frustrating that I don't pick up the book again. So I came up with a new method and it really works.\n\nHere it is: Go to a vibey cafe, library, park with your book of choice (out in public keeps me accountable to actually stick with it vs being at home). Find the audiobook for free on YouTube or Spotify (look for someone who's uploaded it as a podcast so it doesn't eat into your allotted audio book hours); it's usually not difficult to find",
          "subreddit": "LifeProTips",
          "num_comments": 748,
          "score": 0.998,
          "url": "https://reddit.com/r/LifeProTips/comments/1qhoe6m/lpt_trick_to_read_books_fast_if_you_have_no/"
        },
        {
          "title": "LPT: If you struggle falling asleep, try the cognitive shuffle technique",
          "selftext": "Instead of counting sheep or trying to clear your mind (which never works), try the cognitive shuffle:  \n  \nPick a random letter. Then think of random, unrelated words that start with that letter. Visualize each one briefly before moving to the next. For example: letter B --&gt; banana, barn, butterfly, basketball, bridge, blanket...  \n  \nThe key is that the words need to be unrelated and random. Your brain can't form a coherent narrative from random images, which prevents the anxious thought lo",
          "subreddit": "LifeProTips",
          "num_comments": 5,
          "score": 0.996,
          "url": "https://reddit.com/r/LifeProTips/comments/1r2dh3s/lpt_if_you_struggle_falling_asleep_try_the/"
        },
        {
          "title": "LPT: Do not add your work colleagues as your facebook friends",
          "selftext": "This also applies to any social media platform. Keep your personal and professional information separate. It\u2019s amazing how many people don\u2019t realize this ",
          "subreddit": "LifeProTips",
          "num_comments": 600,
          "score": 0.994,
          "url": "https://reddit.com/r/LifeProTips/comments/1r0bqkf/lpt_do_not_add_your_work_colleagues_as_your/"
        },
        {
          "title": "LPT: cut and trim your nails today if you\u2019re planning on putting them in someone else\u2019s body for Valentine\u2019s Day.",
          "selftext": "5 days is the sweet spot in time for the nails not to have grown too long and not to be too sharp from a fresh cut.\n\nYour partner will appreciate.",
          "subreddit": "LifeProTips",
          "num_comments": 301,
          "score": 0.992,
          "url": "https://reddit.com/r/LifeProTips/comments/1r07lue/lpt_cut_and_trim_your_nails_today_if_youre/"
        },
        {
          "title": "I will never be comfortable and I just have to say it outloud",
          "selftext": "It\u2019s like several several hours past when I should be sleeping, I\u2019m absolutely delirious from both tiredness and pain, I\u2019m sorry for what I\u2019m about to write if it\u2019s not allowed in the sub, i did try to look through the rules, I will probably delete it in the morning when I have more sense, tw implied SA CSA\n\nI just have to say something, I\u2019m so so tired of not allowing myself to be upset over this, so I just have to put it somewhere, I\u2019m so so horribly upset, I hate knowing that I will never be ",
          "subreddit": "povertyfinance",
          "num_comments": 25,
          "score": 0.99,
          "url": "https://reddit.com/r/povertyfinance/comments/1r1ro9w/i_will_never_be_comfortable_and_i_just_have_to/"
        },
        {
          "title": "LPT: When your boss keeps adding projects to your \u201cto do\u201d list, but never takes anything off\u2026This simple question can quietly protect your workload level.",
          "selftext": "When new tasks keep piling on, most people say yes and hope it all works out. That usually leads to lots of stress, missed deadlines and burnout.\n\nA better way to respond is to force prioritization ***without*** sounding resistant:\n\n**Try saying this: \u201cHappy to take this on. But which of my current priorities can I move to make room for it?\u201d**\n\nThis keeps the focus on \u201ctradeoffs\u201d and reasonable prioritization, not on complaining or resistance. And it can help reduce workplace stress.\n\nIf anyone ",
          "subreddit": "LifeProTips",
          "num_comments": 212,
          "score": 0.99,
          "url": "https://reddit.com/r/LifeProTips/comments/1r082o2/lpt_when_your_boss_keeps_adding_projects_to_your/"
        },
        {
          "title": "LPT: If someone cannot tell you what would change their mind, it is not a discussion. It is a fight. Walk away.",
          "selftext": "When a conversation gets heated, I ask one simple question.\n\nWhat would change your mind on this?\n\nIf they can name something, even one thing, I know they are open to a real discussion. We can talk facts, trade examples, and maybe meet in the middle.\n\nIf they cannot name anything, they are not trying to learn. They are trying to win. In that moment, I stop explaining and I step away.\n\nDo not waste energy on a conversation that has no exit.",
          "subreddit": "LifeProTips",
          "num_comments": 312,
          "score": 0.99,
          "url": "https://reddit.com/r/LifeProTips/comments/1qgeitn/lpt_if_someone_cannot_tell_you_what_would_change/"
        },
        {
          "title": "LPT: Before a big plan day, send a two minute expectations text so nobody has to guess.",
          "selftext": "A lot of stress comes from guessing what the other person expects.\n\nFix it with one simple message that clears pressure fast, like:\n\nAre we doing a gift or no gift\n\nWhat is the budget range \n\nWhat is the vibe, low key or full effort \n\nWhat time window works\n\nExample: No gift. Under $30. Casual and chill. 7 to 10.\n\nIt prevents disappointment and makes the day feel easy for both people.",
          "subreddit": "LifeProTips",
          "num_comments": 54,
          "score": 0.988,
          "url": "https://reddit.com/r/LifeProTips/comments/1r08u4x/lpt_before_a_big_plan_day_send_a_two_minute/"
        },
        {
          "title": "LPT: How to fix shirts that smell again five minutes after you put them on",
          "selftext": "If the underarms of your shirts still smell after washing, or the smell comes back shortly after you put them on, put a little dish soap directly on the armpit area before washing.\n\nThis happens because aluminum antiperspirant builds up in the fabric over time and creates a barrier. Once that layer is there, water and laundry detergent can\u2019t fully penetrate the fibers, so all odors get trapped - not just deodorant, but sweat and bacteria too. That\u2019s why the shirt smells fine out of the dryer, th",
          "subreddit": "LifeProTips",
          "num_comments": 422,
          "score": 0.988,
          "url": "https://reddit.com/r/LifeProTips/comments/1qfplum/lpt_how_to_fix_shirts_that_smell_again_five/"
        },
        {
          "title": "LPT: Write down the reason you started, not just the goal, so you don\u2019t quit halfway",
          "selftext": "A lot of advice focuses on setting clear goals, but I\u2019ve noticed goals are usually the first  thing that stop motivating you. Finish the project, lose weight, get a new job, learn a skill. They sound great at the start, but once progress slows or life gets messy, the goal starts feeling far away and kinda hollow. That\u2019s usually the point where I stall out, procrastinate, or quietly  give up without really admitting it. \n\nWhat helped more than I expected was writing down the actual reason I start",
          "subreddit": "LifeProTips",
          "num_comments": 6,
          "score": 0.986,
          "url": "https://reddit.com/r/LifeProTips/comments/1r0f31o/lpt_write_down_the_reason_you_started_not_just/"
        },
        {
          "title": "LPT: Buy bed sheets that have a directional pattern so that you\u2019re never struggling to figure out if you\u2019re putting in on correctly.",
          "selftext": "Sometimes it takes me a couple of tries to figure out if I have the longer or shorter corner with solid colored sheets. With sheets that have a directional pattern, like stripes, it\u2019s easier to tell which corner goes where. ",
          "subreddit": "LifeProTips",
          "num_comments": 103,
          "score": 0.984,
          "url": "https://reddit.com/r/LifeProTips/comments/1qzu2kp/lpt_buy_bed_sheets_that_have_a_directional/"
        },
        {
          "title": "LPT: Keep a running journal of your work accomplishments, and ideas. Your future self will thank you.",
          "selftext": "I\u2019ve started doing this a few years ago and it\u2019s been great. Whenever something good happens at work like finished a challenging project, got praise from a manager or a co-worker, came up with an idea, solved a tricky problem, basically made an impact at work: I write it down with the date it happened. \n\nWhy this helps: \n\n**Performance reviews** \\- Instead of trying to remember what you did all year, you have concrete examples ready to go through and select what you want to use. Makes self-evalu",
          "subreddit": "LifeProTips",
          "num_comments": 52,
          "score": 0.982,
          "url": "https://reddit.com/r/LifeProTips/comments/1qzz06e/lpt_keep_a_running_journal_of_your_work/"
        },
        {
          "title": "LPT: If something is stressing you out, write down the next physical action you can take, not the entire solution.",
          "selftext": "When we feel overwhelmed, it\u2019s usually because our brain is trying to solve everything at once.\nInstead of asking \u201cHow do I fix this?\u201d, ask \u201cWhat is the very next small action I can physically do?\u201d\nExamples:\nNot \u201cfix my finances\u201d \u2192 \u201copen my bank app and check balance\u201d\nNot \u201cget healthy\u201d \u2192 \u201cdrink one glass of water\u201d\nNot \u201cstudy everything\u201d \u2192 \u201copen the book to page 1\u201d\nYour brain relaxes when a task becomes concrete and actionable. Momentum often follows after the first tiny step.",
          "subreddit": "LifeProTips",
          "num_comments": 15,
          "score": 0.978,
          "url": "https://reddit.com/r/LifeProTips/comments/1qz3r1w/lpt_if_something_is_stressing_you_out_write_down/"
        },
        {
          "title": "LPT: When a boss asks you to do something, the first instinct is to say \u201cof course\u201d or \u201cno problem\u201d every single time. Don\u2019t say those. I found saying these allows one to reduce one's stress quite significantly.",
          "selftext": "When you always say \u201cof course\u201d or no problem\u201d, you communicate immediate availability and infinite accessibility. Instead, say this: \u201cHappy to help \u2013 What\u2019s the timeline you\u2019re working with\u201d? Or \u201cGlad to Assist \u2013 When do you need this by\u201d? It\u2019s short, it\u2019s professional and it helps create strong boundaries that signal you certainly want to be of service, but within *reasonable* boundaries.\n\nWe often think when someone asks for something, they need it ASAP, but I have found that almost all bosse",
          "subreddit": "LifeProTips",
          "num_comments": 265,
          "score": 0.978,
          "url": "https://reddit.com/r/LifeProTips/comments/1qh7y6l/lpt_when_a_boss_asks_you_to_do_something_the/"
        },
        {
          "title": "LPT: When a conversation turns into a public interrogation, move it to a private channel fast.",
          "selftext": "If someone asks a personal question in front of others and it feels like pressure, do not answer on the spot.\n\nUse one calm line, for example:\n\nI will message you about that. Then change the topic.\n\nIf you need a firmer boundary, use: I do not think that is appropriate to discuss here.\n\nIf they keep pushing, turn it back once and stop there: Why are you asking? Then pause.\n\nThe goal is to set a boundary without starting a scene.",
          "subreddit": "LifeProTips",
          "num_comments": 95,
          "score": 0.976,
          "url": "https://reddit.com/r/LifeProTips/comments/1qyr1hq/lpt_when_a_conversation_turns_into_a_public/"
        },
        {
          "title": "LPT: Start your weekend with one tiny \u201canchor\u201d habit to make it feel longer",
          "selftext": "For a long time my weekends felt like they just vanished. Even on weeks where I barely  had plans, it was suddenly sunday night again and I had no idea where the time went. What helped more than I expected was adding one very small habit right at the start of the weekend. For me it\u2019s usually a slow breakfast with no phone, or a short walk around the block before I do anything else. It sounds kinda pointless, but it draws a  clear line between work brain and weekend brain. \n\nThe important part is",
          "subreddit": "LifeProTips",
          "num_comments": 98,
          "score": 0.974,
          "url": "https://reddit.com/r/LifeProTips/comments/1qyfwe5/lpt_start_your_weekend_with_one_tiny_anchor_habit/"
        },
        {
          "title": "LPT: Learn how to relax your mind.",
          "selftext": "Relaxing the mind is a common concept (take it easy man!), but many find it difficult to apply it in practice. So let's progressively work through relaxing something you can intentionally relax on to work towards relaxing the mind.\n\nFirst, start by progressive relaxation of the physical body. \n\nBefore you go to bed, focus on relaxing each part of your body starting from the tip of your head to the edge of your toe. Take three breaths per body part to relax even more than before (chances are, you",
          "subreddit": "LifeProTips",
          "num_comments": 28,
          "score": 0.972,
          "url": "https://reddit.com/r/LifeProTips/comments/1qyuc89/lpt_learn_how_to_relax_your_mind/"
        },
        {
          "title": "LPT When you just can't turn off or wake up at 3am and can't fall asleep. Try this... Keep your eyes open in bed",
          "selftext": "\n\nIt sounds counterintuitive, but if you want to hasten sleep try lying in bed in the dark with your eyes open, says Colin Espie, a professor of sleep medicine at the University of Oxford. This is part of a technique called \u2018paradoxical intention\u2019 that he first described in 1985, which means resisting sleep instead of trying to force it.\n\nProfessor Espie says: \u2018When people get anxious about not being able to sleep, they can\u2019t sleep. Instead of trying to force sleep, the idea is to turn to the ta",
          "subreddit": "LifeProTips",
          "num_comments": 334,
          "score": 0.97,
          "url": "https://reddit.com/r/LifeProTips/comments/1qycacf/lpt_when_you_just_cant_turn_off_or_wake_up_at_3am/"
        },
        {
          "title": "LPT: Actively \u201cclose\u201d tiny unfinished tasks so they stop draining your attention",
          "selftext": "A surprising amount of mental exhaustion doesn\u2019t come from big problems, but from  dozens of tiny open loops you barely notice. Unsent messages you meant to reply to, tabs you\u2019ll \u201cread later\u201d, notes you half wrote and never came back to, decisions you postponed without actually deciding to postpone them. Each one feels small, but your brain keeps them all running quietly in the background, like apps you  forgot to close. \n\nInstead of trying to finish everything, start deliberately closing things",
          "subreddit": "LifeProTips",
          "num_comments": 12,
          "score": 0.968,
          "url": "https://reddit.com/r/LifeProTips/comments/1qytpfu/lpt_actively_close_tiny_unfinished_tasks_so_they/"
        },
        {
          "title": "LPT: don\u2019t respond to posts that make you angry",
          "selftext": "Not only is it bad for your mental health but it\u2019s bad for your algorithm.  I was in a combative mood for a few days and now most of my social media threads are from groups and individuals who I don\u2019t like and who make me angry.  \n\nThe algorithm learns quicker than ever how to get engagement from you and will give you more of whatever causes you to spend time on their platform.  ",
          "subreddit": "LifeProTips",
          "num_comments": 89,
          "score": 0.966,
          "url": "https://reddit.com/r/LifeProTips/comments/1qycw11/lpt_dont_respond_to_posts_that_make_you_angry/"
        },
        {
          "title": "LPT When reading long documents (contracts, policies, terms), search for words like \u201cexcept\u201d, \u201cunless\u201d, and \u201chowever\u201d that\u2019s where the real conditions and risks usually hide.",
          "selftext": "These words often signal clauses that override what you just read. Skimming for them can save time and prevent misunderstandings in contracts, job offers, refund policies, and agreements.",
          "subreddit": "LifeProTips",
          "num_comments": 69,
          "score": 0.966,
          "url": "https://reddit.com/r/LifeProTips/comments/1qcgatr/lpt_when_reading_long_documents_contracts/"
        },
        {
          "title": "LPT: Never, ever plug a space heater into a power strip or extension cord. Plug it directly into the wall outlet.",
          "selftext": "Most power strips aren't rated for the continuous high amperage a heater draws. They can melt and catch fire without ever tripping the circuit breaker. My neighbor almost lost their apartment because of a \"heavy-duty\" strip that couldn't handle the load. If the cord feels hot to the touch, unplug it immediately.",
          "subreddit": "LifeProTips",
          "num_comments": 236,
          "score": 0.964,
          "url": "https://reddit.com/r/LifeProTips/comments/1qxtftp/lpt_never_ever_plug_a_space_heater_into_a_power/"
        },
        {
          "title": "LPT Request: Any tips for when you are with a group of people and know you are the least smart/educated/important person? How to feel less insecure in that situation?",
          "selftext": "At work I had a meeting with colleagues that were all much more important and knowledgeable than me. Of course I tried looking at the positive side of it as a chance to learn and be better at my job. But it felt so thick in the air that I was the least meaningful person there, what to do in a situation like that?",
          "subreddit": "LifeProTips",
          "num_comments": 674,
          "score": 0.962,
          "url": "https://reddit.com/r/LifeProTips/comments/1qxojyg/lpt_request_any_tips_for_when_you_are_with_a/"
        },
        {
          "title": "LPT: Two Kittens are Easier Than One",
          "selftext": "Getting two kittens (particularly bonded pairs/littermates) means they will be able to fulfill one another\u2019s play and social needs at all times of the day, and they\u2019ll just see you as their parent - this means you won\u2019t have as hard of a time stopping them from chasing your ankles or tearing up your furniture.",
          "subreddit": "LifeProTips",
          "num_comments": 177,
          "score": 0.962,
          "url": "https://reddit.com/r/LifeProTips/comments/1qfjegv/lpt_two_kittens_are_easier_than_one/"
        },
        {
          "title": "LPT Request: How to find real friends when you seem to overcare about people?",
          "selftext": "I try to be as loyal and caring as I can.\n\nBut it seems like people who i do make friends with will drop me when something goes wrong, or they find I am no longer useful to them. Or just disappear altogether.",
          "subreddit": "LifeProTips",
          "num_comments": 26,
          "score": 0.96,
          "url": "https://reddit.com/r/LifeProTips/comments/1qy4dt3/lpt_request_how_to_find_real_friends_when_you/"
        },
        {
          "title": "LPT - If you\u2019re bad with names, add extra information into their contact entry in your phone book.",
          "selftext": "I\u2019m terrible with names but I can remember certain details about a person like where I know them from, what they do for a living, etc. On the iPhone (I\u2019d imagine it\u2019s possible on Android too), I\u2019ll add in details about the person in the \u201cCompany\u201d field to help me be able to search for the person\u2019s name when I want to call or message them. For instance, I meet a lot if contractors in my business and so I\u2019ll put the name of the company and their specialty and something to recall them by.\n\nFirst na",
          "subreddit": "LifeProTips",
          "num_comments": 22,
          "score": 0.956,
          "url": "https://reddit.com/r/LifeProTips/comments/1qy7qn9/lpt_if_youre_bad_with_names_add_extra_information/"
        },
        {
          "title": "LPT: Stop storing things where they \u201cmake sense\u201d and put them where you actually look for them",
          "selftext": "I used to lose the same few items over and over again, keys, scissors, tape, that one charger I  always need. I kept moving them to places that felt logical. Drawer for tools, hook for keys, box for cables. And I kept forgetting where they were. What finally clicked for me was noticing where I \\*instinctively\\* went to look for them when they were missing. Not where they should be,  but where my brain expected them to be in a rush. \n\nSo I stopped fighting that instinct. If I always looked for my",
          "subreddit": "LifeProTips",
          "num_comments": 120,
          "score": 0.952,
          "url": "https://reddit.com/r/LifeProTips/comments/1qxgrol/lpt_stop_storing_things_where_they_make_sense_and/"
        },
        {
          "title": "LPT - After someone hosts you, send a next day message that names one specific moment you enjoyed. Not a generic thanks.",
          "selftext": "I used to send a simple, thanks for having me. It is polite, but it feels forgettable.\n\nNow I send a next day message with one specific detail. \n\nExample: \n\nThanks again for last night. I really enjoyed the part when we all sat in the kitchen and laughed about those old stories. That was a good night.\n\nIt takes 20 seconds. It makes people feel seen. And it makes it much more likely they will invite you again.\n\nA specific thank you builds real connection fast.",
          "subreddit": "LifeProTips",
          "num_comments": 77,
          "score": 0.952,
          "url": "https://reddit.com/r/LifeProTips/comments/1qd7qth/lpt_after_someone_hosts_you_send_a_next_day/"
        },
        {
          "title": "LPT: Rereading your draft over and over? Change the font color",
          "selftext": "When you proofread your own writing multiple times, your brain starts to skim and you can easily miss typos. A simple trick is to change the font color before your final read. When the text looks different, your brain treats it like new information, which helps your eyes slow down and makes it easier to catch mistakes you might otherwise overlook",
          "subreddit": "LifeProTips",
          "num_comments": 12,
          "score": 0.95,
          "url": "https://reddit.com/r/LifeProTips/comments/1qxoe8e/lpt_rereading_your_draft_over_and_over_change_the/"
        },
        {
          "title": "LPT: Once a month, copy 10 job postings for the role you want and tally the repeated skills. Then spend the month building proof for the top 2.",
          "selftext": "Keep it simple. Make a quick list of the skills that show up again and again. Those are the market signals. Then pick the top 2 and create proof, not just learning. A small project, a work sample, a before and after result, or a short write up.\n\nReal example:   \n  \nIf you want better roles in digital marketing, pull 10 listings for Paid Search and Performance Marketing. If the same two things keep repeating, like GA4 reporting and landing page testing, spend the month building one dashboard and ",
          "subreddit": "LifeProTips",
          "num_comments": 95,
          "score": 0.948,
          "url": "https://reddit.com/r/LifeProTips/comments/1qwpjru/lpt_once_a_month_copy_10_job_postings_for_the/"
        },
        {
          "title": "LPT - Two Tips For The Kitchen",
          "selftext": "LPT, a Twofer.\n\nFirst, 90% of vegetable peelers go both ways, just like that friend in college, but more efficient.\n\n The grip is what makes it happen best.\n\n Most vegetable peelers are multidirectional. The pivot on the blade isn't just because the surfaces of vegetables are uneven, its also there so you can give your cucumber an upstroke along with that downstroke.\n\nNow let's talk about the grip, it may feel uncomfortable,  like its someone else hand when you peel in the opposite direction, so",
          "subreddit": "LifeProTips",
          "num_comments": 10,
          "score": 0.946,
          "url": "https://reddit.com/r/LifeProTips/comments/1qywcdv/lpt_two_tips_for_the_kitchen/"
        },
        {
          "title": "LPT Request: how to rest 'properly?'",
          "selftext": "Hello. I'm a college student, and I have a serious problem in life: I don't know how to rest.\n\nWhen I was in high school, I kept studying all day. And even back then, although I did rest sometimes, watching YouTube or something, I didn't feel like I'm resting well - watching youtube felt like time-wasting.\n\nAnd I could maintain that life because there were a 'clear' goals back then - the school exam that I could face 'right away.' And it made me not care about that problem. It made me 'not reali",
          "subreddit": "LifeProTips",
          "num_comments": 63,
          "score": 0.944,
          "url": "https://reddit.com/r/LifeProTips/comments/1qx8yr0/lpt_request_how_to_rest_properly/"
        },
        {
          "title": "LPT: If you\u2019re the type that loses their keys often, take a photo of them BEFORE you lose them, then you\u2019ll have a photo of what you lost. It\u2019s easier if you text people a photo asking if they\u2019ve seen this set of keys. Works for the job and home keys.",
          "selftext": "",
          "subreddit": "LifeProTips",
          "num_comments": 10,
          "score": 0.942,
          "url": "https://reddit.com/r/LifeProTips/comments/1qyt6g7/lpt_if_youre_the_type_that_loses_their_keys_often/"
        },
        {
          "title": "LPT - create a new neighbor contact immediately",
          "selftext": "I was always rather shy about meeting the neighbors and would often forget names quickly (just bad recall).  One of the last times I moved I decided to make a huge change...\n\nAs we were moving in, neighbors popped by to say welcome, so I **pulled out my phone and added their full name, their house #, and their cellphone.**  I had 5 neighbor contacts (and applicable spouses) within a couple of days.\n\nTwo months later, I hosted an \"open house\", sent a text out to everyone letting them know that th",
          "subreddit": "LifeProTips",
          "num_comments": 86,
          "score": 0.942,
          "url": "https://reddit.com/r/LifeProTips/comments/1qcvz9k/lpt_create_a_new_neighbor_contact_immediately/"
        },
        {
          "title": "LPT: If you feel anxious engaging with people or being assertive, remember that you're also throwing the ball into their court to take action however they can too.",
          "selftext": "Sometimes we get caught up too much in what other people think of us, as if we're the main character. But your sense of empathy can help you realize that the other person is also an independent actor who's navigating interactions the same way that you are, like a multiplayer game.\n\nAsking someone out? If it's awkward, then respect the other person enough to realize that they're probably feeling as anxious about their response as you. \n\nAsking for a meeting with your boss? You're probably just a ",
          "subreddit": "LifeProTips",
          "num_comments": 26,
          "score": 0.94,
          "url": "https://reddit.com/r/LifeProTips/comments/1qwsgb9/lpt_if_you_feel_anxious_engaging_with_people_or/"
        },
        {
          "title": "LPT: Introducing people is more than just being polite",
          "selftext": "Expanding your circle is the highest-leverage skill you can develop.\n\nKnowing more people is how you make friends, find a partner, land a job, grow a business, move your career forward, and get access to rooms you\u2019d never be invited into otherwise. Almost everything good in life flows through people.\n\nBut here\u2019s the part most people miss: it doesn\u2019t start by trying to be interesting.\n\nIt starts by getting good at introducing people to each other.\n\nBecause when you become the connector, it always",
          "subreddit": "LifeProTips",
          "num_comments": 11,
          "score": 0.938,
          "url": "https://reddit.com/r/LifeProTips/comments/1qyo7z5/lpt_introducing_people_is_more_than_just_being/"
        },
        {
          "title": "LPT: In job interviews, try the STAR method: Situation, Task, Action, Result. Listing exact keywords from the job ad that align with qualifiers from your resume.",
          "selftext": "As an example: \"At \\[past company\\] an example of \\[your question\\] would relate to a time where I did x, y, and z. Where I had to do x, y, and z. To do this I did x, y, and z and as a result achieve z, y, and z.\" Fill in x, y, and z with specific keywords that qualify you for the job.\n\nAlso works well in virtual interviews!\n\nGood luck!",
          "subreddit": "LifeProTips",
          "num_comments": 87,
          "score": 0.9339999999999999,
          "url": "https://reddit.com/r/LifeProTips/comments/1qwdmtm/lpt_in_job_interviews_try_the_star_method/"
        },
        {
          "title": "LPT: You can remember names easily by associating them with a character from a cartoon, tv show etc",
          "selftext": "I run large teams, teams change every event. I like to remember at least 80 percent of names. So if your name is Luca, I think Gianluca Vialli Chelsea legend. If its Brenda I think Brenda Song from Zach and Cody. Works for most names, as long as you have an association. Met a girl called Sol, Sol a popular station in Madrid. ",
          "subreddit": "LifeProTips",
          "num_comments": 8,
          "score": 0.9319999999999999,
          "url": "https://reddit.com/r/LifeProTips/comments/1qy9qf7/lpt_you_can_remember_names_easily_by_associating/"
        },
        {
          "title": "LPT: Don\u2019t trust your motivation level at night. Morning-you is a completely different person.",
          "selftext": "Late at night, everything feels doable. Starting a new routine, waking up early, making big plans. If something only sounds realistic at 11 PM, it probably needs to be made easier or scheduled differently. Design plans for tired, unmotivated you, not the optimistic version.",
          "subreddit": "LifeProTips",
          "num_comments": 59,
          "score": 0.9319999999999999,
          "url": "https://reddit.com/r/LifeProTips/comments/1qd113j/lpt_dont_trust_your_motivation_level_at_night/"
        },
        {
          "title": "\"essential\" oils",
          "selftext": "A former work friend sends me texts inviting me to her events. It's worded Ike \"see you there\" or \"we'll catch up when I see you at my event\". These people are carefully coached on how to make it look like I have already agreed to go. I know these things because I used to be an Amway distributor and I know the language. Just once it would have been nice to receive a friendly message from her to have lunch and catch up but now I'm not even inclined to do that because she will view me as a sales o",
          "subreddit": "antiMLM",
          "num_comments": 4,
          "score": 0.9299999999999999,
          "url": "https://reddit.com/r/antiMLM/comments/1qyhmz5/essential_oils/"
        },
        {
          "title": "LPT - When someone tries to pull you into gossip at work, reply with one neutral line and a question that moves the topic back to facts.",
          "selftext": "Say: I was not in that conversation, so I cannot speak on it. What is the next step, and who owns it?\n\nThis keeps you out of office politics without sounding rude.\n\nIf that feels too direct, use one of these instead.\n\nOption 1: \n\nI do not know the full story. What is the next step? \n\nOption 2: \n\nI never noticed that about them. \n\nOption 3: \n\nSwitch to positive gossip. I have always liked working with them. They are reliable.",
          "subreddit": "LifeProTips",
          "num_comments": 126,
          "score": 0.928,
          "url": "https://reddit.com/r/LifeProTips/comments/1qw4tal/lpt_when_someone_tries_to_pull_you_into_gossip_at/"
        },
        {
          "title": "LPT: When something about a person bothers you, wait 24 hours before saying anything\u2026 unless it's urgent.",
          "selftext": "Many arguments start impulsively. Giving yourself a day lets you see if the problem is still important or if it was just a spur-of-the-moment reaction. If it still bothers you after 24 hours, it's probably worth discussing it more calmly and with better words.",
          "subreddit": "LifeProTips",
          "num_comments": 61,
          "score": 0.926,
          "url": "https://reddit.com/r/LifeProTips/comments/1qvyi06/lpt_when_something_about_a_person_bothers_you/"
        },
        {
          "title": "LPT: Many manufacturers of home installations (toilets, sinks, doors, etc) have a consumer hotline to help with minor issues for free",
          "selftext": "I don't know if anyone else knows this - maybe I'm just dumb - but many manufacturers of larger items in your home, even if they were installed by someone else/a professional, will have a hotline that can help with minor things. \n\nWe had an issue with our toilet not flushing properly, and on advice from a friend, I called the manufacturer. They have a hotline for installation questions and troubleshooting, and after 5 minutes on the phone with them, they found out that a bolt was having problems",
          "subreddit": "LifeProTips",
          "num_comments": 6,
          "score": 0.924,
          "url": "https://reddit.com/r/LifeProTips/comments/1qwfu29/lpt_many_manufacturers_of_home_installations/"
        },
        {
          "title": "LPT: Set up a voice to notes for when you're driving.",
          "selftext": "If you have thoughts or ideas when youre driving and want to remember them later, use your phones AI to set up a voice note. I just activate the ai and say \"add *insert thought* to my driving notes\" and it does just that. Then when im home I can open my notes app and all my thoughts/ideas are there.",
          "subreddit": "LifeProTips",
          "num_comments": 5,
          "score": 0.922,
          "url": "https://reddit.com/r/LifeProTips/comments/1qxitmq/lpt_set_up_a_voice_to_notes_for_when_youre_driving/"
        },
        {
          "title": "Lpt: You arent obligated to defend your past-self, even if your ego tells you otherwise",
          "selftext": "If your past-self made a mistake and your present-self now has different point of view or has grown: Own the mistake and learn from it, dont let your ego get in the way. It will safe you a lot of arguements, fights and might even improve your reputation.",
          "subreddit": "LifeProTips",
          "num_comments": 68,
          "score": 0.92,
          "url": "https://reddit.com/r/LifeProTips/comments/1qvk9b2/lpt_you_arent_obligated_to_defend_your_pastself/"
        },
        {
          "title": "LPT Request: What are my (remote) work options?",
          "selftext": "Hey community,\n\nAs many others, I'm looking for some remote work opportunities. I'd appreciate your feedback and personal stories.\n\nI have a varied skillset across 3 domains:\n\n\\- Accounting: UK-qualified accountant with experience mostly in large companies + 1 startup.\n\n\\- IT: been successfully using SQL / VBA / spreadsheet coding for work in financial reconciliations and process streamlining.\n\n\\- Creative energy work: been practicing emotional and belief releases to achieve greater inner freedo",
          "subreddit": "LifeProTips",
          "num_comments": 5,
          "score": 0.918,
          "url": "https://reddit.com/r/LifeProTips/comments/1qx9fd0/lpt_request_what_are_my_remote_work_options/"
        },
        {
          "title": "LPT: When you start a new job, ask for one excellent example and one acceptable example of the exact work you will deliver, then copy the format before you start.",
          "selftext": "In a new company, most confusion comes from not knowing what good looks like. Ask your manager or a high performing teammate for two real examples of the same deliverable you will own.  \n  \nOne that was considered excellent and one that was considered acceptable.   \n  \nUse them to match the structure, level of detail, tone, and where it gets shared. If the work is sensitive, ask for a redacted version or a simple outline screenshot. This helps you align fast without guessing what good looks like",
          "subreddit": "LifeProTips",
          "num_comments": 115,
          "score": 0.916,
          "url": "https://reddit.com/r/LifeProTips/comments/1quwmjc/lpt_when_you_start_a_new_job_ask_for_one/"
        },
        {
          "title": "LPT: Working more than 50 hours a week often reduces productivity instead of increasing it",
          "selftext": "Studies show that output per hour drops sharply beyond 50 hours and long workweeks increase errors and burnout. Personally my body feels tired and later on I feel like finishing the work just for the sake of doing it but I\u2019m not doing it willingly as there is always a pressure to complete things before time!",
          "subreddit": "LifeProTips",
          "num_comments": 99,
          "score": 0.914,
          "url": "https://reddit.com/r/LifeProTips/comments/1quoee2/lpt_working_more_than_50_hours_a_week_often/"
        },
        {
          "title": "LPT: Keep a quick mistake log at work with three columns, what went wrong, why it happened, what I will change next time.",
          "selftext": "I fill it out right after the task while it is fresh. \n\nI improve faster because I stop repeating the same mistake and I can spot patterns.\n\n",
          "subreddit": "LifeProTips",
          "num_comments": 61,
          "score": 0.914,
          "url": "https://reddit.com/r/LifeProTips/comments/1qkghdk/lpt_keep_a_quick_mistake_log_at_work_with_three/"
        },
        {
          "title": "LPT: If someone keeps misunderstanding you, stop rephrasing and start shortening.",
          "selftext": "When people misunderstand us, the instinct is to explain more. Add context. Clarify intentions. Say it again in a different way. Most of the time, that only creates more confusion.\n\nI noticed this at work. The more I explained a decision, the more questions and misinterpretations followed. When I reduced it to one clear sentence, things moved forward.\n\nSame with family conversations. Long explanations turned into arguments. Short, direct statements reduced tension.\n\nMore words often mean more ro",
          "subreddit": "LifeProTips",
          "num_comments": 87,
          "score": 0.912,
          "url": "https://reddit.com/r/LifeProTips/comments/1qdnsnc/lpt_if_someone_keeps_misunderstanding_you_stop/"
        },
        {
          "title": "LPT: Create a will for yourself. If your parent(s) are still alive, urge them to do the same.",
          "selftext": "Going through this myself at the moment, I\u2019ve learned just how important having a will is. You hear it all your life, but you don\u2019t realize how important it is until you\u2019re working through logistics after both parents pass.\n\nPeople (including my parents probably) might assume that having a will is for people with tons of money to bestow as an inheritance and real estate to distribute. Couldn\u2019t be further from the truth. Having a will allows the executor of the estate to not only carry out what s",
          "subreddit": "LifeProTips",
          "num_comments": 56,
          "score": 0.91,
