# trend_items

topic_name: CONFIRMED - Hotel Credit Can Be Combined with BILT Cash!
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qjeu0g/confirmed_hotel_credit_can_be_combined_with_bilt/
collected_at: 2026-02-12T00:06:13.782286+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qjeu0g", "score": 52, "num_comments": 91, "created_utc": 1769040133.0, "selftext": "According to the chat agent:\n\n\"You can combine your Bilt Travel Hotel Credit with Bilt Cash for eligible hotel bookings in the Bilt Travel Portal, as long as your stay is at least 2 nights. When you book, Bilt Cash will be applied first, and then your hotel credit will be used for the remaining amount.\"\n\nThis confirms the Palladium AF can be entirely offset with 2 $250 hotel bookings a year. Or if you keep Gold status, 2 $300 hotel bookings a year. 2 Night minimum still required.", "sort": "top", "upvote_ratio": 0.83, "author": "Parking-Ice-9206"}

selftext:
According to the chat agent:

"You can combine your Bilt Travel Hotel Credit with Bilt Cash for eligible hotel bookings in the Bilt Travel Portal, as long as your stay is at least 2 nights. When you book, Bilt Cash will be applied first, and then your hotel credit will be used for the remaining amount."

This confirms the Palladium AF can be entirely offset with 2 $250 hotel bookings a year. Or if you keep Gold status, 2 $300 hotel bookings a year. 2 Night minimum still required.


topic_name: Can I sue my landlord in small claims?
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r274gm/can_i_sue_my_landlord_in_small_claims/
collected_at: 2026-02-12T00:06:18.921088+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r274gm", "score": 1, "num_comments": 0, "created_utc": 1770838376.0, "selftext": "Location: California\n\nTLDR:\n\n* Broke lease\n* property vacant for 6 months\n* continued paying monthly rent for 6 months\n* landlord did not find new tenant until final week (01/10 listing removed, 01/16 utility service in my name stopped) before lease end (01/24)\n* As of today (02/11), landlord has not provided receipts for deductions from security deposit nor refund statement for overlapping rent with new tenant\n* Do I have a case to sue in small claims for double security deposit back and/or par", "sort": "hot", "upvote_ratio": 0.67, "author": "MouaTV"}

selftext:
Location: California

TLDR:

* Broke lease
* property vacant for 6 months
* continued paying monthly rent for 6 months
* landlord did not find new tenant until final week (01/10 listing removed, 01/16 utility service in my name stopped) before lease end (01/24)
* As of today (02/11), landlord has not provided receipts for deductions from security deposit nor refund statement for overlapping rent with new tenant
* Do I have a case to sue in small claims for double security deposit back and/or par


source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qonhfo/lpt_need_to_remember_a_name_think_of_an_animal/
collected_at: 2026-02-12T00:06:28.286264+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
topic_name:
LPT: Need to remember a name? Think of an animal that starts with the first 2 letters of the name and try to relate them to the animal

metadata:
{"subreddit": "LifeProTips", "post_id": "1qonhfo", "score": 0, "num_comments": 14, "created_utc": 1769541322.0, "selftext": "This will probably sound strange to most people, so I\u2019ll give an example. If someone\u2019s name is Alex, remember it by: Alex starts with AL, an animal that starts with AL is an alligator, so you need to think of a quality they have that is like an alligator.\n\nThis sounds convoluted but it\u2019s only a couple brain connections, and I use it to remember names often. I think this could be easily adapted to remember names of other things", "sort": "hot", "upvote_ratio": 0.42, "author": "sonicparadigm"}

selftext:
This will probably sound strange to most people, so I’ll give an example. If someone’s name is Alex, remember it by: Alex starts with AL, an animal that starts with AL is an alligator, so you need to think of a quality they have that is like an alligator.

This sounds convoluted but it’s only a couple brain connections, and I use it to remember names often. I think this could be easily adapted to remember names of other things


topic_name: Is dense needle felted wool considered heirloom quality if properly maintained?
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1r0fu8s/is_dense_needle_felted_wool_considered_heirloom/
collected_at: 2026-02-12T00:06:36.789883+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1r0fu8s", "score": 0, "num_comments": 16, "created_utc": 1770669562.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.25, "author": "Gloomy_Age5658"}


topic_name: My new BIFL flatware
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qokoij/my_new_bifl_flatware/
collected_at: 2026-02-12T00:06:40.492543+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qokoij", "score": 222, "num_comments": 119, "created_utc": 1769535601.0, "selftext": "I did tons of research online on what flatware to get and seems like a lot of well known brands has gone downhills in quality with inferior stainless steel prone to rusting like Liberty Tabletop or are now much lighter weight compared to the old ones prone to bending like Oneida. Here's what I decided.\n\n\\- Robert Welch Kingham forks and spoons. There some rumors that there kitchen knives has gone downhills and chips easily but nothing about there flatware going down in quality.\n\n\\- Studio Nova P", "sort": "top", "upvote_ratio": 0.79, "author": "LeslieChowBitch"}

selftext:
I did tons of research online on what flatware to get and seems like a lot of well known brands has gone downhills in quality with inferior stainless steel prone to rusting like Liberty Tabletop or are now much lighter weight compared to the old ones prone to bending like Oneida. Here's what I decided.

\- Robert Welch Kingham forks and spoons. There some rumors that there kitchen knives has gone downhills and chips easily but nothing about there flatware going down in quality.

\- Studio Nova P


topic_name: Why Jake Paul Cried For His Girlfriend…🤯❤️
source: youtube
region: US
url: https://youtube.com/watch?v=_bLjyjuNDC8
collected_at: 2026-02-12T00:04:30.766178
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "_bLjyjuNDC8", "channel": "BoltMotivation", "category": "Sports", "category_id": 17, "views": "2886465", "view_count": 2886465, "likes": "91621", "published_at": "2026-02-11T08:15:55Z"}


topic_name: how am i doing? life is kind of meh
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r25pfl/how_am_i_doing_life_is_kind_of_meh/
collected_at: 2026-02-12T00:04:41.815136+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1r25pfl", "score": 0, "num_comments": 2, "created_utc": 1770835300.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.25, "author": "futballfootball"}


source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418403+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
topic_name:
Should I finance a car and pay it off immediately so the dealer gets their finance payout and I get a deal?

url:
https://reddit.com/r/personalfinance/comments/1qpuu1q/should_i_finance_a_car_and_pay_it_off_immediately/

metadata:
{"subreddit": "personalfinance", "post_id": "1qpuu1q", "score": 157, "num_comments": 131, "created_utc": 1769650727.0, "selftext": "I\u2019ve never bought a car at a dealership so I don\u2019t know what really goes on there. I also don\u2019t intend to soon. I had this thought that if I intended to buy a car in cash, could I go there and level with the salesman saying \u201cI know you need your finance payouts so you can sell the loan, so if I sign a loan with no prepayment penalty, and stay on it the minimum length before there\u2019s any clawback from you, can you give me a better deal?\u201d\n\nI don\u2019t know exactly how it works, but I know that the real", "sort": "top", "upvote_ratio": 0.81, "author": "richmoney46"}

selftext:
I’ve never bought a car at a dealership so I don’t know what really goes on there. I also don’t intend to soon. I had this thought that if I intended to buy a car in cash, could I go there and level with the salesman saying “I know you need your finance payouts so you can sell the loan, so if I sign a loan with no prepayment penalty, and stay on it the minimum length before there’s any clawback from you, can you give me a better deal?”

I don’t know exactly how it works, but I know that the real


topic_name: Illinois car dealer didn’t pay off lien after trade-in — payoff check bounced NSF (Ally Financial)
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qymwqv/illinois_car_dealer_didnt_pay_off_lien_after/
collected_at: 2026-02-12T00:04:50.635952+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qymwqv", "score": 3, "num_comments": 10, "created_utc": 1770492408.0, "selftext": "Posting this to warn others and also see if anyone has dealt with this situation.\n\nI completed a vehicle transaction with a dealership in Illinois in **November 2025**. I sold my vehicle to the dealer and purchased another vehicle from them as part of the deal. The dealer was responsible for paying off my existing lien with **Ally Financial**.\n\nI wired the dealer **$26,103.70** on **11/17/25** (first business day after the transaction). The dealer repeatedly claimed the payoff had been sent. I h", "sort": "hot", "upvote_ratio": 1.0, "author": "Vegetable_Dress_6658"}

selftext:
Posting this to warn others and also see if anyone has dealt with this situation.

I completed a vehicle transaction with a dealership in Illinois in **November 2025**. I sold my vehicle to the dealer and purchased another vehicle from them as part of the deal. The dealer was responsible for paying off my existing lien with **Ally Financial**.

I wired the dealer **$26,103.70** on **11/17/25** (first business day after the transaction). The dealer repeatedly claimed the payoff had been sent. I h


topic_name: Will my deposit truly hold the car?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qnj7j4/will_my_deposit_truly_hold_the_car/
collected_at: 2026-02-12T00:04:53.860544+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qnj7j4", "score": 7, "num_comments": 7, "created_utc": 1769441540.0, "selftext": "Over a month ago, I put a deposit on a new 2026 vehicle that was \"in transit.\" No one has any inventory of this vehicle on the lot yet.  The dealer had the car on their website, including the VIN etc.  I understood it would not be delivered to the dealer for at least several weeks.\n\nMy last info from the dealer was that it was due to be delivered \"between Jan 20 and Feb 2.\"  We're halfway through that time period now, with no update.\n\nMy concern is that I have some business travel at the end of ", "sort": "top", "upvote_ratio": 0.77, "author": "1962Michael"}

selftext:
Over a month ago, I put a deposit on a new 2026 vehicle that was "in transit." No one has any inventory of this vehicle on the lot yet.  The dealer had the car on their website, including the VIN etc.  I understood it would not be delivered to the dealer for at least several weeks.

My last info from the dealer was that it was due to be delivered "between Jan 20 and Feb 2."  We're halfway through that time period now, with no update.

My concern is that I have some business travel at the end of 


topic_name: Budget Optimization
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1r0qhq4/budget_optimization/
collected_at: 2026-02-12T00:04:59.457721+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1r0qhq4", "score": 0, "num_comments": 2, "created_utc": 1770695942.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.4, "author": "ImprovThruLife"}


source: reddit
region: global
collected_at: 2026-02-12T00:05:03.489428+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
topic_name:
Tonight's Foodbank Meal: Creamy mushroom chicken thighs, sour cream mashed potatoes, Caesar salad, and tiramisu

url:
https://reddit.com/r/povertyfinance/comments/1quicq2/tonights_foodbank_meal_creamy_mushroom_chicken/

metadata:
{"subreddit": "povertyfinance", "post_id": "1quicq2", "score": 401, "num_comments": 7, "created_utc": 1770093165.0, "selftext": "Everything came from the foodbank except spices, flour, potatoes, and heavy cream. [This is the recipe](https://www.saltandlavender.com/creamy-mushroom-chicken/) I used and dear god was it good. The potatoes and heavy cream I could have gotten from the foodbank, but we already had them at home. The Caesar salad I had to pick through to remove some things that were turning but it wasn't too bad. And the tiramisu was actually a \"make it yourself\" kit that came in a box which I thought was pretty n", "sort": "top", "upvote_ratio": 0.99, "author": "FoodbankFoodie"}

selftext:
Everything came from the foodbank except spices, flour, potatoes, and heavy cream. [This is the recipe](https://www.saltandlavender.com/creamy-mushroom-chicken/) I used and dear god was it good. The potatoes and heavy cream I could have gotten from the foodbank, but we already had them at home. The Caesar salad I had to pick through to remove some things that were turning but it wasn't too bad. And the tiramisu was actually a "make it yourself" kit that came in a box which I thought was pretty n


topic_name: Art scam alert from fake Sotheby's
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r0467p/art_scam_alert_from_fake_sothebys/
collected_at: 2026-02-12T00:05:08.886922+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r0467p", "score": 5, "num_comments": 11, "created_utc": 1770643615.0, "selftext": "I just got this email from \"Sotheby's\". Very flattering language. AI in the wrong hands is evil.\n\nI'm sure this would've turned into a fake-check style scam. \n\nEdit: the email came from Sothebyartauction@gmail or something like that. \n  \n\"At Sotheby\u2019s, we are guided by a deep conviction in the transformative power of art and culture. It is within this vision that we continually seek out creative minds whose mastery and originality merit the global stage of our auction events.\n\nIn my role as Auct", "sort": "hot", "upvote_ratio": 0.78, "author": "ArtofJF"}

selftext:
I just got this email from "Sotheby's". Very flattering language. AI in the wrong hands is evil.

I'm sure this would've turned into a fake-check style scam. 

Edit: the email came from Sothebyartauction@gmail or something like that. 
  
"At Sotheby’s, we are guided by a deep conviction in the transformative power of art and culture. It is within this vision that we continually seek out creative minds whose mastery and originality merit the global stage of our auction events.

In my role as Auct


source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qqo1g2/us_somebody_created_an_ebay_account_with_my_name/
collected_at: 2026-02-12T00:05:12.359078+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
topic_name:
[US] Somebody created an Ebay account with my name, address, email and listed something for sale. What's the scam?

metadata:
{"subreddit": "Scams", "post_id": "1qqo1g2", "score": 49, "num_comments": 14, "created_utc": 1769727618.0, "selftext": "Tdlr; Somebody created an Ebay account today that had my name, address, and email on it. They listed a ring for sale. What's the scam?\n\nMore information:\n\nI don't have an ebay account, but received an email about \"my\" account this morning. I got a few emails in a 10 minute period welcoming me to my ebay account, how to get started selling, activating a 2-step verification, and my new listing was up (a stock photo ring).\n\nI didn't click on the email. Instead, I went to the ebay website myself and", "sort": "top", "upvote_ratio": 0.95, "author": "VioletCharm"}

selftext:
Tdlr; Somebody created an Ebay account today that had my name, address, and email on it. They listed a ring for sale. What's the scam?

More information:

I don't have an ebay account, but received an email about "my" account this morning. I got a few emails in a 10 minute period welcoming me to my ebay account, how to get started selling, activating a 2-step verification, and my new listing was up (a stock photo ring).

I didn't click on the email. Instead, I went to the ebay website myself and


source: reddit
region: global
collected_at: 2026-02-12T00:05:17.889980+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
I pay for extra space, but Google won’t show me my saved photos because i won’t allow access to my full camera roll

url:
https://reddit.com/r/assholedesign/comments/1obl1ax/i_pay_for_extra_space_but_google_wont_show_me_my/

metadata:
{"subreddit": "assholedesign", "post_id": "1obl1ax", "score": 602, "num_comments": 39, "created_utc": 1760972206.0, "selftext": "I can\u2019t bypass this by allowing access to only some photos. I need to allow them my full camera roll. Why? \n\nI pay 2.99 for 200GB but I guess i should just get an external drive instead. ", "sort": "hot", "upvote_ratio": 0.91, "author": "Either-Stranger-12"}

selftext:
I can’t bypass this by allowing access to only some photos. I need to allow them my full camera roll. Why? 

I pay 2.99 for 200GB but I guess i should just get an external drive instead. 


topic_name: WFG story
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qsm4ie/wfg_story/
collected_at: 2026-02-12T00:05:26.020704+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qsm4ie", "score": 16, "num_comments": 11, "created_utc": 1769913323.0, "selftext": "My brother he keeps giving the mentor and the company $150 or more. What he does he is staying 2-3 hours zoom call all week non stop. Mandatory meeting like WHAT. Even the conversations are mandatory too according to his mentor telling him. My brother keeps asking close friends aka his clients to join the zoom call. Most the meetings is about to get 40k in 3 months which is bs. Ik this is a pyramid scheme. I even showed him comments that people joined lost a lot of money and didn\u2019t earn a single", "sort": "hot", "upvote_ratio": 1.0, "author": "Terrible_Web362"}

selftext:
My brother he keeps giving the mentor and the company $150 or more. What he does he is staying 2-3 hours zoom call all week non stop. Mandatory meeting like WHAT. Even the conversations are mandatory too according to his mentor telling him. My brother keeps asking close friends aka his clients to join the zoom call. Most the meetings is about to get 40k in 3 months which is bs. Ik this is a pyramid scheme. I even showed him comments that people joined lost a lot of money and didn’t earn a single


topic_name: Auto Insurance.. Progressive or All State?
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r1ccna/auto_insurance_progressive_or_all_state/
collected_at: 2026-02-12T00:05:44.256874+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r1ccna", "score": 0, "num_comments": 1, "created_utc": 1770755715.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.33, "author": "jcr0774"}


source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qhilk5/michigan_state_farm_told_us_that_our_toddler/
collected_at: 2026-02-12T00:05:47.658563+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
topic_name:
(Michigan) State Farm told us that our toddler doesn't have to be listed on our insurance. Everything else I'm reading says otherwise.

metadata:
{"subreddit": "Insurance", "post_id": "1qhilk5", "score": 7, "num_comments": 37, "created_utc": 1768860939.0, "selftext": "Michigan\n\nSo, I heard about the laws that says you have to list everyone you live with. In that case, it's my toddler, parents, and brother. I called up State Farm after reading about the new laws, and they were like, no, that's only if they're driving your car. (No one else besides my husband and me drive our cars, not even once). But everything I'm seeing online feels like it's saying otherwise - that even my toddler would have to be listed. \n\nWhat should I do? I am struggling to understand th", "sort": "top", "upvote_ratio": 0.7, "author": "KittensPumpkinPatch"}

selftext:
Michigan

So, I heard about the laws that says you have to list everyone you live with. In that case, it's my toddler, parents, and brother. I called up State Farm after reading about the new laws, and they were like, no, that's only if they're driving your car. (No one else besides my husband and me drive our cars, not even once). But everything I'm seeing online feels like it's saying otherwise - that even my toddler would have to be listed. 

What should I do? I am struggling to understand th


source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1i9um4e/microsoft_rewards_optout_page_loads_a_button_a/
collected_at: 2026-02-12T00:05:53.366531+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
topic_name:
Microsoft rewards opt-out page loads a button a few second later that redirects to MS 365 page instead of opting out

metadata:
{"subreddit": "darkpatterns", "post_id": "1i9um4e", "score": 33, "num_comments": 1, "created_utc": 1737832745.0, "selftext": "", "sort": "hot", "upvote_ratio": 1.0, "author": "Furdiburd10"}


topic_name: Paper towel alternative for cleaning off oil off pans
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qudlx5/paper_towel_alternative_for_cleaning_off_oil_off/
collected_at: 2026-02-12T00:06:01.657142+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qudlx5", "score": 54, "num_comments": 115, "created_utc": 1770080328.0, "selftext": "Hello! I\u2019m trying to stop using paper towels, but I can\u2019t figure out what to use to wipe the dredges of oil left on the pan after I dumped the rest in a glass jar. Any suggestions? Thank you in advance :) \n\nBonus if you guys have alternatives to getting rid of oil as well besides putting it into a jar and throwing it away in the trash once the jar gets full! \n\nI appreciate all the suggestions! ", "sort": "hot", "upvote_ratio": 0.85, "author": "WigglingSparkle"}

selftext:
Hello! I’m trying to stop using paper towels, but I can’t figure out what to use to wipe the dredges of oil left on the pan after I dumped the rest in a glass jar. Any suggestions? Thank you in advance :) 

Bonus if you guys have alternatives to getting rid of oil as well besides putting it into a jar and throwing it away in the trash once the jar gets full! 

I appreciate all the suggestions! 


topic_name: A frugal habit finally clicked for me in a really unexciting moment
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qrcgcc/a_frugal_habit_finally_clicked_for_me_in_a_really/
collected_at: 2026-02-12T00:06:05.044698+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qrcgcc", "score": 138, "num_comments": 16, "created_utc": 1769795230.0, "selftext": "This wasn\u2019t some big win or clever hack. It happened in the most boring way possible. I was at the grocery store grabbing my usual stuff and caught myself automatically reaching for the cheaper version of something without even thinking about it. No debate, no internal argument, just habit.   \nWhat made me stop was realizing that a couple years ago I would\u2019ve stood there way longer, checking prices on my phone, doing mental math, stressing over whether saving a dollar was worth it. This time I d", "sort": "top", "upvote_ratio": 0.94, "author": "Vast-Complex-4803"}

selftext:
This wasn’t some big win or clever hack. It happened in the most boring way possible. I was at the grocery store grabbing my usual stuff and caught myself automatically reaching for the cheaper version of something without even thinking about it. No debate, no internal argument, just habit.   
What made me stop was realizing that a couple years ago I would’ve stood there way longer, checking prices on my phone, doing mental math, stressing over whether saving a dollar was worth it. This time I d


topic_name: Update from the guy who cashed out 745k UR points. Now what do I do with 703k Amex MR?
source: reddit
region: global
collected_at: 2026-02-12T00:06:10.588101+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/CreditCards/comments/1r0t9fg/update_from_the_guy_who_cashed_out_745k_ur_points/

metadata:
{"subreddit": "CreditCards", "post_id": "1r0t9fg", "score": 53, "num_comments": 41, "created_utc": 1770704508.0, "selftext": "Two days after I made the post, the $7,455.75 reached my external checking account, and I used the money to max out my 2025 Roth IRA. My partner\u2019s Roth was already maxed out. We both have Robinhood Gold, so we received the 3% match on both accounts ($210+$210= $420).\n\nSince that post, we also cashed out 118,370 Citi points combined across both of our accounts. We each have a Citi Custom Cash and Citi Rewards+ (now Citi Strata), so we\u2019re getting 1 cpp, plus 10% points back until July 20, 2026, wh", "sort": "hot", "upvote_ratio": 0.82, "author": "Bush_Killed-Harambe"}

selftext:
Two days after I made the post, the $7,455.75 reached my external checking account, and I used the money to max out my 2025 Roth IRA. My partner’s Roth was already maxed out. We both have Robinhood Gold, so we received the 3% match on both accounts ($210+$210= $420).

Since that post, we also cashed out 118,370 Citi points combined across both of our accounts. We each have a Citi Custom Cash and Citi Rewards+ (now Citi Strata), so we’re getting 1 cpp, plus 10% points back until July 20, 2026, wh


topic_name: I honestly don't get it. Please help me understand.
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qmza0v/i_honestly_dont_get_it_please_help_me_understand/
collected_at: 2026-02-12T00:06:13.782290+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qmza0v", "score": 53, "num_comments": 54, "created_utc": 1769383877.0, "selftext": "I'm about a year into the whole credit card game, so I haven't fully jumped into any particular ecosystem.  I can't, however, wrap my head around why Chase is regarded as one of the best (if not the top) points systems out there.  As I understand it, they have no dedicated gas/EV redemption, two of their major cards have the same online grocery (I shop in person) and drug store points, and their rotating categories make me scratch my head.  I think their 4Q2025 categories included Old Navy (or G", "sort": "top", "upvote_ratio": 0.81, "author": "Master-Inspector8547"}

selftext:
I'm about a year into the whole credit card game, so I haven't fully jumped into any particular ecosystem.  I can't, however, wrap my head around why Chase is regarded as one of the best (if not the top) points systems out there.  As I understand it, they have no dedicated gas/EV redemption, two of their major cards have the same online grocery (I shop in person) and drug store points, and their rotating categories make me scratch my head.  I think their 4Q2025 categories included Old Navy (or G


source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r274ft/need_to_take_a_drug_test_for_probation_but_ive/
collected_at: 2026-02-12T00:06:18.921091+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
Need to take a drug test for probation, but I've got a shy bladder but nobody will give me the option to take a saliva/blood test, wtf do I do????

metadata:
{"subreddit": "LegalAdvice", "post_id": "1r274ft", "score": 1, "num_comments": 1, "created_utc": 1770838375.0, "selftext": "I don't know what to do, every time I try to talk to the guy taking the test he just ignores me or tells me to shut up and I don't have a PO assigned yet since I just started probation. I'm trying to get a doctors appointment set up ASAP so that I can get a note, but according to most of the websites I've looked at I'm supposed to have the option of a breath/saliva/blood test. My lawyer says he can't advise me on this, so I've got no clue what to do.\n\nLocation: Albuquerque, New Mexico", "sort": "hot", "upvote_ratio": 0.6, "author": "greenslopp"}

selftext:
I don't know what to do, every time I try to talk to the guy taking the test he just ignores me or tells me to shut up and I don't have a PO assigned yet since I just started probation. I'm trying to get a doctors appointment set up ASAP so that I can get a note, but according to most of the websites I've looked at I'm supposed to have the option of a breath/saliva/blood test. My lawyer says he can't advise me on this, so I've got no clue what to do.

Location: Albuquerque, New Mexico


source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qzdd4z/city_ignored_its_own_code_to_abate_my_wildlife/
collected_at: 2026-02-12T00:06:22.356754+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
City ignored its own code to "abate" my Wildlife Refuge. Prosecutor dropped the case, but the City still wants me to pay for the "service" that destroyed 15+ year-old specimen plants.

metadata:
{"subreddit": "LegalAdvice", "post_id": "1qzdd4z", "score": 422, "num_comments": 28, "created_utc": 1770568111.0, "selftext": "Location: Missouri \n\nI need advice on a municipal \"abatement\" nightmare.\n\nThe Background:\n\nExemption: My property is a state-law qualified wildlife refuge. NWF, who is affiliated back to the Missouri department of conservation and has been delegated permissions for oversight into private wildlife refuages, such as my multi-acre plot, and whom we are listed.\n\nCrucially, there is a specific heading in our City Code that expressly exempts wildlife refuges from the \"long grass\" provisions; It is one", "sort": "top", "upvote_ratio": 0.96, "author": "timbrigham"}

selftext:
Location: Missouri 

I need advice on a municipal "abatement" nightmare.

The Background:

Exemption: My property is a state-law qualified wildlife refuge. NWF, who is affiliated back to the Missouri department of conservation and has been delegated permissions for oversight into private wildlife refuages, such as my multi-acre plot, and whom we are listed.

Crucially, there is a specific heading in our City Code that expressly exempts wildlife refuges from the "long grass" provisions; It is one


topic_name: LPT - Before you go to any gathering, bring one small role so you feel useful and less awkward.
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qmrsd1/lpt_before_you_go_to_any_gathering_bring_one/
collected_at: 2026-02-12T00:06:28.286267+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qmrsd1", "score": 397, "num_comments": 67, "created_utc": 1769367284.0, "selftext": "I pick one simple job before I walk in. \n\nPlates. Napkins. A small dessert. Music speaker. Anything easy.\n\nHaving a role gives me a reason to talk, helps the host, and makes the first 10 minutes way less awkward.", "sort": "hot", "upvote_ratio": 0.85, "author": "hjf25"}

selftext:
I pick one simple job before I walk in. 

Plates. Napkins. A small dessert. Music speaker. Anything easy.

Having a role gives me a reason to talk, helps the host, and makes the first 10 minutes way less awkward.


topic_name: Upgrade from basic sweaters – is an Aran worth the spend?
source: reddit
region: global
collected_at: 2026-02-12T00:06:36.789887+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/BuyItForLife/comments/1qz5a2h/upgrade_from_basic_sweaters_is_an_aran_worth_the/

metadata:
{"subreddit": "BuyItForLife", "post_id": "1qz5a2h", "score": 50, "num_comments": 35, "created_utc": 1770545339.0, "selftext": "\u00a0My wardrobe is heavy on basics and I'm looking to add one standout winter piece that works with chinos, dark jeans, or even under a blazer for smarter casual. An Aran sweater in charcoal or navy keeps coming up as timeless and warm without screaming heritage. I've seen some around $140-170 that look well made. Question is whether the quality justifies it over a good merino from elsewhere. Anyone swapped their usual layers for one and found it versatile enough for daily wear? How does it hold up", "sort": "hot", "upvote_ratio": 0.89, "author": "StunningSmell158"}

selftext:
 My wardrobe is heavy on basics and I'm looking to add one standout winter piece that works with chinos, dark jeans, or even under a blazer for smarter casual. An Aran sweater in charcoal or navy keeps coming up as timeless and warm without screaming heritage. I've seen some around $140-170 that look well made. Question is whether the quality justifies it over a good merino from elsewhere. Anyone swapped their usual layers for one and found it versatile enough for daily wear? How does it hold up


topic_name: Paid-off home in Texas would cost the same as renting in South Dakota. Am I missing something?
source: reddit
region: global
collected_at: 2026-02-12T00:06:47.000243+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1qdiox0/paidoff_home_in_texas_would_cost_the_same_as/

metadata:
{"subreddit": "financialindependence", "post_id": "1qdiox0", "score": 0, "num_comments": 63, "created_utc": 1768481541.0, "selftext": "My wife and I are in our mid-20s, considering starting a family, and pursuing financial independence. We\u2019re debating whether to stay in South Dakota where we rent cheaply, or move to the Houston area (Sugar Land/Missouri City) to be closer to family.\n\nCurrent situation in South Dakota:\n\n\t\u2219\tRent + utilities: ~$1,250/month\n\t\u2219\tI work remotely\n\t\u2219\tLow cost of living has let us invest aggressively\n\nWhat we\u2019re looking at in Texas:\n\nHomes around $350k. \n\nEven if we paid cash, the monthly carrying costs ", "sort": "hot", "upvote_ratio": 0.4, "author": "Jaded_Dig_8726"}

selftext:
My wife and I are in our mid-20s, considering starting a family, and pursuing financial independence. We’re debating whether to stay in South Dakota where we rent cheaply, or move to the Houston area (Sugar Land/Missouri City) to be closer to family.

