# trend_items

topic_name: NEW POLLS SHOCK CANADIANS - ELECTION THIS SPRING?
source: youtube
region: CA
url: https://youtube.com/watch?v=NYbyLmIbVDs
collected_at: 2026-02-11T23:50:13.286605
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "NYbyLmIbVDs", "channel": "Claus Kellerman POV", "category": "News & Politics", "category_id": 25, "views": "153372", "view_count": 153372, "likes": "11410", "published_at": "2026-02-09T12:00:43Z"}


topic_name: Finally... A Pro Better Than Zen.
source: youtube
region: CA
url: https://youtube.com/watch?v=SKPsYioMTvE
collected_at: 2026-02-11T23:50:13.811791
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "SKPsYioMTvE", "channel": "amustycow", "category": "Gaming", "category_id": 20, "views": "146963", "view_count": 146963, "likes": "6053", "published_at": "2026-02-11T16:45:01Z"}


topic_name: Prime Minister Carney announces new strategy to transform Canada’s auto industry
source: youtube
region: CA
url: https://youtube.com/watch?v=ECLAMIbfRrg
collected_at: 2026-02-11T23:50:13.286587
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "ECLAMIbfRrg", "channel": "Prime Minister of Canada", "category": "News & Politics", "category_id": 25, "views": "142166", "view_count": 142166, "likes": "0", "published_at": "2026-02-09T17:03:18Z"}


topic_name: finding EVERY KITTEN in Roblox find the kittens…
source: youtube
region: CA
url: https://youtube.com/watch?v=LP4rHnZug0c
collected_at: 2026-02-11T23:50:13.811776
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "LP4rHnZug0c", "channel": "CashBlox", "category": "Gaming", "category_id": 20, "views": "136514", "view_count": 136514, "likes": "4797", "published_at": "2026-02-11T12:45:03Z"}


topic_name: I Killed Everyone in Hitman. By Pressing Them Into Wine.
source: youtube
region: CA
url: https://youtube.com/watch?v=2sDOFSiIN4c
collected_at: 2026-02-11T23:50:12.842788
autocomplete: []
category: General/Mixed
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "2sDOFSiIN4c", "channel": "RTGame", "category": "General/Mixed", "category_id": null, "views": "136320", "view_count": 136320, "likes": "21275", "published_at": "2026-02-11T18:00:07Z"}


topic_name: French Montana x Max B - BULLETPROOF MAYBACH (Official Video)
source: youtube
region: US
url: https://youtube.com/watch?v=YfytB9lD_k4
collected_at: 2026-02-11T23:50:11.517234
autocomplete: []
category: General/Mixed
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "YfytB9lD_k4", "channel": "French Montana", "category": "General/Mixed", "category_id": null, "views": "161183", "view_count": 161183, "likes": "9085", "published_at": "2026-02-10T17:00:07Z"}


topic_name: Nain
source: youtube
region: CA
url: https://youtube.com/watch?v=WhiSSlPRYj0
collected_at: 2026-02-11T23:50:13.587066
autocomplete: []
category: Music
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "WhiSSlPRYj0", "channel": "Hustinder - Topic", "category": "Music", "category_id": 10, "views": "135383", "view_count": 135383, "likes": "2563", "published_at": "2026-02-10T04:30:21Z"}


topic_name: Outside
source: youtube
region: US
url: https://youtube.com/watch?v=igjKO-RZHIo
collected_at: 2026-02-11T23:50:11.981240
autocomplete: []
category: Music
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "igjKO-RZHIo", "channel": "Cardi B - Topic", "category": "Music", "category_id": 10, "views": "157970", "view_count": 157970, "likes": "2959", "published_at": "2026-02-03T23:26:50Z"}


topic_name: BC school shooting: At least 9 killed, 25 injured in Tumbler Ridge
source: youtube
region: CA
url: https://youtube.com/watch?v=dZHMrFw-lvw
collected_at: 2026-02-11T23:50:13.286520
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "dZHMrFw-lvw", "channel": "Global News", "category": "News & Politics", "category_id": 25, "views": "132398", "view_count": 132398, "likes": "845", "published_at": "2026-02-11T04:39:11Z"}


topic_name: FUERZA REGIDA, MANUEL TURIZO - UNA CERVEZA (Letra)
source: youtube
region: US
url: https://youtube.com/watch?v=Zsl8GAf8CZY
collected_at: 2026-02-11T23:50:11.517223
autocomplete: []
category: General/Mixed
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "Zsl8GAf8CZY", "channel": "Sonalux", "category": "General/Mixed", "category_id": null, "views": "155913", "view_count": 155913, "likes": "245", "published_at": "2026-02-07T17:00:50Z"}


topic_name: BREAKING: Trump Demands FIVE Things From Canada — Carney REJECTS Every One
source: youtube
region: CA
url: https://youtube.com/watch?v=VzKwq7t8F4o
collected_at: 2026-02-11T23:50:13.286661
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "VzKwq7t8F4o", "channel": "Capital Briefs", "category": "News & Politics", "category_id": 25, "views": "131718", "view_count": 131718, "likes": "2748", "published_at": "2026-02-09T23:30:11Z"}


topic_name: Pretty & Petty
source: youtube
region: US
url: https://youtube.com/watch?v=_5tczRlly7w
collected_at: 2026-02-11T23:50:11.981257
autocomplete: []
category: Music
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "_5tczRlly7w", "channel": "Cardi B - Topic", "category": "Music", "category_id": 10, "views": "145403", "view_count": 145403, "likes": "2882", "published_at": "2026-02-03T23:26:49Z"}


topic_name: Dash Hides inside Inventory in Minecraft!
source: youtube
region: CA
url: https://youtube.com/watch?v=FSq4DpYu1gs
collected_at: 2026-02-11T23:50:13.811850
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "FSq4DpYu1gs", "channel": "Dash", "category": "Gaming", "category_id": 20, "views": "128245", "view_count": 128245, "likes": "2122", "published_at": "2026-02-11T14:00:24Z"}


topic_name: Who’s That In My Car?! [Drive Me To Hell]
source: youtube
region: US
url: https://youtube.com/watch?v=373MBu2Be7A
collected_at: 2026-02-11T23:50:12.464551
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "373MBu2Be7A", "channel": "Joe Bart Games", "category": "Gaming", "category_id": 20, "views": "138048", "view_count": 138048, "likes": "4792", "published_at": "2026-02-10T21:08:50Z"}


topic_name: Apple Watch Memes ⌚️😂
source: youtube
region: CA
url: https://youtube.com/watch?v=1t-fL-338yw
collected_at: 2026-02-11T23:50:13.997480
autocomplete: []
category: Science & Technology
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "1t-fL-338yw", "channel": "Zuace", "category": "Science & Technology", "category_id": 28, "views": "125877", "view_count": 125877, "likes": "13432", "published_at": "2026-02-11T11:15:01Z"}


topic_name: JUST IN: Joly DESTROYS Opposition Over Silence on Trump’s Tariffs
source: youtube
region: CA
url: https://youtube.com/watch?v=rHcRnWdKKNs
collected_at: 2026-02-11T23:50:13.286690
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "rHcRnWdKKNs", "channel": "Canada Today", "category": "News & Politics", "category_id": 25, "views": "115786", "view_count": 115786, "likes": "3680", "published_at": "2026-02-10T00:32:42Z"}


topic_name: I Upgraded My OWN BRAINROT…
source: youtube
region: US
url: https://youtube.com/watch?v=DQCWBnpt1tQ
collected_at: 2026-02-11T23:50:12.464493
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "DQCWBnpt1tQ", "channel": "Techys", "category": "Gaming", "category_id": 20, "views": "132787", "view_count": 132787, "likes": "7827", "published_at": "2026-02-11T16:00:18Z"}


topic_name: Canadian politics update! Election coming?
source: youtube
region: CA
url: https://youtube.com/watch?v=_uOfF3ZlecQ
collected_at: 2026-02-11T23:50:13.286686
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "_uOfF3ZlecQ", "channel": "J.J. McCullough", "category": "News & Politics", "category_id": 25, "views": "112339", "view_count": 112339, "likes": "5643", "published_at": "2026-02-09T23:27:31Z"}


topic_name: Minecraft, But There’s GIANT SWORD Crafts…
source: youtube
region: US
url: https://youtube.com/watch?v=QA_bJC1cQUc
collected_at: 2026-02-11T23:50:12.464531
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "QA_bJC1cQUc", "channel": "Cash", "category": "Gaming", "category_id": 20, "views": "132030", "view_count": 132030, "likes": "2643", "published_at": "2026-02-11T15:00:47Z"}


topic_name: Nine killed and 25 injured in shootings at school and home in Canada | BBC News
source: youtube
region: CA
url: https://youtube.com/watch?v=-kjpP6oNq2w
collected_at: 2026-02-11T23:50:13.286681
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "-kjpP6oNq2w", "channel": "BBC News", "category": "News & Politics", "category_id": 25, "views": "108393", "view_count": 108393, "likes": "1424", "published_at": "2026-02-11T07:42:47Z"}


topic_name: “De Facto Dictatorship”: Democrats Confront ICE, CBP Officials on Brutal Tactics
source: youtube
region: US
url: https://youtube.com/watch?v=qHWfwGiKBIk
collected_at: 2026-02-11T23:50:11.638319
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "qHWfwGiKBIk", "channel": "Democracy Now!", "category": "News & Politics", "category_id": 25, "views": "129101", "view_count": 129101, "likes": "3773", "published_at": "2026-02-11T16:58:13Z"}


topic_name: Trump Puts Carney on NOTICE—Stalling for a Majority Just Backfired BADLY
source: youtube
region: CA
url: https://youtube.com/watch?v=bv6_URgEIE4
collected_at: 2026-02-11T23:50:13.286656
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "bv6_URgEIE4", "channel": "Jasmin Laine", "category": "News & Politics", "category_id": 25, "views": "106796", "view_count": 106796, "likes": "11290", "published_at": "2026-02-11T00:00:59Z"}


topic_name: BUSTING MYTHS in 99 NIGHTS IN THE FOREST...
source: youtube
region: CA
url: https://youtube.com/watch?v=8iDPEL1HAD4
collected_at: 2026-02-11T23:50:13.811744
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "8iDPEL1HAD4", "channel": "Lana's Life", "category": "Gaming", "category_id": 20, "views": "106360", "view_count": 106360, "likes": "3548", "published_at": "2026-02-11T16:51:32Z"}


topic_name: MUST WATCH: PRESS SEC. LISTS OFF THIS WEEK’S WINS FOR THE AMERICAN PEOPLE T
source: youtube
region: US
url: https://youtube.com/watch?v=OBq5d2_dbsU
collected_at: 2026-02-11T23:50:11.638356
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "OBq5d2_dbsU", "channel": "Real America's Voice", "category": "News & Politics", "category_id": 25, "views": "122215", "view_count": 122215, "likes": "13105", "published_at": "2026-02-11T01:45:57Z"}


topic_name: This Artillery Tank Nukes Everything
source: youtube
region: CA
url: https://youtube.com/watch?v=TcNcYbpayR8
collected_at: 2026-02-11T23:50:13.811786
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "TcNcYbpayR8", "channel": "Spookston", "category": "Gaming", "category_id": 20, "views": "101522", "view_count": 101522, "likes": "9671", "published_at": "2026-02-11T17:30:08Z"}


topic_name: WE FOUND A GIANT BLOOP IN GTA 5...
source: youtube
region: US
url: https://youtube.com/watch?v=7udbdEGBQds
collected_at: 2026-02-11T23:50:12.464523
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "7udbdEGBQds", "channel": "TechyCrew", "category": "Gaming", "category_id": 20, "views": "118870", "view_count": 118870, "likes": "3359", "published_at": "2026-02-11T14:00:12Z"}


topic_name: ZOINK VERIFIED ORBIT!!!
source: youtube
region: CA
url: https://youtube.com/watch?v=axZOYL5WLyo
collected_at: 2026-02-11T23:50:13.811832
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "axZOYL5WLyo", "channel": "VortroxTwo", "category": "Gaming", "category_id": 20, "views": "101474", "view_count": 101474, "likes": "4527", "published_at": "2026-02-11T13:00:06Z"}


topic_name: Nioh 3 - Circus of Grandmas and Kittens
source: youtube
region: US
url: https://youtube.com/watch?v=I4aS5e0J3Ls
collected_at: 2026-02-11T23:50:12.464511
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "I4aS5e0J3Ls", "channel": "videogamedunkey", "category": "Gaming", "category_id": 20, "views": "114569", "view_count": 114569, "likes": "9386", "published_at": "2026-02-11T20:30:07Z"}


topic_name: Jivani Reveals Carney is LEFT BEHIND — Mexico WAY AHEAD in CUSMA Renegotiations
source: youtube
region: CA
url: https://youtube.com/watch?v=OCMoDdj7z28
collected_at: 2026-02-11T23:50:13.286614
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "OCMoDdj7z28", "channel": "Moose on the Loose", "category": "News & Politics", "category_id": 25, "views": "94725", "view_count": 94725, "likes": "9644", "published_at": "2026-02-09T11:00:46Z"}


topic_name: Resident Evil 6 made me sick & NIOH 3 🔴Full Stream🔴 (2-10)
source: youtube
region: US
url: https://youtube.com/watch?v=e3JmpLCFNqA
collected_at: 2026-02-11T23:50:12.464577
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "e3JmpLCFNqA", "channel": "Maximilian Dood", "category": "Gaming", "category_id": 20, "views": "114055", "view_count": 114055, "likes": "2417", "published_at": "2026-02-11T10:43:24Z"}


topic_name: Nintendo Switch 2 Light Mode Gone Wrong!
source: youtube
region: CA
url: https://youtube.com/watch?v=Zyuun54wZ84
collected_at: 2026-02-11T23:50:13.997442
autocomplete: []
category: Science & Technology
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "Zyuun54wZ84", "channel": "EmSwizzle", "category": "Science & Technology", "category_id": 28, "views": "88806", "view_count": 88806, "likes": "6085", "published_at": "2026-02-11T20:00:35Z"}


source: google_news
region: CA
collected_at: 2026-02-11T23:50:19.941640
autocomplete: []
category: Health
reddit_subreddits: []
signal_type: news_context
topic_name:
Norwegian biathlete skids into personal life with confession of cheating on girlfriend - The Globe and Mail

url:

metadata:
{"published": "Wed, 11 Feb 2026 14:30:51 GMT", "source_publication": "The Globe and Mail", "category": "Health"}


topic_name: I Reset College Football to 2007!
source: youtube
region: US
url: https://youtube.com/watch?v=cgJDowCH5M0
collected_at: 2026-02-11T23:50:12.464601
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "cgJDowCH5M0", "channel": "Bordeaux", "category": "Gaming", "category_id": 20, "views": "111796", "view_count": 111796, "likes": "3056", "published_at": "2026-02-10T23:00:45Z"}


topic_name: Clive Barker's Hellraiser: Revival - Love Story Trailer | PS5 Games
source: youtube
region: CA
url: https://youtube.com/watch?v=ZFePvEJ0uYA
collected_at: 2026-02-11T23:50:12.842795
autocomplete: []
category: General/Mixed
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "ZFePvEJ0uYA", "channel": "PlayStation", "category": "General/Mixed", "category_id": null, "views": "88104", "view_count": 88104, "likes": "6758", "published_at": "2026-02-11T13:00:00Z"}


topic_name: JUST IN: Trump Threatened to BLOCK Canada's $5.6B Bridge — Carney's Response SHOCKED Washington
source: youtube
region: CA
url: https://youtube.com/watch?v=OSwC7rZ3PC4
collected_at: 2026-02-11T23:50:13.286636
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "OSwC7rZ3PC4", "channel": "US - Canada Watch", "category": "News & Politics", "category_id": 25, "views": "80100", "view_count": 80100, "likes": "3358", "published_at": "2026-02-11T00:00:33Z"}


topic_name: TIMTHETAMAN OVERWATCH SEASON 1 ARC (DAY 2)
source: youtube
region: US
url: https://youtube.com/watch?v=71r7aEvaFZ8
collected_at: 2026-02-11T23:50:12.464519
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "71r7aEvaFZ8", "channel": "TimTheTatman", "category": "Gaming", "category_id": 20, "views": "100350", "view_count": 100350, "likes": "1885", "published_at": "2026-02-11T21:00:51Z"}


topic_name: Tumbler Ridge high school student describes emergency lockdown
source: youtube
region: CA
url: https://youtube.com/watch?v=7ktUkqXgrvw
collected_at: 2026-02-11T23:50:13.286529
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "7ktUkqXgrvw", "channel": "CBC News: The National", "category": "News & Politics", "category_id": 25, "views": "78106", "view_count": 78106, "likes": "591", "published_at": "2026-02-11T05:12:37Z"}


topic_name: Minecraft, But You Smelt Any Item...
source: youtube
region: US
url: https://youtube.com/watch?v=Eq5kIVlmtS4
collected_at: 2026-02-11T23:50:12.464561
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "Eq5kIVlmtS4", "channel": "Wisp", "category": "Gaming", "category_id": 20, "views": "94748", "view_count": 94748, "likes": "4709", "published_at": "2026-02-11T17:15:01Z"}


topic_name: I'm meowmaxxing...I'm taking the catpill (Mewgenics)
source: youtube
region: CA
url: https://youtube.com/watch?v=db6W_gRBV5k
collected_at: 2026-02-11T23:50:13.811748
autocomplete: []
category: Gaming
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "db6W_gRBV5k", "channel": "Northernlion", "category": "Gaming", "category_id": 20, "views": "77086", "view_count": 77086, "likes": "3976", "published_at": "2026-02-11T17:07:25Z"}


topic_name: 'She's only 12-years-old': Family of B.C. mass shooting surviving victim speaks out
source: youtube
region: CA
url: https://youtube.com/watch?v=C4MBbUEMgR4
collected_at: 2026-02-11T23:50:13.286558
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "C4MBbUEMgR4", "channel": "CityNews", "category": "News & Politics", "category_id": 25, "views": "74452", "view_count": 74452, "likes": "653", "published_at": "2026-02-11T15:34:29Z"}


topic_name: She Won a Minecraft Tournament With 0 Experience
source: youtube
region: CA
url: https://youtube.com/watch?v=1IB2OsNi9-4
collected_at: 2026-02-11T23:50:12.842768
autocomplete: []
category: General/Mixed
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "1IB2OsNi9-4", "channel": "Ludwin", "category": "General/Mixed", "category_id": null, "views": "73774", "view_count": 73774, "likes": "4479", "published_at": "2026-02-11T20:00:03Z"}


topic_name: T.I. - LET 'EM KNOW (Official Lyric Video)
source: youtube
region: US
url: https://youtube.com/watch?v=6WObyunYRxo
collected_at: 2026-02-11T23:50:11.517088
autocomplete: []
category: General/Mixed
reddit_subreddits: []
signal_type: video_demand
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topic_name: Finance Minister Champagne Embarrassed by Melissa Lantsman On Promise To Lower Grocery Prices
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Official: Edmonton Elks make Coulter Woodmansey highest-paid offensive lineman in CFL salary cap era - 3DownNation

url:

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topic_name: Chelsea FC vs. Leeds United | PREMIER LEAGUE HIGHLIGHTS | Week 26 | Fubo Canada
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topic_name: Sauce Walka - Not Yet (Official Video)
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topic_name: Ranking Every Killer in Forsaken (UPDATED)
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topic_name: Chernarus Adventures Then Sons Of The Forest Episode 1
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topic_name: Raj/Russo: Let's Break A Deal -- Trump Threatens Gordie Howe
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topic_name: 10Percent - Snake Story Pt. 3 (Official Video)
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topic_name: Pokémon Pokopia Might Finally Be the Life Sim Pokémon Fans Have Waited For | IGN Preview
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topic_name: Al Final del Día
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topic_name: Donald Trump veut bloquer l'ouverture du pont Gordie-Howe | Mordus de politique
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topic_name: POPPY PLAYTIME CHAPTER 5 TRAILER REACTION - THIS LOOKS INSANE
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topic_name: SCARPETTA Official Trailer (2026) Nicole Kidman, Jamie Lee Curtis
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topic_name: The Super Mario Galaxy Movie - Trailer #2 (2026) - Chris Pratt, Anya Taylor-Joy, Benny Safdie
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topic_name: Scrubs Revival | Official Trailer
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topic_name: Absolutely getting THRASHED | Donkey Kong Country [6]
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topic_name: THE FIRST KOREAN TYLER1 ALL-STARS!
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topic_name: Bleachers - you and forever (Official Video)
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topic_name: 'Costly and devastating' error sees GB's Fear & Gibson miss medal - BBC
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topic_name: Poppy Playtime Chapter 5 — The Trailer Just Started A WAR…
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topic_name: Parker McCollum - Killin' Me (Official Music Video)
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topic_name: Rari
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topic_name: Josiah Queen, Julia Poe - demons (Audio)
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topic_name: The Poppy Playtime Chapter 5 Gameplay Trailer was INSANE!
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topic_name: SleazyWorld Go - Stella (Official Video)
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topic_name: Raq baby - WDH You Been Doin (Official Music Video)
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topic_name: Eric Lauer Loses Arbitration Case Against Blue Jays - MLB Trade Rumors
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collected_at: 2026-02-11T23:50:19.941947
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topic_name:
What we know about the shooting in Kitigan Zibi First Nation: three dead in murder-suicide - Ottawa Citizen

url:

metadata:
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topic_name: Ages 1 - 100 Race For $250,000!
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topic_name: 30-Day Challenge #2: Check your percentages! (February, 2026)
source: reddit
region: global
collected_at: 2026-02-12T00:04:41.814693+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qsxubd/30day_challenge_2_check_your_percentages_february/

metadata:
{"subreddit": "personalfinance", "post_id": "1qsxubd", "score": 13, "num_comments": 1, "created_utc": 1769950808.0, "selftext": "&gt; *Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.* &amp;#8212;[someone](https://www.snopes.com/quotes/einstein/interest.asp)\n\n# 30-day challenges\n\nWe are pleased to continue our 30-day challenge series. Past challenges can be found [here](https://www.reddit.com/r/personalfinance/wiki/30daychallenges).\n\nThis month's 30-day challenge is to **Check your percentages!**  There are two different challenges this month depending on", "sort": "hot", "upvote_ratio": 0.85, "author": "IndexBot"}

selftext:
&gt; *Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.* &amp;#8212;[someone](https://www.snopes.com/quotes/einstein/interest.asp)

# 30-day challenges

We are pleased to continue our 30-day challenge series. Past challenges can be found [here](https://www.reddit.com/r/personalfinance/wiki/30daychallenges).

This month's 30-day challenge is to **Check your percentages!**  There are two different challenges this month depending on


topic_name: I cover my ex-wife's mortgage, she pays it back. Can this hurt me?
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.417990+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qnr9n1/i_cover_my_exwifes_mortgage_she_pays_it_back_can/

metadata:
{"subreddit": "personalfinance", "post_id": "1qnr9n1", "score": 2080, "num_comments": 333, "created_utc": 1769457990.0, "selftext": "My ex-wife and I had a very amicable divorce. She is a stay-at-home mom, but she does a couple different jobs. Unfortunately, none of these jobs are ones that offer direct deposit, which is a requirement for the mortgage we had on the house. The work is seasonal (substitute teaching being one of them), and she's very good about budgeting so she has enough money to cover when school is out.\n\nThis is frustrating because she's able to afford it. However, to make things easier, I continue depositing", "sort": "top", "upvote_ratio": 0.95, "author": "OnePersonsThrowaway"}

selftext:
My ex-wife and I had a very amicable divorce. She is a stay-at-home mom, but she does a couple different jobs. Unfortunately, none of these jobs are ones that offer direct deposit, which is a requirement for the mortgage we had on the house. The work is seasonal (substitute teaching being one of them), and she's very good about budgeting so she has enough money to cover when school is out.

This is frustrating because she's able to afford it. However, to make things easier, I continue depositing


topic_name: Heads up industry peeps! Apply for flair to make top level replies in AskCarSales.
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/13uzed7/heads_up_industry_peeps_apply_for_flair_to_make/
collected_at: 2026-02-12T00:04:50.635540+00:00
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subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "13uzed7", "score": 246, "num_comments": 228, "created_utc": 1685377372.0, "selftext": "This subreddit has grown *a lot* in the last few years. Not only professionals providing advice, but also casual bystanders wanting validation for their opinions. The problem is that the noise to signal ratio has gotten to the point where people looking for advice come away more confused than when they asked the question - or worse yet, act on unqualified bad advice.  \n\nIf you are in the industry in some professional capacity, [message the mods](https://www.reddit.com/message/compose/?to=/r/askc", "sort": "hot", "upvote_ratio": 0.88, "author": "CaliCobraChicken69"}

selftext:
This subreddit has grown *a lot* in the last few years. Not only professionals providing advice, but also casual bystanders wanting validation for their opinions. The problem is that the noise to signal ratio has gotten to the point where people looking for advice come away more confused than when they asked the question - or worse yet, act on unqualified bad advice.  

If you are in the industry in some professional capacity, [message the mods](https://www.reddit.com/message/compose/?to=/r/askc


topic_name: the dealership asked for the car back
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qujcuh/the_dealership_asked_for_the_car_back/
collected_at: 2026-02-12T00:04:53.860016+00:00
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subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qujcuh", "score": 558, "num_comments": 286, "created_utc": 1770096212.0, "selftext": "i recently purchased a car in colorado, i put 4500 down and was approved by a bank almost immediately. the dealership called me and said i need to bring the car back and either put 8500 MORE down in cash or give the car back, mind you i just made the payment for february. the bank had approved me before i left the lot and i signed all the paperwork the day of then drive home. i've also already gotten plates for it so i wasn't using temp tags during a trip planned within the next week. i also had", "sort": "top", "upvote_ratio": 0.94, "author": "[deleted]"}

selftext:
i recently purchased a car in colorado, i put 4500 down and was approved by a bank almost immediately. the dealership called me and said i need to bring the car back and either put 8500 MORE down in cash or give the car back, mind you i just made the payment for february. the bank had approved me before i left the lot and i signed all the paperwork the day of then drive home. i've also already gotten plates for it so i wasn't using temp tags during a trip planned within the next week. i also had


topic_name: Pov-Fi is a heavily moderated subreddit! READ THE RULES BEFORE TYPING!!
source: reddit
region: global
collected_at: 2026-02-12T00:04:59.457133+00:00
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subreddit: povertyfinance
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signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1m3rug9/povfi_is_a_heavily_moderated_subreddit_read_the/

metadata:
{"subreddit": "povertyfinance", "post_id": "1m3rug9", "score": 258, "num_comments": 95, "created_utc": 1752916504.0, "selftext": "Two years ago I posted the following message on this subreddit due to an increase of shitty people who have not read the rules or the community guidelines:\u00a0[https://www.reddit.com/r/povertyfinance/comments/11vwilh/special\\_enforcement\\_period/](https://www.reddit.com/r/povertyfinance/comments/11vwilh/special_enforcement_period/)\n\n\n\nAfter a 6 month evaluation period, the determination was that these changes needed to become permanent.  \n\n\n\nSo here is how it is going to be. Any infraction can **wi", "sort": "hot", "upvote_ratio": 0.9, "author": "rassmann"}

selftext:
Two years ago I posted the following message on this subreddit due to an increase of shitty people who have not read the rules or the community guidelines: [https://www.reddit.com/r/povertyfinance/comments/11vwilh/special\_enforcement\_period/](https://www.reddit.com/r/povertyfinance/comments/11vwilh/special_enforcement_period/)



After a 6 month evaluation period, the determination was that these changes needed to become permanent.  



So here is how it is going to be. Any infraction can **wi


topic_name: (USA) Beware of EarthCare- Rent A Tech
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1q7uu3b/usa_beware_of_earthcare_rent_a_tech/
collected_at: 2026-02-12T00:05:08.886369+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1q7uu3b", "score": 44, "num_comments": 75, "created_utc": 1767922690.0, "selftext": "Our finances are tight right now and my husband has been looking for work. He came across an ad for a company called EarthCare who claims to connect handy men to clients who need work done. You basically take a couple of courses, become certified, and get connected to the people who need your services in real time.\n\nHe paid for the course after reading some fake reviews here on Reddit. The course was all AI generated and when he got to the very end he kept getting the round about on the same thi", "sort": "hot", "upvote_ratio": 1.0, "author": "Ill-Fudge6810"}

selftext:
Our finances are tight right now and my husband has been looking for work. He came across an ad for a company called EarthCare who claims to connect handy men to clients who need work done. You basically take a couple of courses, become certified, and get connected to the people who need your services in real time.

He paid for the course after reading some fake reviews here on Reddit. The course was all AI generated and when he got to the very end he kept getting the round about on the same thi


topic_name: Almost bought a “too good to be true” workstation — trusted my instinct, lesson learned
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qc1kpi/almost_bought_a_too_good_to_be_true_workstation/
collected_at: 2026-02-12T00:05:12.358729+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qc1kpi", "score": 4111, "num_comments": 96, "created_utc": 1768334363.0, "selftext": "Thought I was getting the deal of a lifetime: a high-end workstation (i9, RTX 5000 Ada, 128GB RAM) for a crazy low price. Seller claimed it came from an auction.\n\nSpecs checked out, Brand warranty showed active, laptop ran perfectly using shop wifi. Contacted the Brand tech support and they said there is no report for the given service tag.\n\nStill felt something was off.\n\nI connected it to my mobile Wi-Fi  \u2014 instantly got hit with an Absolute / Computrace DeviceFreeze message saying it was a sto", "sort": "top", "upvote_ratio": 0.95, "author": "Mediocre-Hope3113"}

selftext:
Thought I was getting the deal of a lifetime: a high-end workstation (i9, RTX 5000 Ada, 128GB RAM) for a crazy low price. Seller claimed it came from an auction.

Specs checked out, Brand warranty showed active, laptop ran perfectly using shop wifi. Contacted the Brand tech support and they said there is no report for the given service tag.

Still felt something was off.

I connected it to my mobile Wi-Fi  — instantly got hit with an Absolute / Computrace DeviceFreeze message saying it was a sto


topic_name: Updated Rules &amp; Common Topics
source: reddit
region: global
url: https://reddit.com/r/assholedesign/comments/1midcp5/updated_rules_common_topics/
collected_at: 2026-02-12T00:05:17.889436+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "assholedesign", "post_id": "1midcp5", "score": 143, "num_comments": 26, "created_utc": 1754410154.0, "selftext": "We've made a few tweaks to the rules and wiki here at r/assholedesign to help everyone stay on the same page with what the sub is all about. We've also updated the Common Topics list to call out the posts we see most often and get removed almost every time. The goal is to avoid surprises from mod actions on submissions and make it clearer why a post is being removed. \n\nWe will continue to refine the rules and topic on these lists as the content of the sub changes. We ask that you report any post", "sort": "hot", "upvote_ratio": 0.9, "author": "sharpsicle"}

selftext:
We've made a few tweaks to the rules and wiki here at r/assholedesign to help everyone stay on the same page with what the sub is all about. We've also updated the Common Topics list to call out the posts we see most often and get removed almost every time. The goal is to avoid surprises from mod actions on submissions and make it clearer why a post is being removed. 

We will continue to refine the rules and topic on these lists as the content of the sub changes. We ask that you report any post


topic_name: Resource Roundup!
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qtufnu/resource_roundup/
collected_at: 2026-02-12T00:05:26.020339+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qtufnu", "score": 4, "num_comments": 4, "created_utc": 1770037340.0, "selftext": "Welcome to **Resource Roundup Friday**, our designated weekly thread where creators can share original **anti-MLM content** \u2014 whether it\u2019s a YouTube deep dive, TikTok breakdown, blog post, podcast episode, or even an investigative article you wrote.\n\nIf ***you*** made it and it helps educate others about MLMs, it belongs here!\n\n\n\n**HOUSE RULES (Read Before Posting)!**\n\n* **Self-promotion is only allowed in this thread.** Do **not** post your own content as a separate thread. Doing so will result", "sort": "hot", "upvote_ratio": 0.83, "author": "AutoModerator"}

selftext:
Welcome to **Resource Roundup Friday**, our designated weekly thread where creators can share original **anti-MLM content** — whether it’s a YouTube deep dive, TikTok breakdown, blog post, podcast episode, or even an investigative article you wrote.

If ***you*** made it and it helps educate others about MLMs, it belongs here!



**HOUSE RULES (Read Before Posting)!**

* **Self-promotion is only allowed in this thread.** Do **not** post your own content as a separate thread. Doing so will result


topic_name: Primerica hun (husband's coworker) tries to recruit me by insulting me
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qdq4pb/primerica_hun_husbands_coworker_tries_to_recruit/
collected_at: 2026-02-12T00:05:30.134860+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qdq4pb", "score": 3046, "num_comments": 336, "created_utc": 1768498734.0, "selftext": "Context: We were having a chill evening at home yesterday when the doorbell rang. Lo and behold, it was my husband's coworker. I do not particularly like her, she's always given me \"pick me\" vibes, called herself a work wife once, etc. But I have never been rude to her, I rarely see her. She sells insurance for Primerica on the side, and when she started I told my husband right away this is an MLM and he needs to tell her to get out. He apparently tried but she dismissed him, saying you can't ma", "sort": "top", "upvote_ratio": 0.99, "author": "babushka6"}

selftext:
Context: We were having a chill evening at home yesterday when the doorbell rang. Lo and behold, it was my husband's coworker. I do not particularly like her, she's always given me "pick me" vibes, called herself a work wife once, etc. But I have never been rude to her, I rarely see her. She sells insurance for Primerica on the side, and when she started I told my husband right away this is an MLM and he needs to tell her to get out. He apparently tried but she dismissed him, saying you can't ma


topic_name: YSK: Buying the expensive option can be cheaper (overall)
source: reddit
region: global
url: https://reddit.com/r/YouShouldKnow/comments/1r2danx/ysk_buying_the_expensive_option_can_be_cheaper/
collected_at: 2026-02-12T00:05:35.444386+00:00
autocomplete: []
subreddit: YouShouldKnow
reddit_subreddits: []
signal_type: curiosity
metadata:
{"subreddit": "YouShouldKnow", "post_id": "1r2danx", "score": 44, "num_comments": 20, "created_utc": 1770852504.0, "selftext": "Why YSK: When weighing whether to buy Option A and Option B, it's typically pretty easy to choose the cheaper option.\n\nHowever, there's something called the Sam Vimes Boot theory which describes how people in poverty have to buy cheap and subpar products that need to be replaced frequently.\n\nSo your $20 pair of shoes that lasts for a week is going to end up costing you more than the $200 pair of shoes that lasts you years.\n\nI personally choose to just never cheap out when it comes to technology.", "sort": "hot", "upvote_ratio": 0.76, "author": "HomeworkOdd144"}

selftext:
Why YSK: When weighing whether to buy Option A and Option B, it's typically pretty easy to choose the cheaper option.

However, there's something called the Sam Vimes Boot theory which describes how people in poverty have to buy cheap and subpar products that need to be replaced frequently.

So your $20 pair of shoes that lasts for a week is going to end up costing you more than the $200 pair of shoes that lasts you years.

I personally choose to just never cheap out when it comes to technology.


topic_name: A guide to interacting with this sub - read me first
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1742occ/a_guide_to_interacting_with_this_sub_read_me_first/
collected_at: 2026-02-12T00:05:44.256330+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1742occ", "score": 177, "num_comments": 109, "created_utc": 1696884678.0, "selftext": "This post is designed for people posting here for the first time, for the people that have been volunteering to help here for years and everyone in between.  The stated goal is to foster a friendlier attitude throughout the sub.\n\n*But before we start, there's been a recent influx of spam from one source.  So that you are aware - ALEJANDRA ORTIZ HERNANDEZ and FRAN POWELL are spammers.  They're part of a spam ring all over Reddit, and they're probably trying to steal your money.*  \n\n*And they'll k", "sort": "hot", "upvote_ratio": 0.97, "author": "key2616"}

selftext:
This post is designed for people posting here for the first time, for the people that have been volunteering to help here for years and everyone in between.  The stated goal is to foster a friendlier attitude throughout the sub.

*But before we start, there's been a recent influx of spam from one source.  So that you are aware - ALEJANDRA ORTIZ HERNANDEZ and FRAN POWELL are spammers.  They're part of a spam ring all over Reddit, and they're probably trying to steal your money.*  

*And they'll k


topic_name: C-list celebrity drove through my fence. They are now ignoring calls from insurance.
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qy16if/clist_celebrity_drove_through_my_fence_they_are/
collected_at: 2026-02-12T00:05:47.658050+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qy16if", "score": 231, "num_comments": 191, "created_utc": 1770430027.0, "selftext": "Hoping to get some advice on how to handle a property damage claim. 3 weeks ago, a random SUV pulled into my driveway and proceeded to back through my fence. It set off our security cameras and we were able to stop them as they were attempting to flee the scene.\n\nThey gave us their insurance information and drove away before police arrived. We have the entire incident on camera as well as a police report. \n\nI immediately filed a claim with their insurance. However, they are not responding to the", "sort": "top", "upvote_ratio": 0.96, "author": "MysticViewer"}

selftext:
Hoping to get some advice on how to handle a property damage claim. 3 weeks ago, a random SUV pulled into my driveway and proceeded to back through my fence. It set off our security cameras and we were able to stop them as they were attempting to flee the scene.

They gave us their insurance information and drove away before police arrived. We have the entire incident on camera as well as a police report. 

I immediately filed a claim with their insurance. However, they are not responding to the


topic_name: The deceptive.design website just got a big update
source: reddit
region: global
collected_at: 2026-02-12T00:05:53.365988+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/darkpatterns/comments/12yh6jk/the_deceptivedesign_website_just_got_a_big_update/

metadata:
{"subreddit": "darkpatterns", "post_id": "12yh6jk", "score": 58, "num_comments": 12, "created_utc": 1682423754.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.97, "author": "[deleted]"}


source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qsqcs9/monthly_megathread_discuss_quick_frugal_ideas/
collected_at: 2026-02-12T00:06:01.656587+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
topic_name:
Monthly megathread: Discuss quick frugal ideas, frugal challenges you're starting, and share your hauls with others here!

metadata:
{"subreddit": "Frugal", "post_id": "1qsqcs9", "score": 4, "num_comments": 7, "created_utc": 1769925670.0, "selftext": "Hi everyone,\n\nWelcome to our monthly megathread! Please use this as a space to generate discussion and post your frugal updates, tips/tricks, or anything else!\n\n\\---\n\n**Important Links:**\n\nFull subreddit rules here: [https://www.reddit.com/r/Frugal/about/rules/](https://www.reddit.com/r/Frugal/about/rules/)\n\nOfficial subreddit Discord link here: [https://discord.gg/W6a2yvac2h/](https://discord.gg/W6a2yvac2h/)\n\n\\---\n\n**Share with us!**\n\n\u00b7 What are some unique thrift store finds you came across th", "sort": "hot", "upvote_ratio": 0.75, "author": "AutoModerator"}

selftext:
Hi everyone,

Welcome to our monthly megathread! Please use this as a space to generate discussion and post your frugal updates, tips/tricks, or anything else!