          "url": "https://reddit.com/r/LifeProTips/comments/1quc2lr/lpt_create_a_will_for_yourself_if_your_parents/"
        },
        {
          "title": "LPT: Check your pet\u2019s microchip registration. A major registry shut down, leaving many pets still unregistered a year later",
          "selftext": "Pet owners - it\u2019s been a year since Save This Life pet microchip registry shut down without notice. If your pet was registered with them, that registration is no longer active or linked to your contact information unless you re-registered your pet with another registry.\n\nI work at a shelter, and even though this briefly made the news last year, we still regularly get in lost pets where owners were unaware and thought their pet was registered, but no longer is.\n\nPlease take a minute to verify you",
          "subreddit": "LifeProTips",
          "num_comments": 41,
          "score": 0.908,
          "url": "https://reddit.com/r/LifeProTips/comments/1qu3xf4/lpt_check_your_pets_microchip_registration_a/"
        },
        {
          "title": "LPT: Take screenshots and print your important reservations, tickets, and bookings.",
          "selftext": "Don\u2019t rely on having internet, a working app, or battery life. It can save you in airports, trains, and hotels",
          "subreddit": "LifeProTips",
          "num_comments": 23,
          "score": 0.906,
          "url": "https://reddit.com/r/LifeProTips/comments/1que46l/lpt_take_screenshots_and_print_your_important/"
        },
        {
          "title": "LPT: Find the word you\u2019re looking for",
          "selftext": "In your head, slowly say the ABC\u2019s\n\nThe word or phrase you\u2019re thinking of will start with one of those letters obviously and the majority of the time it works for me when I reach the right letter and a light bulb goes off",
          "subreddit": "LifeProTips",
          "num_comments": 30,
          "score": 0.904,
          "url": "https://reddit.com/r/LifeProTips/comments/1qtzi1d/lpt_find_the_word_youre_looking_for/"
        },
        {
          "title": "LPT: Choose your emergency contact carefully.",
          "selftext": "Hopefully nobody ever has to call your emergency contact. \n\nYour emergency contact should be someone who is less likely to be with you during the emergency, and someone who will be able to act swiftly. \n\nIf you\u2019re the parent who always takes the kids to activities and appointments, use the other parent for the kids emergency contact. Where children are concerned, if there is an emergency they will likely already be with an adult, and if you\u2019re the parent doing most of the ferrying, that adult wo",
          "subreddit": "LifeProTips",
          "num_comments": 120,
          "score": 0.902,
          "url": "https://reddit.com/r/LifeProTips/comments/1qtdx8n/lpt_choose_your_emergency_contact_carefully/"
        },
        {
          "title": "LPT: If you attend a wedding, bring a few band-aids/plasters",
          "selftext": "Many people wear new shoes when they attend a wedding, and many in the wedding party will be doing a lot of walking/dancing/whatever in those kind of shoes.  If you have a few band-aids/plasters in your jacket pocket and/or purse, you can help out discreetly when the inevitable blisters start causing discomfort. ",
          "subreddit": "LifeProTips",
          "num_comments": 29,
          "score": 0.9,
          "url": "https://reddit.com/r/LifeProTips/comments/1qtrq9a/lpt_if_you_attend_a_wedding_bring_a_few/"
        },
        {
          "title": "LPT: When you apologize, add one future sentence. Next time I will do X.",
          "selftext": "A lot of apologies, like I am sorry, and then the same thing happens again.\n\nWhat helped me is adding one simple future line that shows the change.\n\nExamples:\n\nI am sorry I got defensive. Next time I will listen first then answer.  \n  \nI am sorry I forgot. Next time I will put it on my calendar right away.\n\nIt makes the apology feel real because it turns regret into a plan. The future sentence is what rebuilds trust.",
          "subreddit": "LifeProTips",
          "num_comments": 38,
          "score": 0.898,
          "url": "https://reddit.com/r/LifeProTips/comments/1qt0rym/lpt_when_you_apologize_add_one_future_sentence/"
        },
        {
          "title": "LPT: You don\u2019t owe anyone an immediate response even if you saw the message",
          "selftext": "Constant availability trains people to expect instant replies. Responding on your schedule sets healthier boundaries.",
          "subreddit": "LifeProTips",
          "num_comments": 210,
          "score": 0.896,
          "url": "https://reddit.com/r/LifeProTips/comments/1qskvse/lpt_you_dont_owe_anyone_an_immediate_response/"
        },
        {
          "title": "LPT: When home feels tense, say one simple thing you need right now.",
          "selftext": "When the vibe is off at home, I stop hinting and say one simple need in one sentence. No long talk. No blame. Just what I need right now.\n\nExamples I use:\n\nGive me ten minutes, then I can talk.\n\nCan we do a five minute reset in the kitchen together.\n\nPlease lower the volume for a bit, I am overstimulated.\n\nI need a quick hug then I am good.\n\nCan we take a quick walk and reset.\n\nA clear ask prevents mind reading and stops small tension from turning into a bigger fight.\n\nThank you.",
          "subreddit": "LifeProTips",
          "num_comments": 113,
          "score": 0.894,
          "url": "https://reddit.com/r/LifeProTips/comments/1qs9s6h/lpt_when_home_feels_tense_say_one_simple_thing/"
        },
        {
          "title": "LPT: Put a band-aid in your wallet, guys.",
          "selftext": "Endlessly handy. I locked my bicycle to a cart corral and sliced open a knuckle by accident and it only took me the time to pull it out to stop the bleeding before I went into the store. \n\nI threw the packaging from my pocket when I got home. \n\nHave a good one and don't cut yourself! But when you do, have a band-aid handy!",
          "subreddit": "LifeProTips",
          "num_comments": 64,
          "score": 0.892,
          "url": "https://reddit.com/r/LifeProTips/comments/1qskpf3/lpt_put_a_bandaid_in_your_wallet_guys/"
        },
        {
          "title": "LPT: Break doomscrolling by skipping ahead 20 posts and working through them backwards",
          "selftext": "The hardest part of doomscrolling is that the feed is infinite, without any natural cues to stop. The way I\u2019ve found to combat this is to quickly scroll down 20-30 posts (without looking at them), then work backwards till you reach the already-seen posts. Once you reach the top (the post where you started), you hit a natural stopping point. This is a simple task not requiring the sheer willpower of \u201cjust stopping\u201d immediately, and kills the addictive nature of not knowing what\u2019s next.\n\nThe small",
          "subreddit": "LifeProTips",
          "num_comments": 43,
          "score": 0.89,
          "url": "https://reddit.com/r/LifeProTips/comments/1qsa9qo/lpt_break_doomscrolling_by_skipping_ahead_20/"
        },
        {
          "title": "LPT: Turn off your breaker in a power outage",
          "selftext": "We\u2019re currently going through the aftermath of an ice storm, and it reminded me of a tip.\n\nWhen crews are working on power lines, it\u2019s common for electricity to flicker and surge.  Those surges can fry appliances and electronics. If you flip off your breakers while the powers out, you protect everything in your house.\n\nI usually leave one on for some lights, so I\u2019ll know when it comes back on.  We were down for 4 days this time, so I opted to leave the Ring base station open so it could alert me",
          "subreddit": "LifeProTips",
          "num_comments": 114,
          "score": 0.888,
          "url": "https://reddit.com/r/LifeProTips/comments/1qs17ti/lpt_turn_off_your_breaker_in_a_power_outage/"
        },
        {
          "title": "LPT: After a bad break up, do 10 things that your ex would never do with you. You'll feel better and realize how much of yourself was being held back.",
          "selftext": "",
          "subreddit": "LifeProTips",
          "num_comments": 224,
          "score": 0.886,
          "url": "https://reddit.com/r/LifeProTips/comments/1qrn7y7/lpt_after_a_bad_break_up_do_10_things_that_your/"
        },
        {
          "title": "LPT: For every project, keep a simple stakeholder note: what each person cares about, how they measure success, and how they want updates.",
          "selftext": "For every project, I keep one small note for the key people involved. It saves me from avoidable conflict and last minute surprises.\n\nFor each person, I write three lines.\n\n1. What they care about most\n2. How they measure success\n3. How they want updates and how often\n\nExample: \n\nMy client cared most about sales and wanted a short weekly summary with numbers. \n\nMy designer cared most about clarity and wanted feedback in one message, not five scattered notes. \n\nMy developer cared most about scope",
          "subreddit": "LifeProTips",
          "num_comments": 23,
          "score": 0.886,
          "url": "https://reddit.com/r/LifeProTips/comments/1qc7g4t/lpt_for_every_project_keep_a_simple_stakeholder/"
        },
        {
          "title": "LPT: if your heater shuts off in freezing temps, check the condensation line",
          "selftext": "Somewhere near the furnace, you'll have a PVC pipe coming out of the wall. Water can freeze there as it drips out. If it gets plugged, your heater will shut off as a safety feature. \n\n  \nUse a hair dryer to melt the ice or chip it out and you'll be good to go!",
          "subreddit": "LifeProTips",
          "num_comments": 15,
          "score": 0.882,
          "url": "https://reddit.com/r/LifeProTips/comments/1qs1bqs/lpt_if_your_heater_shuts_off_in_freezing_temps/"
        },
        {
          "title": "LPT Hard drive usages",
          "selftext": "Use standard hard drives (HDDs) rather than SSDs if you are storing images and videos for long-term storage, such as storing significant memories on a hard drive and keeping it in a drawer. Solid-State Drives (SSDs) are generally not advised for \"cold storage\" (unplugging a drive and leaving it in a drawer for years), even though they are much faster and more resilient than conventional Hard Disk Drives (HDDs) for everyday use.\n\nThe primary reasons include the physics of information storage and ",
          "subreddit": "LifeProTips",
          "num_comments": 181,
          "score": 0.882,
          "url": "https://reddit.com/r/LifeProTips/comments/1qjwerw/lpt_hard_drive_usages/"
        },
        {
          "title": "lpt: don't underestimate the power of walking for fitness and productivity",
          "selftext": "if you're feeling stuck, unmotivated, or like you don't have time for exercise, try incorporating more walking into your day. you don't need fancy equipment or a gym membership, and it's one of the most low-stress ways to get moving. even just a 15-20 minute walk can clear your head, boost your mood, and improve your focus if you're trying to work or study. it\u2019s not gonna give you huge muscles, but it\u2019s underrated for overall health and mental clarity.\n\nfor example, if you work from home, take a",
          "subreddit": "LifeProTips",
          "num_comments": 45,
          "score": 0.878,
          "url": "https://reddit.com/r/LifeProTips/comments/1qrb4uh/lpt_dont_underestimate_the_power_of_walking_for/"
        },
        {
          "title": "LPT: If you\u2019re unsure whether to keep a piece of clothing, wear it once on a \u201cbad\u201d day",
          "selftext": "If you can\u2019t decide whether to keep or get rid of a piece of clothing, wear it on a day when you\u2019re tired, busy, or in a bad mood.\n\nOn good days, almost anything feels \u201cfine.\u201d But on bad days, clothes that are uncomfortable, impractical, or don\u2019t really fit your lifestyle become obvious very quickly. You\u2019ll notice if it restricts movement, needs constant adjusting, wrinkles easily, or just annoys you.\n\nIf you actively dislike wearing it on a bad day, it\u2019s probably not worth keeping \u2014 no matter h",
          "subreddit": "LifeProTips",
          "num_comments": 109,
          "score": 0.876,
          "url": "https://reddit.com/r/LifeProTips/comments/1qqwztc/lpt_if_youre_unsure_whether_to_keep_a_piece_of/"
        },
        {
          "title": "LPT: If someone says \"pick a time that works for you,\" always give 2 specific options, not an open question back",
          "selftext": "Bad response:\n\n\"When works for you?\"\n\n\n\nNow you're playing email ping pong forever.\n\n\n\nGood response:\n\n\"I'm free Tuesday 2pm or Wednesday 10am - which is better for you?\"\n\n\n\nGets scheduled in one email instead of five.\n\n\n\nSame applies to:\n\n Restaurant choices: \"Thai or Italian?\"\n\nMeeting formats: \"Call or Zoom?\"\n\nAnything with decisions: Give 2 options\n\n\n\nMakes you look organized and saves everyone time.",
          "subreddit": "LifeProTips",
          "num_comments": 50,
          "score": 0.876,
          "url": "https://reddit.com/r/LifeProTips/comments/1qcsddp/lpt_if_someone_says_pick_a_time_that_works_for/"
        },
        {
          "title": "LPT - wear out a cat with a ceiling fan and tobacco papers",
          "selftext": "if you have cats and a ceiling fan and they are full of energy.. get some tobacco papers and throw them into the air to get caught by the up draught, lends to so much fun for cat mum or cat dad and a quickly worn out fur baby as they chase the papers floating around the room especially if you catch it just right",
          "subreddit": "LifeProTips",
          "num_comments": 25,
          "score": 0.874,
          "url": "https://reddit.com/r/LifeProTips/comments/1qri9mu/lpt_wear_out_a_cat_with_a_ceiling_fan_and_tobacco/"
        },
        {
          "title": "LPT: If a task feels overwhelming, you\u2019re probably trying to decide and execute at the same time. Separate those steps.",
          "selftext": "Deciding what to do consumes far more mental energy than doing it. Make decisions first, then execute without revisiting them.",
          "subreddit": "LifeProTips",
          "num_comments": 22,
          "score": 0.874,
          "url": "https://reddit.com/r/LifeProTips/comments/1qf55ku/lpt_if_a_task_feels_overwhelming_youre_probably/"
        },
        {
          "title": "LPT: Keeping track of people\u2019s interests to maintain social connection",
          "selftext": "I\u2019ve heard of people who have mini notebooks to note down what people mention about themselves during conversations so if they see a related resource or events and whatnot later on then they would share it with them.\n\nPersonally, I keep a mental note of a couple unique things people mention and then send them messages here and there to keep the social connection after having met. I think that contributes how I\u2019ve managed to maintain both close friendships and social friends over the years. \n\nI t",
          "subreddit": "LifeProTips",
          "num_comments": 31,
          "score": 0.872,
          "url": "https://reddit.com/r/LifeProTips/comments/1qqra7j/lpt_keeping_track_of_peoples_interests_to/"
        },
        {
          "title": "LPT: If you go out for work or otherwise and need to get stuff done when you get home, keep your shoes on",
          "selftext": "It helps promote the continuation of \u201cproductive\u201d mode in your brain. I think we\u2019ve all been there where we get home and we\u2019re tired so we sit down and then we don\u2019t get back up. This way, you have a reminder to keep moving for a while longer, and once the shoes come off you\u2019re \u201cdone\u201d for the evening and can rest. \n\nOf course this does not apply if you are a shoe-free home. Perhaps in that case a pair of house shoes you only wear when seeking to be productive would be beneficial.",
          "subreddit": "LifeProTips",
          "num_comments": 14,
          "score": 0.87,
          "url": "https://reddit.com/r/LifeProTips/comments/1qre23f/lpt_if_you_go_out_for_work_or_otherwise_and_need/"
        },
        {
          "title": "LPT: Give compliments on effort, not traits.",
          "selftext": "I try to praise what someone did, not what they are. Effort based compliments feel real and they encourage repeat behavior.\n\nExample 1: \n\nInstead of saying you are so smart, I say I respect how you prepared for that meeting and stayed calm under pressure.\n\nExample 2:   \n  \nInstead of saying you are so calm, I say I saw you stay patient when that guy got rude. That took control.\n\nExample 3:  \n  \nInstead of saying you are so dedicated, I say you showed up even though you were tired. That effort ma",
          "subreddit": "LifeProTips",
          "num_comments": 59,
          "score": 0.868,
          "url": "https://reddit.com/r/LifeProTips/comments/1qq9xur/lpt_give_compliments_on_effort_not_traits/"
        },
        {
          "title": "LPT: Stop trying to \"motivate\" yourself and start \"bribing\" your future self.",
          "selftext": "Instead of saying \"I need to clean the kitchen,\" tell yourself: \"I\u2019m going to spend 5 minutes loading the dishwasher now so that 'Tomorrow Me' can wake up to a clean sink and a coffee.\" \n\nTreating your future self as a separate person you actually like makes chores feel like a gift you're giving, rather than a punishment you're enduring. \n\nIt sounds cheesy, but the psychological shift is massive.",
          "subreddit": "LifeProTips",
          "num_comments": 77,
          "score": 0.862,
          "url": "https://reddit.com/r/LifeProTips/comments/1qpnof9/lpt_stop_trying_to_motivate_yourself_and_start/"
        },
        {
          "title": "LPT - If you get admitted to the hospital, have someone bring you your gaming system to hook up to the tv",
          "selftext": "Jan. 2nd I had a spontaneous tension pneumothorax (surprise collapsed left lung that put pressure on my heart and restricted blood flow back into it) and spent 13 days in the hospital. \n\nHaving a gaming system was much more stimulating and distracting than getting worse watching cable tv. \n\nMy kids played with me when they visited, and I spent a lot of time laughing with them.",
          "subreddit": "LifeProTips",
          "num_comments": 9,
          "score": 0.86,
          "url": "https://reddit.com/r/LifeProTips/comments/1qrsdpz/lpt_if_you_get_admitted_to_the_hospital_have/"
        },
        {
          "title": "LPT: When buying extension cords, check the wire gauge (AWG), not just the length",
          "selftext": "Many people only look at how long an extension cord is, but the wire gauge determines how much power it can safely handle. Thinner cables overheat faster, especially with heaters or power tools. A slightly thicker cord can last longer and reduce fire risk.\n\n| AWG | \u00d8 (mm) | Area (mm\u00b2) | Max Current (A)* | Max Length (ft)** |\n|-----|--------|------------|-----------------|-----------------|\n| 4   | 5.19   | 21.2       | 70\u201395           | 150\u2013200         |\n| 6   | 4.11   | 13.3       | 55\u201375      ",
          "subreddit": "LifeProTips",
          "num_comments": 30,
          "score": 0.858,
          "url": "https://reddit.com/r/LifeProTips/comments/1qpxgos/lpt_when_buying_extension_cords_check_the_wire/"
        },
        {
          "title": "LPT: if you own a pet, keep a note on your phone of all the nearby emergency vets.",
          "selftext": "For the last few years I\u2019ve kept a note on my iPhone with a list of emergency vets and urgent care vets in my area. It contains the name, phone, address, hours (if applicable), and any other information. \n\nI have a reminder every 6 months on my phone to update the list. \n\nMy cat just had what appeared to be a blood clot and instead of panicking trying to google search emergency vets and seeing a bunch of ai summaries and ads or sponsored results, I just opened my note and called the first vet on",
          "subreddit": "LifeProTips",
          "num_comments": 15,
          "score": 0.856,
          "url": "https://reddit.com/r/LifeProTips/comments/1qq1e6x/lpt_if_you_own_a_pet_keep_a_note_on_your_phone_of/"
        },
        {
          "title": "LPT: Wet your hand when catching a mosquito with your hands",
          "selftext": "The water makes them stick to your hand if you even briefly touch them and stops them escaping. You can dip your fingers in a glass of water then rub on your hands as a ready source.",
          "subreddit": "LifeProTips",
          "num_comments": 23,
          "score": 0.854,
          "url": "https://reddit.com/r/LifeProTips/comments/1qprafn/lpt_wet_your_hand_when_catching_a_mosquito_with/"
        },
        {
          "title": "LPT: If a job depends on you being available at all times, it\u2019s under-resourced, not \"high-performing\"!",
          "selftext": "Keep this in your mind, the next time you think everything relies on you, because you might not get the credits you would expect for your effort",
          "subreddit": "LifeProTips",
          "num_comments": 84,
          "score": 0.852,
          "url": "https://reddit.com/r/LifeProTips/comments/1qp74kz/lpt_if_a_job_depends_on_you_being_available_at/"
        },
        {
          "title": "LPT - Talk as little as possible on a customer service call for better success",
          "selftext": "Source - I have been a customer service phone agent for 6 years. \n\nPeople don't realize that their long-winded, defensive monologue is just making what they want take way longer to be done. Just ask for what you need in a brief statement, and put the ball in the agent's court. I promise we don't want the call to take any longer than you do. \n\nIf you go on an extended tirade, I PROMISE you it will significantly DECREASE your chances of getting what you want. The average agent will be courteous bu",
          "subreddit": "LifeProTips",
          "num_comments": 244,
          "score": 0.848,
          "url": "https://reddit.com/r/LifeProTips/comments/1qorkcm/lpt_talk_as_little_as_possible_on_a_customer/"
        },
        {
          "title": "LPT : Check Trees before buying a house AND plant new trees ASAP after buying",
          "selftext": "If you are buying a new house and the property has trees, have them checked out.  Mature trees that are diseased will cost a lot to have removed.  \u201cWeed\u201d trees like the Tree of Heaven are invasive and will cause anguish and a lot of work.  Negotiate diseased and invasive tree removal in your purchase price.\n\nPlant new trees as soon as you can when you buy a house. They take a while to grow, so the sooner you plant them the sooner you will realize the benefits.  Shade, beauty and increased value ",
          "subreddit": "LifeProTips",
          "num_comments": 267,
          "score": 0.846,
          "url": "https://reddit.com/r/LifeProTips/comments/1qoehy0/lpt_check_trees_before_buying_a_house_and_plant/"
        },
        {
          "title": "LPT: Call the hotel you plan to stay at and ask about any planned repairs or on-site work.",
          "selftext": "I learned this the hard way after a few unpleasant surprises upon arrival (a closed pool with no advance notice, pier reconstruction with heavy equipment, etc.)\n\nNow I call the hotel or property ahead of time to ask about any repair or construction work planned during my stay.",
          "subreddit": "LifeProTips",
          "num_comments": 54,
          "score": 0.846,
          "url": "https://reddit.com/r/LifeProTips/comments/1qiq98d/lpt_call_the_hotel_you_plan_to_stay_at_and_ask/"
        },
        {
          "title": "LPT: Slathering your face in Vaseline when it\u2019s very cold / high wind chill",
          "selftext": "The occlusive nature of Vaseline (or any petrolatum skin topical) acts as a barrier between the air and your skin, locking in moisture and protecting it from harsh winds. I don\u2019t feel any windburn when I do this, and my skin sometimes peels on my nose when dry, but this prevents that. I personally prefer Aquaphor over Vaseline, but it\u2019s up to personal preference! They\u2019re also both non-comedogenic, but I know some peoples\u2019 skins react differently. My mom used to do this for us when we were younge",
          "subreddit": "LifeProTips",
          "num_comments": 258,
          "score": 0.844,
          "url": "https://reddit.com/r/LifeProTips/comments/1qocvvn/lpt_slathering_your_face_in_vaseline_when_its/"
        },
        {
          "title": "LPT If you find something that makes you laugh to the point of crying, save it somewhere, to build a folder that will always make you laugh",
          "selftext": "Save every YouTube video, meme, TikTok or anything that makes you cry laugh like never before, on your device, your own discord or any cloud storage for that matter!\n\nDon't just save the links to the pictures or the videos, download them to avoid losing them because of deletion...\n\nAfter a few months, you will have a whole place dedicated to your humor, that will make you laugh every time, furthermore, you'll eventually forget some of the stuff in it, and you'll discover it again every time you'",
          "subreddit": "LifeProTips",
          "num_comments": 43,
          "score": 0.844,
          "url": "https://reddit.com/r/LifeProTips/comments/1qemqu7/lpt_if_you_find_something_that_makes_you_laugh_to/"
        },
        {
          "title": "LPT: End your day with a two line restart note.",
          "selftext": "Before I stop work, I write two lines.\n\nLine 1: Where I stopped.\n\nLine 2: The next tiny action.\n\nExample for self work:\n\nStopped after outlining the blog post.\n\nNext action: write the first 3 lines of the intro and add 2 headings.\n\nExample for management:\n\nStopped after reviewing the Q1 budget draft.\n\nNext action: send the two open questions to Finance and schedule a 15 minute decision call for Thursday.\n\nNext day I start in seconds instead of rereading and delaying.",
          "subreddit": "LifeProTips",
          "num_comments": 7,
          "score": 0.842,
          "url": "https://reddit.com/r/LifeProTips/comments/1qoicl2/lpt_end_your_day_with_a_two_line_restart_note/"
        },
        {
          "title": "LPT: Almost Free Way to Insulate Windows",
          "selftext": "Don't laugh.\n\nClear Bubble Wrap will make a decent multi-pane window out of a drafty single pane. It lets virtually all the natural light in and can be done neatly. \n\nNot to mention - it is a privacy shield that lets all the light in.\n\nNot to mention the other thing - if your heat does not leave via those windows, **neither will your cash.**\n\nUse clear packing tape to join 2 or three lengths of bubble wrap - whatever it takes to make a rectangle big enough to cover the window or its enclosure. T",
          "subreddit": "LifeProTips",
          "num_comments": 253,
          "score": 0.84,
          "url": "https://reddit.com/r/LifeProTips/comments/1qnzuhi/lpt_almost_free_way_to_insulate_windows/"
        },
        {
          "title": "LPT Request: How do you stop doomscrolling before sleep when you\u2019re mentally exhausted?",
          "selftext": "Genuinely looking for practical methods that help break this habit when you\u2019re already mentally drained.",
          "subreddit": "LifeProTips",
          "num_comments": 360,
          "score": 0.838,
          "url": "https://reddit.com/r/LifeProTips/comments/1qkj055/lpt_request_how_do_you_stop_doomscrolling_before/"
        },
        {
          "title": "LPT request: How do I deal with getting snubbed at work for a promotion?",
          "selftext": "Hi \n\nSo I want some tips. Recently there was some changes in the place I work and as a result some of my peers got promoted. I was snubbed for it. I feel quite down for it. I am always available to support the team, always finish my work on time and always proactive with my tasks. \n\nI am kinda bummed out because I think I am a willing worker and still was overlooked. How should I deal with this at work?",
          "subreddit": "LifeProTips",
          "num_comments": 151,
          "score": 0.834,
          "url": "https://reddit.com/r/LifeProTips/comments/1qkjhwa/lpt_request_how_do_i_deal_with_getting_snubbed_at/"
        },
        {
          "title": "LPT: 5 Things I Always Keep in My Car",
          "selftext": "Here are 5 things I always keep in my car that have come in handy more than once:\n\n1. A towel.  I live where it frequently rains unexpectedly.  It's great to be able to dry off once you jump in the car.  Not to mention all the times I've spilled my drink on the console or myself.  Having a small, clean towel tucked in a cubby in the front seat can be a godsend.\n2. A small cooler.  I use this to keep takeaway hot on the drive home or to keep cold/frozen items cold after a shopping trip.\n3. An env",
          "subreddit": "LifeProTips",
          "num_comments": 363,
          "score": 0.83,
          "url": "https://reddit.com/r/LifeProTips/comments/1qmtl4s/lpt_5_things_i_always_keep_in_my_car/"
        },
        {
          "title": "LPT Request: How to get over losing a job you loved",
          "selftext": "So, I got fired from a job I LOVED in less than six months. There was some managerial ineptitude involved, but my communication style was a concern too.\n\nMy question is, how do you move on when something you cared a lot about is taken away suddenly? I had no warning at all. As corny as it sounds, it feels a lot like dating someone I thought I'd marry and then having them break up. \n\nI'm struggling with letting it go, wishing I could change X or Y, and daydreaming about being able to go back in t",
          "subreddit": "LifeProTips",
          "num_comments": 141,
          "score": 0.83,
          "url": "https://reddit.com/r/LifeProTips/comments/1qlcfov/lpt_request_how_to_get_over_losing_a_job_you_loved/"
        },
        {
          "title": "LPT: Create one shared family rule called Reset Time, then do a 10 minute reset together once a day.",
          "selftext": "Set a timer for 10 minutes. Everyone puts away only obvious clutter in their own zone. \n\nDishes, trash, laundry, backpacks, etc. Stop when the timer ends. \n\nThe house stays under control without anyone feeling nagged.",
          "subreddit": "LifeProTips",
          "num_comments": 26,
          "score": 0.8280000000000001,
          "url": "https://reddit.com/r/LifeProTips/comments/1qmz7to/lpt_create_one_shared_family_rule_called_reset/"
        },
        {
          "title": "Why do earbuds that block snoring feel like a luxury item",
          "selftext": "\n I\u2019m frugal about almost everything in my life, and usually I\u2019m pretty proud of that, but the moment sleep gets involved my logic completely falls apart, which is why searching for earbuds that block snoring feels weirdly uncomfortable. During the day it\u2019s easy to say \u201cit\u2019s just earbuds, don\u2019t overthink it,\u201d but at 3am, wide awake, listening to snoring and doing mental math about cost versus sanity, it suddenly stops feeling like a normal frugal decision. I\u2019ve tried the cheap fixes\u2014some kind of",
          "subreddit": "Frugal",
          "num_comments": 185,
          "score": 0.8260000000000001,
          "url": "https://reddit.com/r/Frugal/comments/1qr9fhs/why_do_earbuds_that_block_snoring_feel_like_a/"
        },
        {
          "title": "LPT: If there is a big snow storm shovel every 2-3 hours.",
          "selftext": "I know a lot of us are dealing with a big snowstorm right now (January 25, 2026), so here\u2019s a quick pro tip.\n\nIf you don\u2019t have a snowblower and are relying on a shovel, try going out every 2\u20133 hours instead of waiting until the end of the day. It\u2019s much easier on your back and your heart than trying to move a foot or more of snow all at once.\n\nWhen snow sits, the bottom layer can freeze and compact, making it much heavier and harder to shovel. Doing a few shorter passes throughout the day can s",
          "subreddit": "LifeProTips",
          "num_comments": 311,
          "score": 0.8260000000000001,
          "url": "https://reddit.com/r/LifeProTips/comments/1qmk83e/lpt_if_there_is_a_big_snow_storm_shovel_every_23/"
        },
        {
          "title": "LPT: Need to remember a name? Think of an animal that starts with the first 2 letters of the name and try to relate them to the animal",
          "selftext": "This will probably sound strange to most people, so I\u2019ll give an example. If someone\u2019s name is Alex, remember it by: Alex starts with AL, an animal that starts with AL is an alligator, so you need to think of a quality they have that is like an alligator.\n\nThis sounds convoluted but it\u2019s only a couple brain connections, and I use it to remember names often. I think this could be easily adapted to remember names of other things",
          "subreddit": "LifeProTips",
          "num_comments": 14,
          "score": 0.8240000000000001,
          "url": "https://reddit.com/r/LifeProTips/comments/1qonhfo/lpt_need_to_remember_a_name_think_of_an_animal/"
        },
        {
          "title": "LPT - Before you go to any gathering, bring one small role so you feel useful and less awkward.",
          "selftext": "I pick one simple job before I walk in. \n\nPlates. Napkins. A small dessert. Music speaker. Anything easy.\n\nHaving a role gives me a reason to talk, helps the host, and makes the first 10 minutes way less awkward.",
          "subreddit": "LifeProTips",
          "num_comments": 67,
          "score": 0.8220000000000001,
          "url": "https://reddit.com/r/LifeProTips/comments/1qmrsd1/lpt_before_you_go_to_any_gathering_bring_one/"
        },
        {
          "title": "LPT: Make sure to keep your heating vents clear in a snowstorm",
          "selftext": "With a good portion of the United States experiencing significant snowfall, those with combustion appliances (furnace, boilers, etc.) should make sure that your vents are clear of snow and ice. Many times these vents can be close to the ground, and with a foot or more expected (and potentially drifting snow), exhaust vents can become blocked, preventing carbon monoxide from escaping the house. Some systems (like high efficiency furnaces) can have intake pipe that is typically lower and could als",
          "subreddit": "LifeProTips",
          "num_comments": 8,
          "score": 0.8200000000000001,
          "url": "https://reddit.com/r/LifeProTips/comments/1qmseyr/lpt_make_sure_to_keep_your_heating_vents_clear_in/"
        },
        {
          "title": "LPT: When you want to reconnect, send a two part text. One line of real appreciation, then one specific invite.",
          "selftext": "I keep it simple and direct.\n\nLine 1: one real thing I liked about them or the last time we talked. \n\nLine 2: one specific plan with a day and time.\n\nExample 1: \n\nI liked catching up with you last week.   \n  \nWant to grab coffee Sunday at 3.\n\nExample 2: \n\nI laughed again today thinking about that joke you made at dinner.   \n  \nWant to grab coffee Sunday at 3 and catch up.\n\nExample 3:  \n  \nI saw a song that reminded me of our old drives.   \n  \nWant to take a short walk Sunday around 5 and talk.\n\n",
          "subreddit": "LifeProTips",
          "num_comments": 51,
          "score": 0.8160000000000001,
          "url": "https://reddit.com/r/LifeProTips/comments/1qm8e6c/lpt_when_you_want_to_reconnect_send_a_two_part/"
        },
        {
          "title": "LPT: if u struggle with impulse spending, wait 48 hours before buying anything over $50.",
          "selftext": "i started doing this in 2025 because my credit card was crying lol. 90% of the time, the \"need\" for the item totally disappears by the next morning. if u still want it after 2 days, go for it. but this rule alone has saved me thousands in random tech and clothes i dont actually use.",
          "subreddit": "LifeProTips",
          "num_comments": 64,
          "score": 0.8160000000000001,
          "url": "https://reddit.com/r/LifeProTips/comments/1qdehk9/lpt_if_u_struggle_with_impulse_spending_wait_48/"
        },
        {
          "title": "LPT: Always set a \"nag date\" the second you ask someone for something, otherwise you will forget.",
          "selftext": "I used to lose track of so many tasks because I\u2019d send an email then get distracted and eventually realize three weeks later I never got a reply. \n\nThen I discovered that the fix is to assume everyone will ignore you.\n\nNow I write a note for myself the second I hit send: Sam \u2192 Quote  \u2192 Ping Wednesday.\n\nI simply type out the follow up message right then too so I don't have to think about it later: Hey Sam, just bumping this to the top of your inbox.\n\nWhen Wednesday rolls around I don't have to st",
          "subreddit": "LifeProTips",
          "num_comments": 30,
          "score": 0.8140000000000001,
          "url": "https://reddit.com/r/LifeProTips/comments/1qme0zr/lpt_always_set_a_nag_date_the_second_you_ask/"
        },
        {
          "title": "LPT: Regularly clean up your bank transfer contacts list to avoid accidentally sending money to the wrong person",
          "selftext": "Every few months, go through your saved transfer contacts and delete anyone you don't regularly send money to, especially:\n- People you only paid once or twice\n- Old contacts from years ago\n- Anyone whose relationship with you has changed\n\nWhy this matters? Because when you're rushing to send a payment, it's easy to tap the wrong name, especially if multiple contacts have similar names\n\nKeep only the people you actually transfer money to regularly (rent, regular bill splits with roommates, famil",
          "subreddit": "LifeProTips",
          "num_comments": 8,
          "score": 0.812,
          "url": "https://reddit.com/r/LifeProTips/comments/1qml88b/lpt_regularly_clean_up_your_bank_transfer/"
        },
        {
          "title": "LPT: buy replacement parts before you need them",
          "selftext": "Specifically I just learned this lesson myself and got away lucky. My house has a gas furnace and it\u2019s worked fine for the 5 years I\u2019ve had the house. The other day my furnace suddenly didn\u2019t turn on, and we in the mid-Atlantic are staring down the barrel of a terrible winter storm followed by 2 weeks of extreme cold. This had the potential for me being totally screwed. \n\nI\u2019m stubborn and I refuse to pay someone hundreds of dollars to come diagnose and fix this.  Luckily I\u2019m a DIY tinkerer, and ",
          "subreddit": "LifeProTips",
          "num_comments": 104,
          "score": 0.808,
          "url": "https://reddit.com/r/LifeProTips/comments/1qm17jt/lpt_buy_replacement_parts_before_you_need_them/"
        },
        {
          "title": "LPT: Trick to remember a long list",
          "selftext": "When I'm in the shower, it gives me space to think when I usually keep myself to busy for much thinking. Obviously, I can't write or type in the shower, so I came up with this trick to help me remember the things I'm thinking about until I can make a note of them.\n\nI will single out the things I want to remember, and assign a related word to each one.\n\nTake this list, for example:  \nBuy dragonfruit at the specialty grocery store in town  \nTake photo back-ups of my receipts  \nSend game tips to my",
          "subreddit": "LifeProTips",
          "num_comments": 24,
          "score": 0.804,
          "url": "https://reddit.com/r/LifeProTips/comments/1qm2517/lpt_trick_to_remember_a_long_list/"
        },
        {
          "title": "LPT: Buy a roll of self-amalgamating tape for pipe leaks",