Current situation in South Dakota:

	∙	Rent + utilities: ~$1,250/month
	∙	I work remotely
	∙	Low cost of living has let us invest aggressively

What we’re looking at in Texas:

Homes around $350k. 

Even if we paid cash, the monthly carrying costs 


topic_name: He Helped Him Fix His Helmet!🥰
source: youtube
region: US
url: https://youtube.com/watch?v=9EquDzCjU7g
collected_at: 2026-02-12T00:04:30.766162
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "9EquDzCjU7g", "channel": "SlamBomb", "category": "Sports", "category_id": 17, "views": "2851819", "view_count": 2851819, "likes": "123783", "published_at": "2026-02-08T11:30:13Z"}


source: google_news
region: CA
collected_at: 2026-02-12T00:04:36.497391
autocomplete: []
category: Technology
reddit_subreddits: []
signal_type: news_context
topic_name:
Microsoft confirms Windows 11 no longer triggers unexpected wake-ups or battery drain due to Modern Standby - Windows Latest

url:

metadata:
{"published": "Tue, 10 Feb 2026 02:22:00 GMT", "source_publication": "Windows Latest", "category": "Technology"}


topic_name: Should I Roll Over 401k?
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r1zi66/should_i_roll_over_401k/
collected_at: 2026-02-12T00:04:41.815140+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1r1zi66", "score": 0, "num_comments": 5, "created_utc": 1770821725.0, "selftext": "As the title suggests. Recently, I (28M) moved companies and I'm trying to figure out what to do with my old 401k.\n\n  \nMy previous 401k was with Fidelity and has about $150k in it. I started a fresh 401k at my new company through Merrill Lynch. Is there a benefit to having them separate vs combining them?", "sort": "hot", "upvote_ratio": 0.5, "author": "Coldest-Palmer"}

selftext:
As the title suggests. Recently, I (28M) moved companies and I'm trying to figure out what to do with my old 401k.

  
My previous 401k was with Fidelity and has about $150k in it. I started a fresh 401k at my new company through Merrill Lynch. Is there a benefit to having them separate vs combining them?


topic_name: Job moving us from W2 to 1099, but I'm still not really sure what that means for us
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418407+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qc6hxj/job_moving_us_from_w2_to_1099_but_im_still_not/

metadata:
{"subreddit": "personalfinance", "post_id": "1qc6hxj", "score": 151, "num_comments": 84, "created_utc": 1768345530.0, "selftext": "Hello!  I work as a part timer at an after school program and just this week got a text talking about how we're transitioning from a \"W-2 payroll structure to a 1099 independent contractor model\".\n\nNot too long before this we got texts saying we're going from $x/hour to $y per session we teach the kids.\n\nIg my questions are if they can just do this without us signing anything?  Am I being misclassified?  And if I'm not, is there a good tool out there to figuring out how much taxes to set aside e", "sort": "top", "upvote_ratio": 0.88, "author": "Ahlbocmon"}

selftext:
Hello!  I work as a part timer at an after school program and just this week got a text talking about how we're transitioning from a "W-2 payroll structure to a 1099 independent contractor model".

Not too long before this we got texts saying we're going from $x/hour to $y per session we teach the kids.

Ig my questions are if they can just do this without us signing anything?  Am I being misclassified?  And if I'm not, is there a good tool out there to figuring out how much taxes to set aside e


topic_name: Dealership red flags-should I avoid it altogether?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qyusqs/dealership_red_flagsshould_i_avoid_it_altogether/
collected_at: 2026-02-12T00:04:50.635956+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qyusqs", "score": 0, "num_comments": 8, "created_utc": 1770511987.0, "selftext": "I got my license recently and decided to test drive a used 2013 Honda Fit today at a dealer I\u2019d never been to before (to finance). I guess I\u2019m just looking for reassurance on if these really are red flags and if I should stay away. I do really want to give this car a fair try though (and hopefully ignore the way the seller is)\n\nThe dealer came with me for the test drive that was probably 10 or 15 minutes (i wish it was longer so i could get a good feel of the pedals) He wouldn\u2019t allow me to go t", "sort": "hot", "upvote_ratio": 0.5, "author": "tiredguy81"}

selftext:
I got my license recently and decided to test drive a used 2013 Honda Fit today at a dealer I’d never been to before (to finance). I guess I’m just looking for reassurance on if these really are red flags and if I should stay away. I do really want to give this car a fair try though (and hopefully ignore the way the seller is)

The dealer came with me for the test drive that was probably 10 or 15 minutes (i wish it was longer so i could get a good feel of the pedals) He wouldn’t allow me to go t


topic_name: Is there a real “prices paid” database by region?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qlwqm5/is_there_a_real_prices_paid_database_by_region/
collected_at: 2026-02-12T00:04:53.860550+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qlwqm5", "score": 6, "num_comments": 17, "created_utc": 1769283838.0, "selftext": "BLUF: I\u2019m wondering whether a reliable, region-specific, crowd-sourced database of actual car prices paid exists and if not, why something like that hasn\u2019t worked. \n\n\\*Disclaimer: I used AI to write the rest of this\\*\n\nIs there any legitimate site or forum where buyers report what they actually paid for a car \u2014 including trim, incentives, dealer add-ons, and region \u2014 not just estimates or listing prices?\n\nI\u2019m familiar with TrueCar, Edmunds TMV, KBB, etc., but those still feel pretty abstract com", "sort": "top", "upvote_ratio": 0.66, "author": "Tac-RN"}

selftext:
BLUF: I’m wondering whether a reliable, region-specific, crowd-sourced database of actual car prices paid exists and if not, why something like that hasn’t worked. 

\*Disclaimer: I used AI to write the rest of this\*

Is there any legitimate site or forum where buyers report what they actually paid for a car — including trim, incentives, dealer add-ons, and region — not just estimates or listing prices?

I’m familiar with TrueCar, Edmunds TMV, KBB, etc., but those still feel pretty abstract com


topic_name: Things to consider if you are thinking about going to college (in the USA)
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qzrqip/things_to_consider_if_you_are_thinking_about/
collected_at: 2026-02-12T00:04:59.457725+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qzrqip", "score": 113, "num_comments": 54, "created_utc": 1770603158.0, "selftext": "1. A college degree does not guarantee a well paying job. However, it increases your chances of getting a better paying job that just having a high school diploma.  \n\n2. Not all degrees are created equal. Communications are a dime a dozen. Teaching is very sought after.\n\n3. Know your strengths and weaknesses. . If you barely passed Math in high school, don't go into Engineering. If you are disgusted by bodily fluids, don't go into nursing. \n\n4. Make a 4-year plan when it comes to money and time.", "sort": "hot", "upvote_ratio": 0.82, "author": "Let_me_tell_you_"}

selftext:
1. A college degree does not guarantee a well paying job. However, it increases your chances of getting a better paying job that just having a high school diploma.  

2. Not all degrees are created equal. Communications are a dime a dozen. Teaching is very sought after.

3. Know your strengths and weaknesses. . If you barely passed Math in high school, don't go into Engineering. If you are disgusted by bodily fluids, don't go into nursing. 

4. Make a 4-year plan when it comes to money and time.


topic_name: Comfort is bloody expensive. Why do we pretend otherwise?
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qe6fxg/comfort_is_bloody_expensive_why_do_we_pretend/
collected_at: 2026-02-12T00:05:03.489433+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qe6fxg", "score": 395, "num_comments": 129, "created_utc": 1768538298.0, "selftext": "We talk a lot about rising costs and low pay (which are real), but we rarely talk about how expensive comfort actually is. Convenience, subscriptions, eating out, upgrades, \u201ctreat yourself\u201d moments they add up fast.\n\nComfort isn\u2019t bad, but pretending it\u2019s free feels dishonest. At some point it becomes a choice, not just a circumstance.\n\nNot judging, genuinely curious how others think about where comfort ends and necessity begins.", "sort": "top", "upvote_ratio": 0.9, "author": "Murky-Throat1000"}

selftext:
We talk a lot about rising costs and low pay (which are real), but we rarely talk about how expensive comfort actually is. Convenience, subscriptions, eating out, upgrades, “treat yourself” moments they add up fast.

Comfort isn’t bad, but pretending it’s free feels dishonest. At some point it becomes a choice, not just a circumstance.

Not judging, genuinely curious how others think about where comfort ends and necessity begins.


topic_name: [US] Cash App refund request
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r0tbuc/us_cash_app_refund_request/
collected_at: 2026-02-12T00:05:08.886926+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r0tbuc", "score": 0, "num_comments": 17, "created_utc": 1770704733.0, "selftext": "Location: Oregon\n\nI need help, over the past month I got random money sent to me totaling $2500\n\nI comment a lot on TikTok about people blessing you with money and I thought it was one of those because one of the notes literally said \u201cRent\u201d \n\nI really needed the money so I used it (stupid I know) but about an hour ago the sender requested a refund but I no longer have the funds. What should I do and why are my options besides just waiting it out? ", "sort": "hot", "upvote_ratio": 0.21, "author": "[deleted]"}

selftext:
Location: Oregon

I need help, over the past month I got random money sent to me totaling $2500

I comment a lot on TikTok about people blessing you with money and I thought it was one of those because one of the notes literally said “Rent” 

I really needed the money so I used it (stupid I know) but about an hour ago the sender requested a refund but I no longer have the funds. What should I do and why are my options besides just waiting it out? 


source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qo22an/youve_been_approved_for_a_loan_of_5000070000_how/
collected_at: 2026-02-12T00:05:12.359082+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
topic_name:
“You’ve been approved for a loan of [$50,000-$70,000]” - how do i get these degenerate scumbags to leave me alone.

metadata:
{"subreddit": "Scams", "post_id": "1qo22an", "score": 46, "num_comments": 75, "created_utc": 1769483350.0, "selftext": "I sent them to voicemail over and over and over. When that didn\u2019t work, I pressed 9 to be added to the do not call list more times than i can count. Ive picked up the phone &amp; talked to an agent. Ive pretended to be a vulnerable elderly person to maybe trigger what tiny shred of their conscience is left. Ive told them to \\[redacted\\] themselves. I\u2019ve told them that I am literally making an actionable threat and encouraged them to call the FBI. And they still. Keep. Calling. How do i make it s", "sort": "top", "upvote_ratio": 0.79, "author": "WintersNstuff"}

selftext:
I sent them to voicemail over and over and over. When that didn’t work, I pressed 9 to be added to the do not call list more times than i can count. Ive picked up the phone &amp; talked to an agent. Ive pretended to be a vulnerable elderly person to maybe trigger what tiny shred of their conscience is left. Ive told them to \[redacted\] themselves. I’ve told them that I am literally making an actionable threat and encouraged them to call the FBI. And they still. Keep. Calling. How do i make it s


topic_name: Oven air fryer function refuses to work without Wifi connection. GE Profile PTS700SN. DO NOT BUY.
source: reddit
region: global
collected_at: 2026-02-12T00:05:17.889983+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/assholedesign/comments/1o94m7y/oven_air_fryer_function_refuses_to_work_without/

metadata:
{"subreddit": "assholedesign", "post_id": "1o94m7y", "score": 17497, "num_comments": 463, "created_utc": 1760715340.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.99, "author": "Firree"}


topic_name: Granma almost got sucked into a YoungLiving scam
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qrz6av/granma_almost_got_sucked_into_a_youngliving_scam/
collected_at: 2026-02-12T00:05:26.020708+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qrz6av", "score": 56, "num_comments": 16, "created_utc": 1769856175.0, "selftext": "I happened to be visiting my grandma yesterday at her store. A customer came in, a lady about her age and the conversation got onto the aches and pains that come with being 80.   \nThis asks my grandma about essential oils and my ears perked right up. I was standing near the other end of the counter (It's a very long, straight counter with the register and other things in the center. They were standing at the checkout spot on the left and I was on the empty space near the right end where grandma ", "sort": "hot", "upvote_ratio": 0.94, "author": "NacreFangs"}

selftext:
I happened to be visiting my grandma yesterday at her store. A customer came in, a lady about her age and the conversation got onto the aches and pains that come with being 80.   
This asks my grandma about essential oils and my ears perked right up. I was standing near the other end of the counter (It's a very long, straight counter with the register and other things in the center. They were standing at the checkout spot on the left and I was on the empty space near the right end where grandma 


topic_name: Arizona Road Debris - HOV Lane Collision
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r1hr8i/arizona_road_debris_hov_lane_collision/
collected_at: 2026-02-12T00:05:44.256878+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r1hr8i", "score": 0, "num_comments": 22, "created_utc": 1770768214.0, "selftext": "Hello everybody!\n\nI was driving in the HOV lane this afternoon and got an alert on Google Maps that there was an object in the road. This is not unusual for Arizona - I\u2019ve seen metal ladders, plastic buckets, huge construction cones, plywood, etc. in the middle of the road out here. I was keeping my eyes peeled and looking to my right in the other lanes and in front of me to see if I could find this debris. Unfortunately, there was an SUV in front of me (I was more than a car\u2019s length behind it)", "sort": "hot", "upvote_ratio": 0.44, "author": "[deleted]"}

selftext:
Hello everybody!

I was driving in the HOV lane this afternoon and got an alert on Google Maps that there was an object in the road. This is not unusual for Arizona - I’ve seen metal ladders, plastic buckets, huge construction cones, plywood, etc. in the middle of the road out here. I was keeping my eyes peeled and looking to my right in the other lanes and in front of me to see if I could find this debris. Unfortunately, there was an SUV in front of me (I was more than a car’s length behind it)


topic_name: Umbrella premium doubling this year
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qc2eqa/umbrella_premium_doubling_this_year/
collected_at: 2026-02-12T00:05:47.658566+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qc2eqa", "score": 6, "num_comments": 33, "created_utc": 1768336216.0, "selftext": "I just got my renewal for my auto, home, and umbrella policies and most are down or up a bit but the $1M umbrella went from about $400/yr to $800/yr. I called the insurance company and they said that they increased the rates for all umbrella policies because claims on those policies are way up. I have no claims on any of my policies so I'm thinking about canceling the umbrella and keeping my other limits high to cover me in most cases. Thoughts? ", "sort": "top", "upvote_ratio": 0.69, "author": "Electrical-Degree300"}

selftext:
I just got my renewal for my auto, home, and umbrella policies and most are down or up a bit but the $1M umbrella went from about $400/yr to $800/yr. I called the insurance company and they said that they increased the rates for all umbrella policies because claims on those policies are way up. I have no claims on any of my policies so I'm thinking about canceling the umbrella and keeping my other limits high to cover me in most cases. Thoughts? 


topic_name: IKEA App shows 'Accept All', but hides 'Confirm my Choices' off screen
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1i81ept/ikea_app_shows_accept_all_but_hides_confirm_my/
collected_at: 2026-02-12T00:05:53.366534+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1i81ept", "score": 43, "num_comments": 0, "created_utc": 1737632199.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.95, "author": "ThisIsAitch"}


topic_name: Are Jlab Earbuds worth it? I'm in the market for Bluetooth earbuds
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1quohda/are_jlab_earbuds_worth_it_im_in_the_market_for/
collected_at: 2026-02-12T00:06:01.657145+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1quohda", "score": 5, "num_comments": 47, "created_utc": 1770114572.0, "selftext": "I'm looking to buy some Bluetooth earbuds. I'm seeing Jlab Earbuds listed as someone of the best budget earbuds but I wanted to double check here. I don't want to end up spending more money having to constantly replace my earbuds. It it helps I'm going to use them about an hour a day when I am working out. It not is there something you can recommend me? Thank you and I appreciate it.", "sort": "hot", "upvote_ratio": 0.58, "author": "GilbertDauterive-35"}

selftext:
I'm looking to buy some Bluetooth earbuds. I'm seeing Jlab Earbuds listed as someone of the best budget earbuds but I wanted to double check here. I don't want to end up spending more money having to constantly replace my earbuds. It it helps I'm going to use them about an hour a day when I am working out. It not is there something you can recommend me? Thank you and I appreciate it.


topic_name: What else can I do with ground meat from food bank?
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1ql6n3w/what_else_can_i_do_with_ground_meat_from_food_bank/
collected_at: 2026-02-12T00:06:05.044701+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1ql6n3w", "score": 140, "num_comments": 196, "created_utc": 1769211132.0, "selftext": "There's a food bank nearby and I often get ground meat in a tube or packaged.\n\nThe only thing I know how to do is put it in a pan and stir it until the color changes. Then use it with pasta and sauce or a salad (greens, dressing, some veggies).\n\nThere has to be something else I can do with it, right? I see aisles of sauces but I don't know where to start.\n\nAny ideas, please? I like garlic, lentils, rice, other things but NOT spicy.\n\nI've made pasta, tacos, and salad but all pretty bland unless s", "sort": "top", "upvote_ratio": 0.85, "author": "Electrical_Trip1476"}

selftext:
There's a food bank nearby and I often get ground meat in a tube or packaged.

The only thing I know how to do is put it in a pan and stir it until the color changes. Then use it with pasta and sauce or a salad (greens, dressing, some veggies).

There has to be something else I can do with it, right? I see aisles of sauces but I don't know where to start.

Any ideas, please? I like garlic, lentils, rice, other things but NOT spicy.

I've made pasta, tacos, and salad but all pretty bland unless s


topic_name: Should I utilize signup bonuses to help pay for my trip with multiple cards?
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1m827/should_i_utilize_signup_bonuses_to_help_pay_for/
collected_at: 2026-02-12T00:06:10.588105+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1m827", "score": 0, "num_comments": 3, "created_utc": 1770780095.0, "selftext": "So, I have a trip coming up in June to Disney world in Orlando and want to use credit cards to save as much money as possible. I currently have the chase trifecta and have 130k UR points at my disposal but don\u2019t want to use any for this trip. That is because the resort I have to stay at is a Marriott and chase points aren\u2019t worth anything with Marriott. The stay is 5 nights and I saw that the no annual fee Marriott bold card had a sign up bonus of 2 free nights after spending $1000 in the first ", "sort": "hot", "upvote_ratio": 0.5, "author": "Narrow_Pepper_7988"}

selftext:
So, I have a trip coming up in June to Disney world in Orlando and want to use credit cards to save as much money as possible. I currently have the chase trifecta and have 130k UR points at my disposal but don’t want to use any for this trip. That is because the resort I have to stay at is a Marriott and chase points aren’t worth anything with Marriott. The stay is 5 nights and I saw that the no annual fee Marriott bold card had a sign up bonus of 2 free nights after spending $1000 in the first 


topic_name: Do I actually need a premium travel card? A decision flowchart
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qxxgn4/do_i_actually_need_a_premium_travel_card_a/
collected_at: 2026-02-12T00:06:13.782293+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qxxgn4", "score": 48, "num_comments": 41, "created_utc": 1770420326.0, "selftext": "Hi All,\n\nIf you are like me, you see discussions like this on here all the time. \"I want to get a travel card, but I don't know where to start.\" Well, I summed up my thoughts on the subject in a convenient flowchart:\n\n[https://archive.org/details/travel-card-flowchart](https://archive.org/details/travel-card-flowchart)\n\nThis is intended to be useful, but not completely comprehensive. Don't take it too seriously, but I am curious to hear what people think.\n\nCheers!\n\nNote: This chart is only about", "sort": "top", "upvote_ratio": 0.84, "author": "redceramicfrypan"}

selftext:
Hi All,

If you are like me, you see discussions like this on here all the time. "I want to get a travel card, but I don't know where to start." Well, I summed up my thoughts on the subject in a convenient flowchart:

[https://archive.org/details/travel-card-flowchart](https://archive.org/details/travel-card-flowchart)

This is intended to be useful, but not completely comprehensive. Don't take it too seriously, but I am curious to hear what people think.

Cheers!

Note: This chart is only about


topic_name: Bought vehicle in Los Angeles, CA, won't pass smog test
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r26tp4/bought_vehicle_in_los_angeles_ca_wont_pass_smog/
collected_at: 2026-02-12T00:06:18.921095+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r26tp4", "score": 1, "num_comments": 1, "created_utc": 1770837721.0, "selftext": "Hey guys last weekend I bought a vehicle in Location: Los Angeles, CA from a private seller (hereby known as HIM/HE/HIMSELF) who HIMSELF had recently purchased the vehicle from a dealer/wholesale, and I paid $3000 for it. When I received the State of California Certificate of Title it came attached with 2 pages of form REG 262 (REV. 10/2011). In the first page, it was a transaction from the dealer/wholesaler giving ownership of the vehicle to HIM. Then on the second page ownership was supposed t", "sort": "hot", "upvote_ratio": 1.0, "author": "fuego0scuro"}

selftext:
Hey guys last weekend I bought a vehicle in Location: Los Angeles, CA from a private seller (hereby known as HIM/HE/HIMSELF) who HIMSELF had recently purchased the vehicle from a dealer/wholesale, and I paid $3000 for it. When I received the State of California Certificate of Title it came attached with 2 pages of form REG 262 (REV. 10/2011). In the first page, it was a transaction from the dealer/wholesaler giving ownership of the vehicle to HIM. Then on the second page ownership was supposed t


topic_name: My mom is threatening to call CPS on me if I try to leave with my kids.
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qxdvg3/my_mom_is_threatening_to_call_cps_on_me_if_i_try/
collected_at: 2026-02-12T00:06:22.356757+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1qxdvg3", "score": 418, "num_comments": 153, "created_utc": 1770372951.0, "selftext": "I 25F live with my husband 27M (who we\u2019ll call Liam), brother 21M (who we\u2019ll call Kai), dad 48M and mom 43F. Liam and I have 3 kids, ages 5 and under.\n\nRecently, we moved. Before that, we were living in a very toxic environment. As a result of this, mine and Liam\u2019s mental health was very bad. I still haven\u2019t got mine completely back on track, but I\u2019m doing better. Liam was able to get his back on track on his own \u2014 however, I had to go to therapy and am still working through things.\n\nAfter movin", "sort": "top", "upvote_ratio": 0.87, "author": "xAnimeMariex"}

selftext:
I 25F live with my husband 27M (who we’ll call Liam), brother 21M (who we’ll call Kai), dad 48M and mom 43F. Liam and I have 3 kids, ages 5 and under.

Recently, we moved. Before that, we were living in a very toxic environment. As a result of this, mine and Liam’s mental health was very bad. I still haven’t got mine completely back on track, but I’m doing better. Liam was able to get his back on track on his own — however, I had to go to therapy and am still working through things.

After movin


topic_name: LPT: Make sure to keep your heating vents clear in a snowstorm
source: reddit
region: global
collected_at: 2026-02-12T00:06:28.286271+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/LifeProTips/comments/1qmseyr/lpt_make_sure_to_keep_your_heating_vents_clear_in/

metadata:
{"subreddit": "LifeProTips", "post_id": "1qmseyr", "score": 222, "num_comments": 8, "created_utc": 1769368612.0, "selftext": "With a good portion of the United States experiencing significant snowfall, those with combustion appliances (furnace, boilers, etc.) should make sure that your vents are clear of snow and ice. Many times these vents can be close to the ground, and with a foot or more expected (and potentially drifting snow), exhaust vents can become blocked, preventing carbon monoxide from escaping the house. Some systems (like high efficiency furnaces) can have intake pipe that is typically lower and could als", "sort": "hot", "upvote_ratio": 0.98, "author": "NotSoSasquatchy"}

selftext:
With a good portion of the United States experiencing significant snowfall, those with combustion appliances (furnace, boilers, etc.) should make sure that your vents are clear of snow and ice. Many times these vents can be close to the ground, and with a foot or more expected (and potentially drifting snow), exhaust vents can become blocked, preventing carbon monoxide from escaping the house. Some systems (like high efficiency furnaces) can have intake pipe that is typically lower and could als


topic_name: durable and comfortable winter poncho
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qzkep6/durable_and_comfortable_winter_poncho/
collected_at: 2026-02-12T00:06:36.789890+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qzkep6", "score": 3, "num_comments": 3, "created_utc": 1770583798.0, "selftext": "ok so this is a bit of an odd request for a poncho; i don't need it for anything as intense as hiking or camping, i want a poncho that is comparable to a BIFL winter coat.\n\nthe reason i'm after a poncho specifically is that i have pretty severe sensory processing disorder, anything with long sleeves feels too constricting to me, and most standard rain ponchos are an awful texture against my skin. does anyone know of any nice ponchos that have a soft inner lining, but will stand up to winter rain", "sort": "hot", "upvote_ratio": 0.72, "author": "bananonbinary"}

selftext:
ok so this is a bit of an odd request for a poncho; i don't need it for anything as intense as hiking or camping, i want a poncho that is comparable to a BIFL winter coat.

the reason i'm after a poncho specifically is that i have pretty severe sensory processing disorder, anything with long sleeves feels too constricting to me, and most standard rain ponchos are an awful texture against my skin. does anyone know of any nice ponchos that have a soft inner lining, but will stand up to winter rain


topic_name: What’s the last thing you replaced that made you realize older versions were built better?
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qv3ucm/whats_the_last_thing_you_replaced_that_made_you/
collected_at: 2026-02-12T00:06:40.492549+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qv3ucm", "score": 216, "num_comments": 264, "created_utc": 1770151861.0, "selftext": "I replaced a vacuum expecting an upgrade and instead got something lighter, noisier, and worse. It worked, but it felt cheaper.\n\nWhat replacement disappointed you?", "sort": "top", "upvote_ratio": 0.91, "author": "James_B84Saves"}

selftext:
I replaced a vacuum expecting an upgrade and instead got something lighter, noisier, and worse. It worked, but it felt cheaper.