\---

**Important Links:**

Full subreddit rules here: [https://www.reddit.com/r/Frugal/about/rules/](https://www.reddit.com/r/Frugal/about/rules/)

Official subreddit Discord link here: [https://discord.gg/W6a2yvac2h/](https://discord.gg/W6a2yvac2h/)

\---

**Share with us!**

· What are some unique thrift store finds you came across th


source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qkya36/holy_this_is_the_cheapest_ive_seen_eggs_in_a_long/
collected_at: 2026-02-12T00:06:05.044227+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
topic_name:
Holy ... this is the cheapest I've seen eggs in a LONG time. Limit was 6. I'm now trying to figure out what to do with 72 eggs.

metadata:
{"subreddit": "Frugal", "post_id": "1qkya36", "score": 5680, "num_comments": 628, "created_utc": 1769191923.0, "selftext": "", "sort": "top", "upvote_ratio": 0.95, "author": "blr1g"}


topic_name: ⚠️ READ FIRST BEFORE POSTING OR COMMENTING ⚠️
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1fyjae2/read_first_before_posting_or_commenting/
collected_at: 2026-02-12T00:06:10.587545+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1fyjae2", "score": 34, "num_comments": 23, "created_utc": 1728336763.0, "selftext": "Hello and welcome to r/CreditCards[!](https://imgur.com/FbKfcoH)\n\nBefore posting or commenting in the subreddit, please [review our rules here](https://www.reddit.com/r/CreditCards/about/rules) (or below).\n\n___\n\n# Official Rules of r/CreditCards\n\n### Rule 1: Be respectful\n\nAll users are expected to engage in respectful and civil communication, and refrain from harassing or insulting others. Any form of hate speech, including but not limited to racism, sexism, homophobia, transphobia, or any dero", "sort": "hot", "upvote_ratio": 0.95, "author": "RacecarsOnIce"}

selftext:
Hello and welcome to r/CreditCards[!](https://imgur.com/FbKfcoH)

Before posting or commenting in the subreddit, please [review our rules here](https://www.reddit.com/r/CreditCards/about/rules) (or below).

___

# Official Rules of r/CreditCards

### Rule 1: Be respectful

All users are expected to engage in respectful and civil communication, and refrain from harassing or insulting others. Any form of hate speech, including but not limited to racism, sexism, homophobia, transphobia, or any dero


topic_name: BILT 2.0 is dead on arrival
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qd17pq/bilt_20_is_dead_on_arrival/
collected_at: 2026-02-12T00:06:13.781756+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qd17pq", "score": 1179, "num_comments": 547, "created_utc": 1768428868.0, "selftext": "Bilt 2.0 is officially dead on arrival for anyone who understands basic math. Bilt 1.0 is replaced by a convoluted system designed to force you into making this your primary daily driver. Under the new model, you no longer earn 1x points on rent just for having the card; instead, you have to \"unlock\" those points using Bilt Cash. Because you only earn 4% Bilt Cash on everyday spending, you are effectively forced to spend 75% of your rent amount on mundane purchases like groceries and gas just to", "sort": "top", "upvote_ratio": 0.95, "author": "EquivalentAbies6095"}

selftext:
Bilt 2.0 is officially dead on arrival for anyone who understands basic math. Bilt 1.0 is replaced by a convoluted system designed to force you into making this your primary daily driver. Under the new model, you no longer earn 1x points on rent just for having the card; instead, you have to "unlock" those points using Bilt Cash. Because you only earn 4% Bilt Cash on everyday spending, you are effectively forced to spend 75% of your rent amount on mundane purchases like groceries and gas just to


source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1jc4909/read_before_commenting_offtopic_and_anecdotal/
collected_at: 2026-02-12T00:06:18.920491+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
Read before commenting: Off-topic and anecdotal comments are not allowed and subject you to a permanent ban

metadata:
{"subreddit": "LegalAdvice", "post_id": "1jc4909", "score": 171, "num_comments": 0, "created_utc": 1742070213.0, "selftext": "Greetings from the mods!\n\nWe've had a flood of off-topic comments recently.  We're posting this to remind everyone that off-topic and anecdotal comments are not allowed.  An off-topic comment may subject you to a permanent ban.  \n\n**The Rule:**\n\n[Commenting Rule 1:](https://www.reddit.com/r/legaladvice/wiki/index#wiki_general_rules) Comments should contain a legal answer or a strongly related non-legal answer. If it is not legal advice, do not post. Period. You will be banned.\n\n**What is \"off-to", "sort": "hot", "upvote_ratio": 0.86, "author": "UsuallySunny"}

selftext:
Greetings from the mods!

We've had a flood of off-topic comments recently.  We're posting this to remind everyone that off-topic and anecdotal comments are not allowed.  An off-topic comment may subject you to a permanent ban.  

**The Rule:**

[Commenting Rule 1:](https://www.reddit.com/r/legaladvice/wiki/index#wiki_general_rules) Comments should contain a legal answer or a strongly related non-legal answer. If it is not legal advice, do not post. Period. You will be banned.

**What is "off-to


topic_name: Neighbor’s kid let herself into my house looking to play with my kids. Dog bit her.
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qnlwdf/neighbors_kid_let_herself_into_my_house_looking/
collected_at: 2026-02-12T00:06:22.356379+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1qnlwdf", "score": 6889, "num_comments": 122, "created_utc": 1769447137.0, "selftext": "Location: MS\n\nMy kids play with the neighbor kids regularly. They are ages 4-7. We have a general rule that when they are playing in our back yard that they stay outside. Occasionally, the kids will just come over and open the door to my house and yell for my kids to come out and play. I tell them not to do that because we have a dog, but they are kids and never listen.\n\nToday, my kids were at one of their friend\u2019s house in another neighborhood playing in the snow. My wife was out with them. I w", "sort": "top", "upvote_ratio": 0.97, "author": "Pickle-Standard"}

selftext:
Location: MS

My kids play with the neighbor kids regularly. They are ages 4-7. We have a general rule that when they are playing in our back yard that they stay outside. Occasionally, the kids will just come over and open the door to my house and yell for my kids to come out and play. I tell them not to do that because we have a dog, but they are kids and never listen.

Today, my kids were at one of their friend’s house in another neighborhood playing in the snow. My wife was out with them. I w


topic_name: Announcing r/AskLifeProTips
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qzto8u/announcing_rasklifeprotips/
collected_at: 2026-02-12T00:06:28.285774+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qzto8u", "score": 135, "num_comments": 8, "created_utc": 1770608696.0, "selftext": "For many years, redditors have been allowed to request Life Pro Tips here on a limited basis. \n\nNow, there is a place where you can request Life Pro Tips on an unlimited basis!\n\nIf you are seeking a Life Pro Tip, please ask in our new subreddit r/AskLifeProTips!", "sort": "hot", "upvote_ratio": 0.92, "author": "7thton"}

selftext:
For many years, redditors have been allowed to request Life Pro Tips here on a limited basis. 

Now, there is a place where you can request Life Pro Tips on an unlimited basis!

If you are seeking a Life Pro Tip, please ask in our new subreddit r/AskLifeProTips!


topic_name: LPT: invite people over to your house!
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qctg49/lpt_invite_people_over_to_your_house/
collected_at: 2026-02-12T00:06:31.301968+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qctg49", "score": 21488, "num_comments": 979, "created_utc": 1768411678.0, "selftext": "A few years ago, I was really missing a sense of community and felt really sad and lonely. I had acquaintances, but no one that I spent a lot of time with. \n\nI started reading a lot about the \u201cloneliness epidemic\u201d, and developed a theory that part of the cause was the lack of spaces to \u201cjust hang out\u201d with people, especially people that you don\u2019t already know well. \n\nSo I started a new thing\u2026 \n\n1) If I met someone that I thought was cool or interesting, I invited them to dinner or an activity at", "sort": "top", "upvote_ratio": 0.92, "author": "Mediocre_Basket_9011"}

selftext:
A few years ago, I was really missing a sense of community and felt really sad and lonely. I had acquaintances, but no one that I spent a lot of time with. 

I started reading a lot about the “loneliness epidemic”, and developed a theory that part of the cause was the lack of spaces to “just hang out” with people, especially people that you don’t already know well. 

So I started a new thing… 

1) If I met someone that I thought was cool or interesting, I invited them to dinner or an activity at


topic_name: Buyitforlife from Canada, what’s your favourite things made in Canada?
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1igcxqb/buyitforlife_from_canada_whats_your_favourite/
collected_at: 2026-02-12T00:06:36.789511+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1igcxqb", "score": 1017, "num_comments": 402, "created_utc": 1738544553.0, "selftext": "With the now starting trade war between the US and Canada I feel it\u2019s best for us up north to support local more than ever.\n\nOne of my favourite clothing brands is Anian from Victoria, BC. I have a few of their shirts and will probably end up getting more.\n\nEdit: Adding some other brands up here that I personally own and love.\n\nCanada West Boots - Made in Winnipeg. Been wearing a pair of Romeos for a couple years now.\n\nPopov Leather - Made in Nelson, BC. have a few of their leather goods, holdin", "sort": "hot", "upvote_ratio": 0.89, "author": "MrDingDingFTW"}

selftext:
With the now starting trade war between the US and Canada I feel it’s best for us up north to support local more than ever.

One of my favourite clothing brands is Anian from Victoria, BC. I have a few of their shirts and will probably end up getting more.

Edit: Adding some other brands up here that I personally own and love.

Canada West Boots - Made in Winnipeg. Been wearing a pair of Romeos for a couple years now.

Popov Leather - Made in Nelson, BC. have a few of their leather goods, holdin


topic_name: I just want to remind everyone my Alarm clock turns 50 this year.
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qlpavo/i_just_want_to_remind_everyone_my_alarm_clock/
collected_at: 2026-02-12T00:06:40.491623+00:00
autocomplete: []
selftext: I've had it since March 2022. It was purchased from a Salvation Army for $4.99.
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qlpavo", "score": 9099, "num_comments": 114, "created_utc": 1769267214.0, "selftext": "I've had it since March 2022. It was purchased from a Salvation Army for $4.99. ", "sort": "top", "upvote_ratio": 0.99, "author": "19chris1996"}


topic_name: Daily FI discussion thread - Wednesday, February 11, 2026
source: reddit
region: global
collected_at: 2026-02-12T00:06:46.999642+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1r1tdn9/daily_fi_discussion_thread_wednesday_february_11/

metadata:
{"subreddit": "financialindependence", "post_id": "1r1tdn9", "score": 42, "num_comments": 235, "created_utc": 1770804035.0, "selftext": "Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply!\n\nHave a look at the\u00a0[FAQ](https://www.reddit.com/r/financialindependence/wiki/faq)\u00a0for this subreddit before posting to see if your question is frequently asked.\n\nSince this post does tend to get busy", "sort": "hot", "upvote_ratio": 0.92, "author": "AutoModerator"}

selftext:
Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply!

Have a look at the [FAQ](https://www.reddit.com/r/financialindependence/wiki/faq) for this subreddit before posting to see if your question is frequently asked.

Since this post does tend to get busy


topic_name: Guess What Age Punched You
source: youtube
region: US
url: https://youtube.com/watch?v=gar4U3n-ILY
collected_at: 2026-02-12T00:04:30.534604
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "gar4U3n-ILY", "channel": "MrBeast", "category": "Entertainment", "category_id": 24, "views": "40306152", "view_count": 40306152, "likes": "1461992", "published_at": "2026-02-09T17:00:00Z"}


topic_name: Arviat, Nunavut, chosen as main campus site for Canada's 1st Inuit university - CBC
source: google_news
region: CA
collected_at: 2026-02-12T00:04:35.900688
autocomplete: []
category: Headlines
reddit_subreddits: []
signal_type: news_context
metadata:
{"published": "Wed, 11 Feb 2026 22:38:05 GMT", "source_publication": "CBC", "category": "Headlines"}


topic_name: Weekday Help and Victory Thread for the week of February 09, 2026
source: reddit
region: global
collected_at: 2026-02-12T00:04:41.814722+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1r01acq/weekday_help_and_victory_thread_for_the_week_of/

metadata:
{"subreddit": "personalfinance", "post_id": "1r01acq", "score": 1, "num_comments": 20, "created_utc": 1770634803.0, "selftext": "### If you need help, please check the [PF Wiki](https://www.reddit.com/r/personalfinance/wiki/index) to see if your question might be answered there.\n\nThis thread is for personal finance questions, discussions, and sharing your success stories:\n\n1. *Please make a top-level comment if you want to ask a question! Also, please don't downvote \"moronic\" questions!* If you have not received your answer within 24 hours, please feel free to [start a discussion](http://old.reddit.com/r/personalfinance/s", "sort": "hot", "upvote_ratio": 0.67, "author": "IndexBot"}

selftext:
### If you need help, please check the [PF Wiki](https://www.reddit.com/r/personalfinance/wiki/index) to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. *Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions!* If you have not received your answer within 24 hours, please feel free to [start a discussion](http://old.reddit.com/r/personalfinance/s


source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418068+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
topic_name:
Dentist billed insurance for orthodontics I never had, insurance confirmed fraud, now office is threatening collections — what do I do?

url:
https://reddit.com/r/personalfinance/comments/1qvehv5/dentist_billed_insurance_for_orthodontics_i_never/

metadata:
{"subreddit": "personalfinance", "post_id": "1qvehv5", "score": 1826, "num_comments": 404, "created_utc": 1770178459.0, "selftext": "\nI\u2019m looking for advice on a situation involving a dentist, insurance fraud, and a threatened collections action.\n\nI had been seeing the same dentist for years. In 2024, he moved to a new office. The new office told me he was still in-network with my insurance.\n\nI later had an emergency tooth extraction. Before the procedure, I was told my insurance benefits were fine. After the extraction, I was suddenly told my benefits were already maxed out and that I now owed $2,000.\n\nThe office then told m", "sort": "top", "upvote_ratio": 0.96, "author": "AutomaticNothing7904"}

selftext:
I’m looking for advice on a situation involving a dentist, insurance fraud, and a threatened collections action.

I had been seeing the same dentist for years. In 2024, he moved to a new office. The new office told me he was still in-network with my insurance.

I later had an emergency tooth extraction. Before the procedure, I was told my insurance benefits were fine. After the extraction, I was suddenly told my benefits were already maxed out and that I now owed $2,000.

The office then told m


topic_name: Thinking Of A Career In Car Sales? Many Of Your Questions Will Be Answered By The Links Enclosed.
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1oid4xx/thinking_of_a_career_in_car_sales_many_of_your/
collected_at: 2026-02-12T00:04:50.635564+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1oid4xx", "score": 8, "num_comments": 3, "created_utc": 1761666850.0, "selftext": "[Read This](https://www.reddit.com/r/askcarsales/comments/1ktqke/faqs_about_a_career_in_car_sales/)\n\n[And This](https://www.reddit.com/r/askcarsales/comments/1d4y11a/do_you_really_want_to_become_a_car_salesperson/)", "sort": "hot", "upvote_ratio": 0.72, "author": "CaliCobraChicken69"}

selftext:
[Read This](https://www.reddit.com/r/askcarsales/comments/1ktqke/faqs_about_a_career_in_car_sales/)

[And This](https://www.reddit.com/r/askcarsales/comments/1d4y11a/do_you_really_want_to_become_a_car_salesperson/)


topic_name: No body played games
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qnwk2v/no_body_played_games/
collected_at: 2026-02-12T00:04:53.860156+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qnwk2v", "score": 191, "num_comments": 11, "created_utc": 1769469510.0, "selftext": "Shoutout to this sub for teaching me, as the buyer, I need to know what I want, have my number in mind, and be ready to go. I found a truck I was interested in and called the dealer to confirm a few things about its history and condition. After that I asked for an out the door number. We were a little off and I told them where I wanted to be and that I didn\u2019t want to go back and forth and if they could get to that number I\u2019d be ready to come down and buy it. The sales person called me back in ab", "sort": "top", "upvote_ratio": 0.98, "author": "Commercial_Square774"}

selftext:
Shoutout to this sub for teaching me, as the buyer, I need to know what I want, have my number in mind, and be ready to go. I found a truck I was interested in and called the dealer to confirm a few things about its history and condition. After that I asked for an out the door number. We were a little off and I told them where I wanted to be and that I didn’t want to go back and forth and if they could get to that number I’d be ready to come down and buy it. The sales person called me back in ab


topic_name: I can finally can afford lunch without checking my bank account.
source: reddit
region: global
collected_at: 2026-02-12T00:04:59.457159+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1r2bua8/i_can_finally_can_afford_lunch_without_checking/

metadata:
{"subreddit": "povertyfinance", "post_id": "1r2bua8", "score": 1583, "num_comments": 50, "created_utc": 1770849033.0, "selftext": "Been living on ramen and whatever I could find in my fridge for months but today I walked into this place and ordered a California burrito without even looking at the price first. That hit different ngl. Used to be the guy calculating if I had enough for gas AND food, now I'm out here getting the good stuff with carne asada, fries, cheese, guac, the whole works. This thing is absolutely massive and probably has like 2000 calories but I earned this. Started my new job three weeks ago and got my f", "sort": "hot", "upvote_ratio": 0.99, "author": "Away_Repeat_4088"}

selftext:
Been living on ramen and whatever I could find in my fridge for months but today I walked into this place and ordered a California burrito without even looking at the price first. That hit different ngl. Used to be the guy calculating if I had enough for gas AND food, now I'm out here getting the good stuff with carne asada, fries, cheese, guac, the whole works. This thing is absolutely massive and probably has like 2000 calories but I earned this. Started my new job three weeks ago and got my f


topic_name: A little levity for the group.
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qrngak/a_little_levity_for_the_group/
collected_at: 2026-02-12T00:05:03.488900+00:00
autocomplete: []
selftext: I saw this and thought of this group. Thought some folks might also find this amusing.
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qrngak", "score": 22758, "num_comments": 160, "created_utc": 1769819940.0, "selftext": "I saw this and thought of this group. Thought some folks might also find this amusing.", "sort": "top", "upvote_ratio": 0.95, "author": "LibertineDeSade"}


topic_name: Research article analyzing Reddit discussion about scams
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1p61v0m/research_article_analyzing_reddit_discussion/
collected_at: 2026-02-12T00:05:08.886561+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1p61v0m", "score": 58, "num_comments": 23, "created_utc": 1764040889.0, "selftext": "TL;DR: We wrote an article about Reddit discussion about scams, including on r/Scams . Read it for free here: [https://dl.acm.org/doi/10.1145/3719027.3765030](https://dl.acm.org/doi/10.1145/3719027.3765030).\n\nHi everyone! I\u2019m Elijah Bouma-Sims, a PhD candidate at Carnegie Mellon University. My research focuses on understanding why people fall victim to online scams and exploring ways to prevent such crimes.\n\nI am writing to share a recent article I wrote, focused on Reddit discussion about scams", "sort": "hot", "upvote_ratio": 0.98, "author": "ElijahBoumaSims"}

selftext:
TL;DR: We wrote an article about Reddit discussion about scams, including on r/Scams . Read it for free here: [https://dl.acm.org/doi/10.1145/3719027.3765030](https://dl.acm.org/doi/10.1145/3719027.3765030).

Hi everyone! I’m Elijah Bouma-Sims, a PhD candidate at Carnegie Mellon University. My research focuses on understanding why people fall victim to online scams and exploring ways to prevent such crimes.

I am writing to share a recent article I wrote, focused on Reddit discussion about scams


topic_name: Thank you /r/scams for teaching me about pig butchering. I almost fell for one off Tinder.
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qeaamr/thank_you_rscams_for_teaching_me_about_pig/
collected_at: 2026-02-12T00:05:12.358747+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qeaamr", "score": 3163, "num_comments": 135, "created_utc": 1768551055.0, "selftext": "I met a lady on a dating app. She wanted to move to Whatsapp after a while. I didn't think anything of it. \n\nWe talked for a while, shared values. Seemed like a good time over all! We were in agreement with what our values were. \n\nUnfortunately, she was in singapore right now, so we were just chatting. Her timing seemed to line up with how she was texting at those times. \n\nI grew a little wary once she started talking about her investments, and her goal for going from $400k USD to $1m USD. Odd, ", "sort": "top", "upvote_ratio": 0.98, "author": "sirdrawesome"}

selftext:
I met a lady on a dating app. She wanted to move to Whatsapp after a while. I didn't think anything of it. 

We talked for a while, shared values. Seemed like a good time over all! We were in agreement with what our values were. 

Unfortunately, she was in singapore right now, so we were just chatting. Her timing seemed to line up with how she was texting at those times. 

I grew a little wary once she started talking about her investments, and her goal for going from $400k USD to $1m USD. Odd, 


source: reddit
region: global
url: https://reddit.com/r/assholedesign/comments/lnymf2/meta_an_updated_flow_chart_to_help_cut_down_on/
collected_at: 2026-02-12T00:05:17.889457+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
[Meta] An updated flow chart, to help cut down on the number of Rule 1 breaking posts in the sub. Be sure to read the list of common topics listed under Rule 4, as well!

metadata:
{"subreddit": "assholedesign", "post_id": "lnymf2", "score": 26939, "num_comments": 104, "created_utc": 1613793477.0, "selftext": "", "sort": "hot", "upvote_ratio": 1.0, "author": "Felonui"}


topic_name: I keep seeing this brand pushed in certain “communities” anyone else?
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1r1z6gc/i_keep_seeing_this_brand_pushed_in_certain/
collected_at: 2026-02-12T00:05:26.020361+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1r1z6gc", "score": 553, "num_comments": 400, "created_utc": 1770820948.0, "selftext": "I\u2019ve seen this brand pushed by a few Huns lately who seem to be on a constant pivot for the newest shill.", "sort": "hot", "upvote_ratio": 0.91, "author": "rabies3000"}

selftext:
I’ve seen this brand pushed by a few Huns lately who seem to be on a constant pivot for the newest shill.


topic_name: GUYS!!!
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qmyjjg/guys/
collected_at: 2026-02-12T00:05:30.134878+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qmyjjg", "score": 2337, "num_comments": 254, "created_utc": 1769382147.0, "selftext": "I hate this for everyone of course but especially Hannah! You can tell she is reading this off a script and HATING every second of it. https://youtu.be/jxH-jEsODzE?si=Y3WfSQTOQah7cGmC", "sort": "top", "upvote_ratio": 0.98, "author": "Good_Difficulty5545"}

selftext:
I hate this for everyone of course but especially Hannah! You can tell she is reading this off a script and HATING every second of it. https://youtu.be/jxH-jEsODzE?si=Y3WfSQTOQah7cGmC


topic_name: Soliciting, private messages and you
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1aly7zs/soliciting_private_messages_and_you/
collected_at: 2026-02-12T00:05:44.256348+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1aly7zs", "score": 42, "num_comments": 15, "created_utc": 1707406010.0, "selftext": "It's time for a new reminder about the rules of this sub.  There is *never* any reason to offer to contact another poster privately, especially if that poster has a question about placing coverage or a claim.  Here is the rule:\n\n&gt; The only rule of [r/Insurance](https://www.reddit.com/r/Insurance/) is that solicitation is prohibited. This means asking people to PM for any reason, offering to quote coverages for visitors, or soliciting agents and/or buyers to use your particular carrier. [r/Ins", "sort": "hot", "upvote_ratio": 0.94, "author": "key2616"}

selftext:
It's time for a new reminder about the rules of this sub.  There is *never* any reason to offer to contact another poster privately, especially if that poster has a question about placing coverage or a claim.  Here is the rule:

&gt; The only rule of [r/Insurance](https://www.reddit.com/r/Insurance/) is that solicitation is prohibited. This means asking people to PM for any reason, offering to quote coverages for visitors, or soliciting agents and/or buyers to use your particular carrier. [r/Ins


topic_name: Texas auto body shop fire while my car was inside ; shop’s insurer says my vehicle caused it
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qprvt8/texas_auto_body_shop_fire_while_my_car_was_inside/
collected_at: 2026-02-12T00:05:47.658245+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qprvt8", "score": 222, "num_comments": 249, "created_utc": 1769643312.0, "selftext": "I\u2019m in Texas and looking for general advice on a fire incident involving my car.\n\nOn January 16, 2026, I dropped my vehicle off at an auto body shop at approximately 10:42 AM for minor bumper work. The shop owner quoted $150 and said it would take about one to one and a half hours. I gave him my keys so he could pull the car inside the shop. I was not present after that.\n\nAt approximately 12:30 PM, I called to check on the car. The shop owner told me he was almost done and asked me to give him a", "sort": "top", "upvote_ratio": 0.95, "author": "Legitimate-Market201"}

selftext:
I’m in Texas and looking for general advice on a fire incident involving my car.

On January 16, 2026, I dropped my vehicle off at an auto body shop at approximately 10:42 AM for minor bumper work. The shop owner quoted $150 and said it would take about one to one and a half hours. I gave him my keys so he could pull the car inside the shop. I was not present after that.

At approximately 12:30 PM, I called to check on the car. The shop owner told me he was almost done and asked me to give him a


topic_name: in another episode of should that really be a subscription, hp wants you to rent out their laptops
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1r1ws83/in_another_episode_of_should_that_really_be_a/
collected_at: 2026-02-12T00:05:53.366007+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1r1ws83", "score": 16, "num_comments": 0, "created_utc": 1770814939.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.91, "author": "aeriefreyrie"}


topic_name: Found the best meat clearance I’ve ever seen!
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1r24u3t/found_the_best_meat_clearance_ive_ever_seen/
collected_at: 2026-02-12T00:06:01.656608+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1r24u3t", "score": 1103, "num_comments": 127, "created_utc": 1770833438.0, "selftext": "Found this ground beef on clearance at a local Walmart Neighborhood Market today. I\u2019ve never seen any kind of meat this cheap, much less ground beef. The same store had an 80/20 pork/beef mix for 70 cents a pound a few weeks ago. Yes, bought a bunch to stick in the deep freeze. We\u2019ll be set on burgers and meatloaf for a while! Check the markets in nicer areas, people. ", "sort": "hot", "upvote_ratio": 0.94, "author": "Frosty-Cricket5911"}

selftext:
Found this ground beef on clearance at a local Walmart Neighborhood Market today. I’ve never seen any kind of meat this cheap, much less ground beef. The same store had an 80/20 pork/beef mix for 70 cents a pound a few weeks ago. Yes, bought a bunch to stick in the deep freeze. We’ll be set on burgers and meatloaf for a while! Check the markets in nicer areas, people. 


topic_name: Restaurant rescinded CC/Debit surcharge after complain
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r2bpws/restaurant_rescinded_ccdebit_surcharge_after/
collected_at: 2026-02-12T00:06:10.587566+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r2bpws", "score": 26, "num_comments": 21, "created_utc": 1770848751.0, "selftext": "A restaurant we visit every week began charging a Cash and Non-Cash (3% markup) price.  I took my debit card the next week and was charged the Non-Cash price.  I reported them to MC/Visa and this week there was no credit/debit surcharge or separate prices.  I wonder if they got their hand slapped.  I love it since Chase Q1 is 5% back on restaurants!", "sort": "hot", "upvote_ratio": 0.86, "author": "dervari"}

selftext:
A restaurant we visit every week began charging a Cash and Non-Cash (3% markup) price.  I took my debit card the next week and was charged the Non-Cash price.  I reported them to MC/Visa and this week there was no credit/debit surcharge or separate prices.  I wonder if they got their hand slapped.  I love it since Chase Q1 is 5% back on restaurants!


source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qd5ozr/youd_expect_banks_to_lie_to_you_but_these/
collected_at: 2026-02-12T00:06:13.781778+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
topic_name:
You'd expect banks to lie to you, but these #Biltpartners influencers should never be trusted again.

metadata:
{"subreddit": "CreditCards", "post_id": "1qd5ozr", "score": 798, "num_comments": 322, "created_utc": 1768439928.0, "selftext": "**TLDR**: Just unfollow and block anyone that's a #biltpartner I spend about 50k a month on my CCs, the coordinated betrayal of trust disgusts me\n\nBilt 2.0 just dropped, and let's be crystal clear: it is mathematically dead on arrival for anyone who can do basic arithmetic. It's a convoluted mess designed to trap the mathematically illiterate into making a sub-par product their daily driver. But the actual disaster of the card isn't even the biggest issue here. The biggest issue is the wave of p", "sort": "top", "upvote_ratio": 0.93, "author": "captain_travel"}

selftext:
**TLDR**: Just unfollow and block anyone that's a #biltpartner I spend about 50k a month on my CCs, the coordinated betrayal of trust disgusts me

Bilt 2.0 just dropped, and let's be crystal clear: it is mathematically dead on arrival for anyone who can do basic arithmetic. It's a convoluted mess designed to trap the mathematically illiterate into making a sub-par product their daily driver. But the actual disaster of the card isn't even the biggest issue here. The biggest issue is the wave of p


topic_name: Announcement: We no longer allow medical malpractice posts
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1nh168u/announcement_we_no_longer_allow_medical/
collected_at: 2026-02-12T00:06:18.920511+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1nh168u", "score": 724, "num_comments": 1, "created_utc": 1757879902.0, "selftext": "We no longer allow medical malpractice posts in the subreddit. These issues are extremely fact dependent and complicated, and they're not appropriate for an online medium. We will remove them with a message directing people to their state bar association for a referral. \n\nIf you have a medical malpractice question or concern, the only person who can help you is an attorney who knows all of the details of your issue, including state and local rules and conditions. Please visit your state's bar as", "sort": "hot", "upvote_ratio": 0.95, "author": "parsnippity"}

selftext:
We no longer allow medical malpractice posts in the subreddit. These issues are extremely fact dependent and complicated, and they're not appropriate for an online medium. We will remove them with a message directing people to their state bar association for a referral. 

If you have a medical malpractice question or concern, the only person who can help you is an attorney who knows all of the details of your issue, including state and local rules and conditions. Please visit your state's bar as


topic_name: My manager just called me a "god damn sand n****r". What is my move?
source: reddit
region: global
collected_at: 2026-02-12T00:06:22.356402+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/legaladvice/comments/1qv38go/my_manager_just_called_me_a_god_damn_sand_nr_what/

metadata:
{"subreddit": "LegalAdvice", "post_id": "1qv38go", "score": 4195, "num_comments": 79, "created_utc": 1770150496.0, "selftext": "Location: Georgia, USA.\n\nI work at a chemical plant in Georgia. This happened about 15 minutes ago. He thought he was being funny and everyone around was laughing, from what I believe was out of nervousness and just being stunned, so I laughed it off, too. Now that I'm away from the situation, I'm feeling cut down to size. I've been here over 4 years and he started in October. I feel like I've done a hell of a lot around the plant to earn the respect of my peers and management, while he just thr", "sort": "top", "upvote_ratio": 0.94, "author": "FatCrapper4522"}

selftext:
Location: Georgia, USA.

I work at a chemical plant in Georgia. This happened about 15 minutes ago. He thought he was being funny and everyone around was laughing, from what I believe was out of nervousness and just being stunned, so I laughed it off, too. Now that I'm away from the situation, I'm feeling cut down to size. I've been here over 4 years and he started in October. I feel like I've done a hell of a lot around the plant to earn the respect of my peers and management, while he just thr


topic_name: LPT: Save your old phones for international travel.
source: reddit
region: global
collected_at: 2026-02-12T00:06:28.285860+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/LifeProTips/comments/1r20c5b/lpt_save_your_old_phones_for_international_travel/

metadata:
{"subreddit": "LifeProTips", "post_id": "1r20c5b", "score": 1325, "num_comments": 137, "created_utc": 1770823629.0, "selftext": "In some countries, there is always some risk of having anything stolen from you - pickpocketing, walk/bike-by snatch, etc. I\u2019ve had my phone stolen twice, once each by those methods when I was a teenager and naive to the world of common sense. I would recommend that either you only take your old phone on trips so that if it\u2019s stolen, you have your main one at home waiting for you. Or perhaps bring both and keep your main phone locked in the safe with your other valuables like passport. Obviously", "sort": "hot", "upvote_ratio": 0.92, "author": "justmoderateenough"}

selftext:
In some countries, there is always some risk of having anything stolen from you - pickpocketing, walk/bike-by snatch, etc. I’ve had my phone stolen twice, once each by those methods when I was a teenager and naive to the world of common sense. I would recommend that either you only take your old phone on trips so that if it’s stolen, you have your main one at home waiting for you. Or perhaps bring both and keep your main phone locked in the safe with your other valuables like passport. Obviously


topic_name: LPT Trick to Read Books Fast If you Have No Attention Span
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qhoe6m/lpt_trick_to_read_books_fast_if_you_have_no/
collected_at: 2026-02-12T00:06:31.302006+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qhoe6m", "score": 11585, "num_comments": 748, "created_utc": 1768875427.0, "selftext": "It will take me an hour to read 20 pages and it feels so frustrating that I don't pick up the book again. So I came up with a new method and it really works.\n\nHere it is: Go to a vibey cafe, library, park with your book of choice (out in public keeps me accountable to actually stick with it vs being at home). Find the audiobook for free on YouTube or Spotify (look for someone who's uploaded it as a podcast so it doesn't eat into your allotted audio book hours); it's usually not difficult to find", "sort": "top", "upvote_ratio": 0.9, "author": "Ayumisynn"}

selftext:
It will take me an hour to read 20 pages and it feels so frustrating that I don't pick up the book again. So I came up with a new method and it really works.

Here it is: Go to a vibey cafe, library, park with your book of choice (out in public keeps me accountable to actually stick with it vs being at home). Find the audiobook for free on YouTube or Spotify (look for someone who's uploaded it as a podcast so it doesn't eat into your allotted audio book hours); it's usually not difficult to find


topic_name: A list of BIFL not made in the USA
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1igl1ab/a_list_of_bifl_not_made_in_the_usa/
collected_at: 2026-02-12T00:06:36.789533+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1igl1ab", "score": 2796, "num_comments": 449, "created_utc": 1738573626.0, "selftext": "A timely reminder that this subreddit is obviously very USA-centric with its recommendations as that\u2019s where the majority of users are from. It often leads to people not realising that comparable and/or better items can be found closer to home, easier, cheaper and free of tolls.\n\nI thought it would be a good idea to crowdsource some manufacturers here for non-American users.\n\nThis isn't neccesarily items made in those countries as some manufacturers use factories across the world but with a comm", "sort": "hot", "upvote_ratio": 0.93, "author": "jamesdownwell"}

selftext:
A timely reminder that this subreddit is obviously very USA-centric with its recommendations as that’s where the majority of users are from. It often leads to people not realising that comparable and/or better items can be found closer to home, easier, cheaper and free of tolls.

I thought it would be a good idea to crowdsource some manufacturers here for non-American users.

This isn't neccesarily items made in those countries as some manufacturers use factories across the world but with a comm


topic_name: 2025 Year in Review &amp; 2026 Goal Post
source: reddit
region: global
url: https://reddit.com/r/financialindependence/comments/1pqr7f2/2025_year_in_review_2026_goal_post/
collected_at: 2026-02-12T00:06:46.999664+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "financialindependence", "post_id": "1pqr7f2", "score": 82, "num_comments": 217, "created_utc": 1766165847.0, "selftext": "As 2025 draws to a close, many of us are doing our final checks of our spreadsheets/Monarch/Personal Capital/pivot tables/abacus calculations/I still miss Mint etc. and reflecting.\n\n\nPlease use this thread to report anything you want - whether it be a massive success, reaching a mini-milestone, actually accomplishing your goals from last year, or even just doing nothing while time does the work for you (for those of us in the 'boring middle' part). We want to hear about all that 2025 did for you", "sort": "hot", "upvote_ratio": 0.93, "author": "therapistfi"}

selftext:
As 2025 draws to a close, many of us are doing our final checks of our spreadsheets/Monarch/Personal Capital/pivot tables/abacus calculations/I still miss Mint etc. and reflecting.


Please use this thread to report anything you want - whether it be a massive success, reaching a mini-milestone, actually accomplishing your goals from last year, or even just doing nothing while time does the work for you (for those of us in the 'boring middle' part). We want to hear about all that 2025 did for you


source: curiosity_query
region: global
collected_at: 2026-02-12T00:07:08.397135+00:00
autocomplete: []
reddit_subreddits: []
signal_type: question
topic_name:
What are the implications of a deal with Iran versus going to war, and how do these options align with US foreign policy goals?

metadata:
{"original_headline": "Trump to Netanyahu: U.S. prefers deal with Iran to war, for now - Axios", "original_source": "google_news", "llm_generated": true, "query_source": "groq_llm"}


topic_name: The Most Realistic Choice 😂 | The Town
source: youtube
region: US
url: https://youtube.com/watch?v=oego2pvrDiE
collected_at: 2026-02-12T00:04:30.534641
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "oego2pvrDiE", "channel": "Valathor", "category": "Entertainment", "category_id": 24, "views": "34180504", "view_count": 34180504, "likes": "1240841", "published_at": "2026-02-05T16:05:00Z"}


source: google_news
region: CA
collected_at: 2026-02-12T00:04:35.900695
autocomplete: []
category: Headlines
reddit_subreddits: []
signal_type: news_context
topic_name:
Boy, 15, arrested in fatal shooting of 16-year-old Kian Sam inside Scarborough Tim Hortons - CityNews Toronto

url:

metadata:
{"published": "Tue, 10 Feb 2026 22:35:00 GMT", "source_publication": "CityNews Toronto", "category": "Headlines"}


topic_name: Can I fund a new 529 and immediately use it to pay student loans?
source: reddit
region: global
collected_at: 2026-02-12T00:04:41.814730+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1r2an81/can_i_fund_a_new_529_and_immediately_use_it_to/

metadata:
{"subreddit": "personalfinance", "post_id": "1r2an81", "score": 46, "num_comments": 38, "created_utc": 1770846285.0, "selftext": "Turns out grandparents had funded a 529 for my older child which we never used. That child will not be going to grad school and is done with college. Younger child is also done with college but has about $5K in student loans. I would like to use the money to pay off the loans. Older child is fine with that and does not care.\n\nGrandparents, are fine with it too although they never set up a 529 for younger child (they stopped contributing to 529s many years ago before this child was even born). Th", "sort": "hot", "upvote_ratio": 0.93, "author": "Spiritual-Dog3000"}

selftext:
Turns out grandparents had funded a 529 for my older child which we never used. That child will not be going to grad school and is done with college. Younger child is also done with college but has about $5K in student loans. I would like to use the money to pay off the loans. Older child is fine with that and does not care.

Grandparents, are fine with it too although they never set up a 529 for younger child (they stopped contributing to 529s many years ago before this child was even born). Th


topic_name: Invested $50k in 2021 and it’s now at $55k
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1qbt6xk/invested_50k_in_2021_and_its_now_at_55k/
collected_at: 2026-02-12T00:04:45.418076+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1qbt6xk", "score": 1424, "num_comments": 368, "created_utc": 1768315576.0, "selftext": "I (34M) moved a 401k into a Traditional IRA in 2021 with a local financial advisory. It was $50k at the time. I\u2019ve for the most part ignored it as that was always the advice I was given. It has now been 4 years and it sits at $54k and some change.\n\nI feel like I\u2019m losing valuable years on this money.\n\nShould I look for a new advisor? Move it to something self directed?\n\nThis edit is an update. I have started the process of moving my money to Vanguard. Thank you all for the advice. Ironically a s", "sort": "top", "upvote_ratio": 0.91, "author": "H24M24"}

selftext:
I (34M) moved a 401k into a Traditional IRA in 2021 with a local financial advisory. It was $50k at the time. I’ve for the most part ignored it as that was always the advice I was given. It has now been 4 years and it sits at $54k and some change.

I feel like I’m losing valuable years on this money.

Should I look for a new advisor? Move it to something self directed?