          "selftext": "I had a burst pipe this week. I turned off the water mains and was able to lift a floorboard and locate the leak. I wasn't able to get a plumber out until the next day, so I was left without water, toilet, heating, shower, etc. If I'd had a $5 roll of self-amalgamating tape, I could have made a quick fix and saved myself a day misery. Don't wait until it's too late - do yourself a favour and buy a roll now.",
          "subreddit": "LifeProTips",
          "num_comments": 26,
          "score": 0.802,
          "url": "https://reddit.com/r/LifeProTips/comments/1qm2kh5/lpt_buy_a_roll_of_selfamalgamating_tape_for_pipe/"
        }
      ]
    },
    {
      "test_id": "money_traps_cluster_3",
      "cluster_id": 4,
      "channel": "money_traps",
      "topic_count": 215,
      "posts_with_content": 204,
      "sample_topics": [
        "dealer cancelled extended warranty",
        "What can I expect to pay for my lease buyout and i",
        "Extended Warranty for New Honda Hybrid",
        "California: Dealer says $3,400 in add-ons (Waypoin",
        "Just did a Retiree Z-Plan deal at a Ford Dealershi"
      ],
      "subreddits": [
        "assholedesign",
        "CreditCards",
        "LegalAdvice",
        "povertyfinance",
        "personalfinance"
      ],
      "raw_posts": [
        {
          "title": "dealer cancelled extended warranty",
          "selftext": "Bought out my lease on a jeep wrangler, purchased a 5 year 60k pre owned maximum care mopar warranty. \n\n9 months later my transmission is shot, bring it to a dealer near my home they can\u2019t find the warranty. Call  Chrysler financial and they said the dealer cancelled my warranty 2 weeks after I bought it. They did this without notifying me or refunding me any money. Called the finance manager at the dealer and they are scrambling to try and make it right . They're offering a DOWC Level 4 exclusi",
          "subreddit": "askcarsales",
          "num_comments": 34,
          "score": 0.992,
          "url": "https://reddit.com/r/askcarsales/comments/1qlxf73/dealer_cancelled_extended_warranty/"
        },
        {
          "title": "What can I expect to pay for my lease buyout and if I should?",
          "selftext": "Have a 23 trailboss. 36k miles 3 year 589 a month. \nIt currently has 42k miles and lease ends in May. I like the truck and since over miles I feel like my best option is to buy I out?\n\nMy residual is $38000. I know it's a broad question but what could I be looking at for payments of I buy this out and if you guys recommend any other options?",
          "subreddit": "askcarsales",
          "num_comments": 8,
          "score": 0.982,
          "url": "https://reddit.com/r/askcarsales/comments/1r28z8j/what_can_i_expect_to_pay_for_my_lease_buyout_and/"
        },
        {
          "title": "Extended Warranty for New Honda Hybrid",
          "selftext": "Bought a 2026 Honda Civic Sport Touring. Rushed through the signing process and allowed them to add on some additional coverages that I thought were being included in the original sales price. Paid $53k (including financing charges) on a $32k car, which is making me sick to my stomach.\n\nI called the dealership, and about $3k is related to non-cancelable charges (Diamond Fusion coating and Identity/credit insurance). There is roughly $7k of additional coverages, including an extended Bumper to Bu",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.978,
          "url": "https://reddit.com/r/askcarsales/comments/1r24h7a/extended_warranty_for_new_honda_hybrid/"
        },
        {
          "title": "California: Dealer says $3,400 in add-ons (Waypoint, B4L) are \"pre-installed\" and non-cancelable on a lease buyout. Is this legal?",
          "selftext": "Hey everyone, looking for some advice on a lease buyout in California.\n\nI bought a 2026 Lexus RX 350h. The finance manager added $3,480 in \"protection products\" to the total:\n\n* **Waypoint GPS**\u00a0($1,595)\n* **LACG Surface Protection**\u00a0($1,290)\n* **Battery 4 Life / B4L**\u00a0($595)\n\nWhen I asked to have them removed 2 weeks after buying the car, he told me they were \"pre-installed before the car was delivered\" and are therefore non-cancelable.\n\n**The weird part:**\u00a0I checked my folder and I don't actua",
          "subreddit": "askcarsales",
          "num_comments": 43,
          "score": 0.9359999999999999,
          "url": "https://reddit.com/r/askcarsales/comments/1r0g6bu/california_dealer_says_3400_in_addons_waypoint/"
        },
        {
          "title": "Just did a Retiree Z-Plan deal at a Ford Dealership. Signed the papers, gave the down payment, Financing through Ford Motor Credit was approved, (my credit score is 807) and NOW the Finance manager calls two days later wanting me to sign new documents because they didn't charge me enough for the van",
          "selftext": "Just did a Retiree Z-Plan deal at a Ford Dealership. Signed the papers, gave the down payment, Financing through Ford Motor Credit was approved, (my credit score is 807) and NOW the Finance manager calls two days later wanting me to sign new documents because they didn't charge me enough for the van. Finance dude states he's raising my purchase price by $1,000 but he also adjusted out completely the $1,800 I paid for registration to Arizona. Tried to tell me my monthly payment is going down. It ",
          "subreddit": "askcarsales",
          "num_comments": 14,
          "score": 0.898,
          "url": "https://reddit.com/r/askcarsales/comments/1quhttn/just_did_a_retiree_zplan_deal_at_a_ford/"
        },
        {
          "title": "Scammer on Car Sales Australia",
          "selftext": "How's this for a scam? He didn't even leave his name: Thanks for your response. I just have a few questions: why are you selling it? Does anything need to be replaced or repaired? I\u2019m fine with the condition as described in the advert. I\u2019m currently working on a remote mine site, and the reception here is very poor. We don\u2019t have access to a phone at the moment, which is why I contacted you via an internet messaging facility.  \n  \nRegarding payment, I will be paying via direct bank deposit (EFT)",
          "subreddit": "Scams",
          "num_comments": 7,
          "score": 0.862,
          "url": "https://reddit.com/r/Scams/comments/1r0yhga/scammer_on_car_sales_australia/"
        },
        {
          "title": "Extended warranty advice for 2023 X3 M40i (high-mileage driver)",
          "selftext": "Looking to purchase an extended warranty for my car.\n\n**Car details:**\n\n\\- 2023 BMW X3 M40i\n\n\\- In-service: Feb 2023\n\n\\- Current mileage: \\\\\\~26k\n\n\\- Driving \\\\\\~20k miles/year\n\n\\- Planning to keep 5ish years or so\n\nFactory warranty is 4yr/50k, so I\u2019ll hit miles well before time.\n\nI\u2019m comparing these options:\n\n**1) BMW Platinum In-Service (from Feb 2023)**\n\n**- BMW of Camarillo**\n\n\\- 7 yr / 100k total (so roughly another 4 years)\n\n\\- $4,030\u2013$4,570 depending on the deductible ($0 - $250)\n\n**2) BM",
          "subreddit": "askcarsales",
          "num_comments": 14,
          "score": 0.854,
          "url": "https://reddit.com/r/askcarsales/comments/1qzl9fu/extended_warranty_advice_for_2023_x3_m40i/"
        },
        {
          "title": "$0 Down, 618 credit score. $16K Car",
          "selftext": "Looking to buy a used Mitsubishi for $16K, \n\nCredit tanked from medical bill sold to debt collector and then they gave me a derogatory. In process of trying to make a deal with them to get it removed but they aren't responding so I want to know if I can make this happen?",
          "subreddit": "askcarsales",
          "num_comments": 11,
          "score": 0.808,
          "url": "https://reddit.com/r/askcarsales/comments/1qyqbxb/0_down_618_credit_score_16k_car/"
        },
        {
          "title": "Heads up industry peeps! Apply for flair to make top level replies in AskCarSales.",
          "selftext": "This subreddit has grown *a lot* in the last few years. Not only professionals providing advice, but also casual bystanders wanting validation for their opinions. The problem is that the noise to signal ratio has gotten to the point where people looking for advice come away more confused than when they asked the question - or worse yet, act on unqualified bad advice.  \n\nIf you are in the industry in some professional capacity, [message the mods](https://www.reddit.com/message/compose/?to=/r/askc",
          "subreddit": "askcarsales",
          "num_comments": 228,
          "score": 1.0,
          "url": "https://reddit.com/r/askcarsales/comments/13uzed7/heads_up_industry_peeps_apply_for_flair_to_make/"
        },
        {
          "title": "the dealership asked for the car back",
          "selftext": "i recently purchased a car in colorado, i put 4500 down and was approved by a bank almost immediately. the dealership called me and said i need to bring the car back and either put 8500 MORE down in cash or give the car back, mind you i just made the payment for february. the bank had approved me before i left the lot and i signed all the paperwork the day of then drive home. i've also already gotten plates for it so i wasn't using temp tags during a trip planned within the next week. i also had",
          "subreddit": "askcarsales",
          "num_comments": 286,
          "score": 1.0,
          "url": "https://reddit.com/r/askcarsales/comments/1qujcuh/the_dealership_asked_for_the_car_back/"
        },
        {
          "title": "Thinking Of A Career In Car Sales? Many Of Your Questions Will Be Answered By The Links Enclosed.",
          "selftext": "[Read This](https://www.reddit.com/r/askcarsales/comments/1ktqke/faqs_about_a_career_in_car_sales/)\n\n[And This](https://www.reddit.com/r/askcarsales/comments/1d4y11a/do_you_really_want_to_become_a_car_salesperson/)",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.998,
          "url": "https://reddit.com/r/askcarsales/comments/1oid4xx/thinking_of_a_career_in_car_sales_many_of_your/"
        },
        {
          "title": "No body played games",
          "selftext": "Shoutout to this sub for teaching me, as the buyer, I need to know what I want, have my number in mind, and be ready to go. I found a truck I was interested in and called the dealer to confirm a few things about its history and condition. After that I asked for an out the door number. We were a little off and I told them where I wanted to be and that I didn\u2019t want to go back and forth and if they could get to that number I\u2019d be ready to come down and buy it. The sales person called me back in ab",
          "subreddit": "askcarsales",
          "num_comments": 11,
          "score": 0.998,
          "url": "https://reddit.com/r/askcarsales/comments/1qnwk2v/no_body_played_games/"
        },
        {
          "title": "Honda accidentally sold my mom the wrong car",
          "selftext": "A month ago on January 1st my mom bought a Brand new Honda HRV, she traded in her 2018 Subaru forester for it , financed it through Honda and she really liked it , so fast forward to today she get a call from Honda and they said she needed to bring the car back because they made a mistake, apparently when the guy was doing paperwork he accidentally wrote down the VIN number of an identical HRV they had on the lot instead of the one she was buying, they said it would be a lot easier if she just t",
          "subreddit": "askcarsales",
          "num_comments": 20,
          "score": 0.996,
          "url": "https://reddit.com/r/askcarsales/comments/1r259du/honda_accidentally_sold_my_mom_the_wrong_car/"
        },
        {
          "title": "How does Costco auto program work?",
          "selftext": "A couple months ago my wife and I bought a Mazda CX-50 hybrid we went to one dealership test drove and chatted numbers they would not budge what-so-ever, they handed me the invoice and showed that they would only make $1,200 on the car and are very pushy on the pre-paid maintenance. I get it we all gotta make a living and tell them this is our very first stop and we need to look at other cars and weigh our options, so I thank them for their time.  \n\nThe next day I go online and fill out a Costco",
          "subreddit": "askcarsales",
          "num_comments": 58,
          "score": 0.996,
          "url": "https://reddit.com/r/askcarsales/comments/1qs69ty/how_does_costco_auto_program_work/"
        },
        {
          "title": "2007 Toyota Prius - 355k miles, 1 fire, 5 wrecks, and 1 divorce later it\u2019s still going strong!",
          "selftext": "This is an update to my original BIFL post [here](https://www.reddit.com/r/BuyItForLife/comments/12s2tmw/2007_toyota_prius_330k_miles_5_wrecks_and_1/) about my car. I talked about it catching on fire [here](https://www.reddit.com/r/prius/comments/1bcafc0/my_project_lithium_battery_caught_fire_yesterday/).\n\n  \nMinus the fire and the electronic brake system going out, we are still going strong since my last post!",
          "subreddit": "BuyItForLife",
          "num_comments": 302,
          "score": 0.996,
          "url": "https://reddit.com/r/BuyItForLife/comments/1qwve23/2007_toyota_prius_355k_miles_1_fire_5_wrecks_and/"
        },
        {
          "title": "Car Sales The Right Career?",
          "selftext": "Hello! I am a 26 year old male living in central Florida. I currently work 2 jobs. I am a customer service team lead for an insurance agency and I work part time as a front of house for a restaurant and I work a combined 60 hours per week. I have no sales experience but over 7 years of customer service interaction. I made 63k last year with this schedule and I am okay putting in these hours, I just want much more to show for it. I have been debating going into sales. I love cars, so I figured ma",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.994,
          "url": "https://reddit.com/r/askcarsales/comments/1r2ctxf/car_sales_the_right_career/"
        },
        {
          "title": "How long does it really take to buy a vehicle?",
          "selftext": "So, recently I bought a used 2024 F150 from a dealership.  I went with the full intention of buying and I was paying cash, so -- no financing application or anything like that.  Dealership didn't seem to care about cash vs financing. There was no hard sales pitches going on and the whole transaction was reasonably easy.\n\nBut when I left, I realized I spent 3+ hours at this dealership (maybe 4).  What gives? In hindsight it was like they just did everything slowly.\n\nIf I walked into a dealership ",
          "subreddit": "askcarsales",
          "num_comments": 73,
          "score": 0.994,
          "url": "https://reddit.com/r/askcarsales/comments/1qhqgos/how_long_does_it_really_take_to_buy_a_vehicle/"
        },
        {
          "title": "433,820 miles and still going",
          "selftext": "2000 Toyota Tacoma Prerunner. I bought her 24 years ago at 60,000 miles. Same engine.",
          "subreddit": "BuyItForLife",
          "num_comments": 101,
          "score": 0.994,
          "url": "https://reddit.com/r/BuyItForLife/comments/1r18w7m/433820_miles_and_still_going/"
        },
        {
          "title": "Just curious what my options might be.",
          "selftext": "I went to buy a new car I was planning on shopping around. I was about to pull into the Nissan lot when the salesmen from Hyundai called and asked me to come. I believe in fate so went in to Test drive the car I wanted.   I asked the price during the ride and he said 22k. Then as we were nearing the dealership he said what if he made me an offer I couldn\u2019t refuse would I stick around and buy the car\n\nI said ok\n\nHe offered me the car for 21500 dollars. I really liked the car and agreed. Signed th",
          "subreddit": "askcarsales",
          "num_comments": 28,
          "score": 0.992,
          "url": "https://reddit.com/r/askcarsales/comments/1r29j2n/just_curious_what_my_options_might_be/"
        },
        {
          "title": "Toyota Corolla, did I get a good deal?",
          "selftext": "I bought my first car today! I was driving a 2009 Toyota Camry but it had a ton of issues (Bad catalytic convertor, rotted exhaust system, parking brake was disintegrated, broken water pump). Being in NY state the cost to fix it (Carb Compliant Cataytic Convertor) was way more then the car was worth, plus It was my parents old car and I wanted one of my own!\n\nIt is a 2023 Toyota Corolla LE. I paid 20,000 for it. 16K miles and one owner. Clean Carfax record. What do y'all think? I don't know a lo",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.99,
          "url": "https://reddit.com/r/askcarsales/comments/1r2ds6s/toyota_corolla_did_i_get_a_good_deal/"
        },
        {
          "title": "Rate my pay plan?",
          "selftext": "Volume dealership, CSI = Customer survey responses to text messages, OnStar is for Onstar Enrollments, 10-12 salespeople, 0 commission other than what is listed, average 250-300 cars per month split (very unevenly) between 3 dealerships which share an inventory. with my dealership accounting for 80-90%% of monthly figures. New and used cars. \n\nSecond month on the job, 9.5 cars my first month, missing two weeks due to onboarding, at 7.5 for the month of February. 0.5 denotes a split deal. \n\n[Thou",
          "subreddit": "askcarsales",
          "num_comments": 9,
          "score": 0.988,
          "url": "https://reddit.com/r/askcarsales/comments/1r26fxp/rate_my_pay_plan/"
        },
        {
          "title": "If you\u2019re a car salesman, please answer. Desperately need help!",
          "selftext": "**Summary**:\n\nBoyfriend works approximately six days a week, 12 hours a day at a car dealership. No base pay. He makes commission at only $150 per car. His paycheck is slightly above the national minimum wage (covers rent and that\u2019s pretty much it). Toxic work environment. Will it get better? Or do I push harder and encourage him to find another path. Help!\n\n\u2014\u2014\u2014\u2014\u2014\n\nHello! I never post on Reddit, but I\u2019m really upset by my partner\u2019s job as a car salesman and I need advice. I don\u2019t know much about",
          "subreddit": "askcarsales",
          "num_comments": 67,
          "score": 0.988,
          "url": "https://reddit.com/r/askcarsales/comments/1qp5q71/if_youre_a_car_salesman_please_answer_desperately/"
        },
        {
          "title": "2021 Cayenne S purchase price question",
          "selftext": "Hello all,\n\nLooking for advice on a CPO 2021 Cayenne S located in South FL, black with full black leather interior. 20,000ish on the odometer.\n\nI test drove it and everything looks/feels great. Dealer has had it in inventory since November. Clean CarFax, 1 owner.\n\n\\- 2 tires are new but the other 2 tires as well as brake pads and rotors are original.\n\n\\- 2 year CPO warranty (factory is expired). \n\n\\- Dealer has it listed for $67,900 and they\u2019re offering $2,000 off sticker. No other concessions o",
          "subreddit": "askcarsales",
          "num_comments": 11,
          "score": 0.986,
          "url": "https://reddit.com/r/askcarsales/comments/1r2638i/2021_cayenne_s_purchase_price_question/"
        },
        {
          "title": "What\u2019s a huge myth about car buying or car salespeople?",
          "selftext": "There are a lot of misconceptions / un-informed ideas about buying cars and working with salespeople.\n\nWhat\u2019s one myth you hear that just isn\u2019t true? Could be about pricing, negotiations, trade-ins, financing, or the sales process in general.\n\nCurious what people inside and outside the industry think.\n\n",
          "subreddit": "askcarsales",
          "num_comments": 159,
          "score": 0.986,
          "url": "https://reddit.com/r/askcarsales/comments/1qpdavu/whats_a_huge_myth_about_car_buying_or_car/"
        },
        {
          "title": "Where are my Kia people? Questions about 2026 Sorento",
          "selftext": "I\u2019m interested in the EX, AWD. I would prefer hybrid with a panoramic roof and captains chairs in the second row, but not a dealbreaker. Hoping to get OTD for right around $40K. Seeing a lot of dealers in my area listing them between $2000-$4000 below MSRP, depending on options.\n\nAre you guys seeing any common issues with them?\n\nHow much below MSRP are you seeing them go for?\n\nAre they in high demand or been on the lot for a while?\n\nAny other tips or things I should know specific to Kia or the S",
          "subreddit": "askcarsales",
          "num_comments": 10,
          "score": 0.984,
          "url": "https://reddit.com/r/askcarsales/comments/1r24449/where_are_my_kia_people_questions_about_2026/"
        },
        {
          "title": "My trade-in broke down driving back to the dealership. Am I on the hook?",
          "selftext": "I just bought a used car and traded in a car as part of the deal.\n\nThe salesman drove the car I was purchasing to my house, we signed the paperwork in my kitchen, then he drove my trade-in back to the dealership.\n\nHe called me about 30 minutes after leaving saying the oil pressure light came on, the check engine light came on, and broke down on the side of the road.\n\nHe called asking if this was something I had experienced before and I answered honestly, no. The only issue this car has had was o",
          "subreddit": "askcarsales",
          "num_comments": 54,
          "score": 0.984,
          "url": "https://reddit.com/r/askcarsales/comments/1qrnyoo/my_tradein_broke_down_driving_back_to_the/"
        },
        {
          "title": "Car dealership voided payment and wants cashiers check",
          "selftext": "I bought a car on Saturday with my debit card, paperwork signed, payment went through, etc. Before I even drove off the lot I got a call from the finance guy saying that they weren't supposed to take a payment over $5,000 and said they were going to void the payment. He showed proof on Monday that they voided the payment but the money has not gone back into my account. I called my bank and they said it would take 10 business days to show back up and now the dealership wants me to come in to sign",
          "subreddit": "askcarsales",
          "num_comments": 57,
          "score": 0.982,
          "url": "https://reddit.com/r/askcarsales/comments/1qj1jhq/car_dealership_voided_payment_and_wants_cashiers/"
        },
        {
          "title": "Charge back for auto repair",
          "selftext": "Looking for advice or similar experiences with chargebacks against a dealership.\n\nTimeline:\n\n\u2022 Bought a car in November from private seller\n\n\u2022 Shortly after purchase, I took it to a major dealership for a full inspection\n\n\u2022 Dealership told me the car needed a timing belt replacement\n\n\u2022 I approved the repair and paid with a credit card\n\nAfter the timing belt job, I took the car on a road trip. During that trip, it developed a massive valve cover oil leak.\n\nI brought the car back to the same deale",
          "subreddit": "CreditCards",
          "num_comments": 12,
          "score": 0.982,
          "url": "https://reddit.com/r/CreditCards/comments/1r24lyz/charge_back_for_auto_repair/"
        },
        {
          "title": "Is this suspicious?",
          "selftext": "Alright guys, here\u2019s the deal. Looking for a leftover 25 frontier. I found 3 identical frontiers listed at a Honda dealer but when I went to see them they were at their multi brand pre owned lot. They all have like 15 miles on them. 2 of the trucks seem like great deals, the other is priced higher for some reason (same options, trim, color, everything). They\u2019ve been on this lot for about a year. When I asked how a Honda dealer ended up with 3 new Nissans the guy said something vague about buying",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.98,
          "url": "https://reddit.com/r/askcarsales/comments/1r26ajf/is_this_suspicious/"
        },
        {
          "title": "Dealership says I need to wait to use warranty for vehicle I just purchased",
          "selftext": "Purchased a used vehicle (cash) from a ford dealer in Oregon over the weekend. We purchased with an ally warranty. Immediately noticed issues with the transmission. Took it to a different, local ford dealer this week and they've told me I need a new transmission. Called the original Ford I purchased from and they've told me they will not accept a return of the vehicle and that I have to wait 30 days to submit a claim for my warranty. Why would I need to wait to submit a claim? What would you do?",
          "subreddit": "askcarsales",
          "num_comments": 47,
          "score": 0.98,
          "url": "https://reddit.com/r/askcarsales/comments/1qqywwj/dealership_says_i_need_to_wait_to_use_warranty/"
        },
        {
          "title": "What do buyers do during negotiations that actually makes things harder for themselves?",
          "selftext": "Any behaviors you\u2019ve noticed that consistently slow deals down or reduce leverage?",
          "subreddit": "askcarsales",
          "num_comments": 133,
          "score": 0.978,
          "url": "https://reddit.com/r/askcarsales/comments/1qbsffa/what_do_buyers_do_during_negotiations_that/"
        },
        {
          "title": "[Oregon] Sold car a month ago, got a letter from an insurer about a claim. We transferred title and submitted notice of sale to DMV. Are we safe?",
          "selftext": "We sold our old Mustang right before NYE. It was a Facebook Marketplace deal so just sold in cash and signed the title over. We took a photo of the title and title transfer form, signed and dated, on the back and submitted a seller notice via DMV2U. We just checked the mail and have a letter regarding a claim from State Farm with a date of loss of a couple weeks ago. We have not been in any accident or trouble with our other cars so we figure it must be the Mustang. We are sending over our proof",
          "subreddit": "Insurance",
          "num_comments": 19,
          "score": 0.978,
          "url": "https://reddit.com/r/Insurance/comments/1qzhmg2/oregon_sold_car_a_month_ago_got_a_letter_from_an/"
        },
        {
          "title": "Any recourse on permaplate warranty sold by misrepresentation, may not even be applied?",
          "selftext": "We bought a used car the other day, and the finance manager sold us on permaplate by telling us it only cost \"50 cents per month\" and that it covered all sorts of things including that we could \"wear a hole in the floor mats and they would give us new ones\".\n\nWe were not told it was a product coating that was applied to the car, there was no time lapse between signing the papers and leaving with the car for it to have been applied. There is no sticker or other indication of it having been applie",
          "subreddit": "askcarsales",
          "num_comments": 19,
          "score": 0.976,
          "url": "https://reddit.com/r/askcarsales/comments/1r22ozp/any_recourse_on_permaplate_warranty_sold_by/"
        },
        {
          "title": "Has This month been horrible for everyone else?",
          "selftext": "Last month finished with 17 sold. 13 of them used. I work at a gross based dealership where we get paid 25% front end and 10% back end. Made a crazy check for December after a decent month in November. But January has been brutal. Currently sitting at 9 sold. 7 of them used. I\u2019ve been getting a ton of tire kickers and \u201cjust looking\u201d customers. Far less test drives than last year. I also been scraping our service system for potential trade ins but nobody is wanting to buy a car. I\u2019m currently not",
          "subreddit": "askcarsales",
          "num_comments": 57,
          "score": 0.976,
          "url": "https://reddit.com/r/askcarsales/comments/1qo0iz4/has_this_month_been_horrible_for_everyone_else/"
        },
        {
          "title": "Need advice on loan.",
          "selftext": "So I am a broke girl with bad credit from a stupid decision years ago and had to purchase a car. Due to bad credit I went to Americas Car Mart. I needed the car to keep my job that is 45 miles away from my small town. I did what I had to in a very real very big pinch which was buy a car that had 139,000 miles already. This car was purchased around April of 2025 and has already broken down 5 times (yes right after the dealership warranty expired) \n\nFirst it was my ignition coils, then my upstream",
          "subreddit": "askcarsales",
          "num_comments": 4,
          "score": 0.974,
          "url": "https://reddit.com/r/askcarsales/comments/1r1mx9l/need_advice_on_loan/"
        },
        {
          "title": "How do dealerships deal with blizzards?",
          "selftext": "Let\u2019s say you work for a dealer with a giant lot - hundreds of cars outside, in the Northeast, which is about to get blasted in the ass with 12+ inches of snow, followed by a week of subzero temperatures.\n\n  \nDo you try to clear them off?  You would have to in order to move them, and to plow the lot, right?  Who is the poor sucker who gets to do that?",
          "subreddit": "askcarsales",
          "num_comments": 85,
          "score": 0.974,
          "url": "https://reddit.com/r/askcarsales/comments/1qjct2e/how_do_dealerships_deal_with_blizzards/"
        },
        {
          "title": "Does price seem reasonable for BMW M440 Gran Coupe?",
          "selftext": "https://www.carmax.com/car/28106493",
          "subreddit": "askcarsales",
          "num_comments": 4,
          "score": 0.972,
          "url": "https://reddit.com/r/askcarsales/comments/1r1z0o0/does_price_seem_reasonable_for_bmw_m440_gran_coupe/"
        },
        {
          "title": "Dealership skimmed commissions for years",
          "selftext": "One of my managers is about to whistle blow to the feds about skimmed commissions on-going for years\n\nHas anyone experienced this before? What does this look like. \n\nThe general manager would openly talk about under cutting commissions for years because he felt people didn\u2019t deserve them.\n\nThe manager whistleblowing says it\u2019s systematic and been going on to all employees for 8+ years ",
          "subreddit": "askcarsales",
          "num_comments": 29,
          "score": 0.972,
          "url": "https://reddit.com/r/askcarsales/comments/1qv3ivh/dealership_skimmed_commissions_for_years/"
        },
        {
          "title": "Been on the lot for 95 days",
          "selftext": "I recently looked at a Volvo XC60 priced at 27.5 which is about 3k below market. It\u2019s  been on the lot for 95 days and had a few price drops in that time. Any chance to haggle it any lower?",
          "subreddit": "askcarsales",
          "num_comments": 64,
          "score": 0.97,
          "url": "https://reddit.com/r/askcarsales/comments/1r1flpv/been_on_the_lot_for_95_days/"
        },
        {
          "title": "But muh OEM want to sell direct!?",
          "selftext": "Genesis is pulling out of direct sales in Europe in favor of the dealership system.\n\nhttps://www.autonews.com/hyundai/genesis/ane-genesis-retail-0128/?fbclid=IwdGRleAPomFNleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEe0OhY65wmdIUhKI92gWhLc5awjAeP6GV03IrxtT6EWywM3ZUgXEe3vnwFZd0\\_aem\\_u28psQykG\\_CIHeRcEXzWHQ",
          "subreddit": "askcarsales",
          "num_comments": 38,
          "score": 0.97,
          "url": "https://reddit.com/r/askcarsales/comments/1qqj49a/but_muh_oem_want_to_sell_direct/"
        },
        {
          "title": "It's been 1 month since I've bought my car and the dealer still hasn't transferred my plates or gotten my title. Is this normal?",
          "selftext": "I purchased my car exactly one month ago, paid cash, and the dealer said they could transfer my old plates to the new car. This is a major local Mazda dealer and not some sketchy corner lot, so I assume they aren't bullshitting me. \n\nAfter 2 weeks I checked my Ohio DMV page and it was still showing my plate as registered to the car I traded in. At this point I'm paranoid I'm going to get pulled over and hassled by a cop. I call them and the sales manager assures me they are handling it, it takes",
          "subreddit": "askcarsales",
          "num_comments": 11,
          "score": 0.968,
          "url": "https://reddit.com/r/askcarsales/comments/1r1uyny/its_been_1_month_since_ive_bought_my_car_and_the/"
        },
        {
          "title": "Is car sales really like this?",
          "selftext": "I just started working at a dealership for the first time this week. \n\nI\u2019m exhausted after the first week and I\u2019m not even close to getting a day off. We have two teams six people on each. Every second week, you get a day off on a Friday and Sunday. You work every other day. Some days you work 8:30 to 2:30 and then the next day you work 2:30 to 9 pm. If you want to make more money, they recommend you come in earlier than you start. \n\nAlso, my dealership has been slow. Many sales people have bitc",
          "subreddit": "askcarsales",
          "num_comments": 48,
          "score": 0.968,
          "url": "https://reddit.com/r/askcarsales/comments/1qrqfti/is_car_sales_really_like_this/"
        },
        {
          "title": "What steps should I take to ensure I understand the total cost of a lease before signing?",
          "selftext": "I'm considering leasing a 2023 Honda CR-V EX with about 5,000 miles from a dealership in Illinois. While I have a general idea of the monthly payment, I'm unsure about the full cost of leasing, including hidden fees or charges that may not be immediately obvious. \n\nWhat specific details should I clarify with the dealer before signing the lease? I want to make sure I'm fully informed and prepared. Any advice or insights from professionals would be greatly appreciated!",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.966,
          "url": "https://reddit.com/r/askcarsales/comments/1r1rrsh/what_steps_should_i_take_to_ensure_i_understand/"
        },
        {
          "title": "Ok salespeople. What's your fatal sign? The one that says no deal.",
          "selftext": "As a salesperson what's the one thing that's an instant 'awww fuddge' moment for you that makes you realize you don't have a deal and are getting leg pee instead? \n\nFor me there are many but the one that really is one is pics. When they take out their phones to take a pic or pics of the vehicle you're done. Take as many pics you want of it in your driveway after you buy it. On the lot ooh and ahh clic clic clic nope. Never come back. Never buy. \n\nFor customers read this. Realize when we see you ",
          "subreddit": "askcarsales",
          "num_comments": 102,
          "score": 0.966,
          "url": "https://reddit.com/r/askcarsales/comments/1qhpfp6/ok_salespeople_whats_your_fatal_sign_the_one_that/"
        },
        {
          "title": "[CA] Selling a gpu, is etransfer fine",
          "selftext": "I am selling an rx 9070 xt for 950$ today. They asked for my number so they can make the etransfer when we meet up. \n\nI heard that on marketplace, I should only accept cash. But what is the actual risk of etransfers? Is it more likely that they\u2019ll pay with fake bills?",
          "subreddit": "Scams",
          "num_comments": 31,
          "score": 0.966,
          "url": "https://reddit.com/r/Scams/comments/1r22ze1/ca_selling_a_gpu_is_etransfer_fine/"
        },
        {
          "title": "Overtime hours and work week",
          "selftext": "Hello! I\u2019m a travel nurse working in Ohio through a travel agency based in California. I usually work night shift Monday through Thursday 9pm to 730am. One week I worked Wednesday thru Saturday 9pm to 730am. My final shift crossed over from one work week to the next. They process payroll from Sunday 1200am to Saturday 1159pm. They are telling me that since that shift started on Saturday the hours are only attributed to Saturday. \n\nIs this correct? Would the hours worked on Sunday be counted towa",
          "subreddit": "LegalAdvice",
          "num_comments": 0,
          "score": 0.966,
          "url": "https://reddit.com/r/legaladvice/comments/1r2dcte/overtime_hours_and_work_week/"
        },
        {
          "title": "Ordered Car being delivered while on vacation",
          "selftext": "Ordered a 2026 BMW M3 with a deposit, its looking like it will be delivered when I am on vacation. Was reading around the forums some say if you sign and pay for the car, they would hold. i am planning on financing with them with a large down payment. Yes I am planning on asking them when they open up but wanted to see if others had similar situation\n\n  \nEdit: Added car",
          "subreddit": "askcarsales",
          "num_comments": 8,
          "score": 0.964,
          "url": "https://reddit.com/r/askcarsales/comments/1r1qt6g/ordered_car_being_delivered_while_on_vacation/"
        },
        {
          "title": "What's a car advice that's outdated now as of 2026",
          "selftext": "I'm planning on buying a beginner car soon and all the older people are telling me to buy a corolla or a civic that's under 5k and 100k mileage because that's how they did it. Do they know that the price tripled ever since? \n\nI was hoping to hear more up to date advice for this instead? Affordability and cash flow considered already of course.",
          "subreddit": "askcarsales",
          "num_comments": 53,
          "score": 0.964,
          "url": "https://reddit.com/r/askcarsales/comments/1qq8chl/whats_a_car_advice_thats_outdated_now_as_of_2026/"
        },
        {
          "title": "Overpriced lease renewals vs. new customers.",
          "selftext": "I don\u2019t really get it. Why is it considered a fair business practice?\n\n430 sqft studio. Lived here for 2.5 years, no late payments, no maintenance requests. Renewal offer is:\n\n1) 12-month lease at $1225/mo\n\n2) month-to-month at $1225/mo + $150/mo fee (so $1375/mo)\n\nThey have multiple vacant units on apartments.com for $1095. I understand why they do it. Existing tenants want to avoid the pain of moving, vs. new tenants who already are.\n\nThe part I don\u2019t get is why we\u2019re all cool with it being al",
          "subreddit": "povertyfinance",
          "num_comments": 15,
          "score": 0.964,
          "url": "https://reddit.com/r/povertyfinance/comments/1r1i5ry/overpriced_lease_renewals_vs_new_customers/"
        },
        {
          "title": "please convince me out of (or into) buying a 2021 miata without test driving it",
          "selftext": "an understandably insane idea that i wouldn\u2019t ever think of doing normally but im looking at a 2021 100th anniversary RF and its insanely tempting right now since im really loving the spec. only problem is that i wouldnt be able to pick it up from the dealership and they\u2019d need to ship it to me. \n\nive driven a couple of ND1\u2019s and really liked it, but id really prefer nd2. \n\nits got around 44k mi (72k km) and going for about 22k USD (30k CAD). it honestly wont affect me financially too bad its ju",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.962,
          "url": "https://reddit.com/r/askcarsales/comments/1r1pcxm/please_convince_me_out_of_or_into_buying_a_2021/"
        },
        {
          "title": "What am I doing wrong?",
          "selftext": "I\u2019m 48 years old. I\u2019ve been doing used car sales/service since the mid 90\u2019s, working for my father\u2019s business. ..He recently sold the main service business, retired and I took over the sales side of the business (same name but under my own LLC). I\u2019ve been at it for 2 years, on my own. I have a nice sized lot in a busy suburb of Cincinnati, 2 doors down from where our original store was located. \n\nI keep about 25-35 cars in inventory. I have roughly $10K in monthly expenses, a couple employees, a",
          "subreddit": "askcarsales",
          "num_comments": 29,
          "score": 0.962,
          "url": "https://reddit.com/r/askcarsales/comments/1qgepli/what_am_i_doing_wrong/"