What replacement disappointed you?


topic_name: Congressman reveals what he saw in the unredacted Epstein files
source: youtube
region: US
url: https://youtube.com/watch?v=LgHXF0_HOm4
collected_at: 2026-02-12T00:04:30.406706
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "LgHXF0_HOm4", "channel": "CNN", "category": "News & Politics", "category_id": 25, "views": "2802433", "view_count": 2802433, "likes": "40366", "published_at": "2026-02-10T12:05:30Z"}


topic_name: My debt fell off… how did this happen?
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r1zcbf/my_debt_fell_off_how_did_this_happen/
collected_at: 2026-02-12T00:04:41.815144+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1r1zcbf", "score": 0, "num_comments": 6, "created_utc": 1770821339.0, "selftext": "So back in my university days I maxed out 3 credit cards and had a bunch of unpaid bills so my credit score had been in the 400s for a long time\u2026 fast forward to a few months ago I got a pre approval notification from my bank for a credit card \ud83d\ude33. So i decided to check my credit score and report and to my surprise my score is almost 700 and none of my old credit cards or unpaid bills appear on my report \ud83d\ude33. How possible is this?????", "sort": "hot", "upvote_ratio": 0.5, "author": "Wizzykan"}

selftext:
So back in my university days I maxed out 3 credit cards and had a bunch of unpaid bills so my credit score had been in the 400s for a long time… fast forward to a few months ago I got a pre approval notification from my bank for a credit card 😳. So i decided to check my credit score and report and to my surprise my score is almost 700 and none of my old credit cards or unpaid bills appear on my report 😳. How possible is this?????


topic_name: Getting 50k, I'm in my twenties and want advice on what to do with this money
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418411+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qqk610/getting_50k_im_in_my_twenties_and_want_advice_on/

metadata:
{"subreddit": "personalfinance", "post_id": "1qqk610", "score": 149, "num_comments": 121, "created_utc": 1769718744.0, "selftext": "Hi everyone, I (25m) am coming into some money soon, around $50,000. I've never had this much before, and I want to get an idea of what I should do with this money. I'm a college student in my junior year, and I'm planning on going to law school. I'll need to use some of this money to pay for living expenses currently and while in law school. I already have $1000 in a CD account, and another $1000 in my savings right now. Should I put more in another CD? Or should I find someone to invest in sto", "sort": "top", "upvote_ratio": 0.84, "author": "AwesomeAppy"}

selftext:
Hi everyone, I (25m) am coming into some money soon, around $50,000. I've never had this much before, and I want to get an idea of what I should do with this money. I'm a college student in my junior year, and I'm planning on going to law school. I'll need to use some of this money to pay for living expenses currently and while in law school. I already have $1000 in a CD account, and another $1000 in my savings right now. Should I put more in another CD? Or should I find someone to invest in sto


topic_name: 2015 Chevrolet equinox, to keep or to sell?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qyo9b4/2015_chevrolet_equinox_to_keep_or_to_sell/
collected_at: 2026-02-12T00:04:50.635960+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qyo9b4", "score": 2, "num_comments": 4, "created_utc": 1770495619.0, "selftext": "Hi, I have a 2015 Chevrolet equinox with approx 160k miles on it, it runs fine but the AC no longer works, nor do the air tire sensors. Quote from the dealership was $2k+ to get a new compressor for the ac\u2026 is that worth it at this point? I have not taken it to an auto shop for another quote yet, but is there much sense to start dumping money into this car or is it time to move on? If anyone has sold a similar car/condition, what might I expect to get for it in its current condition?\n\nI live whe", "sort": "hot", "upvote_ratio": 0.76, "author": "Sammywallce34"}

selftext:
Hi, I have a 2015 Chevrolet equinox with approx 160k miles on it, it runs fine but the AC no longer works, nor do the air tire sensors. Quote from the dealership was $2k+ to get a new compressor for the ac… is that worth it at this point? I have not taken it to an auto shop for another quote yet, but is there much sense to start dumping money into this car or is it time to move on? If anyone has sold a similar car/condition, what might I expect to get for it in its current condition?

I live whe


source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qkgcil/used_car_still_in_prior_owners_name_dealer_not/
collected_at: 2026-02-12T00:04:53.860555+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
topic_name:
Used car still in prior owner’s name, dealer not responsive to requests to provide sales packet (TEXAS)

metadata:
{"subreddit": "askcarsales", "post_id": "1qkgcil", "score": 6, "num_comments": 11, "created_utc": 1769140418.0, "selftext": "I bought a used car from a large dealership almost a month ago. The car had just been traded in 2 days prior, and I signed paperwork in F&amp;I but the dealership explained it was pending their inspection process and a promised repair (wheels). I left in my old car with no paperwork. From my perspective the deal was waiting to be consummated. I went back to pick up car and there was a newly discovered problem with the suspension. It has a strong torque steer and torn upper control arms, which wo", "sort": "top", "upvote_ratio": 0.88, "author": "One-Tie9007"}

selftext:
I bought a used car from a large dealership almost a month ago. The car had just been traded in 2 days prior, and I signed paperwork in F&amp;I but the dealership explained it was pending their inspection process and a promised repair (wheels). I left in my old car with no paperwork. From my perspective the deal was waiting to be consummated. I went back to pick up car and there was a newly discovered problem with the suspension. It has a strong torque steer and torn upper control arms, which wo


topic_name: Small amount of income from surveys
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1r0hr0n/small_amount_of_income_from_surveys/
collected_at: 2026-02-12T00:04:59.457729+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1r0hr0n", "score": 2, "num_comments": 3, "created_utc": 1770673768.0, "selftext": "Have a section 8 voucher and had a small amount of income that I wasn't sure how to report from surveys on an app over a couple months I'm not doing it now, and I haven't for a few months but my recert is coming up and I'm not sure how to report this now or if this is an issue because I didn't report it at the time I started doing surveys I mean it's not a job or anything so there wasn't like a start date or anything and the total amount was under $700 but I'm still not sure what I should do or ", "sort": "hot", "upvote_ratio": 0.61, "author": "Conscious_Block9448"}

selftext:
Have a section 8 voucher and had a small amount of income that I wasn't sure how to report from surveys on an app over a couple months I'm not doing it now, and I haven't for a few months but my recert is coming up and I'm not sure how to report this now or if this is an issue because I didn't report it at the time I started doing surveys I mean it's not a job or anything so there wasn't like a start date or anything and the total amount was under $700 but I'm still not sure what I should do or 


topic_name: Go to the Food Pantry
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qffghr/go_to_the_food_pantry/
collected_at: 2026-02-12T00:05:03.489437+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qffghr", "score": 385, "num_comments": 30, "created_utc": 1768662250.0, "selftext": "I'm 44 year old, single, 1 adult child (25) living in the house with me. He has a decent full-time job, but we all know rent is ridiculous. \n\nI have almost no grocery bill. I use my food pantry. I kind of map out my week and a have a couple I go to weekly and a couple I go to monthly. I do this because different pantrys offer different things. \n\nI get an over abundance of canned items, bread, oats and sometimes vegetables. I've learned how not to waste too much. I'm the friendly neighbor. I've a", "sort": "top", "upvote_ratio": 0.96, "author": "Ok-Industry-2248"}

selftext:
I'm 44 year old, single, 1 adult child (25) living in the house with me. He has a decent full-time job, but we all know rent is ridiculous. 

I have almost no grocery bill. I use my food pantry. I kind of map out my week and a have a couple I go to weekly and a couple I go to monthly. I do this because different pantrys offer different things. 

I get an over abundance of canned items, bread, oats and sometimes vegetables. I've learned how not to waste too much. I'm the friendly neighbor. I've a


source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r091vv/hiya_was_just_wondering_if_this_is_nothing_to_be/
collected_at: 2026-02-12T00:05:08.886929+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
topic_name:
Hiya, was just wondering if this is nothing to be worried about. I got an unusual sign in activity email last week

metadata:
{"subreddit": "Scams", "post_id": "1r091vv", "score": 1, "num_comments": 12, "created_utc": 1770655097.0, "selftext": "Basically got one saying unusual sign in activity from a Venezuelan IP address thought it was just a scam and moved on but I got 3 more this afternoon from Argentina and 2 other countries I forgot about I\u2019ve blocked the sender and deleted the emails I haven\u2019t clicked any links and I can\u2019t recall even having a Microsoft account with my iCloud account and I\u2019m vary wary about what I use my iCloud for, is it just spam scam emails and when I look up unusual sign in activity scam the images are essent", "sort": "hot", "upvote_ratio": 0.56, "author": "Unique_Violinist_532"}

selftext:
Basically got one saying unusual sign in activity from a Venezuelan IP address thought it was just a scam and moved on but I got 3 more this afternoon from Argentina and 2 other countries I forgot about I’ve blocked the sender and deleted the emails I haven’t clicked any links and I can’t recall even having a Microsoft account with my iCloud account and I’m vary wary about what I use my iCloud for, is it just spam scam emails and when I look up unusual sign in activity scam the images are essent


topic_name: My mother is being romanced scammed by CeeDee Lamb impersonators.
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qu8838/my_mother_is_being_romanced_scammed_by_ceedee/
collected_at: 2026-02-12T00:05:12.359085+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qu8838", "score": 46, "num_comments": 46, "created_utc": 1770067545.0, "selftext": "My mother has been talking to who she believes to be Ceedee Lamb of the Dallas Cowboys for over a year now. \n\n  \nShe's sent gift cards and I was able to recover her money once when she confessed what she did. I went through her phone with her permission and blocked everything. A month or so later, she was right back at it. They contact her through Facebook and Messenger and she's been lured to Telegram, Zangi, Whatsapp and Google Chat too. \n\n\n\nI've warned her and spoken to her multiple times abo", "sort": "top", "upvote_ratio": 0.93, "author": "TroyMcCluresGoldfish"}

selftext:
My mother has been talking to who she believes to be Ceedee Lamb of the Dallas Cowboys for over a year now. 

  
She's sent gift cards and I was able to recover her money once when she confessed what she did. I went through her phone with her permission and blocked everything. A month or so later, she was right back at it. They contact her through Facebook and Messenger and she's been lured to Telegram, Zangi, Whatsapp and Google Chat too. 



I've warned her and spoken to her multiple times abo


source: reddit
region: global
collected_at: 2026-02-12T00:05:17.889988+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
Hulu ads will replay over and over if you scrub through the video, making it impossible to comfortably scroll through content YOUVE PAID FOR.

url:
https://reddit.com/r/assholedesign/comments/1o2nchy/hulu_ads_will_replay_over_and_over_if_you_scrub/

metadata:
{"subreddit": "assholedesign", "post_id": "1o2nchy", "score": 1652, "num_comments": 90, "created_utc": 1760058356.0, "selftext": "There are like 3-4 ad breaks per episode, so you can't scrub through the entire episode without getting 2-3 ad breaks at ONCE. It's always the same ads over and over, and you can get them OVER AND OVER limitlessly. \n\nThey did this shit on purpose, and it's been this way for like 6-7 years now. You'd think something would've changed by now, considering you can be forced to watch 8 ads because you wanted to replay a part of the video.", "sort": "hot", "upvote_ratio": 0.98, "author": "LightningSpaghetti"}

selftext:
There are like 3-4 ad breaks per episode, so you can't scrub through the entire episode without getting 2-3 ad breaks at ONCE. It's always the same ads over and over, and you can get them OVER AND OVER limitlessly. 

They did this shit on purpose, and it's been this way for like 6-7 years now. You'd think something would've changed by now, considering you can be forced to watch 8 ads because you wanted to replay a part of the video.


topic_name: The cat that got away
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qrwhxv/the_cat_that_got_away/
collected_at: 2026-02-12T00:05:26.020713+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qrwhxv", "score": 33, "num_comments": 7, "created_utc": 1769846522.0, "selftext": "I\u2019ve always wanted to share this story. I\u2019ve been approached by so many Huns but my least favorite  experience was probably about 12\u201313 years ago. A large shelter was doing an adoption event at a nearby Petsmart. I fell in love with a cat and asked  someone working there about adopting her. She had me fill out the adoption application. We made small talk, but then she brought up how amazing her second job at primarica was. Cue the internal tears.  I ended up filling out the wrong information bec", "sort": "hot", "upvote_ratio": 0.96, "author": "rebekahg36"}

selftext:
I’ve always wanted to share this story. I’ve been approached by so many Huns but my least favorite  experience was probably about 12–13 years ago. A large shelter was doing an adoption event at a nearby Petsmart. I fell in love with a cat and asked  someone working there about adopting her. She had me fill out the adoption application. We made small talk, but then she brought up how amazing her second job at primarica was. Cue the internal tears.  I ended up filling out the wrong information bec


source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r1bgmd/anyone_been_to_american_transit_insurances/
collected_at: 2026-02-12T00:05:44.256881+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
topic_name:
Anyone been to American Transit Insurance’s Freeport office in person—do they actually have staff there, and is it easier to get help than calling?

metadata:
{"subreddit": "Insurance", "post_id": "1r1bgmd", "score": 0, "num_comments": 0, "created_utc": 1770753799.0, "selftext": "Since I can\u2019t reach American Transit Insurance by phone, would it be better to go to their office in person to ask whether they will assign an attorney for my lawsuit?", "sort": "hot", "upvote_ratio": 0.5, "author": "Specific-Goal-8965"}

selftext:
Since I can’t reach American Transit Insurance by phone, would it be better to go to their office in person to ask whether they will assign an attorney for my lawsuit?


topic_name: Blink video asking to 'confirm email address' when it's actually about marketing
source: reddit
region: global
collected_at: 2026-02-12T00:05:53.366537+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/darkpatterns/comments/1i4xy4g/blink_video_asking_to_confirm_email_address_when/

metadata:
{"subreddit": "darkpatterns", "post_id": "1i4xy4g", "score": 54, "num_comments": 1, "created_utc": 1737291734.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.98, "author": "tom808"}


topic_name: Is renting a room still a feasible way to save money
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qu195r/is_renting_a_room_still_a_feasible_way_to_save/
collected_at: 2026-02-12T00:06:01.657148+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qu195r", "score": 133, "num_comments": 109, "created_utc": 1770052838.0, "selftext": "In old movies or fictions, there were boarding houses. Women (and sometimes their families) worked there to generate income (some even rose above their stations). And people with modest means lived there to save money. \n\nIn my time, I never saw a boarding house (unless you call the univ dorms boarding house). But I did rent a room when I attended graduate school in the 80's. Between 2000 and 2015 I also saw my colleagues renting rooms, because their jobs were eliminated and in order to stay with", "sort": "hot", "upvote_ratio": 0.9, "author": "Legitimate-Host7805"}

selftext:
In old movies or fictions, there were boarding houses. Women (and sometimes their families) worked there to generate income (some even rose above their stations). And people with modest means lived there to save money. 

In my time, I never saw a boarding house (unless you call the univ dorms boarding house). But I did rent a room when I attended graduate school in the 80's. Between 2000 and 2015 I also saw my colleagues renting rooms, because their jobs were eliminated and in order to stay with


topic_name: Frugal person after they became 'rich'
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qgu264/frugal_person_after_they_became_rich/
collected_at: 2026-02-12T00:06:05.044705+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qgu264", "score": 138, "num_comments": 233, "created_utc": 1768796062.0, "selftext": "Not sure if this belongs here. Question is , my frugal folks who are now rich, how have they adjusted their mindset and expenditure? I am still working on it, I try to get a coffee sometimes, go out to fancy dinners with family/friends, I still can't busy expensive clothes even though I can afford them. I am proud of being good with money and I hate waste. How are you living these days after you got lots of money?\n\nDefine rich:\n\nLet's say for the sake of this post you are so rich you  have achie", "sort": "top", "upvote_ratio": 0.85, "author": "worm1010"}

selftext:
Not sure if this belongs here. Question is , my frugal folks who are now rich, how have they adjusted their mindset and expenditure? I am still working on it, I try to get a coffee sometimes, go out to fancy dinners with family/friends, I still can't busy expensive clothes even though I can afford them. I am proud of being good with money and I hate waste. How are you living these days after you got lots of money?

Define rich:

Let's say for the sake of this post you are so rich you  have achie


topic_name: AMEX Blue Cash Preferred Good for me?
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1m16g/amex_blue_cash_preferred_good_for_me/
collected_at: 2026-02-12T00:06:10.588109+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1m16g", "score": 1, "num_comments": 4, "created_utc": 1770779571.0, "selftext": "Currently have a Savor 3% cashback on groceries and a Costco membership (can't use savor) to get better deals.\n\nWould it be better to cancel Costco, get the blue cash preferred for 6% cash back on groceries? It's $95 AF after 1st year. I would likely use the $120 Disney Plus credit too, so AF isn't a big deal.", "sort": "hot", "upvote_ratio": 0.67, "author": "cornflakeman"}

selftext:
Currently have a Savor 3% cashback on groceries and a Costco membership (can't use savor) to get better deals.

Would it be better to cancel Costco, get the blue cash preferred for 6% cash back on groceries? It's $95 AF after 1st year. I would likely use the $120 Disney Plus credit too, so AF isn't a big deal.


topic_name: Your Fav 2 to 3 card (Max 3) lineup for 2026 (and beyond)
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qs83j6/your_fav_2_to_3_card_max_3_lineup_for_2026_and/
collected_at: 2026-02-12T00:06:13.782298+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qs83j6", "score": 51, "num_comments": 162, "created_utc": 1769879719.0, "selftext": "I know this sort of thing gets asked every few months ... \n\n... but I'm curious everyone's opinion now that so much has changed with cards (USBAR, Bilt, Altitude Go, Platinum etc.) and somewhat with status/matches in the past 6-9 months. I'm also curious as I'm thinking about simplifying from 6 to 7 cards down to 2 to 3 to make my life easier.\n\n  \nIf forced to choose 2 I'd say Amazon (I shop at WFoods as well) and OneKey+ (use [Hotels.com](http://Hotels.com) for nearly all of my 12-20 days each ", "sort": "top", "upvote_ratio": 0.92, "author": "Jumpy_Yogurtcloset61"}

selftext:
I know this sort of thing gets asked every few months ... 

... but I'm curious everyone's opinion now that so much has changed with cards (USBAR, Bilt, Altitude Go, Platinum etc.) and somewhat with status/matches in the past 6-9 months. I'm also curious as I'm thinking about simplifying from 6 to 7 cards down to 2 to 3 to make my life easier.

  
If forced to choose 2 I'd say Amazon (I shop at WFoods as well) and OneKey+ (use [Hotels.com](http://Hotels.com) for nearly all of my 12-20 days each 


topic_name: Man threatening to sue because I reported his on brothers death
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r0b9sn/man_threatening_to_sue_because_i_reported_his_on/
collected_at: 2026-02-12T00:06:22.356762+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r0b9sn", "score": 413, "num_comments": 27, "created_utc": 1770659808.0, "selftext": "Location: Florida, US.\n\nUDPATE: it\u2019s been 24 hours and he hasn\u2019t said anything else.\n\nIm an independent reporter for my local area. A day after new years I was told about a drunk driver had crashed into a lake in a neighborhood near my house. I was on scene for over 3 hours taking pictures and watching Fire Department and law enforcement do their thing and remove the car from the water.\n\nThe story I heard from bystanders was a man who grandparents lived in the neighborhood was partying during Ne", "sort": "top", "upvote_ratio": 0.93, "author": "RomMosher"}

selftext:
Location: Florida, US.

UDPATE: it’s been 24 hours and he hasn’t said anything else.

Im an independent reporter for my local area. A day after new years I was told about a drunk driver had crashed into a lake in a neighborhood near my house. I was on scene for over 3 hours taking pictures and watching Fire Department and law enforcement do their thing and remove the car from the water.

The story I heard from bystanders was a man who grandparents lived in the neighborhood was partying during Ne


topic_name: LPT: Make a 'death plan' document for your parents (and yourself!)
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qm9zqz/lpt_make_a_death_plan_document_for_your_parents/
collected_at: 2026-02-12T00:06:28.286275+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qm9zqz", "score": 1525, "num_comments": 67, "created_utc": 1769317736.0, "selftext": "My family is morbid enough that nobody minded when I did this for my parents. Mum biddably filled hers in right way; Dad, true to form, procrastinated, but he's been working on it recently.\n\nBasically, you just want to ask them questions now, while they're in their right mind and everyone's calm.\n\nSome of the questions I asked:\n\n  \n\\- Do you have/want a DNR? What are your thoughts on heroic measures, ventilators, etc? How do you feel about organ/tissue donation? Would you prefer to die at home (", "sort": "hot", "upvote_ratio": 0.98, "author": "PuddleOfHamster"}

selftext:
My family is morbid enough that nobody minded when I did this for my parents. Mum biddably filled hers in right way; Dad, true to form, procrastinated, but he's been working on it recently.

Basically, you just want to ask them questions now, while they're in their right mind and everyone's calm.

Some of the questions I asked:

  
\- Do you have/want a DNR? What are your thoughts on heroic measures, ventilators, etc? How do you feel about organ/tissue donation? Would you prefer to die at home (


topic_name: Air Purifiers are a rabbit hole
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qz0isu/air_purifiers_are_a_rabbit_hole/
collected_at: 2026-02-12T00:06:36.789894+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qz0isu", "score": 63, "num_comments": 72, "created_utc": 1770528549.0, "selftext": "Hi I\u2019m looking for a good air purifier, I don\u2019t know very much but I like to do my research and find what\u2019s good for my money. Im not even entirely sure what I\u2019m looking for. So far I\u2019ve looked at\n\n\\- WINIX 5520\n\n\\- Levoit Vital 200S\n\n\\- Xiaomi 4 Compact\n\n\\- Kenmore PM1005\n\nShould I look for something else? I know air purifiers seem fairy simple, but this rabbit hole keeps getting deeper. I have a small bedroom and kitchen it\u2019s not that big, but I plan on moving into a house this year\n\nLol so if", "sort": "hot", "upvote_ratio": 0.86, "author": "GenericRat8276"}

selftext:
Hi I’m looking for a good air purifier, I don’t know very much but I like to do my research and find what’s good for my money. Im not even entirely sure what I’m looking for. So far I’ve looked at

\- WINIX 5520

\- Levoit Vital 200S

\- Xiaomi 4 Compact

\- Kenmore PM1005

Should I look for something else? I know air purifiers seem fairy simple, but this rabbit hole keeps getting deeper. I have a small bedroom and kitchen it’s not that big, but I plan on moving into a house this year

Lol so if


topic_name: Knirps Umbrellas - Warning about warranties
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qm0lb4/knirps_umbrellas_warning_about_warranties/
collected_at: 2026-02-12T00:06:40.492555+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qm0lb4", "score": 210, "num_comments": 57, "created_utc": 1769292681.0, "selftext": "A warning about Knirps umbrellas. \n\nI bought one because of the good reviews and the fact that they offer such a strong warranty - which made me believe that they must offer and stand behind high quality products.\n\nWell, that's not the case. My umbrella broke after just over a year of light use. I asked them to repair or replace it per their \"worldwide warranty\" advertised on their website (see the first photo).\n\nThey confirmed that I indeed still fell under warranty (see second photo) but since", "sort": "top", "upvote_ratio": 0.91, "author": "found-in_translation"}

selftext:
A warning about Knirps umbrellas. 

I bought one because of the good reviews and the fact that they offer such a strong warranty - which made me believe that they must offer and stand behind high quality products.

Well, that's not the case. My umbrella broke after just over a year of light use. I asked them to repair or replace it per their "worldwide warranty" advertised on their website (see the first photo).

They confirmed that I indeed still fell under warranty (see second photo) but since


topic_name: First year investing as a dentist — TFSA vs RRSP vs Roth IRA prioritization
source: reddit
region: global
collected_at: 2026-02-12T00:06:47.000250+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1qcyej8/first_year_investing_as_a_dentist_tfsa_vs_rrsp_vs/

metadata:
{"subreddit": "financialindependence", "post_id": "1qcyej8", "score": 0, "num_comments": 17, "created_utc": 1768422423.0, "selftext": "I\u2019m 32, a general dentist in my second year practicing in the US on a TN visa. Canadian citizen.\n\nIncome: \\~$180k gross  \nCash: \\~$80k USD  \nDebt: $180k student loans at 0% (required $2k/month to keep it at 0%)  \nNo mortgage or car loan  \nHelping parents/siblings financially\n\nAvailable tax-advantaged accounts:\n\n* TFSA (\\~$62k USD room)\n* RRSP (\\~$28k USD room)\n* Roth IRA (\\~$7.5k limit)\n\nThis is my **first year seriously contributing to retirement**, so I\u2019m trying to set a clean long-term strate", "sort": "hot", "upvote_ratio": 0.44, "author": "External_Arrival_567"}

selftext:
I’m 32, a general dentist in my second year practicing in the US on a TN visa. Canadian citizen.

Income: \~$180k gross  
Cash: \~$80k USD  
Debt: $180k student loans at 0% (required $2k/month to keep it at 0%)  
No mortgage or car loan  
Helping parents/siblings financially

Available tax-advantaged accounts:

* TFSA (\~$62k USD room)
* RRSP (\~$28k USD room)
* Roth IRA (\~$7.5k limit)

This is my **first year seriously contributing to retirement**, so I’m trying to set a clean long-term strate


topic_name: Homeless So He LIED HIS WAY into the NFL! #nfl #nflshorts #football #nflfootball #inspiration
source: youtube
region: US
url: https://youtube.com/watch?v=pb0staZpbaQ
collected_at: 2026-02-12T00:04:30.766314
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "pb0staZpbaQ", "channel": "Top Five Moments", "category": "Sports", "category_id": 17, "views": "2790667", "view_count": 2790667, "likes": "238772", "published_at": "2026-02-04T00:11:06Z"}


topic_name: Raise credit to get a debt consolidation loan.
source: reddit
region: global
collected_at: 2026-02-12T00:04:41.815149+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1r1z5wc/raise_credit_to_get_a_debt_consolidation_loan/

metadata:
{"subreddit": "personalfinance", "post_id": "1r1z5wc", "score": 1, "num_comments": 6, "created_utc": 1770820910.0, "selftext": "Hello all.\n\nI am looking to improve my credit score to get a debt consolidation loan of around 8K or so.\n\nMy credit is not good it is around 580.\n\nThe reason why it is so low is because I have six credit cards which are all maxed out. I know a huge problem.\n\nThe good news is next week I will be receiving a bonus from work.\n\nWhat would be the better plan to get up to where I can get a debt consolidation loan?:\n\nA: I could pay off my three highest limit credit cards. The 3 lower limit ones would r", "sort": "hot", "upvote_ratio": 0.67, "author": "kblasterbug"}

selftext:
Hello all.

I am looking to improve my credit score to get a debt consolidation loan of around 8K or so.

My credit is not good it is around 580.

The reason why it is so low is because I have six credit cards which are all maxed out. I know a huge problem.

The good news is next week I will be receiving a bonus from work.

What would be the better plan to get up to where I can get a debt consolidation loan?:

A: I could pay off my three highest limit credit cards. The 3 lower limit ones would r


topic_name: Do I get my return if I’m a dependent?
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1qnvdec/do_i_get_my_return_if_im_a_dependent/
collected_at: 2026-02-12T00:04:45.418415+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1qnvdec", "score": 148, "num_comments": 115, "created_utc": 1769466811.0, "selftext": "My mom put me(19) as her dependent on her taxes (she\u2019s in crippling debt and refuses to work, I on the other hand work full time) she\u2019s telling me I need to file under her or else I\u2019ll get her audited. My big concern is my refund. I had heard that if I file under her I wouldn\u2019t get my refund as it would go to whatever she owes. Am I going to get it? ", "sort": "top", "upvote_ratio": 0.8, "author": "_impettyciel_"}

selftext:
My mom put me(19) as her dependent on her taxes (she’s in crippling debt and refuses to work, I on the other hand work full time) she’s telling me I need to file under her or else I’ll get her audited. My big concern is my refund. I had heard that if I file under her I wouldn’t get my refund as it would go to whatever she owes. Am I going to get it? 


topic_name: Buying off Marketplace
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qyt5s9/buying_off_marketplace/
collected_at: 2026-02-12T00:04:50.635964+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qyt5s9", "score": 1, "num_comments": 3, "created_utc": 1770507638.0, "selftext": "Hey everyone, looking for advice.\n\nTrying to buy this GX 470 off marketplace, everything checks out. Although, on the carfax I notice that two weeks ago it was listed for sale at a Volvo dealer. It\u2019s now not listed at the dealer and for private sale on marketplace. I called the dealer and they didn\u2019t seem to know what car I was talking about off the top of my head. Seems like the seller flips cars, he has a few posted and a lot sold historically.\n\nIs this common? Has anyone seen this before? Sho", "sort": "hot", "upvote_ratio": 0.67, "author": "stonemck"}

selftext:
Hey everyone, looking for advice.

Trying to buy this GX 470 off marketplace, everything checks out. Although, on the carfax I notice that two weeks ago it was listed for sale at a Volvo dealer. It’s now not listed at the dealer and for private sale on marketplace. I called the dealer and they didn’t seem to know what car I was talking about off the top of my head. Seems like the seller flips cars, he has a few posted and a lot sold historically.