This edit is an update. I have started the process of moving my money to Vanguard. Thank you all for the advice. Ironically a s


topic_name: Honda accidentally sold my mom the wrong car
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1r259du/honda_accidentally_sold_my_mom_the_wrong_car/
collected_at: 2026-02-12T00:04:50.635570+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1r259du", "score": 20, "num_comments": 20, "created_utc": 1770834331.0, "selftext": "A month ago on January 1st my mom bought a Brand new Honda HRV, she traded in her 2018 Subaru forester for it , financed it through Honda and she really liked it , so fast forward to today she get a call from Honda and they said she needed to bring the car back because they made a mistake, apparently when the guy was doing paperwork he accidentally wrote down the VIN number of an identical HRV they had on the lot instead of the one she was buying, they said it would be a lot easier if she just t", "sort": "hot", "upvote_ratio": 0.77, "author": "cbcarguy"}

selftext:
A month ago on January 1st my mom bought a Brand new Honda HRV, she traded in her 2018 Subaru forester for it , financed it through Honda and she really liked it , so fast forward to today she get a call from Honda and they said she needed to bring the car back because they made a mistake, apparently when the guy was doing paperwork he accidentally wrote down the VIN number of an identical HRV they had on the lot instead of the one she was buying, they said it would be a lot easier if she just t


topic_name: How does Costco auto program work?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qs69ty/how_does_costco_auto_program_work/
collected_at: 2026-02-12T00:04:53.860166+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qs69ty", "score": 116, "num_comments": 58, "created_utc": 1769875663.0, "selftext": "A couple months ago my wife and I bought a Mazda CX-50 hybrid we went to one dealership test drove and chatted numbers they would not budge what-so-ever, they handed me the invoice and showed that they would only make $1,200 on the car and are very pushy on the pre-paid maintenance. I get it we all gotta make a living and tell them this is our very first stop and we need to look at other cars and weigh our options, so I thank them for their time.  \n\nThe next day I go online and fill out a Costco", "sort": "top", "upvote_ratio": 0.9, "author": "Grandayyy1"}

selftext:
A couple months ago my wife and I bought a Mazda CX-50 hybrid we went to one dealership test drove and chatted numbers they would not budge what-so-ever, they handed me the invoice and showed that they would only make $1,200 on the car and are very pushy on the pre-paid maintenance. I get it we all gotta make a living and tell them this is our very first stop and we need to look at other cars and weigh our options, so I thank them for their time.  

The next day I go online and fill out a Costco


topic_name: Literally $10 budget for a bed after emergency move-out. How do I make the floor bearable?
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1r23qnh/literally_10_budget_for_a_bed_after_emergency/
collected_at: 2026-02-12T00:04:59.457354+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1r23qnh", "score": 181, "num_comments": 121, "created_utc": 1770831129.0, "selftext": "Hi everyone,\n\nI\u2019m in a bit of a tight spot. Long story short: I went through a really rough breakup and had to move out immediately. I managed to scrape together enough for the deposit and first month\u2019s rent on a tiny, empty studio, but it completely drained me. I can't even afford a thrift store mattress right now, and even if I could, I don't have a car to transport it. For the last three nights, I\u2019ve been sleeping on the hardwood floor with just a duvet and two pillows. I know people have sle", "sort": "hot", "upvote_ratio": 0.89, "author": "Aggravating-Car1326"}

selftext:
Hi everyone,

I’m in a bit of a tight spot. Long story short: I went through a really rough breakup and had to move out immediately. I managed to scrape together enough for the deposit and first month’s rent on a tiny, empty studio, but it completely drained me. I can't even afford a thrift store mattress right now, and even if I could, I don't have a car to transport it. For the last three nights, I’ve been sleeping on the hardwood floor with just a duvet and two pillows. I know people have sle


topic_name: Finally broke the poverty cycle thanks to my sister
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qqubfw/finally_broke_the_poverty_cycle_thanks_to_my/
collected_at: 2026-02-12T00:05:03.488921+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qqubfw", "score": 21984, "num_comments": 854, "created_utc": 1769743854.0, "selftext": "Never thought I'd be posting in here with good news but here we are. My sister passed last month and left me her house - completely paid off, decent neighborhood, the whole deal. For context I've been working retail for years barely scraping by while drowning in student loans and living paycheck to paycheck. Used to visit my sister every week because honestly her place was warmer than my crappy apartment and she always had food. Turns out those visits meant everything to her because she left me ", "sort": "top", "upvote_ratio": 0.9, "author": "Special_End_5114"}

selftext:
Never thought I'd be posting in here with good news but here we are. My sister passed last month and left me her house - completely paid off, decent neighborhood, the whole deal. For context I've been working retail for years barely scraping by while drowning in student loans and living paycheck to paycheck. Used to visit my sister every week because honestly her place was warmer than my crappy apartment and she always had food. Turns out those visits meant everything to her because she left me 


topic_name: The Day I Paid for a Scam in Broad Daylight
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r23w31/the_day_i_paid_for_a_scam_in_broad_daylight/
collected_at: 2026-02-12T00:05:08.886569+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r23w31", "score": 25, "num_comments": 11, "created_utc": 1770831456.0, "selftext": "This happened a while ago, and I still think about it all the time. I was driving my VW Golf, which had recently been rear ended, when two guys in a pickup truck started aggressively waving me down. I rolled down my window, and they told me they could fix my car and make it look good.\n\nI ignored them at first, but they followed me and kept insisting. I have no idea why, but I eventually pulled over and said, Okay, take a look. Can you fix it? I was a broke young guy who really did want it fixed ", "sort": "hot", "upvote_ratio": 0.79, "author": "AffectionateEar790"}

selftext:
This happened a while ago, and I still think about it all the time. I was driving my VW Golf, which had recently been rear ended, when two guys in a pickup truck started aggressively waving me down. I rolled down my window, and they told me they could fix my car and make it look good.

I ignored them at first, but they followed me and kept insisting. I have no idea why, but I eventually pulled over and said, Okay, take a look. Can you fix it? I was a broke young guy who really did want it fixed 


topic_name: Enterprise? Yeah, I don’t think so.
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qqm7jt/enterprise_yeah_i_dont_think_so/
collected_at: 2026-02-12T00:05:12.358763+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qqm7jt", "score": 904, "num_comments": 55, "created_utc": 1769723365.0, "selftext": "Was at Walmart the other day, I work at another store next door but I had on my blue lanyard. As I was walking down the aisle, an older lady looking at the gift cards asked me if I worked there. I let her know I didn\u2019t but still offered to help her. She had her phone on speaker and the guy (thick foreign accent) was asking about a specific reloadable bank card. I can\u2019t remember the brand now but told her I didnt see what she was looking for. She told the guy on the phone this and he switched to ", "sort": "top", "upvote_ratio": 0.98, "author": "PositivelyLivid62192"}

selftext:
Was at Walmart the other day, I work at another store next door but I had on my blue lanyard. As I was walking down the aisle, an older lady looking at the gift cards asked me if I worked there. I let her know I didn’t but still offered to help her. She had her phone on speaker and the guy (thick foreign accent) was asking about a specific reloadable bank card. I can’t remember the brand now but told her I didnt see what she was looking for. She told the guy on the phone this and he switched to 


topic_name: Microsoft Office Web hides the Office apps in a tiny tab at the bottom. The rest is for copilot
source: reddit
region: global
collected_at: 2026-02-12T00:05:17.889466+00:00
autocomplete: []
selftext: I just want to use powerpoint :(
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/assholedesign/comments/1r10pi7/microsoft_office_web_hides_the_office_apps_in_a/

metadata:
{"subreddit": "assholedesign", "post_id": "1r10pi7", "score": 1754, "num_comments": 87, "created_utc": 1770730055.0, "selftext": "I just want to use powerpoint :(", "sort": "hot", "upvote_ratio": 0.98, "author": "chopins-cat"}


topic_name: I’ll just leave this Facebook post here
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1r22tqo/ill_just_leave_this_facebook_post_here/
collected_at: 2026-02-12T00:05:26.020367+00:00
autocomplete: []
selftext: The fact that they think they’re running a small business
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1r22tqo", "score": 180, "num_comments": 67, "created_utc": 1770829193.0, "selftext": "The fact that they think they\u2019re running a small business ", "sort": "hot", "upvote_ratio": 0.97, "author": "Tayandtucky"}


topic_name: Read ended by an uninsured driver
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r2byqw/read_ended_by_an_uninsured_driver/
collected_at: 2026-02-12T00:05:44.256353+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r2byqw", "score": 2, "num_comments": 5, "created_utc": 1770849315.0, "selftext": "Hey everyone, i was rear ended a couple weeks ago, immediately put in the claim through my insurance, provided the policy number the other party had given me without realizing it was expired / they\u2019re no longer insured by that company. Both our cars were minimally damaged and we were both okay so we did not call the police or make a report. Just exchanged information and moved on since it was rush hour and we were in busy tunnel. I don\u2019t know what to do from here. ", "sort": "hot", "upvote_ratio": 1.0, "author": "Vivid_Action8085"}

selftext:
Hey everyone, i was rear ended a couple weeks ago, immediately put in the claim through my insurance, provided the policy number the other party had given me without realizing it was expired / they’re no longer insured by that company. Both our cars were minimally damaged and we were both okay so we did not call the police or make a report. Just exchanged information and moved on since it was rush hour and we were in busy tunnel. I don’t know what to do from here. 


topic_name: Valet crashed my car - insurer marking me at-fault due to ‘permissive use’ - is this correct?
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qxyken/valet_crashed_my_car_insurer_marking_me_atfault/
collected_at: 2026-02-12T00:05:47.658254+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qxyken", "score": 204, "num_comments": 147, "created_utc": 1770423107.0, "selftext": "State: Michigan\n\nI used valet parking at a hotel. While I was inside, the valet driver (employee of a third-party valet company contracted by the hotel) crashed my vehicle into a parked car. I was not present.\n\nThe accident was caught on security cameras and clearly shows the valet driver at fault. Police were called and filed a report documenting that the valet driver was operating the vehicle and hit a parked car.\n\nI contacted the valet company - they verbally acknowledged their driver was at ", "sort": "top", "upvote_ratio": 0.92, "author": "semp833"}

selftext:
State: Michigan

I used valet parking at a hotel. While I was inside, the valet driver (employee of a third-party valet company contracted by the hotel) crashed my vehicle into a parked car. I was not present.

The accident was caught on security cameras and clearly shows the valet driver at fault. Police were called and filed a report documenting that the valet driver was operating the vehicle and hit a parked car.

I contacted the valet company - they verbally acknowledged their driver was at 


topic_name: Paypal applying dynamic FX conversion
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1r1vopd/paypal_applying_dynamic_fx_conversion/
collected_at: 2026-02-12T00:05:53.366012+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1r1vopd", "score": 5, "num_comments": 0, "created_utc": 1770811781.0, "selftext": "Situation: You want to pay something in eBay in a foreign currency because you know your card provides better FX rates.  \nYou select \"pay in foreign currency\" in eBay, then select paypal payment. Most people would think \"ok, I will pay in the foreign currency\" right? RIGHT?!?\n\nThink twice. Paypal will bend you over if you have \"automatic payments\" active, have no account balance and a payment card or account set up. Why? because now cards and accounts have a default currency. You forget to chang", "sort": "hot", "upvote_ratio": 1.0, "author": "WayFarFromHome"}

selftext:
Situation: You want to pay something in eBay in a foreign currency because you know your card provides better FX rates.  
You select "pay in foreign currency" in eBay, then select paypal payment. Most people would think "ok, I will pay in the foreign currency" right? RIGHT?!?

Think twice. Paypal will bend you over if you have "automatic payments" active, have no account balance and a payment card or account set up. Why? because now cards and accounts have a default currency. You forget to chang


topic_name: Best cheap mattress that's not total garbage? Budget around $600
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1r1zyat/best_cheap_mattress_thats_not_total_garbage/
collected_at: 2026-02-12T00:06:01.656812+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1r1zyat", "score": 47, "num_comments": 81, "created_utc": 1770822753.0, "selftext": "Need to get a new one because current one\u2019s been killing my back these past few days(bought it off amazon 2 years ago). \n\nAs mentioned budget is around $600 but maybe can stretch up to $750-800 if it\u2019s worth it. You got any usggestions? The CopperFlex 12\"\" seems nice but anyone who can vouch that it\u2019s actually good? Open to other suggestions in this price range btw.\n\nFor ref, I\u2019m a side sleeper, 160 lbs, and I need something that keeps me from sweating, supports my back and shoulders, and lasts ", "sort": "hot", "upvote_ratio": 0.8, "author": "BigFig98"}

selftext:
Need to get a new one because current one’s been killing my back these past few days(bought it off amazon 2 years ago). 

As mentioned budget is around $600 but maybe can stretch up to $750-800 if it’s worth it. You got any usggestions? The CopperFlex 12"" seems nice but anyone who can vouch that it’s actually good? Open to other suggestions in this price range btw.

For ref, I’m a side sleeper, 160 lbs, and I need something that keeps me from sweating, supports my back and shoulders, and lasts 


topic_name: Genuine Question for Optimizers
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r23rh7/genuine_question_for_optimizers/
collected_at: 2026-02-12T00:06:10.587746+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r23rh7", "score": 16, "num_comments": 23, "created_utc": 1770831180.0, "selftext": "I\u2019ve seen a lot of posts here where someone will lay out their set up on how to optimize every spending category, and it\u2019s like 25 cards with 14 different issuers. Some do cash back, some do miles, some do both. \n\nMy question (mainly for the points and cash+points people) is how do you use the cash back and points you earn? I understand there is overlap when it comes to transfer partners, but with so many different card issuers, there are bound to be cards that earn points that can only be used ", "sort": "hot", "upvote_ratio": 0.94, "author": "certified_delivery"}

selftext:
I’ve seen a lot of posts here where someone will lay out their set up on how to optimize every spending category, and it’s like 25 cards with 14 different issuers. Some do cash back, some do miles, some do both. 

My question (mainly for the points and cash+points people) is how do you use the cash back and points you earn? I understand there is overlap when it comes to transfer partners, but with so many different card issuers, there are bound to be cards that earn points that can only be used 


topic_name: Bilt 2.0 launch exposed the creditcard influencer shills so much
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qevmvy/bilt_20_launch_exposed_the_creditcard_influencer/
collected_at: 2026-02-12T00:06:13.781783+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qevmvy", "score": 516, "num_comments": 119, "created_utc": 1768605444.0, "selftext": "It\u2019s hilarious to see @thepointsguy, @maxmilespoints and other large point accounts getting all cute on how great the new Bilt card is just because they are paid to do so. \n\neven with today\u2019s update, and the fact that we all hate this card, the posts on my Feed are still filled with \u201cThey just added more flexibility, great\u201d , \u201cMore choices\u201d, and \u201cNo there\u2019s no transaction fee for rent points\u201d\n\nHow can you call youself pro-consumer and blatantly shill for such a subpar card? ", "sort": "top", "upvote_ratio": 0.95, "author": "chillrabbit"}

selftext:
It’s hilarious to see @thepointsguy, @maxmilespoints and other large point accounts getting all cute on how great the new Bilt card is just because they are paid to do so. 

even with today’s update, and the fact that we all hate this card, the posts on my Feed are still filled with “They just added more flexibility, great” , “More choices”, and “No there’s no transaction fee for rent points”

How can you call youself pro-consumer and blatantly shill for such a subpar card? 


source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r23a08/my_ex_is_withholding_my_belongings_until_i/
collected_at: 2026-02-12T00:06:18.920516+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
My ex is withholding my belongings until I 'apologize for everything.' We broke up months ago and she won't let me get my stuff. Can I call the police for this?

metadata:
{"subreddit": "LegalAdvice", "post_id": "1r23a08", "score": 654, "num_comments": 51, "created_utc": 1770830146.0, "selftext": "Location: California\n\nMy ex girlfriend and I broke up about 4 months ago. It wasn't a great breakup but it wasn't violent or anything, we just weren't working out. When I moved out I left some stuff at her place because I was moving into a temporary situation and didn't have room for everything. We agreed I'd come get it once I got settled.\n\nWell now I have my own place and I've been asking for my stuff back for the past 6 weeks. Every time I text her she either ignores me or says I can have it ", "sort": "hot", "upvote_ratio": 0.97, "author": "Roomy_captaincy"}

selftext:
Location: California

My ex girlfriend and I broke up about 4 months ago. It wasn't a great breakup but it wasn't violent or anything, we just weren't working out. When I moved out I left some stuff at her place because I was moving into a temporary situation and didn't have room for everything. We agreed I'd come get it once I got settled.

Well now I have my own place and I've been asking for my stuff back for the past 6 weeks. Every time I text her she either ignores me or says I can have it 


topic_name: I just found out we don't own the house we have lived in for 15 years. What now?
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qu0vyv/i_just_found_out_we_dont_own_the_house_we_have/
collected_at: 2026-02-12T00:06:22.356408+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1qu0vyv", "score": 3754, "num_comments": 83, "created_utc": 1770052067.0, "selftext": "Location: Ontario\n\nI live with my mom and my stepdad. They bought this house around 15 years ago and have been paying property taxes, doing renovations, paying bills, and all the things a home owner would. The property has 2 parcels of land; the back property and the front property with the house on it.\n\nRecently we were thinking about selling this and my sister's house and buying a large property where we could all live together, like a multigenerational property (my mom and stepdad, me and my ", "sort": "top", "upvote_ratio": 0.96, "author": "No_Butterscotch_7379"}

selftext:
Location: Ontario

I live with my mom and my stepdad. They bought this house around 15 years ago and have been paying property taxes, doing renovations, paying bills, and all the things a home owner would. The property has 2 parcels of land; the back property and the front property with the house on it.

Recently we were thinking about selling this and my sister's house and buying a large property where we could all live together, like a multigenerational property (my mom and stepdad, me and my 


topic_name: LPT: If you struggle falling asleep, try the cognitive shuffle technique
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1r2dh3s/lpt_if_you_struggle_falling_asleep_try_the/
collected_at: 2026-02-12T00:06:28.285876+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1r2dh3s", "score": 43, "num_comments": 5, "created_utc": 1770852960.0, "selftext": "Instead of counting sheep or trying to clear your mind (which never works), try the cognitive shuffle:  \n  \nPick a random letter. Then think of random, unrelated words that start with that letter. Visualize each one briefly before moving to the next. For example: letter B --&gt; banana, barn, butterfly, basketball, bridge, blanket...  \n  \nThe key is that the words need to be unrelated and random. Your brain can't form a coherent narrative from random images, which prevents the anxious thought lo", "sort": "hot", "upvote_ratio": 0.96, "author": "Jolly_Show7095"}

selftext:
Instead of counting sheep or trying to clear your mind (which never works), try the cognitive shuffle:  
  
Pick a random letter. Then think of random, unrelated words that start with that letter. Visualize each one briefly before moving to the next. For example: letter B --&gt; banana, barn, butterfly, basketball, bridge, blanket...  
  
The key is that the words need to be unrelated and random. Your brain can't form a coherent narrative from random images, which prevents the anxious thought lo


topic_name: Actually decent spray bottle?
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1r2ax6g/actually_decent_spray_bottle/
collected_at: 2026-02-12T00:06:36.789542+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1r2ax6g", "score": 35, "num_comments": 29, "created_utc": 1770846921.0, "selftext": "I have tried maybe five spray bottles (like for cleaning sprays). Every single one sucks. Tried amazon and target. \n\nWhat brands are actually good? It's such a silly small item but I swear I cannot find a well built one. All our old ones work great.", "sort": "hot", "upvote_ratio": 0.91, "author": "maxiedaniels"}

selftext:
I have tried maybe five spray bottles (like for cleaning sprays). Every single one sucks. Tried amazon and target. 

What brands are actually good? It's such a silly small item but I swear I cannot find a well built one. All our old ones work great.


topic_name: 2007 Toyota Prius - 355k miles, 1 fire, 5 wrecks, and 1 divorce later it’s still going strong!
source: reddit
region: global
collected_at: 2026-02-12T00:06:40.491669+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/BuyItForLife/comments/1qwve23/2007_toyota_prius_355k_miles_1_fire_5_wrecks_and/

metadata:
{"subreddit": "BuyItForLife", "post_id": "1qwve23", "score": 5261, "num_comments": 302, "created_utc": 1770320662.0, "selftext": "This is an update to my original BIFL post [here](https://www.reddit.com/r/BuyItForLife/comments/12s2tmw/2007_toyota_prius_330k_miles_5_wrecks_and_1/) about my car. I talked about it catching on fire [here](https://www.reddit.com/r/prius/comments/1bcafc0/my_project_lithium_battery_caught_fire_yesterday/).\n\n  \nMinus the fire and the electronic brake system going out, we are still going strong since my last post!", "sort": "top", "upvote_ratio": 0.97, "author": "sworzeh"}

selftext:
This is an update to my original BIFL post [here](https://www.reddit.com/r/BuyItForLife/comments/12s2tmw/2007_toyota_prius_330k_miles_5_wrecks_and_1/) about my car. I talked about it catching on fire [here](https://www.reddit.com/r/prius/comments/1bcafc0/my_project_lithium_battery_caught_fire_yesterday/).

  
Minus the fire and the electronic brake system going out, we are still going strong since my last post!


topic_name: Weekly Self-Promotion Thread - Wednesday, February 11, 2026
source: reddit
region: global
collected_at: 2026-02-12T00:06:46.999669+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1r1tw0x/weekly_selfpromotion_thread_wednesday_february_11/

metadata:
{"subreddit": "financialindependence", "post_id": "1r1tw0x", "score": 6, "num_comments": 14, "created_utc": 1770805833.0, "selftext": "Self-promotion (ie posting about projects/businesses that you operate and can profit from) is typically a practice that is discouraged in\u00a0[/r/financialindependence](https://www.reddit.com/r/financialindependence), and these posts are removed through moderation. This is a thread where those rules\u00a0*do not*\u00a0apply.\u00a0**However**, please do not post referral links in this thread.\n\nUse this thread to talk about your blog, talk about your business, ask for feedback, etc. If the self-promotion starts to l", "sort": "hot", "upvote_ratio": 0.67, "author": "AutoModerator"}

selftext:
Self-promotion (ie posting about projects/businesses that you operate and can profit from) is typically a practice that is discouraged in [/r/financialindependence](https://www.reddit.com/r/financialindependence), and these posts are removed through moderation. This is a thread where those rules *do not* apply. **However**, please do not post referral links in this thread.

Use this thread to talk about your blog, talk about your business, ask for feedback, etc. If the self-promotion starts to l


source: curiosity_query
region: global
collected_at: 2026-02-12T00:07:08.397138+00:00
autocomplete: []
reddit_subreddits: []
signal_type: question
topic_name:
What are the key factors that influence public opinion on immigration policies, and how do events like shootings impact this opinion?

metadata:
{"original_headline": "Support for Trump\u2019s immigration efforts drops sharply after Minnesota shootings - The Guardian", "original_source": "google_news", "llm_generated": true, "query_source": "groq_llm"}


topic_name: WOULD YOU SURVIVE...? #shorts
source: youtube
region: US
url: https://youtube.com/watch?v=rqui6iJddKI
collected_at: 2026-02-12T00:04:30.534731
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "rqui6iJddKI", "channel": "ASAAAS", "category": "Entertainment", "category_id": 24, "views": "30224607", "view_count": 30224607, "likes": "1056654", "published_at": "2026-02-03T18:03:42Z"}


source: google_news
region: US
collected_at: 2026-02-12T00:04:32.195266
autocomplete: []
category: Headlines
reddit_subreddits: []
signal_type: news_context
topic_name:
S.F. teachers strike: Union abandoned negotiations Tuesday night with new offer on the table - San Francisco Chronicle

url:
https://news.google.com/rss/articles/CBMifkFVX3lxTFBlNU5NaFBvaFhibnR0NVJNMDJ1bTVUQjh2WTBFS0tKRVF6cnhCNVNRWllvcWEwY0M0d1hyZG1LR3JjaHV6QWc3RFZ2dXB5YXVYWVpITXgzbnh6R2xFVGhTbk5FUWNqbWhZT3NHdHNleGo1b1NQVzVKNnJTUjZpUQ?oc=5

metadata:
{"published": "Wed, 11 Feb 2026 23:40:43 GMT", "source_publication": "San Francisco Chronicle", "category": "Headlines"}


topic_name: Gilles & Poirier skate to ice dance bronze at Milano Cortina 2026 - Team Canada
source: google_news
region: CA
collected_at: 2026-02-12T00:04:35.900701
autocomplete: []
category: Headlines
reddit_subreddits: []
signal_type: news_context
url:

metadata:
{"published": "Wed, 11 Feb 2026 21:56:53 GMT", "source_publication": "Team Canada", "category": "Headlines"}


source: reddit
region: global
collected_at: 2026-02-12T00:04:41.814735+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
topic_name:
HSA in Optum is charging me ridiculous fees, and they suck. Optum Financial-&gt; Fidelity? But forcing me to liquidate!.

url:
https://reddit.com/r/personalfinance/comments/1r22uum/hsa_in_optum_is_charging_me_ridiculous_fees_and/

metadata:
{"subreddit": "personalfinance", "post_id": "1r22uum", "score": 91, "num_comments": 79, "created_utc": 1770829255.0, "selftext": "HSA in Optum is charging me ridiculous fees, and they suck. Optum Financial-&gt; Fidelity? But forcing me to liquidate!.\n\nOptum Financial is the biggest joke there is.\n\nI am in California.\n\nwas forced to use Optum thru my employer. They are quite idiotic when I ask them about the fees they charge (monthly + 'Service Record Keeping fees') and all of their staff really need to be fired.\n\nAnyway- I need to do a in-kind transfer, but Optum says their policy is to LIQUIDATE the entire portfolio (and ", "sort": "hot", "upvote_ratio": 0.83, "author": "Wolverine-91826"}

selftext:
HSA in Optum is charging me ridiculous fees, and they suck. Optum Financial-&gt; Fidelity? But forcing me to liquidate!.

Optum Financial is the biggest joke there is.

I am in California.

was forced to use Optum thru my employer. They are quite idiotic when I ask them about the fees they charge (monthly + 'Service Record Keeping fees') and all of their staff really need to be fired.

Anyway- I need to do a in-kind transfer, but Optum says their policy is to LIQUIDATE the entire portfolio (and 


topic_name: parents have been telling me not to file taxes
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418088+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qjftkr/parents_have_been_telling_me_not_to_file_taxes/

metadata:
{"subreddit": "personalfinance", "post_id": "1qjftkr", "score": 1407, "num_comments": 311, "created_utc": 1769042653.0, "selftext": "i\u2019m 20f and i still live with my parents. i don\u2019t pay rent or any other bills and i\u2019ve been working since i was 15. I have always had a job and have never been unemployed for longer than like maybe 5 months. im unsure as to how much i make yearly but im sure it\u2019s nothing over $20-$25k a year. when i turned 18 i asked my parents about how to file my taxes and they said not to worry about it. same when i was 19. im now 20 and i\u2019m starting to receive my W2s in the mail. how should i bring this conv", "sort": "top", "upvote_ratio": 0.93, "author": "heavennnsenttt"}

selftext:
i’m 20f and i still live with my parents. i don’t pay rent or any other bills and i’ve been working since i was 15. I have always had a job and have never been unemployed for longer than like maybe 5 months. im unsure as to how much i make yearly but im sure it’s nothing over $20-$25k a year. when i turned 18 i asked my parents about how to file my taxes and they said not to worry about it. same when i was 19. im now 20 and i’m starting to receive my W2s in the mail. how should i bring this conv


topic_name: Car Sales The Right Career?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1r2ctxf/car_sales_the_right_career/
collected_at: 2026-02-12T00:04:50.635575+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1r2ctxf", "score": 3, "num_comments": 6, "created_utc": 1770851362.0, "selftext": "Hello! I am a 26 year old male living in central Florida. I currently work 2 jobs. I am a customer service team lead for an insurance agency and I work part time as a front of house for a restaurant and I work a combined 60 hours per week. I have no sales experience but over 7 years of customer service interaction. I made 63k last year with this schedule and I am okay putting in these hours, I just want much more to show for it. I have been debating going into sales. I love cars, so I figured ma", "sort": "hot", "upvote_ratio": 1.0, "author": "Gdrummer11"}

selftext:
Hello! I am a 26 year old male living in central Florida. I currently work 2 jobs. I am a customer service team lead for an insurance agency and I work part time as a front of house for a restaurant and I work a combined 60 hours per week. I have no sales experience but over 7 years of customer service interaction. I made 63k last year with this schedule and I am okay putting in these hours, I just want much more to show for it. I have been debating going into sales. I love cars, so I figured ma


topic_name: How long does it really take to buy a vehicle?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qhqgos/how_long_does_it_really_take_to_buy_a_vehicle/
collected_at: 2026-02-12T00:04:53.860171+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qhqgos", "score": 100, "num_comments": 73, "created_utc": 1768881063.0, "selftext": "So, recently I bought a used 2024 F150 from a dealership.  I went with the full intention of buying and I was paying cash, so -- no financing application or anything like that.  Dealership didn't seem to care about cash vs financing. There was no hard sales pitches going on and the whole transaction was reasonably easy.\n\nBut when I left, I realized I spent 3+ hours at this dealership (maybe 4).  What gives? In hindsight it was like they just did everything slowly.\n\nIf I walked into a dealership ", "sort": "top", "upvote_ratio": 0.93, "author": "travprev"}

selftext:
So, recently I bought a used 2024 F150 from a dealership.  I went with the full intention of buying and I was paying cash, so -- no financing application or anything like that.  Dealership didn't seem to care about cash vs financing. There was no hard sales pitches going on and the whole transaction was reasonably easy.

But when I left, I realized I spent 3+ hours at this dealership (maybe 4).  What gives? In hindsight it was like they just did everything slowly.

If I walked into a dealership 


topic_name: Thankful for the food pantry
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1r2dxjw/thankful_for_the_food_pantry/
collected_at: 2026-02-12T00:04:59.457362+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1r2dxjw", "score": 33, "num_comments": 4, "created_utc": 1770854119.0, "selftext": "First off, you deserve to eat! Please go to your food local food bank/pantry! \n\nUsually they have more meats and veggies but im ecstatic for anything i can get! This is for a family of 5 and i can go once a month to this pantry. \n\n3 packs of muffins, 6 packs of salami and cheese, 4 chile verde burritos, 1 loaf of bread, 1 pack of garlic knots, 6 bags of chips, 1 head of cauliflower, 1 bag of red apples, 1 bottle of paprika seasoning, 1 box of gnocchi, 1 package of instant cinnamon oatmeal, 2 hal", "sort": "hot", "upvote_ratio": 0.97, "author": "Fluffy-Car-3872"}

selftext:
First off, you deserve to eat! Please go to your food local food bank/pantry! 

Usually they have more meats and veggies but im ecstatic for anything i can get! This is for a family of 5 and i can go once a month to this pantry. 

3 packs of muffins, 6 packs of salami and cheese, 4 chile verde burritos, 1 loaf of bread, 1 pack of garlic knots, 6 bags of chips, 1 head of cauliflower, 1 bag of red apples, 1 bottle of paprika seasoning, 1 box of gnocchi, 1 package of instant cinnamon oatmeal, 2 hal


topic_name: Everybody Is Broke
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qd2ywu/everybody_is_broke/
collected_at: 2026-02-12T00:05:03.488926+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qd2ywu", "score": 20593, "num_comments": 315, "created_utc": 1768433020.0, "selftext": "I work at a car rental company and my role has really opened my eyes into how bad the finances are of so many different people. Many rental cars are paid for by insurance companies for people getting their cars repaired through insurance claims. Since the rental has already been paid for we just collect a $50 deposit for incidentals and to ensure the rental is returned. \n\nEvery week there are countless people that are unable to put down a deposit. Surprisingly, there are even clean cut, professi", "sort": "top", "upvote_ratio": 0.94, "author": "Adorable-Ocelot-694"}

selftext:
I work at a car rental company and my role has really opened my eyes into how bad the finances are of so many different people. Many rental cars are paid for by insurance companies for people getting their cars repaired through insurance claims. Since the rental has already been paid for we just collect a $50 deposit for incidentals and to ensure the rental is returned. 

Every week there are countless people that are unable to put down a deposit. Surprisingly, there are even clean cut, professi


topic_name: My Friend Has An Imposter.
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r26pce/my_friend_has_an_imposter/
collected_at: 2026-02-12T00:05:08.886578+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r26pce", "score": 20, "num_comments": 8, "created_utc": 1770837447.0, "selftext": "Okay so i just got a text from my best friend saying thats someone is using her name and number to \u201cprank\u201d text her old friends from back home\u2026people she hasn\u2019t talked to in years due to college and just general moving on. She still has their numbers in her current phone and hasn\u2019t changed her number in goodness knows how long\n\nThe strange part is the messages are coming from her current number under her contact that her friends have her under but she isn\u2019t doing it. The person is also claiming ", "sort": "hot", "upvote_ratio": 0.82, "author": "scarletunknown"}

selftext:
Okay so i just got a text from my best friend saying thats someone is using her name and number to “prank” text her old friends from back home…people she hasn’t talked to in years due to college and just general moving on. She still has their numbers in her current phone and hasn’t changed her number in goodness knows how long

The strange part is the messages are coming from her current number under her contact that her friends have her under but she isn’t doing it. The person is also claiming 


topic_name: [US] Are Official Email Checks a real thing?
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qdye7t/us_are_official_email_checks_a_real_thing/
collected_at: 2026-02-12T00:05:12.358767+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qdye7t", "score": 884, "num_comments": 124, "created_utc": 1768517077.0, "selftext": "My daughter got a part time gig with a research professor in another state. He emailed her first payment today with an email check, with instructions saying that this is valid for mobile deposit. I'm thinking it's a scam.\n\nOther things that suggest it's a scam...\n\nHe paid extra so she could \"subscribe to a service for the next task\". I'm assuming the checks will fail to go through and she'll be out the subscription fee (plus the subscription service now having her financial details).\n\nThe email ", "sort": "top", "upvote_ratio": 0.92, "author": "yrthegood1staken"}

selftext:
My daughter got a part time gig with a research professor in another state. He emailed her first payment today with an email check, with instructions saying that this is valid for mobile deposit. I'm thinking it's a scam.

Other things that suggest it's a scam...

He paid extra so she could "subscribe to a service for the next task". I'm assuming the checks will fail to go through and she'll be out the subscription fee (plus the subscription service now having her financial details).

The email 


topic_name: Discord now requires full face scan or ID for full access.
source: reddit
region: global
url: https://reddit.com/r/assholedesign/comments/1r0hp9f/discord_now_requires_full_face_scan_or_id_for/
collected_at: 2026-02-12T00:05:17.889470+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "assholedesign", "post_id": "1r0hp9f", "score": 4427, "num_comments": 402, "created_utc": 1770673658.0, "selftext": "How much backlash do you think Discord will get from this? What are some good alternatives to Discord?\n\nI think this move is insane given that they had a security leak months ago that resulted in 70,000+ government IDs from users being exposed.", "sort": "hot", "upvote_ratio": 0.95, "author": "RetPallylol"}

selftext:
How much backlash do you think Discord will get from this? What are some good alternatives to Discord?

I think this move is insane given that they had a security leak months ago that resulted in 70,000+ government IDs from users being exposed.


topic_name: Interrogation of Kandise Sheahen who killed her grandmother with Q Science products
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1r29bkl/interrogation_of_kandise_sheahen_who_killed_her/
collected_at: 2026-02-12T00:05:26.020371+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1r29bkl", "score": 28, "num_comments": 2, "created_utc": 1770843293.0, "selftext": "", "sort": "hot", "upvote_ratio": 1.0, "author": "RockyFlintstone"}


topic_name: Who’s at Fault
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r25ugz/whos_at_fault/
collected_at: 2026-02-12T00:05:44.256539+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r25ugz", "score": 5, "num_comments": 18, "created_utc": 1770835601.0, "selftext": "Just wondering how they decide who is at fault.\n\nMy son had an accident in an intersection. I wasn\u2019t in the car, but the damage is to the passenger side door.\n\nHe says that he went through a yellow light. I don\u2019t approve, but this is common in my city and depending on the conditions, you risk getting rear ended if you stop too quickly.\n\nShe, of course, claims that her light was green. There was a third car involved when one of the cars went into the other lane and hit it.\n\nAssuming they are both", "sort": "hot", "upvote_ratio": 1.0, "author": "Charming-Sample-2660"}

selftext:
Just wondering how they decide who is at fault.

My son had an accident in an intersection. I wasn’t in the car, but the damage is to the passenger side door.

He says that he went through a yellow light. I don’t approve, but this is common in my city and depending on the conditions, you risk getting rear ended if you stop too quickly.

She, of course, claims that her light was green. There was a third car involved when one of the cars went into the other lane and hit it.

Assuming they are both


topic_name: Got into a 3 car accident. I was at the front. Other insurances deny liability.
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qd0p17/got_into_a_3_car_accident_i_was_at_the_front/
collected_at: 2026-02-12T00:05:47.658268+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qd0p17", "score": 149, "num_comments": 248, "created_utc": 1768427675.0, "selftext": "Just like the title, I got into a 3 car accident. I was stopped at the red light. Car B behind me stopped too. And then car C hit them which pushed them to rear end my car. I have Geico. Car B also has Geico. Car C has Tesla insurance.\n\nNow, Tesla denied liability for my car. They said they didn\u2019t hit me directly. Car B which is Geico also said they wasn\u2019t at fault so they can\u2019t take responsibility for my car either.\n\nMy rear bumper is slightly damaged, just popped out but still driveable though", "sort": "top", "upvote_ratio": 0.89, "author": "Fantastic_Database66"}

selftext:
Just like the title, I got into a 3 car accident. I was stopped at the red light. Car B behind me stopped too. And then car C hit them which pushed them to rear end my car. I have Geico. Car B also has Geico. Car C has Tesla insurance.

Now, Tesla denied liability for my car. They said they didn’t hit me directly. Car B which is Geico also said they wasn’t at fault so they can’t take responsibility for my car either.

My rear bumper is slightly damaged, just popped out but still driveable though


topic_name: the transition from search to intent is going to be a weird one
source: reddit
region: global
collected_at: 2026-02-12T00:05:53.366016+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/darkpatterns/comments/1r1xgsq/the_transition_from_search_to_intent_is_going_to/

metadata:
{"subreddit": "darkpatterns", "post_id": "1r1xgsq", "score": 2, "num_comments": 1, "created_utc": 1770816721.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.63, "author": "OkDragonfruit55"}


topic_name: Budget running shoe in 4E width for overpronation?
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1r2bxk3/budget_running_shoe_in_4e_width_for_overpronation/
collected_at: 2026-02-12T00:06:01.656819+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1r2bxk3", "score": 11, "num_comments": 16, "created_utc": 1770849242.0, "selftext": "I need advice on running shoes that won't break my budget. I have lots of expenses this year so I would like to spend \\~ $60 or less on a new set of running shoes.\n\nMy current running shoes (New Balance Freshform 680 in 4E width) are worn down at the outside edges and starting to cause inner knee pain. I have been told before that I overpronate and take too long a stride. I've more or less shortened my stride length (by slowing down my pace) but still favor the outside edges of my feet when I ru", "sort": "hot", "upvote_ratio": 0.87, "author": "riftwave77"}

selftext:
I need advice on running shoes that won't break my budget. I have lots of expenses this year so I would like to spend \~ $60 or less on a new set of running shoes.