        },
        {
          "title": "Looking to buy a Chevy Colorado",
          "selftext": "I\u2019m looking to buy a Chevy Colorado, in the range of 20,000-40,000 miles and roughly a 2023-24 but would go a bit older if needed. I have $8000 to put down and most comparable vehicles are around $35,000. Sadly having to buy a new to me vehicle as the head gasket finally went on my SUV with 250,000 miles. I graduate college this spring and already have a job offer signed and accepted at $84,000 per year. I have a co-signer for the loan with excellent credit. I don\u2019t have a ton of credit history ",
          "subreddit": "askcarsales",
          "num_comments": 2,
          "score": 0.96,
          "url": "https://reddit.com/r/askcarsales/comments/1r1oewz/looking_to_buy_a_chevy_colorado/"
        },
        {
          "title": "Toy car with possible frame damage",
          "selftext": "Hi guys,\n\nBeen shopping for a 2nd car / canyon carver, anywhere from 5-10k (depending on condition). \n\n\nFound a 156k mi NB2 MX-5 w/ LSD (No LS package). Clean title 3 owner. Owner (since 2018) has paperwork going back to delivery date which is huge for me. One documented accident on it in 2012 (with repair paperwork present).\n\n\nTest drove and it drives/presents well. Engine runs smooth with smooth idle. Garaged with nice paint compared to other examples I\u2019ve seen and big folder of maintenance re",
          "subreddit": "askcarsales",
          "num_comments": 13,
          "score": 0.958,
          "url": "https://reddit.com/r/askcarsales/comments/1r1a14f/toy_car_with_possible_frame_damage/"
        },
        {
          "title": "Do I bring my new car back to sales, or?",
          "selftext": "I just picked up a brand new car today.\n\nIt just delivered to the dealership this morning- they did the usual PDI and then I showed up to finalize the sale.\n\nThe dealership added tint in PDI.\n\nI don\u2019t notice until I was pulling onto my street- there are bubbles in the tint. I haven\u2019t checked the other windows, but it\u2019s at least on the driver window, I\u2019m gonna check the rest before I go back to the dealership because it\u2019s\u2026 I can\u2019t see clearly through the back 4 inches of the driver window (where ",
          "subreddit": "askcarsales",
          "num_comments": 34,
          "score": 0.958,
          "url": "https://reddit.com/r/askcarsales/comments/1qx9gud/do_i_bring_my_new_car_back_to_sales_or/"
        },
        {
          "title": "VIN not found on KBB or Edmunds",
          "selftext": "I\u2019ve got a 99 F250 and I\u2019m trying to get an estimated value from KBB or Edmunds, but both require VINs and when I enter the VIN or my license plate it just says they\u2019re not found.\n\nIt is currently registered and insured and the VIN is what is stated on the title so I\u2019m just lost on what it could be.",
          "subreddit": "askcarsales",
          "num_comments": 8,
          "score": 0.956,
          "url": "https://reddit.com/r/askcarsales/comments/1r1koc5/vin_not_found_on_kbb_or_edmunds/"
        },
        {
          "title": "Hostility from manager prior to closing: what went wrong?",
          "selftext": "Hi all, I'm in the market for a vehicle right now and we narrowed it down to a specific brand/year range/model. We found a dealership with a few of the exact model that met our needs.\n\nThe sales rep was helpful and pleasant. He asked good questions about what exactly we were looking for, was honest when he didn't know the answer (but instantly began figuring it out), and was patient with test driving, etc.\n\nI sent the car for an independent inspection which identified a few faults. The sales rep",
          "subreddit": "askcarsales",
          "num_comments": 36,
          "score": 0.956,
          "url": "https://reddit.com/r/askcarsales/comments/1qxxx9r/hostility_from_manager_prior_to_closing_what_went/"
        },
        {
          "title": "Quoted $150 to fix my phone screen. Couldn\u2019t afford it so I did it myself",
          "selftext": "I cracked my phone screen even though I had a screen protector on\ud83d\ude2d I called a local repair shop and was quoted $150, which I honestly couldn\u2019t justify right now for just a screen.\n\nSo I decided to try replacing it myself. Since the screen was already coming off, I also swapped out the battery (it was down to 67% capacity anyway). The screen and battery ended up costing $111 total, which still felt better than the repair quote.\n\nI won\u2019t lie, I was very nervous the whole time. I followed a few tut",
          "subreddit": "povertyfinance",
          "num_comments": 158,
          "score": 0.956,
          "url": "https://reddit.com/r/povertyfinance/comments/1qid518/quoted_150_to_fix_my_phone_screen_couldnt_afford/"
        },
        {
          "title": "Sold a car, now i\u2019m on the hook for $6,000+ bill",
          "selftext": "Location: California, SLO County\n\nHello, here\u2019s a quick explanation of my situation. I bought a car about 2 years ago in Alabama, and sold it about a year after that, in California early 2025. I sold the car to a man off Facebook Marketplace. I had never sold a car before so I asked a family member, and was told to do a bill of sale + signing the title over. At that time, I had never heard of a Loss of Liability form, nor did I know its importance.\n\nFast forward to about a week ago, I got a call",
          "subreddit": "LegalAdvice",
          "num_comments": 309,
          "score": 0.956,
          "url": "https://reddit.com/r/legaladvice/comments/1qhmbro/sold_a_car_now_im_on_the_hook_for_6000_bill/"
        },
        {
          "title": "PA dealership: Out of state title registration and tag fees",
          "selftext": "Buying an odyssey from PA, I live in Ohio.\n\nOTD Included\n\n21593 price of vehicle\n\n1727 8% Ohio tax\n\n490 doc fee \n\n353 plate reg and titling fee\n\nThey will give me a PA temp tag and plates will be mailed to me directly.\n\nIs this fee accurate or are they padding the fee?",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.954,
          "url": "https://reddit.com/r/askcarsales/comments/1r1jrhz/pa_dealership_out_of_state_title_registration_and/"
        },
        {
          "title": "Haven\u2019t signed papers but dealer is saying flat cancel?",
          "selftext": "2 days ago, I submitted a fully refundable deposit on a new car at a dealership (Florida), and completed a credit app + some background info on address/insurance etc. Due to extenuating circumstances, I have to back out from the deal. I was fully respectful to the rep, and offered to tip him $100 for his time and consideration.\n\nHis response was \u201cI\u2019ve already accepted the deal, If I flat cancel then Chase will not allow you to bank with them in the future because I\u2019ve already sent them your depo",
          "subreddit": "askcarsales",
          "num_comments": 49,
          "score": 0.954,
          "url": "https://reddit.com/r/askcarsales/comments/1qf0izb/havent_signed_papers_but_dealer_is_saying_flat/"
        },
        {
          "title": "New to me Toyota Tacoma",
          "selftext": "My dad is selling it to me for $1. It's been floating in our family for years. Time to get it a full tune up so it can keep running for many more years!!",
          "subreddit": "BuyItForLife",
          "num_comments": 64,
          "score": 0.954,
          "url": "https://reddit.com/r/BuyItForLife/comments/1qijwu4/new_to_me_toyota_tacoma/"
        },
        {
          "title": "Price on a 2024 Outback Wilderness",
          "selftext": "Location: NC\n\nI was hoping to get a fair \u201creal\u201d OTD price range for a 2024 Outback Wilderness, specifically good condition, 50k miles or less\n\nI was having some trouble searching and finding wilderness trims and figuring out the full OTD price\n\nWas hoping someone here might have some recent sales data or maybe recently sold one and could share the approximate OTD price even if it\u2019s just a rough estimate \n\nTrying to both replace my totaled car and be prepared for dealing with the insurance of the",
          "subreddit": "askcarsales",
          "num_comments": 4,
          "score": 0.952,
          "url": "https://reddit.com/r/askcarsales/comments/1r1dkuq/price_on_a_2024_outback_wilderness/"
        },
        {
          "title": "Can they keep my down payment",
          "selftext": "So I purchased a used car in Indiana near Hammond, $2,700 everything seemingly went smoothly bank approved a huge apr rate, I signed off and got the car. I drove the car home , received a welcome call from the finance bank, not 10 minutes later. The lot calls me back says they cannot finance that vehicle because it has accident history. The lot claims they can put me in better car and to bring the car I got yesterday back this morning. \n\nThat rubbed me the wrong way and now I don\u2019t wanna did any",
          "subreddit": "askcarsales",
          "num_comments": 19,
          "score": 0.952,
          "url": "https://reddit.com/r/askcarsales/comments/1qwij74/can_they_keep_my_down_payment/"
        },
        {
          "title": "why is insurance more expensive for my beater honda than my almost brand new sports car?",
          "selftext": "so i bought a beater honda to daily drive and make my sports car a weekend driver. i have a 2023 supra. that car i pay $1797/6 months. I looked into adding my new purchase, a 2014 honda civic with 130k miles, and it bumped the premium to around $3070/6 months. what confuses me is the breakdown of the premium. the 6 month premium on the supra is 1400/6 months whereas the honda civic is 1600/6 months. why is that? i am the riskiest demographic to insure sports cars to (young male, single, one tick",
          "subreddit": "Insurance",
          "num_comments": 5,
          "score": 0.952,
          "url": "https://reddit.com/r/Insurance/comments/1r26zs0/why_is_insurance_more_expensive_for_my_beater/"
        },
        {
          "title": "Dealership advertised my trade-in but hasn\u2019t paid my equity \u2014 is this normal / legal? (Utah)",
          "selftext": "Looking for advice on whether this is normal or if I should be escalating.\n\nI\u2019m in **Utah**. I traded in my truck to a dealership about **2 weeks ago**.  \nDetails:\n\n* Trade-in value: **$25,000**\n* Lien payoff: **$14,811**\n* Equity owed to me: **\\~$10,189**\n* Clean title\n* Same dealership transaction\n\nI also purchased a vehicle from the same dealership with **$0 down**, specifically because I was told my trade-in equity would be paid out within **3 days**.\n\nSince then:\n\n* The **lien has been paid",
          "subreddit": "askcarsales",
          "num_comments": 9,
          "score": 0.95,
          "url": "https://reddit.com/r/askcarsales/comments/1r1fihy/dealership_advertised_my_tradein_but_hasnt_paid/"
        },
        {
          "title": "Powersports dealer price match drama",
          "selftext": "Hey guys,\n\nI\u2019ve bought about 6 bikes in my lifetime (the past two years i\u2019ve been riding). Typically, I search for the best price on dealer websites across the nation and try to get someone local to match it. I live in Tennessee.\n\nSometimes I find OTD prices below invoice, for example I tried to purchase a GSXR new today at my local dealer after being told they\u2019d price match a dealer in a state nearby. I spent 3 hours in my local dealers showroom waiting for a breakdown from out of state so my l",
          "subreddit": "askcarsales",
          "num_comments": 66,
          "score": 0.95,
          "url": "https://reddit.com/r/askcarsales/comments/1qswxh6/powersports_dealer_price_match_drama/"
        },
        {
          "title": "Title Questions",
          "selftext": "I live in NH and I\u2019m trying to sell my car private sale to someone in CT. I have a lien on the car from Bank of America for 26k. Let say I have the buyer pay off the loan at a branch and then BoA send me the title and the lien payoff in the mail a week later. Can I just sign that title directly over to the buyer? I keep seeing conflicting information about needing to take it to the DMV to get a clean title before signing it over to a buyer. I cannot find a clear answer anywhere. Even BoA and my ",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.948,
          "url": "https://reddit.com/r/askcarsales/comments/1r12j7f/title_questions/"
        },
        {
          "title": "So are internet sales people fake?",
          "selftext": "I've been in 3 dealerships today And not once has the person I've scheduled with been available, it's always someone else.",
          "subreddit": "askcarsales",
          "num_comments": 55,
          "score": 0.948,
          "url": "https://reddit.com/r/askcarsales/comments/1qhgztc/so_are_internet_sales_people_fake/"
        },
        {
          "title": "Sales Commission Question: Initial Contact vs. In-Person Salesperson",
          "selftext": "If you call a dealership and request information about a car lease, then come in on a later date that and the original person you spoke with isn\u2019t there nor mentioned but another salesperson helps you, does the original person who provided the initial information still receive commission? Do salespeople see that as a slight? ",
          "subreddit": "askcarsales",
          "num_comments": 4,
          "score": 0.946,
          "url": "https://reddit.com/r/askcarsales/comments/1r1ehns/sales_commission_question_initial_contact_vs/"
        },
        {
          "title": "Help",
          "selftext": "This is my first time on the lot. (Many Lessons Learned.) I purchased a used 2023 Nissan Rogue (98,649 miles) zero down as-is on 01/31/2026 at Hudson Nissan. Upon purchase, I was notified by the dealer that it had an open recall (R25D1) (NHTSA 25V-437). Literally after 5 days after purchase, the vehicle engine failed on the highway almost causing a wreck with my 6yr old step child in the vehicle as well. I was stranded for hours on the side of the road and had to pay for a tow truck back to the ",
          "subreddit": "askcarsales",
          "num_comments": 62,
          "score": 0.944,
          "url": "https://reddit.com/r/askcarsales/comments/1r0qi5o/help/"
        },
        {
          "title": "2001 Isuzu NPR-HD truck with original engine in California. What will it cost me to get it registered?",
          "selftext": "Like the title says, I have a 2001 Isuzu NPR-HD that hasn't been registered since 2009 (currently non-op status). It's been sitting in my shop for quite a long time. I I purchased it around 2012 for dirt cheap. The issue is with the new California law I cannot register or sell the vehicle due to it being a \"heavy duty diesel\" that has an engine that's older than 2010 and weighs over 14.000 lbs. Has anyone on here had to deal with this issue with something in their inventory? I am curious what it",
          "subreddit": "askcarsales",
          "num_comments": 12,
          "score": 0.942,
          "url": "https://reddit.com/r/askcarsales/comments/1r1c23o/2001_isuzu_nprhd_truck_with_original_engine_in/"
        },
        {
          "title": "Can I get financed when I don't live in NH?",
          "selftext": "Hello! I recently got stuck in NH, a car hit me on 93 N and totaled my car. I've recently been travelling around a lot due to family emergencies in both FL and NH and don't have any more money to buy a car outright, but I have never financed a car either. \n\nCan I get financed or a loan for a car when I don't live in this state? My banks not up here either. ",
          "subreddit": "askcarsales",
          "num_comments": 10,
          "score": 0.94,
          "url": "https://reddit.com/r/askcarsales/comments/1r1a492/can_i_get_financed_when_i_dont_live_in_nh/"
        },
        {
          "title": "Transitioning from Car Salesman to Banking",
          "selftext": "Just recieved a verbal offer for an entry level role from BofA; the academy is a month out. Lots of growth to be made there and it\u2019s serves work life balance really well.\n\nMade good money in car sales but I don\u2019t think it\u2019s worth it due to toxic culture, always on survival mode, and customers &amp; managers can be a nightmare to work with.\n\nI feel like this will be the healthiest decision for me in the long run. Has anyone else made a transition out of car sales and how\u2019d it go?",
          "subreddit": "askcarsales",
          "num_comments": 25,
          "score": 0.94,
          "url": "https://reddit.com/r/askcarsales/comments/1qqs9ib/transitioning_from_car_salesman_to_banking/"
        },
        {
          "title": "Will prior mechanical fixes hurt my trade in value?",
          "selftext": "I am looking to trade in my 2022 sierra. I have had a new transmission put in as well as new camshaft and rocker arms. When a dealership sees this on KBB, will they decrease the trade in price a lot? Other than this, the truck is in great condition right now. Although I have 2 chips in the windshield that were patched ",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.938,
          "url": "https://reddit.com/r/askcarsales/comments/1r18kr9/will_prior_mechanical_fixes_hurt_my_trade_in_value/"
        },
        {
          "title": "We don\u2019t know what we want yet, but when sales people find that out they walk away. Should I just lie?",
          "selftext": "As stated in the title we are not yet sure what car we want to buy. We like the Toyota brand but we aren\u2019t married to it. \n\nToday we went out to go look at these cars. Sit in them and see what the leg room is like.\n\nTwo different sales people helped us. First one was showing us the car and wife did not like leg room in the rear. We were critical of a few things we did not like about the car. Of the three models we wanted to look at they only had one. \n\nThen he just\u2026 walked away. We weren\u2019t sure ",
          "subreddit": "askcarsales",
          "num_comments": 163,
          "score": 0.938,
          "url": "https://reddit.com/r/askcarsales/comments/1qfwkiu/we_dont_know_what_we_want_yet_but_when_sales/"
        },
        {
          "title": "Botched sale. What would you do?",
          "selftext": "We leased two GMC Terrains from a dealer, back to back. We were well over miles on the first lease, but the dealer took the vehicle in for no cost to us (overage fees) when we leased the second one. We were over on the second lease as well and were just going to buy it at lease end to avoid the overage fees, but thought we'd check with the same dealer to see if there was a deal to be had if we bought a different car from them. The sales agent we worked with, who was the same for the last two lea",
          "subreddit": "askcarsales",
          "num_comments": 25,
          "score": 0.9359999999999999,
          "url": "https://reddit.com/r/askcarsales/comments/1quyeiq/botched_sale_what_would_you_do/"
        },
        {
          "title": "How accurate is Edmunds Suggested Price?",
          "selftext": "I\u2019ve been noticing that the Edmunds suggested price is always lower than the dealership prices listed on the edmunds search. How accurate is that price? Can it be used as a target for negotiating with dealerships? Is it more/leas accurate for new vs used or same? Curious to hear thoughts on this from both buyers and sellers!",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.9339999999999999,
          "url": "https://reddit.com/r/askcarsales/comments/1r16bnc/how_accurate_is_edmunds_suggested_price/"
        },
        {
          "title": "OTD price text / email",
          "selftext": "Just bought a car for myself from a dealership. I inquired and asked OtD numbers. They sent it, I agreed, drove in an bought.\n\nMy wife is shopper too, we inquired at a different dealership and asked for OTD numbers. They said not over the phone and ghosted us. \n\nWhat gives? How to know if we want to buy if we don\u2019t know the numbers? Scared of hidden fees and a drawn out negotiation.\n\nAdvice?",
          "subreddit": "askcarsales",
          "num_comments": 69,
          "score": 0.9339999999999999,
          "url": "https://reddit.com/r/askcarsales/comments/1qo372k/otd_price_text_email/"
        },
        {
          "title": "NC learners permit is expired, can I get an ID in AL without the number?",
          "selftext": "Location: Alabama and North Carolina. \n\nLong story short I don\u2019t have access to my expired permit and don\u2019t know the number associated with said permit. I\u2019ve moved states from North Carolina and now live in Alabama. I have my birth certificate and social security card as well as a medical record from a flu shot received in AL and a government letter addressed to my current residence in AL. Would they need my permit number to transfer it so I can get an ID or since it\u2019s expired will I be able to ",
          "subreddit": "LegalAdvice",
          "num_comments": 0,
          "score": 0.9339999999999999,
          "url": "https://reddit.com/r/legaladvice/comments/1r2dnf4/nc_learners_permit_is_expired_can_i_get_an_id_in/"
        },
        {
          "title": "Petty Politics between salesman",
          "selftext": "so I just started working at a nissan dealership a few weeks ago. does anyone else have a problem with the other salespeople getting upset you are \"stealing\" their repeat customers? I was handed a list of potential leads and 90% of them were previously sold by 2 of the other salesman that have been here the longest. I got an appointment with two and now do I have to just hand them over to keep my coworkers happy? my managers dont care, but im getting frustrated... ",
          "subreddit": "askcarsales",
          "num_comments": 33,
          "score": 0.9319999999999999,
          "url": "https://reddit.com/r/askcarsales/comments/1qort6e/petty_politics_between_salesman/"
        },
        {
          "title": "Why would a dealership schedule an appointment for an hour after reaching a price agreement only to be told it was sold the day before when I got there?",
          "selftext": "I know I should have gone in sooner in the week, but decided to finally go today, agree on a price through text, and then told them I'd be there within 1.5 hours, they schedule an appointment for that time frame,  show up and the guy that greeted me made a couple of phone calls, then told me it was sold the day before.\n\nI don't get why they scheduled an appointment in the first place then!!\n\nMaybe the salesman was annoyed that I didn't answer all the calls during the mornings throughout the week",
          "subreddit": "askcarsales",
          "num_comments": 35,
          "score": 0.9299999999999999,
          "url": "https://reddit.com/r/askcarsales/comments/1qf1rua/why_would_a_dealership_schedule_an_appointment/"
        },
        {
          "title": "Do I actually need to haggle?",
          "selftext": "I keep hearing from people that it\u2019s expected for me to haggle at a used car dealership and it\u2019s idiotic for me to go in with one offer. \n\nPersonally I\u2019d rather do a bad deal and get what I want if it\u2019s the easier option. ",
          "subreddit": "askcarsales",
          "num_comments": 27,
          "score": 0.928,
          "url": "https://reddit.com/r/askcarsales/comments/1r0mdbh/do_i_actually_need_to_haggle/"
        },
        {
          "title": "Bought a new car last year and never went back to the dealer for service. Is that normal?",
          "selftext": "Hey all. I bought a new car about a year ago from a local dealer. Sales process was fine, nothing crazy good or bad. At the time I assumed I would just keep going back there for service since that is what I had always heard you are supposed to do.\n\nFirst oil change I went to a shop closer to my house because it was faster. Then I just kept going there. Now I have done oil changes, brakes, and a couple other things and I have never actually gone back to the dealer I bought the car from.\n\nI\u2019ve got",
          "subreddit": "askcarsales",
          "num_comments": 11,
          "score": 0.926,
          "url": "https://reddit.com/r/askcarsales/comments/1r1eevd/bought_a_new_car_last_year_and_never_went_back_to/"
        },
        {
          "title": "What appraisal/valuation tools are you using?",
          "selftext": "Just opened a new shop and getting sticker shock on software costs. Old place used Carfax for valuations but I'm getting quoted around $30k/year for our volume. What's everyone else running for appraisals? Looking for something accurate that won't break the bank. Independent lot if that matters.",
          "subreddit": "askcarsales",
          "num_comments": 7,
          "score": 0.926,
          "url": "https://reddit.com/r/askcarsales/comments/1qtehkp/what_appraisalvaluation_tools_are_you_using/"
        },
        {
          "title": "Placeholder Deposit",
          "selftext": "Hi all,\n\nIn November 2025, I placed a deposit for a 2026 Toyota RAV4 prior to its official Canadian launch, at which time pricing information was not yet available.\n\nI am now considering the purchase of a Toyota bZ from a different dealership and am therefore requesting the return of my deposit.\n\nAlthough I signed a bill of sale, it contained no vehicle details and listed the purchase as an unlisted item, with no VIN, pricing, or specific vehicle information provided.\n\nI didn\u2019t talk the salesper",
          "subreddit": "askcarsales",
          "num_comments": 10,
          "score": 0.924,
          "url": "https://reddit.com/r/askcarsales/comments/1r120vs/placeholder_deposit/"
        },
        {
          "title": "Do customers have to ask for the giant bow for pictures?",
          "selftext": "Exactly as the title says. \n\nI\u2019ve bought 4 new cars myself, I\u2019ve helped my sister and a few friends (they have crippling social anxiety and nearly vomit just at the idea of talking to someone they don\u2019t know) with probably around a dozen new car sales. \n\nAnd I\u2019m just here like \u201cI see these giant bows on cars at dealerships and when people post pictures of themselves with their brand new car before driving it off the lot, but none of my friends/family or myself have ever had them put a bow, why?\u201d",
          "subreddit": "askcarsales",
          "num_comments": 27,
          "score": 0.924,
          "url": "https://reddit.com/r/askcarsales/comments/1qwxxi8/do_customers_have_to_ask_for_the_giant_bow_for/"
        },
        {
          "title": "I want thoughts on when is a good time to replace a car",
          "selftext": "I have a 2018 Mazda that has 90k miles. It was my first new car out if college and has helped us in 3 moves across the US. Value is around 7k. Maintenance is reaching 4k between leaky struts, spark plugs, rusty parts that are cracking, windshield fluid sensor that is broken, and just general fluids that need changing. I have never had to replace a car out of old age so I am not sure when is a good time to call it or keep paying maintenance. Last car we had to replace was because an arsonist burn",
          "subreddit": "Frugal",
          "num_comments": 119,
          "score": 0.924,
          "url": "https://reddit.com/r/Frugal/comments/1qyr5mr/i_want_thoughts_on_when_is_a_good_time_to_replace/"
        },
        {
          "title": "TN - Police report says my car was in an accident a year ago. I've owned it since new. Officer admitted they never verified the VIN. How do I fix this?",
          "selftext": "Location: Tennessee\n\nI bought a 2023 SUV brand new in May 2023 and have been the sole owner. It has never been in an accident.\n\nI went to trade it in last week, and the deal fell apart because the Carfax shows a \"Severe Accident\" with \"Airbag Deployment\" from February 2025 in a city about 5 hours away from me.\n\nI pulled the police report from that city. It lists my exact VIN and license plate, but the owner and driver is listed as a complete stranger who I don\u2019t know. The insurance policy listed",
          "subreddit": "LegalAdvice",
          "num_comments": 35,
          "score": 0.924,
          "url": "https://reddit.com/r/legaladvice/comments/1qnyybh/tn_police_report_says_my_car_was_in_an_accident_a/"
        },
        {
          "title": "Ready to Pull the Trigger",
          "selftext": "My wife and I went to look at an Ioniq 5 yesterday. She loves the limited. We're ready to buy but I want to make sure we're getting a fair deal. I checked TrueCar and the best they came up with was a $2500 dealer discount. But this does not include the $6k cash incentive. My plan is to ask for both. Any other suggestions? Thanks in advance!",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.922,
          "url": "https://reddit.com/r/askcarsales/comments/1r11vzk/ready_to_pull_the_trigger/"
        },
        {
          "title": "Dealership promised to replace my BMW after 70 days out of service, now claims \u201cno issue found.\u201d What\u2019s going on?",
          "selftext": "I\u2019m in Florida and I\u2019d like perspective from people who work in dealerships or understand how management actually handles replacement approvals.\n\nBrand-new 2026 BMW 228. Two weeks after delivery, the entire dash/iDrive went black while driving, then I had repeated system issues: pairing failures, profiles deleting, resets, etc.\n\nBMW has had my car since October 31st \u2014 over 70 straight days.\n\nOn November 5th, the General Manager told me directly in his office:\n\n\u201cWe will collateral damage it out a",
          "subreddit": "askcarsales",
          "num_comments": 9,
          "score": 0.922,
          "url": "https://reddit.com/r/askcarsales/comments/1qcb9c0/dealership_promised_to_replace_my_bmw_after_70/"
        },
        {
          "title": "CarShop",
          "selftext": "I recently got a job offer at CarShop as a salesman. I am new to the industry. Does anybody have any experience selling cars with them? I was offered $20,000 base pay, with Unit Bonuses, CSI bonuses and aftermarket bonuses. They advertise $50-80k salary on indeed. Is this a realistic salary? ",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.92,
          "url": "https://reddit.com/r/askcarsales/comments/1r11aic/carshop/"
        },
        {
          "title": "How to deal with a coworker disliking me?",
          "selftext": "Hey guys,\n\nSo, I'm new to the car sales industry (only 3 weeks in), but I've already made some sales and I'm **grinding** (putting in extra hours since I'm single). I'm putting in like 3x more calls a day than average and making a lot of appointments. The sales managers and upper-management (GM, etc.) all like me, and got me business cards early (normally they give it after 3 months) right away and are putting me in a local newspaper for my ethnic group since we have a LOT of people in the area ",
          "subreddit": "askcarsales",
          "num_comments": 41,
          "score": 0.92,
          "url": "https://reddit.com/r/askcarsales/comments/1qlbzvn/how_to_deal_with_a_coworker_disliking_me/"
        },
        {
          "title": "Autonation Toyota Recall Upsells",
          "selftext": "Received a letter to take a vehicle in for a recall fix. This is what they send over. There are 17 check boxes worth of \"repairs\", all checked by default, collapsed/hidden from view. The only visible checkbox is the \"I have reviewed and selected my services and approve work on my vehicle\" before you can click submit. I can only imagine someone not tech savvy, or older, checking that box and submitting then showing up with a $7000 repair bill.\n\nYou have to open each section, manually uncheck each",
          "subreddit": "darkpatterns",
          "num_comments": 0,
          "score": 0.92,
          "url": "https://reddit.com/r/darkpatterns/comments/1ozngvj/autonation_toyota_recall_upsells/"
        },
        {
          "title": "Tell me I\u2019m stupid(OTD price)",
          "selftext": "Truck I\u2019m looking at is listed at 83k msrp discounted to 71.6k. The destination and delivery is in the msrp. Their dealer comments say price does not include taxes, tags, dealer/government fees. \n\nThey\u2019re adding back in destination($2595), a $500 military discount, and a bedliner($799)I didn\u2019t ask for. Doc fee is $799 and Registration is $694.\n\nSomehow I\u2019m back at 81k out the door. I was expecting to be 75-76k. Am I an idiot?",
          "subreddit": "askcarsales",
          "num_comments": 23,
          "score": 0.918,
          "url": "https://reddit.com/r/askcarsales/comments/1r1c8pw/tell_me_im_stupidotd_price/"
        },
        {
          "title": "I want to trade in a car I just bought because I hate it",
          "selftext": "I(21f) live in Oregon, and a couple days ago I started financing a vehicle from Salem that I really dont want. I was pressured into this car by an uncle and the sales rep, which I know is my fault, and ended up buying a car that is the opposite of what I was looking for. The car is a 2015 Chevy Trax awd with 80k miles, good gas mileage, 1 owner, and has been very well maintained. It was 10k, but with the warranties, service fees, etc it came out to about 19k. I put 5k as a down payment and am on",
          "subreddit": "askcarsales",
          "num_comments": 31,
          "score": 0.918,
          "url": "https://reddit.com/r/askcarsales/comments/1qi8t2a/i_want_to_trade_in_a_car_i_just_bought_because_i/"
        },
        {
          "title": "Warranty markup truth can someone who works in sales be honest about this",
          "selftext": "I'm buying a 2017 Honda Accord next week and I've been doing research on extended warranties because I know the finance office is going to push hard, but I want to hear from people who actually work in car sales about what's really going on with the pricing\n\nFrom what I've gathered online, dealers buy warranties from third-party companies and then mark them up significantly before selling them to customers, the markup seems to be anywhere from 50% to over 100% depending on how aggressive they wa",
          "subreddit": "askcarsales",
          "num_comments": 36,
          "score": 0.916,
          "url": "https://reddit.com/r/askcarsales/comments/1r0sgns/warranty_markup_truth_can_someone_who_works_in/"
        },
        {
          "title": "Lease Residual Value is much higher than market value, but I want to buy the car",
          "selftext": "Need help here.  Obviously it's financially prudent to purchase a car at the end of a lease when the residual is way lower than the market value.  My situation is the reverse, I think the car is selling for about $8k less than the end of lease purchase price.\n\nHowever, I do want to keep my car as I like it (Hyundai Ioniq 5).  It would be better if I can keep my exact car, but not sure how to go about returning and buying it back at a better price?  Is this even possible?  I'd likely buy the same",
          "subreddit": "askcarsales",
          "num_comments": 45,
          "score": 0.916,
          "url": "https://reddit.com/r/askcarsales/comments/1qen74r/lease_residual_value_is_much_higher_than_market/"
        },
        {
          "title": "Company made my sister buy a car \u2014 now wants full payment when she resigns. What should she do?",
          "selftext": "Location: Oregon, Hillsboro\n\nHi everyone, we need some advice.\n\nMy sister has been working at a company for about 5 years. During her employment, the company told her to buy a car for work purposes. They said the company would pay for it in full, but my sister would repay the company monthly through salary deductions.\n\nShe agreed. So far, she has already paid about half of the car\u2019s price back to the company. The car is registered under her name, not the company\u2019s.\n\nNow she decided to leave the ",
          "subreddit": "LegalAdvice",
          "num_comments": 167,
          "score": 0.916,
          "url": "https://reddit.com/r/legaladvice/comments/1qq39j6/company_made_my_sister_buy_a_car_now_wants_full/"
        },
        {
          "title": "Is License Fee legit buying out of state?",
          "selftext": "I live in New Jersey. I\u2019m buying a Lincoln from Washington state to be registered in New Jersey. I have to register it myself, they will just put a transit tag on it. To register once I get it will be around $400 registration and title fee. \n\nThey are charging me doc fee of $200, but also a \u201cLicense fee\u201d of $1000. What is this? Manager said it\u2019s for the transit tag etc. that costs like $5. Should I have them remove this charge? Thanks \n\nFinancing ",
          "subreddit": "askcarsales",
          "num_comments": 9,
          "score": 0.914,
          "url": "https://reddit.com/r/askcarsales/comments/1r0ujjv/is_license_fee_legit_buying_out_of_state/"
        },
        {
          "title": "BMW new patented screw-head designed to limit repairs to authorized dealers and prevent independent servicing",
          "selftext": "",
          "subreddit": "assholedesign",
          "num_comments": 2753,
          "score": 0.914,
          "url": "https://reddit.com/r/assholedesign/comments/1pss5i7/bmw_new_patented_screwhead_designed_to_limit/"
        },
        {
          "title": "Will the dealership surprise me with extra $1000?",
          "selftext": "Hi, I basically was in a market for this car for a long time and then the dealership's car had a $1000 incentive discount on if I financed the car through them which I noticed after I got the pre approval from my credit union. I thought if I financed with the credit union i'd lose that $1000 but even though the manager at the dealership knew I was going to the credit union, the purchase agreement he sent me in the mail to show to the credit union did not have the extra $1000 added to it. I have ",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.912,
          "url": "https://reddit.com/r/askcarsales/comments/1r089ug/will_the_dealership_surprise_me_with_extra_1000/"
        },
        {
          "title": "Do people come in for a Bronco and end up with a Bronco Sport?",
          "selftext": "I was reading one reason Ford used the Bronco sport name was to make sales to people who wanted a Bronco but couldn\u2019t afford it. Does this happen? They seem like totally different vehicles to me.  \n\nAre there other vehicles people come in for and frequently settle for a less expensive model?",
          "subreddit": "askcarsales",
          "num_comments": 13,
          "score": 0.91,
          "url": "https://reddit.com/r/askcarsales/comments/1r07z0x/do_people_come_in_for_a_bronco_and_end_up_with_a/"
        },
        {
          "title": "My BMW 4 series was backed into while parked by a nice neighbor , I was quoted 4000$ for repair. He initially said he would settle with cash. But the body shop recommended using insurance as repair will take few days.",
          "selftext": "I was planning to sell the car before this incident. Carvana offered 18000$ for the car. Since the neighbors were nice I said we will work with them on what ever makes it comfortable for them.i  am worried the car value would go down with this.\n2 questions \n1)\nShould I get the car repaired or keep the money and try to sell the car with Dent in the door.  \n2) if repairing should I go with his insurance or take the cash from him?",
          "subreddit": "Insurance",
          "num_comments": 19,
          "score": 0.91,
          "url": "https://reddit.com/r/Insurance/comments/1qxhp58/my_bmw_4_series_was_backed_into_while_parked_by_a/"
        },
        {
          "title": "Out of State Co-Signer Question",