Is this common? Has anyone seen this before? Sho


topic_name: Small Town Dealer
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qkaty7/small_town_dealer/
collected_at: 2026-02-12T00:04:53.860560+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qkaty7", "score": 5, "num_comments": 6, "created_utc": 1769125709.0, "selftext": "Hey everybody, just needing some advice so be gentle with me please. I am a female salesperson working at a Toyota dealer in a smaller town of around 50k or so people. It is a college town and has older small town values meaning a lot of people have a salesperson they buy from and are loyal to. I have been in new car sales for 2 years now and haven\u2019t seen any real growth on my end when it comes to finances and customer base. I cold call/ text, take ups, I\u2019m all over the internet constantly marke", "sort": "top", "upvote_ratio": 0.86, "author": "Forsaken-Pace2722"}

selftext:
Hey everybody, just needing some advice so be gentle with me please. I am a female salesperson working at a Toyota dealer in a smaller town of around 50k or so people. It is a college town and has older small town values meaning a lot of people have a salesperson they buy from and are loyal to. I have been in new car sales for 2 years now and haven’t seen any real growth on my end when it comes to finances and customer base. I cold call/ text, take ups, I’m all over the internet constantly marke


topic_name: Just dropped out of college because I couldn’t keep choosing between eating or school
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qz9fcg/just_dropped_out_of_college_because_i_couldnt/
collected_at: 2026-02-12T00:04:59.457733+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qz9fcg", "score": 1015, "num_comments": 288, "created_utc": 1770558659.0, "selftext": "I can\u2019t believe it\u2019s come to this, but my ticket out of poverty has become unattainable. Every month for the past few months my account has been hitting the negatives, every penny I earn at my full time job gone within an hour of getting paid. \n\nAfter realizing that I\u2019m literally withering away, my weight slowly creeping towards the tens, I finally made the choice to stop paying my monthly payment and drop out. What hurts is, I had A\u2019s in all of my classes, it\u2019s not like I was doing terribly. I ", "sort": "hot", "upvote_ratio": 0.93, "author": "Stargazer-14"}

selftext:
I can’t believe it’s come to this, but my ticket out of poverty has become unattainable. Every month for the past few months my account has been hitting the negatives, every penny I earn at my full time job gone within an hour of getting paid. 

After realizing that I’m literally withering away, my weight slowly creeping towards the tens, I finally made the choice to stop paying my monthly payment and drop out. What hurts is, I had A’s in all of my classes, it’s not like I was doing terribly. I 


topic_name: Why Everyone is Broke
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qdx0rl/why_everyone_is_broke/
collected_at: 2026-02-12T00:05:03.489440+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qdx0rl", "score": 390, "num_comments": 132, "created_utc": 1768513883.0, "selftext": "Okay, it\u2019s not the ONLY reason, but IMO we are living in a \u201ctrickle up\u201d economy.\n\nComputers have won. Marketers have won. The human brain just cannot compete with the hyper targeted ads and proliferation of prediction markets, crypto, sports gambling, and everything else that whittles away at disposable income and puts it right into shareholders\u2019 pockets. And as we all know, if you\u2019re paycheck to paycheck you\u2019re not benefitting from the stock market. And if you are, it\u2019s probably in a 401k that ", "sort": "top", "upvote_ratio": 0.88, "author": "Semi_Grown_Life"}

selftext:
Okay, it’s not the ONLY reason, but IMO we are living in a “trickle up” economy.

Computers have won. Marketers have won. The human brain just cannot compete with the hyper targeted ads and proliferation of prediction markets, crypto, sports gambling, and everything else that whittles away at disposable income and puts it right into shareholders’ pockets. And as we all know, if you’re paycheck to paycheck you’re not benefitting from the stock market. And if you are, it’s probably in a 401k that 


topic_name: My elderly mom got scammed
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qz8emr/my_elderly_mom_got_scammed/
collected_at: 2026-02-12T00:05:08.886933+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qz8emr", "score": 141, "num_comments": 47, "created_utc": 1770555873.0, "selftext": "She was trying to order some coffee online. She somehow ended up at \"deathwishcofe.com\". \n\nShe attempted to order coffee as it was listed as a big sale. Each checkout attempt failed so she kept trying different cards.\n\nShe realized the mistake after she called black rifle coffee support phone number. How she got from death wish to black rifle, I do not understand but they advised her that it was a fake website and she cancelled her cards quickly before damage was done.\n\nHowever, a few days later", "sort": "hot", "upvote_ratio": 0.96, "author": "lockenl0ad"}

selftext:
She was trying to order some coffee online. She somehow ended up at "deathwishcofe.com". 

She attempted to order coffee as it was listed as a big sale. Each checkout attempt failed so she kept trying different cards.

She realized the mistake after she called black rifle coffee support phone number. How she got from death wish to black rifle, I do not understand but they advised her that it was a fake website and she cancelled her cards quickly before damage was done.

However, a few days later


topic_name: [US] car security activation scam?
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qcpx7o/us_car_security_activation_scam/
collected_at: 2026-02-12T00:05:12.359089+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qcpx7o", "score": 48, "num_comments": 34, "created_utc": 1768403889.0, "selftext": "Hey everyone, I recently bought and am financing with parents a Toyota Corolla and I\u2019ve been getting voicemails from people claiming they\u2019re from \u201cCar Security\u201d calling on behalf of my dealership. They say I \u201cowe activation\u201d for a security system and give me a reference number to call back. What\u2019s weird is when I got off the call with the first person, another same call happened from a different operator. I plan on calling my actual dealership to confirm, but wanted to see if others experienced ", "sort": "top", "upvote_ratio": 0.82, "author": "LetOk3591"}

selftext:
Hey everyone, I recently bought and am financing with parents a Toyota Corolla and I’ve been getting voicemails from people claiming they’re from “Car Security” calling on behalf of my dealership. They say I “owe activation” for a security system and give me a reference number to call back. What’s weird is when I got off the call with the first person, another same call happened from a different operator. I plan on calling my actual dealership to confirm, but wanted to see if others experienced 


source: reddit
region: global
collected_at: 2026-02-12T00:05:17.889992+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
Messenger's "on/off" for notifications doesn't give an 'indefinite' option, forcing you to turn them all off individually

url:
https://reddit.com/r/assholedesign/comments/1o2opal/messengers_onoff_for_notifications_doesnt_give_an/

metadata:
{"subreddit": "assholedesign", "post_id": "1o2opal", "score": 282, "num_comments": 28, "created_utc": 1760062276.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.92, "author": "5hiftyy"}


topic_name: MLM scammers
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qrse3o/mlm_scammers/
collected_at: 2026-02-12T00:05:26.020717+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qrse3o", "score": 16, "num_comments": 11, "created_utc": 1769833358.0, "selftext": "An acquaintance of mine has gotten sucked into her 5th or 6th MLM. This time it\u2019s the MWR travel  and something called Boss Suite. She just posted a screenshot showing a cash out of $1543. Now I know there\u2019s a catch and no way is she consistently making that kind of money even though she constantly posts that she is.  Each post says something like \u201ccomment moneybags (or some other phrase) and I\u2019ll send you info.\u201d And without fail one person will do that. I\u2019m sure they are then hounded to pay mon", "sort": "hot", "upvote_ratio": 1.0, "author": "No-Problem-6542"}

selftext:
An acquaintance of mine has gotten sucked into her 5th or 6th MLM. This time it’s the MWR travel  and something called Boss Suite. She just posted a screenshot showing a cash out of $1543. Now I know there’s a catch and no way is she consistently making that kind of money even though she constantly posts that she is.  Each post says something like “comment moneybags (or some other phrase) and I’ll send you info.” And without fail one person will do that. I’m sure they are then hounded to pay mon


topic_name: Umbrella or excess liability coverage on an existing landlord policy?
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r1beaa/umbrella_or_excess_liability_coverage_on_an/
collected_at: 2026-02-12T00:05:44.256885+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r1beaa", "score": 1, "num_comments": 3, "created_utc": 1770753661.0, "selftext": "Hi all,\n\n  \nWe own an old (built before 1900) townhouse in urban Philadelphia, and were able to get a landlord policy with full replacement coverage with Safeco. It was a bit of a struggle, as most big carriers would only insure for ACV instead of RCV. We wanted to get further umbrella liability coverage for the property as well, but almost all carriers seem to require bundling. For Safeco, they would have also requested us to migrate our existing Auto to them in order to get an umbrella / exces", "sort": "hot", "upvote_ratio": 1.0, "author": "_some_questions"}

selftext:
Hi all,

  
We own an old (built before 1900) townhouse in urban Philadelphia, and were able to get a landlord policy with full replacement coverage with Safeco. It was a bit of a struggle, as most big carriers would only insure for ACV instead of RCV. We wanted to get further umbrella liability coverage for the property as well, but almost all carriers seem to require bundling. For Safeco, they would have also requested us to migrate our existing Auto to them in order to get an umbrella / exces


topic_name: fake GEICO rep? Was this fraud or just strange ?
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r0dyno/fake_geico_rep_was_this_fraud_or_just_strange/
collected_at: 2026-02-12T00:05:47.658570+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r0dyno", "score": 6, "num_comments": 4, "created_utc": 1770665510.0, "selftext": "I needed homeowners for an elderly relative- her old company (USAA)  dropped  her when her husband died.\n\nI googled GEICO Homeowners and got a number, i called the number,  and a nice man took all my info.\n\nI'd already tried to do it online so his questions lined up exactly with the application.\n\n\\- yes, i want to bundle with the auto policy, and the quote came out the same.\n\nAll is good, time to pay- i'm putting the whole thing on my AMEX card.   He says something about TWO transaction and one ", "sort": "top", "upvote_ratio": 1.0, "author": "SuddenlySilva"}

selftext:
I needed homeowners for an elderly relative- her old company (USAA)  dropped  her when her husband died.

I googled GEICO Homeowners and got a number, i called the number,  and a nice man took all my info.

I'd already tried to do it online so his questions lined up exactly with the application.

\- yes, i want to bundle with the auto policy, and the quote came out the same.

All is good, time to pay- i'm putting the whole thing on my AMEX card.   He says something about TWO transaction and one 


topic_name: GUIDE: How to delete your Bloomingdale's account
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1i3hpvl/guide_how_to_delete_your_bloomingdales_account/
collected_at: 2026-02-12T00:05:53.366540+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1i3hpvl", "score": 9, "num_comments": 0, "created_utc": 1737124620.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.92, "author": "ethelried"}


topic_name: How to Calculate Car Costs Correctly
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qu2kmv/how_to_calculate_car_costs_correctly/
collected_at: 2026-02-12T00:06:01.657152+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qu2kmv", "score": 17, "num_comments": 11, "created_utc": 1770055587.0, "selftext": "I've seen a lot of posts asking for easy ways to cut costs. My most frugal move *by far* is limiting my household car ownership. Besides rent, it's often one of the biggest expenses per month. Even though it is such a huge money saver and there are many options if you are creative and think ahead for going with one or no cars in my area, we are the only family I know nearby with \"only\" one car. About 2-3 times a month we use Uber due to schedule conflicts but could do it a lot more and still com", "sort": "hot", "upvote_ratio": 0.77, "author": "Flimsy_Medicine"}

selftext:
I've seen a lot of posts asking for easy ways to cut costs. My most frugal move *by far* is limiting my household car ownership. Besides rent, it's often one of the biggest expenses per month. Even though it is such a huge money saver and there are many options if you are creative and think ahead for going with one or no cars in my area, we are the only family I know nearby with "only" one car. About 2-3 times a month we use Uber due to schedule conflicts but could do it a lot more and still com


topic_name: Does anyone freeze discounted seasonal candy?
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qc9hdg/does_anyone_freeze_discounted_seasonal_candy/
collected_at: 2026-02-12T00:06:05.044711+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qc9hdg", "score": 137, "num_comments": 68, "created_utc": 1768353080.0, "selftext": "My husband and I have been celebrating Christmas with just one small box of chocolate in our stockings for a few years, and after this year I kind of decided that I wanted to make our stockings a little more like they were when I was a kid. He's Jewish, so he has no nostalgic frame of reference for this. He also thinks I'm going overboard with what I'm describing to him. Lifesavers Storybooks, M&amp;Ms candy canes. Chocolate Santas. We had it all.\n\nAfter Christmas this year, I bought some candy ", "sort": "top", "upvote_ratio": 0.85, "author": "NoAdministration8006"}

selftext:
My husband and I have been celebrating Christmas with just one small box of chocolate in our stockings for a few years, and after this year I kind of decided that I wanted to make our stockings a little more like they were when I was a kid. He's Jewish, so he has no nostalgic frame of reference for this. He also thinks I'm going overboard with what I'm describing to him. Lifesavers Storybooks, M&amp;Ms candy canes. Chocolate Santas. We had it all.

After Christmas this year, I bought some candy 


topic_name: 20 Years old, No credit history. Want to build credit. What card do I get?
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1grr4/20_years_old_no_credit_history_want_to_build/
collected_at: 2026-02-12T00:06:10.588113+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1grr4", "score": 2, "num_comments": 6, "created_utc": 1770765805.0, "selftext": "Hi. I just turned 20 and have never had a credit score. Want to build credit cause I plan on taking out a car loan around late may. I make \\~52k/year before taxes. I have a debit card with a credit Union through my dad. But they won\u2019t accept me to have a credit card until 6 months stable pay. And I don\u2019t have that yet.\n\nIf any more information is needed lmk. Thanks!", "sort": "hot", "upvote_ratio": 0.75, "author": "imadoggo69"}

selftext:
Hi. I just turned 20 and have never had a credit score. Want to build credit cause I plan on taking out a car loan around late may. I make \~52k/year before taxes. I have a debit card with a credit Union through my dad. But they won’t accept me to have a credit card until 6 months stable pay. And I don’t have that yet.

If any more information is needed lmk. Thanks!


topic_name: Citi / AAdvantage Platinum Select World Elite MasterCard – 80,000 Miles With $1,000 Spend
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qgcors/citi_aadvantage_platinum_select_world_elite/
collected_at: 2026-02-12T00:06:13.782302+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qgcors", "score": 51, "num_comments": 44, "created_utc": 1768752947.0, "selftext": "Inflight offer valid until March 2026 - I used code 000000\n\n[https://www.citi.com/credit-cards/inflight-info](https://www.citi.com/credit-cards/inflight-info)\n\n**Approved CL - $12,400**\n\n**FICO score - 790**\n\nI mainly applied for this card since I live close to an AA hub and usually check-in bags when traveling. The earlier boarding helps as well. The first year has the annual fee waived off as well.\n\nThe earning structure is not great, so this will mostly be a sock drawer card unless it's for s", "sort": "top", "upvote_ratio": 0.96, "author": "Maddydgr8"}

selftext:
Inflight offer valid until March 2026 - I used code 000000

[https://www.citi.com/credit-cards/inflight-info](https://www.citi.com/credit-cards/inflight-info)

**Approved CL - $12,400**

**FICO score - 790**

I mainly applied for this card since I live close to an AA hub and usually check-in bags when traveling. The earlier boarding helps as well. The first year has the annual fee waived off as well.

The earning structure is not great, so this will mostly be a sock drawer card unless it's for s


topic_name: Dog daycare neglect?
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r20cjd/dog_daycare_neglect/
collected_at: 2026-02-12T00:06:18.921104+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r20cjd", "score": 2, "num_comments": 2, "created_utc": 1770823655.0, "selftext": "I dropped my dog off at a boarding facility for what was supposed to be 5 days. My dog was in perfect health when I dropped him off. 3 days after my dog was dropped off, they called me and said he needs to be rushed to the vet because he has trouble walking and is lethargic since the night before. I tell them to take him. After 3 hours they are still trying to figure out who will drive him to the vet (5min drive away). They finally take him and his leg is swollen from a severe infection from a s", "sort": "hot", "upvote_ratio": 0.75, "author": "Ok_Interaction_7625"}

selftext:
I dropped my dog off at a boarding facility for what was supposed to be 5 days. My dog was in perfect health when I dropped him off. 3 days after my dog was dropped off, they called me and said he needs to be rushed to the vet because he has trouble walking and is lethargic since the night before. I tell them to take him. After 3 hours they are still trying to figure out who will drive him to the vet (5min drive away). They finally take him and his leg is swollen from a severe infection from a s


source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r0tjlm/landlord_got_kicked_out_of_her_home_so_she/
collected_at: 2026-02-12T00:06:22.356766+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
Landlord got kicked out of her home, so she illegally locked me out and claimed I was never a tenant

metadata:
{"subreddit": "LegalAdvice", "post_id": "1r0tjlm", "score": 396, "num_comments": 25, "created_utc": 1770705468.0, "selftext": "I\u2019m preparing for my first small claims court hearing in Washington, DC and I\u2019m looking for general advice on what to expect and how to present my case.\n\nI filed a claim for damages after my landlord/sublessor locked me out of the apartment without a court order and claimed I was never a tenant.\n\nLocation: Washington, DC\n\nI have:\n\n\n\n* A signed lease\n* Receipts for prorated rent and a security deposit\n* Photos of the apartment while I was living there\n* Text messages discussing rent\n* Payment rec", "sort": "top", "upvote_ratio": 0.97, "author": "SgtMaj_Avery_Johns0n"}

selftext:
I’m preparing for my first small claims court hearing in Washington, DC and I’m looking for general advice on what to expect and how to present my case.

I filed a claim for damages after my landlord/sublessor locked me out of the apartment without a court order and claimed I was never a tenant.

Location: Washington, DC

I have:



* A signed lease
* Receipts for prorated rent and a security deposit
* Photos of the apartment while I was living there
* Text messages discussing rent
* Payment rec


source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qm8e6c/lpt_when_you_want_to_reconnect_send_a_two_part/
collected_at: 2026-02-12T00:06:28.286279+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
topic_name:
LPT: When you want to reconnect, send a two part text. One line of real appreciation, then one specific invite.

metadata:
{"subreddit": "LifeProTips", "post_id": "1qm8e6c", "score": 1457, "num_comments": 51, "created_utc": 1769312975.0, "selftext": "I keep it simple and direct.\n\nLine 1: one real thing I liked about them or the last time we talked. \n\nLine 2: one specific plan with a day and time.\n\nExample 1: \n\nI liked catching up with you last week.   \n  \nWant to grab coffee Sunday at 3.\n\nExample 2: \n\nI laughed again today thinking about that joke you made at dinner.   \n  \nWant to grab coffee Sunday at 3 and catch up.\n\nExample 3:  \n  \nI saw a song that reminded me of our old drives.   \n  \nWant to take a short walk Sunday around 5 and talk.\n\n", "sort": "hot", "upvote_ratio": 0.9, "author": "gamersecret2"}

selftext:
I keep it simple and direct.

Line 1: one real thing I liked about them or the last time we talked. 

Line 2: one specific plan with a day and time.

Example 1: 

I liked catching up with you last week.   
  
Want to grab coffee Sunday at 3.

Example 2: 

I laughed again today thinking about that joke you made at dinner.   
  
Want to grab coffee Sunday at 3 and catch up.

Example 3:  
  
I saw a song that reminded me of our old drives.   
  
Want to take a short walk Sunday around 5 and talk.


topic_name: LPT: if u struggle with impulse spending, wait 48 hours before buying anything over $50.
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qdehk9/lpt_if_u_struggle_with_impulse_spending_wait_48/
collected_at: 2026-02-12T00:06:31.302239+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qdehk9", "score": 471, "num_comments": 64, "created_utc": 1768466929.0, "selftext": "i started doing this in 2025 because my credit card was crying lol. 90% of the time, the \"need\" for the item totally disappears by the next morning. if u still want it after 2 days, go for it. but this rule alone has saved me thousands in random tech and clothes i dont actually use.", "sort": "top", "upvote_ratio": 0.89, "author": "InvestmentBudget6722"}

selftext:
i started doing this in 2025 because my credit card was crying lol. 90% of the time, the "need" for the item totally disappears by the next morning. if u still want it after 2 days, go for it. but this rule alone has saved me thousands in random tech and clothes i dont actually use.


topic_name: Which work shoes/boots should I buy?
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1r02q77/which_work_shoesboots_should_i_buy/
collected_at: 2026-02-12T00:06:36.789897+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1r02q77", "score": 0, "num_comments": 27, "created_utc": 1770639566.0, "selftext": "My budget is $120 ish. I work at a 12 hour fast pace factory 5 days a week night shift. I\u2019m 30 years old with a terrible posture, underweight and I don\u2019t go to the gym.", "sort": "hot", "upvote_ratio": 0.4, "author": "nobodyknowsmehehe"}

selftext:
My budget is $120 ish. I work at a 12 hour fast pace factory 5 days a week night shift. I’m 30 years old with a terrible posture, underweight and I don’t go to the gym.


topic_name: J. Cole - Two Six (Official Music Video)
source: youtube
region: US
url: https://youtube.com/watch?v=pvf_Qv4rmLM
collected_at: 2026-02-12T00:04:30.653171
autocomplete: []
category: Music
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "pvf_Qv4rmLM", "channel": "J. Cole", "category": "Music", "category_id": 10, "views": "2779464", "view_count": 2779464, "likes": "162656", "published_at": "2026-02-06T20:41:13Z"}


topic_name: ZAYN - Die For Me (Official Video)
source: youtube
region: CA
url: https://youtube.com/watch?v=LoElk8clGVg
collected_at: 2026-02-12T00:04:31.596867
autocomplete: []
category: Music
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "LoElk8clGVg", "channel": "ZaynVEVO", "category": "Music", "category_id": 10, "views": "2946154", "view_count": 2946154, "likes": "209592", "published_at": "2026-02-06T05:00:06Z"}


topic_name: Small MC/Visa or Large store-specific?
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r1z5dg/small_mcvisa_or_large_storespecific/
collected_at: 2026-02-12T00:04:41.815154+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1r1z5dg", "score": 0, "num_comments": 4, "created_utc": 1770820875.0, "selftext": "So I'm in the process of paying down credit card debt, and I'm focusing on my open accounts since I've learned that bringing down open account utilization helps considerably to improve credit score.\n\nI have two accounts that are MC/Visa with roughly a combined $3,900 owed on a combined limit of roughly $4,300 (so over 91% utilization). But I also have a store-specific card that's about $7,200 owed on a $9,200 limit (~78% utilization). Will paying down one vs the other first help my credit score ", "sort": "hot", "upvote_ratio": 0.5, "author": "UpwardSpiral00"}

selftext:
So I'm in the process of paying down credit card debt, and I'm focusing on my open accounts since I've learned that bringing down open account utilization helps considerably to improve credit score.

I have two accounts that are MC/Visa with roughly a combined $3,900 owed on a combined limit of roughly $4,300 (so over 91% utilization). But I also have a store-specific card that's about $7,200 owed on a $9,200 limit (~78% utilization). Will paying down one vs the other first help my credit score 


topic_name: Divorced and broke. Sell my house or keep it?
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1qdvrqu/divorced_and_broke_sell_my_house_or_keep_it/
collected_at: 2026-02-12T00:04:45.418418+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1qdvrqu", "score": 146, "num_comments": 138, "created_utc": 1768511090.0, "selftext": "I have to get my ex husbands name off my mortgage or else he will take me to court for being in contempt of our divorce agreement. My parents were loaning me the money to pay off the mortgage. But we had a terrible disagreement about how my mom treated my son. Now I am preparing the house to sell it. I will not be able to buy a house in my town and rentals are hard to come by, but I need to stay here for my son\u2019s school. I also have nothing. No savings, no investments, no college money for my ki", "sort": "top", "upvote_ratio": 0.75, "author": "Wild-Obligation-2093"}

selftext:
I have to get my ex husbands name off my mortgage or else he will take me to court for being in contempt of our divorce agreement. My parents were loaning me the money to pay off the mortgage. But we had a terrible disagreement about how my mom treated my son. Now I am preparing the house to sell it. I will not be able to buy a house in my town and rentals are hard to come by, but I need to stay here for my son’s school. I also have nothing. No savings, no investments, no college money for my ki


topic_name: Confused about buyout options for lease
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qys4dt/confused_about_buyout_options_for_lease/
collected_at: 2026-02-12T00:04:50.635969+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qys4dt", "score": 0, "num_comments": 16, "created_utc": 1770504958.0, "selftext": "I have a Kia K5 2023 GT lease that ends next month. I have two payments left on it. Residual value is $18K with no additional purchase option fee per my contract. \n\nI\u2019m confused how the buyout options work as this is my first lease. Do I have to pay an additional $18K to own the car or what do I have to pay in the end to own it? Sorry if that\u2019s a dumb question as I\u2019m new to all this. \n\nWould it be a better option to have another dealership buyout my lease and use that equity as the down payment ", "sort": "hot", "upvote_ratio": 0.5, "author": "BlizzfulBean"}

selftext:
I have a Kia K5 2023 GT lease that ends next month. I have two payments left on it. Residual value is $18K with no additional purchase option fee per my contract. 

I’m confused how the buyout options work as this is my first lease. Do I have to pay an additional $18K to own the car or what do I have to pay in the end to own it? Sorry if that’s a dumb question as I’m new to all this. 

Would it be a better option to have another dealership buyout my lease and use that equity as the down payment 


topic_name: Why is “cleaning deals” still such a mess at dealerships?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qjicpe/why_is_cleaning_deals_still_such_a_mess_at/
collected_at: 2026-02-12T00:04:53.860564+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qjicpe", "score": 6, "num_comments": 40, "created_utc": 1769049336.0, "selftext": "I\u2019m trying to understand something I keep hearing from both sales and F&amp;I folks.\n\nIt seems like a huge percntage of deals end up getting delayed because\u00a0something\u00a0is missing. Like buyer guides, OFAC, red flag reports, recall disclosures, signatures... \n\nIn the process of buying my last car, I actually had to GO BACK to the dealership because they forgot to get my signature on a form.\n\nWhy is this so hard for dealerships? This feels like something that should have been solved a long time ago.", "sort": "top", "upvote_ratio": 0.69, "author": "Far-Carpenter2717"}

selftext:
I’m trying to understand something I keep hearing from both sales and F&amp;I folks.

It seems like a huge percntage of deals end up getting delayed because something is missing. Like buyer guides, OFAC, red flag reports, recall disclosures, signatures... 

In the process of buying my last car, I actually had to GO BACK to the dealership because they forgot to get my signature on a form.

Why is this so hard for dealerships? This feels like something that should have been solved a long time ago.


topic_name: Really struggling. Could use advice.
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qzvq53/really_struggling_could_use_advice/
collected_at: 2026-02-12T00:04:59.457737+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qzvq53", "score": 54, "num_comments": 92, "created_utc": 1770614766.0, "selftext": "Hello everyone.\n\nI feel as if my life is over and there\u2019s no way out. I have 18k in cc debt. I recently took a promotion to be a store manager which caused me to move to the west coast away from my family. I\u2019m out here all alone. I am a single 31 year old female &amp; I I live alone with two cats. I work 45-50 hours a week. I make 82k a year before taxes so my checks are $2200 every two weeks.\n\nI feel incredibly depressed and stressed over paying the cc debt off. I had an addiction to kratom or ", "sort": "hot", "upvote_ratio": 0.88, "author": "cryingincalifornia"}

selftext:
Hello everyone.

I feel as if my life is over and there’s no way out. I have 18k in cc debt. I recently took a promotion to be a store manager which caused me to move to the west coast away from my family. I’m out here all alone. I am a single 31 year old female &amp; I I live alone with two cats. I work 45-50 hours a week. I make 82k a year before taxes so my checks are $2200 every two weeks.

I feel incredibly depressed and stressed over paying the cc debt off. I had an addiction to kratom or 


topic_name: I really don't think life is for me
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qlx56v/i_really_dont_think_life_is_for_me/
collected_at: 2026-02-12T00:05:03.489444+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qlx56v", "score": 373, "num_comments": 69, "created_utc": 1769284764.0, "selftext": "I tried a lot. I had to drop out of my college classes. I was taking journalism. I loved it so much and wanted to get into photography and eventually travel. But ai got evicted and had my car repossessed. I feel like such a huge failure at 20 and it feels like I let myself go. I can't eat a full 2 meals everyday, I have one pair of clothes now since my car was took, and it's starting to wear. I feel so ugly and ashamed. I hate myself honestly. I find myself crying a lot and not wanting to really", "sort": "top", "upvote_ratio": 0.94, "author": "Unusual_Sugar_9726"}

selftext:
I tried a lot. I had to drop out of my college classes. I was taking journalism. I loved it so much and wanted to get into photography and eventually travel. But ai got evicted and had my car repossessed. I feel like such a huge failure at 20 and it feels like I let myself go. I can't eat a full 2 meals everyday, I have one pair of clothes now since my car was took, and it's starting to wear. I feel so ugly and ashamed. I hate myself honestly. I find myself crying a lot and not wanting to really


topic_name: do i trust these giant giveaways from a smaller youtuber?
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r0nwin/do_i_trust_these_giant_giveaways_from_a_smaller/
collected_at: 2026-02-12T00:05:08.886937+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r0nwin", "score": 0, "num_comments": 15, "created_utc": 1770688979.0, "selftext": "I recently came across this youtuber with around 30k subs, posts huge giveaways once every 2-3 weeks (or more often) these giveaways include mac book pros, fully maxed out ipads spec wise, iphones and other expensive electronics. the description includes referral codes to different brands such as oculus referral links or \"get 5 dollars off magic spoon with is code\". when he posts a winner video, the comments are turned off making it so you cant see who won, which is strange wouldn't is be better", "sort": "hot", "upvote_ratio": 0.36, "author": "CIYTTCIX2"}

selftext:
I recently came across this youtuber with around 30k subs, posts huge giveaways once every 2-3 weeks (or more often) these giveaways include mac book pros, fully maxed out ipads spec wise, iphones and other expensive electronics. the description includes referral codes to different brands such as oculus referral links or "get 5 dollars off magic spoon with is code". when he posts a winner video, the comments are turned off making it so you cant see who won, which is strange wouldn't is be better


topic_name: (US) I nearly fell for a Muse scam on TikTok
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qx9r0e/us_i_nearly_fell_for_a_muse_scam_on_tiktok/
collected_at: 2026-02-12T00:05:12.359092+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qx9r0e", "score": 43, "num_comments": 11, "created_utc": 1770357913.0, "selftext": "(Kept the story brief to avoid making this post obnoxiously long)\n\nTHANK FUCK I googled the iffy feeling situation I was in a few hours ago and found a relevant post on this sub-reddit.\n\n\nSomeone on tiktok messaged me asking to use my pic for an art commission which I was apparently gonna get paid $300 for. (Thought that was a bit odd, but went with it) \n\nI texted with the \"client\" for a bit where their english wasn't great and they were impatient as heck.The \"client\" emailed me a check for the ", "sort": "top", "upvote_ratio": 0.84, "author": "C_Rae97"}

selftext:
(Kept the story brief to avoid making this post obnoxiously long)

THANK FUCK I googled the iffy feeling situation I was in a few hours ago and found a relevant post on this sub-reddit.