My current running shoes (New Balance Freshform 680 in 4E width) are worn down at the outside edges and starting to cause inner knee pain. I have been told before that I overpronate and take too long a stride. I've more or less shortened my stride length (by slowing down my pace) but still favor the outside edges of my feet when I ru


topic_name: Why I'm "frugal", and people commenting "You must be rich"
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qjtjhp/why_im_frugal_and_people_commenting_you_must_be/
collected_at: 2026-02-12T00:06:05.044249+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qjtjhp", "score": 2144, "num_comments": 381, "created_utc": 1769085772.0, "selftext": "\\*Inspired by comments I'm seeing on Instagram and other reddit posts, as well as what people have said about my mom and I\\*\n\nI absolutely hate it when people see ONE expensive thing with a person, like a nice watch or nice crockery or a box of caviar and immediately go, \"Oh you must be rich.\" It is so annoying.\n\nOne of the reasons I'm frugal with other things is so I can spend the money I have on things I love and bring me joy. I don't buy a new phone or laptop till teh previous one is falling ", "sort": "top", "upvote_ratio": 0.95, "author": "zbsa14"}

selftext:
\*Inspired by comments I'm seeing on Instagram and other reddit posts, as well as what people have said about my mom and I\*

I absolutely hate it when people see ONE expensive thing with a person, like a nice watch or nice crockery or a box of caviar and immediately go, "Oh you must be rich." It is so annoying.

One of the reasons I'm frugal with other things is so I can spend the money I have on things I love and bring me joy. I don't buy a new phone or laptop till teh previous one is falling 


topic_name: What Robinhood Said Tuesday About The Gold Card
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1n37j/what_robinhood_said_tuesday_about_the_gold_card/
collected_at: 2026-02-12T00:06:10.587754+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1n37j", "score": 97, "num_comments": 60, "created_utc": 1770782535.0, "selftext": "Today, Robinhood reported its quarterly financial results. The company mentioned its plans for the Robinhood Card. Here are some of the details from today's report.\n\n* \"We plan to more than double the amount of customers with Gold Cards this year to over one million by the end of the year\" \n* \"Scaling and validating the economics of the Gold\" is listed as one of three company priorities.\n* \"The Robinhood Gold Card is currently rolling out via a waitlist.\"\n* The company made $24 million in credit", "sort": "hot", "upvote_ratio": 0.97, "author": "EarlyBirdEmail"}

selftext:
Today, Robinhood reported its quarterly financial results. The company mentioned its plans for the Robinhood Card. Here are some of the details from today's report.

* "We plan to more than double the amount of customers with Gold Cards this year to over one million by the end of the year" 
* "Scaling and validating the economics of the Gold" is listed as one of three company priorities.
* "The Robinhood Gold Card is currently rolling out via a waitlist."
* The company made $24 million in credit


topic_name: Rug Pulled by Robinhood Credit Card: 3% reduced to 1% Cash Back
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qmap0k/rug_pulled_by_robinhood_credit_card_3_reduced_to/
collected_at: 2026-02-12T00:06:13.781787+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qmap0k", "score": 444, "num_comments": 171, "created_utc": 1769319950.0, "selftext": "I'm writing this as a warning to others who are either using Robinhood Credit Card or are eager to get off the waitlist. My first six months using the credit card was amazing, great UI, 3% cash back on every purchase, no issues whatsoever.\n\nI just checked my card statement today and discovered that since mid-December, my rewards have been capped at 1%. I received a policy update over the new years about some transactions being reduced from 3% to 1% such as gift card purchases which makes sense. ", "sort": "top", "upvote_ratio": 0.92, "author": "sxz18"}

selftext:
I'm writing this as a warning to others who are either using Robinhood Credit Card or are eager to get off the waitlist. My first six months using the credit card was amazing, great UI, 3% cash back on every purchase, no issues whatsoever.

I just checked my card statement today and discovered that since mid-December, my rewards have been capped at 1%. I received a policy update over the new years about some transactions being reduced from 3% to 1% such as gift card purchases which makes sense. 


topic_name: How do I have my father placed in a nursing home when doctors refuse to sign off on it?
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r1zlwa/how_do_i_have_my_father_placed_in_a_nursing_home/
collected_at: 2026-02-12T00:06:18.920728+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r1zlwa", "score": 578, "num_comments": 103, "created_utc": 1770821969.0, "selftext": "My elderly father is living in my home and expecting me to care for him. He cannot do anything for himself as he has spent most of his life with women who do everything for him. He needs someone to get him out of bed, move him from room to room, clean him up after he uses the bathroom/catheter insertion, etc.. \n\nHe\u2019s incapable of caring for himself but tells his doctors there is someone to care for him and I refuse to be it as I\u2019m not qualified or should have to. Note he did less than bare minim", "sort": "hot", "upvote_ratio": 0.95, "author": "Pitiful_Flight_3553"}

selftext:
My elderly father is living in my home and expecting me to care for him. He cannot do anything for himself as he has spent most of his life with women who do everything for him. He needs someone to get him out of bed, move him from room to room, clean him up after he uses the bathroom/catheter insertion, etc.. 

He’s incapable of caring for himself but tells his doctors there is someone to care for him and I refuse to be it as I’m not qualified or should have to. Note he did less than bare minim


topic_name: Neighbor wants us to pay for his dogs death after coyote attack
source: reddit
region: global
collected_at: 2026-02-12T00:06:22.356412+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/legaladvice/comments/1qohleu/neighbor_wants_us_to_pay_for_his_dogs_death_after/

metadata:
{"subreddit": "LegalAdvice", "post_id": "1qohleu", "score": 3669, "num_comments": 12, "created_utc": 1769529167.0, "selftext": "Location: Northern NM border to CO. USA\n\nMy family and I recently moved to a small town in the mountains for my husbands job. We bought a house that is in a neighborhood, surrounded by trees and lots of wildlife. There are signs everywhere about fines for off leash dogs and our HOA will send letters about mountain lions, coyote, bears and bob cat sightings. So living here it's expected that you keep pets inside or on a leash when outside. There are parks that have dog parks in them with 10ft hig", "sort": "top", "upvote_ratio": 0.97, "author": "suni159"}

selftext:
Location: Northern NM border to CO. USA

My family and I recently moved to a small town in the mountains for my husbands job. We bought a house that is in a neighborhood, surrounded by trees and lots of wildlife. There are signs everywhere about fines for off leash dogs and our HOA will send letters about mountain lions, coyote, bears and bob cat sightings. So living here it's expected that you keep pets inside or on a leash when outside. There are parks that have dog parks in them with 10ft hig


topic_name: LPT: Do not add your work colleagues as your facebook friends
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1r0bqkf/lpt_do_not_add_your_work_colleagues_as_your/
collected_at: 2026-02-12T00:06:28.285881+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1r0bqkf", "score": 9937, "num_comments": 600, "created_utc": 1770660786.0, "selftext": "This also applies to any social media platform. Keep your personal and professional information separate. It\u2019s amazing how many people don\u2019t realize this ", "sort": "hot", "upvote_ratio": 0.86, "author": "zztop610"}

selftext:
This also applies to any social media platform. Keep your personal and professional information separate. It’s amazing how many people don’t realize this 


topic_name: 433,820 miles and still going
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1r18w7m/433820_miles_and_still_going/
collected_at: 2026-02-12T00:06:36.789546+00:00
autocomplete: []
selftext: 2000 Toyota Tacoma Prerunner. I bought her 24 years ago at 60,000 miles. Same engine.
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1r18w7m", "score": 3175, "num_comments": 101, "created_utc": 1770748332.0, "selftext": "2000 Toyota Tacoma Prerunner. I bought her 24 years ago at 60,000 miles. Same engine.", "sort": "hot", "upvote_ratio": 0.99, "author": "alter_ego_incognito"}


topic_name: Ya'll ain't gonna believe this
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qojkq2/yall_aint_gonna_believe_this/
collected_at: 2026-02-12T00:06:40.491677+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qojkq2", "score": 4986, "num_comments": 482, "created_utc": 1769533316.0, "selftext": "I should buy a lottery ticket or something. \n\nFirst 10$ for a zojirushi rice cooker, now 50$ for a Herman Miller aeron. \n\nI feel like a FB market black belt. ", "sort": "top", "upvote_ratio": 0.97, "author": "Miserable_Sweet_5245"}

selftext:
I should buy a lottery ticket or something. 

First 10$ for a zojirushi rice cooker, now 50$ for a Herman Miller aeron. 

I feel like a FB market black belt. 


topic_name: Single people, do you just double your net worth for comparison?
source: reddit
region: global
collected_at: 2026-02-12T00:06:46.999673+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1r2dxj8/single_people_do_you_just_double_your_net_worth/

metadata:
{"subreddit": "financialindependence", "post_id": "1r2dxj8", "score": 0, "num_comments": 4, "created_utc": 1770854117.0, "selftext": "Most of the stats, recommendations, guidelines seem to always involve \"household\", which is typically dual income these days. Like when people talk about retirement and the \"$1m milestone\". For single folks with no dependencies, do you just double your net worth so that your comparison is more accurate? My guess is it's not exactly double, since things like housing is not automatically cut in half.", "sort": "hot", "upvote_ratio": 0.2, "author": "mrbrightsidesf"}

selftext:
Most of the stats, recommendations, guidelines seem to always involve "household", which is typically dual income these days. Like when people talk about retirement and the "$1m milestone". For single folks with no dependencies, do you just double your net worth so that your comparison is more accurate? My guess is it's not exactly double, since things like housing is not automatically cut in half.


source: curiosity_query
region: global
collected_at: 2026-02-12T00:07:08.397141+00:00
autocomplete: []
reddit_subreddits: []
signal_type: question
topic_name:
What are the main issues that lead to teachers' strikes, and how do these strikes affect the education system and community?

metadata:
{"original_headline": "S.F. teachers strike: Union abandoned negotiations Tuesday night with new offer on the table - San Francisco Chronicle", "original_source": "google_news", "llm_generated": true, "query_source": "groq_llm"}


topic_name: ATEEZ(에이티즈) - 'Adrenaline' Official MV
source: youtube
region: US
url: https://youtube.com/watch?v=vqkfEUqjl6Y
collected_at: 2026-02-12T00:04:30.653183
autocomplete: []
category: Music
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "vqkfEUqjl6Y", "channel": "KQ ENTERTAINMENT", "category": "Music", "category_id": 10, "views": "23997041", "view_count": 23997041, "likes": "375752", "published_at": "2026-02-06T05:00:01Z"}


topic_name: Incredible sweep from Team Sweden! 🥌🇸🇪 #MilanoCortina2026
source: youtube
region: CA
url: https://youtube.com/watch?v=-RNoRnehYBM
collected_at: 2026-02-12T00:04:31.717738
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "-RNoRnehYBM", "channel": "Olympics", "category": "Sports", "category_id": 17, "views": "27308094", "view_count": 27308094, "likes": "626698", "published_at": "2026-02-07T11:50:32Z"}


topic_name: 50 Starting over Retirement Help
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r2c5jj/50_starting_over_retirement_help/
collected_at: 2026-02-12T00:04:41.814739+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1r2c5jj", "score": 13, "num_comments": 7, "created_utc": 1770849742.0, "selftext": "I was a single mom with a child who had special needs.  I was not able to work for 18 years as a result of him needing constant care.  He is now in a facility.   His father left when he was 1 and we divorced.  So there will be no ssa benefits from his earnings for me to tap into. \n\nI started working and have about 5 years of employment.  When I look at my ssa statement for retirement it shows $1000 when I retire.  I have been able to save 55k in my retirement accounts 401k/Roth and am set with a", "sort": "hot", "upvote_ratio": 0.88, "author": "Gurguskon"}

selftext:
I was a single mom with a child who had special needs.  I was not able to work for 18 years as a result of him needing constant care.  He is now in a facility.   His father left when he was 1 and we divorced.  So there will be no ssa benefits from his earnings for me to tap into. 

I started working and have about 5 years of employment.  When I look at my ssa statement for retirement it shows $1000 when I retire.  I have been able to save 55k in my retirement accounts 401k/Roth and am set with a


source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418092+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
topic_name:
Dad put a freeze on mom's credit. He died. No one can access her Experian online account. She doesn't even understand what a credit freeze means.

url:
https://reddit.com/r/personalfinance/comments/1qcxkg9/dad_put_a_freeze_on_moms_credit_he_died_no_one/

metadata:
{"subreddit": "personalfinance", "post_id": "1qcxkg9", "score": 1317, "num_comments": 138, "created_utc": 1768420582.0, "selftext": "I am hoping someone can help me find a workaround on this minor speed bump amongst everything else. My father passed away and liked to think of himself as tech savvy. My mom is the opposite and now has somewhat aggressive dementia. \nI am her daughter and am having an issue with the power company. My dad's name was on the bill and he hasn't lived at that address in over 15 years. It should have been changed long ago but where I am at now: power company says \"her credit is frozen with Experian so ", "sort": "top", "upvote_ratio": 0.97, "author": "attempt_no23"}

selftext:
I am hoping someone can help me find a workaround on this minor speed bump amongst everything else. My father passed away and liked to think of himself as tech savvy. My mom is the opposite and now has somewhat aggressive dementia. 
I am her daughter and am having an issue with the power company. My dad's name was on the bill and he hasn't lived at that address in over 15 years. It should have been changed long ago but where I am at now: power company says "her credit is frozen with Experian so 


topic_name: Just curious what my options might be.
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1r29j2n/just_curious_what_my_options_might_be/
collected_at: 2026-02-12T00:04:50.635610+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1r29j2n", "score": 3, "num_comments": 28, "created_utc": 1770843761.0, "selftext": "I went to buy a new car I was planning on shopping around. I was about to pull into the Nissan lot when the salesmen from Hyundai called and asked me to come. I believe in fate so went in to Test drive the car I wanted.   I asked the price during the ride and he said 22k. Then as we were nearing the dealership he said what if he made me an offer I couldn\u2019t refuse would I stick around and buy the car\n\nI said ok\n\nHe offered me the car for 21500 dollars. I really liked the car and agreed. Signed th", "sort": "hot", "upvote_ratio": 0.64, "author": "Crafty_Tree4475"}

selftext:
I went to buy a new car I was planning on shopping around. I was about to pull into the Nissan lot when the salesmen from Hyundai called and asked me to come. I believe in fate so went in to Test drive the car I wanted.   I asked the price during the ride and he said 22k. Then as we were nearing the dealership he said what if he made me an offer I couldn’t refuse would I stick around and buy the car

I said ok

He offered me the car for 21500 dollars. I really liked the car and agreed. Signed th


topic_name: dealer cancelled extended warranty
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qlxf73/dealer_cancelled_extended_warranty/
collected_at: 2026-02-12T00:04:53.860177+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qlxf73", "score": 93, "num_comments": 34, "created_utc": 1769285379.0, "selftext": "Bought out my lease on a jeep wrangler, purchased a 5 year 60k pre owned maximum care mopar warranty. \n\n9 months later my transmission is shot, bring it to a dealer near my home they can\u2019t find the warranty. Call  Chrysler financial and they said the dealer cancelled my warranty 2 weeks after I bought it. They did this without notifying me or refunding me any money. Called the finance manager at the dealer and they are scrambling to try and make it right . They're offering a DOWC Level 4 exclusi", "sort": "top", "upvote_ratio": 0.94, "author": "ozzytai"}

selftext:
Bought out my lease on a jeep wrangler, purchased a 5 year 60k pre owned maximum care mopar warranty. 

9 months later my transmission is shot, bring it to a dealer near my home they can’t find the warranty. Call  Chrysler financial and they said the dealer cancelled my warranty 2 weeks after I bought it. They did this without notifying me or refunding me any money. Called the finance manager at the dealer and they are scrambling to try and make it right . They're offering a DOWC Level 4 exclusi


topic_name: Finally built a $500 emergency fund. Took me 8 months.
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1r2dm0b/finally_built_a_500_emergency_fund_took_me_8/
collected_at: 2026-02-12T00:04:59.457366+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1r2dm0b", "score": 14, "num_comments": 4, "created_utc": 1770853308.0, "selftext": "I know $500 isn\u2019t huge, but it\u2019s the first time in my adult life I\u2019ve had money set aside that wasn\u2019t already spoken for.\n\nI started with $10 transfers. Sometimes $5. A couple weeks I skipped entirely. But I kept restarting instead of quitting.\n\nIt doesn\u2019t solve everything, but it changes how panic feels. Car noise doesn\u2019t immediately equal doom anymore.\n\nIf you\u2019re at $0, I\u2019ve been there. Starting tiny still counts.", "sort": "hot", "upvote_ratio": 1.0, "author": "Mysterious-Week-5511"}

selftext:
I know $500 isn’t huge, but it’s the first time in my adult life I’ve had money set aside that wasn’t already spoken for.

I started with $10 transfers. Sometimes $5. A couple weeks I skipped entirely. But I kept restarting instead of quitting.

It doesn’t solve everything, but it changes how panic feels. Car noise doesn’t immediately equal doom anymore.

If you’re at $0, I’ve been there. Starting tiny still counts.


topic_name: I'm tired of out-of-touch rich people cosplaying as middle class
source: reddit
region: global
collected_at: 2026-02-12T00:05:03.488930+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1qg424u/im_tired_of_outoftouch_rich_people_cosplaying_as/

metadata:
{"subreddit": "povertyfinance", "post_id": "1qg424u", "score": 9337, "num_comments": 543, "created_utc": 1768727814.0, "selftext": "On personal finance and middle class subs, it seems like everyone and their grandma makes $150,000 salary and $250,000 household income, and saves over $3,000/month\n\n  \nAnd yet these posters will cry about being living paycheck to paycheck or being poor or middle class in the same sentence. Case in point, this thread\n\n[https://reddit.com/r/MiddleClassFinance/comments/1qfx7ug/who\\_here\\_actually\\_saves\\_3000\\_a\\_month/](https://reddit.com/r/MiddleClassFinance/comments/1qfx7ug/who_here_actually_sa", "sort": "top", "upvote_ratio": 0.91, "author": "SeparateJump1"}

selftext:
On personal finance and middle class subs, it seems like everyone and their grandma makes $150,000 salary and $250,000 household income, and saves over $3,000/month

  
And yet these posters will cry about being living paycheck to paycheck or being poor or middle class in the same sentence. Case in point, this thread

[https://reddit.com/r/MiddleClassFinance/comments/1qfx7ug/who\_here\_actually\_saves\_3000\_a\_month/](https://reddit.com/r/MiddleClassFinance/comments/1qfx7ug/who_here_actually_sa


topic_name: Pig Butchering Scams in Indian Matrimony Sites- Awareness
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r1xkha/pig_butchering_scams_in_indian_matrimony_sites/
collected_at: 2026-02-12T00:05:08.886582+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r1xkha", "score": 53, "num_comments": 13, "created_utc": 1770816990.0, "selftext": "Before 2 years a girl from UK accepted my interest in a matrimonial app and we had started talking. All the contact was on WhatsApp messages only. She was talking normally at first, then she was talking about cryptocurrency, trading and stuff.\n\nShe was sending Good morning everyday with some motivational quote, always asking how my day was and everything. A girl doing this was pretty new to me. Previously I was trying to get into a relationship with my colleague and was doing this stuff. Sending", "sort": "hot", "upvote_ratio": 0.84, "author": "Anarkeeyan"}

selftext:
Before 2 years a girl from UK accepted my interest in a matrimonial app and we had started talking. All the contact was on WhatsApp messages only. She was talking normally at first, then she was talking about cryptocurrency, trading and stuff.

She was sending Good morning everyday with some motivational quote, always asking how my day was and everything. A girl doing this was pretty new to me. Previously I was trying to get into a relationship with my colleague and was doing this stuff. Sending


topic_name: [CZ/US] I need your help desperately
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qkyj1p/czus_i_need_your_help_desperately/
collected_at: 2026-02-12T00:05:12.358778+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qkyj1p", "score": 653, "num_comments": 113, "created_utc": 1769192445.0, "selftext": "I was kind of naive and some guy started texting me so I was replying back out of boredom. He then told me that he wants to send me gifts and gold and some cash or whatever. He then sent me the link of the courier company and it\u2019s called Universal Expertise Courier which sounded a bit sus. Then the courier kept demanding to send them like $800 so they could send it to me home. Fortunately I didn\u2019t send them anything yet but now they threatened me to send the FBI due to the package containing gol", "sort": "top", "upvote_ratio": 0.82, "author": "No-Indication5365"}

selftext:
I was kind of naive and some guy started texting me so I was replying back out of boredom. He then told me that he wants to send me gifts and gold and some cash or whatever. He then sent me the link of the courier company and it’s called Universal Expertise Courier which sounded a bit sus. Then the courier kept demanding to send them like $800 so they could send it to me home. Fortunately I didn’t send them anything yet but now they threatened me to send the FBI due to the package containing gol


source: reddit
region: global
url: https://reddit.com/r/assholedesign/comments/1qta1po/this_app_to_meet_new_people_relentlessly_sends/
collected_at: 2026-02-12T00:05:17.889473+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
This app to meet new people relentlessly sends you a "redeem your free ticket" notification, sometimes 10 in an hour . With no way to disable this type of notification in-app

metadata:
{"subreddit": "assholedesign", "post_id": "1qta1po", "score": 812, "num_comments": 74, "created_utc": 1769978310.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.96, "author": "Acrobatic-Monitor516"}


topic_name: Dream to Prosper
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1r2bzpb/dream_to_prosper/
collected_at: 2026-02-12T00:05:26.020375+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1r2bzpb", "score": 6, "num_comments": 6, "created_utc": 1770849374.0, "selftext": "I just got off a 10 minute interview with \"Dream to Prosper\". The \"director\" asked me about my income goals and I was caught off guard, but I didn't want to sound amateur, so I said $80,000-$100,000. She asked to clarify which one is it, and I said 80, and she said it doesn't align with the goals of the company and that I have to want at least $100,000. She then said she'll send me a free course and a questionnaire where I'll have an opportunity to, basically, redeem my answer. She said to check", "sort": "hot", "upvote_ratio": 0.8, "author": "Bamb00zleman"}

selftext:
I just got off a 10 minute interview with "Dream to Prosper". The "director" asked me about my income goals and I was caught off guard, but I didn't want to sound amateur, so I said $80,000-$100,000. She asked to clarify which one is it, and I said 80, and she said it doesn't align with the goals of the company and that I have to want at least $100,000. She then said she'll send me a free course and a questionnaire where I'll have an opportunity to, basically, redeem my answer. She said to check


topic_name: Car Insurance Fraud
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r2dv0m/car_insurance_fraud/
collected_at: 2026-02-12T00:05:44.256546+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r2dv0m", "score": 1, "num_comments": 2, "created_utc": 1770853941.0, "selftext": "I was involved in a parking lot collision this last weekend. It's a busy target parking lot and I was exiting and there is an awkward turn that needs to be made to exit the parking lot. I was making this turn and as I was doing so, a car in the handicap spot started backing out. As soon as they started backing out I hit my breaks and they kept backing right into me! We both got out of our cars and the girl was like \"our car is good if yours is!\" I said um? No you guys just hit me and now my fron", "sort": "hot", "upvote_ratio": 1.0, "author": "GeologistNo2803"}

selftext:
I was involved in a parking lot collision this last weekend. It's a busy target parking lot and I was exiting and there is an awkward turn that needs to be made to exit the parking lot. I was making this turn and as I was doing so, a car in the handicap spot started backing out. As soon as they started backing out I hit my breaks and they kept backing right into me! We both got out of our cars and the girl was like "our car is good if yours is!" I said um? No you guys just hit me and now my fron


source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qqiamj/insurance_adjuster_for_another_driver_has/
collected_at: 2026-02-12T00:05:47.658273+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
topic_name:
Insurance adjuster for another driver has determined my sister is at fault for an accident she was not involved in.

metadata:
{"subreddit": "Insurance", "post_id": "1qqiamj", "score": 138, "num_comments": 111, "created_utc": 1769714664.0, "selftext": "This is not my story, I\u2019m posting on behalf of my sister who would like to remain anonymous. If you have any questions I will forward them to her, I have also given her the link to this post so she can see your comments. This takes place in the state of Missouri \n\nMy sister was driving down the highway a month ago when suddenly traffic came to a dead stop from going about 60mph. She swerved to get out of the way and did not hit anything however the car behind her slammed into the back of the sto", "sort": "top", "upvote_ratio": 0.87, "author": "AgentZalixz"}

selftext:
This is not my story, I’m posting on behalf of my sister who would like to remain anonymous. If you have any questions I will forward them to her, I have also given her the link to this post so she can see your comments. This takes place in the state of Missouri 

My sister was driving down the highway a month ago when suddenly traffic came to a dead stop from going about 60mph. She swerved to get out of the way and did not hit anything however the car behind her slammed into the back of the sto


topic_name: The most profitable industry on earth is the one betting on what you’ll do next.
source: reddit
region: global
collected_at: 2026-02-12T00:05:53.366020+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/darkpatterns/comments/1r10bhj/the_most_profitable_industry_on_earth_is_the_one/

metadata:
{"subreddit": "darkpatterns", "post_id": "1r10bhj", "score": 66, "num_comments": 1, "created_utc": 1770729044.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.96, "author": "OkDragonfruit55"}


topic_name: Cheap and filling meals for me and my bf?
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1r27use/cheap_and_filling_meals_for_me_and_my_bf/
collected_at: 2026-02-12T00:06:01.656829+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1r27use", "score": 14, "num_comments": 164, "created_utc": 1770839992.0, "selftext": "Hey everyone, this is my first time posting here, and I\u2019m in need of some help with cheap food ideas for me and my picky boyfriend. \n\nWe\u2019re both 19 year old guys and with him being 6\u20195, he usually needs to eat quite a bit to feel full. He\u2019s a relatively picky eater with a REALLY simple palate. His go to meals are (and these are eating out most of the time) Cheeseburgers, chicken nuggets, fries, Mac n cheese, the occasional spaghetti with meat, and loads of Yakisoba noodles. We\u2019ve been getting by", "sort": "hot", "upvote_ratio": 0.72, "author": "wigdog666"}

selftext:
Hey everyone, this is my first time posting here, and I’m in need of some help with cheap food ideas for me and my picky boyfriend. 

We’re both 19 year old guys and with him being 6’5, he usually needs to eat quite a bit to feel full. He’s a relatively picky eater with a REALLY simple palate. His go to meals are (and these are eating out most of the time) Cheeseburgers, chicken nuggets, fries, Mac n cheese, the occasional spaghetti with meat, and loads of Yakisoba noodles. We’ve been getting by


source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qe9eo3/roasted_chickpeas_are_basically_a_cheat_code_for/
collected_at: 2026-02-12T00:06:05.044255+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
topic_name:
roasted chickpeas are basically a cheat code for a cheap snack and i feel dumb for not knowing this soone

metadata:
{"subreddit": "Frugal", "post_id": "1qe9eo3", "score": 1930, "num_comments": 261, "created_utc": 1768547843.0, "selftext": "i used to spend like $5 a bag on those \"healthy\" organic chips or protein snacks at the store. i thought i was being fit but i was just being broke lol. but i just started roasting canned chickpeas in the oven with olive oil and tajin and it costs like 80 cents per batch max. ngl they are actually better than real chips and way more filling. its basically a cheat code for a cheap snack and i feel dumb for not doing it sooner. anyone else got a \"poverty snack\" that is actually elite? i need more ", "sort": "top", "upvote_ratio": 0.98, "author": "InvestmentBudget6722"}

selftext:
i used to spend like $5 a bag on those "healthy" organic chips or protein snacks at the store. i thought i was being fit but i was just being broke lol. but i just started roasting canned chickpeas in the oven with olive oil and tajin and it costs like 80 cents per batch max. ngl they are actually better than real chips and way more filling. its basically a cheat code for a cheap snack and i feel dumb for not doing it sooner. anyone else got a "poverty snack" that is actually elite? i need more 


topic_name: My Setup: 3X Everything, 6X Dining &amp; 6X Groceries
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1ku0n/my_setup_3x_everything_6x_dining_6x_groceries/
collected_at: 2026-02-12T00:06:10.587758+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1ku0n", "score": 120, "num_comments": 110, "created_utc": 1770776350.0, "selftext": "Main Categories:\n\nEverything Else - 3% (BILT Palladium) (extra 1X point accelerator)\n\nDining - 6%/3% (Citi Strata Elite) (6X with Citi Nights which is 95% of my dining spend)\n\nGrocery - 6% (AMEX Blue Cash Preferred)\n\nSecondary Categories:\n\nStreaming- 6% (AMEX Blue Cash Preferred)\n\nAmazon - 5% (Chase Amazon Prime Visa)\n\nClothing - 5% (PayPal Debit)\n\nSelfcare &amp; Concerts / Sport Events - 4% (Wells Fargo Attune)\n\nRent - 1% (Bilt Mastercard)\n\nRotating Categories - 5% (Chase Freedom Flex)", "sort": "hot", "upvote_ratio": 0.83, "author": "Horror-Cheetah-929"}

selftext:
Main Categories:

Everything Else - 3% (BILT Palladium) (extra 1X point accelerator)

Dining - 6%/3% (Citi Strata Elite) (6X with Citi Nights which is 95% of my dining spend)

Grocery - 6% (AMEX Blue Cash Preferred)

Secondary Categories:

Streaming- 6% (AMEX Blue Cash Preferred)

Amazon - 5% (Chase Amazon Prime Visa)

Clothing - 5% (PayPal Debit)

Selfcare &amp; Concerts / Sport Events - 4% (Wells Fargo Attune)

Rent - 1% (Bilt Mastercard)

Rotating Categories - 5% (Chase Freedom Flex)


topic_name: Cashed out 745,575 Chase UR points… and I feel oddly free 😂
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qvy8t3/cashed_out_745575_chase_ur_points_and_i_feel/
collected_at: 2026-02-12T00:06:13.781983+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qvy8t3", "score": 449, "num_comments": 172, "created_utc": 1770233286.0, "selftext": "Well\u2026 I finally did it.\n\nI just redeemed 745,575 Chase Ultimate Rewards, and it feels borderline criminal not to mention it here \ud83e\udd23\n\nI\u2019ve been sitting on these points forever with nonstop analysis paralysis. The whole \u201cwait for the perfect redemption\u201d mindset had me in denial that I\u2019d ever actually use them.\n\nReality check:\n\n\t\u2022\tI just had my second child, and my first is now 2 years old\n\n\t\u2022\tNo more lap infant for one of them\n\n\t\u2022\tWe mostly fly economy anyway\n\n\t\u2022\tI was never consistently getting mo", "sort": "top", "upvote_ratio": 0.94, "author": "Bush_Killed-Harambe"}

selftext:
Well… I finally did it.

I just redeemed 745,575 Chase Ultimate Rewards, and it feels borderline criminal not to mention it here 🤣

I’ve been sitting on these points forever with nonstop analysis paralysis. The whole “wait for the perfect redemption” mindset had me in denial that I’d ever actually use them.

Reality check:

	•	I just had my second child, and my first is now 2 years old

	•	No more lap infant for one of them

	•	We mostly fly economy anyway

	•	I was never consistently getting mo


topic_name: Is my girlfriend technically married?
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r1uqe6/is_my_girlfriend_technically_married/
collected_at: 2026-02-12T00:06:18.920736+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r1uqe6", "score": 419, "num_comments": 215, "created_utc": 1770808751.0, "selftext": "Location: Florida.\n\nHello, in need of some advice as soon as possible. To begin, my girlfriend is to be induced and have our daughter this Thursday.  The issue with this revolves around me being able to sign the birth certificate of my own child. \n\nIn 2020 in the middle of the pandemic my girlfriend had a rushed marriage ceremony with her ex. They had a court house ceremony with papers notarized. Possibly due to the chaos of the pandemic they never received a license in the mail that they, from ", "sort": "hot", "upvote_ratio": 0.85, "author": "RudeStruggle8399"}

selftext:
Location: Florida.

Hello, in need of some advice as soon as possible. To begin, my girlfriend is to be induced and have our daughter this Thursday.  The issue with this revolves around me being able to sign the birth certificate of my own child. 

In 2020 in the middle of the pandemic my girlfriend had a rushed marriage ceremony with her ex. They had a court house ceremony with papers notarized. Possibly due to the chaos of the pandemic they never received a license in the mail that they, from 


source: reddit
region: global
collected_at: 2026-02-12T00:06:22.356422+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
Large amount of money ($260k) accidentally deposited into my bank account, what are my legal obligations?

url:
https://reddit.com/r/legaladvice/comments/1ql0rdo/large_amount_of_money_260k_accidentally_deposited/

metadata:
{"subreddit": "LegalAdvice", "post_id": "1ql0rdo", "score": 3668, "num_comments": 200, "created_utc": 1769197316.0, "selftext": "Location: California\n\nHi all,\n\nI\u2019m in the U.S. and recently noticed an unexpected deposit of approximately $260,000 into my personal bank account from a sender I don\u2019t recognize. I did not solicit this transfer and have not touched or moved the funds.\n\nI contacted my bank as soon as I noticed it and informed them that the deposit appears to be a mistake. At the moment, the money is still sitting in my account while they \u201cinvestigate.\u201d\n\nMy questions are:\n\n1.\tIf the original sender accidentally se", "sort": "top", "upvote_ratio": 0.93, "author": "marketmaker1234"}

selftext:
Location: California

Hi all,

I’m in the U.S. and recently noticed an unexpected deposit of approximately $260,000 into my personal bank account from a sender I don’t recognize. I did not solicit this transfer and have not touched or moved the funds.

I contacted my bank as soon as I noticed it and informed them that the deposit appears to be a mistake. At the moment, the money is still sitting in my account while they “investigate.”

My questions are:

1.	If the original sender accidentally se


source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1r07lue/lpt_cut_and_trim_your_nails_today_if_youre/
collected_at: 2026-02-12T00:06:28.285886+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
topic_name:
LPT: cut and trim your nails today if you’re planning on putting them in someone else’s body for Valentine’s Day.

metadata:
{"subreddit": "LifeProTips", "post_id": "1r07lue", "score": 9801, "num_comments": 301, "created_utc": 1770651909.0, "selftext": "5 days is the sweet spot in time for the nails not to have grown too long and not to be too sharp from a fresh cut.\n\nYour partner will appreciate.", "sort": "hot", "upvote_ratio": 0.9, "author": "moutardebaseball"}

selftext:
5 days is the sweet spot in time for the nails not to have grown too long and not to be too sharp from a fresh cut.

Your partner will appreciate.


topic_name: BIFL success story: 125-year-old lightbulb
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1r23hjg/bifl_success_story_125yearold_lightbulb/
collected_at: 2026-02-12T00:06:36.789551+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1r23hjg", "score": 50, "num_comments": 48, "created_utc": 1770830597.0, "selftext": "gift link [The Bay Area\u2019s most unlikely landmark: A 125-year-old lightbulb that\u2019s still burning](https://www.sfchronicle.com/eastbay/article/centennial-lightbulb-fire-station-livermore-21329820.php?utm_source=marketing&amp;utm_medium=copy-url-link&amp;utm_campaign=article-share&amp;hash=aHR0cHM6Ly93d3cuc2ZjaHJvbmljbGUuY29tL2Vhc3RiYXkvYXJ0aWNsZS9jZW50ZW5uaWFsLWxpZ2h0YnVsYi1maXJlLXN0YXRpb24tbGl2ZXJtb3JlLTIxMzI5ODIwLnBocA%3D%3D&amp;time=MTc3MDgzMDUyMzUyMA%3D%3D&amp;rid=ODdmZWVhMzQtOGJmMS00YjcxLTg0Z", "sort": "hot", "upvote_ratio": 0.66, "author": "LastSeesaw5618"}

selftext:
gift link [The Bay Area’s most unlikely landmark: A 125-year-old lightbulb that’s still burning](https://www.sfchronicle.com/eastbay/article/centennial-lightbulb-fire-station-livermore-21329820.php?utm_source=marketing&amp;utm_medium=copy-url-link&amp;utm_campaign=article-share&amp;hash=aHR0cHM6Ly93d3cuc2ZjaHJvbmljbGUuY29tL2Vhc3RiYXkvYXJ0aWNsZS9jZW50ZW5uaWFsLWxpZ2h0YnVsYi1maXJlLXN0YXRpb24tbGl2ZXJtb3JlLTIxMzI5ODIwLnBocA%3D%3D&amp;time=MTc3MDgzMDUyMzUyMA%3D%3D&amp;rid=ODdmZWVhMzQtOGJmMS00YjcxLTg0Z


topic_name: Can mods ban the scumbag bedframe company who posts here constantly?
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qcyb1m/can_mods_ban_the_scumbag_bedframe_company_who/
collected_at: 2026-02-12T00:06:40.491684+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qcyb1m", "score": 4393, "num_comments": 248, "created_utc": 1768422203.0, "selftext": "And flood the replies with the same fake bullshit? \"wE hAVe SucH WilD SeX anD It DoeSnt BreAk\". What a truly scumbag company. Is this literally the only way you can sell your 3000 bedframe? ", "sort": "top", "upvote_ratio": 0.97, "author": "collarbristle"}

selftext:
And flood the replies with the same fake bullshit? "wE hAVe SucH WilD SeX anD It DoeSnt BreAk". What a truly scumbag company. Is this literally the only way you can sell your 3000 bedframe? 


source: curiosity_query
region: global
collected_at: 2026-02-12T00:07:08.397144+00:00
autocomplete: []
reddit_subreddits: []
signal_type: question
topic_name:
What are the roles and responsibilities of ICE, and how does the agency respond to allegations of brutality and misconduct?

metadata:
{"original_headline": "Congress Showed ICE Leaders Images of ICE Brutality. The Response Was Telling. - Slate", "original_source": "google_news", "llm_generated": true, "query_source": "groq_llm"}


topic_name: Ranking the Best Skateboard Fails 😂🛹
source: youtube
region: US
url: https://youtube.com/watch?v=80zNSihzz0E
collected_at: 2026-02-12T00:04:30.766220
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "80zNSihzz0E", "channel": "Rankify", "category": "Sports", "category_id": 17, "views": "21147365", "view_count": 21147365, "likes": "462450", "published_at": "2026-02-03T14:40:28Z"}


topic_name: In Bring It On: All or Nothing (2006)... #shorts
source: youtube
region: CA
url: https://youtube.com/watch?v=Rpy9qzU1j8I
collected_at: 2026-02-12T00:04:31.506240
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "Rpy9qzU1j8I", "channel": "HD Trivia", "category": "Entertainment", "category_id": 24, "views": "25844767", "view_count": 25844767, "likes": "520991", "published_at": "2026-02-07T00:00:00Z"}


source: google_news
region: CA
collected_at: 2026-02-12T00:04:35.900714
autocomplete: []
category: Headlines
reddit_subreddits: []
signal_type: news_context
topic_name:
Official: Edmonton Elks make Coulter Woodmansey highest-paid offensive lineman in CFL salary cap era - 3DownNation

url:

metadata:
{"published": "Wed, 11 Feb 2026 18:01:22 GMT", "source_publication": "3DownNation", "category": "Headlines"}


topic_name: How can I get out this hole?
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r232qj/how_can_i_get_out_this_hole/
collected_at: 2026-02-12T00:04:41.814757+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1r232qj", "score": 18, "num_comments": 19, "created_utc": 1770829723.0, "selftext": "Hello! 31 male, made a career change going from \\~$60k a year to &lt;$40k a year until I\u2019m able to move up the ranks at my new job. I have $35k of debt between credit cards and loans for extreme vehicle repairs (because I cannot afford another vehicle). I do own the car, but that\u2019s because I have a loan to consolidate that, another loan I received 6 years ago, and $10k of credit card debt to bring a high 30% interest and $900 worth of payments a month down to 19% interest and $675 monthly paymen", "sort": "hot", "upvote_ratio": 0.83, "author": "Wrong-Dance-9570"}

selftext:
Hello! 31 male, made a career change going from \~$60k a year to &lt;$40k a year until I’m able to move up the ranks at my new job. I have $35k of debt between credit cards and loans for extreme vehicle repairs (because I cannot afford another vehicle). I do own the car, but that’s because I have a loan to consolidate that, another loan I received 6 years ago, and $10k of credit card debt to bring a high 30% interest and $900 worth of payments a month down to 19% interest and $675 monthly paymen


topic_name: Investment advisor sold all of my mutual funds without my consent. Help!!
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418097+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qjihev/investment_advisor_sold_all_of_my_mutual_funds/

metadata:
{"subreddit": "personalfinance", "post_id": "1qjihev", "score": 1306, "num_comments": 173, "created_utc": 1769049686.0, "selftext": "When I turned 21, I took over an account my grandma had made for me that was money for a college fund. I never ended up using it for college and figured I\u2019d let it grow.\n\nIn September 2024, my financial advisor through Wells Fargo reached out. He told me he\u2019d love to redo my account to fit my current needs, etc. But that his rate would increase to 2% a year. I declined this offer and didn\u2019t really think much of it. Got the paperwork in the mail but never filled it out or sent it back.\n\nThe other", "sort": "top", "upvote_ratio": 0.93, "author": "Apprehensive-Dare374"}

selftext:
When I turned 21, I took over an account my grandma had made for me that was money for a college fund. I never ended up using it for college and figured I’d let it grow.