          "selftext": "Initiated a purchase today on a new vehicle. Everything worked out well overall, but dealer kept being unusual by changing variables/terms throughout the day. I have a relative cosigner with stellar credit who lives out of state. I signed all my portion of the paperwork and now they will be sending documents to be notarized in other state and returned. I had a horrible experience with the finance person and they started changing rates slightly even though we were guaranteed a new car rate of 4.9",
          "subreddit": "askcarsales",
          "num_comments": 4,
          "score": 0.908,
          "url": "https://reddit.com/r/askcarsales/comments/1r0qzpo/out_of_state_cosigner_question/"
        },
        {
          "title": "Selling private party question",
          "selftext": "Illinois based FYI\n\nSelling car private party question\n\nFirst time private party sale - Pardon my idiocracy - Any help is greatly appreciated\n\nI\u2019m selling my car to a good buddy. \n\nCapital one holds my title. He would be paying me 28k, i would pay off the loan. Then capital one mails the title. \n\nI would complete a bill of sale, take my plates &amp; registration card out, \n\nCapital one said they won\u2019t get the loan to me for 13 days - as it\u2019s mailed - Here\u2019s my question. \n\n\u2022 Can he go and registe",
          "subreddit": "askcarsales",
          "num_comments": 2,
          "score": 0.906,
          "url": "https://reddit.com/r/askcarsales/comments/1r0py9p/selling_private_party_question/"
        },
        {
          "title": "I\u2019m a woman in the industry and got offered a sales position. Talk me out of (or into) it!",
          "selftext": "I (27F) currently work front desk at a BMW dealership and also help the service department. The previous sales manager recently left and offered me a sales position at his new BMW location. From my first week at my current job, all my coworkers said they think I\u2019ll be getting into sales. I work more closely with service right now and hate it lol.\n\nThe good thing about working for the previous sales manager is I\u2019d be the only woman at his location (feel like that\u2019s a huge advantage) and he\u2019d actu",
          "subreddit": "askcarsales",
          "num_comments": 20,
          "score": 0.906,
          "url": "https://reddit.com/r/askcarsales/comments/1qny0eg/im_a_woman_in_the_industry_and_got_offered_a/"
        },
        {
          "title": "First Car Purchase - How do I negotiate?",
          "selftext": "Hey all, I am in the process of trying to buy a new (used) car. It will be my first car ever from a dealership. I have now emailed 3 dealerships, 2 of them told me they sold the car I was looking at already, I am talking with the third one and asked for an out the door price for their 2023 Civic Sports, which they provided me, I am sort of lost as to how to proceed with the price they gave me. The breakdown doesn't seem to include any add-ons besides doc fee, registration, and some other taxes. ",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.904,
          "url": "https://reddit.com/r/askcarsales/comments/1r0pwf3/first_car_purchase_how_do_i_negotiate/"
        },
        {
          "title": "I\u2019m at one car this month. Can I get help understanding bulk orders?",
          "selftext": "There\u2019s a guy on our floor that sleeps 24/7. Randomly wakes up and has 5-10 deals every 3-4 days. He always ends up selling 30+ a month. My question is what kinda companies can I call to see if they want vehicles in bulk. I\u2019m in Gwinnett county Georgia if that helps. Any advice is appreciated. Thanks. ",
          "subreddit": "askcarsales",
          "num_comments": 34,
          "score": 0.904,
          "url": "https://reddit.com/r/askcarsales/comments/1qeed9r/im_at_one_car_this_month_can_i_get_help/"
        },
        {
          "title": "2000 infiniti i30 (V6)",
          "selftext": "As the title says, I am looking at getting that car from a private seller for $5k; it's at 91k miles. Everything looks to be in great condition, and I've researched the reliability and average mileage life expectancy on these cars. I did have my stepdad, who is a retired mechanic, take a look at it, and I'm going to test drive it tomorrow. I am just constantly paranoid I'm buying a lemon. Does anyone have any objections to these cars and/or anything I should know before buying?",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.902,
          "url": "https://reddit.com/r/askcarsales/comments/1r0p7ei/2000_infiniti_i30_v6/"
        },
        {
          "title": "Temporary tags",
          "selftext": "Hi! So my husband and I purchased a car on 1/4/26 and today on 1/9/26 he was pulled over and given a ticket for the temporary tag not showing the expiration date. I contacted the dealership and they said they \u201calways put the purchase date\u201d on those and when i googled it said it was supposed to show the expiration date, not purchase date. Can someone tell me if that is correct? Did the dealership mess up? Is this a new law? \n\nThanks in advance!!",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.9,
          "url": "https://reddit.com/r/askcarsales/comments/1r0j987/temporary_tags/"
        },
        {
          "title": "Car Sales",
          "selftext": "Currently in phone sales, it\u2019s not the worse Gig, but I kinda want to look into car sales. I love cars, I used to be a mechanic and knowledge on all angles of it. How is the job for \u201c beginners \u201c right now? With Phone sales becoming all done through Apps I\u2019ve seen less and less \u201cnew\u201d customers or customers wanting products in store because they get them shipped to the house. ",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.898,
          "url": "https://reddit.com/r/askcarsales/comments/1r0fbt2/car_sales/"
        },
        {
          "title": "Chevy Traverse 2026 New vs 2025 Used",
          "selftext": "Looking at buying a Chevy Traverse Z71.\n\nI have 2 options:\n\n2026 with the super cruise, brand new. $52k OTD\n\n2025 no super cruise, 17,300 miles. $45k OTD\n\nBiggest thing I\u2019m tossed on is if it is truly a good deal on both, and am I better off with the new one, or saving the $7k and buying used?",
          "subreddit": "askcarsales",
          "num_comments": 13,
          "score": 0.896,
          "url": "https://reddit.com/r/askcarsales/comments/1r0nvmj/chevy_traverse_2026_new_vs_2025_used/"
        },
        {
          "title": "When do you decide to get a new car rather than continuing to do repairs?",
          "selftext": "I am driving an '09 Chevy sedan with 170k+ miles on it, and part of me wants to drive that car until the wheels come off because I tend to think that no matter how much I pay for repairs the cost of those repairs will still be less than the cost of a new vehicle. It's just that lately over the past year I feel like I've been putting a lot of money into repairs and I am beginning to wonder whether I may just be better off getting a new car, though at this point I'd still much rather devote my sav",
          "subreddit": "personalfinance",
          "num_comments": 464,
          "score": 0.894,
          "url": "https://reddit.com/r/personalfinance/comments/1quridz/when_do_you_decide_to_get_a_new_car_rather_than/"
        },
        {
          "title": "Best Value DMS",
          "selftext": "As the title suggests, I\u2019m looking to find a dealer management system that has basic features such as generating sales forms, tracking recon costs, tracking overall company expenses, and BHPH software. I looked into a few, and Frazer caught my attention with their pricing. Just wondering what else is out there and what others have had decent success using. Thanks",
          "subreddit": "askcarsales",
          "num_comments": 2,
          "score": 0.894,
          "url": "https://reddit.com/r/askcarsales/comments/1r0czss/best_value_dms/"
        },
        {
          "title": "Do you feel sad when you sell less than other sales?",
          "selftext": "Hi guys,\n\ni just join the industry at April 2025. Was in another dealership before, always sell 15-20 cars a month. And always sell basically the most or second.\n\nAnd i resigned to a dealership closer to my home but different brand, in mid December. last month sold 4, and this month so far sold 4 as well. I know it's a quiet month but the other two sales one sold 10 one is 11. It makes me feel so bad. Feels like my manager will disappointed to hire me.\n\nDo you guys feel the same when not sell mu",
          "subreddit": "askcarsales",
          "num_comments": 20,
          "score": 0.894,
          "url": "https://reddit.com/r/askcarsales/comments/1qqm4d5/do_you_feel_sad_when_you_sell_less_than_other/"
        },
        {
          "title": "Pay plan",
          "selftext": "Looking to get into car sales got offered a job from a family friend who makes great money, the dealer is 30 minutes from the metro area in my city and it a Chevy dealer this is the pay plan. \n\nDraws:\n\n\t\u2022\t$923 bi-weekly draw\n\nCommission:\n\n\t\u2022\t10% on new vehicles\n\n\t\u2022\t20% on used vehicles\n\n\t\u2022\t$150 mini deal\n\n\t\u2022\t$10 finance spiff\n\n\t\u2022\t$50 per tire/wheel package sold\n\n90-Day Rolling Bonus:\n\n\t\u2022\t10 units sold in a rolling 90-day period = $1,000 bonus\n\nStacking Unit Bonus Structure (per month):\n\n\t\u2022\t11\u201313",
          "subreddit": "askcarsales",
          "num_comments": 9,
          "score": 0.892,
          "url": "https://reddit.com/r/askcarsales/comments/1r091py/pay_plan/"
        },
        {
          "title": "Car on the lot since 9/2023",
          "selftext": "Customer, not dealership. Just curious from a sales perspective do these people just love the car so much they aren't closing sales on it or what? 2.5 years (edit 3.5) on the lot seems unbelievable from a customer standpoint. **Its a used Pontiac Firebird nice car, good trim, decent miles, good condition, but it is overpriced.** Surely people have made offers so why wouldnt they be taking them? Thank you\n\nEDIT: Its been there since 2022 actually.",
          "subreddit": "askcarsales",
          "num_comments": 16,
          "score": 0.892,
          "url": "https://reddit.com/r/askcarsales/comments/1qurhyx/car_on_the_lot_since_92023/"
        },
        {
          "title": "Need advice regarding junk car sale",
          "selftext": "Need help. I sold a car to a junk dealer I found on  the internet. He came over and paid me $100 for the car and said he would give me a bill of sale. He strapped the car on his trailer and got in his car and started to drive off. I ran over and told him I needed the bill of sale. He said he would send it to my phone in the morning. Never received anything. When I called he said he'd already sold the car and there was nothing he could do for me. I don't have any of his info. I did submit a relea",
          "subreddit": "LegalAdvice",
          "num_comments": 0,
          "score": 0.892,
          "url": "https://reddit.com/r/legaladvice/comments/1r2bk0u/need_advice_regarding_junk_car_sale/"
        },
        {
          "title": "Was it worth spending money on warranty and after care products for a 2017 Vauxhall Mokka? I\u2019m in England.",
          "selftext": "I asked on LegalUK if I have any recourse and after combing through what I have paid for I thought I\u2019d ask here. Looking for honest opinions from people who know about cars and real-world running costs.\n\nFour months ago I bought a 2017 Vauxhall Mokka X (1.6 petrol, 30k miles) from Car Planet (Barnet) for \u00a38,000.\n\nI paid \u00a37,300 upfront, and the remaining \u00a3700 was added to a finance agreement along with an aftercare package.\n\nThe package included:\n\n\u2022 4 Year Service Plan \u2013 \u00a3700\n\n\u2022 4 Years RAC Plati",
          "subreddit": "askcarsales",
          "num_comments": 12,
          "score": 0.89,
          "url": "https://reddit.com/r/askcarsales/comments/1r0klm5/was_it_worth_spending_money_on_warranty_and_after/"
        },
        {
          "title": "Washington: Help! Additional add ons/warranties I didn\u2019t expect.",
          "selftext": "I signed a contract today and put down $4k for a Tacoma. I left it at the dealership cause I drove there and said I\u2019ll pick it up some time this week. When I was with the finance person I remember them telling me I have the \u201cbasic kit\u201d already and were trying to get me to get GAP insurance and all these other things. I said no, I\u2019ll just take my basic kit (thinking it was what comes with the car at no cost). I\u2019m looking through my contract paper at home now and they charged me $6k on it. It\u2019s li",
          "subreddit": "askcarsales",
          "num_comments": 7,
          "score": 0.888,
          "url": "https://reddit.com/r/askcarsales/comments/1r0miau/washington_help_additional_add_onswarranties_i/"
        },
        {
          "title": "Women in Car Sales",
          "selftext": "So, recently I joined car sales. I honestly wanted to experience high volume sales. I enjoy the selling process and I\u2019ve learned so much. I get along with my co-sales team and I truly enjoy my time with them. The only problem is the management. They berate the team and call us worthless and say we aren\u2019t trying hard because sales are down. I understand the frustration but they are degrading the salesmen and just causing massive demoralization. The turn over rate is directly tied to this. It is v",
          "subreddit": "askcarsales",
          "num_comments": 24,
          "score": 0.888,
          "url": "https://reddit.com/r/askcarsales/comments/1qk5fo5/women_in_car_sales/"
        },
        {
          "title": "Car dealership never submitted paperwork to the bank and refuses to allow us to return the car",
          "selftext": "Location: CT\n\nMy partner and I cosigned on a used car. After never receiving our first bill with the bank, we called the dealership and were told that the paperwork was never submitted. We've decided we do not want to resign and would like to return the vehicle and get our money back minus whatever fees (mileage, detailing, etc.) The GM of the dealership is now telling us that we have no choice but to come and resign new paperwork because we've already signed previously on a contract that was no",
          "subreddit": "LegalAdvice",
          "num_comments": 103,
          "score": 0.888,
          "url": "https://reddit.com/r/legaladvice/comments/1qlrzuo/car_dealership_never_submitted_paperwork_to_the/"
        },
        {
          "title": "Looking at buying a used VW id4 2022. There are a few way out of state that ship cheap, is it generally safe to ship? Like if it\u2019s a turd in person is there any protection on my end?",
          "selftext": "",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.886,
          "url": "https://reddit.com/r/askcarsales/comments/1r08she/looking_at_buying_a_used_vw_id4_2022_there_are_a/"
        },
        {
          "title": "Should I fix 5600 in dent damage before I trade in car I still owe on for a new car?",
          "selftext": "I hit a trashcan and did 5600 damage to my car in cosmetics. Should I get this fix before I trade in the car? I also owe 20K on the car so I would not be getting anything in trade. It\u2019s a 2020 Ford Explorer ST",
          "subreddit": "askcarsales",
          "num_comments": 24,
          "score": 0.884,
          "url": "https://reddit.com/r/askcarsales/comments/1r0cc0l/should_i_fix_5600_in_dent_damage_before_i_trade/"
        },
        {
          "title": "Can you buy a \"used\" EV in Canada and register it in the US?",
          "selftext": "With the new trade deal on Chinese EVs in Canada where the eliminated tariffs, it seems likely that there's going to be a good accessibility to BYD and Xiaomi EVs in Canadian car markets. As someone who has tried out these cars in Asia and Central America, they're far superior than what we've got from the American manufacturers and relatively cheaper for what they offer in comparison.\n\nEven if US has prohibitively high duties on Chinese cars, is it possible to say, have a \"friend\" in Canada buy ",
          "subreddit": "askcarsales",
          "num_comments": 35,
          "score": 0.884,
          "url": "https://reddit.com/r/askcarsales/comments/1qevokc/can_you_buy_a_used_ev_in_canada_and_register_it/"
        },
        {
          "title": "New 26 BMW X7 x40i",
          "selftext": "Was at a dealership this weekend in north FL and looked at a 2026 X7 x40i with the M Sport package. MSRP was $102.5k. Sales guy was only willing to drop $1k and came up $1k on trade. He didn\u2019t seem very motivated to sell, so we walked. \n\nWhat is the expectation for deals off MSRP?  Saw in another post 10-15% is not uncommon. \n\nThanks",
          "subreddit": "askcarsales",
          "num_comments": 30,
          "score": 0.882,
          "url": "https://reddit.com/r/askcarsales/comments/1r0pip4/new_26_bmw_x7_x40i/"
        },
        {
          "title": "Fresh in industry. My dealership doesn't do negotiations",
          "selftext": "I'm fresh in the car industry and my dealership doesn't negotiate prices. In a world where customers are still haggling, how do you guys protect your vehicle's prices and still make sales? \n\nI know service is one aspect, and finding the right car and properly qualifying the customer is another. But wondering what're your success stories and do you have any tips? \n\nThanks in advance",
          "subreddit": "askcarsales",
          "num_comments": 34,
          "score": 0.882,
          "url": "https://reddit.com/r/askcarsales/comments/1qdewhy/fresh_in_industry_my_dealership_doesnt_do/"
        },
        {
          "title": "Salvage titles. I'm looking to buy a car/SUV. Less than 50k miles around $20k. Would you buy a salvage title car? Any deal breakers for you? And experience with salvaged vehicles? Thank you",
          "selftext": "",
          "subreddit": "askcarsales",
          "num_comments": 25,
          "score": 0.88,
          "url": "https://reddit.com/r/askcarsales/comments/1r0ajgx/salvage_titles_im_looking_to_buy_a_carsuv_less/"
        },
        {
          "title": "Out of state cash purchase from dealer taking forever",
          "selftext": "Just wanted to check in here on if what we're experiencing is \"normal\". We found a good price on a certified pre-owned Honda out-of-state (Ohio, we live in Michigan) from a dealership. Vehicle history all checks out (single owner, no accidents, good maintenance history).\n\nWe drove down with a cashier's check for the amount around what we thought the price would be after doc fees, etc. They said that due to \"fraud\" they couldn't accept cashier's checks from out of state but we had spoken to our b",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.878,
          "url": "https://reddit.com/r/askcarsales/comments/1r08jgl/out_of_state_cash_purchase_from_dealer_taking/"
        },
        {
          "title": "Is this a good deal? How do I calculate tax/tags/title/registration feese?",
          "selftext": "2023 Ford Expedition Limited w/ 303A package, 4WD, list price $56k w/ 18k miles. Some other options from the original window sticker: HD tow package, removed 2nd row one touch windows, removed auto stop-start, &amp; removed hands free liftgate. It appears to be in pretty good condition and the Carfax comes back clean with pretty consistent maintenance. \n\nIt appears to be a pretty good price/value for the year/miles/trim but I'm curious what people in the know might think. Can I negotiate it down",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.876,
          "url": "https://reddit.com/r/askcarsales/comments/1r06nes/is_this_a_good_deal_how_do_i_calculate/"
        },
        {
          "title": "How does your dealership handle leads?",
          "selftext": "For internet leads, we used to have them round robin-ed and as long as you responded within 15 minutes the lead is yours.\n\nFor phone leads it was sent to managers first then available sales people and round robin-ed again.\n\nWalk in\u2019s and fresh leads are first come first serve unless a manager got to them first.\n\nRecently management changed this and now lowest internet closing rates and phone leads closing rates will not receive any of those leads. So work service and pray someone drives on the l",
          "subreddit": "askcarsales",
          "num_comments": 21,
          "score": 0.876,
          "url": "https://reddit.com/r/askcarsales/comments/1qvuite/how_does_your_dealership_handle_leads/"
        },
        {
          "title": "Buying out of state. Is it stupid in this instance?",
          "selftext": "I\u2019ve done a bit of research on this sub, everything says do not buy out of state, if you do: do not go to Florida the fees are wild, buy local to you, etc. i understand all of that, and that this is absolutely a higher risk move. \n\nWith that said: I\u2019m shopping for a used white 15-19 Escalade platinum. There are not a ton of these for sale \\*in this trim\\* in general, so traveling for one is  the only option. \n\nFlorida does have the lowest listed prices online, and a couple of options within a fe",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.874,
          "url": "https://reddit.com/r/askcarsales/comments/1r05r5e/buying_out_of_state_is_it_stupid_in_this_instance/"
        },
        {
          "title": "Bought a car 2 days ago for it to blow up today.",
          "selftext": "Hello everyone.\n\nI was in an accident in December resulting in my 2012 Jeep Compass being totalled. After some extensive searching, I bought a 2021 Jeep Compass Limited on Monday. I was so happy, it was right in my price range, is four wheel drive and only has 60K miles on it.\n\nI bought it used from a dealership that is pretty reputable in my area (southern Indiana/Kentucky). The car was driving just fine, heat was working great and all. Until this morning when I went to start it and I noticed t",
          "subreddit": "askcarsales",
          "num_comments": 83,
          "score": 0.874,
          "url": "https://reddit.com/r/askcarsales/comments/1qx0w9j/bought_a_car_2_days_ago_for_it_to_blow_up_today/"
        },
        {
          "title": "Carfax showing cylinder head serviced/repaired",
          "selftext": "Looking at a Honda Odyssey and this showed up on the carfax. Is this a red flag?\n\nhttps://www.carfax.com/vehiclehistory/ar20/jegbjLClU4UQylrOpAFANJkk0b8xfiVtlBH9aJeVIMa9ebOjS049D97g4PnRNeHwzEr3DozetpYhW0w5suhxl4z84GGk\\_i0r2cM?\\_cl=Gc54biQpbGAxaPSx8hAduX5g",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.872,
          "url": "https://reddit.com/r/askcarsales/comments/1r049nx/carfax_showing_cylinder_head_servicedrepaired/"
        },
        {
          "title": "I just paid off my truck. Wife needs a car, how long to wait before i should fill out a credit app?",
          "selftext": "I just paid off my truck (hooray)\n\nCircumstances have decided my wife now needs a car, therefore I\u2019m gonna need financing again soon. \n\nHow long should i wait before filling out a credit app for it to show my other loan as paid off? \n\nOr does that even matter? Will it negatively affect the deal i get? \n\n  \n\nFWIW we\u2019re going to put $15k down on a \\~$30k used car for her, if that matters. ",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.87,
          "url": "https://reddit.com/r/askcarsales/comments/1qzrc0n/i_just_paid_off_my_truck_wife_needs_a_car_how/"
        },
        {
          "title": "Dealership Shout Out",
          "selftext": "Apologies if this kind of post isn't allowed here but I wanted to share a positive experience since we see/hear about so many bad ones. \n\nI've been working with a local Penske owned Audi dealer in AZ on replacing my current worn out Audi for 2 weeks. Saturday was our day to wrap everything up. We were looking at 3 different options. The salesman, GM, &amp; FM were all amazing, accommodating &amp; patient in the process. Worked up 3 different deals, gave us amazing prices out the gate, threw in s",
          "subreddit": "askcarsales",
          "num_comments": 11,
          "score": 0.87,
          "url": "https://reddit.com/r/askcarsales/comments/1qu3g3h/dealership_shout_out/"
        },
        {
          "title": "I owe over $11K in credit card debt and I owe money to a bank and PayPal. Is it wise for me to sell my 6yo car to put a dent in the debt for a while?",
          "selftext": "I have a 2020 Nissan Sentra with less than 50K miles on it. I\u2019m thinking of living without a car for a while since I\u2019m trying to get on disability and am unable to pay for car insurance or the license plate stickers anyway. I really like the car but I kinda wanna hear how to adjust to life without having your own car? Is selling your car a smart way to pay off debt?  ",
          "subreddit": "povertyfinance",
          "num_comments": 65,
          "score": 0.87,
          "url": "https://reddit.com/r/povertyfinance/comments/1r0imru/i_owe_over_11k_in_credit_card_debt_and_i_owe/"
        },
        {
          "title": "OTD price inquiry - '26 Civic Hybrid Sport",
          "selftext": "As the title states, I'm simply looking to see what a fair price would be for a car that my sister wants to buy and hopefully I don't leave out any details or break any sub rules. She IS set on this car.\n\nLocation - Phoenix, AZ, USA\n\nCar - 2026 Honda Civic Hybrid Sport Sedan\n\nCondition - New\n\nPreferred extras - Lagoon Blue Pearl (+$455 per Honda) and nothing else\n\nMethod of payment - whatever gets me the lowest OTD price so all in cash, whatever amount down+financing, just financing, etc\n\nTrade-",
          "subreddit": "askcarsales",
          "num_comments": 18,
          "score": 0.868,
          "url": "https://reddit.com/r/askcarsales/comments/1qzu3kp/otd_price_inquiry_26_civic_hybrid_sport/"
        },
        {
          "title": "May have taken a sales job that\u2019ll make me worse at selling",
          "selftext": "I\u2019m about a year into car sales, mostly highline, and I\u2019m worried I may have accidentally taken a job that\u2019s stunting my growth as a salesperson rather than fostering it.\n\nLast year I started at Audi, where we did everything: product, test drive, and full price negotiation. The problem was the store itself was falling apart. Margins were razor thin, almost every deal was a mini, and we were a city store, so accessibility sucked and the volume just wasn\u2019t there. Even top guys doing 12\u201315 cars wer",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.868,
          "url": "https://reddit.com/r/askcarsales/comments/1qt7qdi/may_have_taken_a_sales_job_thatll_make_me_worse/"
        },
        {
          "title": "Underwater on Auto Loan Ohio",
          "selftext": "My brother-in-law (25) has gotten himself into quite the mess. He took out a loan on a used SUV in January 2025 for  $30,000. In October 2025 he traded it in for a new SUV for $50,000. He only received $17,000 on the trade in so $10,000 from the used car loan was rolled into the new loan. After some added services, warranty, and taxes the total loan is now $71,000 which is a monthly payment of $1,016 because the loan is for 84 months...\n\nHe makes $18/hr with no opportunities for overtime. That i",
          "subreddit": "personalfinance",
          "num_comments": 295,
          "score": 0.866,
          "url": "https://reddit.com/r/personalfinance/comments/1qew2xf/underwater_on_auto_loan_ohio/"
        },
        {
          "title": "BMW Dealer Financed Wrong Car",
          "selftext": "This post is for a friend that I\u2019m trying to help through a situation and need advice from yall on Reddit.\n\nShe purchased a new 2026 BMW 230i on November 29th of 2025. The car was financed through BMW and away she went.\n\nFast forward to this week, the dealer contacts her and says they accidentally financed the incorrect car. The car they financed was an identical MSRP, but different exterior and interior colors. I had her verify the VIN# on the BMW finance website, and it indeed shows a differen",
          "subreddit": "askcarsales",
          "num_comments": 23,
          "score": 0.866,
          "url": "https://reddit.com/r/askcarsales/comments/1qzap98/bmw_dealer_financed_wrong_car/"
        },
        {
          "title": "How do I proceed with dealer contact if I am going to use costco auto program eventually?",
          "selftext": "Been getting calls from dealership since my lease is about to end. I am interested in 2-3 different models but haven't narrowed down to one yet. The final will depend on test drive, options/colors in stock and pricing/offers.\n\nThe reason I want to go through costco is because of the pricing and other factors. For example, when I got my last car their initial quote was much lower than the price on their website (even with a manufacturer rebate). I didn't have to haggle because it was in line with",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.866,
          "url": "https://reddit.com/r/askcarsales/comments/1qn0qer/how_do_i_proceed_with_dealer_contact_if_i_am/"
        },
        {
          "title": "Dealer in IL sold me a used SUV with an AutoCheck showing no accidents. Insurance later found a police-reported accident with airbag deployment and won\u2019t insure it. Dealer is now calling the history \u201cquestionable\u201d and refusing to unwind the sale. What should I do?",
          "selftext": "LOCATION: Illinois\n\n  \nI\u2019m looking for advice on how to handle this situation and whether I have grounds to unwind a used car purchase.\n\nThis past Saturday (Feb 7, 2026), I purchased a used 2023 Hyundai Santa Fe from a dealership about 82 miles from my home. At the time of sale, the dealership provided an\u00a0**AutoCheck report showing no accidents or damage reported**. I relied on that report when completing the purchase.\n\nAfter driving the vehicle home, I attempted to bind insurance. Multiple insu",
          "subreddit": "LegalAdvice",
          "num_comments": 90,
          "score": 0.866,
          "url": "https://reddit.com/r/legaladvice/comments/1r084ll/dealer_in_il_sold_me_a_used_suv_with_an_autocheck/"
        },
        {
          "title": "Question about Notes on a Car at Dealership",
          "selftext": "Hi there. Question, a dealership I'm looking to buy from in MD sent me a video of the condition of the new 2025 vehicle with 77 miles but yet plastic is still on partial in the back seat and passenger seat to some degree. Also, noticed the accessories mentioned were in a big box in the trunk. Then I noticed this note on the rear driver side passenger window \"NOD DONE\" in window chalk. What does it mean? And also, I checked the VIN. It was at another dealership previously which is about 45-60 mil",
          "subreddit": "askcarsales",
          "num_comments": 12,
          "score": 0.864,
          "url": "https://reddit.com/r/askcarsales/comments/1qzm99u/question_about_notes_on_a_car_at_dealership/"
        },
        {
          "title": "Am I being unreasonable/unrealistic about my trade in?",
          "selftext": "I have a 2014 F150 FX4 with roughly 55k miles. I looked up the trade in value of the vehicle and both kbb and Edmunds gives a range between $15-20k depending on condition. The most a dealer has offered me for it is $13,500. Am I being low balled or am I being unrealistic in expecting at least $15k?\n\nVehicle: 2014 Ford F150 FX4\n\nMileage: 55,000 miles\n\nOptions: 4 wheel drive, power driver and passenger seats, heated and cooled driver and passenger seats, power moonroof, power rear sliding window, ",
          "subreddit": "askcarsales",
          "num_comments": 38,
          "score": 0.864,
          "url": "https://reddit.com/r/askcarsales/comments/1quccdu/am_i_being_unreasonableunrealistic_about_my_trade/"
        },
        {
          "title": "Subaru - Chase Auto Loan Owner Death",
          "selftext": "My wife passed away over the weekend.  I am trying to figure out what to do with her car.  It is fairly new, it's got some equity into it, but we still owe $14k I think on it.  I called Chase and they said my options really are just continuing like nothing happened, surrendering the car, paying it off, refinancing the car, or 3rd party selling. \n\nThey stated some states will not renew registration unless the title is in my own name (I'm not on it at all).  To do so would require a refinance they",
          "subreddit": "personalfinance",
          "num_comments": 96,
          "score": 0.862,
          "url": "https://reddit.com/r/personalfinance/comments/1qpi5bl/subaru_chase_auto_loan_owner_death/"
        },
        {
          "title": "Lots of problems with recently purchased certified pre owned (CPO) 2023 Audi Q5 40 TFSI quattro - what to do?",
          "selftext": "We bought a CPO 2023 Audi Q5 40 TFSI quattro in mid October.\u00a0 Since then it\u2019s had a lot of problems:\u00a0 driver\u2019s seatbelt buckle had to be replaced, abnormal motor vibration (car would gently shake at low speeds until they \u201creset the codes\u201d), a door handle fell off (rather unhelpfully a mechanic smugly said we should learn how to open doors), noisy/messy wipers (which we flagged before purchase and which we were told had been fixed), squeaky brakes, and then the driver\u2019s side window stopped going ",
          "subreddit": "askcarsales",
          "num_comments": 12,
          "score": 0.862,
          "url": "https://reddit.com/r/askcarsales/comments/1qzrbc8/lots_of_problems_with_recently_purchased/"
        },
        {
          "title": "Do you think wagons are going to start creeping back into the market?",
          "selftext": "Idk if they will be exactly like wagons of the day, but I think we are going to start seeing more wagon like \u201cSUVs\u201d\n\nBest example is the Toyota crown signia. It\u2019s a wagon. Flat out. It\u2019s a wagon. Maybe a little tall sure but for all intensive purposes it\u2019s a wagon. \n\nSubarus Levorg is probably coming here and that\u2019s a legit wagon. The Outback still sells like hotcakes. The new Chevy trax is also basicallly a wagon. The Buick envista is very wagon-esque.\n\nThe biggest thing I see is actually relat",
          "subreddit": "askcarsales",
          "num_comments": 26,
          "score": 0.862,
          "url": "https://reddit.com/r/askcarsales/comments/1qceyd4/do_you_think_wagons_are_going_to_start_creeping/"
        },
        {
          "title": "How to find who previously insured a vehicle, and other title fraud questions (california)",
          "selftext": "location: southern california\n\nback in may I bought a car, with a supposed clean title, dealer said it was rear ended, but it wasnt that bad, repairs were only costly enough to constitues a more severe accident on the carfax because of the sensors and other technology in this newer ev. conveniently for them this was only spoken, and subsequent attempts to get them to repeat this in writing have had no success\n\nthe car didn't wind up meeting my needs, and i originally intended to sell it privatel",
          "subreddit": "Insurance",
          "num_comments": 3,
          "score": 0.862,
          "url": "https://reddit.com/r/Insurance/comments/1r1hlbv/how_to_find_who_previously_insured_a_vehicle_and/"
        },
        {
          "title": "Question about buying non-certified used car",
          "selftext": "First time buying a used car, looking for advice. Found a 2025 car from a Nissan dealership that has 55k miles on it that is selling for 2k under any other car around the same model, trim, year, and mileage in this state and confirmed that this is the out the door price over the phone. Only caveat is that I need to drive 300 miles to get to it.\n\nShould I make sure that I can get a PPI before purchase or that I can return the car after purchase within some time frame so that I can still get it in",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.86,
          "url": "https://reddit.com/r/askcarsales/comments/1qzqqmz/question_about_buying_noncertified_used_car/"
        },
        {
          "title": "Loan reinstatement",
          "selftext": "So me and this dealership unwinded a deal. I signed the reinstatement form for my loan, and they reversed the deal.\n\nHowever it\u2019s been one month since I\u2019ve signed the reinstatement for my trade in so I\u2019m assuming they haven\u2019t filed the paper work yet, anyone else been in this situation? I\u2019ve emailed them and they haven\u2019t gotten back to me ",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.858,
          "url": "https://reddit.com/r/askcarsales/comments/1qzf4ul/loan_reinstatement/"
        },
        {
          "title": "Opinions on the 2026 Tacoma SR5 4WD 4DR Deal",
          "selftext": "Hey all, looking for a sanity check before I pull the trigger.\n\n**Vehicle:**\n\n* 2026 Toyota Tacoma TRD Sport\n* 4WD, Crew Cab, 5-ft bed\n* Color: Ice Cap\n* New (5 miles)\n\n**MSRP:** $44,162  \n**Selling price:** $39,500  \n**Rebate:** $500  \n\ud83d\udc49 **Discount from MSRP:** \\~$4,662 (\\~10.5%)\n\n**Fees / Taxes (Oregon registration):**\n\n* Registration fees: $439\n* Doc fee: $215\n* Taxes: $351\n* Total out-the-door cash price: **\\~$40,005**\n\n**Financing options (Toyota Financial):**\n\n* 48 months @ **2.99% APR** \u2192",
          "subreddit": "askcarsales",
          "num_comments": 4,
          "score": 0.856,
          "url": "https://reddit.com/r/askcarsales/comments/1qzmkfe/opinions_on_the_2026_tacoma_sr5_4wd_4dr_deal/"
        },
        {
          "title": "Going back to dealer after walking away?",
          "selftext": "Probably loads of posts like this but, hmm, hard to explain but I\u2019ll try.\n\nFamily and I drove 8 hours took look at a car, Charger Scat pack, listed under 30k. Been after this model with this trim level with certain features(blind spot, sunroof). They came back with a bunch of typical used car dealership fees that put it 7 grand over the list price, which we did manage to get down over the course of 2 hours before they tried to sell us on replacing the brake pads and tires\u2026after they admitted the",
          "subreddit": "askcarsales",
          "num_comments": 28,
          "score": 0.856,
          "url": "https://reddit.com/r/askcarsales/comments/1qtg9ce/going_back_to_dealer_after_walking_away/"
        },
        {
          "title": "What\u2019s a typical work schedule?",
          "selftext": "Currently in B2B sales working 8:30-5:00 M-F. I\u2019m considering car sales (the leads COME TO YOU?? lol) as I actually like cars and I don\u2019t particularly care about what I\u2019m selling now, but I don\u2019t like the idea of 12 hour work days 6 days a week.",
          "subreddit": "askcarsales",
          "num_comments": 13,
          "score": 0.854,
          "url": "https://reddit.com/r/askcarsales/comments/1qnpj28/whats_a_typical_work_schedule/"
        },
        {
          "title": "SUCKERS 1999Great movie about car sales",
          "selftext": "https://streamex.net/watch/movie/29120?server=streamx ",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.852,
          "url": "https://reddit.com/r/askcarsales/comments/1qz2d2h/suckers_1999great_movie_about_car_sales/"
        },
        {
          "title": "I need help buying a new car",
          "selftext": "I recently totalled my 2020 Toyota Corolla. My parents want to get me a car with the \u201cultimate safety features\u201d. \ud83e\udee9\ud83d\ude11\n\nThey thought I\u2019d be open to a Tesla, despite my whole family hating him. They are about as crash safe as a shopping cart. They want something with automatic driving. I just really want something that will get me from point a to point b. Any suggestions with automatic driving features that are not Teslas?",
          "subreddit": "askcarsales",
          "num_comments": 47,
          "score": 0.852,
          "url": "https://reddit.com/r/askcarsales/comments/1qni9z2/i_need_help_buying_a_new_car/"
        },