Someone on tiktok messaged me asking to use my pic for an art commission which I was apparently gonna get paid $300 for. (Thought that was a bit odd, but went with it) 

I texted with the "client" for a bit where their english wasn't great and they were impatient as heck.The "client" emailed me a check for the 


source: reddit
region: global
url: https://reddit.com/r/assholedesign/comments/1o15wcf/til_that_you_have_to_have_a_nintendo_switch/
collected_at: 2026-02-12T00:05:17.889996+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
TIL that you have to have a Nintendo Switch Online membership to purchase AND to redeem Game Vouchers.

metadata:
{"subreddit": "assholedesign", "post_id": "1o15wcf", "score": 1239, "num_comments": 129, "created_utc": 1759916138.0, "selftext": "Title. What are your opinions on this?\n\nI personally think it's a bit scummy as I owned a Nintendo Switch Online Membership at the time of purchasing the Vouchers but didn't plan to renew it again by the time I actually wanted to use them but I will have to get another membership now so as not to waste the \u00a380 vouchers.\n\nDefinitely worth considering before buying these.", "sort": "hot", "upvote_ratio": 0.95, "author": "Interesting_Boot"}

selftext:
Title. What are your opinions on this?

I personally think it's a bit scummy as I owned a Nintendo Switch Online Membership at the time of purchasing the Vouchers but didn't plan to renew it again by the time I actually wanted to use them but I will have to get another membership now so as not to waste the £80 vouchers.

Definitely worth considering before buying these.


topic_name: Have a Zoom call scheduled today
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qrbz46/have_a_zoom_call_scheduled_today/
collected_at: 2026-02-12T00:05:26.020721+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qrbz46", "score": 34, "num_comments": 33, "created_utc": 1769794228.0, "selftext": "This girl i knew from highschool has been spamming her social media page with MLM nonsense for years now, and I finally got tired of it and decided to pretend to sign up. I'll be entering and recording a Zoom meeting with her and her mentor (at least I think thats how it will go) and have some loose notes and research to confront them with.\n\nIt's an Anagic Kangen water MLM team and I just want to have some things straight before I confront them.\n\n- The distinction between a MLM and Affiliate Mar", "sort": "hot", "upvote_ratio": 0.8, "author": "Albereich"}

selftext:
This girl i knew from highschool has been spamming her social media page with MLM nonsense for years now, and I finally got tired of it and decided to pretend to sign up. I'll be entering and recording a Zoom meeting with her and her mentor (at least I think thats how it will go) and have some loose notes and research to confront them with.

It's an Anagic Kangen water MLM team and I just want to have some things straight before I confront them.

- The distinction between a MLM and Affiliate Mar


topic_name: People really aren't who they seem
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qjohgb/people_really_arent_who_they_seem/
collected_at: 2026-02-12T00:05:30.135261+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qjohgb", "score": 60, "num_comments": 29, "created_utc": 1769068069.0, "selftext": "Whelp, I thought I found someone for a coaching/mentorship to help me learn life skills and maybe star my own business one day. But alas, after meeting this guy in the outside world and becoming mates so to speak, I now can't trust the job board platforms...\n\nSo yeah, I told them 'from - the - start' that I was looking for someone to teach me a few things and grow as a person. But then after the first zoom call we had, I was like 'oohhhkayy' so this is where we're going, but maybe, let's enterai", "sort": "top", "upvote_ratio": 0.92, "author": "tehkobalt"}

selftext:
Whelp, I thought I found someone for a coaching/mentorship to help me learn life skills and maybe star my own business one day. But alas, after meeting this guy in the outside world and becoming mates so to speak, I now can't trust the job board platforms...

So yeah, I told them 'from - the - start' that I was looking for someone to teach me a few things and grow as a person. But then after the first zoom call we had, I was like 'oohhhkayy' so this is where we're going, but maybe, let's enterai


topic_name: Auto policy cancellation help
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r1b04f/auto_policy_cancellation_help/
collected_at: 2026-02-12T00:05:44.256889+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r1b04f", "score": 1, "num_comments": 9, "created_utc": 1770752821.0, "selftext": "", "sort": "hot", "upvote_ratio": 1.0, "author": "canyoujuststfuthanks"}


topic_name: Can't get new auto insurance due to claims?
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r0c94n/cant_get_new_auto_insurance_due_to_claims/
collected_at: 2026-02-12T00:05:47.658574+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r0c94n", "score": 6, "num_comments": 12, "created_utc": 1770661875.0, "selftext": "Hi! Thanks in advance for any thoughts/advice.\n\nI asked my insurance agent to shop around for cheaper car insurance for me, and he ended up saying that other companies declined to cover me at all due to too many past insurance claims. I got the report of the claims from LexisNexis, and they are:\n\n1. A car accident my ex husband was in, in the car we shared at the time (which is just mine now and the one with this insurance.) His name is correctly listed as the driver.\n2. A car accident my ex hus", "sort": "top", "upvote_ratio": 1.0, "author": "Kitchen-Phone-170"}

selftext:
Hi! Thanks in advance for any thoughts/advice.

I asked my insurance agent to shop around for cheaper car insurance for me, and he ended up saying that other companies declined to cover me at all due to too many past insurance claims. I got the report of the claims from LexisNexis, and they are:

1. A car accident my ex husband was in, in the car we shared at the time (which is just mine now and the one with this insurance.) His name is correctly listed as the driver.
2. A car accident my ex hus


topic_name: RTIC - Link to unsubscribe from emails is almost the same font as the background
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1i20b1s/rtic_link_to_unsubscribe_from_emails_is_almost/
collected_at: 2026-02-12T00:05:53.366544+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1i20b1s", "score": 25, "num_comments": 5, "created_utc": 1736955997.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.97, "author": "just_a_boi_"}


topic_name: Molding bread/buns within days of purchasing
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qtw7rr/molding_breadbuns_within_days_of_purchasing/
collected_at: 2026-02-12T00:06:01.657156+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qtw7rr", "score": 30, "num_comments": 83, "created_utc": 1770041803.0, "selftext": "In the summer our bread goes moldy so fast so we normally put it in the fridge, but it makes it difficult to stock the fridge with other things we need. During the winter we can normally keep burger/hot dog buns and bread in the pantry but lately they mold with days of getting them home. We buy tortillas in bulk so we freeze some of those. And the bagels don't seem to mold as easily. They normally get stale before they mold. \n\nI grew up just sticking the bread/buns straight into the freezer in t", "sort": "hot", "upvote_ratio": 0.78, "author": "smsallen727"}

selftext:
In the summer our bread goes moldy so fast so we normally put it in the fridge, but it makes it difficult to stock the fridge with other things we need. During the winter we can normally keep burger/hot dog buns and bread in the pantry but lately they mold with days of getting them home. We buy tortillas in bulk so we freeze some of those. And the bagels don't seem to mold as easily. They normally get stale before they mold. 

I grew up just sticking the bread/buns straight into the freezer in t


source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qg65m7/was_told_by_my_barber_that_we_should_ideally_cut/
collected_at: 2026-02-12T00:06:05.044714+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
topic_name:
Was told by my barber that we should ideally cut our hair (men) around every two weeks. Was he trying to oversell - if so, how often is ‘ideal’, how often do you go?

metadata:
{"subreddit": "Frugal", "post_id": "1qg65m7", "score": 129, "num_comments": 325, "created_utc": 1768735261.0, "selftext": "Last week I was told by my barber that we (men) should ideally cut our hair every two weeks to look presentable.\n\nI have short Asian hair which starts to flair out (usually on the two weekish mark) on the sides regardless of how much gel or wax I use to flatten it out. I usually get a skin fade which can set me back $40 aud.\n\nNormally I would go every three-four weeks which by then would like a bear out of hibernation.\n\nSo my question is - how often do you get your haircut? How much do you pay?", "sort": "top", "upvote_ratio": 0.75, "author": "default_name2848"}

selftext:
Last week I was told by my barber that we (men) should ideally cut our hair every two weeks to look presentable.

I have short Asian hair which starts to flair out (usually on the two weekish mark) on the sides regardless of how much gel or wax I use to flatten it out. I usually get a skin fade which can set me back $40 aud.

Normally I would go every three-four weeks which by then would like a bear out of hibernation.

So my question is - how often do you get your haircut? How much do you pay?


topic_name: Question about paying the Full balance monthly
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1g8yn/question_about_paying_the_full_balance_monthly/
collected_at: 2026-02-12T00:06:10.588117+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1g8yn", "score": 2, "num_comments": 2, "created_utc": 1770764560.0, "selftext": "Ok, so I've reached the stage where I can, and do pay the full balance on my cards every month.\nThey're all set on auto pay, so I shouldn't worry about it.\nAnd yet...\nMy main card is a discover, the due date was the 7th, and they didn't take a payment.  It said no payment due. I think this is because I paid a large chunk of it earlier in the billing cycle?\nShould I just let the auto pay do it's thing on the due date?\nNext, my other cards always show a balance after the payment is made, assuming ", "sort": "hot", "upvote_ratio": 1.0, "author": "ParsnipDecent6530"}

selftext:
Ok, so I've reached the stage where I can, and do pay the full balance on my cards every month.
They're all set on auto pay, so I shouldn't worry about it.
And yet...
My main card is a discover, the due date was the 7th, and they didn't take a payment.  It said no payment due. I think this is because I paid a large chunk of it earlier in the billing cycle?
Should I just let the auto pay do it's thing on the due date?
Next, my other cards always show a balance after the payment is made, assuming 


source: reddit
region: global
collected_at: 2026-02-12T00:06:13.782306+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
topic_name:
Chase abruptly closed my long-standing credit card account and revoked my rewards. What are my options?

url:
https://reddit.com/r/CreditCards/comments/1qfipxq/chase_abruptly_closed_my_longstanding_credit_card/

metadata:
{"subreddit": "CreditCards", "post_id": "1qfipxq", "score": 51, "num_comments": 51, "created_utc": 1768669757.0, "selftext": "Looking for advice or similar experiences.\n\nIn mid-December, my husband misplaced his wallet inside our home but thought it was lost elsewhere. Unfortunately, my Chase Sapphire Preferred card (joint account, but under my name) was in his wallet. Since we assumed it was lost, we canceled all the cards and requested replacements.\n\nWe later found the wallet at home, but by then the replacement card had already been issued. When I tried to activate the new card, Chase wouldn\u2019t allow it. Shortly afte", "sort": "top", "upvote_ratio": 0.77, "author": "rawyourboat"}

selftext:
Looking for advice or similar experiences.

In mid-December, my husband misplaced his wallet inside our home but thought it was lost elsewhere. Unfortunately, my Chase Sapphire Preferred card (joint account, but under my name) was in his wallet. Since we assumed it was lost, we canceled all the cards and requested replacements.

We later found the wallet at home, but by then the replacement card had already been issued. When I tried to activate the new card, Chase wouldn’t allow it. Shortly afte


source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r26kf4/ny_family_court_child_support_enforcement_anyone/
collected_at: 2026-02-12T00:06:18.921108+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
NY Family Court / Child Support Enforcement anyone dealt with an active warrant and locating the non-custodial parent?

metadata:
{"subreddit": "LegalAdvice", "post_id": "1r26kf4", "score": 0, "num_comments": 0, "created_utc": 1770837147.0, "selftext": "Hi everyone. I\u2019m trying to understand what usually happens next in a child support enforcement situation. I have full custody of my child, and the non custodial parent has an active warrant issued through Family Court for failure to appear/pay support. Location: New York \n\nChild Support Enforcement has already done address searches (DMV, credit header, property records, etc.) and provided possible addresses, but I don\u2019t know how accurate they are. The court advised me to contact the Sheriff\u2019s of", "sort": "hot", "upvote_ratio": 0.5, "author": "codingeffective"}

selftext:
Hi everyone. I’m trying to understand what usually happens next in a child support enforcement situation. I have full custody of my child, and the non custodial parent has an active warrant issued through Family Court for failure to appear/pay support. Location: New York 

Child Support Enforcement has already done address searches (DMV, credit header, property records, etc.) and provided possible addresses, but I don’t know how accurate they are. The court advised me to contact the Sheriff’s of


topic_name: Former company still emailing people as me after I left. What can I do?
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qx77ff/former_company_still_emailing_people_as_me_after/
collected_at: 2026-02-12T00:06:22.356774+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1qx77ff", "score": 394, "num_comments": 40, "created_utc": 1770350118.0, "selftext": "Location: Canada\n\nMy former company (US-based) is still sending emails from my old work email account as if they are me, signed with my name, and they\u2019ve left me on their website as if I\u2019m still an active team member.\n\nThese emails are encouraging people to sign up for a program that I am no longer affiliated with and do not endorse.\n\nI\u2019m no longer with the company and no longer have access to that email account. I was an independent contractor based in Canada, and I have evidence this is still ", "sort": "top", "upvote_ratio": 0.94, "author": "Adventurous-Ebb-2907"}

selftext:
Location: Canada

My former company (US-based) is still sending emails from my old work email account as if they are me, signed with my name, and they’ve left me on their website as if I’m still an active team member.

These emails are encouraging people to sign up for a program that I am no longer affiliated with and do not endorse.

I’m no longer with the company and no longer have access to that email account. I was an independent contractor based in Canada, and I have evidence this is still 


topic_name: LPT: Always set a "nag date" the second you ask someone for something, otherwise you will forget.
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qme0zr/lpt_always_set_a_nag_date_the_second_you_ask/
collected_at: 2026-02-12T00:06:28.286283+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qme0zr", "score": 556, "num_comments": 30, "created_utc": 1769331024.0, "selftext": "I used to lose track of so many tasks because I\u2019d send an email then get distracted and eventually realize three weeks later I never got a reply. \n\nThen I discovered that the fix is to assume everyone will ignore you.\n\nNow I write a note for myself the second I hit send: Sam \u2192 Quote  \u2192 Ping Wednesday.\n\nI simply type out the follow up message right then too so I don't have to think about it later: Hey Sam, just bumping this to the top of your inbox.\n\nWhen Wednesday rolls around I don't have to st", "sort": "hot", "upvote_ratio": 0.93, "author": "[deleted]"}

selftext:
I used to lose track of so many tasks because I’d send an email then get distracted and eventually realize three weeks later I never got a reply. 

Then I discovered that the fix is to assume everyone will ignore you.

Now I write a note for myself the second I hit send: Sam → Quote  → Ping Wednesday.

I simply type out the follow up message right then too so I don't have to think about it later: Hey Sam, just bumping this to the top of your inbox.

When Wednesday rolls around I don't have to st


topic_name: A true BIFL - Tang Pitcher
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qyfag8/a_true_bifl_tang_pitcher/
collected_at: 2026-02-12T00:06:36.789901+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qyfag8", "score": 549, "num_comments": 29, "created_utc": 1770474788.0, "selftext": "Bought by my grandparents and used for my dad when he was a kid. Now we use it to store iced coffee.  Thick wall glass - love this thing!", "sort": "hot", "upvote_ratio": 0.98, "author": "TheCanarity"}

selftext:
Bought by my grandparents and used for my dad when he was a kid. Now we use it to store iced coffee.  Thick wall glass - love this thing!


topic_name: My $268 “new” pair of jeans compared to my 40 year old $10 pair from the thrift store lol
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qf53v0/my_268_new_pair_of_jeans_compared_to_my_40_year/
collected_at: 2026-02-12T00:06:40.492560+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qf53v0", "score": 202, "num_comments": 129, "created_utc": 1768628889.0, "selftext": "I can\u2019t believe we\u2019re living during some of the worst times for clothing right now :(\n\nI know clothes won\u2019t last \u201cforever\u201d but not even lasting a season is diabolical. I should have just spent the money on vintage Levi\u2019s instead \ud83d\ude43\n\nJust wanted to share that I seem to have found a nice quality pair of denim though (which feels rare for some reason) and it was only $10. Has a little fading but I can work with that \ud83d\ude0a", "sort": "top", "upvote_ratio": 0.79, "author": "smilesmilegirly"}

selftext:
I can’t believe we’re living during some of the worst times for clothing right now :(

I know clothes won’t last “forever” but not even lasting a season is diabolical. I should have just spent the money on vintage Levi’s instead 🙃

Just wanted to share that I seem to have found a nice quality pair of denim though (which feels rare for some reason) and it was only $10. Has a little fading but I can work with that 😊


topic_name: Should I take a career break?
source: reddit
region: global
url: https://reddit.com/r/financialindependence/comments/1qbfapl/should_i_take_a_career_break/
collected_at: 2026-02-12T00:06:47.000257+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "financialindependence", "post_id": "1qbfapl", "score": 21, "num_comments": 67, "created_utc": 1768271569.0, "selftext": "Hey Reddit, me M(31) and my wife F(32) are planning to leave our corporate jobs in tech in a few months to travel around the world for about a year. This is something we've talked about for a while and we're both very excited about, it's also important to us that we do it soon before having kids. Even though I know I won't regret it, I still have doubts about leaving my job because I really enjoy it, l've built up a great team, and get paid well. I've worked really hard since starting my career ", "sort": "hot", "upvote_ratio": 0.61, "author": "Great_Ad_8795"}

selftext:
Hey Reddit, me M(31) and my wife F(32) are planning to leave our corporate jobs in tech in a few months to travel around the world for about a year. This is something we've talked about for a while and we're both very excited about, it's also important to us that we do it soon before having kids. Even though I know I won't regret it, I still have doubts about leaving my job because I really enjoy it, l've built up a great team, and get paid well. I've worked really hard since starting my career 


topic_name: Building an infinite ice-cooled PC
source: youtube
region: US
url: https://youtube.com/watch?v=F9MZzEMEWkQ
collected_at: 2026-02-12T00:04:31.071999
autocomplete: []
category: Science & Technology
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "F9MZzEMEWkQ", "channel": "mryeester", "category": "Science & Technology", "category_id": 28, "views": "2744802", "view_count": 2744802, "likes": "142140", "published_at": "2026-02-10T21:13:28Z"}


source: google_news
region: CA
collected_at: 2026-02-12T00:04:36.497418
autocomplete: []
category: Technology
reddit_subreddits: []
signal_type: news_context
topic_name:
I finally stopped over-prompting AI — these 3 simple routines saved me 10 hours a week - Tom's Guide

url:

metadata:
{"published": "Tue, 10 Feb 2026 08:30:00 GMT", "source_publication": "Tom's Guide", "category": "Technology"}


topic_name: 22 | Just started earning | Planning aggressive SIPs for 15-20+ year horizon
source: reddit
region: global
collected_at: 2026-02-12T00:04:41.815158+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1r1y5lc/22_just_started_earning_planning_aggressive_sips/

metadata:
{"subreddit": "personalfinance", "post_id": "1r1y5lc", "score": 1, "num_comments": 1, "created_utc": 1770818463.0, "selftext": "\u200bHi everyone,\n\n\u200bI am 22 years old and have recently started my first job. I am looking to start my investment journey via SIPs immediately.\n\n\u200bMy Profile:\n\u200bAge: 22M \nLocation: India\n\u200bRisk Appetite: High (Given my age and long investment horizon).\n\u200bInvestment Horizon: 15-20+ years. I do not intend to touch this corpus in the short or medium term.\n\u200bGoal: Long-term wealth creation / Financial Independence.\n\u200bCurrent Plan:\nI am looking to build an aggressive equity portfolio since I have time on my si", "sort": "hot", "upvote_ratio": 1.0, "author": "Similar_Bee_2512"}

selftext:
​Hi everyone,

​I am 22 years old and have recently started my first job. I am looking to start my investment journey via SIPs immediately.

​My Profile:
​Age: 22M 
Location: India
​Risk Appetite: High (Given my age and long investment horizon).
​Investment Horizon: 15-20+ years. I do not intend to touch this corpus in the short or medium term.
​Goal: Long-term wealth creation / Financial Independence.
​Current Plan:
I am looking to build an aggressive equity portfolio since I have time on my si


topic_name: “Bank certified check”
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1qv8gmr/bank_certified_check/
collected_at: 2026-02-12T00:04:45.418422+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1qv8gmr", "score": 144, "num_comments": 131, "created_utc": 1770162540.0, "selftext": "My husband is selling something on Facebook for $3,200 the guy trying to buy it originally said he\u2019d pay PayPal, Cashapp, or Cashiers check. He said no cash only now he\u2019s saying he\u2019s getting a \u201cbank certified check\u201d because \u201che\u2019s not paying any money until he gets the item. He told him again cash only or no deal. I\u2019m just curious does this sound like he\u2019s trying to scam him? ", "sort": "top", "upvote_ratio": 0.81, "author": "Acceptable_Engine_23"}

selftext:
My husband is selling something on Facebook for $3,200 the guy trying to buy it originally said he’d pay PayPal, Cashapp, or Cashiers check. He said no cash only now he’s saying he’s getting a “bank certified check” because “he’s not paying any money until he gets the item. He told him again cash only or no deal. I’m just curious does this sound like he’s trying to scam him? 


topic_name: Car sale changed from 72 months to 75
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qz2oj0/car_sale_changed_from_72_months_to_75/
collected_at: 2026-02-12T00:04:50.635972+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qz2oj0", "score": 0, "num_comments": 6, "created_utc": 1770535853.0, "selftext": "Me and my wife bought a new Nissan Pathfinder when we originally got the approval from the bank The sales guy gave us a paper with the monthly payment and for 72 months, he said gap an extra warranty would be extra. We took the paper home and sat on it for a few days. We went back today to purchase it and I noticed it said 75 months, payments were still the same And I asked him I believe it was 72 months why is it saying 75 months now and he said that he didn\u2019t remember if it was 72 or 75 but th", "sort": "hot", "upvote_ratio": 0.25, "author": "Objective-Focus-7675"}

selftext:
Me and my wife bought a new Nissan Pathfinder when we originally got the approval from the bank The sales guy gave us a paper with the monthly payment and for 72 months, he said gap an extra warranty would be extra. We took the paper home and sat on it for a few days. We went back today to purchase it and I noticed it said 75 months, payments were still the same And I asked him I believe it was 72 months why is it saying 75 months now and he said that he didn’t remember if it was 72 or 75 but th


topic_name: Bought accident free cpo, after 9 months accident + owner changes appear on carfax
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qeaxyf/bought_accident_free_cpo_after_9_months_accident/
collected_at: 2026-02-12T00:04:53.860569+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qeaxyf", "score": 7, "num_comments": 36, "created_utc": 1768553507.0, "selftext": "As the title states. Accident was for 21k and happened in mar 2023, car was purchased mar 2025. No accident on carfax provided to me by dealer upon purchase. I was informed of the accident and provided the carfax by a new dealer when trying to trade car in. This was a reputable dealer. Do I have any recourse?", "sort": "top", "upvote_ratio": 0.67, "author": "Amazing_Price_"}

selftext:
As the title states. Accident was for 21k and happened in mar 2023, car was purchased mar 2025. No accident on carfax provided to me by dealer upon purchase. I was informed of the accident and provided the carfax by a new dealer when trying to trade car in. This was a reputable dealer. Do I have any recourse?


topic_name: Cheap chicken and rice soup recipe
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qzytz3/cheap_chicken_and_rice_soup_recipe/
collected_at: 2026-02-12T00:04:59.457741+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qzytz3", "score": 30, "num_comments": 14, "created_utc": 1770625631.0, "selftext": "It cost me about $9 to make a huge pot of this chicken and rice soup that will feed me and my son about 5 dinners. I cut the chicken broth and heavy whipping cream amount in half and substituted water and increased the chicken bullion by a teaspoon. We ate it for dinner then lunch the following day and I froze the rest until next week. When I reheat it, I\u2019ll add water, a couple of baked potatoes and another half teaspoon of chicken bullion. I serve it with hard toast, which is just buttered toas", "sort": "hot", "upvote_ratio": 0.86, "author": "Yeah_yah_ya"}

selftext:
It cost me about $9 to make a huge pot of this chicken and rice soup that will feed me and my son about 5 dinners. I cut the chicken broth and heavy whipping cream amount in half and substituted water and increased the chicken bullion by a teaspoon. We ate it for dinner then lunch the following day and I froze the rest until next week. When I reheat it, I’ll add water, a couple of baked potatoes and another half teaspoon of chicken bullion. I serve it with hard toast, which is just buttered toas


topic_name: Ex husband owes me 30k before the end of the year
source: reddit
region: global
collected_at: 2026-02-12T00:05:03.489448+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1qxm4bu/ex_husband_owes_me_30k_before_the_end_of_the_year/

metadata:
{"subreddit": "povertyfinance", "post_id": "1qxm4bu", "score": 374, "num_comments": 43, "created_utc": 1770394930.0, "selftext": "So, I was diagnosed with rectal cancer in May 2025. Around this same time I was notified that the company I worked for would be purchased by United Healthcare sometime around September.\n\nI went on FMLA/short term disability in June due to side effects from oral chemo and radiation, however, I was smart and had been paying into short term and long term disability. I was one of over 100 people who were 'let go' due to restructuring so my only income now is long term disability which is 60% of my o", "sort": "top", "upvote_ratio": 0.92, "author": "clueless_cards"}

selftext:
So, I was diagnosed with rectal cancer in May 2025. Around this same time I was notified that the company I worked for would be purchased by United Healthcare sometime around September.

I went on FMLA/short term disability in June due to side effects from oral chemo and radiation, however, I was smart and had been paying into short term and long term disability. I was one of over 100 people who were 'let go' due to restructuring so my only income now is long term disability which is 60% of my o


topic_name: [Canada] Focus Fintrion AI Investing Scam - https://veridianfluxty.info/HD1TGn2c
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r0h1xl/canada_focus_fintrion_ai_investing_scam/
collected_at: 2026-02-12T00:05:08.886940+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r0h1xl", "score": 0, "num_comments": 13, "created_utc": 1770672252.0, "selftext": "I was served an Instagram ad for a super sophisticated scam.. sadly I forgot to take a screenshot before I marked it as a scam and it disappeared.\n\nIt was a photo with a CBC logo and Kevin O\u2019Leary in a hospital bed, and the headline said something like \u201ccan\u2019t believe this is how he goes out\u201d\n\nIf you click on it, it takes you to this VERY realistic fake CBC article:\n\nIt tells the fake story of Mark Thompson going on Dragon\u2019s Den with this AI investing tool, Focus Fintrion, and how Kevin O\u2019Leary s", "sort": "hot", "upvote_ratio": 0.41, "author": "ComparisonSolid770"}

selftext:
I was served an Instagram ad for a super sophisticated scam.. sadly I forgot to take a screenshot before I marked it as a scam and it disappeared.