In September 2024, my financial advisor through Wells Fargo reached out. He told me he’d love to redo my account to fit my current needs, etc. But that his rate would increase to 2% a year. I declined this offer and didn’t really think much of it. Got the paperwork in the mail but never filled it out or sent it back.

The other


topic_name: Toyota Corolla, did I get a good deal?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1r2ds6s/toyota_corolla_did_i_get_a_good_deal/
collected_at: 2026-02-12T00:04:50.635615+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1r2ds6s", "score": 2, "num_comments": 3, "created_utc": 1770853736.0, "selftext": "I bought my first car today! I was driving a 2009 Toyota Camry but it had a ton of issues (Bad catalytic convertor, rotted exhaust system, parking brake was disintegrated, broken water pump). Being in NY state the cost to fix it (Carb Compliant Cataytic Convertor) was way more then the car was worth, plus It was my parents old car and I wanted one of my own!\n\nIt is a 2023 Toyota Corolla LE. I paid 20,000 for it. 16K miles and one owner. Clean Carfax record. What do y'all think? I don't know a lo", "sort": "hot", "upvote_ratio": 1.0, "author": "Unhappy_Session8589"}

selftext:
I bought my first car today! I was driving a 2009 Toyota Camry but it had a ton of issues (Bad catalytic convertor, rotted exhaust system, parking brake was disintegrated, broken water pump). Being in NY state the cost to fix it (Carb Compliant Cataytic Convertor) was way more then the car was worth, plus It was my parents old car and I wanted one of my own!

It is a 2023 Toyota Corolla LE. I paid 20,000 for it. 16K miles and one owner. Clean Carfax record. What do y'all think? I don't know a lo


topic_name: Dealership says they can’t remove CarRX device — is that true?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qcqmtk/dealership_says_they_cant_remove_carrx_device_is/
collected_at: 2026-02-12T00:04:53.860183+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qcqmtk", "score": 79, "num_comments": 66, "created_utc": 1768405506.0, "selftext": "Just bought a brand new Toyota RAV4 and got hit with the usual finance office upsells. The finance guy pitched us on:\n\n\u2022 CarRX ($387)\n\n\u2022 GAP insurance ($1200)\n\n\u2022 Toyota Extra Care warranty ($2821)\n\nAt the time, I agreed to everything because it felt like I had to decide on the spot. But after coming home and doing some research, I realized I was overpaying big time.\n\n\u2022 GAP insurance: Dealer quoted $1200. I got it from my insurance company for $15 every 6 months.\n\n\u2022 Toyota Extra Care: Found out I", "sort": "top", "upvote_ratio": 0.86, "author": "under__score_"}

selftext:
Just bought a brand new Toyota RAV4 and got hit with the usual finance office upsells. The finance guy pitched us on:

• CarRX ($387)

• GAP insurance ($1200)

• Toyota Extra Care warranty ($2821)

At the time, I agreed to everything because it felt like I had to decide on the spot. But after coming home and doing some research, I realized I was overpaying big time.

• GAP insurance: Dealer quoted $1200. I got it from my insurance company for $15 every 6 months.

• Toyota Extra Care: Found out I


topic_name: I will never be comfortable and I just have to say it outloud
source: reddit
region: global
collected_at: 2026-02-12T00:04:59.457377+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1r1ro9w/i_will_never_be_comfortable_and_i_just_have_to/

metadata:
{"subreddit": "povertyfinance", "post_id": "1r1ro9w", "score": 161, "num_comments": 25, "created_utc": 1770797677.0, "selftext": "It\u2019s like several several hours past when I should be sleeping, I\u2019m absolutely delirious from both tiredness and pain, I\u2019m sorry for what I\u2019m about to write if it\u2019s not allowed in the sub, i did try to look through the rules, I will probably delete it in the morning when I have more sense, tw implied SA CSA\n\nI just have to say something, I\u2019m so so tired of not allowing myself to be upset over this, so I just have to put it somewhere, I\u2019m so so horribly upset, I hate knowing that I will never be ", "sort": "hot", "upvote_ratio": 0.88, "author": "The_Silent_Dragon"}

selftext:
It’s like several several hours past when I should be sleeping, I’m absolutely delirious from both tiredness and pain, I’m sorry for what I’m about to write if it’s not allowed in the sub, i did try to look through the rules, I will probably delete it in the morning when I have more sense, tw implied SA CSA

I just have to say something, I’m so so tired of not allowing myself to be upset over this, so I just have to put it somewhere, I’m so so horribly upset, I hate knowing that I will never be 


topic_name: My manager doesn't understand
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qf1z3o/my_manager_doesnt_understand/
collected_at: 2026-02-12T00:05:03.488934+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qf1z3o", "score": 5741, "num_comments": 442, "created_utc": 1768619964.0, "selftext": "So today my manager recommended a burger place which has burgers for about $16 each and I straight up told him I couldn't afford that, and that im currently living off homemade bread with jelly from the food pantry. Anyways he brought it up later in the day during our one on one and just couldn't comprehend that I don't have any money for non essentials. \n\nIt's just like... my guy I've been sleeping on a mattress thats bowed in the middle for 2 years, my dishwasher broke 3 years ago and never wa", "sort": "top", "upvote_ratio": 0.97, "author": "nicotoxi"}

selftext:
So today my manager recommended a burger place which has burgers for about $16 each and I straight up told him I couldn't afford that, and that im currently living off homemade bread with jelly from the food pantry. Anyways he brought it up later in the day during our one on one and just couldn't comprehend that I don't have any money for non essentials. 

It's just like... my guy I've been sleeping on a mattress thats bowed in the middle for 2 years, my dishwasher broke 3 years ago and never wa


topic_name: Suspicious email after applying for a job
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r2bl6f/suspicious_email_after_applying_for_a_job/
collected_at: 2026-02-12T00:05:08.886586+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r2bl6f", "score": 9, "num_comments": 11, "created_utc": 1770848439.0, "selftext": "The email is from a company that I applied to on Handshake, but the person BCC me in the email and sent it to their personal gmail. They also didn't address me by name which makes me suspect that it's a scam. However, the company name and the job title does match the job posting.\n\nThe Apply here link points to\n\n[https://trustume.com/job/df0ac242-34ad-4e87-9eff-a58168ec55e1](https://trustume.com/job/df0ac242-34ad-4e87-9eff-a58168ec55e1)\n\nwhich seems like some sketchy AI job board. I already appli", "sort": "hot", "upvote_ratio": 0.91, "author": "Level9CPU"}

selftext:
The email is from a company that I applied to on Handshake, but the person BCC me in the email and sent it to their personal gmail. They also didn't address me by name which makes me suspect that it's a scam. However, the company name and the job title does match the job posting.

The Apply here link points to

[https://trustume.com/job/df0ac242-34ad-4e87-9eff-a58168ec55e1](https://trustume.com/job/df0ac242-34ad-4e87-9eff-a58168ec55e1)

which seems like some sketchy AI job board. I already appli


topic_name: Should I tell this recruiter my SSN?
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qh9j64/should_i_tell_this_recruiter_my_ssn/
collected_at: 2026-02-12T00:05:12.358782+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qh9j64", "score": 612, "num_comments": 378, "created_utc": 1768841546.0, "selftext": "Last week a Dexian recruiter reached out to me on LinkedIn for a contract to hire position at Wells Fargo which would help me attain my SIE, Series 7, and Series 63. I had a phone interview with the recruiter and then he scheduled me to have a Microsoft Teams interview with the senior manager of Dexian on Tuesday to see if I would be a good fit and I would hear back something by Friday. Friday comes and I get a call from the recruiter saying that they would like to move forward. I was initially ", "sort": "top", "upvote_ratio": 0.88, "author": "No_Language4476"}

selftext:
Last week a Dexian recruiter reached out to me on LinkedIn for a contract to hire position at Wells Fargo which would help me attain my SIE, Series 7, and Series 63. I had a phone interview with the recruiter and then he scheduled me to have a Microsoft Teams interview with the senior manager of Dexian on Tuesday to see if I would be a good fit and I would hear back something by Friday. Friday comes and I get a call from the recruiter saying that they would like to move forward. I was initially 


topic_name: Amazon in now disabling and preventing install of 3rd party apps.
source: reddit
region: global
collected_at: 2026-02-12T00:05:17.889477+00:00
autocomplete: []
selftext: This isn't just on the $40 fire sticks, it is also $1000 fire TVs.
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/assholedesign/comments/1qsdeb6/amazon_in_now_disabling_and_preventing_install_of/

metadata:
{"subreddit": "assholedesign", "post_id": "1qsdeb6", "score": 2338, "num_comments": 197, "created_utc": 1769891526.0, "selftext": "This isn't just on the $40 fire sticks, it is also $1000 fire TVs.", "sort": "hot", "upvote_ratio": 0.98, "author": "whitedsepdivine"}


topic_name: Breaking through the shame of selling shampoo to your mom.
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1r1nbty/breaking_through_the_shame_of_selling_shampoo_to/
collected_at: 2026-02-12T00:05:26.020379+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1r1nbty", "score": 66, "num_comments": 7, "created_utc": 1770783240.0, "selftext": "Not sure how you 'go first' by joining this grifter's downline.  But I guess we are not educated to ask questions. ", "sort": "hot", "upvote_ratio": 1.0, "author": "Timely_Objective_585"}

selftext:
Not sure how you 'go first' by joining this grifter's downline.  But I guess we are not educated to ask questions. 


topic_name: Why isn’t accident in a rental car not showing up on LexisNexis?
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r2dqq5/why_isnt_accident_in_a_rental_car_not_showing_up/
collected_at: 2026-02-12T00:05:44.256558+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r2dqq5", "score": 1, "num_comments": 0, "created_utc": 1770853635.0, "selftext": "I was involved in 2 very minor accidents while driving a car i rented from a rental company through an Uber partnership program. I was at fault both times and since both accidents were while i was actively doing rideshare Uber paid for the other vehicles\u2019 repairs but my rental was fine and didn\u2019t need any repairs at all. I reported both accidents to the rental company but they weren\u2019t concerned and let me return the car with no issue. I think they are self-insured and I bought their full coverag", "sort": "hot", "upvote_ratio": 0.99, "author": "shhurawigamxwaila350"}

selftext:
I was involved in 2 very minor accidents while driving a car i rented from a rental company through an Uber partnership program. I was at fault both times and since both accidents were while i was actively doing rideshare Uber paid for the other vehicles’ repairs but my rental was fine and didn’t need any repairs at all. I reported both accidents to the rental company but they weren’t concerned and let me return the car with no issue. I think they are self-insured and I bought their full coverag


topic_name: Is my chiropractor doing insurance fraud?
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qkmt1u/is_my_chiropractor_doing_insurance_fraud/
collected_at: 2026-02-12T00:05:47.658278+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qkmt1u", "score": 98, "num_comments": 76, "created_utc": 1769162166.0, "selftext": "Before you say that chiropractors are a fraud in itself, hear me out. I stopped seeing this chiropractor a year ago. I think I might have seen them once or twice a month for a year but some months I wouldn\u2019t go at all.\n\nAnyways, tonight I drank a lot of bubble tea and kinda forgot that it had caffeine (this is relevant). So I ended up scrolling around on my insurance portal at 4am just because I couldn\u2019t sleep (my bad).\n\nSomehow, I saw that in the \u201cprocedures\u201d tab, I had a lot of Occupational Th", "sort": "top", "upvote_ratio": 0.82, "author": "Smart_Row9326"}

selftext:
Before you say that chiropractors are a fraud in itself, hear me out. I stopped seeing this chiropractor a year ago. I think I might have seen them once or twice a month for a year but some months I wouldn’t go at all.

Anyways, tonight I drank a lot of bubble tea and kinda forgot that it had caffeine (this is relevant). So I ended up scrolling around on my insurance portal at 4am just because I couldn’t sleep (my bad).

Somehow, I saw that in the “procedures” tab, I had a lot of Occupational Th


source: reddit
region: global
collected_at: 2026-02-12T00:05:53.366023+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
topic_name:
Facebook now tricks you to accidentally click on their ads. Something I've noticed past month or two

url:
https://reddit.com/r/darkpatterns/comments/1qyvfj0/facebook_now_tricks_you_to_accidentally_click_on/

metadata:
{"subreddit": "darkpatterns", "post_id": "1qyvfj0", "score": 21, "num_comments": 3, "created_utc": 1770513731.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.96, "author": "apokrif1"}


topic_name: What changes helped transition you to become frugal?
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1r25ua0/what_changes_helped_transition_you_to_become/
collected_at: 2026-02-12T00:06:01.656833+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1r25ua0", "score": 14, "num_comments": 34, "created_utc": 1770835589.0, "selftext": "I am trying to become more frugal with all my spending. I gathered more than $30k in credit card and loan debt over the last 10 years so I am slowly working on getting that fixed. \n\nSo I was used to spending on useless items like weekend trips to Marshall\u2019s, Amazon, coffee, fast food, etc. \n\nIf you were ever a shopper like this, what habits helped transition you to live a frugal lifestyle? Like right now I was scrolling through here and saw someone post a lovely photo of their home that looked s", "sort": "hot", "upvote_ratio": 0.82, "author": "Latter_Intention_143"}

selftext:
I am trying to become more frugal with all my spending. I gathered more than $30k in credit card and loan debt over the last 10 years so I am slowly working on getting that fixed. 

So I was used to spending on useless items like weekend trips to Marshall’s, Amazon, coffee, fast food, etc. 

If you were ever a shopper like this, what habits helped transition you to live a frugal lifestyle? Like right now I was scrolling through here and saw someone post a lovely photo of their home that looked s


topic_name: Sandwiches Are The Ultimate Cheat Code
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qnvhjn/sandwiches_are_the_ultimate_cheat_code/
collected_at: 2026-02-12T00:06:05.044443+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qnvhjn", "score": 1755, "num_comments": 373, "created_utc": 1769467063.0, "selftext": "Sandwiches are the ultimate cheat code for saving both money and time on food.\n\n* You buy a handful of basics and you\u2019re set for the entire week (bread, cheese, deli meat, tomatoes, lettuce, mayo). You can even buy breads/meats in bulk and freeze it, then thaw as needed.\n* Prep takes five minutes. Toast the bread while you slice the veggies. Making sandwiches for multiple people barely adds any extra time.\n* Cleanup is almost nonexistent: rinse the cutting board, dry it, done. Use a paper plate ", "sort": "top", "upvote_ratio": 0.93, "author": "FishermanMain"}

selftext:
Sandwiches are the ultimate cheat code for saving both money and time on food.

* You buy a handful of basics and you’re set for the entire week (bread, cheese, deli meat, tomatoes, lettuce, mayo). You can even buy breads/meats in bulk and freeze it, then thaw as needed.
* Prep takes five minutes. Toast the bread while you slice the veggies. Making sandwiches for multiple people barely adds any extra time.
* Cleanup is almost nonexistent: rinse the cutting board, dry it, done. Use a paper plate 


topic_name: Target Deal with Capital 1: Get $25 when you spend $50+
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r22j5v/target_deal_with_capital_1_get_25_when_you_spend/
collected_at: 2026-02-12T00:06:10.587762+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r22j5v", "score": 8, "num_comments": 4, "created_utc": 1770828541.0, "selftext": "Toddler mom here and I was excited to see this C1 deal at Target until I read the fine print. I usually buy from these categories that are ALL EXCLUDED: apparel, kitchen, home decor, personal care, bath, toys, groceries, household commodities (I assume toilet paper falls here), sporting goods, books etc.\n\n***Who has used this deal and what did you buy that qualified????*** \n\n|Rewards offer ends on\u00a0February 14, 2026\u00a0at 11:59 PM PST.\u00a0Excluded items do not count toward spend threshold.\u00a0Only eligibl", "sort": "hot", "upvote_ratio": 0.83, "author": "Fur_Mama_LA"}

selftext:
Toddler mom here and I was excited to see this C1 deal at Target until I read the fine print. I usually buy from these categories that are ALL EXCLUDED: apparel, kitchen, home decor, personal care, bath, toys, groceries, household commodities (I assume toilet paper falls here), sporting goods, books etc.

***Who has used this deal and what did you buy that qualified????*** 

|Rewards offer ends on February 14, 2026 at 11:59 PM PST. Excluded items do not count toward spend threshold. Only eligibl


topic_name: Bilt 2.0 launch is so bad it makes Chase sapphire reserve look good by comparison
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qd9w0o/bilt_20_launch_is_so_bad_it_makes_chase_sapphire/
collected_at: 2026-02-12T00:06:13.781990+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qd9w0o", "score": 362, "num_comments": 120, "created_utc": 1768451468.0, "selftext": "I did not imagine that anyone could have a worst launch than the Chase Sapphire Reserve 2.0, but Bilt is winning that title.\n\nThe Bilt team not only made the most complicated system out there, but decided to denigrate all Redditors and call us basement dwellers (posted by Richard Kerr, Head of Travel at Bilt).\n\nI\u2019m shocked, but not shocked", "sort": "top", "upvote_ratio": 0.94, "author": "purple_golden_hour"}

selftext:
I did not imagine that anyone could have a worst launch than the Chase Sapphire Reserve 2.0, but Bilt is winning that title.

The Bilt team not only made the most complicated system out there, but decided to denigrate all Redditors and call us basement dwellers (posted by Richard Kerr, Head of Travel at Bilt).

I’m shocked, but not shocked


source: reddit
region: global
collected_at: 2026-02-12T00:06:18.920742+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
Walmart delivered another person’s item. I followed the correct steps but threatened by driver with potential criminal action. Need some advice.

url:
https://reddit.com/r/legaladvice/comments/1r1n6ro/walmart_delivered_another_persons_item_i_followed/

metadata:
{"subreddit": "LegalAdvice", "post_id": "1r1n6ro", "score": 1244, "num_comments": 74, "created_utc": 1770782820.0, "selftext": "Location: South Dakota\n\nToday I ordered some stationary items from Walmart that were delivered direct from the store. When I received the items, the driver had erroneously left a $200 TV with the items as well. I assumed mislabeled because it only had the order sticker with my mother\u2019s name on it, as that was the account I had placed my stationary order through. I wanted to make sure both the error was corrected and that I would not be liable for anything like if it got stolen, etc.\n\nFollowed th", "sort": "hot", "upvote_ratio": 0.93, "author": "CountDerpy"}

selftext:
Location: South Dakota

Today I ordered some stationary items from Walmart that were delivered direct from the store. When I received the items, the driver had erroneously left a $200 TV with the items as well. I assumed mislabeled because it only had the order sticker with my mother’s name on it, as that was the account I had placed my stationary order through. I wanted to make sure both the error was corrected and that I would not be liable for anything like if it got stolen, etc.

Followed th


source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1r082o2/lpt_when_your_boss_keeps_adding_projects_to_your/
collected_at: 2026-02-12T00:06:28.285906+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
topic_name:
LPT: When your boss keeps adding projects to your “to do” list, but never takes anything off…This simple question can quietly protect your workload level.

metadata:
{"subreddit": "LifeProTips", "post_id": "1r082o2", "score": 5466, "num_comments": 212, "created_utc": 1770652928.0, "selftext": "When new tasks keep piling on, most people say yes and hope it all works out. That usually leads to lots of stress, missed deadlines and burnout.\n\nA better way to respond is to force prioritization ***without*** sounding resistant:\n\n**Try saying this: \u201cHappy to take this on. But which of my current priorities can I move to make room for it?\u201d**\n\nThis keeps the focus on \u201ctradeoffs\u201d and reasonable prioritization, not on complaining or resistance. And it can help reduce workplace stress.\n\nIf anyone ", "sort": "hot", "upvote_ratio": 0.96, "author": "Yosi_H"}

selftext:
When new tasks keep piling on, most people say yes and hope it all works out. That usually leads to lots of stress, missed deadlines and burnout.

A better way to respond is to force prioritization ***without*** sounding resistant:

**Try saying this: “Happy to take this on. But which of my current priorities can I move to make room for it?”**

This keeps the focus on “tradeoffs” and reasonable prioritization, not on complaining or resistance. And it can help reduce workplace stress.

If anyone 


source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qgeitn/lpt_if_someone_cannot_tell_you_what_would_change/
collected_at: 2026-02-12T00:06:31.302017+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
topic_name:
LPT: If someone cannot tell you what would change their mind, it is not a discussion. It is a fight. Walk away.

metadata:
{"subreddit": "LifeProTips", "post_id": "1qgeitn", "score": 8337, "num_comments": 312, "created_utc": 1768757111.0, "selftext": "When a conversation gets heated, I ask one simple question.\n\nWhat would change your mind on this?\n\nIf they can name something, even one thing, I know they are open to a real discussion. We can talk facts, trade examples, and maybe meet in the middle.\n\nIf they cannot name anything, they are not trying to learn. They are trying to win. In that moment, I stop explaining and I step away.\n\nDo not waste energy on a conversation that has no exit.", "sort": "top", "upvote_ratio": 0.94, "author": "gamersecret2"}

selftext:
When a conversation gets heated, I ask one simple question.

What would change your mind on this?

If they can name something, even one thing, I know they are open to a real discussion. We can talk facts, trade examples, and maybe meet in the middle.

If they cannot name anything, they are not trying to learn. They are trying to win. In that moment, I stop explaining and I step away.

Do not waste energy on a conversation that has no exit.


topic_name: this will probably never die tbh
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1r1lvdi/this_will_probably_never_die_tbh/
collected_at: 2026-02-12T00:06:36.789554+00:00
autocomplete: []
selftext: it's also insanely satisfying to use
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1r1lvdi", "score": 191, "num_comments": 12, "created_utc": 1770779132.0, "selftext": "it's also insanely satisfying to use ", "sort": "hot", "upvote_ratio": 0.97, "author": "ManualStaplerBattery"}


topic_name: withdrawal strategy?
source: reddit
region: global
url: https://reddit.com/r/financialindependence/comments/1r0ke70/withdrawal_strategy/
collected_at: 2026-02-12T00:06:46.999680+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "financialindependence", "post_id": "1r0ke70", "score": 22, "num_comments": 24, "created_utc": 1770679884.0, "selftext": "I'm trying to retire at the end of this year (2026) at 57. I have enough funds saved but don't know what order to draw down. I'll have $100k in a Money market, $750k in a non IRA/taxable trading acct, $600k in my 401k, $1.3M in trad IRA's, $170k in Roth's, $70k in spouses 457b. House is paid off. Thinking I should combine the 401k via rule 55 and the 457b to get to the top end of the 0% Tax bracket or about $130k/year.  Then use savings to fill in when necessary and IRA contributions if I need t", "sort": "hot", "upvote_ratio": 0.8, "author": "Extra-Estimate3158"}

selftext:
I'm trying to retire at the end of this year (2026) at 57. I have enough funds saved but don't know what order to draw down. I'll have $100k in a Money market, $750k in a non IRA/taxable trading acct, $600k in my 401k, $1.3M in trad IRA's, $170k in Roth's, $70k in spouses 457b. House is paid off. Thinking I should combine the 401k via rule 55 and the 457b to get to the top end of the 0% Tax bracket or about $130k/year.  Then use savings to fill in when necessary and IRA contributions if I need t


source: curiosity_query
region: global
collected_at: 2026-02-12T00:07:08.397147+00:00
autocomplete: []
reddit_subreddits: []
signal_type: question
topic_name:
How do primary elections work, and what impact can they have on the balance of power in a political party?

metadata:
{"original_headline": "In North Carolina, a Tight Primary Could Upend the Balance of Conservative Power - The New York Times", "original_source": "google_news", "llm_generated": true, "query_source": "groq_llm"}


topic_name: Hero Woman Saves Officer Mid-Fight
source: youtube
region: US
url: https://youtube.com/watch?v=qvJOnwNksD8
collected_at: 2026-02-12T00:04:30.534578
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "qvJOnwNksD8", "channel": "SPY Network", "category": "Entertainment", "category_id": 24, "views": "20054771", "view_count": 20054771, "likes": "701139", "published_at": "2026-02-07T03:07:44Z"}


topic_name: HSA confusion with taxes and reporting
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r2bosc/hsa_confusion_with_taxes_and_reporting/
collected_at: 2026-02-12T00:04:41.814761+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1r2bosc", "score": 5, "num_comments": 5, "created_utc": 1770848677.0, "selftext": "Hi!\n\nMy workplace contributes to my HSA every pay period when I have a HDHP. I finally swapped over to the HDHP starting January 1st, this year.\n\nMy December 23rd paycheck shows a contribution, but it didn't show up in my account until January 10th (my next paycheck). It also means my W2 for 2025 shows a HSA contribution, but I didn't have a HDHP.\n\n  \nI feel like this is incorrect? I want to file my taxes but I'm worried that I'll get in trouble for employer HSA contributions that A) were on a 2", "sort": "hot", "upvote_ratio": 1.0, "author": "GrizzlyHugs"}

selftext:
Hi!

My workplace contributes to my HSA every pay period when I have a HDHP. I finally swapped over to the HDHP starting January 1st, this year.

My December 23rd paycheck shows a contribution, but it didn't show up in my account until January 10th (my next paycheck). It also means my W2 for 2025 shows a HSA contribution, but I didn't have a HDHP.

  
I feel like this is incorrect? I want to file my taxes but I'm worried that I'll get in trouble for employer HSA contributions that A) were on a 2


topic_name: I spend $200 a month at my work snack area.. how do I stop
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418104+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qnxmy8/i_spend_200_a_month_at_my_work_snack_area_how_do/

metadata:
{"subreddit": "personalfinance", "post_id": "1qnxmy8", "score": 1283, "num_comments": 649, "created_utc": 1769472074.0, "selftext": "basically I have A LOT of downtime at work. it's uncontrollable and it's up to my bosses discretion on how much downtime we get which Is usually 5-7 hours out of a 10 hour day. most of the downtime is spent in the work cafeteria/snack area with sodas and overpriced junk foods\n\nI looked at my bank statement and calculated my monthly spending that I spend almost $200 a month just at the cafe/snack area. even when I pack my lunch I'm still snacking. how do I stop. just self control? ", "sort": "top", "upvote_ratio": 0.87, "author": "V1Z3_2"}

selftext:
basically I have A LOT of downtime at work. it's uncontrollable and it's up to my bosses discretion on how much downtime we get which Is usually 5-7 hours out of a 10 hour day. most of the downtime is spent in the work cafeteria/snack area with sodas and overpriced junk foods

I looked at my bank statement and calculated my monthly spending that I spend almost $200 a month just at the cafe/snack area. even when I pack my lunch I'm still snacking. how do I stop. just self control? 


topic_name: Rate my pay plan?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1r26fxp/rate_my_pay_plan/
collected_at: 2026-02-12T00:04:50.635620+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1r26fxp", "score": 4, "num_comments": 9, "created_utc": 1770836873.0, "selftext": "Volume dealership, CSI = Customer survey responses to text messages, OnStar is for Onstar Enrollments, 10-12 salespeople, 0 commission other than what is listed, average 250-300 cars per month split (very unevenly) between 3 dealerships which share an inventory. with my dealership accounting for 80-90%% of monthly figures. New and used cars. \n\nSecond month on the job, 9.5 cars my first month, missing two weeks due to onboarding, at 7.5 for the month of February. 0.5 denotes a split deal. \n\n[Thou", "sort": "hot", "upvote_ratio": 1.0, "author": "muldersposter"}

selftext:
Volume dealership, CSI = Customer survey responses to text messages, OnStar is for Onstar Enrollments, 10-12 salespeople, 0 commission other than what is listed, average 250-300 cars per month split (very unevenly) between 3 dealerships which share an inventory. with my dealership accounting for 80-90%% of monthly figures. New and used cars. 

Second month on the job, 9.5 cars my first month, missing two weeks due to onboarding, at 7.5 for the month of February. 0.5 denotes a split deal. 

[Thou


topic_name: If you’re a car salesman, please answer. Desperately need help!
source: reddit
region: global
collected_at: 2026-02-12T00:04:53.860188+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/askcarsales/comments/1qp5q71/if_youre_a_car_salesman_please_answer_desperately/

metadata:
{"subreddit": "askcarsales", "post_id": "1qp5q71", "score": 79, "num_comments": 67, "created_utc": 1769588687.0, "selftext": "**Summary**:\n\nBoyfriend works approximately six days a week, 12 hours a day at a car dealership. No base pay. He makes commission at only $150 per car. His paycheck is slightly above the national minimum wage (covers rent and that\u2019s pretty much it). Toxic work environment. Will it get better? Or do I push harder and encourage him to find another path. Help!\n\n\u2014\u2014\u2014\u2014\u2014\n\nHello! I never post on Reddit, but I\u2019m really upset by my partner\u2019s job as a car salesman and I need advice. I don\u2019t know much about", "sort": "top", "upvote_ratio": 0.87, "author": "dajaycu"}

selftext:
**Summary**:

Boyfriend works approximately six days a week, 12 hours a day at a car dealership. No base pay. He makes commission at only $150 per car. His paycheck is slightly above the national minimum wage (covers rent and that’s pretty much it). Toxic work environment. Will it get better? Or do I push harder and encourage him to find another path. Help!

—————

Hello! I never post on Reddit, but I’m really upset by my partner’s job as a car salesman and I need advice. I don’t know much about


topic_name: Just found out my apartments been charging me for "pest control" that they never actually do
source: reddit
region: global
collected_at: 2026-02-12T00:04:59.457381+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1r1artq/just_found_out_my_apartments_been_charging_me_for/

metadata:
{"subreddit": "povertyfinance", "post_id": "1r1artq", "score": 1269, "num_comments": 50, "created_utc": 1770752327.0, "selftext": "been living in this complex for almost 2 years and always wondered why theres a $15 pest control fee on my rent every month. never seen anyone come spray or check for bugs or anything but I just figured they did it when I wasnt home\n\nwell my neighbor mentioned she called the office asking when pest control comes because she has roaches and they told her theres no pest control service, tenants have to handle it themselves. I checked my lease and yeah theres literally nothing about it in there but", "sort": "hot", "upvote_ratio": 0.99, "author": "Suspicious_Frame1825"}

selftext:
been living in this complex for almost 2 years and always wondered why theres a $15 pest control fee on my rent every month. never seen anyone come spray or check for bugs or anything but I just figured they did it when I wasnt home

well my neighbor mentioned she called the office asking when pest control comes because she has roaches and they told her theres no pest control service, tenants have to handle it themselves. I checked my lease and yeah theres literally nothing about it in there but


source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qwsphu/paid_off_a_3k_credit_card_and_my_credit_score/
collected_at: 2026-02-12T00:05:03.488938+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
topic_name:
Paid off a $3K credit card and my credit score went down. I'm so tired of financial advice that only works when you already have money

metadata:
{"subreddit": "povertyfinance", "post_id": "1qwsphu", "score": 5690, "num_comments": 536, "created_utc": 1770314918.0, "selftext": "I finally did it. I scraped together every extra dollar for six months. Picked up weekend shifts. Sold stuff. Skipped meals. Got my $3000 credit card balance down to zero. I was so fucking proud of myself.\n\nChecked my credit score this morning. It dropped 28 points.\n\nTwenty. Eight. Points.\n\nBecause apparently closing out your only credit card or having \"too low\" credit utilization is bad for your score. The advice I always see is \"pay off your cards\" But what they don't tell you is that only wor", "sort": "top", "upvote_ratio": 0.9, "author": "EntrepreneurTop6283"}

selftext:
I finally did it. I scraped together every extra dollar for six months. Picked up weekend shifts. Sold stuff. Skipped meals. Got my $3000 credit card balance down to zero. I was so fucking proud of myself.

Checked my credit score this morning. It dropped 28 points.

Twenty. Eight. Points.

Because apparently closing out your only credit card or having "too low" credit utilization is bad for your score. The advice I always see is "pay off your cards" But what they don't tell you is that only wor


topic_name: I keep getting texts like this
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r2978j/i_keep_getting_texts_like_this/
collected_at: 2026-02-12T00:05:08.886590+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r2978j", "score": 9, "num_comments": 15, "created_utc": 1770843022.0, "selftext": "3rd time I have gotten some sort of threat scam. I got the cartel scam and now these.  It says\n\nThis communication serves as a formal notification regarding your breach of agreement and failure to appear for the scheduled engagement with our service personnel. Your negligence has resulted in substantial operational deficits, lost revenue, and unrecoverable logistical expenses.\n\nOur organization operates under strict compliance protocols. Consequently, a penalty for liquidated damages has been as", "sort": "hot", "upvote_ratio": 1.0, "author": "am_1428"}

selftext:
3rd time I have gotten some sort of threat scam. I got the cartel scam and now these.  It says

This communication serves as a formal notification regarding your breach of agreement and failure to appear for the scheduled engagement with our service personnel. Your negligence has resulted in substantial operational deficits, lost revenue, and unrecoverable logistical expenses.

Our organization operates under strict compliance protocols. Consequently, a penalty for liquidated damages has been as


topic_name: [US] Scammers sent me a penny to avoid email spam filters
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qfxht9/us_scammers_sent_me_a_penny_to_avoid_email_spam/
collected_at: 2026-02-12T00:05:12.358787+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qfxht9", "score": 587, "num_comments": 94, "created_utc": 1768706567.0, "selftext": "This was a new one for me. I got an email from \"PayPal\" that somebody sent me $0.01. The full email address matched the genuine PP one. I opened a new window and logged into my PP account (no clicking any links). I have 2FA so normal login process and right there on my front page, I see the transaction that includes the note from R... J... about the mythical $499.99 payment.  And the \"kindly\" \ud83d\udea8\ud83d\udea9along with a phone number for the \"PayPal Billing Team\".\n\nObviously there was no $499.99 transaction a", "sort": "top", "upvote_ratio": 0.98, "author": "rrustydawg"}

selftext:
This was a new one for me. I got an email from "PayPal" that somebody sent me $0.01. The full email address matched the genuine PP one. I opened a new window and logged into my PP account (no clicking any links). I have 2FA so normal login process and right there on my front page, I see the transaction that includes the note from R... J... about the mythical $499.99 payment.  And the "kindly" 🚨🚩along with a phone number for the "PayPal Billing Team".

Obviously there was no $499.99 transaction a


source: reddit
region: global
url: https://reddit.com/r/assholedesign/comments/1qnb1a7/shown_the_specific_price_for_a_specific_rental/
collected_at: 2026-02-12T00:05:17.889481+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
Shown the specific price for a specific rental from a specific place at a specific time to a specific destination..... but the ACTUAL price turned out to be 5x!

metadata:
{"subreddit": "assholedesign", "post_id": "1qnb1a7", "score": 1070, "num_comments": 37, "created_utc": 1769418064.0, "selftext": "Checked web site for viability of a one-way rental, with (large red circle) the *specific* pick-up **and** drop-off locations/times specified.  Price of 11,385 yen (about $75) is reasonable, cool!  Plans are then made.  \n  \nOnce plans are firmed up, I go to make the actual reservation and find out, at the very end, that they slap on a 41,250-yen ($265) \"one-way fee\". As if they didn't know that it was a one-way rental when I had initially specified a different drop-off location from the pick-up ", "sort": "hot", "upvote_ratio": 0.97, "author": "Jeffrey_Friedl"}

selftext:
Checked web site for viability of a one-way rental, with (large red circle) the *specific* pick-up **and** drop-off locations/times specified.  Price of 11,385 yen (about $75) is reasonable, cool!  Plans are then made.  
  