        {
          "title": "Repo Title",
          "selftext": "I\u2019ve been looking at the Mustang V6 on FB marketplace and checked the car yesterday. I checked the car. It\u2019s clean, just like in the photos, but it turned out to be a repo title. The guy bought it at an auction, and it needs suspension work. He said it would cost about $344, but I still have some concern about the future repair cost and repo title transfer.\n\nAm I being too cautious? Could there be any problems with the repo transfer?\n\nThank you in advance \ud83d\ude4f\ud83c\udffb",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.85,
          "url": "https://reddit.com/r/askcarsales/comments/1qzj0gp/repo_title/"
        },
        {
          "title": "What makes a dealership certify a used vehicle as CPO?",
          "selftext": "When a dealership gets a car on trade in or buys a car and lists it for sale and wants it \"CPO'd\" they have to pay for that certification and do more recon to it right?\n\nSo are all CPO vehicles in great condition already and a great buy?\n\nI'm assuming dealerships aren't going to put money and time into a poor vehicle to certify it right?\n\nIs always buying a 2-3 year old used CPO vehicle the best bang for your buck way to buy?",
          "subreddit": "askcarsales",
          "num_comments": 19,
          "score": 0.85,
          "url": "https://reddit.com/r/askcarsales/comments/1qib5u7/what_makes_a_dealership_certify_a_used_vehicle_as/"
        },
        {
          "title": "2022 Ram 1500 5.7L HEMI V8",
          "selftext": "I\u2019ve currently have a 2018 Silverado 1500. Got it with 70k miles and it\u2019s at 115k now in 2 years. The amount of money I\u2019ve put into it is beyond me. New belts, new radiator, multiple thermostats and sensors, brakes, new belts again, and my water pump just went out. I can\u2019t take it anymore and it\u2019s pushed me away from Silverado\u2019s.\n\nHow do you guys like Rams? I need something reliable because I drive a lot for work. Anything I should consider when looking to buy? I\u2019m trying to find a newer one in ",
          "subreddit": "askcarsales",
          "num_comments": 4,
          "score": 0.848,
          "url": "https://reddit.com/r/askcarsales/comments/1qzimn8/2022_ram_1500_57l_hemi_v8/"
        },
        {
          "title": "How many hours a week do you work in car sales",
          "selftext": "I work in the car sales industry and my schedule is Monday to Friday 10 to 7 and Saturday 11 to 5. It feels like a lot of hours some weeks but I wanted to compare with others in the industry.",
          "subreddit": "askcarsales",
          "num_comments": 66,
          "score": 0.848,
          "url": "https://reddit.com/r/askcarsales/comments/1qgvswi/how_many_hours_a_week_do_you_work_in_car_sales/"
        },
        {
          "title": "Questions about title ownership laws in Colorado",
          "selftext": "I am a brand new used car dealer in Colorado, I have a client who wants to buy a car from me and has got a loan, I have done my diligence and did the emissions and vin verification, customer comes in to finalise paperwork after taking a loan from the bank and refuses to sign the back of the title when I attempted to re assign it to her. Is there a way I can get a fresh new title in the dealers name without getting a dealer resale certificate?\n\nOr is the dealer certificate just another name for a",
          "subreddit": "askcarsales",
          "num_comments": 2,
          "score": 0.846,
          "url": "https://reddit.com/r/askcarsales/comments/1qzibyp/questions_about_title_ownership_laws_in_colorado/"
        },
        {
          "title": "Flat vs gross pay plan",
          "selftext": "Had an interview at my local dealer today, they offered what they call a \u201csimple payment plan\u201d which is $500 flat for all cars and volume bonus for selling more than 14 cars + CSI (barely anything) + $3000/month draw, absolutely nothing else. I want to absolutely kill it in sales this year and this was the first one out of the many I applied to that even gave me a chance to interview and they seemed very interested in having me. \n\nThey told me they shifted to a flat payment because it made the s",
          "subreddit": "askcarsales",
          "num_comments": 13,
          "score": 0.846,
          "url": "https://reddit.com/r/askcarsales/comments/1qd8m7u/flat_vs_gross_pay_plan/"
        },
        {
          "title": "Question about Negotiating Price",
          "selftext": "Im in a desperate situation and have no choice but to buy a new car. Mine was totaled two weeks ago (Im obviously not letting the dealership know about the desperation). I have 2k right now and getting another 1k from the insurance when they get my title. so I'll have 3k to put down (not much. i feel jipped a little there but ugh)\n\nanyway, Im looking at a Nissan rogue. a dealership right down the road from me has a brand new 2026 one in black for $24.5k but another dealership 50 miles away has o",
          "subreddit": "askcarsales",
          "num_comments": 39,
          "score": 0.844,
          "url": "https://reddit.com/r/askcarsales/comments/1qzs0zj/question_about_negotiating_price/"
        },
        {
          "title": "HELP!!! Am I SOL?",
          "selftext": "Long story short, we sold our camper van in order to get a more practical vehicle because we are having a baby this summer. My partner purchased a used 2018 Chevy Colorado with 180k miles for 12k. A month after having the car we discovered massive oil leaks and got 6k worth of work done. A month later, the car has low oil pressure and wont run. The shop says it will cost 10k to fix (which we don't have) but that they might not even recommend that because it looks like the car was never well main",
          "subreddit": "askcarsales",
          "num_comments": 7,
          "score": 0.844,
          "url": "https://reddit.com/r/askcarsales/comments/1qxm8ps/help_am_i_sol/"
        },
        {
          "title": "Worth Hiring an Appraiser for a Lowball Total Loss Offer?",
          "selftext": "UPDATE: Thank you everyone who responded, you encouraged us to move forward with the appraisal clause and we were able to get an additional $3.5k. It was so helpful to read your comments and feel supported throughout this, so truly, thank you again!!\n\n\u2014\u2014\n\nProgressive has deemed my boyfriend\u2019s car a total loss, but the comps they chose seem unfair. I know they\u2019re in business to make money, which is why I\u2019m asking here if it\u2019s worth invoking the appraisal clause for this? This is in California.\n\nT",
          "subreddit": "Insurance",
          "num_comments": 29,
          "score": 0.844,
          "url": "https://reddit.com/r/Insurance/comments/1qnyzue/worth_hiring_an_appraiser_for_a_lowball_total/"
        },
        {
          "title": "Need advice on if I should keep my car or trade it in for a newer one",
          "selftext": "I have a 2012 Honda Civic with 148,000 miles on it. It's a FWD, 2 door coupe. I've recently found out that a lot of suspension components (struts, tie rod ends, upper control arms, sway bar links, and shocks) have dry rotted and will need to be replaced soon. \n\nThe repairs would cost around $4k, but my mechanic did tell me we could just repair the front suspension components first ($2.6k) and then slowly work on the rear components later ($1.3k). \n\nBesides some squeaking and popping noises due t",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.842,
          "url": "https://reddit.com/r/askcarsales/comments/1qzepfg/need_advice_on_if_i_should_keep_my_car_or_trade/"
        },
        {
          "title": "Ettiquette for requesting a different salesperson?",
          "selftext": "So I've been emailing someone about a vehicle on a lot for a couple of days. Things turned weird and they suddenly got pushy and asking about things that I have no interest in (I started the conversation with this is what I want and this is my firm budget).  \n\nI still want the car; I'd just prefer to not deal with that saleperson. I buy enough vehicles to know that I've most likely been assigned to them in the system. Is it going to cause issues if I just show up and start working with someone e",
          "subreddit": "askcarsales",
          "num_comments": 28,
          "score": 0.842,
          "url": "https://reddit.com/r/askcarsales/comments/1qw0txy/ettiquette_for_requesting_a_different_salesperson/"
        },
        {
          "title": "Finacial Aid",
          "selftext": "My 2022 honda insights needs a new engine. It wont be covered by warranty it all has to be out of pocket. I already owe $24,000 for the car and itll take $2000 just to get the work started. Does anyone know how to handle this situation or a way to help? ",
          "subreddit": "povertyfinance",
          "num_comments": 20,
          "score": 0.842,
          "url": "https://reddit.com/r/povertyfinance/comments/1r16w9r/finacial_aid/"
        },
        {
          "title": "Is paying my car off early going to be worth it?",
          "selftext": "Should I pay my car loan fully off? I owe about 5500 left and have 12 months left on my loan. The interest is 6.4% and car payment is 490 per month. I have money in my savings (around 15k) that I\u2019ve been saving for years. The thing is, I haven\u2019t been able to grow it for some time now. I was thinking if I paid my car loan off, it would reduce a little bit of stress monthly I can start putting into my saving savings and growing that money back and putting the extra money towards other things eithe",
          "subreddit": "personalfinance",
          "num_comments": 137,
          "score": 0.84,
          "url": "https://reddit.com/r/personalfinance/comments/1qxrlnw/is_paying_my_car_off_early_going_to_be_worth_it/"
        },
        {
          "title": "Dealership ran credit without my permission",
          "selftext": "Went to nissan for a suv to do a trade in but didn\u2019t like the prices they were quoting. They were quoting me based on their 6-6.5% APR. They only asked for pay off price for my car and my social. Before I gave my social I asked if my credit would be run and they said not until I actually want the suv. So as I am sitting waiting on numbers I get a notification saying my credit file was requested. Then I ask him again and he said no they didn\u2019t submit a credit inquiry. Keep in mind I didn\u2019t sign a",
          "subreddit": "askcarsales",
          "num_comments": 43,
          "score": 0.84,
          "url": "https://reddit.com/r/askcarsales/comments/1qype11/dealership_ran_credit_without_my_permission/"
        },
        {
          "title": "Rate this pay plan at a texas toyota dealership.",
          "selftext": "Base Pay: Salespersons will be paid 13% commission of the total deal gross profit after pack!!\n\n$200 minimum commission\n\nBONUS TIERS\n\nAchieve Level 2 Sales pays 1% Bonus on Total monthly gross\n\nAchieve Level 3 Sales pay 3% Bonus on Total Montaly gross\n\nMaintain Level 3 Sales 3 years Tenure+ pays 5% \n\nBonus on Total Monthly Gross\n\n\\*pay-plan is subject to change without notice\n\nPacks are as follows\n\n$700 conventional finance\n\n$700 special finance $300 on finance income\n\nJan 2nd HALF SALES BONUS P",
          "subreddit": "askcarsales",
          "num_comments": 25,
          "score": 0.84,
          "url": "https://reddit.com/r/askcarsales/comments/1ql1brr/rate_this_pay_plan_at_a_texas_toyota_dealership/"
        },
        {
          "title": "CPO feels to good to be true?",
          "selftext": "We\u2019ve been looking to purchase a hybrid CRV Sport-L and found a 2026 CPO one at a local Honda dealership. It has 5,500 miles on it and it looks and drives great and the price is fantastic. So fantastic that it concerns me a little bit? The carfax is clean: 1 owner, it was a commercial vehicle, and there\u2019s nothing concerning in the service history. Per the carfax it was offered for sale as a CPO on 1/15/26 so it\u2019s been at the dealership for a while. It\u2019s listed for $35,998 which is $2,000-$4,000 ",
          "subreddit": "askcarsales",
          "num_comments": 12,
          "score": 0.838,
          "url": "https://reddit.com/r/askcarsales/comments/1qz8tgw/cpo_feels_to_good_to_be_true/"
        },
        {
          "title": "Saving up for first car, will a large down payment mean I'll have a hard time at the dealership?",
          "selftext": "I'm 20 and saving up for my first car (on my own)for the end of this year. If I am honest, I really don't know much about buying cars so I am trying to find out all I can. \n\nI plan to have 12k saved for a down payment on a 22\\~24k car. This is because at my younger age and with the level I am in my job(and being a student), I can't afford large monthly payments, but I need a reliable car. I have been told that salesmen don't like larger down payments, but if I go in December '26/January '27 and ",
          "subreddit": "askcarsales",
          "num_comments": 11,
          "score": 0.838,
          "url": "https://reddit.com/r/askcarsales/comments/1qfsje7/saving_up_for_first_car_will_a_large_down_payment/"
        },
        {
          "title": "Should I trade my car in?",
          "selftext": "I have a 2018 honda civic type r with aftermarket parts. Im sitting at 135k miles im currently financing the vehicle through my bank. This passed year i racked up 50k miles on it never had an issue i keep maintenance up to date with brakes oil etc. Since I put on 50k miles this year I was wondering if I should trade it in and get something cheaper? And if so how should I go about it I still owe the bank around 10k",
          "subreddit": "askcarsales",
          "num_comments": 13,
          "score": 0.836,
          "url": "https://reddit.com/r/askcarsales/comments/1qz7ux3/should_i_trade_my_car_in/"
        },
        {
          "title": "Can I make working at a car dealership a career?",
          "selftext": "I\u2019ve been working at this car dealership for a little bit, I\u2019ve had some prior experience doing parts inventory, now I\u2019m a porter, I\u2019m just wondering if it\u2019s worth trying to establish a career in this field. \n\nI have a degree and I feel like I could be successful at anything I put my mind towards- I\u2019m just curious. \n\nMight be worth to note that my mother is a HR Payroll Manager, so could that also possibly work in my favor? ",
          "subreddit": "askcarsales",
          "num_comments": 7,
          "score": 0.834,
          "url": "https://reddit.com/r/askcarsales/comments/1qyz21k/can_i_make_working_at_a_car_dealership_a_career/"
        },
        {
          "title": "Sales so far this January",
          "selftext": "How have your sales been this month? Normal for a January?",
          "subreddit": "askcarsales",
          "num_comments": 11,
          "score": 0.834,
          "url": "https://reddit.com/r/askcarsales/comments/1qo0jvg/sales_so_far_this_january/"
        },
        {
          "title": "Totaled car value from State Farm",
          "selftext": "OK, I\u2019m looking for some help. My car was totaled. I\u2019m not at fault. I paid 17,000 exactly 2 years ago. I know I\u2019m not gonna get that much back wasn\u2019t expecting that however they sent me the offer today of $8400.\n\nIn the three comps they gave were around $10,000-11000\n\nThey basically pulled them from two tiny dealerships that only have maybe like 30 cars and then one big dealership\n\nThe details about my car we\u2019re all incorrect as far as saying that my seats were scratched, and this is headliner ",
          "subreddit": "Insurance",
          "num_comments": 51,
          "score": 0.834,
          "url": "https://reddit.com/r/Insurance/comments/1qqwfcf/totaled_car_value_from_state_farm/"
        },
        {
          "title": "Buying a car, but my APR seems like rlly bad",
          "selftext": "So before i talk abt this im active duty millitary, and possibly a little broke because i live in a high cost state.\n\nBasically in trying to buy a car and my APR wld be 18% for 72 months after getting an auto loan for $15,000 dollars. It would be less but i have no credit, and have never owned a credit card. Also im 19. Any thoughts if im getting jipped?\n\n\\-edit. So the general concensous is absolutely the hell not, ill just probably buy a beater. Thank you all for the help!\n\n(Also yes, ill be o",
          "subreddit": "personalfinance",
          "num_comments": 253,
          "score": 0.832,
          "url": "https://reddit.com/r/personalfinance/comments/1r0o0vj/buying_a_car_but_my_apr_seems_like_rlly_bad/"
        },
        {
          "title": "Afraid of getting charged extra using my own financing",
          "selftext": "Hi, I'm soon to purchase a car I love and I'm not financing through the dealer instead through a credit union of my own that does not directly work with them. I was looking at the website of the car on the dealership website again and noticed it saying \"All prices include a $1,000 finance incentive plus tax\" I'm afraid that they'll remove that discount that they added to car because I'm getting outside financing. I need a bill of sale/purchase agreement from them to take to the credit union so t",
          "subreddit": "askcarsales",
          "num_comments": 26,
          "score": 0.832,
          "url": "https://reddit.com/r/askcarsales/comments/1qzfhuo/afraid_of_getting_charged_extra_using_my_own/"
        },
        {
          "title": "Will a down payment eliminate the need for a cosigner?",
          "selftext": "Looking to buy a 2015 Audi S4 for $13,500. I\u2019m 22, out of school, working full time making 52k a year. I have been an independent person since 18, MechE grad now.  I own everything I have, this will be my first auto loan. I have low credit from inactivity but working to bring it back up. After speaking with the dealerships finance department they had said all I need is a cosigner. They agreed to do little to no down payment and start payments immediately. Today the dealership is closed so I ask ",
          "subreddit": "askcarsales",
          "num_comments": 34,
          "score": 0.832,
          "url": "https://reddit.com/r/askcarsales/comments/1qmj5tn/will_a_down_payment_eliminate_the_need_for_a/"
        },
        {
          "title": "At what point do you replace your old used vehicle?",
          "selftext": "Hello everyone! I was speaking to someone about when its the right time to replace your car, as I was looking around for a newer used vehicle (2015-2016). I am 20M in North East US (not sure if that info is helpful). My current vehicle, a 2013 Nissan Altima is having issues. Transmission issues.\n\n It will cost anywhere from 7k&lt;Other mechanic to \n8.5k &lt;--Nissan Dealer to replace with remanufactured trans. I won't do rebuilt as I heard awful things. The remanufactured would come with a warra",
          "subreddit": "Frugal",
          "num_comments": 78,
          "score": 0.832,
          "url": "https://reddit.com/r/Frugal/comments/1qus3yg/at_what_point_do_you_replace_your_old_used_vehicle/"
        },
        {
          "title": "Why did the dealer just mark the car i was coming to see as \u2018Sold\u2019?",
          "selftext": "Hi so this is my first time buying a car from a dealership as my first car i got on Craigslist (RIP Riahnnon she finally bit the dust after 7 years). I found a used 1999 Toyota Tacoma at a dealership, contacted the dealership, set up an appointment for this Tuesday to come look at the car and got my financing in order. Just this morning though i got a message from the car site i found it on that the Tacoma had just been sold! The dealer hadn\u2019t said anyone else was looking at it, did i just lose ",
          "subreddit": "askcarsales",
          "num_comments": 17,
          "score": 0.83,
          "url": "https://reddit.com/r/askcarsales/comments/1qzbly5/why_did_the_dealer_just_mark_the_car_i_was_coming/"
        },
        {
          "title": "Car Gurus \"Good Deal\" rating",
          "selftext": "How accurate is Car Gurus info on used cars for sale?\n\nI'm interested in a 2024 Corolla Cross AWD SE, approximately 18,000 mileage, with an approximate price of $27,500. If Car Gurus is correct, this was originally priced at almost $30,000 with a recent price reduction of $1,000, and the current price is supposedly $1,200 below market value.\n\nI realize there is a waiting list for new ones and dealers aren't offering discounts but I'd appreciate any insight into whether there might be room for ne",
          "subreddit": "askcarsales",
          "num_comments": 12,
          "score": 0.83,
          "url": "https://reddit.com/r/askcarsales/comments/1qjzobg/car_gurus_good_deal_rating/"
        },
        {
          "title": "Used 2012 Ford Focus Jumped Title",
          "selftext": "Hello, I'm in CA and I just bought my first car from a private party.\n\nI paid $500 for a 2012 Ford Focus in Visalia California, unfortunately I think the person title jumped because they did not register the vehicle in their name and they never signed the title. I saw a signature on the title but it was from 12/28/25 and I bought the vehicle yesterday 2/6/26. What do I do from here? Its tags expired literally four days ago on 2/2/26 so I need to renew the registration and transfer the title into",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.8280000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qyzl45/used_2012_ford_focus_jumped_title/"
        },
        {
          "title": "Car downpayment",
          "selftext": "Hey guys..Long story short. I financed honda crv touring about 2 years ago in 2023 November and put down a down payment of 5k in total ( 1k to reserve the vehicle then 4k to close the desl)\n\nRecently i logged into my online account for honda finance and was looking through my payment history and found out that the the initial down payment was listed as 1779.50$ on their website? I was shocked.. and quickly called honda finance canada to confirm if this was true. They said according to their file",
          "subreddit": "askcarsales",
          "num_comments": 9,
          "score": 0.8280000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qbmy3l/car_downpayment/"
        },
        {
          "title": "What\u2019s you all\u2019s financial approach to car buying?",
          "selftext": "Are ya'll ok with extended loan terms? Obviously we seem to be in a debt crisis. My personal view is that if you can't pay it off in less than two to three years, it's too expensive. Obviously paying cash is even better and there are plenty of cool cars under 20k.\n\nEven as a lifelong car enthusiast, I can't bring myself to become enslaved to what is essentially a toy. Just gotta get my money up. Also a lot of people seem to buy cars just to impress others, but that's useless because there's alwa",
          "subreddit": "askcarsales",
          "num_comments": 32,
          "score": 0.8260000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qyxx35/whats_you_alls_financial_approach_to_car_buying/"
        },
        {
          "title": "Customer Survey",
          "selftext": "I recently bought a vehicle and had a great experience. The sales kid (he\u2019s not even legal drinking age) is brand new. He was very helpful and even surprised me with the color I like. I gave him a very good review on Google. I even told the GM that I chose them because of the sales person.\n\nYesterday, the sales guy called me and said that he was told that I haven\u2019t filled out the survey from the manufacturer. He was clearly stressed about it. I asked if the boss was giving him a hard time, and h",
          "subreddit": "askcarsales",
          "num_comments": 15,
          "score": 0.8240000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qyf5ke/customer_survey/"
        },
        {
          "title": "Manheim title issues",
          "selftext": "any dealers on here that work with Manheim know how good they are at getting title issues fixed? We just started buying with them and already have a title issue that needs fixed, and I'm sure there are more to come.",
          "subreddit": "askcarsales",
          "num_comments": 4,
          "score": 0.8240000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qxjb4g/manheim_title_issues/"
        },
        {
          "title": "Should I finance a car and pay it off immediately so the dealer gets their finance payout and I get a deal?",
          "selftext": "I\u2019ve never bought a car at a dealership so I don\u2019t know what really goes on there. I also don\u2019t intend to soon. I had this thought that if I intended to buy a car in cash, could I go there and level with the salesman saying \u201cI know you need your finance payouts so you can sell the loan, so if I sign a loan with no prepayment penalty, and stay on it the minimum length before there\u2019s any clawback from you, can you give me a better deal?\u201d\n\nI don\u2019t know exactly how it works, but I know that the real",
          "subreddit": "personalfinance",
          "num_comments": 131,
          "score": 0.8220000000000001,
          "url": "https://reddit.com/r/personalfinance/comments/1qpuu1q/should_i_finance_a_car_and_pay_it_off_immediately/"
        },
        {
          "title": "Illinois car dealer didn\u2019t pay off lien after trade-in \u2014 payoff check bounced NSF (Ally Financial)",
          "selftext": "Posting this to warn others and also see if anyone has dealt with this situation.\n\nI completed a vehicle transaction with a dealership in Illinois in **November 2025**. I sold my vehicle to the dealer and purchased another vehicle from them as part of the deal. The dealer was responsible for paying off my existing lien with **Ally Financial**.\n\nI wired the dealer **$26,103.70** on **11/17/25** (first business day after the transaction). The dealer repeatedly claimed the payoff had been sent. I h",
          "subreddit": "askcarsales",
          "num_comments": 10,
          "score": 0.8220000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qymwqv/illinois_car_dealer_didnt_pay_off_lien_after/"
        },
        {
          "title": "Will my deposit truly hold the car?",
          "selftext": "Over a month ago, I put a deposit on a new 2026 vehicle that was \"in transit.\" No one has any inventory of this vehicle on the lot yet.  The dealer had the car on their website, including the VIN etc.  I understood it would not be delivered to the dealer for at least several weeks.\n\nMy last info from the dealer was that it was due to be delivered \"between Jan 20 and Feb 2.\"  We're halfway through that time period now, with no update.\n\nMy concern is that I have some business travel at the end of ",
          "subreddit": "askcarsales",
          "num_comments": 7,
          "score": 0.8220000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qnj7j4/will_my_deposit_truly_hold_the_car/"
        },
        {
          "title": "Dealership red flags-should I avoid it altogether?",
          "selftext": "I got my license recently and decided to test drive a used 2013 Honda Fit today at a dealer I\u2019d never been to before (to finance). I guess I\u2019m just looking for reassurance on if these really are red flags and if I should stay away. I do really want to give this car a fair try though (and hopefully ignore the way the seller is)\n\nThe dealer came with me for the test drive that was probably 10 or 15 minutes (i wish it was longer so i could get a good feel of the pedals) He wouldn\u2019t allow me to go t",
          "subreddit": "askcarsales",
          "num_comments": 8,
          "score": 0.8200000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qyusqs/dealership_red_flagsshould_i_avoid_it_altogether/"
        },
        {
          "title": "Is there a real \u201cprices paid\u201d database by region?",
          "selftext": "BLUF: I\u2019m wondering whether a reliable, region-specific, crowd-sourced database of actual car prices paid exists and if not, why something like that hasn\u2019t worked. \n\n\\*Disclaimer: I used AI to write the rest of this\\*\n\nIs there any legitimate site or forum where buyers report what they actually paid for a car \u2014 including trim, incentives, dealer add-ons, and region \u2014 not just estimates or listing prices?\n\nI\u2019m familiar with TrueCar, Edmunds TMV, KBB, etc., but those still feel pretty abstract com",
          "subreddit": "askcarsales",
          "num_comments": 17,
          "score": 0.8200000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qlwqm5/is_there_a_real_prices_paid_database_by_region/"
        },
        {
          "title": "Bought vehicle in Los Angeles, CA, won't pass smog test",
          "selftext": "Hey guys last weekend I bought a vehicle in Location: Los Angeles, CA from a private seller (hereby known as HIM/HE/HIMSELF) who HIMSELF had recently purchased the vehicle from a dealer/wholesale, and I paid $3000 for it. When I received the State of California Certificate of Title it came attached with 2 pages of form REG 262 (REV. 10/2011). In the first page, it was a transaction from the dealer/wholesaler giving ownership of the vehicle to HIM. Then on the second page ownership was supposed t",
          "subreddit": "LegalAdvice",
          "num_comments": 1,
          "score": 0.8200000000000001,
          "url": "https://reddit.com/r/legaladvice/comments/1r26tp4/bought_vehicle_in_los_angeles_ca_wont_pass_smog/"
        },
        {
          "title": "2015 Chevrolet equinox, to keep or to sell?",
          "selftext": "Hi, I have a 2015 Chevrolet equinox with approx 160k miles on it, it runs fine but the AC no longer works, nor do the air tire sensors. Quote from the dealership was $2k+ to get a new compressor for the ac\u2026 is that worth it at this point? I have not taken it to an auto shop for another quote yet, but is there much sense to start dumping money into this car or is it time to move on? If anyone has sold a similar car/condition, what might I expect to get for it in its current condition?\n\nI live whe",
          "subreddit": "askcarsales",
          "num_comments": 4,
          "score": 0.8180000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qyo9b4/2015_chevrolet_equinox_to_keep_or_to_sell/"
        },
        {
          "title": "Used car still in prior owner\u2019s name, dealer not responsive to requests to provide sales packet (TEXAS)",
          "selftext": "I bought a used car from a large dealership almost a month ago. The car had just been traded in 2 days prior, and I signed paperwork in F&amp;I but the dealership explained it was pending their inspection process and a promised repair (wheels). I left in my old car with no paperwork. From my perspective the deal was waiting to be consummated. I went back to pick up car and there was a newly discovered problem with the suspension. It has a strong torque steer and torn upper control arms, which wo",
          "subreddit": "askcarsales",
          "num_comments": 11,
          "score": 0.8180000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qkgcil/used_car_still_in_prior_owners_name_dealer_not/"
        },
        {
          "title": "Buying off Marketplace",
          "selftext": "Hey everyone, looking for advice.\n\nTrying to buy this GX 470 off marketplace, everything checks out. Although, on the carfax I notice that two weeks ago it was listed for sale at a Volvo dealer. It\u2019s now not listed at the dealer and for private sale on marketplace. I called the dealer and they didn\u2019t seem to know what car I was talking about off the top of my head. Seems like the seller flips cars, he has a few posted and a lot sold historically.\n\nIs this common? Has anyone seen this before? Sho",
          "subreddit": "askcarsales",
          "num_comments": 3,
          "score": 0.8160000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qyt5s9/buying_off_marketplace/"
        },
        {
          "title": "Small Town Dealer",
          "selftext": "Hey everybody, just needing some advice so be gentle with me please. I am a female salesperson working at a Toyota dealer in a smaller town of around 50k or so people. It is a college town and has older small town values meaning a lot of people have a salesperson they buy from and are loyal to. I have been in new car sales for 2 years now and haven\u2019t seen any real growth on my end when it comes to finances and customer base. I cold call/ text, take ups, I\u2019m all over the internet constantly marke",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.8160000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qkaty7/small_town_dealer/"
        },
        {
          "title": "Confused about buyout options for lease",
          "selftext": "I have a Kia K5 2023 GT lease that ends next month. I have two payments left on it. Residual value is $18K with no additional purchase option fee per my contract. \n\nI\u2019m confused how the buyout options work as this is my first lease. Do I have to pay an additional $18K to own the car or what do I have to pay in the end to own it? Sorry if that\u2019s a dumb question as I\u2019m new to all this. \n\nWould it be a better option to have another dealership buyout my lease and use that equity as the down payment ",
          "subreddit": "askcarsales",
          "num_comments": 16,
          "score": 0.8140000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qys4dt/confused_about_buyout_options_for_lease/"
        },
        {
          "title": "Why is \u201ccleaning deals\u201d still such a mess at dealerships?",
          "selftext": "I\u2019m trying to understand something I keep hearing from both sales and F&amp;I folks.\n\nIt seems like a huge percntage of deals end up getting delayed because\u00a0something\u00a0is missing. Like buyer guides, OFAC, red flag reports, recall disclosures, signatures... \n\nIn the process of buying my last car, I actually had to GO BACK to the dealership because they forgot to get my signature on a form.\n\nWhy is this so hard for dealerships? This feels like something that should have been solved a long time ago.",
          "subreddit": "askcarsales",
          "num_comments": 40,
          "score": 0.8140000000000001,
          "url": "https://reddit.com/r/askcarsales/comments/1qjicpe/why_is_cleaning_deals_still_such_a_mess_at/"
        },
        {
          "title": "Car sale changed from 72 months to 75",
          "selftext": "Me and my wife bought a new Nissan Pathfinder when we originally got the approval from the bank The sales guy gave us a paper with the monthly payment and for 72 months, he said gap an extra warranty would be extra. We took the paper home and sat on it for a few days. We went back today to purchase it and I noticed it said 75 months, payments were still the same And I asked him I believe it was 72 months why is it saying 75 months now and he said that he didn\u2019t remember if it was 72 or 75 but th",
          "subreddit": "askcarsales",
          "num_comments": 6,
          "score": 0.812,
          "url": "https://reddit.com/r/askcarsales/comments/1qz2oj0/car_sale_changed_from_72_months_to_75/"
        },
        {
          "title": "Bought accident free cpo, after 9 months accident + owner changes appear on carfax",
          "selftext": "As the title states. Accident was for 21k and happened in mar 2023, car was purchased mar 2025. No accident on carfax provided to me by dealer upon purchase. I was informed of the accident and provided the carfax by a new dealer when trying to trade car in. This was a reputable dealer. Do I have any recourse?",
          "subreddit": "askcarsales",
          "num_comments": 36,
          "score": 0.812,
          "url": "https://reddit.com/r/askcarsales/comments/1qeaxyf/bought_accident_free_cpo_after_9_months_accident/"
        },
        {
          "title": "I currently work for a wholesaler, but I've been exploring retail opportunities as it aligns with my previous sales experience selling software.\n\nHas anyone ever went from wholesale to retail before? If so, what was your experience and would you recommend it.",
          "selftext": "",
          "subreddit": "Insurance",
          "num_comments": 2,
          "score": 0.812,
          "url": "https://reddit.com/r/Insurance/comments/1r1azng/i_currently_work_for_a_wholesaler_but_ive_been/"
        },
        {
          "title": "Is this good?",
          "selftext": "I\u2019m in the SF Bay Area. I got a 2026 Honda CRV Trailsport that was selling at $40,250 down to $35,800 after lots of going back and forth. That\u2019s the OTD price. Good deal? I feel good about it, idk. \ud83e\udd37\ud83d\ude05",
          "subreddit": "askcarsales",
          "num_comments": 4,
          "score": 0.81,
          "url": "https://reddit.com/r/askcarsales/comments/1qyr76h/is_this_good/"
        },
        {
          "title": "Career Change",
          "selftext": "so i work for a an independent auto parts store and i have been looking at moving to selling cars at a dealership. i\u2019m comfortable where im at and i enjoy working in the automotive industry but i want something that i have the opportunity to make more money and i want to dress nice everyday lol. sooooo can you guys tell me the honest pros and cons on selling!?! ",
          "subreddit": "askcarsales",
          "num_comments": 5,
          "score": 0.81,
          "url": "https://reddit.com/r/askcarsales/comments/1qdroqb/career_change/"
        },
        {
          "title": "Mechanic holding car unless we sign waiver",
          "selftext": "Location: Texas.\n\nWe took our 2015 Volkswagen Tiguan to a mechanic because the low pressure oil light came on. The shop is located in Montgomery County, Texas. They told us it was \u201can issue with the engine\u201d but never gave a written diagnosis or estimate. We were never asked to sign any authorization forms.\n\nAfter about three days the shop said they had to remove the engine to diagnose the issue and quoted $895 for that diagnostic. We verbally authorized only the $895 diagnostic based on that rep",
          "subreddit": "LegalAdvice",
          "num_comments": 73,
          "score": 0.81,
          "url": "https://reddit.com/r/legaladvice/comments/1qglxva/mechanic_holding_car_unless_we_sign_waiver/"
        },
        {
          "title": "Has any customer ever walked into a dealership asking for a car not even sold in the country?",
          "selftext": "Curious to see if anyone has ever had a customer ask for a Toyota Hilux, Volkswagen Polo, Ford Mondeo, etc. or if you know of any customers who asked for a brand not sold here (like Skoda, Peugeot, BYD).",
          "subreddit": "askcarsales",
          "num_comments": 16,
          "score": 0.808,
          "url": "https://reddit.com/r/askcarsales/comments/1qxzo7h/has_any_customer_ever_walked_into_a_dealership/"
        },
        {
          "title": "How new are \"loss control inspections?\" I've been a business owner for 20 years and this is the first time i've ever been required for this to happen.",
          "selftext": "What is the purpose? Why are they asking me how much my annual gross receipts are? ",
          "subreddit": "Insurance",
          "num_comments": 4,
          "score": 0.808,
          "url": "https://reddit.com/r/Insurance/comments/1r19e7f/how_new_are_loss_control_inspections_ive_been_a/"
        },
        {
          "title": "Will I have any issues registering this car and transferring title when FL DMV record says there is a stop due to toll fees?",
          "selftext": "Looked up title and vin of car I'm thinking of purchasing and it says there is a stop on it due to unpaid toll",
          "subreddit": "askcarsales",
          "num_comments": 4,
          "score": 0.806,
          "url": "https://reddit.com/r/askcarsales/comments/1qyq89f/will_i_have_any_issues_registering_this_car_and/"