It was a photo with a CBC logo and Kevin O’Leary in a hospital bed, and the headline said something like “can’t believe this is how he goes out”

If you click on it, it takes you to this VERY realistic fake CBC article:

It tells the fake story of Mark Thompson going on Dragon’s Den with this AI investing tool, Focus Fintrion, and how Kevin O’Leary s


source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1quea3r/us_recived_this_email_today_while_i_was_asleep/
collected_at: 2026-02-12T00:05:12.359096+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
topic_name:
[US] Recived this email today while i was asleep taking a nap, and woke up to this email claiming to be from a court

metadata:
{"subreddit": "Scams", "post_id": "1quea3r", "score": 46, "num_comments": 66, "created_utc": 1770082062.0, "selftext": "I just woke up from my nap, to find this email claiming to be a court summons. Though I am suspicious of it being a scam. I haven't received an email scam in a long time.\n\nHere are the email details i received below everything is word for word: \n\n\"OFFICIAL COURT NOTICE\nUnited States District Court - Action Required\n[Official Court Notification,\nNotice Date: Monday, February 2, 2026 Time:\n2:41 PM EST\nCase Number: #USDC-2026-63829-CV\nTo the Defendant:\nPursuant to Rule 4 of the Federal Rules of\nCiv", "sort": "top", "upvote_ratio": 0.76, "author": "Lil-Kitten-420"}

selftext:
I just woke up from my nap, to find this email claiming to be a court summons. Though I am suspicious of it being a scam. I haven't received an email scam in a long time.

Here are the email details i received below everything is word for word: 

"OFFICIAL COURT NOTICE
United States District Court - Action Required
[Official Court Notification,
Notice Date: Monday, February 2, 2026 Time:
2:41 PM EST
Case Number: #USDC-2026-63829-CV
To the Defendant:
Pursuant to Rule 4 of the Federal Rules of
Civ


topic_name: Microsoft is plugging more holes that let you use Windows 11 without an online account | The Verge
source: reddit
region: global
collected_at: 2026-02-12T00:05:17.889999+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/assholedesign/comments/1o07srt/microsoft_is_plugging_more_holes_that_let_you_use/

metadata:
{"subreddit": "assholedesign", "post_id": "1o07srt", "score": 937, "num_comments": 123, "created_utc": 1759820681.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.97, "author": "Tail_sb"}


topic_name: My mom is being sucked into another MLM and it's straining our relationship
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qr18ne/my_mom_is_being_sucked_into_another_mlm_and_its/
collected_at: 2026-02-12T00:05:26.020724+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qr18ne", "score": 75, "num_comments": 19, "created_utc": 1769766762.0, "selftext": "I love my mom, I really do, but she's never been the easiest person to be around. She's really easily scammed, she is super deep in the wellness rabbit hole and will believe anything you say if you promise it cures you. this becomes an issue for our relationship because the thing she's getting into all these MLMs to cure is me. on a fundamental level she believes that I would be better if I didn't have my disabilities and she blames me having them on the fact that I'm unwilling to try her miracl", "sort": "hot", "upvote_ratio": 1.0, "author": "Sleepy_days_forever"}

selftext:
I love my mom, I really do, but she's never been the easiest person to be around. She's really easily scammed, she is super deep in the wellness rabbit hole and will believe anything you say if you promise it cures you. this becomes an issue for our relationship because the thing she's getting into all these MLMs to cure is me. on a fundamental level she believes that I would be better if I didn't have my disabilities and she blames me having them on the fact that I'm unwilling to try her miracl


topic_name: Should I string out Amway and BWW and waste their time?
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1ql52li/should_i_string_out_amway_and_bww_and_waste_their/
collected_at: 2026-02-12T00:05:30.135264+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1ql52li", "score": 62, "num_comments": 36, "created_utc": 1769207318.0, "selftext": "Got hit up and got told about Rob and (I forgot his wife's name), pretty sure fictional characters. I took a screenshot and drew this triangle off the bat and smiled through a zoom meeting.\n\nShould I continue to waste their time, knowing they ain't gonna get me.", "sort": "top", "upvote_ratio": 0.88, "author": "baftsm"}

selftext:
Got hit up and got told about Rob and (I forgot his wife's name), pretty sure fictional characters. I took a screenshot and drew this triangle off the bat and smiled through a zoom meeting.

Should I continue to waste their time, knowing they ain't gonna get me.


source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r1azng/i_currently_work_for_a_wholesaler_but_ive_been/
collected_at: 2026-02-12T00:05:44.256892+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
topic_name:
I currently work for a wholesaler, but I've been exploring retail opportunities as it aligns with my previous sales experience selling software.

Has anyone ever went from wholesale to retail before? If so, what was your experience and would you recommend it.

metadata:
{"subreddit": "Insurance", "post_id": "1r1azng", "score": 0, "num_comments": 2, "created_utc": 1770752792.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.5, "author": "SuccessfulMap6519"}


topic_name: Accident in rental car
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qys24v/accident_in_rental_car/
collected_at: 2026-02-12T00:05:47.658578+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qys24v", "score": 5, "num_comments": 12, "created_utc": 1770504792.0, "selftext": "Resident of Washington state, 20+ years without an accident, holding Safeco insurance for two cars and a house.\n\nDuring a recent business trip to California, I was in an accident in a rental car (Enterprise). I was backing out of a parking space, and the other driver entered the parking lot from the street and hit the back of my car. The other driver was also in a rental car (Hertz) and was driving for Uber at the time. It was low speed, and the cars were damaged, but the drivers were not, so we", "sort": "top", "upvote_ratio": 1.0, "author": "theballpeen"}

selftext:
Resident of Washington state, 20+ years without an accident, holding Safeco insurance for two cars and a house.

During a recent business trip to California, I was in an accident in a rental car (Enterprise). I was backing out of a parking space, and the other driver entered the parking lot from the street and hit the back of my car. The other driver was also in a rental car (Hertz) and was driving for Uber at the time. It was low speed, and the cars were damaged, but the drivers were not, so we


topic_name: Marvel Rivals making it seem like more of the battle pass is part of the luxury version.
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1i05hnq/marvel_rivals_making_it_seem_like_more_of_the/
collected_at: 2026-02-12T00:05:53.366548+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1i05hnq", "score": 14, "num_comments": 0, "created_utc": 1736740823.0, "selftext": "https://preview.redd.it/h5s989xwpoce1.png?width=2560&amp;format=png&amp;auto=webp&amp;s=025c45d30fb3397f7eed1ff8480c1f3d0d3211e3\n\nThe battle pass shows this on the purchase screen, but it combines the free and paid version of the battle pass. The gallery cards, one of the skins, and some of the currencies are part of the free battle pass. This makes it seem like all of it is part of the luxury battle pass.", "sort": "hot", "upvote_ratio": 0.86, "author": "Cool_kid2"}

selftext:
https://preview.redd.it/h5s989xwpoce1.png?width=2560&amp;format=png&amp;auto=webp&amp;s=025c45d30fb3397f7eed1ff8480c1f3d0d3211e3

The battle pass shows this on the purchase screen, but it combines the free and paid version of the battle pass. The gallery cards, one of the skins, and some of the currencies are part of the free battle pass. This makes it seem like all of it is part of the luxury battle pass.


topic_name: Fridge left cracked open for 24 hours
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qtwkrn/fridge_left_cracked_open_for_24_hours/
collected_at: 2026-02-12T00:06:01.657159+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qtwkrn", "score": 31, "num_comments": 85, "created_utc": 1770042664.0, "selftext": "Hello! I left my fridge cracked open (the door was touching the frame, but no seal) for around 20 hours. \n\nI had cooked rice and bean/sausage stew that I put in the fridge right after cooking it and right before leaving it ajar. I also had milk, eggs, condiments, jams, cheeses, etc.\n\nFor reference, the ice in the freezer compartment was partially thawed. No condensation in the fridge, but stuff didn't feel cool to the touch.\n\nAIs say I should throw everything out because I didn't know how many h", "sort": "hot", "upvote_ratio": 0.65, "author": "Xandy13"}

selftext:
Hello! I left my fridge cracked open (the door was touching the frame, but no seal) for around 20 hours. 

I had cooked rice and bean/sausage stew that I put in the fridge right after cooking it and right before leaving it ajar. I also had milk, eggs, condiments, jams, cheeses, etc.

For reference, the ice in the freezer compartment was partially thawed. No condensation in the fridge, but stuff didn't feel cool to the touch.

AIs say I should throw everything out because I didn't know how many h


topic_name: 3 credit cards right at 19
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1l4wk/3_credit_cards_right_at_19/
collected_at: 2026-02-12T00:06:10.588120+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1l4wk", "score": 0, "num_comments": 11, "created_utc": 1770777169.0, "selftext": "Hey so I recently turned 19 and have been eyeing a credit card for some time almost a year now. In August I got my first personal credit card. Back when I was 16 I got my very first credit via parents letting me be an authorized user. Was wondering if I get my second personal credit would that be bad for me or would it affect my credit score. Currently at about 720 score", "sort": "hot", "upvote_ratio": 0.5, "author": "Big-Weekend459"}

selftext:
Hey so I recently turned 19 and have been eyeing a credit card for some time almost a year now. In August I got my first personal credit card. Back when I was 16 I got my very first credit via parents letting me be an authorized user. Was wondering if I get my second personal credit would that be bad for me or would it affect my credit score. Currently at about 720 score


topic_name: The Citi Strata Premier looks so nice in person, the images on the Citi site really undersell it
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qyjo0o/the_citi_strata_premier_looks_so_nice_in_person/
collected_at: 2026-02-12T00:06:13.782310+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qyjo0o", "score": 52, "num_comments": 13, "created_utc": 1770485080.0, "selftext": "Like night and day. I thought this would be the ugliest card I own but that continues to be the Citi ThankYou card. \n\nThe outer edge of the strata cards looks so bland on the site but it is actually a much more lively silver in person, and the card has some small raised areas on the background shape. The dark Grey background is actually a more metallic color as well. Just a very nice looking card.", "sort": "top", "upvote_ratio": 0.83, "author": "RoyalOakPiguet"}

selftext:
Like night and day. I thought this would be the ugliest card I own but that continues to be the Citi ThankYou card. 

The outer edge of the strata cards looks so bland on the site but it is actually a much more lively silver in person, and the card has some small raised areas on the background shape. The dark Grey background is actually a more metallic color as well. Just a very nice looking card.


topic_name: Need advice for getting a subpoena made for past receipts
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r26gum/need_advice_for_getting_a_subpoena_made_for_past/
collected_at: 2026-02-12T00:06:18.921112+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r26gum", "score": 1, "num_comments": 0, "created_utc": 1770836929.0, "selftext": "My wife and I are based in California and we are having to track down past receipts as her business partner has been stealing from the company for years. We have able to get many receipts for most companies, but are running into roadblocks with two companies as they are requesting a subpoena to release the receipts. We already have all the bank statements that detail the purchase amount, date, store location, etc., as well as the credit card info, but only these two corporations are asking for a", "sort": "hot", "upvote_ratio": 1.0, "author": "catsonthematterhorn"}

selftext:
My wife and I are based in California and we are having to track down past receipts as her business partner has been stealing from the company for years. We have able to get many receipts for most companies, but are running into roadblocks with two companies as they are requesting a subpoena to release the receipts. We already have all the bank statements that detail the purchase amount, date, store location, etc., as well as the credit card info, but only these two corporations are asking for a


source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qko9r3/neighbors_contractors_are_blocking_my_driveway/
collected_at: 2026-02-12T00:06:22.356778+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
Neighbors contractors are blocking my driveway during their construction. Neighbor has an easement that allows for ingress and egress only. Should we call the Sheriff to take action? Or what’s your legal advice?

metadata:
{"subreddit": "LegalAdvice", "post_id": "1qko9r3", "score": 396, "num_comments": 47, "created_utc": 1769167412.0, "selftext": "Location: Oregon, rural area. We have talked to the contractor. He told us he\u2019ll do whatever the f he needs to do. Including parking, off loading from our paved driveway that leads to their gravel drive, blocking our driveway while he does so. We have talked to the neighbor who is acting as her own General contractor. She basically is ignoring our requests and is \u201cso sorry.\u201d One of their subs already ran over our well head and caused $10K in damage. We have an attorney working on suing the neigh", "sort": "top", "upvote_ratio": 0.98, "author": "Spirited_Concern5613"}

selftext:
Location: Oregon, rural area. We have talked to the contractor. He told us he’ll do whatever the f he needs to do. Including parking, off loading from our paved driveway that leads to their gravel drive, blocking our driveway while he does so. We have talked to the neighbor who is acting as her own General contractor. She basically is ignoring our requests and is “so sorry.” One of their subs already ran over our well head and caused $10K in damage. We have an attorney working on suing the neigh


source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qml88b/lpt_regularly_clean_up_your_bank_transfer/
collected_at: 2026-02-12T00:06:28.286288+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
topic_name:
LPT: Regularly clean up your bank transfer contacts list to avoid accidentally sending money to the wrong person

metadata:
{"subreddit": "LifeProTips", "post_id": "1qml88b", "score": 135, "num_comments": 8, "created_utc": 1769353010.0, "selftext": "Every few months, go through your saved transfer contacts and delete anyone you don't regularly send money to, especially:\n- People you only paid once or twice\n- Old contacts from years ago\n- Anyone whose relationship with you has changed\n\nWhy this matters? Because when you're rushing to send a payment, it's easy to tap the wrong name, especially if multiple contacts have similar names\n\nKeep only the people you actually transfer money to regularly (rent, regular bill splits with roommates, famil", "sort": "hot", "upvote_ratio": 0.9, "author": "sergioescalante"}

selftext:
Every few months, go through your saved transfer contacts and delete anyone you don't regularly send money to, especially:
- People you only paid once or twice
- Old contacts from years ago
- Anyone whose relationship with you has changed

Why this matters? Because when you're rushing to send a payment, it's easy to tap the wrong name, especially if multiple contacts have similar names

Keep only the people you actually transfer money to regularly (rent, regular bill splits with roommates, famil


topic_name: Cuisinart DLC-8 Plus vs. Other DLC-8 series - Any differences? New bowl needed
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qzlwpq/cuisinart_dlc8_plus_vs_other_dlc8_series_any/
collected_at: 2026-02-12T00:06:36.789906+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qzlwpq", "score": 1, "num_comments": 5, "created_utc": 1770587206.0, "selftext": "I scored a DLC-8 Plus today for $10.99 at Goodwill. I'm thrilled, since I have another old 1980 series unit that's a bit too large, and the \"On\" button won't stay down. Anyway, I found that there's a small drip that comes from a crack in the bowl of the new unit. I started searching for a replacement bowl but I can't find any clear guidance on compatibility within the 8-series. There seems to be a few variants out there. \n\n  \nDoes anyone have any experience with sourcing these parts and possibly", "sort": "hot", "upvote_ratio": 0.6, "author": "Ollie561"}

selftext:
I scored a DLC-8 Plus today for $10.99 at Goodwill. I'm thrilled, since I have another old 1980 series unit that's a bit too large, and the "On" button won't stay down. Anyway, I found that there's a small drip that comes from a crack in the bowl of the new unit. I started searching for a replacement bowl but I can't find any clear guidance on compatibility within the 8-series. There seems to be a few variants out there. 

  
Does anyone have any experience with sourcing these parts and possibly


topic_name: BIFl: Datavac Air Duster
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qeiv05/bifl_datavac_air_duster/
collected_at: 2026-02-12T00:06:40.492568+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qeiv05", "score": 202, "num_comments": 73, "created_utc": 1768577045.0, "selftext": "Metrovac is the company - Datavac is their IT/Computer department. They also have other heavy duty ones.\n\nHad this since 2012 and has easily saved me thousands of dollars instead of buying canned air.\n\nCorrection Edit: You can easily pinch the foam filter on the bottom and run it under to sink to clean and air dry before installation (MetroVac Customer Service) ", "sort": "top", "upvote_ratio": 0.94, "author": "RedditorManIsHere"}

selftext:
Metrovac is the company - Datavac is their IT/Computer department. They also have other heavy duty ones.

Had this since 2012 and has easily saved me thousands of dollars instead of buying canned air.

Correction Edit: You can easily pinch the foam filter on the bottom and run it under to sink to clean and air dry before installation (MetroVac Customer Service) 


topic_name: Need a Reality Check: Is $3,200/year for $5M Umbrella Insurance Worth It?
source: reddit
region: global
collected_at: 2026-02-12T00:06:47.000261+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1qbbetc/need_a_reality_check_is_3200year_for_5m_umbrella/

metadata:
{"subreddit": "financialindependence", "post_id": "1qbbetc", "score": 33, "num_comments": 78, "created_utc": 1768261571.0, "selftext": "My wife and I are discussing umbrella insurance, and I'd appreciate some outside perspective.\n\nOur situation:\n\n* California residents\n* Net worth: \\~$4M\n* Son (under 21) is a licensed driver on our policy\n* Current coverage: $1M umbrella with AAA\n\n**The issue:**\n\nI want to increase our umbrella coverage to $5M to better match our net worth and protect against worst-case scenarios. AAA doesn't offer policies above their current limit, so I worked with their agent to get a quote from a specialty c", "sort": "hot", "upvote_ratio": 0.71, "author": "yond238"}

selftext:
My wife and I are discussing umbrella insurance, and I'd appreciate some outside perspective.

Our situation:

* California residents
* Net worth: \~$4M
* Son (under 21) is a licensed driver on our policy
* Current coverage: $1M umbrella with AAA

**The issue:**

I want to increase our umbrella coverage to $5M to better match our net worth and protect against worst-case scenarios. AAA doesn't offer policies above their current limit, so I worked with their agent to get a quote from a specialty c


topic_name: Did yall see this?
source: youtube
region: US
url: https://youtube.com/watch?v=_DHpuLXHkxw
collected_at: 2026-02-12T00:04:30.534767
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "_DHpuLXHkxw", "channel": "BS With Braeden Sorbo", "category": "Entertainment", "category_id": 24, "views": "2573947", "view_count": 2573947, "likes": "276651", "published_at": "2026-02-09T23:04:03Z"}


topic_name: What should I do to overcome this problem
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r1xxxn/what_should_i_do_to_overcome_this_problem/
collected_at: 2026-02-12T00:04:41.815163+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1r1xxxn", "score": 0, "num_comments": 7, "created_utc": 1770817939.0, "selftext": "I have over 300,000 pesos debt ($6,000)\n\nI lost my business and I can\u2019t have job because of all my debts are on due date and they want file a cases against to me if I will not pay them.\n\nWhat should I do ?\n\nBecause this problem almost 3 months I can\u2019t sleep properly", "sort": "hot", "upvote_ratio": 0.5, "author": "KahitPeacelang"}

selftext:
I have over 300,000 pesos debt ($6,000)

I lost my business and I can’t have job because of all my debts are on due date and they want file a cases against to me if I will not pay them.

What should I do ?

Because this problem almost 3 months I can’t sleep properly


topic_name: Inherited house out of state, help me calculate if cash offer makes sense vs traditional sale
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418426+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qfrsap/inherited_house_out_of_state_help_me_calculate_if/

metadata:
{"subreddit": "personalfinance", "post_id": "1qfrsap", "score": 143, "num_comments": 74, "created_utc": 1768691200.0, "selftext": "My mom died six months ago and I inherited her house in Connecticut. I'm in Texas trying to decide between two options. The house is valued around $200k but needs work. A realtor wants me to invest $25k-35k in repairs (roof, HVAC, cosmetic), then pay 6% commission and cover holding costs while it sits on market for 4-6 months. After everything, I'd probably net $150k-160k. [https://www.valleyresidentialgroup.com/](https://www.valleyresidentialgroup.com/) offered $160k cash, as-is, close in 3 wee", "sort": "top", "upvote_ratio": 0.88, "author": "Abril-prieto-cevallo"}

selftext:
My mom died six months ago and I inherited her house in Connecticut. I'm in Texas trying to decide between two options. The house is valued around $200k but needs work. A realtor wants me to invest $25k-35k in repairs (roof, HVAC, cosmetic), then pay 6% commission and cover holding costs while it sits on market for 4-6 months. After everything, I'd probably net $150k-160k. [https://www.valleyresidentialgroup.com/](https://www.valleyresidentialgroup.com/) offered $160k cash, as-is, close in 3 wee


topic_name: Is this good?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qyr76h/is_this_good/
collected_at: 2026-02-12T00:04:50.635976+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qyr76h", "score": 0, "num_comments": 4, "created_utc": 1770502661.0, "selftext": "I\u2019m in the SF Bay Area. I got a 2026 Honda CRV Trailsport that was selling at $40,250 down to $35,800 after lots of going back and forth. That\u2019s the OTD price. Good deal? I feel good about it, idk. \ud83e\udd37\ud83d\ude05", "sort": "hot", "upvote_ratio": 0.4, "author": "pookiebaby876"}

selftext:
I’m in the SF Bay Area. I got a 2026 Honda CRV Trailsport that was selling at $40,250 down to $35,800 after lots of going back and forth. That’s the OTD price. Good deal? I feel good about it, idk. 🤷😅


topic_name: Career Change
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qdroqb/career_change/
collected_at: 2026-02-12T00:04:53.860573+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qdroqb", "score": 5, "num_comments": 5, "created_utc": 1768502019.0, "selftext": "so i work for a an independent auto parts store and i have been looking at moving to selling cars at a dealership. i\u2019m comfortable where im at and i enjoy working in the automotive industry but i want something that i have the opportunity to make more money and i want to dress nice everyday lol. sooooo can you guys tell me the honest pros and cons on selling!?! ", "sort": "top", "upvote_ratio": 0.86, "author": "Commercial_Pain_3251"}

selftext:
so i work for a an independent auto parts store and i have been looking at moving to selling cars at a dealership. i’m comfortable where im at and i enjoy working in the automotive industry but i want something that i have the opportunity to make more money and i want to dress nice everyday lol. sooooo can you guys tell me the honest pros and cons on selling!?! 


topic_name: Contentious Litigation (Inheritance)
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1r08k63/contentious_litigation_inheritance/
collected_at: 2026-02-12T00:04:59.457744+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1r08k63", "score": 8, "num_comments": 16, "created_utc": 1770654013.0, "selftext": "It\u2019s been over a year on and off of reaching out to countless law firms trying to find someone who\u2019ll represent me pro bono or on contingency.\n\nUnfortunately, the programs that do deal with this type of case are beyond capacity &amp; can\u2019t help everyone.\n\nI\u2019m open to trying mediation, but looks like the case value is too high.\n\nNot sure what else to try to find a lawyer, if I can\u2019t afford to pay anything up front &amp; the programs I can apply to don\u2019t accept me.\n\nLocation: Houston", "sort": "hot", "upvote_ratio": 0.83, "author": "Sudden-Lecture6698"}

selftext:
It’s been over a year on and off of reaching out to countless law firms trying to find someone who’ll represent me pro bono or on contingency.

Unfortunately, the programs that do deal with this type of case are beyond capacity &amp; can’t help everyone.

I’m open to trying mediation, but looks like the case value is too high.

Not sure what else to try to find a lawyer, if I can’t afford to pay anything up front &amp; the programs I can apply to don’t accept me.

Location: Houston


source: reddit
region: global
collected_at: 2026-02-12T00:05:03.489451+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
topic_name:
Feeling frustrated...thought a CDL was a way out but I earn less per hour than I did at my retail position

url:
https://reddit.com/r/povertyfinance/comments/1qvqywm/feeling_frustratedthought_a_cdl_was_a_way_out_but/

metadata:
{"subreddit": "povertyfinance", "post_id": "1qvqywm", "score": 348, "num_comments": 159, "created_utc": 1770217602.0, "selftext": "I earned $5 yesterday for 11 hours of work. I fell behind and had to complete yesterday's load.\n\nI earn about $1000 a week if im lucky before taxes if I worked my full 70 hours. Usually closer to $800 before tax. The workers right movement never happened in the truck industry.\n\nI was happier earning $600 a week and working 40 hours. Im constantly in pain and barely sleep. Nothing feels worth it anymore.\n\nWanted to put \"vent\" flair but honestly if you have advice or something just shoot. Im doing", "sort": "top", "upvote_ratio": 0.94, "author": "st_psilocybin"}

selftext:
I earned $5 yesterday for 11 hours of work. I fell behind and had to complete yesterday's load.

I earn about $1000 a week if im lucky before taxes if I worked my full 70 hours. Usually closer to $800 before tax. The workers right movement never happened in the truck industry.

I was happier earning $600 a week and working 40 hours. Im constantly in pain and barely sleep. Nothing feels worth it anymore.

Wanted to put "vent" flair but honestly if you have advice or something just shoot. Im doing


topic_name: [EU] Two text messages from Trezor and Binance not sure if they are a scam or a reason for concern
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1r03bl6/eu_two_text_messages_from_trezor_and_binance_not/
collected_at: 2026-02-12T00:05:08.886944+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1r03bl6", "score": 0, "num_comments": 8, "created_utc": 1770641315.0, "selftext": "My wife received those two messages in the span of two weeks from Trezor and Binance supposedly. We have never used crypto wallets or anything of the sorts. Googling those phone numbers doesn\u2019t show anything in particular. Is this a reason for concern or do we just ignore it? They are coming from the \"phone numbers code\" or whatever you call it whenever you get legit notifications and such (1202 in this case but it might be just our country\u2019s).\n\nThe messages are the following: \n\nCode: xxx xxx. U", "sort": "hot", "upvote_ratio": 0.5, "author": "Canthinkofanick"}

selftext:
My wife received those two messages in the span of two weeks from Trezor and Binance supposedly. We have never used crypto wallets or anything of the sorts. Googling those phone numbers doesn’t show anything in particular. Is this a reason for concern or do we just ignore it? They are coming from the "phone numbers code" or whatever you call it whenever you get legit notifications and such (1202 in this case but it might be just our country’s).

The messages are the following: 

Code: xxx xxx. U


topic_name: HELP My Dad is mid scam right now!!!
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qin2gr/help_my_dad_is_mid_scam_right_now/
collected_at: 2026-02-12T00:05:12.359099+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qin2gr", "score": 47, "num_comments": 43, "created_utc": 1768966657.0, "selftext": "UPDATE: We caught it in time thank goodness!! Taking all sorts of crazy precautions so this doesn't happen again.\n\nMy father (84) got an email from chase saying to call him about a paypal dispute. He called the # and ended up giving them his bank account info (Satander). They said they accidentally put 25k into his account and he needs to wire them 25k tomorrow. All of his passwords are cleared out of his PC and we can't log into anything. We are trying to reset passwords for his email account a", "sort": "top", "upvote_ratio": 0.87, "author": "Complete_Repair_2486"}

selftext:
UPDATE: We caught it in time thank goodness!! Taking all sorts of crazy precautions so this doesn't happen again.

My father (84) got an email from chase saying to call him about a paypal dispute. He called the # and ended up giving them his bank account info (Satander). They said they accidentally put 25k into his account and he needs to wire them 25k tomorrow. All of his passwords are cleared out of his PC and we can't log into anything. We are trying to reset passwords for his email account a


source: reddit
region: global
collected_at: 2026-02-12T00:05:17.890002+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
Roku making it appear that you have no option but consenting to their “Better Smart TV Experience” AKA tracking for tailored advertisements.

url:
https://reddit.com/r/assholedesign/comments/1o03rz3/roku_making_it_appear_that_you_have_no_option_but/

metadata:
{"subreddit": "assholedesign", "post_id": "1o03rz3", "score": 555, "num_comments": 47, "created_utc": 1759806880.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.96, "author": "currgy"}


topic_name: Checkmate, antiMLM-ers!
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qqlrma/checkmate_antimlmers/
collected_at: 2026-02-12T00:05:26.020728+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qqlrma", "score": 368, "num_comments": 122, "created_utc": 1769722344.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.98, "author": "odoyle66"}


topic_name: How much coverage ?
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r19hbw/how_much_coverage/
collected_at: 2026-02-12T00:05:44.256896+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r19hbw", "score": 1, "num_comments": 1, "created_utc": 1770749565.0, "selftext": "Used 2022 camry. Paid off\n24M, remote , inland empire\n\n280/month\n\nGeico\nCollision/CDW 500 deductible\nComp 500 deductible\nBI: 100k/200k\nPD: 100k\nUM: 100k/200k\n\nWhich should i increase or reduce ? \n", "sort": "hot", "upvote_ratio": 1.0, "author": "yeaaaletsgoo"}

selftext:
Used 2022 camry. Paid off
24M, remote , inland empire

280/month

Geico
Collision/CDW 500 deductible
Comp 500 deductible
BI: 100k/200k
PD: 100k
UM: 100k/200k

Which should i increase or reduce ? 


topic_name: Homeowner's claim scope/estimate question
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qx36cu/homeowners_claim_scopeestimate_question/
collected_at: 2026-02-12T00:05:47.658581+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qx36cu", "score": 4, "num_comments": 4, "created_utc": 1770339012.0, "selftext": "I am a homeowner that is currently involved in an insurance claim and am facing a dilemma regarding the payout process that I would like some input on. I will try to keep it as brief as possible, but there is some background that I need to provide so my question will make sense, so apologies for the long post. Note that the details are purposely vague and the dollar amounts are generic/relative rather than exact figures for simplicity.\n\nWe had damage to our house due to a covered event requiring", "sort": "top", "upvote_ratio": 0.84, "author": "The_GTShortbus"}

selftext:
I am a homeowner that is currently involved in an insurance claim and am facing a dilemma regarding the payout process that I would like some input on. I will try to keep it as brief as possible, but there is some background that I need to provide so my question will make sense, so apologies for the long post. Note that the details are purposely vague and the dollar amounts are generic/relative rather than exact figures for simplicity.