Once plans are firmed up, I go to make the actual reservation and find out, at the very end, that they slap on a 41,250-yen ($265) "one-way fee". As if they didn't know that it was a one-way rental when I had initially specified a different drop-off location from the pick-up 


topic_name: Read the subtitles in a mocking, condescending tone for full effect.
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1r1hbrk/read_the_subtitles_in_a_mocking_condescending/
collected_at: 2026-02-12T00:05:26.020383+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1r1hbrk", "score": 60, "num_comments": 30, "created_utc": 1770767147.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.94, "author": "odoyle66"}


topic_name: Saw this in a Bored Panda article.
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qi64sz/saw_this_in_a_bored_panda_article/
collected_at: 2026-02-12T00:05:30.134885+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qi64sz", "score": 1014, "num_comments": 210, "created_utc": 1768927384.0, "selftext": "\n\nHow much do you want to bet this is an MLM hun. The article this screenshot is from was called \"50 Self-Centered People That Deserved To Be Roasted For Their Tone-Deaf Posts\"\n\nBut honestly, main character syndrome is probably a great way to describe most huns\n\n EDIT: \nLINK :\n https://www.boredpanda.com/entitled-main-character-syndrome-posts/?utm_source=reddit1&amp;utm_medium=link&amp;utm_campaign=medal\n\n", "sort": "top", "upvote_ratio": 0.98, "author": "Wild_Lingonberry9656"}

selftext:
How much do you want to bet this is an MLM hun. The article this screenshot is from was called "50 Self-Centered People That Deserved To Be Roasted For Their Tone-Deaf Posts"

But honestly, main character syndrome is probably a great way to describe most huns

 EDIT: 
LINK :
 https://www.boredpanda.com/entitled-main-character-syndrome-posts/?utm_source=reddit1&amp;utm_medium=link&amp;utm_campaign=medal


topic_name: minor fender bender
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r2cf46/minor_fender_bender/
collected_at: 2026-02-12T00:05:44.256562+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r2cf46", "score": 1, "num_comments": 2, "created_utc": 1770850380.0, "selftext": "okay so last night I was picking up a friend and as I was pulling up, there was a parked car infront of me in the middle of the road (mind u this road wasn\u2019t wide enough to be pulled off onto the side, he was literally blocking the lane) as any sane person would, I reverse in order to go around him, and in the process I accidentally backed into the person who had pulled up behind me. I immediately got out to speak to the person, but after we both got out and examined our vehicles, the other pers", "sort": "hot", "upvote_ratio": 1.0, "author": "vubergy"}

selftext:
okay so last night I was picking up a friend and as I was pulling up, there was a parked car infront of me in the middle of the road (mind u this road wasn’t wide enough to be pulled off onto the side, he was literally blocking the lane) as any sane person would, I reverse in order to go around him, and in the process I accidentally backed into the person who had pulled up behind me. I immediately got out to speak to the person, but after we both got out and examined our vehicles, the other pers


topic_name: My insurance paid out an obvious fraud claim and my rates are messed up now
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qrsqz4/my_insurance_paid_out_an_obvious_fraud_claim_and/
collected_at: 2026-02-12T00:05:47.658282+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qrsqz4", "score": 93, "num_comments": 181, "created_utc": 1769834389.0, "selftext": "I was tboned in a busy intersection. That accident wasn't my fault. My instinct was to pull into a shopping center and find a safe place to park. I pulled into a parking area and realized that were no feasible spots. I was injured and the car hit directly where my child was sitting. He was screaming and crying. My Tesla panel was going nuts with signs the car wasn't ok. I thought my car was going to be disabled at any minute and I was afraid of breaking down in a place that would block a lot of ", "sort": "top", "upvote_ratio": 0.72, "author": "Public_Blackberry_40"}

selftext:
I was tboned in a busy intersection. That accident wasn't my fault. My instinct was to pull into a shopping center and find a safe place to park. I pulled into a parking area and realized that were no feasible spots. I was injured and the car hit directly where my child was sitting. He was screaming and crying. My Tesla panel was going nuts with signs the car wasn't ok. I thought my car was going to be disabled at any minute and I was afraid of breaking down in a place that would block a lot of 


topic_name: The unholy trinity of modern search results
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1qyde12/the_unholy_trinity_of_modern_search_results/
collected_at: 2026-02-12T00:05:53.366027+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1qyde12", "score": 24, "num_comments": 0, "created_utc": 1770469753.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.96, "author": "OkDragonfruit55"}


topic_name: Any tips on inexpensive court shoes
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1r2940n/any_tips_on_inexpensive_court_shoes/
collected_at: 2026-02-12T00:06:01.656837+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1r2940n", "score": 9, "num_comments": 5, "created_utc": 1770842817.0, "selftext": "I don\u2019t want to pay more than $100 for good traction shoes mdr for court sports: squash, raquette ball, Pickleball. But I do want good arch support, traction, ankle stability. I\u2019m guessing the Nikes, Reboks, Addidas are out of the question, unless some can suggest a clearance site. I am not interested in used stuff such as as one might find in a goodwill store. Also best if most of the sole/heel has that raw gum colored look to it.", "sort": "hot", "upvote_ratio": 0.8, "author": "pleahy123"}

selftext:
I don’t want to pay more than $100 for good traction shoes mdr for court sports: squash, raquette ball, Pickleball. But I do want good arch support, traction, ankle stability. I’m guessing the Nikes, Reboks, Addidas are out of the question, unless some can suggest a clearance site. I am not interested in used stuff such as as one might find in a goodwill store. Also best if most of the sole/heel has that raw gum colored look to it.


source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qp7rtw/buy_nice_or_buy_twice_is_real_i_finally_stopped/
collected_at: 2026-02-12T00:06:05.044450+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
topic_name:
"Buy Nice or Buy Twice" is real. I finally stopped buying $20 charging cables and my wallet is actually happier.

metadata:
{"subreddit": "Frugal", "post_id": "1qp7rtw", "score": 1624, "num_comments": 300, "created_utc": 1769596106.0, "selftext": "I used to be the guy who bought the 3-pack of generic phone chargers from the gas station for $10. They would break in 3 weeks, fray at the ends, or just stop working.\n\nI finally spent $25 on a single, high-quality braided cable with a warranty 2 years ago. It still looks brand new.\n\nI did the math: I spent roughly $60 a year on trash cables versus $25 once. Being \"cheap\" is actually expensive.", "sort": "top", "upvote_ratio": 0.93, "author": "InvestmentBudget6722"}

selftext:
I used to be the guy who bought the 3-pack of generic phone chargers from the gas station for $10. They would break in 3 weeks, fray at the ends, or just stop working.

I finally spent $25 on a single, high-quality braided cable with a warranty 2 years ago. It still looks brand new.

I did the math: I spent roughly $60 a year on trash cables versus $25 once. Being "cheap" is actually expensive.


topic_name: Excellent experience chargeback with capital one
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r22w1j/excellent_experience_chargeback_with_capital_one/
collected_at: 2026-02-12T00:06:10.587765+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r22w1j", "score": 5, "num_comments": 0, "created_utc": 1770829322.0, "selftext": "Used my Capital One Spark Business card for a \\~$7k furniture purchase. The store went bankrupt about 4 months later and I never got the order.\n\nFiled a chargeback, submitted receipts and documentation, and Capital One handled everything. Took about 2 months to resolve, but they ultimately ruled in my favor and credited the full amount.\n\nHonestly impressed \u2014 situations like vendor bankruptcy are out of your control, and it was a huge relief not being stuck eating the loss.", "sort": "hot", "upvote_ratio": 0.73, "author": "SikhVentures"}

selftext:
Used my Capital One Spark Business card for a \~$7k furniture purchase. The store went bankrupt about 4 months later and I never got the order.

Filed a chargeback, submitted receipts and documentation, and Capital One handled everything. Took about 2 months to resolve, but they ultimately ruled in my favor and credited the full amount.

Honestly impressed — situations like vendor bankruptcy are out of your control, and it was a huge relief not being stuck eating the loss.


topic_name: BILT 2.0 Card is out here are the confirmed details.
source: reddit
region: global
collected_at: 2026-02-12T00:06:13.781994+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/CreditCards/comments/1qcszvh/bilt_20_card_is_out_here_are_the_confirmed_details/

metadata:
{"subreddit": "CreditCards", "post_id": "1qcszvh", "score": 364, "num_comments": 1132, "created_utc": 1768410683.0, "selftext": "The website is crashing because of to many people but below is a link to an Employee at BILT with all the details.  \n[https://www.reddit.com/r/biltrewards/comments/1qcstpf/introducing\\_bilt\\_card\\_20/](https://www.reddit.com/r/biltrewards/comments/1qcstpf/introducing_bilt_card_20/)  \nLet the comments begin!\n\n**Bilt Palladium Card**  \n$495 annual fee\n\n* 2X points on everyday spend\n* 4% back in Bilt Cash on everyday spend\n* Limited-time 50,000-point sign-up bonus plus Bilt Gold Status after qualif", "sort": "top", "upvote_ratio": 0.98, "author": "Defin1telyNotBatman"}

selftext:
The website is crashing because of to many people but below is a link to an Employee at BILT with all the details.  
[https://www.reddit.com/r/biltrewards/comments/1qcstpf/introducing\_bilt\_card\_20/](https://www.reddit.com/r/biltrewards/comments/1qcstpf/introducing_bilt_card_20/)  
Let the comments begin!

**Bilt Palladium Card**  
$495 annual fee

* 2X points on everyday spend
* 4% back in Bilt Cash on everyday spend
* Limited-time 50,000-point sign-up bonus plus Bilt Gold Status after qualif


topic_name: My friend has a squatter and wants her out
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r27bka/my_friend_has_a_squatter_and_wants_her_out/
collected_at: 2026-02-12T00:06:18.920748+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r27bka", "score": 43, "num_comments": 37, "created_utc": 1770838818.0, "selftext": "Location: carver county, Minnesota\n\nMy friend\u2019s mother is squatting in my friend\u2019s house and won\u2019t leave. She has set up residency (receives mail) and has refused to leave after being verbally told to go multiple times. She is causing destruction of property, creating biohazards, steals from my friend, and is generally disrupting my friend\u2019s and her family\u2019s lives and creating immense stress for my friend. They have no kind of lease or written or verbal agreement, she doesn\u2019t pay rent or pay for", "sort": "hot", "upvote_ratio": 0.84, "author": "Disastrous-Radish504"}

selftext:
Location: carver county, Minnesota

My friend’s mother is squatting in my friend’s house and won’t leave. She has set up residency (receives mail) and has refused to leave after being verbally told to go multiple times. She is causing destruction of property, creating biohazards, steals from my friend, and is generally disrupting my friend’s and her family’s lives and creating immense stress for my friend. They have no kind of lease or written or verbal agreement, she doesn’t pay rent or pay for


topic_name: AirBnB Host is Requesting 50K in Damages for an Accident? [USA]
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qjcr44/airbnb_host_is_requesting_50k_in_damages_for_an/
collected_at: 2026-02-12T00:06:22.356427+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1qjcr44", "score": 3297, "num_comments": 210, "created_utc": 1769035182.0, "selftext": "Hi everyone! I am new to this sub and to reddit in general, so I apologize for any mistakes here. \n\nLocation: Nevada, USA\n\nI stayed at an AirBnB a couple weeks ago. The shower handle broke off and began spewing water at like 2AM, and I immediately contacted the host for assistance and called the fire department to shut off the water. I did everything possible to dry the water from the floor, but there was definitely damage. \n\nThe host didn\u2019t respond to me until 8AM the next morning despite multi", "sort": "top", "upvote_ratio": 0.96, "author": "No_Priority435"}

selftext:
Hi everyone! I am new to this sub and to reddit in general, so I apologize for any mistakes here. 

Location: Nevada, USA

I stayed at an AirBnB a couple weeks ago. The shower handle broke off and began spewing water at like 2AM, and I immediately contacted the host for assistance and called the fire department to shut off the water. I did everything possible to dry the water from the floor, but there was definitely damage. 

The host didn’t respond to me until 8AM the next morning despite multi


topic_name: LPT: Before a big plan day, send a two minute expectations text so nobody has to guess.
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1r08u4x/lpt_before_a_big_plan_day_send_a_two_minute/
collected_at: 2026-02-12T00:06:28.285911+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1r08u4x", "score": 1952, "num_comments": 54, "created_utc": 1770654630.0, "selftext": "A lot of stress comes from guessing what the other person expects.\n\nFix it with one simple message that clears pressure fast, like:\n\nAre we doing a gift or no gift\n\nWhat is the budget range \n\nWhat is the vibe, low key or full effort \n\nWhat time window works\n\nExample: No gift. Under $30. Casual and chill. 7 to 10.\n\nIt prevents disappointment and makes the day feel easy for both people.", "sort": "hot", "upvote_ratio": 0.93, "author": "gamersecret2"}

selftext:
A lot of stress comes from guessing what the other person expects.

Fix it with one simple message that clears pressure fast, like:

Are we doing a gift or no gift

What is the budget range 

What is the vibe, low key or full effort 

What time window works

Example: No gift. Under $30. Casual and chill. 7 to 10.

It prevents disappointment and makes the day feel easy for both people.


topic_name: LPT: How to fix shirts that smell again five minutes after you put them on
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qfplum/lpt_how_to_fix_shirts_that_smell_again_five/
collected_at: 2026-02-12T00:06:31.302030+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qfplum", "score": 8209, "num_comments": 422, "created_utc": 1768685792.0, "selftext": "If the underarms of your shirts still smell after washing, or the smell comes back shortly after you put them on, put a little dish soap directly on the armpit area before washing.\n\nThis happens because aluminum antiperspirant builds up in the fabric over time and creates a barrier. Once that layer is there, water and laundry detergent can\u2019t fully penetrate the fibers, so all odors get trapped - not just deodorant, but sweat and bacteria too. That\u2019s why the shirt smells fine out of the dryer, th", "sort": "top", "upvote_ratio": 0.97, "author": "bobbydurst6"}

selftext:
If the underarms of your shirts still smell after washing, or the smell comes back shortly after you put them on, put a little dish soap directly on the armpit area before washing.

This happens because aluminum antiperspirant builds up in the fabric over time and creates a barrier. Once that layer is there, water and laundry detergent can’t fully penetrate the fibers, so all odors get trapped - not just deodorant, but sweat and bacteria too. That’s why the shirt smells fine out of the dryer, th


topic_name: Good sugarcane peelers
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1r26gpi/good_sugarcane_peelers/
collected_at: 2026-02-12T00:06:36.789558+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1r26gpi", "score": 7, "num_comments": 3, "created_utc": 1770836921.0, "selftext": "I got a sugarcane peeling knife for Christmas because i like eating sugarcane, it was cheaply made and ended up breaking on me in a month. I Switched to a machete but its way easier with an actual peeler and less dangerous, problem is all the ones on amazon also look questionable in quality, does anyone have a sugarcane peeler thats solid and has lasted them a long time? Budget is prob under Around 40 bucks or under just nothing crazy expensive ", "sort": "hot", "upvote_ratio": 0.82, "author": "jayjack3000"}

selftext:
I got a sugarcane peeling knife for Christmas because i like eating sugarcane, it was cheaply made and ended up breaking on me in a month. I Switched to a machete but its way easier with an actual peeler and less dangerous, problem is all the ones on amazon also look questionable in quality, does anyone have a sugarcane peeler thats solid and has lasted them a long time? Budget is prob under Around 40 bucks or under just nothing crazy expensive 


topic_name: Daily FI discussion thread - Monday, February 09, 2026
source: reddit
region: global
collected_at: 2026-02-12T00:06:46.999684+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1r00aw8/daily_fi_discussion_thread_monday_february_09_2026/

metadata:
{"subreddit": "financialindependence", "post_id": "1r00aw8", "score": 43, "num_comments": 318, "created_utc": 1770631242.0, "selftext": "Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply!\n\nHave a look at the\u00a0[FAQ](https://www.reddit.com/r/financialindependence/wiki/faq)\u00a0for this subreddit before posting to see if your question is frequently asked.\n\nSince this post does tend to get busy", "sort": "hot", "upvote_ratio": 0.91, "author": "AutoModerator"}

selftext:
Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply!

Have a look at the [FAQ](https://www.reddit.com/r/financialindependence/wiki/faq) for this subreddit before posting to see if your question is frequently asked.

Since this post does tend to get busy


source: curiosity_query
region: global
collected_at: 2026-02-12T00:07:08.397150+00:00
autocomplete: []
reddit_subreddits: []
signal_type: question
topic_name:
How do smart home devices like Google Nest collect and store data, and what are the implications for user privacy?

metadata:
{"original_headline": "Law enforcement thought Nancy Guthrie's smart camera was disconnected, but Google Nest still had the tape - Fortune", "original_source": "google_news", "llm_generated": true, "query_source": "groq_llm"}


topic_name: Frame rate illusion creates frozen fan effect #opticalillusion #science #shorts
source: youtube
region: US
url: https://youtube.com/watch?v=JChg8O4KQ1w
collected_at: 2026-02-12T00:04:31.072136
autocomplete: []
category: Science & Technology
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "JChg8O4KQ1w", "channel": "Lensevision", "category": "Science & Technology", "category_id": 28, "views": "18442297", "view_count": 18442297, "likes": "943189", "published_at": "2026-01-20T21:47:48Z"}


topic_name: Last one DESTROYED him💀
source: youtube
region: CA
url: https://youtube.com/watch?v=ljz1xGx-BJw
collected_at: 2026-02-12T00:04:31.717876
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "ljz1xGx-BJw", "channel": "RandomDude", "category": "Sports", "category_id": 17, "views": "22967740", "view_count": 22967740, "likes": "617084", "published_at": "2026-02-08T04:45:07Z"}


topic_name: Financial picture check in - 35, family of four
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r2a8kl/financial_picture_check_in_35_family_of_four/
collected_at: 2026-02-12T00:04:41.814766+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1r2a8kl", "score": 4, "num_comments": 4, "created_utc": 1770845356.0, "selftext": "Throwaway account for obvious reasons.\n\nI have really valued this community on Reddit, and have learned a lot. I was hoping to post a snapshot of our financial life to get feedback on if we are on right path and for reassurance.\n\nDetails: Family of four, 35F, 36M, 8M, 6F - MCOL area\n\nYearly income pre-tax: \\~$155k\n\nI have what I consider to be a stable job (tenure in higher ed at R1 institution, in a non-controversial field. Institution is very financially healthy with good and growing enrollmen", "sort": "hot", "upvote_ratio": 0.61, "author": "Next_Imagination4954"}

selftext:
Throwaway account for obvious reasons.

I have really valued this community on Reddit, and have learned a lot. I was hoping to post a snapshot of our financial life to get feedback on if we are on right path and for reassurance.

Details: Family of four, 35F, 36M, 8M, 6F - MCOL area

Yearly income pre-tax: \~$155k

I have what I consider to be a stable job (tenure in higher ed at R1 institution, in a non-controversial field. Institution is very financially healthy with good and growing enrollmen


topic_name: Company announced that pension contributions are being halted.
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418108+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qsmd30/company_announced_that_pension_contributions_are/

metadata:
{"subreddit": "personalfinance", "post_id": "1qsmd30", "score": 1261, "num_comments": 285, "created_utc": 1769913992.0, "selftext": "I\u2019m 50 and my company just announced that going forward they are discontinuing contributions to our pension funds. The pension plan provided 16% of your current salary to you once you turn 65. I\u2019ve been there 18 years, so I\u2019ll keep the $375k already earned, but I was expecting another $580k over the next 15 years. \n\nIn lieu of the pension, they are giving us additional 2% in our 401k. They already do 4% match if we put in 5%. So now instead of the pension and 9% 401k I have 11% going into the 40", "sort": "top", "upvote_ratio": 0.93, "author": "Eastern-Information3"}

selftext:
I’m 50 and my company just announced that going forward they are discontinuing contributions to our pension funds. The pension plan provided 16% of your current salary to you once you turn 65. I’ve been there 18 years, so I’ll keep the $375k already earned, but I was expecting another $580k over the next 15 years. 

In lieu of the pension, they are giving us additional 2% in our 401k. They already do 4% match if we put in 5%. So now instead of the pension and 9% 401k I have 11% going into the 40


topic_name: 2021 Cayenne S purchase price question
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1r2638i/2021_cayenne_s_purchase_price_question/
collected_at: 2026-02-12T00:04:50.635624+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1r2638i", "score": 4, "num_comments": 11, "created_utc": 1770836125.0, "selftext": "Hello all,\n\nLooking for advice on a CPO 2021 Cayenne S located in South FL, black with full black leather interior. 20,000ish on the odometer.\n\nI test drove it and everything looks/feels great. Dealer has had it in inventory since November. Clean CarFax, 1 owner.\n\n\\- 2 tires are new but the other 2 tires as well as brake pads and rotors are original.\n\n\\- 2 year CPO warranty (factory is expired). \n\n\\- Dealer has it listed for $67,900 and they\u2019re offering $2,000 off sticker. No other concessions o", "sort": "hot", "upvote_ratio": 1.0, "author": "Yodaizhere"}

selftext:
Hello all,

Looking for advice on a CPO 2021 Cayenne S located in South FL, black with full black leather interior. 20,000ish on the odometer.

I test drove it and everything looks/feels great. Dealer has had it in inventory since November. Clean CarFax, 1 owner.

\- 2 tires are new but the other 2 tires as well as brake pads and rotors are original.

\- 2 year CPO warranty (factory is expired). 

\- Dealer has it listed for $67,900 and they’re offering $2,000 off sticker. No other concessions o


topic_name: What’s a huge myth about car buying or car salespeople?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qpdavu/whats_a_huge_myth_about_car_buying_or_car/
collected_at: 2026-02-12T00:04:53.860193+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qpdavu", "score": 75, "num_comments": 159, "created_utc": 1769611595.0, "selftext": "There are a lot of misconceptions / un-informed ideas about buying cars and working with salespeople.\n\nWhat\u2019s one myth you hear that just isn\u2019t true? Could be about pricing, negotiations, trade-ins, financing, or the sales process in general.\n\nCurious what people inside and outside the industry think.\n\n", "sort": "top", "upvote_ratio": 0.85, "author": "Suntrup-Volkswagen"}

selftext:
There are a lot of misconceptions / un-informed ideas about buying cars and working with salespeople.

What’s one myth you hear that just isn’t true? Could be about pricing, negotiations, trade-ins, financing, or the sales process in general.

Curious what people inside and outside the industry think.


topic_name: I got a vasectomy 8 months ago and I don't regret it
source: reddit
region: global
collected_at: 2026-02-12T00:04:59.457385+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1r1f7b5/i_got_a_vasectomy_8_months_ago_and_i_dont_regret/

metadata:
{"subreddit": "povertyfinance", "post_id": "1r1f7b5", "score": 711, "num_comments": 165, "created_utc": 1770762119.0, "selftext": "My whole life I've just barely gotten by. I'm almost 40 and the most I've made in a single year is $48k (before taxes).\n\nAbout a year ago I realized that I may never have the money to be able to raise a child in a way that I could feel good about. \n\nThen I thought about the kind of world that child would stand to inherit. Costs keep increasing, while wages stagnate. Many expect record unemployment in the coming years thanks to AI. Then there's the rise of authoritarianism...\n\nI wouldn't necessar", "sort": "hot", "upvote_ratio": 0.83, "author": "ThatOneDerpyDinosaur"}

selftext:
My whole life I've just barely gotten by. I'm almost 40 and the most I've made in a single year is $48k (before taxes).

About a year ago I realized that I may never have the money to be able to raise a child in a way that I could feel good about. 

Then I thought about the kind of world that child would stand to inherit. Costs keep increasing, while wages stagnate. Many expect record unemployment in the coming years thanks to AI. Then there's the rise of authoritarianism...

I wouldn't necessar


topic_name: Received this notice how do I proceed?
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qslxmz/received_this_notice_how_do_i_proceed/
collected_at: 2026-02-12T00:05:03.488942+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qslxmz", "score": 5522, "num_comments": 744, "created_utc": 1769912811.0, "selftext": "What do I do because I clearly live here and all of my belongings are here but yet I received this notice on my door. Like she literally opened my door and seen all of my furniture and still proceeded to post it. Not to mention I just registered a new vehicle on the apartment lease not even a week ago. ", "sort": "top", "upvote_ratio": 0.96, "author": "Aggravating_Split289"}

selftext:
What do I do because I clearly live here and all of my belongings are here but yet I received this notice on my door. Like she literally opened my door and seen all of my furniture and still proceeded to post it. Not to mention I just registered a new vehicle on the apartment lease not even a week ago. 


topic_name: [United States]Random text scam from a “friend”.
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r28478/united_statesrandom_text_scam_from_a_friend/
collected_at: 2026-02-12T00:05:08.886593+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r28478", "score": 7, "num_comments": 9, "created_utc": 1770840570.0, "selftext": "I\u2019ve been getting texts from a series of different numbers that say:\n\n\u201cWant to go to a bbq? Or \u201cHey it\u2019s been a while, what are you up to!\u201d Or \u201cI think you left something at my place last time you were here\u201d.\n\nPhishing anyone? \n\nFunny part is they feign familiarity like a friend with the goal of getting you to text back and ask who it is. \n\nPersonally, I think it\u2019s a weak attempt, but still annoying. \n\nAnyone dealt with this? ", "sort": "hot", "upvote_ratio": 0.89, "author": "EffortZealousideal8"}

selftext:
I’ve been getting texts from a series of different numbers that say:

“Want to go to a bbq? Or “Hey it’s been a while, what are you up to!” Or “I think you left something at my place last time you were here”.

Phishing anyone? 

Funny part is they feign familiarity like a friend with the goal of getting you to text back and ask who it is. 

Personally, I think it’s a weak attempt, but still annoying. 

Anyone dealt with this? 


topic_name: [US] Green card marriage scam that got VERY bad
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qfcqtb/us_green_card_marriage_scam_that_got_very_bad/
collected_at: 2026-02-12T00:05:12.358790+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qfcqtb", "score": 561, "num_comments": 103, "created_utc": 1768655157.0, "selftext": "Met a woman on a dating app and fell in love. She claimed she didn't need a green card, but later it  turned out her initial immigration plan fell through and she HAS to get married if we are to keep dating. While initially entertaining this as I was very much in love, I eventually declined which caused a dramatic shouting on her side and a breakup. I have not seen the woman since except once on the street by accident.\n\nThree months later I got arrested with false accusations of assult that supp", "sort": "top", "upvote_ratio": 0.93, "author": "Orultehen"}

selftext:
Met a woman on a dating app and fell in love. She claimed she didn't need a green card, but later it  turned out her initial immigration plan fell through and she HAS to get married if we are to keep dating. While initially entertaining this as I was very much in love, I eventually declined which caused a dramatic shouting on her side and a breakup. I have not seen the woman since except once on the street by accident.

Three months later I got arrested with false accusations of assult that supp


topic_name: We can't even pump fuel anymore without holding a digital billboard (Netherlands)
source: reddit
region: global
collected_at: 2026-02-12T00:05:17.889484+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/assholedesign/comments/1qlx7wz/we_cant_even_pump_fuel_anymore_without_holding_a/

metadata:
{"subreddit": "assholedesign", "post_id": "1qlx7wz", "score": 15143, "num_comments": 758, "created_utc": 1769284925.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.98, "author": "gaius_julius_caegull"}


topic_name: Slenderiiz?
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1r1fdgq/slenderiiz/
collected_at: 2026-02-12T00:05:26.020386+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1r1fdgq", "score": 59, "num_comments": 29, "created_utc": 1770762515.0, "selftext": "How have I not heard of this one? What's the story with them? Also, \"one drop can change your life!\", proceeds to post directions that add up to several drops per day. \ud83d\ude06", "sort": "hot", "upvote_ratio": 0.94, "author": "Low-Rooster4171"}

selftext:
How have I not heard of this one? What's the story with them? Also, "one drop can change your life!", proceeds to post directions that add up to several drops per day. 😆


topic_name: How are people falling for this "book exchange" pyramid scheme??
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qedmtn/how_are_people_falling_for_this_book_exchange/
collected_at: 2026-02-12T00:05:30.135074+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qedmtn", "score": 862, "num_comments": 246, "created_utc": 1768563231.0, "selftext": "I've seen this pop up in the past and don't understand how anyone with any common sense doesn't recognize that this is a pyramid scheme. Like if you're buying one book, and receiving 36, then there are 35 people who bought a book and received nothing. \n\nWell it's circulating again, but this time, two of the smartest people I know are posting this\u2014one's a doctor and one got high honours in law school. Maybe school smarts doesn't help common sense, but it was still shocking to see.\n\nI've always be", "sort": "top", "upvote_ratio": 0.99, "author": "rochelle_90"}

selftext:
I've seen this pop up in the past and don't understand how anyone with any common sense doesn't recognize that this is a pyramid scheme. Like if you're buying one book, and receiving 36, then there are 35 people who bought a book and received nothing. 

Well it's circulating again, but this time, two of the smartest people I know are posting this—one's a doctor and one got high honours in law school. Maybe school smarts doesn't help common sense, but it was still shocking to see.

I've always be


source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r1psfr/rear_ended_someone_while_uninsured_in_my_moms_car/
collected_at: 2026-02-12T00:05:44.256566+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
topic_name:
Rear ended someone while uninsured in my mom’s car SIU involved, 20-min call scheduled. Worst case scenario?

metadata:
{"subreddit": "Insurance", "post_id": "1r1psfr", "score": 19, "num_comments": 48, "created_utc": 1770790921.0, "selftext": "I\u2019m looking for advice because I\u2019m honestly stressed about this situation. A few days ago, I rear ended another vehicle. There were no police involved and no report was made at the scene. I was driving my mom\u2019s car at the time. The vehicle is insured under her policy, but I was not listed as a driver on the policy when the accident happened. Now the other driver\u2019s insurance company (State Farm) has reached out and scheduled a 20-minute phone call with their Special Investigative Unit (SIU). From", "sort": "hot", "upvote_ratio": 0.68, "author": "Confident-Flatworm45"}

selftext:
I’m looking for advice because I’m honestly stressed about this situation. A few days ago, I rear ended another vehicle. There were no police involved and no report was made at the scene. I was driving my mom’s car at the time. The vehicle is insured under her policy, but I was not listed as a driver on the policy when the accident happened. Now the other driver’s insurance company (State Farm) has reached out and scheduled a 20-minute phone call with their Special Investigative Unit (SIU). From


topic_name: Commercial truck tire hit my car. Insurance declining claim
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qpgstb/commercial_truck_tire_hit_my_car_insurance/
collected_at: 2026-02-12T00:05:47.658286+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qpgstb", "score": 85, "num_comments": 60, "created_utc": 1769619198.0, "selftext": "Roughly 3 weeks ago I was traveling southbound on the interstate at 6am in the morning when my windshield explodes out of nowhere. Long story short, pull over on the shoulder of the interstate where a lady stops behind me.\n\nAccording to her, a truck traveling northbound hit the guardrail and something hit my car. Several hundred feet away on the opposite side of the interstate, I see a commercial truck stopped with his hazards on. I did not go over there because it was pretty far away and on the", "sort": "top", "upvote_ratio": 0.96, "author": "michael2ss"}

selftext:
Roughly 3 weeks ago I was traveling southbound on the interstate at 6am in the morning when my windshield explodes out of nowhere. Long story short, pull over on the shoulder of the interstate where a lady stops behind me.

According to her, a truck traveling northbound hit the guardrail and something hit my car. Several hundred feet away on the opposite side of the interstate, I see a commercial truck stopped with his hazards on. I did not go over there because it was pretty far away and on the


topic_name: Big tech knows what I bought, they just don't know how to stop
source: reddit
region: global
collected_at: 2026-02-12T00:05:53.366030+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/darkpatterns/comments/1qxh7lw/big_tech_knows_what_i_bought_they_just_dont_know/

metadata:
{"subreddit": "darkpatterns", "post_id": "1qxh7lw", "score": 32, "num_comments": 4, "created_utc": 1770383444.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.89, "author": "OkDragonfruit55"}


topic_name: Just a reminder to hit up your ISP. Even more so if there is competition in the area.
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1r1hit7/just_a_reminder_to_hit_up_your_isp_even_more_so/
collected_at: 2026-02-12T00:06:01.656841+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1r1hit7", "score": 127, "num_comments": 16, "created_utc": 1770767646.0, "selftext": "Let me start with saying that I am very satisfied with the service that I get, but prices can obviously always be better. \n\nI called up the ISP today and started up a conversation with the rep on the other end. I didn't play my hand immediately. I told them I currently had the 1gig plan (their highest) and that I was potentially interested in their 600 or 300Mbps plans to save myself some money. \n\nThey went over each plan in turn. Explained to me that the 1gig plan has unlimited data and that th", "sort": "hot", "upvote_ratio": 0.95, "author": "Molly_Matters"}

selftext:
Let me start with saying that I am very satisfied with the service that I get, but prices can obviously always be better. 

I called up the ISP today and started up a conversation with the rep on the other end. I didn't play my hand immediately. I told them I currently had the 1gig plan (their highest) and that I was potentially interested in their 600 or 300Mbps plans to save myself some money. 

They went over each plan in turn. Explained to me that the 1gig plan has unlimited data and that th


topic_name: I hit my limit with these restaurant bills
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qe25in/i_hit_my_limit_with_these_restaurant_bills/
collected_at: 2026-02-12T00:06:05.044454+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qe25in", "score": 1596, "num_comments": 516, "created_utc": 1768526449.0, "selftext": "I have penny-pinching tendencies, though I wouldn't label myself as frugal. Some things are worth spending money on.  Restaurants and vacations are the two things that I always found worth it.  Or used to find worth it. My inner frugality rose to the surface because of restaurants and their price inflation.\n\nFor the first time in my life, I have started asking myself:  Is this restaurant meal even worth it, at these prices? Even my favorite hole-in-the-wall breakfast joint (which I particularly ", "sort": "top", "upvote_ratio": 0.95, "author": "Patient-Brief-9713"}

selftext:
I have penny-pinching tendencies, though I wouldn't label myself as frugal. Some things are worth spending money on.  Restaurants and vacations are the two things that I always found worth it.  Or used to find worth it. My inner frugality rose to the surface because of restaurants and their price inflation.

For the first time in my life, I have started asking myself:  Is this restaurant meal even worth it, at these prices? Even my favorite hole-in-the-wall breakfast joint (which I particularly 


topic_name: My Perfect Setup (COPY ME): goal is 5% on everything and $0 annual fees
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1qksv/my_perfect_setup_copy_me_goal_is_5_on_everything/
collected_at: 2026-02-12T00:06:10.587769+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1qksv", "score": 30, "num_comments": 76, "created_utc": 1770793672.0, "selftext": "I've been doing this for several years now and I now have what I consider to be the perfect setup. This covers all the major spending categories. Hopefully this helps some of you find everything they need in one place.\n\n* **Gas: 5% with Citi Custom Cash (this card automatically gets 5% on your highest spend category)**\n* **Grocery: 5% with AAA Visa Signature**\n* **Food/Dining:**\n   * **4X points US Bank Altitude Go Visa Signature**\n   * **5% at fast food with US Bank Cash +**\n* **Fitness Center:", "sort": "hot", "upvote_ratio": 0.68, "author": "AbroadSmooth7356"}

selftext:
I've been doing this for several years now and I now have what I consider to be the perfect setup. This covers all the major spending categories. Hopefully this helps some of you find everything they need in one place.

* **Gas: 5% with Citi Custom Cash (this card automatically gets 5% on your highest spend category)**
* **Grocery: 5% with AAA Visa Signature**
* **Food/Dining:**
   * **4X points US Bank Altitude Go Visa Signature**
   * **5% at fast food with US Bank Cash +**
* **Fitness Center:


topic_name: After almost 10 years, I’m officially team cash back.
source: reddit
region: global
collected_at: 2026-02-12T00:06:13.782001+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/CreditCards/comments/1qntfq2/after_almost_10_years_im_officially_team_cash_back/

metadata:
{"subreddit": "CreditCards", "post_id": "1qntfq2", "score": 351, "num_comments": 129, "created_utc": 1769462609.0, "selftext": "Came into it at the tail end of the SPG game. Almost every chase business card twice and multiple platinums later. The rules are cooked and it\u2019s no longer worth chasing loyalty with any bank. So I\u2019ve maximized all my returns as close to 5% as I can get them.\n\nThere have been many years where I let points build up, so now I feel like it\u2019s simply not worth waiting to find a good deal on a redemption. I travel when, where and how I want and need to travel and let my money work for me.\n\nGroceries: C", "sort": "top", "upvote_ratio": 0.97, "author": "Devario"}

selftext:
Came into it at the tail end of the SPG game. Almost every chase business card twice and multiple platinums later. The rules are cooked and it’s no longer worth chasing loyalty with any bank. So I’ve maximized all my returns as close to 5% as I can get them.

There have been many years where I let points build up, so now I feel like it’s simply not worth waiting to find a good deal on a redemption. I travel when, where and how I want and need to travel and let my money work for me.

Groceries: C


topic_name: Can I break my lease if my neighbor threaten to cut my head off?
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r1zvrq/can_i_break_my_lease_if_my_neighbor_threaten_to/
collected_at: 2026-02-12T00:06:18.920755+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r1zvrq", "score": 92, "num_comments": 30, "created_utc": 1770822590.0, "selftext": "Location: Philadelphia \n\nSo my neighbor accused me of throwing chicken bones in his yard so naturally he threaten to cut my head off and throw it into the river, also spit at me and said he\u2019d stab me. And no, I did not throw chicken bones in his yard. Called the cops of course, he yelled at them too, they made a report and told me to call again if anything happens.\n\nNaturally I don\u2019t feel safe in my apartment any more, especially with my partner there alone a lot, so I contacted my building and ", "sort": "hot", "upvote_ratio": 0.8, "author": "Caveman_man"}

selftext:
Location: Philadelphia 

So my neighbor accused me of throwing chicken bones in his yard so naturally he threaten to cut my head off and throw it into the river, also spit at me and said he’d stab me. And no, I did not throw chicken bones in his yard. Called the cops of course, he yelled at them too, they made a report and told me to call again if anything happens.

Naturally I don’t feel safe in my apartment any more, especially with my partner there alone a lot, so I contacted my building and 


topic_name: Knock on door from armed individuals
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qm4jbd/knock_on_door_from_armed_individuals/
collected_at: 2026-02-12T00:06:22.356431+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1qm4jbd", "score": 3080, "num_comments": 9, "created_utc": 1769302483.0, "selftext": "I'm an American citizen, white but very very politically active online and off. My family and I were out of town but at 10:05pm on Tuesday night 4 men in tactical gear showed up on our porch, hiding from the cameras and talking about how many cameras were there. They shined flashlights in my cars in the drive and banged on the door. Eventually they left. All we could make out of their outfits was that they were very blacked out (no masks but hiding from cameras) and an embroidered \"police\" acros", "sort": "top", "upvote_ratio": 0.95, "author": "Complete_Peace_6848"}

selftext:
I'm an American citizen, white but very very politically active online and off. My family and I were out of town but at 10:05pm on Tuesday night 4 men in tactical gear showed up on our porch, hiding from the cameras and talking about how many cameras were there. They shined flashlights in my cars in the drive and banged on the door. Eventually they left. All we could make out of their outfits was that they were very blacked out (no masks but hiding from cameras) and an embroidered "police" acros


topic_name: LPT: Write down the reason you started, not just the goal, so you don’t quit halfway
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1r0f31o/lpt_write_down_the_reason_you_started_not_just/
collected_at: 2026-02-12T00:06:28.285929+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1r0f31o", "score": 375, "num_comments": 6, "created_utc": 1770667913.0, "selftext": "A lot of advice focuses on setting clear goals, but I\u2019ve noticed goals are usually the first  thing that stop motivating you. Finish the project, lose weight, get a new job, learn a skill. They sound great at the start, but once progress slows or life gets messy, the goal starts feeling far away and kinda hollow. That\u2019s usually the point where I stall out, procrastinate, or quietly  give up without really admitting it. \n\nWhat helped more than I expected was writing down the actual reason I start", "sort": "hot", "upvote_ratio": 0.97, "author": "analog_afterdark6"}

selftext:
A lot of advice focuses on setting clear goals, but I’ve noticed goals are usually the first  thing that stop motivating you. Finish the project, lose weight, get a new job, learn a skill. They sound great at the start, but once progress slows or life gets messy, the goal starts feeling far away and kinda hollow. That’s usually the point where I stall out, procrastinate, or quietly  give up without really admitting it. 

What helped more than I expected was writing down the actual reason I start


topic_name: Vendor for Herman Miller Aeron
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1r285mx/vendor_for_herman_miller_aeron/
collected_at: 2026-02-12T00:06:36.789561+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1r285mx", "score": 5, "num_comments": 11, "created_utc": 1770840662.0, "selftext": "Hi everyone - going to be in the market for a Herman Miller Aeron. What vendors, aside from Facebook Marketplace, have you successfully used for refurbished or lightly used ones? ", "sort": "hot", "upvote_ratio": 0.65, "author": "Bulldog8912"}

selftext:
Hi everyone - going to be in the market for a Herman Miller Aeron. What vendors, aside from Facebook Marketplace, have you successfully used for refurbished or lightly used ones? 


topic_name: I've been hunting one of these for MONTHS
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1ql6f83/ive_been_hunting_one_of_these_for_months/
collected_at: 2026-02-12T00:06:40.491692+00:00
autocomplete: []
selftext: 10 bucks on FB market
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1ql6f83", "score": 3059, "num_comments": 254, "created_utc": 1769210577.0, "selftext": "10 bucks on FB market", "sort": "top", "upvote_ratio": 0.97, "author": "Miserable_Sweet_5245"}


topic_name: ACA tax credits vs Roth conversion space
source: reddit
region: global
collected_at: 2026-02-12T00:06:46.999688+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1qzs2ws/aca_tax_credits_vs_roth_conversion_space/

metadata:
{"subreddit": "financialindependence", "post_id": "1qzs2ws", "score": 39, "num_comments": 49, "created_utc": 1770604163.0, "selftext": "Running some FIRE scenarios and discovering something interesting.\n\nDuring FIRE I can manage my AGI to $100k and receive $20k in ACA tax credits. However if I do this I am giving up $70k in 12% bracket Roth conversion space (I have $70k in itemized deductions). This $70k would otherwise be taxed at 24% during RMD age. So my $20k ACA tax credits effectively are reduced by $8k; they are effectively only worth $12k to me.\n\nIs the right calculation? Am I missing anything?\n\nEDIT: It gets even better ", "sort": "hot", "upvote_ratio": 0.81, "author": "Wooden-Broccoli-913"}

selftext:
Running some FIRE scenarios and discovering something interesting.