        },
        {
          "title": "What is a realistic salary for a first year car salesman?",
          "selftext": "DFW area, no experience ",
          "subreddit": "askcarsales",
          "num_comments": 21,
          "score": 0.806,
          "url": "https://reddit.com/r/askcarsales/comments/1qv0tot/what_is_a_realistic_salary_for_a_first_year_car/"
        },
        {
          "title": "Car help",
          "selftext": "Hi,\n\nSo I just graduated from college and started my new job as a nurse at a hospital and I signed a contract for a sign on bonus as I'm already planning to stay within this particular hospital system for the time comitted and I am due to receive the bonus within the next two months if not earlier.  I am planning using 3K-4K as a down payment. With that being said, I am planning on getting a car soon as waking up 4 hours early for buses (even though my job is only 20 minutes away on a bad day) a",
          "subreddit": "askcarsales",
          "num_comments": 7,
          "score": 0.804,
          "url": "https://reddit.com/r/askcarsales/comments/1qyq3gi/car_help/"
        },
        {
          "title": "Career advice.",
          "selftext": "I\u2019ve been in customer service for almost 3 years. Six months of those years I\u2019ve been a receptionist at a rv dealership, working with the sales team. I\u2019ve been wanting to get into car sales since I was younger, however I have had no sales experience. I talk with the sales team here about tips I can use, but I still feel discouraged about going into this field. Is there any advice, books, or online information people could recommend for me? I am 18, almost 19",
          "subreddit": "askcarsales",
          "num_comments": 11,
          "score": 0.804,
          "url": "https://reddit.com/r/askcarsales/comments/1qtxmil/career_advice/"
        },
        {
          "title": "Selling 2022 Lexus NX 350h Executive Trime",
          "selftext": "Hey folks, I want to know if it's possible for this 2022 Lexus NX 350h Executive trim to be sold at above 50k CAD, it has just 46k kms on it and also has extensive coverage plan warranty till next 8 years!",
          "subreddit": "askcarsales",
          "num_comments": 8,
          "score": 0.802,
          "url": "https://reddit.com/r/askcarsales/comments/1qyplvz/selling_2022_lexus_nx_350h_executive_trime/"
        },
        {
          "title": "Is this 0% APR deal actually good for a 2026 Toyota bZ XLE AWD?",
          "selftext": "Dealer offered 0% APR with a $6k rebate on a 2026 bZ XLE AWD.\n\nMSRP: $42,702\n\nTax: 7%\n\nOptions shown are 60 / 66 / 72 months at 0% with different down payments: https://imgur.com/a/W13WMaR\n\nIt feels a bit expensive, but everywhere I look new cars are \\~$45k+, so landing under $40k OTD still seems decent. Curious if this actually checks out.",
          "subreddit": "askcarsales",
          "num_comments": 21,
          "score": 0.802,
          "url": "https://reddit.com/r/askcarsales/comments/1qsn31e/is_this_0_apr_deal_actually_good_for_a_2026/"
        },
        {
          "title": "Interstate Lemon Law VA/MD",
          "selftext": "Location: Virginia but purchasing in Maryland \n\nHello I am resident of Virginia that is considering buying a used car that is still under manufacturer warranty in Maryland. Would I be covered under Maryland\u2019s lemon law even though the car would be registered in Virginia? I\u2019m hoping lightning doesn\u2019t strike twice as I am undergoing a strictly Virginia case currently so I\u2019m asking to cover my bases. Thank you. ",
          "subreddit": "LegalAdvice",
          "num_comments": 1,
          "score": 0.802,
          "url": "https://reddit.com/r/legaladvice/comments/1r25tc2/interstate_lemon_law_vamd/"
        }
      ]
    },
    {
      "test_id": "money_traps_cluster_4",
      "cluster_id": 15,
      "channel": "money_traps",
      "topic_count": 45,
      "posts_with_content": 45,
      "sample_topics": [
        "Neighbor\u2019s kid let herself into my house looking t",
        "Neighbor wants us to pay for his dogs death after ",
        "My friend has a squatter and wants her out",
        "Can I break my lease if my neighbor threaten to cu",
        "Landlord charging us $10k to renovate apartment af"
      ],
      "subreddits": [
        "LegalAdvice",
        "povertyfinance",
        "Scams"
      ],
      "raw_posts": [
        {
          "title": "Neighbor\u2019s kid let herself into my house looking to play with my kids. Dog bit her.",
          "selftext": "Location: MS\n\nMy kids play with the neighbor kids regularly. They are ages 4-7. We have a general rule that when they are playing in our back yard that they stay outside. Occasionally, the kids will just come over and open the door to my house and yell for my kids to come out and play. I tell them not to do that because we have a dog, but they are kids and never listen.\n\nToday, my kids were at one of their friend\u2019s house in another neighborhood playing in the snow. My wife was out with them. I w",
          "subreddit": "LegalAdvice",
          "num_comments": 122,
          "score": 1.0,
          "url": "https://reddit.com/r/legaladvice/comments/1qnlwdf/neighbors_kid_let_herself_into_my_house_looking/"
        },
        {
          "title": "Neighbor wants us to pay for his dogs death after coyote attack",
          "selftext": "Location: Northern NM border to CO. USA\n\nMy family and I recently moved to a small town in the mountains for my husbands job. We bought a house that is in a neighborhood, surrounded by trees and lots of wildlife. There are signs everywhere about fines for off leash dogs and our HOA will send letters about mountain lions, coyote, bears and bob cat sightings. So living here it's expected that you keep pets inside or on a leash when outside. There are parks that have dog parks in them with 10ft hig",
          "subreddit": "LegalAdvice",
          "num_comments": 12,
          "score": 0.994,
          "url": "https://reddit.com/r/legaladvice/comments/1qohleu/neighbor_wants_us_to_pay_for_his_dogs_death_after/"
        },
        {
          "title": "My friend has a squatter and wants her out",
          "selftext": "Location: carver county, Minnesota\n\nMy friend\u2019s mother is squatting in my friend\u2019s house and won\u2019t leave. She has set up residency (receives mail) and has refused to leave after being verbally told to go multiple times. She is causing destruction of property, creating biohazards, steals from my friend, and is generally disrupting my friend\u2019s and her family\u2019s lives and creating immense stress for my friend. They have no kind of lease or written or verbal agreement, she doesn\u2019t pay rent or pay for",
          "subreddit": "LegalAdvice",
          "num_comments": 37,
          "score": 0.988,
          "url": "https://reddit.com/r/legaladvice/comments/1r27bka/my_friend_has_a_squatter_and_wants_her_out/"
        },
        {
          "title": "Can I break my lease if my neighbor threaten to cut my head off?",
          "selftext": "Location: Philadelphia \n\nSo my neighbor accused me of throwing chicken bones in his yard so naturally he threaten to cut my head off and throw it into the river, also spit at me and said he\u2019d stab me. And no, I did not throw chicken bones in his yard. Called the cops of course, he yelled at them too, they made a report and told me to call again if anything happens.\n\nNaturally I don\u2019t feel safe in my apartment any more, especially with my partner there alone a lot, so I contacted my building and ",
          "subreddit": "LegalAdvice",
          "num_comments": 30,
          "score": 0.986,
          "url": "https://reddit.com/r/legaladvice/comments/1r1zvrq/can_i_break_my_lease_if_my_neighbor_threaten_to/"
        },
        {
          "title": "Landlord charging us $10k to renovate apartment after we moved out.",
          "selftext": "Location: California\n\nDecember of last year my wife, roommate and I moved out of our apartment and recently we received an invoice of $10K for repairs and renovations to the apartment. Me and my room mate had been living there for just over 10 years. Apart from replacing some of the blinds, there had been no work done to the inside of the unit. We replaced the fridge last year and the washer and dryer a few years back. We had two dogs with us, both required a non-refundable $500 deposit. \n\nBefor",
          "subreddit": "LegalAdvice",
          "num_comments": 166,
          "score": 0.984,
          "url": "https://reddit.com/r/legaladvice/comments/1r1d76e/landlord_charging_us_10k_to_renovate_apartment/"
        },
        {
          "title": "CT - if I am not on parole or probation, does my roommate's parole officer have any authority over me?",
          "selftext": "We share a 1-family house. We each have our own bedrooms.\n\nHis P.O. has tried to intimidate me a few times for recording him when he came to the house, i just want to know what (if any) legal authority he actually has over me.\n\nHe's never actually threatened me with arrest, but he's implied that he could make my life difficult for filming. You can tell this guy has a chip on his shoulder and he's not used to being told \"no\". There's nothing he can actually do about me recording in my own living ",
          "subreddit": "LegalAdvice",
          "num_comments": 82,
          "score": 0.982,
          "url": "https://reddit.com/r/legaladvice/comments/1qkioiw/ct_if_i_am_not_on_parole_or_probation_does_my/"
        },
        {
          "title": "Someone left there dog for me to watch for a night and then disappeared for 5 months now he wants to claim it back can I keep it now?",
          "selftext": "(Location: Canada) So basically a couple months ago my friend asked me if this guy she knew could leave his dog at my place over night and I agreed because I didn\u2019t want the dog to be trapped in a storage unit. He came over and left the dog and then I didn\u2019t hear from him the next day and for the next months there was no answer from him at all. I\u2019ve been paying for and taking care of this dog i bought him a bed and toys I really love this dog now.\n\nAlso it\u2019s important to mention that he was dehy",
          "subreddit": "LegalAdvice",
          "num_comments": 297,
          "score": 0.972,
          "url": "https://reddit.com/r/legaladvice/comments/1qn1jwa/someone_left_there_dog_for_me_to_watch_for_a/"
        },
        {
          "title": "Amazon delivery driver claims my dog bit him, Ring footage shows otherwise.",
          "selftext": "Location: San Bernardino County, California\n\nHello, posting in hopes of easing my concerns. \n\nGot a notification from Amazon stating that one of their drivers has claimed that they were bitten by one of my dogs when they delivered a package to my property and are asking for vaccination records. I received zero notification from any local authorities (police, animal control, etc.) so I dont believe any formal report was filed. I have footage of the delivery and visually confirmed that the driver ",
          "subreddit": "LegalAdvice",
          "num_comments": 29,
          "score": 0.97,
          "url": "https://reddit.com/r/legaladvice/comments/1r1ebv9/amazon_delivery_driver_claims_my_dog_bit_him_ring/"
        },
        {
          "title": "Am I required to accommodate my roommate's disability?",
          "selftext": "Location: Angeles, CA\n\nI recently signed a lease with a friend of a friend for a two-bedroom apartment. I was in a rush because my previous roommate moved in with his fiance and I have a dog, so finding a place to live is hard and I was afraid of ending up living in my car. Obviously I rushed into this way too quickly. The guy seemed nice enough, a little awkward and nerdy, but so am I. \n\nWe met a couple of times, signed the lease, and moved in. We didn't have a sit down discussion about househo",
          "subreddit": "LegalAdvice",
          "num_comments": 176,
          "score": 0.968,
          "url": "https://reddit.com/r/legaladvice/comments/1qykpwf/am_i_required_to_accommodate_my_roommates/"
        },
        {
          "title": "Rescue ANIMALS USA \u2014 staged animal\u2011distress videos, Vietnamese text, claims to be in Texas",
          "selftext": "I came across a Facebook page called **Rescue ANIMALS USA** that posts constant videos of animals\u2014mostly kittens\u2014in extreme distress. The page claims to be based in Texas, but several things immediately raised red flags.\n\nThe environments shown in the videos don\u2019t resemble Texas at all, and much of the visible text in the footage is in **Vietnamese**, not English. The \u201crescues\u201d themselves look staged and repetitive, as if the same scenarios are being recreated over and over to generate emotional",
          "subreddit": "Scams",
          "num_comments": 6,
          "score": 0.95,
          "url": "https://reddit.com/r/Scams/comments/1r1m6ud/rescue_animals_usa_staged_animaldistress_videos/"
        },
        {
          "title": "I sued my Landlord and won!",
          "selftext": "Location: Oregon\n\nIt took a lot of trial and error on my forms, but I sued my landlord who neglected to give me my $800 deposit back and won $1657. Twice the deposit plus filing fees. My question is, how do I write a demand letter now that I have won? I assume it should be simple and brief, but I don\u2019t know the correct lingo to use. Google shows me demand letters before tenants take their landlords to small claims court. I need some assistance with the letter that comes after I win. I also need ",
          "subreddit": "LegalAdvice",
          "num_comments": 15,
          "score": 0.946,
          "url": "https://reddit.com/r/legaladvice/comments/1r1r1wd/i_sued_my_landlord_and_won/"
        },
        {
          "title": "In-laws house condemned, I helped the police take their cat",
          "selftext": "Location: Missouri\n\n  \nShort version of the story:\u00a0\u00a0My wife\u2019s parents are hoarders and are bedridden. They were recently both taken to the hospital and while they were there, the state condemned their home. They had a cat that my wife and I were feeding for a while, but I eventually called the police after a couple weeks and reported the animal as abandoned. The cops came to remove the cat. I didn\u2019t open the door, but her parents have a small lockbox on the door with a key. I gave the cop the co",
          "subreddit": "LegalAdvice",
          "num_comments": 0,
          "score": 0.944,
          "url": "https://reddit.com/r/legaladvice/comments/1r28hc6/inlaws_house_condemned_i_helped_the_police_take/"
        },
        {
          "title": "I left a 1-star Google review for a contractor and now he\u2019s threatening to sue me for defamation unless I take it down. What am I supposed to do?",
          "selftext": "location: Texas, USA\n\nI\u2019m 29M and hired a small home repair contractor to do some basic work (replace a few interior doors, fix a section of baseboard, patch a couple drywall spots). Nothing fancy. We agreed in writing by text on the scope and a total price, and I paid a deposit through Zelle. He showed up late the first day, did maybe 2 hours of work, left a mess, and then kept rescheduling for almost three weeks. When he finally came back, the door he installed wouldn\u2019t latch, the trim had gap",
          "subreddit": "LegalAdvice",
          "num_comments": 87,
          "score": 0.944,
          "url": "https://reddit.com/r/legaladvice/comments/1qh749v/i_left_a_1star_google_review_for_a_contractor_and/"
        },
        {
          "title": "Ex roommate won't come get his table he left and said if I sell it he'll sue me.",
          "selftext": "Have no idea where this belongs flair wise. \n\nLocation: WV\n\nSo I had a roommate that left (he got kicked out by the landlord) last March but he left his table and chairs behind. \n\nI have told him and his relatives many times to come get the table that he left and they have told me that he doesn't want it. \n\nI recently told a relative of his that I was planning to sell the table as I inherited my great grandmothers table when she passed away recently and they relayed that information that he need",
          "subreddit": "LegalAdvice",
          "num_comments": 117,
          "score": 0.94,
          "url": "https://reddit.com/r/legaladvice/comments/1r0p3m5/ex_roommate_wont_come_get_his_table_he_left_and/"
        },
        {
          "title": "Neighbor regularly drives home drunk and I've had enough.",
          "selftext": "Location: California.\nMy in-laws live very close to us and do a huge amount of childcare for us. Their nextdoor neighbor (single middle-age male, works from home) regularly drives home drunk late at night, blasting music and obviously way beyond driving limits in a huge huge pickup truck. He was arrested for a DUI in his driveway last month but I guess he can keep driving because he hasn't had his court date yet? \n\nYesterday was the last straw. He drives home at 5:30pm in broad daylight complete",
          "subreddit": "LegalAdvice",
          "num_comments": 76,
          "score": 0.9359999999999999,
          "url": "https://reddit.com/r/legaladvice/comments/1qzmvmy/neighbor_regularly_drives_home_drunk_and_ive_had/"
        },
        {
          "title": "My son overheard his mother's boyfriend talking about \"getting rid of me\"",
          "selftext": "Location: Florida\n\nMy son's mother and I have split custody. Her boyfriend hates me and has said some wild things about me that my son has overheard. This morning, my son called me after leaving their apartment to get on the bus and told me he was afraid for my life because he overheard her boyfriend stating that he knows people in the \"mafia\" and that tomorrow something bad is going to happen to me, and that my son is no longer going to have a father. He also mentioned he heard him talking abou",
          "subreddit": "LegalAdvice",
          "num_comments": 72,
          "score": 0.9299999999999999,
          "url": "https://reddit.com/r/legaladvice/comments/1qdlgzy/my_son_overheard_his_mothers_boyfriend_talking/"
        },
        {
          "title": "[Los Angeles] Property Owner demands I relocate so he can move his nephew in. Says I WILL make move-out plans or my unit will be \u2018withdrawn\u2019 from the market.",
          "selftext": "I\u2019m spiraling. My property owner wants to relocate his extended family member into my current apartment unit. I\u2019ve lived here for over a year, always make rent, and have very limited housing options.\n\nThe building I live in has other tenants who likely will stay on their leases. Our lease has no provision that permits the termination of a contract for family, so this is the owners rationale.\n\nHe pretty much said:\n\n*\u201cDon\u2019t try to get cute with your LA housing laws. Make it easier on the both of u",
          "subreddit": "povertyfinance",
          "num_comments": 72,
          "score": 0.928,
          "url": "https://reddit.com/r/povertyfinance/comments/1r0rkf6/los_angeles_property_owner_demands_i_relocate_so/"
        },
        {
          "title": "Neighbor threatening to sue because I did not help with a pest issue.",
          "selftext": "Location: Wisconsin.\n\nI work in the pest control industry.\n\nA year ago one of my neighbors wanted to hire me for a rodent issue she's having. I told her that I do not service neighbors, nor anyone I know personally, because if she has an issue, she won't go through the proper channels. She will knock on my door and bother me while I'm off-duty. When she asked for advice, I told her the only advice I'm comfortable giving her is to look around the foundation of the property for entry points, and t",
          "subreddit": "LegalAdvice",
          "num_comments": 50,
          "score": 0.926,
          "url": "https://reddit.com/r/legaladvice/comments/1qc42tm/neighbor_threatening_to_sue_because_i_did_not/"
        },
        {
          "title": "Pet sitter tortured our animals",
          "selftext": "location: charlottesville virginia \n\nwe just got back from vacation to find that our pet sitter had essentially tortured our animals. all of our fish are dead, we have had the tank for over 4 years and in one week they were all killed\n\nour dogs had used the bathroom on the floor multiple times and there were puddles of urine on the floor that had been there for long enough that it had dried, become sticky, and warped our floor boards\n\none of our dogs was locked outside and we dont know how long ",
          "subreddit": "LegalAdvice",
          "num_comments": 63,
          "score": 0.922,
          "url": "https://reddit.com/r/legaladvice/comments/1qyg91u/pet_sitter_tortured_our_animals/"
        },
        {
          "title": "Bus driver dropped kid off to wrong house.",
          "selftext": "Location: Utah\n\nMy son (4 years old with possible autism, on an IEP) gets transportation to and from school though our local school district. He attends special education classes at our local elementary. Tuesday afternoon the bus driver left without him. So the school put him on the other bus the school has. Important to note we live about 5 minutes from the school. After about an hour I get a call and they say they are running late and will be there in 5 minutes. When they arrive the bus driver",
          "subreddit": "LegalAdvice",
          "num_comments": 87,
          "score": 0.918,
          "url": "https://reddit.com/r/legaladvice/comments/1qk10iu/bus_driver_dropped_kid_off_to_wrong_house/"
        },
        {
          "title": "My widdowed 82 year old friend is being forced to remove a 20k$+ generator from her HOA",
          "selftext": "My friend is handicapped and diabetic. She recently had a generator installed on her property in case of any emergency that could mean her insulin goes bad in the fridge. It was installed behind some bushes on the side of the property where it cant be seen from the street, and it couldnt be installed anywhere else along the backside of the house due to local regulations that require a generator is not within however many feet of a crawlspace or window, etc.. The generator company is adament that",
          "subreddit": "LegalAdvice",
          "num_comments": 133,
          "score": 0.914,
          "url": "https://reddit.com/r/legaladvice/comments/1qe6ota/my_widdowed_82_year_old_friend_is_being_forced_to/"
        },
        {
          "title": "Would chinese biological parents have the ability to keep my husband from leaving China if he went to visit?",
          "selftext": "My husband was born in China and ran away from home at the age of 6. He was put in an orphanage and adopted into an American family at the age of 12. He has met his biological family and is thinking about visiting.\n\nThey have his legal paperwork from when he was born, would they be able to keep him in China if he went to visit?\n\nLocation: Chongqing China and USA\n\n  \nETA my husband is a US citizen, his parents have paperwork from when he was a Chinese citizen",
          "subreddit": "LegalAdvice",
          "num_comments": 86,
          "score": 0.91,
          "url": "https://reddit.com/r/legaladvice/comments/1qm3cuq/would_chinese_biological_parents_have_the_ability/"
        },
        {
          "title": "My mom is sueing me for defamation",
          "selftext": "Location: New York City/LI. Age 25. Hi, my mom is sueing me for defamation. Her and I have been no contact for a while, I want nothing to do with her. I have not lived with her since I was 19, I moved out to escape her abuse. On Monday, my school posted a video on YouTube about my life story. In this video I spoke about overcoming abuse from my schizophrenic mother. There was a picture of me as a child in it with her holding me. This video was posted to inspire others, nothing malicious. Well, m",
          "subreddit": "LegalAdvice",
          "num_comments": 48,
          "score": 0.904,
          "url": "https://reddit.com/r/legaladvice/comments/1qxk39c/my_mom_is_sueing_me_for_defamation/"
        },
        {
          "title": "My mom is saying the county is going to press charges against me for \u201clying\u201d, is this true and what do I do?",
          "selftext": "Location: Wisconsin\n\nAbout 2 summers ago my mom kicked me out and then reported me as a runaway and when the cops got me I had told them I was scared to go home because she had thrown me to the floor in the past and was scared she\u2019d do something more like hit me. this was the truth and wasn\u2019t an issue then, they just said they couldn\u2019t do anything and took me home. a few weeks ago my mom got really drunk and started shoving me and after I left she tried to end her life and so cops were called an",
          "subreddit": "LegalAdvice",
          "num_comments": 59,
          "score": 0.902,
          "url": "https://reddit.com/r/legaladvice/comments/1qdu5wd/my_mom_is_saying_the_county_is_going_to_press/"
        },
        {
          "title": "(US) Child in danger call",
          "selftext": "So this happened a couple years ago. My little brother was in middle school. He has autism and is non verbal. He has a device that he uses to communicate sometimes. My mom was going to pick him up from school and I was home alone. \n\nSome time had passed and I was thinking \u201chmm they should both be here already\u201d. I was getting slightly worried about them not being home yet. \n\nThen I got a call from a random number. I can\u2019t remember if it had my area code or not. I heard someone crying and panickin",
          "subreddit": "Scams",
          "num_comments": 26,
          "score": 0.898,
          "url": "https://reddit.com/r/Scams/comments/1qrvnf3/us_child_in_danger_call/"
        },
        {
          "title": "Is my case worth pushing? Fraudulent / negligent misrepresentation",
          "selftext": "Location: Denver metro, Colorado\n\nTL;DR: I have evidence I was deceived into signing a lease due to my leasing staff lying about infestations. This has severely affected my life and I want to hold the management company accountable. I have evidence that the leasing staff knowingly  made false promises, as well as evidence of infestations being present way before my move in (2 weeks ago). I want to be reimbursed for damages, and the general toll this has taken on my life.\n\nMoved into an apartment",
          "subreddit": "LegalAdvice",
          "num_comments": 0,
          "score": 0.894,
          "url": "https://reddit.com/r/legaladvice/comments/1r2bkuh/is_my_case_worth_pushing_fraudulent_negligent/"
        },
        {
          "title": "AZ Help. Process Server detained my 16 year old in the driveway to serve me paperwork, is this legal?",
          "selftext": "Location: Tucson, AZ.\n\nMy 16-year-old daughter was leaving for school, sitting in her car getting her phone plugged in, and a process server arrived and told her to lower her window. She cracked it, and he asked her questions about who she was, if I was home, etc. He demanded to see her ID, and she refused, saying she wanted to leave for school because she was late, and he told her no. He tried to force her to take the papers through her window, but again wouldn't let her leave, secured them on ",
          "subreddit": "LegalAdvice",
          "num_comments": 45,
          "score": 0.892,
          "url": "https://reddit.com/r/legaladvice/comments/1qr9ujg/az_help_process_server_detained_my_16_year_old_in/"
        },
        {
          "title": "Update from yesterday",
          "selftext": "\\#(Portland Oregon) \ud83c\uddfa\ud83c\uddf8 I wasn\u2019t able to get any funding so I\u2019m really hoping my landlord will work with me he\u2019s supposed to be here today to serve papers for court and I\u2019m really scared I\u2019m older and a widow but I\u2019m strong and I got this thank you everyone for your advice I truly appreciate all you \ud83d\ude4f\ud83d\ude4f",
          "subreddit": "povertyfinance",
          "num_comments": 0,
          "score": 0.888,
          "url": "https://reddit.com/r/povertyfinance/comments/1r18guv/update_from_yesterday/"
        },
        {
          "title": "Withholding damage deposit",
          "selftext": "Location: Alberta, Canada\n\nMy roommate got fired from his job and is now having to break his lease with the building. He said last week that I would get my damage deposit back after I moved out but just now has said that he's keeping it so he can pay for the lease break. I'm currently on disability leave so I really needed the money to pay for my move and next month's rent at the new building. is he legally allowed to keep it even though I never broke the lease?",
          "subreddit": "LegalAdvice",
          "num_comments": 0,
          "score": 0.882,
          "url": "https://reddit.com/r/legaladvice/comments/1r2arx9/withholding_damage_deposit/"
        },
        {
          "title": "My roommate is trying to sue our property management",
          "selftext": "Location: MN, United states \nThis year has been a mental nightmare for me. My roommate and I live in a \u201cluxury\u201d apartment building that is managed by a notoriously money hungry and self-protective property management company. This is our second year living here and after our first year we downsized to a smaller unit. \n\nWithin a week we found roaches in this new unit. We never had them in our old unit. We had maintenance put roach traps around and whatnot but we still had them. From the beginning",
          "subreddit": "LegalAdvice",
          "num_comments": 0,
          "score": 0.88,
          "url": "https://reddit.com/r/legaladvice/comments/1r2akhe/my_roommate_is_trying_to_sue_our_property/"
        },
        {
          "title": "Loud apartment neighbor",
          "selftext": "Location: Ohio\n\nWe rent from a big corporate landlord. We transferred units almost 2 years ago, and have been dealing with a terrible upstairs neighbor since the day we moved in. He plays video games in his bedroom directly above our bedroom every night from 11pm-2am (you can practically set a clock by it), often stomping his feet on the floor and yelling at his game in frustration or excitement. These outbursts only last a few seconds but are loud enough to wake us, and then keep us awake as th",
          "subreddit": "LegalAdvice",
          "num_comments": 0,
          "score": 0.868,
          "url": "https://reddit.com/r/legaladvice/comments/1r23ep6/loud_apartment_neighbor/"
        },
        {
          "title": "It\u2019s been two months since move in and we still don\u2019t have a mailing address.",
          "selftext": "Location: California, US\n\n A month before move in I raised concerns with the rental company that USPS was saying the address on our lease wasn\u2019t \u201cdeliverable\u201d. They denied this, they said they talked to USPS and the said it was fine and it\u2019s never been a problem.\n\nThen they said they couldn\u2019t get us a key to our mailbox because reasons. Then they said I was right after all but everything was good now but it would take some time to get things sorted with the post office. Then they began to ignore",
          "subreddit": "LegalAdvice",
          "num_comments": 1,
          "score": 0.866,
          "url": "https://reddit.com/r/legaladvice/comments/1r1zsuz/its_been_two_months_since_move_in_and_we_still/"
        },
        {
          "title": "Coparenting: is the parent with child allowed to go out?",
          "selftext": "Location: New York \n\nWe do not have a formal co-parenting schedule, and we do not live together. I currently live with my family, and he lives with his. Since I have been a stay-at-home mother, he has encouraged me not to work in order to avoid childcare costs, stating that he would provide financial support. However, he is now limiting my access to money for personal reasons.\n\nI have asked him to watch our child for a few hours, but he has refused, saying he does not want me to have free time. ",
          "subreddit": "LegalAdvice",
          "num_comments": 27,
          "score": 0.852,
          "url": "https://reddit.com/r/legaladvice/comments/1qqc00k/coparenting_is_the_parent_with_child_allowed_to/"
        },
        {
          "title": "Neighbors are abusing their children. I can hear it all. Anything I can do?",
          "selftext": "Location: AZ\n\nI have no idea if this is the right place to post this so if there's a better place please let me know.\n\nI have new neighbors that live below me. It's 2 women likely in their 30's. 3 or 4 children from about 3 to 7. Then there's a man maybe 30's or 40's that's only there on the weekends. They are a very loud household. Lots of screaming and yelling but never after 9pm so it's not really a noise issue. \n\nUnfortunately they are all so loud I can hear everything. I can hear every word",
          "subreddit": "LegalAdvice",
          "num_comments": 59,
          "score": 0.846,
          "url": "https://reddit.com/r/legaladvice/comments/1qwdvj0/neighbors_are_abusing_their_children_i_can_hear/"
        },
        {
          "title": "Tenants rights advice for learning lease termination -CA",
          "selftext": "Location: California \n\nI am currently renting a studio on a property with multiple studios. \n\nIn the last 6 months, my neighbor has been not been paying rent. She has started to harass me and the other tenants. She has violently banged on my wall, on my door and cussed at me (I have recordings). She has violently attacked one of the other tenants as well as stolen from others. We have notified the police twice, but they are useless.\n\nWe have put the landlord and property manager on notice for mo",
          "subreddit": "LegalAdvice",
          "num_comments": 4,
          "score": 0.844,
          "url": "https://reddit.com/r/legaladvice/comments/1r27x4v/tenants_rights_advice_for_learning_lease/"
        },
        {
          "title": "Sub-lease tenant claimed in court he\u2019s \u201cjust my neighbor,\u201d got restraining order, contacted my lender \u2014 need advice (CA)",
          "selftext": "My location: San Diego California\n\nI\u2019m in California and need advice on a housing dispute that escalated into court.\n\nI am the homeowner and master tenant. I sub-leased a room in my home to someone who has lived here for about 8 years. There is no dispute that he paid rent to me over the years, though often late and with many months missed entirely. He frequently ignored my calls and messages when rent or house issues came up.\n\nKey issues:\n\n\u2022\tChronic late and missed rent payments over the years.",
          "subreddit": "LegalAdvice",
          "num_comments": 41,
          "score": 0.832,
          "url": "https://reddit.com/r/legaladvice/comments/1qssb9h/sublease_tenant_claimed_in_court_hes_just_my/"
        },
        {
          "title": "Can I sue my landlord in small claims?",
          "selftext": "Location: California\n\nTLDR:\n\n* Broke lease\n* property vacant for 6 months\n* continued paying monthly rent for 6 months\n* landlord did not find new tenant until final week (01/10 listing removed, 01/16 utility service in my name stopped) before lease end (01/24)\n* As of today (02/11), landlord has not provided receipts for deductions from security deposit nor refund statement for overlapping rent with new tenant\n* Do I have a case to sue in small claims for double security deposit back and/or par",
          "subreddit": "LegalAdvice",
          "num_comments": 0,
          "score": 0.8240000000000001,
          "url": "https://reddit.com/r/legaladvice/comments/1r274gm/can_i_sue_my_landlord_in_small_claims/"
        },
        {
          "title": "City ignored its own code to \"abate\" my Wildlife Refuge. Prosecutor dropped the case, but the City still wants me to pay for the \"service\" that destroyed 15+ year-old specimen plants.",
          "selftext": "Location: Missouri \n\nI need advice on a municipal \"abatement\" nightmare.\n\nThe Background:\n\nExemption: My property is a state-law qualified wildlife refuge. NWF, who is affiliated back to the Missouri department of conservation and has been delegated permissions for oversight into private wildlife refuages, such as my multi-acre plot, and whom we are listed.\n\nCrucially, there is a specific heading in our City Code that expressly exempts wildlife refuges from the \"long grass\" provisions; It is one",
          "subreddit": "LegalAdvice",
          "num_comments": 28,
          "score": 0.8220000000000001,
          "url": "https://reddit.com/r/legaladvice/comments/1qzdd4z/city_ignored_its_own_code_to_abate_my_wildlife/"
        },
        {
          "title": "My mom is threatening to call CPS on me if I try to leave with my kids.",
          "selftext": "I 25F live with my husband 27M (who we\u2019ll call Liam), brother 21M (who we\u2019ll call Kai), dad 48M and mom 43F. Liam and I have 3 kids, ages 5 and under.\n\nRecently, we moved. Before that, we were living in a very toxic environment. As a result of this, mine and Liam\u2019s mental health was very bad. I still haven\u2019t got mine completely back on track, but I\u2019m doing better. Liam was able to get his back on track on his own \u2014 however, I had to go to therapy and am still working through things.\n\nAfter movin",
          "subreddit": "LegalAdvice",
          "num_comments": 153,
          "score": 0.8200000000000001,
          "url": "https://reddit.com/r/legaladvice/comments/1qxdvg3/my_mom_is_threatening_to_call_cps_on_me_if_i_try/"
        },
        {
          "title": "Dog daycare neglect?",
          "selftext": "I dropped my dog off at a boarding facility for what was supposed to be 5 days. My dog was in perfect health when I dropped him off. 3 days after my dog was dropped off, they called me and said he needs to be rushed to the vet because he has trouble walking and is lethargic since the night before. I tell them to take him. After 3 hours they are still trying to figure out who will drive him to the vet (5min drive away). They finally take him and his leg is swollen from a severe infection from a s",
          "subreddit": "LegalAdvice",
          "num_comments": 2,
          "score": 0.8160000000000001,
          "url": "https://reddit.com/r/legaladvice/comments/1r20cjd/dog_daycare_neglect/"
        },
        {
          "title": "Landlord got kicked out of her home, so she illegally locked me out and claimed I was never a tenant",
          "selftext": "I\u2019m preparing for my first small claims court hearing in Washington, DC and I\u2019m looking for general advice on what to expect and how to present my case.\n\nI filed a claim for damages after my landlord/sublessor locked me out of the apartment without a court order and claimed I was never a tenant.\n\nLocation: Washington, DC\n\nI have:\n\n\n\n* A signed lease\n* Receipts for prorated rent and a security deposit\n* Photos of the apartment while I was living there\n* Text messages discussing rent\n* Payment rec",
          "subreddit": "LegalAdvice",
          "num_comments": 25,
          "score": 0.8160000000000001,
          "url": "https://reddit.com/r/legaladvice/comments/1r0tjlm/landlord_got_kicked_out_of_her_home_so_she/"
        },
        {
          "title": "Neighbors contractors are blocking my driveway during their construction. Neighbor has an easement that allows for ingress and egress only. Should we call the Sheriff to take action? Or what\u2019s your legal advice?",
          "selftext": "Location: Oregon, rural area. We have talked to the contractor. He told us he\u2019ll do whatever the f he needs to do. Including parking, off loading from our paved driveway that leads to their gravel drive, blocking our driveway while he does so. We have talked to the neighbor who is acting as her own General contractor. She basically is ignoring our requests and is \u201cso sorry.\u201d One of their subs already ran over our well head and caused $10K in damage. We have an attorney working on suing the neigh",