We had damage to our house due to a covered event requiring


topic_name: Uber Eats Triple Dark Pattern combo
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1hyl7q3/uber_eats_triple_dark_pattern_combo/
collected_at: 2026-02-12T00:05:53.366551+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1hyl7q3", "score": 29, "num_comments": 5, "created_utc": 1736560543.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.92, "author": "Expensive_Emphasis78"}


topic_name: I'm proud of myself. I vended at a flea market today.
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qt9rc7/im_proud_of_myself_i_vended_at_a_flea_market_today/
collected_at: 2026-02-12T00:06:01.657163+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qt9rc7", "score": 536, "num_comments": 36, "created_utc": 1769977674.0, "selftext": "So i'm proud of myself. I did a flea market yesterday. Made some money. didn't buy anything.\n\nAlso as someone who has agoraphobia. And a little less than two years ago, couldn't even step into the driveway. I am pushing myself more. \n\nI've come a long way, and i'm still going to work hard.\n\nAnd i'm going to keep trying to get out of the house and go to maybe some of the other flea markets to vend.", "sort": "hot", "upvote_ratio": 0.94, "author": "jumpinspid29"}

selftext:
So i'm proud of myself. I did a flea market yesterday. Made some money. didn't buy anything.

Also as someone who has agoraphobia. And a little less than two years ago, couldn't even step into the driveway. I am pushing myself more. 

I've come a long way, and i'm still going to work hard.

And i'm going to keep trying to get out of the house and go to maybe some of the other flea markets to vend.


topic_name: Buyers remorse need guidance- health vs finances- feel amazing but hate myself
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qqtrau/buyers_remorse_need_guidance_health_vs_finances/
collected_at: 2026-02-12T00:06:05.044718+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qqtrau", "score": 132, "num_comments": 57, "created_utc": 1769742298.0, "selftext": "I have suffered with TMJ since childhood. I also have scoliosis and cervical lumbar arthritis. I recently got Botox and spent $1700 between neck, scalp, forehead, temples and jaw: I feel amazing without the pain and cannot get over the improvement my wrinkles, double chin, squared jaw and just overall well being. I probably  need more in my neck and shoulder but I\u2019ve spent so much money and cannot get over the guilt. I\u2019m in 8K debt and although I\u2019m great physically, I cannot get over the money I", "sort": "top", "upvote_ratio": 0.9, "author": "TrickyCommercial5860"}

selftext:
I have suffered with TMJ since childhood. I also have scoliosis and cervical lumbar arthritis. I recently got Botox and spent $1700 between neck, scalp, forehead, temples and jaw: I feel amazing without the pain and cannot get over the improvement my wrinkles, double chin, squared jaw and just overall well being. I probably  need more in my neck and shoulder but I’ve spent so much money and cannot get over the guilt. I’m in 8K debt and although I’m great physically, I cannot get over the money I


topic_name: I keep getting denied student cards
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1fnk3/i_keep_getting_denied_student_cards/
collected_at: 2026-02-12T00:06:10.588124+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1fnk3", "score": 2, "num_comments": 2, "created_utc": 1770763162.0, "selftext": "I'm really confused and frustrated at this point. I've been getting mail from Discover and Capitol One about their student cards, so I finally decided to apply. I'm 19, a college freshman, never had a line of credit in my life, besides student loans, which are cosigned by my dad. I applied to Discover first, after getting a PREAPPROVAL LETTER, only for them to say I've been denied for not having enough credit history? I applied again a few months later, and THAT was denied for having put in an a", "sort": "hot", "upvote_ratio": 0.67, "author": "No_Bug_6752"}

selftext:
I'm really confused and frustrated at this point. I've been getting mail from Discover and Capitol One about their student cards, so I finally decided to apply. I'm 19, a college freshman, never had a line of credit in my life, besides student loans, which are cosigned by my dad. I applied to Discover first, after getting a PREAPPROVAL LETTER, only for them to say I've been denied for not having enough credit history? I applied again a few months later, and THAT was denied for having put in an a


topic_name: Robinhood Credit Card Travel 5% cash back is a Joke
source: reddit
region: global
collected_at: 2026-02-12T00:06:13.782313+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/CreditCards/comments/1qqpx2t/robinhood_credit_card_travel_5_cash_back_is_a_joke/

metadata:
{"subreddit": "CreditCards", "post_id": "1qqpx2t", "score": 53, "num_comments": 26, "created_utc": 1769732237.0, "selftext": "I\u2019m shopping around for a flight and about to book it but I was debating which credit card to use. I\u2019m on Google flights which found me a flight and took me to American Airlines\u2026 $344.20. Same flight on Robinhood Credit Card app Travel portal where you can earn \u201c5% cash back\u201d is $360.47?!? Suspiciously almost 5% more than American Airlines. Wow. That\u2019s dumb. \n\nHas anyone else seen this? Or actually got a good deal? Seems like a joke to me. Gonna just purchase on the AA website with and get 3% ba", "sort": "top", "upvote_ratio": 0.88, "author": "YeungDynasty"}

selftext:
I’m shopping around for a flight and about to book it but I was debating which credit card to use. I’m on Google flights which found me a flight and took me to American Airlines… $344.20. Same flight on Robinhood Credit Card app Travel portal where you can earn “5% cash back” is $360.47?!? Suspiciously almost 5% more than American Airlines. Wow. That’s dumb. 

Has anyone else seen this? Or actually got a good deal? Seems like a joke to me. Gonna just purchase on the AA website with and get 3% ba


topic_name: security deposit dispute
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r26crf/security_deposit_dispute/
collected_at: 2026-02-12T00:06:18.921115+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r26crf", "score": 1, "num_comments": 1, "created_utc": 1770836689.0, "selftext": "I recently moved out of an apartment complex after living there for four years. They are now claiming that I never paid my security deposit, even though I have a receipt showing the security deposit being paid. A new company took over about a month before I moved out, and their files are saying I didn\u2019t pay it. they continue to tell me that I never paid it even after showing them the receipt. any suggestions on what i should do to resolve this?\n\nlocation: utah", "sort": "hot", "upvote_ratio": 1.0, "author": "FlamingoExpert8738"}

selftext:
I recently moved out of an apartment complex after living there for four years. They are now claiming that I never paid my security deposit, even though I have a receipt showing the security deposit being paid. A new company took over about a month before I moved out, and their files are saying I didn’t pay it. they continue to tell me that I never paid it even after showing them the receipt. any suggestions on what i should do to resolve this?

location: utah


topic_name: Mechanic holding car unless we sign waiver
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qglxva/mechanic_holding_car_unless_we_sign_waiver/
collected_at: 2026-02-12T00:06:22.356782+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1qglxva", "score": 394, "num_comments": 73, "created_utc": 1768774419.0, "selftext": "Location: Texas.\n\nWe took our 2015 Volkswagen Tiguan to a mechanic because the low pressure oil light came on. The shop is located in Montgomery County, Texas. They told us it was \u201can issue with the engine\u201d but never gave a written diagnosis or estimate. We were never asked to sign any authorization forms.\n\nAfter about three days the shop said they had to remove the engine to diagnose the issue and quoted $895 for that diagnostic. We verbally authorized only the $895 diagnostic based on that rep", "sort": "top", "upvote_ratio": 0.94, "author": "AnxietyConfident3647"}

selftext:
Location: Texas.

We took our 2015 Volkswagen Tiguan to a mechanic because the low pressure oil light came on. The shop is located in Montgomery County, Texas. They told us it was “an issue with the engine” but never gave a written diagnosis or estimate. We were never asked to sign any authorization forms.

After about three days the shop said they had to remove the engine to diagnose the issue and quoted $895 for that diagnostic. We verbally authorized only the $895 diagnostic based on that rep


topic_name: LPT: There are hundreds of top universities full courses online you can listen to for free
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qlqtyl/lpt_there_are_hundreds_of_top_universities_full/
collected_at: 2026-02-12T00:06:28.286291+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qlqtyl", "score": 1885, "num_comments": 49, "created_utc": 1769270753.0, "selftext": "The following two site have most of them and are neatly categorized.   \n  \n[http://www.infocobuild.com/education/education.html](http://www.infocobuild.com/education/education.html)\n\n[https://www.openculture.com/freeonlinecourses](https://www.openculture.com/freeonlinecourses)\n\nIf the link isn't available, copy the course name and search for it. Most likely it's available somewhere else.", "sort": "hot", "upvote_ratio": 0.98, "author": "wiener_brezel"}

selftext:
The following two site have most of them and are neatly categorized.   
  
[http://www.infocobuild.com/education/education.html](http://www.infocobuild.com/education/education.html)

[https://www.openculture.com/freeonlinecourses](https://www.openculture.com/freeonlinecourses)

If the link isn't available, copy the course name and search for it. Most likely it's available somewhere else.


topic_name: This Will Leather Goods bag has been all over the world last 15 years and still going strong !
source: reddit
region: global
collected_at: 2026-02-12T00:06:36.789909+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/BuyItForLife/comments/1qyhy02/this_will_leather_goods_bag_has_been_all_over_the/

metadata:
{"subreddit": "BuyItForLife", "post_id": "1qyhy02", "score": 212, "num_comments": 18, "created_utc": 1770481098.0, "selftext": "Went through 3 other brands that lasted couple years each until I popped for this one and it looks like it will last a lifetime. Lifetime warranty. When the spring in the clasp broke they were going to send me an entirely new bag, but only had the dark brown at that time. I opted for them to just send the clasp which I took to a local cobbler who swapped it out probono. Tipped him $20. ", "sort": "hot", "upvote_ratio": 0.98, "author": "dbundi"}

selftext:
Went through 3 other brands that lasted couple years each until I popped for this one and it looks like it will last a lifetime. Lifetime warranty. When the spring in the clasp broke they were going to send me an entirely new bag, but only had the dark brown at that time. I opted for them to just send the clasp which I took to a local cobbler who swapped it out probono. Tipped him $20. 


topic_name: Umbrella Policy Questions
source: reddit
region: global
url: https://reddit.com/r/financialindependence/comments/1qaxni6/umbrella_policy_questions/
collected_at: 2026-02-12T00:06:47.000265+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "financialindependence", "post_id": "1qaxni6", "score": 28, "num_comments": 92, "created_utc": 1768231216.0, "selftext": "There were recently some posts about umbrella policies to help secure your assets as they grow.  Made me nervous that I do not have one.  I reached out to a broker and requested a quote for a 5mil policy.  He got back to me saying he could only get 1mil since I have a 17 y/o and have 1 single speeding ticket (me, not my son).  He also quoted $850 a year for the policy.\n\nBoth things seem a bit crazy from what I've read.  Although I am in NY and that makes things more expensive.\n\nCan someone let m", "sort": "hot", "upvote_ratio": 0.77, "author": "fsa317"}

selftext:
There were recently some posts about umbrella policies to help secure your assets as they grow.  Made me nervous that I do not have one.  I reached out to a broker and requested a quote for a 5mil policy.  He got back to me saying he could only get 1mil since I have a 17 y/o and have 1 single speeding ticket (me, not my son).  He also quoted $850 a year for the policy.

Both things seem a bit crazy from what I've read.  Although I am in NY and that makes things more expensive.

Can someone let m


topic_name: The Cleanest Transition You Will See 😂
source: youtube
region: US
url: https://youtube.com/watch?v=pgEipfBaVC8
collected_at: 2026-02-12T00:04:30.766214
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "pgEipfBaVC8", "channel": "Mirror Thinks", "category": "Sports", "category_id": 17, "views": "2552666", "view_count": 2552666, "likes": "21227", "published_at": "2026-02-10T01:30:00Z"}


topic_name: Why I left Linus Tech Tips
source: youtube
region: CA
url: https://youtube.com/watch?v=gqVxgcKQO2E
collected_at: 2026-02-12T00:04:32.000373
autocomplete: []
category: Science & Technology
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "gqVxgcKQO2E", "channel": "jakkuh", "category": "Science & Technology", "category_id": 28, "views": "2882525", "view_count": 2882525, "likes": "188029", "published_at": "2026-01-29T18:10:00Z"}


topic_name: UK Car Finance - What's The Better Option PCP or HP?
source: reddit
region: global
collected_at: 2026-02-12T00:04:41.815167+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1r1xs8w/uk_car_finance_whats_the_better_option_pcp_or_hp/

metadata:
{"subreddit": "personalfinance", "post_id": "1r1xs8w", "score": 0, "num_comments": 4, "created_utc": 1770817546.0, "selftext": "Good afternoon all,\n\nJust looking to get a loan on a new car in the near future, but I don't really get what the best option would be to go with.\n\nFor reference I am using Lloyds Bank' car finance calculator.\n\nThe figures are as follows:\nCar price: \u00a39,000\nDeposit: \u00a33,000\nLength: 36 months\n\nSo this gives me PCP(6.9% APR) repayment of \u00a380/m and final lump sum of \u00a34,232. Whereas the HP(10.3% APR) is \u00a3193/m.\n\nIf my maths is correct and I do \u00a34,232 / 36 that gives me \u00a3117.55... so add the PCP monthly", "sort": "hot", "upvote_ratio": 0.33, "author": "Berwynn"}

selftext:
Good afternoon all,

Just looking to get a loan on a new car in the near future, but I don't really get what the best option would be to go with.

For reference I am using Lloyds Bank' car finance calculator.

The figures are as follows:
Car price: £9,000
Deposit: £3,000
Length: 36 months

So this gives me PCP(6.9% APR) repayment of £80/m and final lump sum of £4,232. Whereas the HP(10.3% APR) is £193/m.

If my maths is correct and I do £4,232 / 36 that gives me £117.55... so add the PCP monthly


source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418429+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
topic_name:
Home Insurance company says they will no longer cover roof, trying to figure out how to pay for a new one.

url:
https://reddit.com/r/personalfinance/comments/1r0nebq/home_insurance_company_says_they_will_no_longer/

metadata:
{"subreddit": "personalfinance", "post_id": "1r0nebq", "score": 136, "num_comments": 169, "created_utc": 1770687645.0, "selftext": "My roof was replaced last in 2001 and I was recently told by my home insurance that my rate is going to go up by $1300 annually (and potentially continue to increase each year) and they sent a letter that they may no longer be able to cover me if we don\u2019t get it replaced by mid-March. We don\u2019t really have the funds to get our roof replaced right away so I am trying to figure out what we should do and how we should afford it. My wife and I are on the mortgage together and we both have credit scor", "sort": "top", "upvote_ratio": 0.84, "author": "gh282016"}

selftext:
My roof was replaced last in 2001 and I was recently told by my home insurance that my rate is going to go up by $1300 annually (and potentially continue to increase each year) and they sent a letter that they may no longer be able to cover me if we don’t get it replaced by mid-March. We don’t really have the funds to get our roof replaced right away so I am trying to figure out what we should do and how we should afford it. My wife and I are on the mortgage together and we both have credit scor


topic_name: $0 Down, 618 credit score. $16K Car
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qyqbxb/0_down_618_credit_score_16k_car/
collected_at: 2026-02-12T00:04:50.635979+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qyqbxb", "score": 0, "num_comments": 11, "created_utc": 1770500520.0, "selftext": "Looking to buy a used Mitsubishi for $16K, \n\nCredit tanked from medical bill sold to debt collector and then they gave me a derogatory. In process of trying to make a deal with them to get it removed but they aren't responding so I want to know if I can make this happen?", "sort": "hot", "upvote_ratio": 0.5, "author": "SanaOnReddit"}

selftext:
Looking to buy a used Mitsubishi for $16K, 

Credit tanked from medical bill sold to debt collector and then they gave me a derogatory. In process of trying to make a deal with them to get it removed but they aren't responding so I want to know if I can make this happen?


topic_name: Has any customer ever walked into a dealership asking for a car not even sold in the country?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qxzo7h/has_any_customer_ever_walked_into_a_dealership/
collected_at: 2026-02-12T00:04:53.860578+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qxzo7h", "score": 5, "num_comments": 16, "created_utc": 1770425945.0, "selftext": "Curious to see if anyone has ever had a customer ask for a Toyota Hilux, Volkswagen Polo, Ford Mondeo, etc. or if you know of any customers who asked for a brand not sold here (like Skoda, Peugeot, BYD).", "sort": "top", "upvote_ratio": 0.65, "author": "VolkswagenPanda"}

selftext:
Curious to see if anyone has ever had a customer ask for a Toyota Hilux, Volkswagen Polo, Ford Mondeo, etc. or if you know of any customers who asked for a brand not sold here (like Skoda, Peugeot, BYD).


topic_name: Free Carls Jr breakfast burger!
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qzz2ua/free_carls_jr_breakfast_burger/
collected_at: 2026-02-12T00:04:59.457748+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qzz2ua", "score": 25, "num_comments": 5, "created_utc": 1770626580.0, "selftext": "Sharing for those that may not have seen this promotion and might need a free meal today. Yes it\u2019s not healthy, but it\u2019s a free breakfast burger from Carl\u2019s Jr via the app; no purchase necessary! Not sure if you have to already be signed up for rewards or not (I would sign up for it anyways to see if it shows up if you aren\u2019t already a member), but for those who are already a member and have the app, the free burger is already there. As the picture states, it\u2019s good all day 2/9 \ud83d\ude42", "sort": "hot", "upvote_ratio": 0.88, "author": "eugoogilizer"}

selftext:
Sharing for those that may not have seen this promotion and might need a free meal today. Yes it’s not healthy, but it’s a free breakfast burger from Carl’s Jr via the app; no purchase necessary! Not sure if you have to already be signed up for rewards or not (I would sign up for it anyways to see if it shows up if you aren’t already a member), but for those who are already a member and have the app, the free burger is already there. As the picture states, it’s good all day 2/9 🙂


topic_name: Since when was coffee $14? The last time I bought some coffee at the grocery store it was $7
source: reddit
region: global
collected_at: 2026-02-12T00:05:03.489455+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1qm6gbe/since_when_was_coffee_14_the_last_time_i_bought/

metadata:
{"subreddit": "povertyfinance", "post_id": "1qm6gbe", "score": 348, "num_comments": 244, "created_utc": 1769307566.0, "selftext": "Mind you that was a couple of years ago. Recently decided I want to get back into drinking coffee and the price has doubled. \n\nShouldn\u2019t be shocked because everything else has. But I\u2019m still pretty shocked.", "sort": "top", "upvote_ratio": 0.86, "author": "thefrgilmore"}

selftext:
Mind you that was a couple of years ago. Recently decided I want to get back into drinking coffee and the price has doubled. 

Shouldn’t be shocked because everything else has. But I’m still pretty shocked.


topic_name: [Canada] Canada Direct Calling to ask $40 monthly donations
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qzycy6/canada_canada_direct_calling_to_ask_40_monthly/
collected_at: 2026-02-12T00:05:08.886947+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qzycy6", "score": 2, "num_comments": 3, "created_utc": 1770623833.0, "selftext": "Canada Direct asking donations phone call for Canadian Cancer Society, is this legitimate? During the conversation, I realize I possibly was talking to a bot because their replies sound scripted", "sort": "hot", "upvote_ratio": 0.76, "author": "Canadian-Brunette"}

selftext:
Canada Direct asking donations phone call for Canadian Cancer Society, is this legitimate? During the conversation, I realize I possibly was talking to a bot because their replies sound scripted


topic_name: Pig butcher scammer (uk)
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qeqy58/pig_butcher_scammer_uk/
collected_at: 2026-02-12T00:05:12.359103+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qeqy58", "score": 44, "num_comments": 17, "created_utc": 1768594657.0, "selftext": "Hi I\u2019m new to this reddit page but just wanted to speak of my (current) experience with a pig butcherer. To give a little context, she messaged me out of the blue on WhatsApp in December with the whole wrong number shtick, I gave it no thought.\n\nFrom there we kept speaking and she explained how she came to London from Malaysia for her work in the fashion industry and how her hobbies were meditation, yoga and CRYPTO! And that her uncle works for some company in Washington DC and helps her with cr", "sort": "top", "upvote_ratio": 0.85, "author": "mooqaizy"}

selftext:
Hi I’m new to this reddit page but just wanted to speak of my (current) experience with a pig butcherer. To give a little context, she messaged me out of the blue on WhatsApp in December with the whole wrong number shtick, I gave it no thought.

From there we kept speaking and she explained how she came to London from Malaysia for her work in the fashion industry and how her hobbies were meditation, yoga and CRYPTO! And that her uncle works for some company in Washington DC and helps her with cr


source: reddit
region: global
collected_at: 2026-02-12T00:05:17.890007+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
topic_name:
Upon upgrading your plan to include 4k streaming, Verizon requires you to manually toggle it on after purchase in your plan settings without telling you this

url:
https://reddit.com/r/assholedesign/comments/1ny707d/upon_upgrading_your_plan_to_include_4k_streaming/

metadata:
{"subreddit": "assholedesign", "post_id": "1ny707d", "score": 856, "num_comments": 53, "created_utc": 1759615616.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.96, "author": "Lehmanite"}


topic_name: I Need Help!
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qrlq6j/i_need_help/
collected_at: 2026-02-12T00:05:26.020731+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qrlq6j", "score": 3, "num_comments": 33, "created_utc": 1769815669.0, "selftext": "I got a job at this company called \"Empire Management Group\" what they told me I had to do was \"Meet customers at their home that are about to switch or thinking of switching to a different provider and have them stay with Lumen\". After I just got a phone call from them saying I was hired, I decieded to look them up, and only found two reddit posts with both showing them in negative regard.\n\n  \nLook I really need this job, and I'll do just about anything to make a sale, sorry but I NEED 15K in 3", "sort": "hot", "upvote_ratio": 0.59, "author": "LankyMatch42"}

selftext:
I got a job at this company called "Empire Management Group" what they told me I had to do was "Meet customers at their home that are about to switch or thinking of switching to a different provider and have them stay with Lumen". After I just got a phone call from them saying I was hired, I decieded to look them up, and only found two reddit posts with both showing them in negative regard.

  
Look I really need this job, and I'll do just about anything to make a sale, sorry but I NEED 15K in 3


source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r19e7f/how_new_are_loss_control_inspections_ive_been_a/
collected_at: 2026-02-12T00:05:44.256899+00:00
autocomplete: []
selftext: What is the purpose? Why are they asking me how much my annual gross receipts are?
subreddit: Insurance
reddit_subreddits: []
signal_type: question
topic_name:
How new are "loss control inspections?" I've been a business owner for 20 years and this is the first time i've ever been required for this to happen.

metadata:
{"subreddit": "Insurance", "post_id": "1r19e7f", "score": 1, "num_comments": 4, "created_utc": 1770749384.0, "selftext": "What is the purpose? Why are they asking me how much my annual gross receipts are? ", "sort": "hot", "upvote_ratio": 1.0, "author": "ySTYRDAYgATESuNL0CKD"}


topic_name: Lexis Nexis
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qwc042/lexis_nexis/
collected_at: 2026-02-12T00:05:47.658585+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qwc042", "score": 5, "num_comments": 2, "created_utc": 1770267163.0, "selftext": "im about to get ready to dispute some info on the consumer report they provide after I receive the pin. in everyone's experience how long is taking for lexisnexis to delete the disputed information?", "sort": "top", "upvote_ratio": 1.0, "author": "Witty-Cod-4387"}

selftext:
im about to get ready to dispute some info on the consumer report they provide after I receive the pin. in everyone's experience how long is taking for lexisnexis to delete the disputed information?


topic_name: A scam using dark pattern on multiple France famous websites (even some related to governement)
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1hylaev/a_scam_using_dark_pattern_on_multiple_france/
collected_at: 2026-02-12T00:05:53.366554+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1hylaev", "score": 9, "num_comments": 3, "created_utc": 1736560763.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.86, "author": "Expensive_Emphasis78"}


topic_name: Extraction, apicoectomy, or implant
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qu3h4x/extraction_apicoectomy_or_implant/
collected_at: 2026-02-12T00:06:01.657167+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qu3h4x", "score": 5, "num_comments": 19, "created_utc": 1770057453.0, "selftext": "I had a bad root canal on my #18 molar 5 years ago that finally bit the dust. I got it retreated by an endodontist and it went bad 3 weeks after the retreatment. I can now have an apicoectomy, extraction, extraction with implant. \n\nI want to make the best financial decision for the longevity of my oral health but realistically only have about 4-5k more to invest in my dental health this year. \n\nDo any of you have experience with this kind of situation and can offer advice? \n\nTIA ", "sort": "hot", "upvote_ratio": 0.69, "author": "Weak-Engineering-794"}

selftext:
I had a bad root canal on my #18 molar 5 years ago that finally bit the dust. I got it retreated by an endodontist and it went bad 3 weeks after the retreatment. I can now have an apicoectomy, extraction, extraction with implant. 

I want to make the best financial decision for the longevity of my oral health but realistically only have about 4-5k more to invest in my dental health this year. 

Do any of you have experience with this kind of situation and can offer advice? 

TIA 


topic_name: Unglamorous chocolate-covered nuts
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qjr3xk/unglamorous_chocolatecovered_nuts/
collected_at: 2026-02-12T00:06:05.044722+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qjr3xk", "score": 130, "num_comments": 42, "created_utc": 1769077814.0, "selftext": "Who can afford chocolate-covered nut candy from the cute boutique?  Hardly anyone!  Recently I was craving chocolate-covered almonds really badly.  From the cheapest grocery store in town, I bought the economy-size bag of Whole Natural Almonds.  I also bought a bag of store-brand Dark Chocolate Chips.  At a ratio of two chocolate chips to one almond, I'm eating them together, with no additional preparation.  Divine!  ...Might be even cheaper with pieces of a chocolate bar as opposed to chips?  I", "sort": "top", "upvote_ratio": 0.88, "author": "LowlySparrow"}

selftext:
Who can afford chocolate-covered nut candy from the cute boutique?  Hardly anyone!  Recently I was craving chocolate-covered almonds really badly.  From the cheapest grocery store in town, I bought the economy-size bag of Whole Natural Almonds.  I also bought a bag of store-brand Dark Chocolate Chips.  At a ratio of two chocolate chips to one almond, I'm eating them together, with no additional preparation.  Divine!  ...Might be even cheaper with pieces of a chocolate bar as opposed to chips?  I


topic_name: Seeking Debt Advice. Thank you in Advance..
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1eohz/seeking_debt_advice_thank_you_in_advance/
collected_at: 2026-02-12T00:06:10.588127+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1eohz", "score": 2, "num_comments": 1, "created_utc": 1770760912.0, "selftext": "Hey Guys\\~  \nThank you So much in advance for your time and input as I try to figure out the best way forward.  \nI am currently sitting on about $47K in CC debt- mostly in three accounts (one of them that was already closed by B of A) that have around $14K in balance each. I was able to get 'hardship deals' for two of them which lowered the APR down to 5 and 1% respectively- but one of those deals (1% APR) is expiring in less than a month so I really feel like I need to make some decisions. So n", "sort": "hot", "upvote_ratio": 0.6, "author": "Swimming_Insurance64"}

selftext:
Hey Guys\~  
Thank you So much in advance for your time and input as I try to figure out the best way forward.  
I am currently sitting on about $47K in CC debt- mostly in three accounts (one of them that was already closed by B of A) that have around $14K in balance each. I was able to get 'hardship deals' for two of them which lowered the APR down to 5 and 1% respectively- but one of those deals (1% APR) is expiring in less than a month so I really feel like I need to make some decisions. So n


topic_name: U.S. Bank - Are you freaking kidding?
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qsatq2/us_bank_are_you_freaking_kidding/
collected_at: 2026-02-12T00:06:13.782317+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qsatq2", "score": 49, "num_comments": 83, "created_utc": 1769885714.0, "selftext": "Okay, so fair warning this is going to be a bit of a rant.\n\n  \nI decided earlier this month to get the Cash+ card to put utilities and fast food (I eat too much lol) on. I apply and it says they\u2019ll review and get back to me. Annoying in this day and age in the first place, but so far so good.\n\nWell like a week later I get an email saying they need more information from me for my application and to call them. I call and they only ask me to confirm information they already had (since I had given i", "sort": "top", "upvote_ratio": 0.75, "author": "Resident_Option3804"}

selftext:
Okay, so fair warning this is going to be a bit of a rant.