During FIRE I can manage my AGI to $100k and receive $20k in ACA tax credits. However if I do this I am giving up $70k in 12% bracket Roth conversion space (I have $70k in itemized deductions). This $70k would otherwise be taxed at 24% during RMD age. So my $20k ACA tax credits effectively are reduced by $8k; they are effectively only worth $12k to me.

Is the right calculation? Am I missing anything?

EDIT: It gets even better 


source: curiosity_query
region: global
collected_at: 2026-02-12T00:07:08.397152+00:00
autocomplete: []
reddit_subreddits: []
signal_type: question
topic_name:
What role do Buddhist monks play in providing solace and support, and how do their teachings and practices promote well-being?

metadata:
{"original_headline": "Buddhist monks arrive in D.C., bringing needed solace with them - The Washington Post", "original_source": "google_news", "llm_generated": true, "query_source": "groq_llm"}


topic_name: Ranking Funniest Quiet Place Moments
source: youtube
region: US
url: https://youtube.com/watch?v=xMKseJXJJRA
collected_at: 2026-02-12T00:04:30.534779
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "xMKseJXJJRA", "channel": "The Womp Lab", "category": "Entertainment", "category_id": 24, "views": "17451580", "view_count": 17451580, "likes": "575662", "published_at": "2026-02-08T03:48:50Z"}


topic_name: Rebuilding my finances
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r295d3/rebuilding_my_finances/
collected_at: 2026-02-12T00:04:41.814781+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1r295d3", "score": 4, "num_comments": 9, "created_utc": 1770842902.0, "selftext": "Hey everyone, I\u2019m 35 and currently make $85,000 a year and a 10% bonus every March. I\u2019ve been with my current company for about 5 months.\n\nOver the past 2.5 years, I\u2019ve paid my way out of roughly $29,000 in credit card debt. I currently have a loan I\u2019m repaying from lending club and there\u2019s $3,000 left (Payment is $335 a month and I have 10 months remaining).\n\nMy rent is $1,000 a month. Car is $390, insurance $150, and phone is $62. I also send $900 a month to my HYSA. My total fixed per month i", "sort": "hot", "upvote_ratio": 1.0, "author": "mikehunty10"}

selftext:
Hey everyone, I’m 35 and currently make $85,000 a year and a 10% bonus every March. I’ve been with my current company for about 5 months.

Over the past 2.5 years, I’ve paid my way out of roughly $29,000 in credit card debt. I currently have a loan I’m repaying from lending club and there’s $3,000 left (Payment is $335 a month and I have 10 months remaining).

My rent is $1,000 a month. Car is $390, insurance $150, and phone is $62. I also send $900 a month to my HYSA. My total fixed per month i


topic_name: Propane company billed me for my own propane - now what?
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418112+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qtkz0m/propane_company_billed_me_for_my_own_propane_now/

metadata:
{"subreddit": "personalfinance", "post_id": "1qtkz0m", "score": 1238, "num_comments": 344, "created_utc": 1770005859.0, "selftext": "I closed on a house this past November. The house is heated by propane, there is a 500 pound tank on site. On the day I closed on the house the tank was about 60% full according to the gauge on it (it shows a percentage). Propane, or any type of fuel, is not mentioned in the purchase agreement. There is language that says something like I am \u201cpurchasing the dwelling and all things within.\u201d I was never asked about propane by anyone involved\u2026 my agent, the bank I financed with, no one.  There are ", "sort": "top", "upvote_ratio": 0.88, "author": "gfddsertgv"}

selftext:
I closed on a house this past November. The house is heated by propane, there is a 500 pound tank on site. On the day I closed on the house the tank was about 60% full according to the gauge on it (it shows a percentage). Propane, or any type of fuel, is not mentioned in the purchase agreement. There is language that says something like I am “purchasing the dwelling and all things within.” I was never asked about propane by anyone involved… my agent, the bank I financed with, no one.  There are 


topic_name: Where are my Kia people? Questions about 2026 Sorento
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1r24449/where_are_my_kia_people_questions_about_2026/
collected_at: 2026-02-12T00:04:50.635628+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1r24449", "score": 2, "num_comments": 10, "created_utc": 1770831921.0, "selftext": "I\u2019m interested in the EX, AWD. I would prefer hybrid with a panoramic roof and captains chairs in the second row, but not a dealbreaker. Hoping to get OTD for right around $40K. Seeing a lot of dealers in my area listing them between $2000-$4000 below MSRP, depending on options.\n\nAre you guys seeing any common issues with them?\n\nHow much below MSRP are you seeing them go for?\n\nAre they in high demand or been on the lot for a while?\n\nAny other tips or things I should know specific to Kia or the S", "sort": "hot", "upvote_ratio": 1.0, "author": "FinStevenGlansberg"}

selftext:
I’m interested in the EX, AWD. I would prefer hybrid with a panoramic roof and captains chairs in the second row, but not a dealbreaker. Hoping to get OTD for right around $40K. Seeing a lot of dealers in my area listing them between $2000-$4000 below MSRP, depending on options.

Are you guys seeing any common issues with them?

How much below MSRP are you seeing them go for?

Are they in high demand or been on the lot for a while?

Any other tips or things I should know specific to Kia or the S


topic_name: My trade-in broke down driving back to the dealership. Am I on the hook?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qrnyoo/my_tradein_broke_down_driving_back_to_the/
collected_at: 2026-02-12T00:04:53.860197+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qrnyoo", "score": 77, "num_comments": 54, "created_utc": 1769821254.0, "selftext": "I just bought a used car and traded in a car as part of the deal.\n\nThe salesman drove the car I was purchasing to my house, we signed the paperwork in my kitchen, then he drove my trade-in back to the dealership.\n\nHe called me about 30 minutes after leaving saying the oil pressure light came on, the check engine light came on, and broke down on the side of the road.\n\nHe called asking if this was something I had experienced before and I answered honestly, no. The only issue this car has had was o", "sort": "top", "upvote_ratio": 0.87, "author": "Gliff_"}

selftext:
I just bought a used car and traded in a car as part of the deal.

The salesman drove the car I was purchasing to my house, we signed the paperwork in my kitchen, then he drove my trade-in back to the dealership.

He called me about 30 minutes after leaving saying the oil pressure light came on, the check engine light came on, and broke down on the side of the road.

He called asking if this was something I had experienced before and I answered honestly, no. The only issue this car has had was o


topic_name: I can finally save money and budget since leaving home
source: reddit
region: global
collected_at: 2026-02-12T00:04:59.457389+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1r1rfbl/i_can_finally_save_money_and_budget_since_leaving/

metadata:
{"subreddit": "povertyfinance", "post_id": "1r1rfbl", "score": 78, "num_comments": 19, "created_utc": 1770796756.0, "selftext": "Ive just been crying in my share house right now because I feel so relieved. \n\nFor context, I was kicked out of home when I was 20 and didnt have any connections. I was able to find a place to live but living in Sydney Australia, it was so expensive. I only earnt $800 per fortnight and my rent was $400 a week. It was the only place accessible for me at the time so I made do for almost 2 years there, doing extra work when I can and getting onto government support. \n\nAfter spending every day study", "sort": "hot", "upvote_ratio": 0.99, "author": "BeansBeansBEAN5"}

selftext:
Ive just been crying in my share house right now because I feel so relieved. 

For context, I was kicked out of home when I was 20 and didnt have any connections. I was able to find a place to live but living in Sydney Australia, it was so expensive. I only earnt $800 per fortnight and my rent was $400 a week. It was the only place accessible for me at the time so I made do for almost 2 years there, doing extra work when I can and getting onto government support. 

After spending every day study


topic_name: Here's a tip-- don't forget to put your food away before bed.
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qllad9/heres_a_tip_dont_forget_to_put_your_food_away/
collected_at: 2026-02-12T00:05:03.488946+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qllad9", "score": 5081, "num_comments": 815, "created_utc": 1769256234.0, "selftext": "made a big pot of cabbage for the weeks dinner it was delicious... fell asleep waiting on it to fully cool. now it's trash and I've got to figure out something else to eat \ud83d\ude2d ", "sort": "top", "upvote_ratio": 0.95, "author": "Appropriate_Ratio835"}

selftext:
made a big pot of cabbage for the weeks dinner it was delicious... fell asleep waiting on it to fully cool. now it's trash and I've got to figure out something else to eat 😭 


topic_name: [US] suspicious threats made in phone call from Summit
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r2bxg2/us_suspicious_threats_made_in_phone_call_from/
collected_at: 2026-02-12T00:05:08.886597+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r2bxg2", "score": 5, "num_comments": 15, "created_utc": 1770849234.0, "selftext": "\"This message is intended for you, BLANK, case number BLANK.\u00a0 This is BLANK Burke contacting you regarding a formal order of location that was submitted to my office this morning.\u00a0 I need to verify your current address for a deliverance of this order.\u00a0 BLANK, you have an imminent complaint that has been filed against you. At this point, you have one final opportunity to contact the resolution firm handling this matter to discuss it immediately before further proceedings are initiated. Now they c", "sort": "hot", "upvote_ratio": 1.0, "author": "AfraidStranger7470"}

selftext:
"This message is intended for you, BLANK, case number BLANK.  This is BLANK Burke contacting you regarding a formal order of location that was submitted to my office this morning.  I need to verify your current address for a deliverance of this order.  BLANK, you have an imminent complaint that has been filed against you. At this point, you have one final opportunity to contact the resolution firm handling this matter to discuss it immediately before further proceedings are initiated. Now they c


source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qm9x9e/us_my_mil_has_lost_over_250k_to_romance_scams_we/
collected_at: 2026-02-12T00:05:12.358794+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
topic_name:
[US] My MIL has lost over $250k to romance scams. We just discovered she stole ~$150k from her sister.

metadata:
{"subreddit": "Scams", "post_id": "1qm9x9e", "score": 561, "num_comments": 169, "created_utc": 1769317526.0, "selftext": "I need advice on a situation that has spiraled from standard scam victimhood into serious elder financial abuse.\n\nThe Background - My mother-in-law (MIL) has been a constant romance scam victim for the last 8 years. Over that time, she has given away at least $250k of her own money along with tens of thousands she borrowed from others before we know she was involved in these scams. It\u2019s the standard script: oil rig workers, rich businessmen trapped overseas, missing-in-action soldiers, etc.\n\n* W", "sort": "top", "upvote_ratio": 0.96, "author": "StewartCHunter"}

selftext:
I need advice on a situation that has spiraled from standard scam victimhood into serious elder financial abuse.

The Background - My mother-in-law (MIL) has been a constant romance scam victim for the last 8 years. Over that time, she has given away at least $250k of her own money along with tens of thousands she borrowed from others before we know she was involved in these scams. It’s the standard script: oil rig workers, rich businessmen trapped overseas, missing-in-action soldiers, etc.

* W


source: reddit
region: global
collected_at: 2026-02-12T00:05:17.889487+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
Nord VPN doesn't let you update your credit card to keep your original plan. They just force you to pay for a new plan that's more expensive.

url:
https://reddit.com/r/assholedesign/comments/1qm2r3q/nord_vpn_doesnt_let_you_update_your_credit_card/

metadata:
{"subreddit": "assholedesign", "post_id": "1qm2r3q", "score": 1257, "num_comments": 136, "created_utc": 1769297918.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.97, "author": "CraftingAmbition"}


topic_name: June 2024 was more than 9 months ago hun.
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1r11uun/june_2024_was_more_than_9_months_ago_hun/
collected_at: 2026-02-12T00:05:26.020394+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1r11uun", "score": 145, "num_comments": 30, "created_utc": 1770732865.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.96, "author": "Willing_Chemical1257"}


topic_name: Commercial car policy for international subsidiary employees
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r2bq8k/commercial_car_policy_for_international/
collected_at: 2026-02-12T00:05:44.256570+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r2bq8k", "score": 0, "num_comments": 5, "created_utc": 1770848773.0, "selftext": "Our company has a car which has a commercial auto policy on which our company\u2019s employees are added on.\n\nWe have an international subsidiary whose employees keep visiting here often and drive the car. Can these employees who visit here for 1-3 months be added to the insurance with an drivers license from their home country, no International permit and on a tourist visa?", "sort": "hot", "upvote_ratio": 0.5, "author": "No-System-2838"}

selftext:
Our company has a car which has a commercial auto policy on which our company’s employees are added on.

We have an international subsidiary whose employees keep visiting here often and drive the car. Can these employees who visit here for 1-3 months be added to the insurance with an drivers license from their home country, no International permit and on a tourist visa?


topic_name: Witnesses accident, claim filed in my name
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qeqei2/witnesses_accident_claim_filed_in_my_name/
collected_at: 2026-02-12T00:05:47.658290+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qeqei2", "score": 75, "num_comments": 19, "created_utc": 1768593430.0, "selftext": "Hello,\n\nI\u2019m not sure if this is the right place to ask. However, StateFarm won\u2019t give me a straight answer about what\u2019s going on. \n\nSituation: I was driving down a back road around 0430, down a steep hill, and noticed a tree had fallen across the road. I slowly approached, hoping that I could just move it and be on my way. As I got closer, I noticed the tree had pulled a power line down and it was now suspended by that line. I immediately backed up 500m or so and turned on my hazards. I called t", "sort": "top", "upvote_ratio": 0.96, "author": "new-aged"}

selftext:
Hello,

I’m not sure if this is the right place to ask. However, StateFarm won’t give me a straight answer about what’s going on. 

Situation: I was driving down a back road around 0430, down a steep hill, and noticed a tree had fallen across the road. I slowly approached, hoping that I could just move it and be on my way. As I got closer, I noticed the tree had pulled a power line down and it was now suspended by that line. I immediately backed up 500m or so and turned on my hazards. I called t


topic_name: SFHP CAUGHT playing EVIL tricks on their members! Smoking gun I promised here a week ago.
source: reddit
region: global
collected_at: 2026-02-12T00:05:53.366034+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/darkpatterns/comments/1qy3l8d/sfhp_caught_playing_evil_tricks_on_their_members/

metadata:
{"subreddit": "darkpatterns", "post_id": "1qy3l8d", "score": 0, "num_comments": 0, "created_utc": 1770436813.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.5, "author": "MrElvey"}


topic_name: Ground Beef substitute for Hamburger Helper
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1r1ikhi/ground_beef_substitute_for_hamburger_helper/
collected_at: 2026-02-12T00:06:01.656844+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1r1ikhi", "score": 56, "num_comments": 200, "created_utc": 1770770303.0, "selftext": "With ground beef getting extremely expensive lately, I\u2019m curious if anyone has experimented with affordable substitutes when making Hamburger Helper meals. Has ground turkey worked well, or are there other proteins that taste good and still keep costs down? I\u2019d love suggestions for specific protein swaps that pair best with different Hamburger Helper flavors, plus any other budget-friendly grocery ideas.", "sort": "hot", "upvote_ratio": 0.79, "author": "DiamondHandsUSA"}

selftext:
With ground beef getting extremely expensive lately, I’m curious if anyone has experimented with affordable substitutes when making Hamburger Helper meals. Has ground turkey worked well, or are there other proteins that taste good and still keep costs down? I’d love suggestions for specific protein swaps that pair best with different Hamburger Helper flavors, plus any other budget-friendly grocery ideas.


topic_name: What groceries have you stopped buying
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qf94na/what_groceries_have_you_stopped_buying/
collected_at: 2026-02-12T00:06:05.044458+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qf94na", "score": 1480, "num_comments": 1761, "created_utc": 1768642953.0, "selftext": "There are plenty of Reddit threads where people mention how they stopped using food delivery, stopped eating out, cancelled their streaming subscriptions, etc.\n\nSince groceries also became more expensive, I would be interested in what items have you stopped buying and what items still kept their price.\n\nFor example:\n\n* Since eggs became more than 3 times more expensive, they changed from my daily staple to a rare (once in like 2 months) purchase.\n* Cocoa powder, for self-made hot chocolate is an", "sort": "top", "upvote_ratio": 0.95, "author": "PlasticExtreme4469"}

selftext:
There are plenty of Reddit threads where people mention how they stopped using food delivery, stopped eating out, cancelled their streaming subscriptions, etc.

Since groceries also became more expensive, I would be interested in what items have you stopped buying and what items still kept their price.

For example:

* Since eggs became more than 3 times more expensive, they changed from my daily staple to a rare (once in like 2 months) purchase.
* Cocoa powder, for self-made hot chocolate is an


topic_name: Robinhood Gold Card approved, no inquiry applied on file?
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r2b03b/robinhood_gold_card_approved_no_inquiry_applied/
collected_at: 2026-02-12T00:06:10.587788+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r2b03b", "score": 2, "num_comments": 7, "created_utc": 1770847109.0, "selftext": "Hey all, as the title says, I\u2019m finally off the waitlist for the gold card and got an email saying I can apply. Was approved for 10k limit with a 780 credit score. I\u2019ve seen people saying you can unfreeze your credit and once you accept the card and confirm shipping address, freeze your credit once again and it won\u2019t ding your credit report. I haven\u2019t gotten any notification that my credit was pulled and I would like to see if anyone can confirm this as well? I will report back in a month from n", "sort": "hot", "upvote_ratio": 0.75, "author": "Fair-Calligrapher-23"}

selftext:
Hey all, as the title says, I’m finally off the waitlist for the gold card and got an email saying I can apply. Was approved for 10k limit with a 780 credit score. I’ve seen people saying you can unfreeze your credit and once you accept the card and confirm shipping address, freeze your credit once again and it won’t ding your credit report. I haven’t gotten any notification that my credit was pulled and I would like to see if anyone can confirm this as well? I will report back in a month from n


topic_name: Amex canceled my Platinum &amp; Centurion accounts after 28 yrs w/ no explanation
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qxsnt6/amex_canceled_my_platinum_centurion_accounts/
collected_at: 2026-02-12T00:06:13.782005+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qxsnt6", "score": 335, "num_comments": 241, "created_utc": 1770409104.0, "selftext": "# Has anyone had their Platinum or Centurion American Express suddenly cancelled without explanation?\n\nAfter 28 years as an u/[AmericanExpress](https://x.com/AmericanExpress)\u00a0Platinum/Centurion cardholder with multiple business accounts,\u00a0[r/amex](/r/amex/)\u00a0suddenly canceled all my accounts and voided over 5.5 million Membership Rewards points. No warning. No explanation.\n\nAfter exclusively using Amex for all my personal and business transactions, being a loyal member, trusting them with my point", "sort": "top", "upvote_ratio": 0.87, "author": "SAF_Imagen"}

selftext:
# Has anyone had their Platinum or Centurion American Express suddenly cancelled without explanation?

After 28 years as an u/[AmericanExpress](https://x.com/AmericanExpress) Platinum/Centurion cardholder with multiple business accounts, [r/amex](/r/amex/) suddenly canceled all my accounts and voided over 5.5 million Membership Rewards points. No warning. No explanation.

After exclusively using Amex for all my personal and business transactions, being a loyal member, trusting them with my point


topic_name: Landlord charging us $10k to renovate apartment after we moved out.
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r1d76e/landlord_charging_us_10k_to_renovate_apartment/
collected_at: 2026-02-12T00:06:18.920759+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r1d76e", "score": 1797, "num_comments": 166, "created_utc": 1770757590.0, "selftext": "Location: California\n\nDecember of last year my wife, roommate and I moved out of our apartment and recently we received an invoice of $10K for repairs and renovations to the apartment. Me and my room mate had been living there for just over 10 years. Apart from replacing some of the blinds, there had been no work done to the inside of the unit. We replaced the fridge last year and the washer and dryer a few years back. We had two dogs with us, both required a non-refundable $500 deposit. \n\nBefor", "sort": "hot", "upvote_ratio": 0.97, "author": "snackynak"}

selftext:
Location: California

December of last year my wife, roommate and I moved out of our apartment and recently we received an invoice of $10K for repairs and renovations to the apartment. Me and my room mate had been living there for just over 10 years. Apart from replacing some of the blinds, there had been no work done to the inside of the unit. We replaced the fridge last year and the washer and dryer a few years back. We had two dogs with us, both required a non-refundable $500 deposit. 

Befor


source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qyi2az/my_us_citizen_children_and_i_are_being_held/
collected_at: 2026-02-12T00:06:22.356435+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
My U.S. citizen children and I are being held captive in India. The Embassy isn't responding. I need a way out. Advice would help

metadata:
{"subreddit": "LegalAdvice", "post_id": "1qyi2az", "score": 2922, "num_comments": 78, "created_utc": 1770481369.0, "selftext": "**The Story:** I am a mother of four, and for 10 years, our home was Puyallup, Washington. This past fall, my husband brought us to location: Morinda , India, to visit family. Once we got here, everything changed. He took all of our passports\u2014mine and my children\u2019s\u2014and all of our money. We are now being held against our will. I am writing this from a phone I have to keep hidden. There was also violence back in the US but it was never as severe and I never reported because i felt it was my fault.", "sort": "top", "upvote_ratio": 0.94, "author": "Unique-Oil7717"}

selftext:
**The Story:** I am a mother of four, and for 10 years, our home was Puyallup, Washington. This past fall, my husband brought us to location: Morinda , India, to visit family. Once we got here, everything changed. He took all of our passports—mine and my children’s—and all of our money. We are now being held against our will. I am writing this from a phone I have to keep hidden. There was also violence back in the US but it was never as severe and I never reported because i felt it was my fault.


source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qzu2kp/lpt_buy_bed_sheets_that_have_a_directional/
collected_at: 2026-02-12T00:06:28.285934+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
topic_name:
LPT: Buy bed sheets that have a directional pattern so that you’re never struggling to figure out if you’re putting in on correctly.

metadata:
{"subreddit": "LifeProTips", "post_id": "1qzu2kp", "score": 1777, "num_comments": 103, "created_utc": 1770609834.0, "selftext": "Sometimes it takes me a couple of tries to figure out if I have the longer or shorter corner with solid colored sheets. With sheets that have a directional pattern, like stripes, it\u2019s easier to tell which corner goes where. ", "sort": "hot", "upvote_ratio": 0.9, "author": "buzzed_aldrinn"}

selftext:
Sometimes it takes me a couple of tries to figure out if I have the longer or shorter corner with solid colored sheets. With sheets that have a directional pattern, like stripes, it’s easier to tell which corner goes where. 


topic_name: [Request] Mobile island and wooden cutting board
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1r232mc/request_mobile_island_and_wooden_cutting_board/
collected_at: 2026-02-12T00:06:36.789565+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1r232mc", "score": 10, "num_comments": 2, "created_utc": 1770829716.0, "selftext": "Counter space is very limited, I'm looking for a mobile island (cart) along with a wooden cutting board (to purchase separately, of course) [like this](https://butcherblockco.com/product/chrisandchris-stadium-chef-series-11615), any ideas how to narrow the search? The cart itself is quite niche besides those from Amazon which all seem kind of a joke.\n\n* Mobile cart/island:  The majority of the frame should be stainless steel and with little unnecessary nooks and nooks and crannies for easy pat d", "sort": "hot", "upvote_ratio": 0.91, "author": "seductivec0w"}

selftext:
Counter space is very limited, I'm looking for a mobile island (cart) along with a wooden cutting board (to purchase separately, of course) [like this](https://butcherblockco.com/product/chrisandchris-stadium-chef-series-11615), any ideas how to narrow the search? The cart itself is quite niche besides those from Amazon which all seem kind of a joke.

* Mobile cart/island:  The majority of the frame should be stainless steel and with little unnecessary nooks and nooks and crannies for easy pat d


topic_name: Hard to justify buying new jackets when thrifted BIFL pieces like these exist
source: reddit
region: global
collected_at: 2026-02-12T00:06:40.492094+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/BuyItForLife/comments/1qn28t1/hard_to_justify_buying_new_jackets_when_thrifted/

metadata:
{"subreddit": "BuyItForLife", "post_id": "1qn28t1", "score": 2849, "num_comments": 66, "created_utc": 1769391410.0, "selftext": "Picked up the authentic Cowichan a few years ago for $50 at the thrift store (they sell for $400+)\n\nThe matching mittens were found at a pawn shop outside of Duncan BC for $25. The toque however was bought new from a cowichan trading outlet for $50.\n\nThe green wool jacket I found at the thrift store yesterday for $25CAD. Could use a bit of a cleaning but the condition of lining has me suspecting it wasn\u2019t worn much. I would imagine I\u2019d be looking at $300+ for something modern of like kind and qu", "sort": "top", "upvote_ratio": 0.98, "author": "HollowBambooEnt"}

selftext:
Picked up the authentic Cowichan a few years ago for $50 at the thrift store (they sell for $400+)

The matching mittens were found at a pawn shop outside of Duncan BC for $25. The toque however was bought new from a cowichan trading outlet for $50.

The green wool jacket I found at the thrift store yesterday for $25CAD. Could use a bit of a cleaning but the condition of lining has me suspecting it wasn’t worn much. I would imagine I’d be looking at $300+ for something modern of like kind and qu


source: curiosity_query
region: global
collected_at: 2026-02-12T00:07:08.397155+00:00
autocomplete: []
reddit_subreddits: []
signal_type: question
topic_name:
What are the effects of an oil blockade on a country's economy and trade, and how do countries respond to such measures?

metadata:
{"original_headline": "Moscow preparing to evacuate Russian tourists from Cuba amid US oil blockade - The Guardian", "original_source": "google_news", "llm_generated": true, "query_source": "groq_llm"}


topic_name: When you face danger, don’t panic. Stay focused and look for a way to save yourself.
source: youtube
region: US
url: https://youtube.com/watch?v=WmqOCnSjuHk
collected_at: 2026-02-12T00:04:30.534653
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "WmqOCnSjuHk", "channel": "Liam100k", "category": "Entertainment", "category_id": 24, "views": "16219704", "view_count": 16219704, "likes": "120280", "published_at": "2026-02-07T11:23:15Z"}


topic_name: Buddhist monks arrive in D.C., bringing needed solace with them - The Washington Post
source: google_news
region: US
collected_at: 2026-02-12T00:04:32.195315
autocomplete: []
category: Headlines
reddit_subreddits: []
signal_type: news_context
url:

metadata:
{"published": "Wed, 11 Feb 2026 03:05:00 GMT", "source_publication": "The Washington Post", "category": "Headlines"}


topic_name: My brother passed away, but my mom co-signed for a vehicle
source: reddit
region: global
collected_at: 2026-02-12T00:04:41.814785+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1r2935f/my_brother_passed_away_but_my_mom_cosigned_for_a/

metadata:
{"subreddit": "personalfinance", "post_id": "1r2935f", "score": 4, "num_comments": 9, "created_utc": 1770842764.0, "selftext": "I'm looking for advice for my mother, who co-signed for a vehicle for my brother. I knew this was going to end badly and told my mother not to co-sign for him, but she insisted to do it. He was a recovering drug addict and ended up relapsing and passed away. He didn't make any payments and wrecked it a couple of weeks into having the vehicle. My parents ended up surrendering the vehicle to the lender. The lender put it up for auction, and now my mother has to repay the auto loan, minus the amoun", "sort": "hot", "upvote_ratio": 0.63, "author": "lalov1"}

selftext:
I'm looking for advice for my mother, who co-signed for a vehicle for my brother. I knew this was going to end badly and told my mother not to co-sign for him, but she insisted to do it. He was a recovering drug addict and ended up relapsing and passed away. He didn't make any payments and wrecked it a couple of weeks into having the vehicle. My parents ended up surrendering the vehicle to the lender. The lender put it up for auction, and now my mother has to repay the auto loan, minus the amoun


topic_name: What can I expect to pay for my lease buyout and if I should?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1r28z8j/what_can_i_expect_to_pay_for_my_lease_buyout_and/
collected_at: 2026-02-12T00:04:50.635632+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1r28z8j", "score": 1, "num_comments": 8, "created_utc": 1770842516.0, "selftext": "Have a 23 trailboss. 36k miles 3 year 589 a month. \nIt currently has 42k miles and lease ends in May. I like the truck and since over miles I feel like my best option is to buy I out?\n\nMy residual is $38000. I know it's a broad question but what could I be looking at for payments of I buy this out and if you guys recommend any other options?", "sort": "hot", "upvote_ratio": 1.0, "author": "Bw0434"}

selftext:
Have a 23 trailboss. 36k miles 3 year 589 a month. 
It currently has 42k miles and lease ends in May. I like the truck and since over miles I feel like my best option is to buy I out?

My residual is $38000. I know it's a broad question but what could I be looking at for payments of I buy this out and if you guys recommend any other options?


topic_name: Car dealership voided payment and wants cashiers check
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qj1jhq/car_dealership_voided_payment_and_wants_cashiers/
collected_at: 2026-02-12T00:04:53.860202+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qj1jhq", "score": 73, "num_comments": 57, "created_utc": 1769010719.0, "selftext": "I bought a car on Saturday with my debit card, paperwork signed, payment went through, etc. Before I even drove off the lot I got a call from the finance guy saying that they weren't supposed to take a payment over $5,000 and said they were going to void the payment. He showed proof on Monday that they voided the payment but the money has not gone back into my account. I called my bank and they said it would take 10 business days to show back up and now the dealership wants me to come in to sign", "sort": "top", "upvote_ratio": 0.89, "author": "winefootballwine"}

selftext:
I bought a car on Saturday with my debit card, paperwork signed, payment went through, etc. Before I even drove off the lot I got a call from the finance guy saying that they weren't supposed to take a payment over $5,000 and said they were going to void the payment. He showed proof on Monday that they voided the payment but the money has not gone back into my account. I called my bank and they said it would take 10 business days to show back up and now the dealership wants me to come in to sign


topic_name: Can someone here explain how this balance transfer would work?
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1r2cbkh/can_someone_here_explain_how_this_balance/
collected_at: 2026-02-12T00:04:59.457393+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1r2cbkh", "score": 5, "num_comments": 12, "created_utc": 1770850143.0, "selftext": "Hello friends!\n\nI\u2019ve got about $5,500 in credit card debt.\n\nI\u2019m unsure what the \u201c3% of each transfer completed within the first 4 months of account opening\u201d means. I plan on just doing two transfers from two cards that I owe money on. Would that mean I\u2019m just paying $165 to transfer that money to the 0% card?\n\nAlso, I have 2 Citi cards already. Will I still be able to get another card to use for the balance transfer?\n\nThanks in advance!", "sort": "hot", "upvote_ratio": 0.67, "author": "belnc"}

selftext:
Hello friends!

I’ve got about $5,500 in credit card debt.

I’m unsure what the “3% of each transfer completed within the first 4 months of account opening” means. I plan on just doing two transfers from two cards that I owe money on. Would that mean I’m just paying $165 to transfer that money to the 0% card?

Also, I have 2 Citi cards already. Will I still be able to get another card to use for the balance transfer?

Thanks in advance!


topic_name: My partner found a job after three years of looking, and the budget looks lighter than ever
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qu5edz/my_partner_found_a_job_after_three_years_of/
collected_at: 2026-02-12T00:05:03.488949+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qu5edz", "score": 3836, "num_comments": 287, "created_utc": 1770061465.0, "selftext": "I\u2019m well aware that this budget could be cleaned up considerably (going out to eat to two expensive restaurants this month, me buying $10 lunches at work, all the ubers, the power bill, and the grocery budget could all be trimmed down) but that\u2019s why I\u2019m celebrating. I can\u2019t stop smiling. Even in a really expensive month, we\u2019re still going to have $250 left over. We\u2019ll have enough.", "sort": "top", "upvote_ratio": 0.96, "author": "ImaginationHeavy6191"}

selftext:
I’m well aware that this budget could be cleaned up considerably (going out to eat to two expensive restaurants this month, me buying $10 lunches at work, all the ubers, the power bill, and the grocery budget could all be trimmed down) but that’s why I’m celebrating. I can’t stop smiling. Even in a really expensive month, we’re still going to have $250 left over. We’ll have enough.


topic_name: I was sent a dm request by two scammers selling fake Ai art
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r2bx3c/i_was_sent_a_dm_request_by_two_scammers_selling/
collected_at: 2026-02-12T00:05:08.886604+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r2bx3c", "score": 4, "num_comments": 5, "created_utc": 1770849212.0, "selftext": "&amp;#x200B;\n\nI am used to these scams from discord but it has been a while since I was contacted by a scammer selling fake Ai  art .\n\nI posted a transformers image on /r/transformers/ and got two in a row.\n\nSame script almost.\n\nThey start with asking how you are doing.\n\nThey then ask if you like digital art \n\nThey introduce themselves as small artists \n\nThey show you a few art samples.\n\nVery amaturish art to be honest. See fan art done better .\n\nThey ask if they can do a small commission for yo", "sort": "hot", "upvote_ratio": 0.75, "author": "Ali-Sama"}

selftext:
&amp;#x200B;

I am used to these scams from discord but it has been a while since I was contacted by a scammer selling fake Ai  art .

I posted a transformers image on /r/transformers/ and got two in a row.

Same script almost.

They start with asking how you are doing.

They then ask if you like digital art 

They introduce themselves as small artists 

They show you a few art samples.

Very amaturish art to be honest. See fan art done better .

They ask if they can do a small commission for yo


topic_name: Is my grandma dealing with a scam?
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qtlzmv/is_my_grandma_dealing_with_a_scam/
collected_at: 2026-02-12T00:05:12.358798+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qtlzmv", "score": 511, "num_comments": 157, "created_utc": 1770008838.0, "selftext": "Some guy is trying to get her to pay $300 so he can help her withdraw. I\u2019m trying to figure out if this is worth messing with or if I can withdraw it myself lol.\n\nAccount is still under verification but as far as I\u2019m concerned this is the legit blockchain app so I\u2019m not sure.\n\nI\u2019m rolling with a scam and will most likely stop wasting my time. I\u2019ve tried to check to see if it\u2019s a honey pot but I don\u2019t know much about this shit. I\u2019m a 21 yo HVAC apprentice lol.\n\nThanks.\n\nPost character limit not r", "sort": "top", "upvote_ratio": 0.9, "author": "dedgod"}

selftext:
Some guy is trying to get her to pay $300 so he can help her withdraw. I’m trying to figure out if this is worth messing with or if I can withdraw it myself lol.

Account is still under verification but as far as I’m concerned this is the legit blockchain app so I’m not sure.

I’m rolling with a scam and will most likely stop wasting my time. I’ve tried to check to see if it’s a honey pot but I don’t know much about this shit. I’m a 21 yo HVAC apprentice lol.

Thanks.

Post character limit not r


source: reddit
region: global
url: https://reddit.com/r/assholedesign/comments/1ql2oey/mental_health_app_using_dark_pattern_ux/
collected_at: 2026-02-12T00:05:17.889491+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
Mental health app using dark pattern UX + psychological manipulation to funnel users into subscription traps. Apple and Google still allow it

metadata:
{"subreddit": "assholedesign", "post_id": "1ql2oey", "score": 1174, "num_comments": 44, "created_utc": 1769201701.0, "selftext": "There's an app called Breeze Wellbeing, which is ran by Basenji Apps. One quick glance at their review history will reveal thousands of angry complaints of unclear or misleading free trials, extreme difficulty cancelling subscriptions (no simple cancellation button), and recurring charges users say they did not consent to. Some people report they even had to cancel their bank cards and report fraud to their bank to stop payments. This goes back about 6 years\n\nThe ads also repeatedly:\n\n* Suggest ", "sort": "hot", "upvote_ratio": 0.96, "author": "Electronic_Drink5074"}

selftext:
There's an app called Breeze Wellbeing, which is ran by Basenji Apps. One quick glance at their review history will reveal thousands of angry complaints of unclear or misleading free trials, extreme difficulty cancelling subscriptions (no simple cancellation button), and recurring charges users say they did not consent to. Some people report they even had to cancel their bank cards and report fraud to their bank to stop payments. This goes back about 6 years

The ads also repeatedly:

* Suggest 


topic_name: Top4tunity (A new Ponzi scheme in the making)
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1r1rp62/top4tunity_a_new_ponzi_scheme_in_the_making/
collected_at: 2026-02-12T00:05:26.020399+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1r1rp62", "score": 4, "num_comments": 7, "created_utc": 1770797768.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.7, "author": "Stunning-Net-444"}


topic_name: Insurance (US citizen traveling South America)
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r2bq79/insurance_us_citizen_traveling_south_america/
collected_at: 2026-02-12T00:05:44.256574+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r2bq79", "score": 1, "num_comments": 1, "created_utc": 1770848771.0, "selftext": "", "sort": "hot", "upvote_ratio": 1.0, "author": "Large_Section_9473"}


topic_name: Comparing homeowners vs standalone jewelry insurance
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qcpnen/comparing_homeowners_vs_standalone_jewelry/
collected_at: 2026-02-12T00:05:47.658293+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qcpnen", "score": 69, "num_comments": 12, "created_utc": 1768403246.0, "selftext": "I\u2019m in the process of deciding how to insure my jewelry and I\u2019m a bit torn between adding it to my homeowners policy or getting a separate jewelry insurance policy. On paper, the homeowners rider seems simple but I keep seeing people say that separate policies offer better coverage for things like loss, travel and claims, while homeowners can be limited. For those of you who\u2019ve looked into this or already made this choice what did you end up doing and why? I\u2019d really appreciate hearing your hone", "sort": "top", "upvote_ratio": 0.96, "author": "DesignerVisual2227"}

selftext:
I’m in the process of deciding how to insure my jewelry and I’m a bit torn between adding it to my homeowners policy or getting a separate jewelry insurance policy. On paper, the homeowners rider seems simple but I keep seeing people say that separate policies offer better coverage for things like loss, travel and claims, while homeowners can be limited. For those of you who’ve looked into this or already made this choice what did you end up doing and why? I’d really appreciate hearing your hone


topic_name: Cancelling Your Subscription (Guide)
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1qwznke/cancelling_your_subscription_guide/
collected_at: 2026-02-12T00:05:53.366037+00:00
autocomplete: []
selftext: Just had to go through this, absolutely ridiculous.
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1qwznke", "score": 13, "num_comments": 0, "created_utc": 1770330138.0, "selftext": "Just had to go through this, absolutely ridiculous.", "sort": "hot", "upvote_ratio": 1.0, "author": "Naive-Rock-8207"}


topic_name: Is a baby highchair worth buying? honest advice please
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1r1ebpy/is_a_baby_highchair_worth_buying_honest_advice/
collected_at: 2026-02-12T00:06:01.656848+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1r1ebpy", "score": 81, "num_comments": 173, "created_utc": 1770760121.0, "selftext": "I\u2019m a stay at home mom who left her job to take care of my baby. It was my choice but now my husband is the only one earning so we\u2019ve had to cut back on a lot. We even canceled our Netflix subscription so yeah we\u2019re being that careful with money.  \nI did try working from home and had my mom help with babysitting but my baby just never really adjusted and would cry most of the time. It didn\u2019t feel right for either of us so I decided to step away from work. No regrets honestly but now we really th", "sort": "hot", "upvote_ratio": 0.82, "author": "Realistic-Metal-110"}

selftext:
I’m a stay at home mom who left her job to take care of my baby. It was my choice but now my husband is the only one earning so we’ve had to cut back on a lot. We even canceled our Netflix subscription so yeah we’re being that careful with money.  
I did try working from home and had my mom help with babysitting but my baby just never really adjusted and would cry most of the time. It didn’t feel right for either of us so I decided to step away from work. No regrets honestly but now we really th


topic_name: Just did a Poverty Thing that I think weve all evolved into a Frugal Thing
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qd0orn/just_did_a_poverty_thing_that_i_think_weve_all/
collected_at: 2026-02-12T00:06:05.044462+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qd0orn", "score": 1455, "num_comments": 350, "created_utc": 1768427659.0, "selftext": "I was adding a can of chipotle in adobo to a crock pot of pork and immediately went to rinse out the can to then add every bit of the dregs also to the crock pot. I saw my husband do what the fuck is happening in front of my eyes face, \\*not\\* because of the water from the can part but because I was being an absolute freak about getting every speck of sauce with as tiny amount of water as possible.\n\n  \nDo you guys remember doing this as a kid, especially with Campbells soup? You'd get an entire ", "sort": "top", "upvote_ratio": 0.89, "author": "seeemilydostuf"}

selftext:
I was adding a can of chipotle in adobo to a crock pot of pork and immediately went to rinse out the can to then add every bit of the dregs also to the crock pot. I saw my husband do what the fuck is happening in front of my eyes face, \*not\* because of the water from the can part but because I was being an absolute freak about getting every speck of sauce with as tiny amount of water as possible.