          "subreddit": "LegalAdvice",
          "num_comments": 47,
          "score": 0.812,
          "url": "https://reddit.com/r/legaladvice/comments/1qko9r3/neighbors_contractors_are_blocking_my_driveway/"
        },
        {
          "title": "security deposit dispute",
          "selftext": "I recently moved out of an apartment complex after living there for four years. They are now claiming that I never paid my security deposit, even though I have a receipt showing the security deposit being paid. A new company took over about a month before I moved out, and their files are saying I didn\u2019t pay it. they continue to tell me that I never paid it even after showing them the receipt. any suggestions on what i should do to resolve this?\n\nlocation: utah",
          "subreddit": "LegalAdvice",
          "num_comments": 1,
          "score": 0.81,
          "url": "https://reddit.com/r/legaladvice/comments/1r26crf/security_deposit_dispute/"
        },
        {
          "title": "Mold issue &amp; landlord",
          "selftext": "Hey! I\u2019m a 21\\[F\\] who recently moved into my mothers apartment from unrelated matters. My mother 48\\[F\\] has lived in this apartment in the east bay in location: California since I was born in 2004. Recently as of 12/22/2025 my mom has reached out to the landlord regarding a molding issue within our walls. This has caused visible molding on the ceiling, walls, under sinks, our oven is not safe for use because it is visibly growing mold even the cabinets in our kitchen are forming mold with a fo",
          "subreddit": "LegalAdvice",
          "num_comments": 0,
          "score": 0.806,
          "url": "https://reddit.com/r/legaladvice/comments/1r1utte/mold_issue_landlord/"
        },
        {
          "title": "My roommate is moving out, don\u2019t know what I am going to do",
          "selftext": "This is kind of a long story. I moved into the place I am a little over two years ago. My roommate\u2019s mom got really sick in December and passed away last month. He\u2019s been flip flopping about where he\u2019s going to live. He finally told me last night he\u2019s moving in with his bosses dad. Supposedly because he is going to put him on the will or something. I even offered to pay more rent and he is insisting on moving and thinking he\u2019s going to save all this money.\n\nThis puts me in a horrible position. T",
          "subreddit": "povertyfinance",
          "num_comments": 38,
          "score": 0.804,
          "url": "https://reddit.com/r/povertyfinance/comments/1qzm5km/my_roommate_is_moving_out_dont_know_what_i_am/"
        }
      ]
    },
    {
      "test_id": "money_traps_cluster_5",
      "cluster_id": 65,
      "channel": "money_traps",
      "topic_count": 45,
      "posts_with_content": 45,
      "sample_topics": [
        "At fault driver\u2019s insurance denied liability despi",
        "Valet crashed my car - insurer marking me at-fault",
        "Who\u2019s at Fault",
        "Got into a 3 car accident. I was at the front. Oth",
        "Why isn\u2019t accident in a rental car not showing up "
      ],
      "subreddits": [
        "LegalAdvice",
        "Insurance",
        "personalfinance"
      ],
      "raw_posts": [
        {
          "title": "At fault driver\u2019s insurance denied liability despite evidence",
          "selftext": "I have the dash cam footage of all of this.\n\nI was on the far right lane (which is not a right turn only lane) at an intersection behind a bus. Light turned green and I was waiting for the bus to complete its right turn. Once the bus finished its turn I began to move forward. All of a sudden a car in the middle lane attempts to make a right turn, hitting my front left bumper. I immediately turned my emergency lights on but saw that the other car was driving away, I attempted to follow but my car",
          "subreddit": "Insurance",
          "num_comments": 74,
          "score": 0.95,
          "url": "https://reddit.com/r/Insurance/comments/1qj2zcq/at_fault_drivers_insurance_denied_liability/"
        },
        {
          "title": "Valet crashed my car - insurer marking me at-fault due to \u2018permissive use\u2019 - is this correct?",
          "selftext": "State: Michigan\n\nI used valet parking at a hotel. While I was inside, the valet driver (employee of a third-party valet company contracted by the hotel) crashed my vehicle into a parked car. I was not present.\n\nThe accident was caught on security cameras and clearly shows the valet driver at fault. Police were called and filed a report documenting that the valet driver was operating the vehicle and hit a parked car.\n\nI contacted the valet company - they verbally acknowledged their driver was at ",
          "subreddit": "Insurance",
          "num_comments": 147,
          "score": 0.996,
          "url": "https://reddit.com/r/Insurance/comments/1qxyken/valet_crashed_my_car_insurer_marking_me_atfault/"
        },
        {
          "title": "Who\u2019s at Fault",
          "selftext": "Just wondering how they decide who is at fault.\n\nMy son had an accident in an intersection. I wasn\u2019t in the car, but the damage is to the passenger side door.\n\nHe says that he went through a yellow light. I don\u2019t approve, but this is common in my city and depending on the conditions, you risk getting rear ended if you stop too quickly.\n\nShe, of course, claims that her light was green. There was a third car involved when one of the cars went into the other lane and hit it.\n\nAssuming they are both",
          "subreddit": "Insurance",
          "num_comments": 18,
          "score": 0.994,
          "url": "https://reddit.com/r/Insurance/comments/1r25ugz/whos_at_fault/"
        },
        {
          "title": "Got into a 3 car accident. I was at the front. Other insurances deny liability.",
          "selftext": "Just like the title, I got into a 3 car accident. I was stopped at the red light. Car B behind me stopped too. And then car C hit them which pushed them to rear end my car. I have Geico. Car B also has Geico. Car C has Tesla insurance.\n\nNow, Tesla denied liability for my car. They said they didn\u2019t hit me directly. Car B which is Geico also said they wasn\u2019t at fault so they can\u2019t take responsibility for my car either.\n\nMy rear bumper is slightly damaged, just popped out but still driveable though",
          "subreddit": "Insurance",
          "num_comments": 248,
          "score": 0.994,
          "url": "https://reddit.com/r/Insurance/comments/1qd0p17/got_into_a_3_car_accident_i_was_at_the_front/"
        },
        {
          "title": "Why isn\u2019t accident in a rental car not showing up on LexisNexis?",
          "selftext": "I was involved in 2 very minor accidents while driving a car i rented from a rental company through an Uber partnership program. I was at fault both times and since both accidents were while i was actively doing rideshare Uber paid for the other vehicles\u2019 repairs but my rental was fine and didn\u2019t need any repairs at all. I reported both accidents to the rental company but they weren\u2019t concerned and let me return the car with no issue. I think they are self-insured and I bought their full coverag",
          "subreddit": "Insurance",
          "num_comments": 0,
          "score": 0.99,
          "url": "https://reddit.com/r/Insurance/comments/1r2dqq5/why_isnt_accident_in_a_rental_car_not_showing_up/"
        },
        {
          "title": "minor fender bender",
          "selftext": "okay so last night I was picking up a friend and as I was pulling up, there was a parked car infront of me in the middle of the road (mind u this road wasn\u2019t wide enough to be pulled off onto the side, he was literally blocking the lane) as any sane person would, I reverse in order to go around him, and in the process I accidentally backed into the person who had pulled up behind me. I immediately got out to speak to the person, but after we both got out and examined our vehicles, the other pers",
          "subreddit": "Insurance",
          "num_comments": 2,
          "score": 0.988,
          "url": "https://reddit.com/r/Insurance/comments/1r2cf46/minor_fender_bender/"
        },
        {
          "title": "My insurance paid out an obvious fraud claim and my rates are messed up now",
          "selftext": "I was tboned in a busy intersection. That accident wasn't my fault. My instinct was to pull into a shopping center and find a safe place to park. I pulled into a parking area and realized that were no feasible spots. I was injured and the car hit directly where my child was sitting. He was screaming and crying. My Tesla panel was going nuts with signs the car wasn't ok. I thought my car was going to be disabled at any minute and I was afraid of breaking down in a place that would block a lot of ",
          "subreddit": "Insurance",
          "num_comments": 181,
          "score": 0.988,
          "url": "https://reddit.com/r/Insurance/comments/1qrsqz4/my_insurance_paid_out_an_obvious_fraud_claim_and/"
        },
        {
          "title": "Rear ended someone while uninsured in my mom\u2019s car SIU involved, 20-min call scheduled. Worst case scenario?",
          "selftext": "I\u2019m looking for advice because I\u2019m honestly stressed about this situation. A few days ago, I rear ended another vehicle. There were no police involved and no report was made at the scene. I was driving my mom\u2019s car at the time. The vehicle is insured under her policy, but I was not listed as a driver on the policy when the accident happened. Now the other driver\u2019s insurance company (State Farm) has reached out and scheduled a 20-minute phone call with their Special Investigative Unit (SIU). From",
          "subreddit": "Insurance",
          "num_comments": 48,
          "score": 0.986,
          "url": "https://reddit.com/r/Insurance/comments/1r1psfr/rear_ended_someone_while_uninsured_in_my_moms_car/"
        },
        {
          "title": "Witnesses accident, claim filed in my name",
          "selftext": "Hello,\n\nI\u2019m not sure if this is the right place to ask. However, StateFarm won\u2019t give me a straight answer about what\u2019s going on. \n\nSituation: I was driving down a back road around 0430, down a steep hill, and noticed a tree had fallen across the road. I slowly approached, hoping that I could just move it and be on my way. As I got closer, I noticed the tree had pulled a power line down and it was now suspended by that line. I immediately backed up 500m or so and turned on my hazards. I called t",
          "subreddit": "Insurance",
          "num_comments": 19,
          "score": 0.984,
          "url": "https://reddit.com/r/Insurance/comments/1qeqei2/witnesses_accident_claim_filed_in_my_name/"
        },
        {
          "title": "Received affidavit that wants me to list my assets",
          "selftext": "I recently got into an accident last Tuesday and they ruled me at fault. The other party claims they have injuries and they got a lawyer. GEICO sent me a letter in the mail that had an affidavit on there that wants me to list out my monthly expenses as well as how much I bring home. There is a letter attached from the injury lawyer addressed to my insurance and it says the following ,\u201dshould you GEICO simply provide the requested information, we would be able to advise our client as such so that",
          "subreddit": "Insurance",
          "num_comments": 93,
          "score": 0.98,
          "url": "https://reddit.com/r/Insurance/comments/1qj3x0z/received_affidavit_that_wants_me_to_list_my_assets/"
        },
        {
          "title": "Getting sued after insurance paid other driver.",
          "selftext": "Hi, so back in May I was in an accident that involved my car and somebody else driving. We were at fault party and accepted it, the other car had no drivers in it. It was just a messed up wrong place wrong time type accident. I called the cops when we were there and they came out to assess everything and then called my insurance the next morning. \n\n   In August progressive finally said that they were going to pay out 10.3k to the other party and up until October, the last time I checked, it had ",
          "subreddit": "Insurance",
          "num_comments": 58,
          "score": 0.976,
          "url": "https://reddit.com/r/Insurance/comments/1qwe7my/getting_sued_after_insurance_paid_other_driver/"
        },
        {
          "title": "Girlfriend stopped short of accident in front of her and driver is claiming she hit him.",
          "selftext": "So my girlfriend was driving behind 2 cars - the car in front of her hit the car in front of him from behind. And there was serious damage to both these cars. My girlfriend says she jammed on her brakes and stopped just in time inches from his bumper. She got out to make sure everyone was ok. But the guy in front of her said he felt her car hitting his. She said what he felt was the impact from the front end collision he just had. And there\u2019s zero visible damage on his rear bumper or my girlfrie",
          "subreddit": "Insurance",
          "num_comments": 64,
          "score": 0.974,
          "url": "https://reddit.com/r/Insurance/comments/1qk6iut/girlfriend_stopped_short_of_accident_in_front_of/"
        },
        {
          "title": "Post Car Accident Help",
          "selftext": "I was recently in a very minor car accident where a car was in my blind spot and there was a small collision. Fortunately I was able to react quick and the damage was a small paint scrape. We exchanged insurance and numbers and the next day I got a call from my insurance. I heard that it's better to try to not involve insurance and I open to paying for the damages for both parties out of pocket.\n\nThis is my first accident so I'm not sure what's going to happen next, but is there any way to withd",
          "subreddit": "Insurance",
          "num_comments": 11,
          "score": 0.964,
          "url": "https://reddit.com/r/Insurance/comments/1r281hz/post_car_accident_help/"
        },
        {
          "title": "Husband rear ended someone today",
          "selftext": "My husband rear ended someone today and totaled our car. We only have liability so it\u2019s a total loss. The other person involved had very minimal damage and said they think we could settle outside of insurance. A police report was filed and my husband is at fault I\u2019d assume based off that although he was only given a warning no citation. Everyone is saying we should just avoid telling our insurance company since no ticket was given, our car wouldn\u2019t be covered, and the other person said they don\u2019",
          "subreddit": "Insurance",
          "num_comments": 131,
          "score": 0.964,
          "url": "https://reddit.com/r/Insurance/comments/1qokphg/husband_rear_ended_someone_today/"
        },
        {
          "title": "Failure to maintain lane control [NC]",
          "selftext": "Hello!\u00a0I totaled my car and was given a ticket for failing to maintain lane control within a single lane while driving on a street with clearly marked lanes for traffic (G.S. 20-146(D)(1)). Location: Charlotte, NC\n\nI was getting off on an exit and did not see the signs to slow down (pretty much a U-turn exit), took the exit too fast, and my car slid off the road, hit a dirt embankment, and flipped. It was my first car and my first car accident as the driver. :(\n\nNo other drivers involved, no pas",
          "subreddit": "LegalAdvice",
          "num_comments": 1,
          "score": 0.964,
          "url": "https://reddit.com/r/legaladvice/comments/1r29hdn/failure_to_maintain_lane_control_nc/"
        },
        {
          "title": "Am I cooked?",
          "selftext": "Last September 2025 I hit a motorcycle. Nothing fatal. The guy was able to get in his feet instantly but he got in an ambulance due to 911 protocols. He was released the next morning and insurance tried contacting him but he went ghost for 2 weeks. Insurance closed the case. Recently a week ago I get a call from my Insurance as they reopened the case and the biker is coming after me, this time with an attorney. I\u2019m positively sure that his injuries are not severe at all, but my insurance says we",
          "subreddit": "Insurance",
          "num_comments": 65,
          "score": 0.958,
          "url": "https://reddit.com/r/Insurance/comments/1qtiz7q/am_i_cooked/"
        },
        {
          "title": "Is it dumb to hire a lawyer for a \"not that serious\" car accident?",
          "selftext": "Location: Florida\n\nAbout two weeks ago I was driving home from work and someone sideswiped me while merging onto I-4. It wasn\u2019t some dramatic rollover or anything, but the impact shoved me into the shoulder and my passenger side doors are pretty mangled. Police came, other driver was cited.\n\nI didn\u2019t think I was hurt at first. The next day my mid back and neck were tight, then the headaches started and now I\u2019ve got this annoying numbness that comes and goes in my fingers. Urgent care said no fra",
          "subreddit": "LegalAdvice",
          "num_comments": 2,
          "score": 0.958,
          "url": "https://reddit.com/r/legaladvice/comments/1r289jg/is_it_dumb_to_hire_a_lawyer_for_a_not_that/"
        },
        {
          "title": "Ice from apartment building roof fell on car",
          "selftext": "Friend got a call from the property manager to tell him that ice from the apartment building roof had fallen on his car and smashed out his back window. \n\nHe was parked in the driveway, which he has permission to park in. \n\nProperty mgr said he will ask the building owner if insurance will pay for it but he figured it is probably considered an act of god. \n\nAny opinions? Friend is getting it fixed, but is wondering what are the chances he might get reimbursed. ",
          "subreddit": "Insurance",
          "num_comments": 33,
          "score": 0.956,
          "url": "https://reddit.com/r/Insurance/comments/1r27ff1/ice_from_apartment_building_roof_fell_on_car/"
        },
        {
          "title": "Hertz rental hit me and ran 3 MONTHS ago still no adjustor",
          "selftext": "RANT/ADVICE NEEDED: \n\nIn October of 2025 I was in a hit n run by a Hertz rental being used for the purpose of Uber. I got the plate number and filed a police report. However the other driver\u2019s insurance info is blank because the cop can\u2019t locate a current address or phone number therefore my insurance says they can\u2019t do anything until their insurance is provided. Ive called hertz dozens of times and told to call so many different numbers just to get nowhere. Today they informed me an adjuster ha",
          "subreddit": "Insurance",
          "num_comments": 90,
          "score": 0.954,
          "url": "https://reddit.com/r/Insurance/comments/1qonnji/hertz_rental_hit_me_and_ran_3_months_ago_still_no/"
        },
        {
          "title": "Who is found at fault in a pile up?",
          "selftext": "Ever look on the news and see a headline \"70 cars involved in deadly pile up on hwy so and so.\"\n\nIn that scenario, who would be found at fault? Is everyone found at fault? Is no one found at fault? Are the first 2 drivers that caused initial accident at fault for the whole thing? How does that work? ",
          "subreddit": "Insurance",
          "num_comments": 29,
          "score": 0.946,
          "url": "https://reddit.com/r/Insurance/comments/1qykrv7/who_is_found_at_fault_in_a_pile_up/"
        },
        {
          "title": "Pregnant wife passenger in accident. Received full release of all injury claims with indemnity form to sign",
          "selftext": "Good afternoon and thanks for reading. \n\nMy wife and I were hit head on when we were stopped at a red light. Wife is okay for now with no current injuries, and baby was checked out and was still healthy with no complications. She is due in May. We are receiving payout for the car from the at-fault insurance (Progressive, same carrier as myself). \n\nNow my concern is that we received a Full Release Of All Injury Claims with Indemnity form to sign, which as I\u2019m reading will release the other party ",
          "subreddit": "Insurance",
          "num_comments": 45,
          "score": 0.944,
          "url": "https://reddit.com/r/Insurance/comments/1qwwoli/pregnant_wife_passenger_in_accident_received_full/"
        },
        {
          "title": "Rear Ended at 65mph",
          "selftext": "Location: Florida\n\nBackground: Myself, wife, and 4 y/o daughter were on the freeway at a standstill. Vehicle rear ended me, at a dead stop, going 65mph (openly admitted which is over the 55mph speed limit). He hit the back left of my vehicle, setting off all the side airbags and totaling the vehicle. \n\nMiraculously, there were no immediate injuries and we were able to walk away at the time. Fast forward 2 days and pain was starting to set in. Seen at an urgent care and X-rays were taken of necks",
          "subreddit": "Insurance",
          "num_comments": 20,
          "score": 0.938,
          "url": "https://reddit.com/r/Insurance/comments/1r1mqf5/rear_ended_at_65mph/"
        },
        {
          "title": "Rear-ended a year ago, car totaled, haven't been paid out, and now charging lot fees?",
          "selftext": "Almost a year ago I was rear-ended (I am insured with Progressive), it was a chain-reaction crash, my car was totaled. The person that hit me must have been going 45MPH, no breaks, slams into the back of me. I have been fighting their insurance Geico for almost a year to get paid out. (I have limited liability) I have bought a new vehicle, but still have not been paid out, and I already signed a document agreeing to the amount I would receive from them. The local adjuster is sending me a letter ",
          "subreddit": "Insurance",
          "num_comments": 78,
          "score": 0.924,
          "url": "https://reddit.com/r/Insurance/comments/1qh8kpy/rearended_a_year_ago_car_totaled_havent_been_paid/"
        },
        {
          "title": "Accident",
          "selftext": "August 2023 I was in an accident at a stop light. We both blamed each other. The police came and took our statements. No one needed medical treatment and no one used an ambulance. I basically stopped driving in September. I\n\nno longer had a car to drive so I didn\u2019t renew my insurance \n\nIt\u2019s been about 30 months since the accident. Yesterday I was issued a summons because the other driver was suing me for 100,000 dollars due mostly to injuries and lost wages \n\nI called my insurance and they gave ",
          "subreddit": "Insurance",
          "num_comments": 7,
          "score": 0.912,
          "url": "https://reddit.com/r/Insurance/comments/1r1q68t/accident/"
        },
        {
          "title": "Pip settlement/drunk driving case",
          "selftext": "Hi guys! \n\nSo, to make a long story short, I was hit by a drunk driver on the highway early this summer. He blew 3X the legal limit and was going the wrong way down the road. I was immediately transported to the hospital unconscious, diagnosed with a mild traumatic brain injury with loss of consciousness,  cervical spine injury, heavy bruising/soft tissue damage, and most importantly, hearing loss bilaterally and permanently(sensorineural)  (in the mild-moderate range). Now I was out of work for",
          "subreddit": "Insurance",
          "num_comments": 43,
          "score": 0.912,
          "url": "https://reddit.com/r/Insurance/comments/1qow20y/pip_settlementdrunk_driving_case/"
        },
        {
          "title": "Is there a way to get someone's address from a license plate?",
          "selftext": "so a while ago I was the victim of a hit and run, so I need any advice on how to get the person's address to take them to court. My insurance isn't doing anything to help me since I have the cheapest one I could find. I already went to the police but they were completely useless even though I had their license plate number. \n\nLocation: Los Angeles ",
          "subreddit": "LegalAdvice",
          "num_comments": 1,
          "score": 0.906,
          "url": "https://reddit.com/r/legaladvice/comments/1r2cjd1/is_there_a_way_to_get_someones_address_from_a/"
        },
        {
          "title": "2 accidents 2 days in a row",
          "selftext": "hey there everyone this is my first post in reddit im trying to get an idea what would be the best move right now, this weekend me (driver) and my wife were rear ended right in front of a red light, the guy accept he was at fault and we call the cops, no major issue, i called my insurance and filled a claim, now, a day after, my wife took my car and went to school, on her way somebody rear ended her, same spot, the thing is my wife is not listed in my policy, she wasnt at fault but the party at ",
          "subreddit": "Insurance",
          "num_comments": 9,
          "score": 0.902,
          "url": "https://reddit.com/r/Insurance/comments/1r1q6xs/2_accidents_2_days_in_a_row/"
        },
        {
          "title": "Hit and run, or so I thought",
          "selftext": "I was side swiped and slid across the freeway and luckily was able to get on the side of the road. It was dark and I didn't see where the other driver was so I assumed it was a hit and run. \n\nCop asked what car was it, I said I wasn't sure maybe a navy blue box car and he asked if it was a jeep and I said I don't know and he walked away from me never confirming nor denying. So I'm still left unsure of where the driver is. \n\nI talked to my insurance and she told me they do have the other parties ",
          "subreddit": "Insurance",
          "num_comments": 2,
          "score": 0.9,
          "url": "https://reddit.com/r/Insurance/comments/1r1q5f2/hit_and_run_or_so_i_thought/"
        },
        {
          "title": "Bumped into a friend's car- should I go through car insuranc",
          "selftext": "Hi Everyone,\n\nHoping for some direction here.  Bumped into my buddies car a few weeks back and caused some minor damage to the passenger door.  He went and got 2 estimates that are within a few hundred of each other (2,100 vs 1,500).\n\nI have never been in an accident before or had a claim.  Would it make sense just to write a check to cover the cost of the repair or let them file a claim through my insurance?    \n\nAny suggestions would be greatly appreciated!",
          "subreddit": "Insurance",
          "num_comments": 13,
          "score": 0.88,
          "url": "https://reddit.com/r/Insurance/comments/1r1lkqm/bumped_into_a_friends_car_should_i_go_through_car/"
        },
        {
          "title": "Other driver has gotten a lawyer.",
          "selftext": "I was in a car accident about half year ago. Cars are totaled.\n\nThe police report indicates there was NO injury at the accident. I also have taken pictures of the scene. From pictures, other driver appeared ok. I have forwarded/uploaded the information to the insurance.\n\nAbout 2 weeks after accident, I was informed by my adjuster that other driver has gotten a lawyer. Then some days later, the insurance settled the property damages.\n\nFast forward 6 months later, the claim is still open and I hav",
          "subreddit": "Insurance",
          "num_comments": 15,
          "score": 0.876,
          "url": "https://reddit.com/r/Insurance/comments/1qu44zl/other_driver_has_gotten_a_lawyer/"
        },
        {
          "title": "Was in a car accident back in Feb 2025. now I am getting calls from debt collectors about my glasses",
          "selftext": "In February 2025, I was involved in a car accident where another driver suddenly collided with my vehicle, totaling it. During the impact, my eyeglasses were damaged and required replacement. At my eye doctor's office, I provided the at-fault driver's insurance information, and they assured me it would cover the cost of the new glasses.\n\nHowever, 6-8 months later, I received a call from a debt collector claiming I owed approximately $900, stating that an unfamiliar insurance policy\u2014possibly rela",
          "subreddit": "Insurance",
          "num_comments": 12,
          "score": 0.87,
          "url": "https://reddit.com/r/Insurance/comments/1qh4x0w/was_in_a_car_accident_back_in_feb_2025_now_i_am/"
        },
        {
          "title": "I NEED HELP!! Personal injury claim with pre-existing condition &amp; NO LAWYER",
          "selftext": "I was rear-ended in October while at a near stop turning into my driveway at 45mph-ish.  I took the ambulance to the hospital for neck/back/right thumb.  I've dealt with a myriad of spine issues since my teens (I'm 45), my hands are really arthritic from an accident 12yrs ago, and everything was throbbing.\n\nFor years I've seen a pain mgmt doc monthly, I'm medicated, and over the year pre-accident I had 2 blocks of nerves ablated.  I have cervical and lumbar stenosis (narrowing space around the s",
          "subreddit": "Insurance",
          "num_comments": 6,
          "score": 0.866,
          "url": "https://reddit.com/r/Insurance/comments/1r1n8xc/i_need_help_personal_injury_claim_with/"
        },
        {
          "title": "Is this settlement reasonable after a parked car collision?",
          "selftext": "Last week, I was sitting in my parked car when another driver tried to front park and hit my car hard. The car made a loud \u201cboom\u201d noise when it was hit and I felt the impact. I have a subcompact SUV and the person who hit me has a midsize SUV. The other party confirmed their fault, so my claim is being handled through the other party\u2019s insurance.\n\nLater that day, pain started in the middle of my neck and middle of my back, both sides of my upper shoulder area, and then spread to my dominant arm.",
          "subreddit": "Insurance",
          "num_comments": 9,
          "score": 0.864,
          "url": "https://reddit.com/r/Insurance/comments/1qvbgr6/is_this_settlement_reasonable_after_a_parked_car/"
        },
        {
          "title": "Talk to me about NC contributory negligence",
          "selftext": "So 6+ months ago I was in NC in a rental vehicle on the high-way and another vehicle merged into me. At this point I don't recall if I had space to dodge or not. In the last 2 weeks they called for a statement and I'm sure I said something indicating 1% fault. What a way to find out NC's odd regime!\n\nBut how on earth does anyone get a claim paid in NC? The only way I as a driver can not be partially at fault is if I'm parked it seems. If I am driving at an intersection, have a green light, and a",
          "subreddit": "Insurance",
          "num_comments": 5,
          "score": 0.86,
          "url": "https://reddit.com/r/Insurance/comments/1qvb5tj/talk_to_me_about_nc_contributory_negligence/"
        },
        {
          "title": "First accident",
          "selftext": "Hello everyone i was involved in my first accident back in March of 2025. The accident occurred in las vegas and I was found at fault. With this being my first accident I i truly don't have much of an idea of whats going on in the background. My insurance agent has been as helpful as she can be and the lawyer representing me doesnt seem to want to give me any answers so im hoping to get some help here. So as stated I was involved in a accident in March pf 2025 its been a lengthy process that I t",
          "subreddit": "Insurance",
          "num_comments": 3,
          "score": 0.856,
          "url": "https://reddit.com/r/Insurance/comments/1r1gn4y/first_accident/"
        },
        {
          "title": "Door dent from hell, underinsured",
          "selftext": "hey just looking for advice. I backed into someone's door while I was driving a rental car with no added insurance. The rental car took no damage. The other person's car has a 6 inch by 2 inch dent in the door roughly. I didn't have added insurance cause I thought I had collision on my policy that covers rentals as well, but alas its an expensive mistake. I am fine with paying for the repairs and have been actively going to get estimates, they have ranged from 1300-4700$. He wants to go with the",
          "subreddit": "Insurance",
          "num_comments": 2,
          "score": 0.854,
          "url": "https://reddit.com/r/Insurance/comments/1r1gdfb/door_dent_from_hell_underinsured/"
        },
        {
          "title": "Parked car hit by tow truck",
          "selftext": "So I was hit by a tow truck (contracted with triple a roadside assistance) while parked in front of my house. (Rear bumper ripped off halfway)\n\nI don't touch it and borrowed my siblings' truck in the morning to take to work. On the way, the tow company calls me and says they accept fault and want to make things right. They say they're going to take my car to get it checked out. I wasn't sure how to go about things and so I arranged for my sister to meet them at my house to give them the key so t",
          "subreddit": "personalfinance",
          "num_comments": 33,
          "score": 0.846,
          "url": "https://reddit.com/r/personalfinance/comments/1qvfvk6/parked_car_hit_by_tow_truck/"
        },
        {
          "title": "I Accidently hit a Parked Car and Haven't Heard From Them, Could I get in Trouble Still?",
          "selftext": "I live in northern California. While backing out of a driveway late at night I accidently backed into a parked car. This car was in my blind spot so I didn't really see it until the last minute. I got out and I looked over the damages and there was a small dent in their door and a little bit of my cars paint on the door, but other than that no other damages.\n\nThis car was parked along a curb and not infront of a house so I wasn't sure who the owner was. I wasn't sure if I should go door to door ",
          "subreddit": "Insurance",
          "num_comments": 15,
          "score": 0.846,
          "url": "https://reddit.com/r/Insurance/comments/1r10zbx/i_accidently_hit_a_parked_car_and_havent_heard/"
        },
        {
          "title": "Auto accident",
          "selftext": "I was involved in an auto accident in michigan where I was rear ended. The other driver was ticketed and I was not. Im in my early 20s. I suffered a concussion, T-1 fracture and lower back disc slippage and a few other minor injuries. Due to this ive lost my car, and my job. ive hired an attorney. Realistically what's the time frame and possible settlement range I can expect. ",
          "subreddit": "Insurance",
          "num_comments": 7,
          "score": 0.844,
          "url": "https://reddit.com/r/Insurance/comments/1r1f1us/auto_accident/"
        },
        {
          "title": "Chunk of ice flew off semi truck and struck my vehicle",
          "selftext": "I was passing a semi on the highway last week and a chunk of ice flew off a trailer and went through my windshield hitting my fianc\u00e9, causing her to lose an eye. The truck and trailer were nondescript and state police and DOT have been otherwise helpful but have no leads yet. Is she pretty much reliant on waiting for the outcome of the investigation before pursuing legal action? Other than hiring a lawyer, where do we start? It\u2019s highly probable she will be unable to continue working at her curr",
          "subreddit": "LegalAdvice",
          "num_comments": 41,
          "score": 0.838,
          "url": "https://reddit.com/r/legaladvice/comments/1qqg2zd/chunk_of_ice_flew_off_semi_truck_and_struck_my/"
        },
        {
          "title": "Auto insurance PA I hit a car but I'm getting off easy. What's the hitch?",
          "selftext": "I was plowing snow in a driveway. I grazed the rear bumper cover of a 2025 Subaru Forester and snapped a piece off. I told the owner about it right away and that I'll make it right whatever I have to do. She was very cool about it. She later turned it into her insurance, told them it got hit by a snowplow. They're taking care of it but they didn't even ask her who did it. Will they ask her about that later? I've already told her if they do to please tell them. I figure they'd rather work with me",
          "subreddit": "Insurance",
          "num_comments": 6,
          "score": 0.832,
          "url": "https://reddit.com/r/Insurance/comments/1qpiyi9/auto_insurance_pa_i_hit_a_car_but_im_getting_off/"
        },
        {
          "title": "Not at fault on our policy but at fault on the other",
          "selftext": "Quick facts:\n\n\\- Wife was rear-ended by commercial truck with unlicensed driver who was cited for that and for driving recklessly.\n\n\\- Commercial policy (other driver) claimed my wife was at fault just because driver said she swerved in front of him (no evidence and not true).\n\n\\- Both policies are Progressive.\n\n\\- Our policy found us not at fault but we didn't have coverage for rental car.  Adjuster on my policy said 'go get a rental and the commercial policy (other driver) will pay for it once",
          "subreddit": "Insurance",
          "num_comments": 34,
          "score": 0.8240000000000001,
          "url": "https://reddit.com/r/Insurance/comments/1qldcmw/not_at_fault_on_our_policy_but_at_fault_on_the/"
        },
        {
          "title": "Arizona Road Debris - HOV Lane Collision",
          "selftext": "Hello everybody!\n\nI was driving in the HOV lane this afternoon and got an alert on Google Maps that there was an object in the road. This is not unusual for Arizona - I\u2019ve seen metal ladders, plastic buckets, huge construction cones, plywood, etc. in the middle of the road out here. I was keeping my eyes peeled and looking to my right in the other lanes and in front of me to see if I could find this debris. Unfortunately, there was an SUV in front of me (I was more than a car\u2019s length behind it)",
          "subreddit": "Insurance",
          "num_comments": 22,
          "score": 0.8200000000000001,
          "url": "https://reddit.com/r/Insurance/comments/1r1hr8i/arizona_road_debris_hov_lane_collision/"
        },
        {
          "title": "Man threatening to sue because I reported his on brothers death",
          "selftext": "Location: Florida, US.\n\nUDPATE: it\u2019s been 24 hours and he hasn\u2019t said anything else.\n\nIm an independent reporter for my local area. A day after new years I was told about a drunk driver had crashed into a lake in a neighborhood near my house. I was on scene for over 3 hours taking pictures and watching Fire Department and law enforcement do their thing and remove the car from the water.\n\nThe story I heard from bystanders was a man who grandparents lived in the neighborhood was partying during Ne",
          "subreddit": "LegalAdvice",
          "num_comments": 27,
          "score": 0.8180000000000001,
          "url": "https://reddit.com/r/legaladvice/comments/1r0b9sn/man_threatening_to_sue_because_i_reported_his_on/"
        },
        {
          "title": "Someone hit my car, gave the cops an insurance that was no longer active",
          "selftext": "I was rear ended about 4 days ago. The at fault driver gave me a cracked bumper. I am on a liability plan with my mom. I got out of the car and took pictures of her license plate and the  damages immediately. We were able to pull over off the road. When we both got out she said \u201cI don\u2019t have to call the police, I work in insurance\u201d. I immediately called the police and told them what happened. During the waiting period, the driver was asking me how much was my deductible. I replied that I didn\u2019t ",
          "subreddit": "Insurance",
          "num_comments": 40,
          "score": 0.806,
          "url": "https://reddit.com/r/Insurance/comments/1r0hb3f/someone_hit_my_car_gave_the_cops_an_insurance/"
        }
      ]
    }
  ]
}