  
Do you guys remember doing this as a kid, especially with Campbells soup? You'd get an entire 


topic_name: Charge back for auto repair
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r24lyz/charge_back_for_auto_repair/
collected_at: 2026-02-12T00:06:10.587792+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r24lyz", "score": 3, "num_comments": 12, "created_utc": 1770832966.0, "selftext": "Looking for advice or similar experiences with chargebacks against a dealership.\n\nTimeline:\n\n\u2022 Bought a car in November from private seller\n\n\u2022 Shortly after purchase, I took it to a major dealership for a full inspection\n\n\u2022 Dealership told me the car needed a timing belt replacement\n\n\u2022 I approved the repair and paid with a credit card\n\nAfter the timing belt job, I took the car on a road trip. During that trip, it developed a massive valve cover oil leak.\n\nI brought the car back to the same deale", "sort": "hot", "upvote_ratio": 0.67, "author": "Own-Razzmatazz-849"}

selftext:
Looking for advice or similar experiences with chargebacks against a dealership.

Timeline:

• Bought a car in November from private seller

• Shortly after purchase, I took it to a major dealership for a full inspection

• Dealership told me the car needed a timing belt replacement

• I approved the repair and paid with a credit card

After the timing belt job, I took the car on a road trip. During that trip, it developed a massive valve cover oil leak.

I brought the car back to the same deale


topic_name: Bilt 2.0 for dummies - the very simple version
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qdoin7/bilt_20_for_dummies_the_very_simple_version/
collected_at: 2026-02-12T00:06:13.782009+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qdoin7", "score": 311, "num_comments": 345, "created_utc": 1768495289.0, "selftext": "There are a billion posts on this, mostly by old Bilt users who are upset that the gravy train (which was losing a bunch of money, so of course the new program will be worse) came to an end. It's a complicated system, so lots of posts break down the math on how the new rewards work. I thought there might be room for one post cutting through to the end of the math and just saying what these cards actually *are*, for people just looking for the dead-simple version.\n\nThe upshot is, these are pretty", "sort": "top", "upvote_ratio": 0.89, "author": "pegasus3891"}

selftext:
There are a billion posts on this, mostly by old Bilt users who are upset that the gravy train (which was losing a bunch of money, so of course the new program will be worse) came to an end. It's a complicated system, so lots of posts break down the math on how the new rewards work. I thought there might be room for one post cutting through to the end of the math and just saying what these cards actually *are*, for people just looking for the dead-simple version.

The upshot is, these are pretty


topic_name: Student loan fraud
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r1yiif/student_loan_fraud/
collected_at: 2026-02-12T00:06:18.920763+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r1yiif", "score": 57, "num_comments": 7, "created_utc": 1770819343.0, "selftext": "Location: Ohio \n\nMy sister had a 7k student loan taken out in her name. She already has her degree and has no intention of going back to school, this was clearly fraudulent. The federal loan was through Aidvantage for St Thomas University for an online MBA program. She filed a police report, Froze her credit, and filled out the fraud paperwork for the loan company. The company \u201cinvestigated\u201d it and says it\u2019s not fraudulent and wont give her any more information. She asked how the loan was taken ", "sort": "hot", "upvote_ratio": 0.93, "author": "Ok-Roll7473"}

selftext:
Location: Ohio 

My sister had a 7k student loan taken out in her name. She already has her degree and has no intention of going back to school, this was clearly fraudulent. The federal loan was through Aidvantage for St Thomas University for an online MBA program. She filed a police report, Froze her credit, and filled out the fraud paperwork for the loan company. The company “investigated” it and says it’s not fraudulent and wont give her any more information. She asked how the loan was taken 


source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qkioiw/ct_if_i_am_not_on_parole_or_probation_does_my/
collected_at: 2026-02-12T00:06:22.356439+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
CT - if I am not on parole or probation, does my roommate's parole officer have any authority over me?

metadata:
{"subreddit": "LegalAdvice", "post_id": "1qkioiw", "score": 2749, "num_comments": 82, "created_utc": 1769147293.0, "selftext": "We share a 1-family house. We each have our own bedrooms.\n\nHis P.O. has tried to intimidate me a few times for recording him when he came to the house, i just want to know what (if any) legal authority he actually has over me.\n\nHe's never actually threatened me with arrest, but he's implied that he could make my life difficult for filming. You can tell this guy has a chip on his shoulder and he's not used to being told \"no\". There's nothing he can actually do about me recording in my own living ", "sort": "top", "upvote_ratio": 0.96, "author": "Sorry-Claim-2990"}

selftext:
We share a 1-family house. We each have our own bedrooms.

His P.O. has tried to intimidate me a few times for recording him when he came to the house, i just want to know what (if any) legal authority he actually has over me.

He's never actually threatened me with arrest, but he's implied that he could make my life difficult for filming. You can tell this guy has a chip on his shoulder and he's not used to being told "no". There's nothing he can actually do about me recording in my own living 


source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qzz06e/lpt_keep_a_running_journal_of_your_work/
collected_at: 2026-02-12T00:06:28.285941+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
topic_name:
LPT: Keep a running journal of your work accomplishments, and ideas. Your future self will thank you.

metadata:
{"subreddit": "LifeProTips", "post_id": "1qzz06e", "score": 733, "num_comments": 52, "created_utc": 1770626299.0, "selftext": "I\u2019ve started doing this a few years ago and it\u2019s been great. Whenever something good happens at work like finished a challenging project, got praise from a manager or a co-worker, came up with an idea, solved a tricky problem, basically made an impact at work: I write it down with the date it happened. \n\nWhy this helps: \n\n**Performance reviews** \\- Instead of trying to remember what you did all year, you have concrete examples ready to go through and select what you want to use. Makes self-evalu", "sort": "hot", "upvote_ratio": 0.97, "author": "Developer_Memento"}

selftext:
I’ve started doing this a few years ago and it’s been great. Whenever something good happens at work like finished a challenging project, got praise from a manager or a co-worker, came up with an idea, solved a tricky problem, basically made an impact at work: I write it down with the date it happened. 

Why this helps: 

**Performance reviews** \- Instead of trying to remember what you did all year, you have concrete examples ready to go through and select what you want to use. Makes self-evalu


topic_name: BIFL non-leather belt? (UK)
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1r2d5f7/bifl_nonleather_belt_uk/
collected_at: 2026-02-12T00:06:36.789569+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1r2d5f7", "score": 2, "num_comments": 4, "created_utc": 1770852138.0, "selftext": "Hi, my last few belts have just been cheap ones from the supermarket and don't tend to last particularly long. Both for ethical/environmental reasons but also practical reasons I'd love to buy something that will last.\n\nI'm not super bothered about design, but something simple would be good. I'm also thinking something with a bit of stretch might be nice, since sometimes bending down or whatever with a belt on feels a bit awkward.\n\nThanks :)", "sort": "hot", "upvote_ratio": 0.75, "author": "blizeH"}

selftext:
Hi, my last few belts have just been cheap ones from the supermarket and don't tend to last particularly long. Both for ethical/environmental reasons but also practical reasons I'd love to buy something that will last.

I'm not super bothered about design, but something simple would be good. I'm also thinking something with a bit of stretch might be nice, since sometimes bending down or whatever with a belt on feels a bit awkward.

Thanks :)


topic_name: My Grandpa in Sweden has had this soviet made bench vice for almost 55 years.
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qrx8bl/my_grandpa_in_sweden_has_had_this_soviet_made/
collected_at: 2026-02-12T00:06:40.492116+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qrx8bl", "score": 2675, "num_comments": 80, "created_utc": 1769849176.0, "selftext": "Apparently he bought in the early 1970s second hand in northern Sweden because it was cheap. He said that the Russian were good at these rough kinds of tools. He does not know how it got to Sweden.", "sort": "top", "upvote_ratio": 0.98, "author": "Special_Leading_3086"}

selftext:
Apparently he bought in the early 1970s second hand in northern Sweden because it was cheap. He said that the Russian were good at these rough kinds of tools. He does not know how it got to Sweden.


topic_name: Have you used AI to evaluate your FIRE plans?
source: reddit
region: global
collected_at: 2026-02-12T00:06:46.999695+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1r0fuk2/have_you_used_ai_to_evaluate_your_fire_plans/

metadata:
{"subreddit": "financialindependence", "post_id": "1r0fuk2", "score": 0, "num_comments": 39, "created_utc": 1770669582.0, "selftext": "Came across this NYTimes article about folks using AI to evaluate their retirement planning and was wondering if this community has made any use of AI in their FIRE planning.  \n\nFull Disclosure:  I have not done anything with AI for my FIRE plans but would love to know if you have and how.\n\nHope this makes sense, and here is the article:  [https://www.nytimes.com/2026/02/08/business/retirement-planning-ai-chatbots.html](https://www.nytimes.com/2026/02/08/business/retirement-planning-ai-chatbots.", "sort": "hot", "upvote_ratio": 0.17, "author": "azfanboy"}

selftext:
Came across this NYTimes article about folks using AI to evaluate their retirement planning and was wondering if this community has made any use of AI in their FIRE planning.  

Full Disclosure:  I have not done anything with AI for my FIRE plans but would love to know if you have and how.

Hope this makes sense, and here is the article:  [https://www.nytimes.com/2026/02/08/business/retirement-planning-ai-chatbots.html](https://www.nytimes.com/2026/02/08/business/retirement-planning-ai-chatbots.


source: curiosity_query
region: global
collected_at: 2026-02-12T00:07:08.397157+00:00
autocomplete: []
reddit_subreddits: []
signal_type: question
topic_name:
How do historians and scientists decipher the rules and meanings of ancient games and artifacts, and what can these discoveries reveal about past cultures?

metadata:
{"original_headline": "Rules of mysterious ancient board game decoded by AI, scientists say - CBS News", "original_source": "google_news", "llm_generated": true, "query_source": "groq_llm"}


topic_name: Real life giants? 😂
source: youtube
region: US
url: https://youtube.com/watch?v=VhSYspeCY3g
collected_at: 2026-02-12T00:04:30.534595
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "VhSYspeCY3g", "channel": "Shane Fan", "category": "Entertainment", "category_id": 24, "views": "13942875", "view_count": 13942875, "likes": "1082977", "published_at": "2026-02-08T06:22:02Z"}


topic_name: Fund Retirement Account with Joint Bank Account - is ok?
source: reddit
region: global
collected_at: 2026-02-12T00:04:41.814790+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1r2dusk/fund_retirement_account_with_joint_bank_account/

metadata:
{"subreddit": "personalfinance", "post_id": "1r2dusk", "score": 2, "num_comments": 7, "created_utc": 1770853925.0, "selftext": "Recently married and wondering if I can connect my retirement account (IRA, 401K) to a bank account that is a joint bank account. The bank account specifies a primary and secondary owner and I don\u2019t know if that distinction matters. \n\nBut in general my question is: are there any issues contributing or withdrawing money from a retirement account (IRA, 401K) via a bank account that has joint ownership? ", "sort": "hot", "upvote_ratio": 1.0, "author": "eeyore_of_yore"}

selftext:
Recently married and wondering if I can connect my retirement account (IRA, 401K) to a bank account that is a joint bank account. The bank account specifies a primary and secondary owner and I don’t know if that distinction matters. 

But in general my question is: are there any issues contributing or withdrawing money from a retirement account (IRA, 401K) via a bank account that has joint ownership? 


topic_name: Parent with no retirement savings at 58 years old
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418117+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qbuzzy/parent_with_no_retirement_savings_at_58_years_old/

metadata:
{"subreddit": "personalfinance", "post_id": "1qbuzzy", "score": 1062, "num_comments": 314, "created_utc": 1768319729.0, "selftext": "My mom does not have any retirement savings at 58 years old. She has a physically demanding job as a special education assistant at an elementary school, and several health problems that make the job very difficult for her. I don't believe she will be able to work much longer. Here are our financial snapshots:\n\nI (23F) am making $94k/yr as a software engineer. I am maxing out my HSA, Roth IRA, and putting 10% into a 401k (including employer match). I am an only child.\n\nMy mom makes around $28k/y", "sort": "top", "upvote_ratio": 0.92, "author": "anteaterdad"}

selftext:
My mom does not have any retirement savings at 58 years old. She has a physically demanding job as a special education assistant at an elementary school, and several health problems that make the job very difficult for her. I don't believe she will be able to work much longer. Here are our financial snapshots:

I (23F) am making $94k/yr as a software engineer. I am maxing out my HSA, Roth IRA, and putting 10% into a 401k (including employer match). I am an only child.

My mom makes around $28k/y


topic_name: Is this suspicious?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1r26ajf/is_this_suspicious/
collected_at: 2026-02-12T00:04:50.635635+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1r26ajf", "score": 1, "num_comments": 5, "created_utc": 1770836550.0, "selftext": "Alright guys, here\u2019s the deal. Looking for a leftover 25 frontier. I found 3 identical frontiers listed at a Honda dealer but when I went to see them they were at their multi brand pre owned lot. They all have like 15 miles on them. 2 of the trucks seem like great deals, the other is priced higher for some reason (same options, trim, color, everything). They\u2019ve been on this lot for about a year. When I asked how a Honda dealer ended up with 3 new Nissans the guy said something vague about buying", "sort": "hot", "upvote_ratio": 0.67, "author": "StfuYourMouse"}

selftext:
Alright guys, here’s the deal. Looking for a leftover 25 frontier. I found 3 identical frontiers listed at a Honda dealer but when I went to see them they were at their multi brand pre owned lot. They all have like 15 miles on them. 2 of the trucks seem like great deals, the other is priced higher for some reason (same options, trim, color, everything). They’ve been on this lot for about a year. When I asked how a Honda dealer ended up with 3 new Nissans the guy said something vague about buying


topic_name: Dealership says I need to wait to use warranty for vehicle I just purchased
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qqywwj/dealership_says_i_need_to_wait_to_use_warranty/
collected_at: 2026-02-12T00:04:53.860207+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qqywwj", "score": 66, "num_comments": 47, "created_utc": 1769758220.0, "selftext": "Purchased a used vehicle (cash) from a ford dealer in Oregon over the weekend. We purchased with an ally warranty. Immediately noticed issues with the transmission. Took it to a different, local ford dealer this week and they've told me I need a new transmission. Called the original Ford I purchased from and they've told me they will not accept a return of the vehicle and that I have to wait 30 days to submit a claim for my warranty. Why would I need to wait to submit a claim? What would you do?", "sort": "top", "upvote_ratio": 0.93, "author": "Gullible_Violinist68"}

selftext:
Purchased a used vehicle (cash) from a ford dealer in Oregon over the weekend. We purchased with an ally warranty. Immediately noticed issues with the transmission. Took it to a different, local ford dealer this week and they've told me I need a new transmission. Called the original Ford I purchased from and they've told me they will not accept a return of the vehicle and that I have to wait 30 days to submit a claim for my warranty. Why would I need to wait to submit a claim? What would you do?


topic_name: Most people have a support system/ safety net of some kind
source: reddit
region: global
collected_at: 2026-02-12T00:04:59.457402+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1r1ju24/most_people_have_a_support_system_safety_net_of/

metadata:
{"subreddit": "povertyfinance", "post_id": "1r1ju24", "score": 169, "num_comments": 43, "created_utc": 1770773649.0, "selftext": "I\u2019ve come to realize that most people have some kind of help, support system or safety net of some kind. At least the people I know anyways. There might be a lot of people on here who don\u2019t. My point is, it\u2019s a lot easier to make it or be successful. If you have people who support you or help you out. \n\nI was arguing with my friend kind of earlier. He wants me to work at this job with him. I don\u2019t wanna work it because it\u2019s a warehouse, I\u2019m about to be 45, my body is already so sore, plus it\u2019s n", "sort": "hot", "upvote_ratio": 0.95, "author": "TheGame81677"}

selftext:
I’ve come to realize that most people have some kind of help, support system or safety net of some kind. At least the people I know anyways. There might be a lot of people on here who don’t. My point is, it’s a lot easier to make it or be successful. If you have people who support you or help you out. 

I was arguing with my friend kind of earlier. He wants me to work at this job with him. I don’t wanna work it because it’s a warehouse, I’m about to be 45, my body is already so sore, plus it’s n


topic_name: My anti-depressants went from $0 to $1,500/month
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qs8guj/my_antidepressants_went_from_0_to_1500month/
collected_at: 2026-02-12T00:05:03.488953+00:00
autocomplete: []
selftext: I hate this fucking country.
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qs8guj", "score": 3703, "num_comments": 432, "created_utc": 1769880558.0, "selftext": "I hate this fucking country.", "sort": "top", "upvote_ratio": 0.96, "author": "belnc"}


topic_name: [US] SEO Strategist Hiring Scam for One Firefly
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r2dizl/us_seo_strategist_hiring_scam_for_one_firefly/
collected_at: 2026-02-12T00:05:08.886608+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r2dizl", "score": 3, "num_comments": 2, "created_utc": 1770853094.0, "selftext": "\\*I'm reposting this because my original post featured real names of the people who the scammers were impersonating.\n\nThis story might seem boring at first because, to me at least, it really seemed like I was going through a typical hiring process during 95% of my experience.\n\nI\u00a0received an email shortly after (somewhat desperately) applying for an SEO Strategist position with a company called One Firefly that is based in Florida. The LinkedIn posting was real, and the company is real.\u00a0\n\nThe ema", "sort": "hot", "upvote_ratio": 1.0, "author": "nicknack24"}

selftext:
\*I'm reposting this because my original post featured real names of the people who the scammers were impersonating.

This story might seem boring at first because, to me at least, it really seemed like I was going through a typical hiring process during 95% of my experience.

I received an email shortly after (somewhat desperately) applying for an SEO Strategist position with a company called One Firefly that is based in Florida. The LinkedIn posting was real, and the company is real. 

The ema


topic_name: Romance Scams - Showing us who our family members really are
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qml304/romance_scams_showing_us_who_our_family_members/
collected_at: 2026-02-12T00:05:12.358802+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qml304", "score": 459, "num_comments": 91, "created_utc": 1769352667.0, "selftext": "I\u2019ve been dealing with a family member caught up in a romance scam. I\u2019ve given up at this point and cut contact. It got me thinking though, these romance scammers are showing us who our family members really are, and it\u2019s not pretty.\n\n\\- Willing to do ANYTHING for their \u201cpartner\u201d and NO ONE is off limits\n\n\\- Greed: Lusting after a fictitious Swiss bank account that their \u201cpartner\u201d supposedly has\n\n\\- Putting a \u201cpartner\u201d above their family and own well being.\n\nNo one is holding a gun to their head", "sort": "top", "upvote_ratio": 0.96, "author": "generic_us_er"}

selftext:
I’ve been dealing with a family member caught up in a romance scam. I’ve given up at this point and cut contact. It got me thinking though, these romance scammers are showing us who our family members really are, and it’s not pretty.

\- Willing to do ANYTHING for their “partner” and NO ONE is off limits

\- Greed: Lusting after a fictitious Swiss bank account that their “partner” supposedly has

\- Putting a “partner” above their family and own well being.

No one is holding a gun to their head


source: reddit
region: global
url: https://reddit.com/r/assholedesign/comments/1qjq90o/i_made_a_temu_account_to_look_at_some_presents/
collected_at: 2026-02-12T00:05:17.889495+00:00
autocomplete: []
selftext: This was all in barely a month fyi.
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
I made a temu account to look at some presents for my little sister, I didn’t buy anything, I went to Walmart and got it there. I haven’t made ONE purchase on temu.

metadata:
{"subreddit": "assholedesign", "post_id": "1qjq90o", "score": 3009, "num_comments": 72, "created_utc": 1769074675.0, "selftext": "This was all in barely a month fyi.", "sort": "hot", "upvote_ratio": 0.96, "author": "vendingmachinesushii"}


topic_name: In 2023 I was a stagehand at a Primerica event
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qpgw9z/in_2023_i_was_a_stagehand_at_a_primerica_event/
collected_at: 2026-02-12T00:05:30.135087+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qpgw9z", "score": 670, "num_comments": 61, "created_utc": 1769619409.0, "selftext": "I used to have a gig job as a stagehand for a local venue. One day we were booked by Primerica and I worked the event. \n\nOur theater, which fits 800 people, was FULL. We are located in a pretty economically depressed and densely populated area of the state so I wasn\u2019t exactly surprised. \n\nCrowd arrived at 7am. It was genuinely sad listening to our front of house staff confiscate coffee cup after coffee cup from the bleary eyed, business casual clad masses. \n\nThe event proper started at 8am and i", "sort": "top", "upvote_ratio": 1.0, "author": "mac4021159"}

selftext:
I used to have a gig job as a stagehand for a local venue. One day we were booked by Primerica and I worked the event. 

Our theater, which fits 800 people, was FULL. We are located in a pretty economically depressed and densely populated area of the state so I wasn’t exactly surprised. 

Crowd arrived at 7am. It was genuinely sad listening to our front of house staff confiscate coffee cup after coffee cup from the bleary eyed, business casual clad masses. 

The event proper started at 8am and i


topic_name: AAA Renewal
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r2bpmk/aaa_renewal/
collected_at: 2026-02-12T00:05:44.256577+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r2bpmk", "score": 1, "num_comments": 1, "created_utc": 1770848732.0, "selftext": "Any way to get a discount? It's pricey for me and my daughter. I have had it off and on most of my adult life and used it 2x if that. I still feel reassured having it vs not. TY\n\nAddendum: AAA Roadside Service Renewal", "sort": "hot", "upvote_ratio": 1.0, "author": "Caribchakita"}

selftext:
Any way to get a discount? It's pricey for me and my daughter. I have had it off and on most of my adult life and used it 2x if that. I still feel reassured having it vs not. TY

Addendum: AAA Roadside Service Renewal


topic_name: Received affidavit that wants me to list my assets
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qj3x0z/received_affidavit_that_wants_me_to_list_my_assets/
collected_at: 2026-02-12T00:05:47.658297+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qj3x0z", "score": 65, "num_comments": 93, "created_utc": 1769015834.0, "selftext": "I recently got into an accident last Tuesday and they ruled me at fault. The other party claims they have injuries and they got a lawyer. GEICO sent me a letter in the mail that had an affidavit on there that wants me to list out my monthly expenses as well as how much I bring home. There is a letter attached from the injury lawyer addressed to my insurance and it says the following ,\u201dshould you GEICO simply provide the requested information, we would be able to advise our client as such so that", "sort": "top", "upvote_ratio": 0.89, "author": "OperationEmotional68"}

selftext:
I recently got into an accident last Tuesday and they ruled me at fault. The other party claims they have injuries and they got a lawyer. GEICO sent me a letter in the mail that had an affidavit on there that wants me to list out my monthly expenses as well as how much I bring home. There is a letter attached from the injury lawyer addressed to my insurance and it says the following ,”should you GEICO simply provide the requested information, we would be able to advise our client as such so that


source: reddit
region: global
collected_at: 2026-02-12T00:05:53.366041+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
topic_name:
DoorDash cookie banner auto-disappears so your tap hits “Place Order” - accidental $30 order that support refused to cancel.

url:
https://reddit.com/r/darkpatterns/comments/1qx0zpq/doordash_cookie_banner_autodisappears_so_your_tap/

metadata:
{"subreddit": "darkpatterns", "post_id": "1qx0zpq", "score": 2, "num_comments": 0, "created_utc": 1770333364.0, "selftext": "", "sort": "hot", "upvote_ratio": 1.0, "author": "human0006"}


topic_name: Hotspot to replace Internet Service providers
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1r1of39/hotspot_to_replace_internet_service_providers/
collected_at: 2026-02-12T00:06:01.656852+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1r1of39", "score": 12, "num_comments": 13, "created_utc": 1770786528.0, "selftext": "Hello, I\u2019m looking to save some money on Internet for my home. It\u2019s a small 800 ft.\u00b2 place so large range isn\u2019t a requirement, and due to the building being very old (1950s) I unfortunately cannot use other major Internet providers that offer great deals, like Xfinity or T-Mobile Internet, etc. There is currently only two Internet providers that will come to my location  (Astound and CenturyLink) and one of them is severely overpriced and I have overstayed my new Customer welcome prices. On top ", "sort": "hot", "upvote_ratio": 0.72, "author": "Deep-Individual1324"}

selftext:
Hello, I’m looking to save some money on Internet for my home. It’s a small 800 ft.² place so large range isn’t a requirement, and due to the building being very old (1950s) I unfortunately cannot use other major Internet providers that offer great deals, like Xfinity or T-Mobile Internet, etc. There is currently only two Internet providers that will come to my location  (Astound and CenturyLink) and one of them is severely overpriced and I have overstayed my new Customer welcome prices. On top 


source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qdqbk2/thought_i_had_a_frugal_win_after_buying_sneakers/
collected_at: 2026-02-12T00:06:05.044466+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
topic_name:
Thought I had a frugal win after buying sneakers on closeout a few years ago—then learned a hard lesson on hydrolysis

metadata:
{"subreddit": "Frugal", "post_id": "1qdqbk2", "score": 1417, "num_comments": 127, "created_utc": 1768499140.0, "selftext": "Last week, my favorite New Balances had finally rendered themselves useless after five years of regular wear, so I readied myself to buy new sneakers. But I was having a very difficult time finding a pair of replacements under $90. (Due to my arch and foot width, sneakers that work for me are difficult to buy, so I stick to ol' reliables.)\n\nThen I got excited because I realized I had a new pair of New Balances in my closet that I purchased in a store closeout a few years ago! Now I didn't need t", "sort": "top", "upvote_ratio": 0.95, "author": "AmandaMarsh"}

selftext:
Last week, my favorite New Balances had finally rendered themselves useless after five years of regular wear, so I readied myself to buy new sneakers. But I was having a very difficult time finding a pair of replacements under $90. (Due to my arch and foot width, sneakers that work for me are difficult to buy, so I stick to ol' reliables.)

Then I got excited because I realized I had a new pair of New Balances in my closet that I purchased in a store closeout a few years ago! Now I didn't need t


topic_name: Do you pay credit card fees charged by merchants to hit SUBs?
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r26u1q/do_you_pay_credit_card_fees_charged_by_merchants/
collected_at: 2026-02-12T00:06:10.587800+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r26u1q", "score": 3, "num_comments": 6, "created_utc": 1770837742.0, "selftext": "I\u2019m just wondering whether you consider it worth it to pay the fees merchants sometimes charge for using a credit card if it\u2019s going towards a sign up bonus that will obviously get you a better return in the end. We\u2019re about to have some car maintenance for almost 2k and there\u2019s a 2.7% fee to use a card but between the cards we have signed up for/plan to get soon for SUBs we\u2019ll still be getting a 12+% return on the SUB alone which mathematically makes sense but it just still feels a little wrong", "sort": "hot", "upvote_ratio": 1.0, "author": "Westcoastswinglover"}

selftext:
I’m just wondering whether you consider it worth it to pay the fees merchants sometimes charge for using a credit card if it’s going towards a sign up bonus that will obviously get you a better return in the end. We’re about to have some car maintenance for almost 2k and there’s a 2.7% fee to use a card but between the cards we have signed up for/plan to get soon for SUBs we’ll still be getting a 12+% return on the SUB alone which mathematically makes sense but it just still feels a little wrong


topic_name: SAKS FILES FOR BANKRUPTCY!!!
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qcflnn/saks_files_for_bankruptcy/
collected_at: 2026-02-12T00:06:13.782013+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qcflnn", "score": 307, "num_comments": 57, "created_utc": 1768370700.0, "selftext": "gift link\n\n[https://www.bloomberg.com/news/articles/2026-01-14/luxury-retailer-saks-files-bankruptcy-after-turnaround-bet-fails?accessToken=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzb3VyY2UiOiJTdWJzY3JpYmVyR2lmdGVkQXJ0aWNsZSIsImlhdCI6MTc2ODM3MDE4OCwiZXhwIjoxNzY4OTc0OTg4LCJhcnRpY2xlSWQiOiJUN0ZHVlhLSzNOWTgwMCIsImJjb25uZWN0SWQiOiJBRTVERTA2NkY0MzM0RjhBQThFMjBGOUJEMDQ2NEMyNiJ9.sJ8jdjNPDTPq05soX6jI3SFX\\_kAUFLtSyR06iPYAsak](https://www.bloomberg.com/news/articles/2026-01-14/luxury-retailer-saks-files-ba", "sort": "top", "upvote_ratio": 0.94, "author": "jetbridgejesus"}

selftext:
gift link

[https://www.bloomberg.com/news/articles/2026-01-14/luxury-retailer-saks-files-bankruptcy-after-turnaround-bet-fails?accessToken=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzb3VyY2UiOiJTdWJzY3JpYmVyR2lmdGVkQXJ0aWNsZSIsImlhdCI6MTc2ODM3MDE4OCwiZXhwIjoxNzY4OTc0OTg4LCJhcnRpY2xlSWQiOiJUN0ZHVlhLSzNOWTgwMCIsImJjb25uZWN0SWQiOiJBRTVERTA2NkY0MzM0RjhBQThFMjBGOUJEMDQ2NEMyNiJ9.sJ8jdjNPDTPq05soX6jI3SFX\_kAUFLtSyR06iPYAsak](https://www.bloomberg.com/news/articles/2026-01-14/luxury-retailer-saks-files-ba


topic_name: Suspended without pay for missing a meeting on day off with 30 minutes notice.
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r2c9lq/suspended_without_pay_for_missing_a_meeting_on/
collected_at: 2026-02-12T00:06:18.920767+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r2c9lq", "score": 10, "num_comments": 5, "created_utc": 1770850012.0, "selftext": "Location: Indiana and North Carolina.\n\nLooking for some clarity on a weird situation with an employer. A full-time, salaried employee (E) works remotely in Indiana for a startup business located in North Carolina.\n\nBoss runs the company by the seat of his pants. Rules are made on the fly and hours are extremely flexible to his individual needs. The employees are all scheduled for 4 day work weeks, which is heavily pushed during the hiring process, but the reality is an expectation of 24/7 availa", "sort": "hot", "upvote_ratio": 0.75, "author": "Acrobatic-Algae674"}

selftext:
Location: Indiana and North Carolina.

Looking for some clarity on a weird situation with an employer. A full-time, salaried employee (E) works remotely in Indiana for a startup business located in North Carolina.

Boss runs the company by the seat of his pants. Rules are made on the fly and hours are extremely flexible to his individual needs. The employees are all scheduled for 4 day work weeks, which is heavily pushed during the hiring process, but the reality is an expectation of 24/7 availa


topic_name: Gas company is filing eminent domain after a "good faith" offer of $1.00
source: reddit
region: global
collected_at: 2026-02-12T00:06:22.356447+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/legaladvice/comments/1qrnblv/gas_company_is_filing_eminent_domain_after_a_good/

metadata:
{"subreddit": "LegalAdvice", "post_id": "1qrnblv", "score": 2415, "num_comments": 80, "created_utc": 1769819613.0, "selftext": "Location: Pennsylvania\n\nOur gas company sent a letter to my father offering $1 for permanent access to his property. They also wanted him to be liable for any and all damages that may be incurred. \n\nMy father was not okay accepting $1, on top of being completely liable in the event something happened to something or someone. \n\nThe gas company has now filed for eminent domain and we're not sure how or if we can even fight it. I no longer live with my father, but my brother does, and my father was", "sort": "top", "upvote_ratio": 0.98, "author": "MagicIsGreat1192"}

selftext:
Location: Pennsylvania

Our gas company sent a letter to my father offering $1 for permanent access to his property. They also wanted him to be liable for any and all damages that may be incurred. 

My father was not okay accepting $1, on top of being completely liable in the event something happened to something or someone. 

The gas company has now filed for eminent domain and we're not sure how or if we can even fight it. I no longer live with my father, but my brother does, and my father was


source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qzcx4s/lpt_if_youre_helping_an_elderly_relative_clean/
collected_at: 2026-02-12T00:06:28.285946+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
topic_name:
LPT: if you're helping an elderly relative clean their house, do not throw away old life insurance documents—even if they look "lapsed." they might still be worth thousands

metadata:
{"subreddit": "LifeProTips", "post_id": "1qzcx4s", "score": 2558, "num_comments": 70, "created_utc": 1770567094.0, "selftext": "i work in the insurance world and it's heartbreaking how many families throw away a \"small fortune\" when cleaning out a parent's or grandparent's house.\n\n\n\nMost people assume that if you stop paying the monthly premium on a life insurance policy, it just disappears into thin air. for \"Term\" insurance, that is usually true. but for millions of older Americans who had\u00a0\"Whole Life\"\u00a0or\u00a0\"Universal Life\"\u00a0policies, the math is different.\n\n\n\n**The secret: \"reduced paid-up\" status.**  \nif your relative p", "sort": "hot", "upvote_ratio": 0.96, "author": "dogeholder215"}

selftext:
i work in the insurance world and it's heartbreaking how many families throw away a "small fortune" when cleaning out a parent's or grandparent's house.



Most people assume that if you stop paying the monthly premium on a life insurance policy, it just disappears into thin air. for "Term" insurance, that is usually true. but for millions of older Americans who had "Whole Life" or "Universal Life" policies, the math is different.



**The secret: "reduced paid-up" status.**  
if your relative p


topic_name: I bought one of these 10 years ago for 299! Commercial is best!
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1r14yen/i_bought_one_of_these_10_years_ago_for_299/
collected_at: 2026-02-12T00:06:36.789572+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1r14yen", "score": 548, "num_comments": 148, "created_utc": 1770739880.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.86, "author": "doughnut_cat"}


topic_name: My first BIFL outfit
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qsw2pl/my_first_bifl_outfit/
collected_at: 2026-02-12T00:06:40.492157+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qsw2pl", "score": 2514, "num_comments": 583, "created_utc": 1769945309.0, "selftext": "I recently got into the idea of \u201cbuy-it-for-life\u201d after my third pair of sneakers in the span of one year broke. After purchasing the Red Wing boots, I fell in love with high quality stuff, and I feel like I can justify purchasing them because this stuff can probably last me a lifetime. \n\nEverything here was purchased new after a lot of research, except for the shirt, which I thrifted for $15 US.\n\nI don\u2019t believe the socks will last a lifetime, but there\u2019s no point in me buying Darn Tough socks ", "sort": "top", "upvote_ratio": 0.81, "author": "trappedintaipei"}

selftext:
I recently got into the idea of “buy-it-for-life” after my third pair of sneakers in the span of one year broke. After purchasing the Red Wing boots, I fell in love with high quality stuff, and I feel like I can justify purchasing them because this stuff can probably last me a lifetime. 

Everything here was purchased new after a lot of research, except for the shirt, which I thrifted for $15 US.

I don’t believe the socks will last a lifetime, but there’s no point in me buying Darn Tough socks 


topic_name: Update on a stranger’s journey to $1mil invested
source: reddit
region: global
collected_at: 2026-02-12T00:06:46.999699+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1qyado0/update_on_a_strangers_journey_to_1mil_invested/

metadata:
{"subreddit": "financialindependence", "post_id": "1qyado0", "score": 130, "num_comments": 20, "created_utc": 1770459812.0, "selftext": "Wrote that we had just become millionaires here almost two years ago June 13, 2024.\n\nhttps://www.reddit.com/r/financialindependence/comments/1dfgk69/we\\_became\\_millionaires\\_yesterday/\n\nToday on Feb 6, 2026, still with no inheritances and no family help, we (41f and 45m) roasted a chicken at home to celebrate crossing into $1mil invested. We had $723k invested back then 604 days ago if you like FI math.\n\nI still have to work. I have a career that I would give up in a second. The calculators say", "sort": "hot", "upvote_ratio": 0.87, "author": "BeholdAComment"}

selftext:
Wrote that we had just become millionaires here almost two years ago June 13, 2024.

https://www.reddit.com/r/financialindependence/comments/1dfgk69/we\_became\_millionaires\_yesterday/

Today on Feb 6, 2026, still with no inheritances and no family help, we (41f and 45m) roasted a chicken at home to celebrate crossing into $1mil invested. We had $723k invested back then 604 days ago if you like FI math.

I still have to work. I have a career that I would give up in a second. The calculators say


source: curiosity_query
region: global
collected_at: 2026-02-12T00:07:08.397160+00:00
autocomplete: []
reddit_subreddits: []
signal_type: question
topic_name:
What strategies do companies like McDonald's use to increase their value and attract customers, and how do these approaches impact the fast food industry?

metadata:
{"original_headline": "McDonald\u2019s earnings beat estimates as chain\u2019s value push pays off - CNBC", "original_source": "google_news", "llm_generated": true, "query_source": "groq_llm"}


topic_name: 🎬 Workin' Moms — “This Is AMAZING!”｜Spa Day Energy 😂💆‍♀️✨
source: youtube
region: US
url: https://youtube.com/watch?v=5BYqDxOEngA
collected_at: 2026-02-12T00:04:30.534706
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "5BYqDxOEngA", "channel": "Dorothy7", "category": "Entertainment", "category_id": 24, "views": "13721843", "view_count": 13721843, "likes": "541461", "published_at": "2026-02-04T11:33:01Z"}


topic_name: DQ'd by an investment advisor - where did I go wrong?
source: reddit
region: global
collected_at: 2026-02-12T00:04:41.814804+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1r1c0ov/dqd_by_an_investment_advisor_where_did_i_go_wrong/

metadata:
{"subreddit": "personalfinance", "post_id": "1r1c0ov", "score": 292, "num_comments": 197, "created_utc": 1770754994.0, "selftext": "My husband and I had an intro call with an investment advisor. Small firm, maybe 5 people total. It seemed to go fine, we mutually asked some questions, discussed the process, our goals, his strategy, qualifications etc.\n\nI followed up with some questions via email that we didn't cover live:\n\n1. Total AUM of the firm\n2. Some historical performance info - general info fine\n3. Recap of his fee strucure (lightly touched on in the call but I wanted it in writing)\n\nHe replied back just saying - he do", "sort": "hot", "upvote_ratio": 0.8, "author": "Useful-Ant-6903"}

selftext:
My husband and I had an intro call with an investment advisor. Small firm, maybe 5 people total. It seemed to go fine, we mutually asked some questions, discussed the process, our goals, his strategy, qualifications etc.

I followed up with some questions via email that we didn't cover live:

1. Total AUM of the firm
2. Some historical performance info - general info fine
3. Recap of his fee strucure (lightly touched on in the call but I wanted it in writing)

He replied back just saying - he do