  
I decided earlier this month to get the Cash+ card to put utilities and fast food (I eat too much lol) on. I apply and it says they’ll review and get back to me. Annoying in this day and age in the first place, but so far so good.

Well like a week later I get an email saying they need more information from me for my application and to call them. I call and they only ask me to confirm information they already had (since I had given i


topic_name: How should I legally protect yourself as an 18+ artist?
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r2cc2i/how_should_i_legally_protect_yourself_as_an_18/
collected_at: 2026-02-12T00:06:18.921119+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r2cc2i", "score": 0, "num_comments": 3, "created_utc": 1770850178.0, "selftext": "How do you legally protect yourself as an 18+ artist?\n\nLocation: California\n\nSo I'm an adult artist. I make fetish porn for people. On my account, I have disclaimers that state that my accounts are for adults only.\n\nRecently my dads been worried about the legality of what I do, because hes worried that a minor might commission me, and what might happen since I still live with him.\n\nI havent been requesting ID up to this point, so I might begin to do that if needed. Im also likely to make a TOS t", "sort": "hot", "upvote_ratio": 0.38, "author": "Niko-fluffer"}

selftext:
How do you legally protect yourself as an 18+ artist?

Location: California

So I'm an adult artist. I make fetish porn for people. On my account, I have disclaimers that state that my accounts are for adults only.

Recently my dads been worried about the legality of what I do, because hes worried that a minor might commission me, and what might happen since I still live with him.

I havent been requesting ID up to this point, so I might begin to do that if needed. Im also likely to make a TOS t


topic_name: Customer Has Restraining Order
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qqlhkt/customer_has_restraining_order/
collected_at: 2026-02-12T00:06:22.356785+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1qqlhkt", "score": 390, "num_comments": 25, "created_utc": 1769721717.0, "selftext": "Location: Minnesota \n\nI just took over ownership of a bar in a small town. We have a regular patron whose ex apparently has a restraining order against her. During a busy Saturday her ex showed up at my bar after she'd already been there for hours. He tried to make the bartender kick her out. The bartender said he could not enforce a restraining order he did not have any evidence of. The ex called the police and they came into the bar and told the ex to leave. From our understanding the cops tol", "sort": "top", "upvote_ratio": 0.96, "author": "Tinabird20"}

selftext:
Location: Minnesota 

I just took over ownership of a bar in a small town. We have a regular patron whose ex apparently has a restraining order against her. During a busy Saturday her ex showed up at my bar after she'd already been there for hours. He tried to make the bartender kick her out. The bartender said he could not enforce a restraining order he did not have any evidence of. The ex called the police and they came into the bar and told the ex to leave. From our understanding the cops tol


topic_name: LPT: buy replacement parts before you need them
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qm17jt/lpt_buy_replacement_parts_before_you_need_them/
collected_at: 2026-02-12T00:06:28.286295+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qm17jt", "score": 542, "num_comments": 104, "created_utc": 1769294153.0, "selftext": "Specifically I just learned this lesson myself and got away lucky. My house has a gas furnace and it\u2019s worked fine for the 5 years I\u2019ve had the house. The other day my furnace suddenly didn\u2019t turn on, and we in the mid-Atlantic are staring down the barrel of a terrible winter storm followed by 2 weeks of extreme cold. This had the potential for me being totally screwed. \n\nI\u2019m stubborn and I refuse to pay someone hundreds of dollars to come diagnose and fix this.  Luckily I\u2019m a DIY tinkerer, and ", "sort": "hot", "upvote_ratio": 0.85, "author": "bigfoot_is_real_"}

selftext:
Specifically I just learned this lesson myself and got away lucky. My house has a gas furnace and it’s worked fine for the 5 years I’ve had the house. The other day my furnace suddenly didn’t turn on, and we in the mid-Atlantic are staring down the barrel of a terrible winter storm followed by 2 weeks of extreme cold. This had the potential for me being totally screwed. 

I’m stubborn and I refuse to pay someone hundreds of dollars to come diagnose and fix this.  Luckily I’m a DIY tinkerer, and 


topic_name: Elica Leone vs Victory Range Hoods. My 2-Kitchen Renovation Take (Noise, Power, Value)
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qyx20n/elica_leone_vs_victory_range_hoods_my_2kitchen/
collected_at: 2026-02-12T00:06:36.789914+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qyx20n", "score": 28, "num_comments": 7, "created_utc": 1770518225.0, "selftext": "I\u2019ve gone through two kitchen renovations, and for me the range hood is one of the most important components. I cook a lot of high smoke food steaks and Asian stir fry and I can\u2019t stand lingering food smells in the house, so strong ventilation was a must.\n\nFor both kitchens, I prioritized a 6-inch (with optional 8-inch) vent diameter to allow for maximum airflow, along with 600+ CFM and baffle-style filters, all while staying under a $1.5k budget.\n\nDuring my first renovation, after a lot of rese", "sort": "hot", "upvote_ratio": 0.81, "author": "RasberryWaffle"}

selftext:
I’ve gone through two kitchen renovations, and for me the range hood is one of the most important components. I cook a lot of high smoke food steaks and Asian stir fry and I can’t stand lingering food smells in the house, so strong ventilation was a must.

For both kitchens, I prioritized a 6-inch (with optional 8-inch) vent diameter to allow for maximum airflow, along with 600+ CFM and baffle-style filters, all while staying under a $1.5k budget.

During my first renovation, after a lot of rese


source: reddit
region: global
collected_at: 2026-02-12T00:06:40.492573+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
topic_name:
What is a small ticket item that you bought from another country and became a game changer? Which country?

url:
https://reddit.com/r/BuyItForLife/comments/1qti5xc/what_is_a_small_ticket_item_that_you_bought_from/

metadata:
{"subreddit": "BuyItForLife", "post_id": "1qti5xc", "score": 200, "num_comments": 124, "created_utc": 1769998170.0, "selftext": "I got a spoon of sorts from the Netherlands that allows me to scrape the walls of my sauce containers, and shampoo bottles (a different one). I am now getting about 5% more from every bottle in my home!", "sort": "top", "upvote_ratio": 0.91, "author": "cuddlybackrub"}

selftext:
I got a spoon of sorts from the Netherlands that allows me to scrape the walls of my sauce containers, and shampoo bottles (a different one). I am now getting about 5% more from every bottle in my home!


topic_name: Was Bad Bunny Wearing A Bullet Proof Vest During The Halftime Show?
source: youtube
region: US
url: https://youtube.com/watch?v=HiCjCoWSMnc
collected_at: 2026-02-12T00:04:30.766135
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "HiCjCoWSMnc", "channel": "BeforeTheyWereFamous", "category": "Sports", "category_id": 17, "views": "2546805", "view_count": 2546805, "likes": "63676", "published_at": "2026-02-09T02:24:32Z"}


topic_name: She Shocked Everyone in the Arena?! (via: WNBA/TT) #shorts #trending #viral #family #love #cute
source: youtube
region: CA
url: https://youtube.com/watch?v=5ge47rW1jDg
collected_at: 2026-02-12T00:04:31.718002
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "5ge47rW1jDg", "channel": "Shiba Diva", "category": "Sports", "category_id": 17, "views": "2852151", "view_count": 2852151, "likes": "64554", "published_at": "2026-02-07T15:03:00Z"}


source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r1gk07/my_mother_is_receiving_a_less_then_expected/
collected_at: 2026-02-12T00:04:41.815171+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
topic_name:
My mother is receiving a less then expected settlement and I would like to help her manage it smartly as she is historically bad with money.

metadata:
{"subreddit": "personalfinance", "post_id": "1r1gk07", "score": 14, "num_comments": 12, "created_utc": 1770765286.0, "selftext": "My family lives in Florida and I live in N.C.\n\nBack in 2020 my dad was in a motorcycle accident with a state owned construction vehicle. My sister was severely injured and he was in a coma and lost his leg.\n\nWhen he sued the state the courts sided with him for around 3m in damages. But apparently there is some law in Florida that if the state owes you a certain amount of money it actually becomes a bill you have to lobby for to be passed by the state congress.\n\nUnfortunately while we had a lobby", "sort": "hot", "upvote_ratio": 0.79, "author": "unfathomablemoth"}

selftext:
My family lives in Florida and I live in N.C.

Back in 2020 my dad was in a motorcycle accident with a state owned construction vehicle. My sister was severely injured and he was in a coma and lost his leg.

When he sued the state the courts sided with him for around 3m in damages. But apparently there is some law in Florida that if the state owes you a certain amount of money it actually becomes a bill you have to lobby for to be passed by the state congress.

Unfortunately while we had a lobby


topic_name: Move out of a cheap roommate house into a luxury 1BR — smart or stupid?
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418433+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qh7nmo/move_out_of_a_cheap_roommate_house_into_a_luxury/

metadata:
{"subreddit": "personalfinance", "post_id": "1qh7nmo", "score": 132, "num_comments": 130, "created_utc": 1768837550.0, "selftext": "Hi everyone, I\u2019m looking for advice on whether my fianc\u00e9 and I should move later this year?\n\nRight now, we're both 27 and we live in a 5-bedroom, 2-bath house with four of her high school friends. Our combined income is about $155,000, with the potential for an additional \\~$115,000 depending on my commission (I\u2019m in tech sales).\n\nThe upside is the rent is cheap: we pay $1,150/month total ($575 each). The downside is the house is very old (no real renovations since the mid-60s), can get dirty, a", "sort": "top", "upvote_ratio": 0.8, "author": "MCHEUNGSTER"}

selftext:
Hi everyone, I’m looking for advice on whether my fiancé and I should move later this year?

Right now, we're both 27 and we live in a 5-bedroom, 2-bath house with four of her high school friends. Our combined income is about $155,000, with the potential for an additional \~$115,000 depending on my commission (I’m in tech sales).

The upside is the rent is cheap: we pay $1,150/month total ($575 each). The downside is the house is very old (no real renovations since the mid-60s), can get dirty, a


source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qyq89f/will_i_have_any_issues_registering_this_car_and/
collected_at: 2026-02-12T00:04:50.635984+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
topic_name:
Will I have any issues registering this car and transferring title when FL DMV record says there is a stop due to toll fees?

metadata:
{"subreddit": "askcarsales", "post_id": "1qyq89f", "score": 1, "num_comments": 4, "created_utc": 1770500277.0, "selftext": "Looked up title and vin of car I'm thinking of purchasing and it says there is a stop on it due to unpaid toll", "sort": "hot", "upvote_ratio": 0.67, "author": "Extension-Buy-7813"}

selftext:
Looked up title and vin of car I'm thinking of purchasing and it says there is a stop on it due to unpaid toll


topic_name: What is a realistic salary for a first year car salesman?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qv0tot/what_is_a_realistic_salary_for_a_first_year_car/
collected_at: 2026-02-12T00:04:53.860582+00:00
autocomplete: []
selftext: DFW area, no experience
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qv0tot", "score": 4, "num_comments": 21, "created_utc": 1770145209.0, "selftext": "DFW area, no experience ", "sort": "top", "upvote_ratio": 0.59, "author": "Tasty-Common4476"}


topic_name: Need help with steps to leave Americor and pay remaining debts on my own.
source: reddit
region: global
collected_at: 2026-02-12T00:04:59.457751+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1r0ndz1/need_help_with_steps_to_leave_americor_and_pay/

metadata:
{"subreddit": "povertyfinance", "post_id": "1r0ndz1", "score": 1, "num_comments": 0, "created_utc": 1770687620.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.56, "author": "Cameron3175"}


topic_name: Even tho it’s tough - be thankful to have what you do.
source: reddit
region: global
collected_at: 2026-02-12T00:05:03.489459+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/povertyfinance/comments/1qczllx/even_tho_its_tough_be_thankful_to_have_what_you_do/

metadata:
{"subreddit": "povertyfinance", "post_id": "1qczllx", "score": 330, "num_comments": 33, "created_utc": 1768425157.0, "selftext": "I spent two years at my former employer working six days a week. I missed six days total this year 2 were bereavement and was fired over a single customer complaint claiming I lied.\n\nIt was an old school, small family business. Nine employees. Six of them shared the same name. Let\u2019s say it\u2019s Steve. The Steve who founded the company is still working there in his 80s.\n\nOn December 18th, Steve called me. After two years and two months with no verbal warnings. No write ups. No prior issues on record", "sort": "top", "upvote_ratio": 0.95, "author": "Ancient-Tower7393"}

selftext:
I spent two years at my former employer working six days a week. I missed six days total this year 2 were bereavement and was fired over a single customer complaint claiming I lied.

It was an old school, small family business. Nine employees. Six of them shared the same name. Let’s say it’s Steve. The Steve who founded the company is still working there in his 80s.

On December 18th, Steve called me. After two years and two months with no verbal warnings. No write ups. No prior issues on record


topic_name: Eventbrite Event Scam
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qzohrs/eventbrite_event_scam/
collected_at: 2026-02-12T00:05:08.886951+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qzohrs", "score": 9, "num_comments": 4, "created_utc": 1770593744.0, "selftext": "When I showed up today to an event hosted on Eventbrite, a bunch of the other attendees were there already but no organizer in sight. The doors to the venue were locked and there were no event signs. I waited for a bit but the event didn\u2019t seem to be happening.\n\nWhen I got home, I checked the Eventbrite organizer page and it was the first event from the organizer. The instagram profile had a few posts and followers. One of the posts had a picture of the organizer that I couldn\u2019t find online anyw", "sort": "hot", "upvote_ratio": 0.74, "author": "WarmMatcha"}

selftext:
When I showed up today to an event hosted on Eventbrite, a bunch of the other attendees were there already but no organizer in sight. The doors to the venue were locked and there were no event signs. I waited for a bit but the event didn’t seem to be happening.

When I got home, I checked the Eventbrite organizer page and it was the first event from the organizer. The instagram profile had a few posts and followers. One of the posts had a picture of the organizer that I couldn’t find online anyw


topic_name: Fake fiber optic salesman
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qwxwob/fake_fiber_optic_salesman/
collected_at: 2026-02-12T00:05:12.359106+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qwxwob", "score": 46, "num_comments": 23, "created_utc": 1770326157.0, "selftext": "So this guy just came to my grandma's house. She's not home but the guy was talking about digging in the yard to install fiber optics. He wasn't wearing a uniform or a vest or anything. I asked for a company card he didn't have one and his unmarked car was at the end of the street. Not a company van or a truck. He stood around outside on the phone with someone he called his boss. He stood around in front of some other houses but didn't knock on the doors. They didn't seem to know my grandma does", "sort": "top", "upvote_ratio": 0.89, "author": "disasterpiece01"}

selftext:
So this guy just came to my grandma's house. She's not home but the guy was talking about digging in the yard to install fiber optics. He wasn't wearing a uniform or a vest or anything. I asked for a company card he didn't have one and his unmarked car was at the end of the street. Not a company van or a truck. He stood around outside on the phone with someone he called his boss. He stood around in front of some other houses but didn't knock on the doors. They didn't seem to know my grandma does


topic_name: Mobile ads now require me to check out the app on the play store just to be able to skip
source: reddit
region: global
collected_at: 2026-02-12T00:05:17.890010+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/assholedesign/comments/1nwtrba/mobile_ads_now_require_me_to_check_out_the_app_on/

metadata:
{"subreddit": "assholedesign", "post_id": "1nwtrba", "score": 1284, "num_comments": 133, "created_utc": 1759481213.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.98, "author": "Ok_Motor_413"}


topic_name: The Culting of America
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qqwpro/the_culting_of_america/
collected_at: 2026-02-12T00:05:26.020734+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qqwpro", "score": 27, "num_comments": 2, "created_utc": 1769750860.0, "selftext": "Is anyone else reading \u201cThe Culting of America\u201d by Daniella Mestyanek Young? So far she hasn\u2019t mentioned MLMs but I can\u2019t help but see them in every aspect of the cults that she\u2019s mentioned so far. I know we already identified that MLMs are retail cults a long time ago, but I thought this group might like this book. ", "sort": "hot", "upvote_ratio": 0.95, "author": "runninghils"}

selftext:
Is anyone else reading “The Culting of America” by Daniella Mestyanek Young? So far she hasn’t mentioned MLMs but I can’t help but see them in every aspect of the cults that she’s mentioned so far. I know we already identified that MLMs are retail cults a long time ago, but I thought this group might like this book. 


topic_name: It works bites the dust
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qnq31h/it_works_bites_the_dust/
collected_at: 2026-02-12T00:05:30.135270+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qnq31h", "score": 61, "num_comments": 14, "created_utc": 1769455559.0, "selftext": "I just heard that it works was purchased by a different company and is no more. It looks like their website is still up though so does anyone know if it\u2019s true?", "sort": "top", "upvote_ratio": 0.99, "author": "Pale-Pomegranate-138"}

selftext:
I just heard that it works was purchased by a different company and is no more. It looks like their website is still up though so does anyone know if it’s true?


topic_name: Someone hit my car, gave the cops an insurance that was no longer active
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r0hb3f/someone_hit_my_car_gave_the_cops_an_insurance/
collected_at: 2026-02-12T00:05:44.256903+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r0hb3f", "score": 49, "num_comments": 40, "created_utc": 1770672808.0, "selftext": "I was rear ended about 4 days ago. The at fault driver gave me a cracked bumper. I am on a liability plan with my mom. I got out of the car and took pictures of her license plate and the  damages immediately. We were able to pull over off the road. When we both got out she said \u201cI don\u2019t have to call the police, I work in insurance\u201d. I immediately called the police and told them what happened. During the waiting period, the driver was asking me how much was my deductible. I replied that I didn\u2019t ", "sort": "hot", "upvote_ratio": 0.83, "author": "szalive"}

selftext:
I was rear ended about 4 days ago. The at fault driver gave me a cracked bumper. I am on a liability plan with my mom. I got out of the car and took pictures of her license plate and the  damages immediately. We were able to pull over off the road. When we both got out she said “I don’t have to call the police, I work in insurance”. I immediately called the police and told them what happened. During the waiting period, the driver was asking me how much was my deductible. I replied that I didn’t 


topic_name: Why is State Farm dropping the Defensive Driving discount?
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qplnjk/why_is_state_farm_dropping_the_defensive_driving/
collected_at: 2026-02-12T00:05:47.658588+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qplnjk", "score": 5, "num_comments": 19, "created_utc": 1769629208.0, "selftext": "In Texas, anyway, State Farm has moved to a new billing system, and apparently there is no longer a Defensive Driving discount offered. Why..? Are all insurance carriers going to do this..? I had a year left on my discount. T\\_T", "sort": "top", "upvote_ratio": 0.86, "author": "MisfitsHumansPerson"}

selftext:
In Texas, anyway, State Farm has moved to a new billing system, and apparently there is no longer a Defensive Driving discount offered. Why..? Are all insurance carriers going to do this..? I had a year left on my discount. T\_T


topic_name: Speechify - False / Misleading Advertising and Onboarding time-wasting
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1hx50vk/speechify_false_misleading_advertising_and/
collected_at: 2026-02-12T00:05:53.366558+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1hx50vk", "score": 18, "num_comments": 2, "created_utc": 1736397867.0, "selftext": "**Time Wasting**\n\nWhen clicking the \"Try for Free\" button on the homepage of [Speechify.com](http://Speechify.com), the user is guided to a series of about a dozen onboarding questions that gather information about the user. The user is then told that to try for free, the user must provide their credit card information to proceed to the trial.\n\n**False / Misleading Advertising**\n\nThe default selection says \"3-day trial\" \"Then $11.58/month\". However, the charge after 3 days is not $11.58/month, s", "sort": "hot", "upvote_ratio": 1.0, "author": "WilliamKiely"}

selftext:
**Time Wasting**

When clicking the "Try for Free" button on the homepage of [Speechify.com](http://Speechify.com), the user is guided to a series of about a dozen onboarding questions that gather information about the user. The user is then told that to try for free, the user must provide their credit card information to proceed to the trial.

**False / Misleading Advertising**

The default selection says "3-day trial" "Then $11.58/month". However, the charge after 3 days is not $11.58/month, s


topic_name: Electric space heater vs. turning gas central air heater up
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qug7lg/electric_space_heater_vs_turning_gas_central_air/
collected_at: 2026-02-12T00:06:01.657170+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qug7lg", "score": 0, "num_comments": 14, "created_utc": 1770087120.0, "selftext": "I live in a small 3 bedroom house, with one badroom in the basement. We leave the thermostat at 70F and the upstairs is fine with that during the winter, but the basement only gets up to 64F with that set up. \n\nWould running a 1500W space heater in the basement bedroom to bring it up to at least 68F 8 hours a day (it doesn't need to be on constantly to keep that temperature, maybe 50-60% of the time) be more or less expensive than turning the thermostat up another 4 degrees to 74F to try and get", "sort": "hot", "upvote_ratio": 0.47, "author": "gravytrain2012"}

selftext:
I live in a small 3 bedroom house, with one badroom in the basement. We leave the thermostat at 70F and the upstairs is fine with that during the winter, but the basement only gets up to 64F with that set up. 

Would running a 1500W space heater in the basement bedroom to bring it up to at least 68F 8 hours a day (it doesn't need to be on constantly to keep that temperature, maybe 50-60% of the time) be more or less expensive than turning the thermostat up another 4 degrees to 74F to try and get


topic_name: Being frugal with back pain relief products feels different than being frugal with anything else
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qi02d2/being_frugal_with_back_pain_relief_products_feels/
collected_at: 2026-02-12T00:06:05.044726+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qi02d2", "score": 131, "num_comments": 100, "created_utc": 1768912879.0, "selftext": "\nI\u2019m pretty aggressively frugal. Not in a \u201cnever spend money\u201d way, but in a \u201cI need a reason\u201d way. I track spending, delay purchases, DIY whenever it makes sense. Most of the time it works.\n\nBut back pain relief products mess with my usual logic.\nWith most things, going cheap just means lower quality or inconvenience. Bad coffee tastes bad. Cheap shoes wear out. You shrug and move on. With back pain, the cost feels delayed and harder to measure.\n\nI tried ignoring it at first. Told myself posture", "sort": "top", "upvote_ratio": 0.87, "author": "ishaammusic"}

selftext:
I’m pretty aggressively frugal. Not in a “never spend money” way, but in a “I need a reason” way. I track spending, delay purchases, DIY whenever it makes sense. Most of the time it works.

But back pain relief products mess with my usual logic.
With most things, going cheap just means lower quality or inconvenience. Bad coffee tastes bad. Cheap shoes wear out. You shrug and move on. With back pain, the cost feels delayed and harder to measure.

I tried ignoring it at first. Told myself posture


topic_name: Chase Sapphire Preferred Worth It?
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1e4y1/chase_sapphire_preferred_worth_it/
collected_at: 2026-02-12T00:06:10.588131+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1e4y1", "score": 2, "num_comments": 19, "created_utc": 1770759683.0, "selftext": "I currently have five Credit Cards \n\n\\- Discover It (mainly used for featured quarterly category)\n\n\\- Apple Card (use for Apple Pay if other cards can\u2019t beat it, plus 3% at Walgreens, Nike, Apple, etc, and have the HYSA)\n\n\\- Costco Anywhere Visa (Costco purchases, gas, sometimes dining)\n\n\\- Capital One Savor (subscriptions for streaming services, sometimes dining, entertainment, groceries)\n\n\\- Southwest Priority (southwest flights, sometimes dining) \n\nThe main reason why I\u2019d like to get the Sapp", "sort": "hot", "upvote_ratio": 0.67, "author": "WCKDend"}

selftext:
I currently have five Credit Cards 

\- Discover It (mainly used for featured quarterly category)

\- Apple Card (use for Apple Pay if other cards can’t beat it, plus 3% at Walgreens, Nike, Apple, etc, and have the HYSA)

\- Costco Anywhere Visa (Costco purchases, gas, sometimes dining)

\- Capital One Savor (subscriptions for streaming services, sometimes dining, entertainment, groceries)

\- Southwest Priority (southwest flights, sometimes dining) 

The main reason why I’d like to get the Sapp


topic_name: Why does Bilt want us to use their portal to pay rent?
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qe30wv/why_does_bilt_want_us_to_use_their_portal_to_pay/
collected_at: 2026-02-12T00:06:13.782321+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qe30wv", "score": 47, "num_comments": 27, "created_utc": 1768528814.0, "selftext": "The original value prop of the Bilt card was clear, even if it didn't work out. The pitch Bilt made to banks was that by allowing people to pay rent on the credit card, people would miss payments and have to pay 26%+ interest on their entire rent. Obviously instead WF just subsidized everyone's rent for 3 years, but there was a coherent value pitch for Wells Fargo and for the user, with Bilt raking in money as the middleman.\n\nIn the new system you cannot use your Bilt card to pay rent. Everythin", "sort": "top", "upvote_ratio": 0.9, "author": "WestHotTakes"}

selftext:
The original value prop of the Bilt card was clear, even if it didn't work out. The pitch Bilt made to banks was that by allowing people to pay rent on the credit card, people would miss payments and have to pay 26%+ interest on their entire rent. Obviously instead WF just subsidized everyone's rent for 3 years, but there was a coherent value pitch for Wells Fargo and for the user, with Bilt raking in money as the middleman.

In the new system you cannot use your Bilt card to pay rent. Everythin


topic_name: Mold issue &amp; landlord
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r1utte/mold_issue_landlord/
collected_at: 2026-02-12T00:06:18.921122+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r1utte", "score": 3, "num_comments": 0, "created_utc": 1770809062.0, "selftext": "Hey! I\u2019m a 21\\[F\\] who recently moved into my mothers apartment from unrelated matters. My mother 48\\[F\\] has lived in this apartment in the east bay in location: California since I was born in 2004. Recently as of 12/22/2025 my mom has reached out to the landlord regarding a molding issue within our walls. This has caused visible molding on the ceiling, walls, under sinks, our oven is not safe for use because it is visibly growing mold even the cabinets in our kitchen are forming mold with a fo", "sort": "hot", "upvote_ratio": 0.81, "author": "Fickle_Term8340"}

selftext:
Hey! I’m a 21\[F\] who recently moved into my mothers apartment from unrelated matters. My mother 48\[F\] has lived in this apartment in the east bay in location: California since I was born in 2004. Recently as of 12/22/2025 my mom has reached out to the landlord regarding a molding issue within our walls. This has caused visible molding on the ceiling, walls, under sinks, our oven is not safe for use because it is visibly growing mold even the cabinets in our kitchen are forming mold with a fo


source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qm129w/lpt_if_you_want_to_avoid_overspending_at_the/
collected_at: 2026-02-12T00:06:28.286298+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
topic_name:
LPT: If you want to avoid overspending at the grocery store, eat a full snack before you go like a banana or yogurt. Hunger makes your brain treat everything as “essential,” so you’ll end up buying more than you planned.

metadata:
{"subreddit": "LifeProTips", "post_id": "1qm129w", "score": 521, "num_comments": 42, "created_utc": 1769293808.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.92, "author": "dormroomdiaries"}


topic_name: A USB-C Charger that can charge a laptop and other devices without weighing like a brick
source: reddit
region: global
collected_at: 2026-02-12T00:06:36.789917+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/BuyItForLife/comments/1qzvmol/a_usbc_charger_that_can_charge_a_laptop_and_other/

metadata:
{"subreddit": "BuyItForLife", "post_id": "1qzvmol", "score": 0, "num_comments": 15, "created_utc": 1770614459.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.37, "author": "SuccessfulPath7"}


topic_name: [Request] Similar subreddit that could be described as "Good Enough on a Budget".
source: reddit
region: global
collected_at: 2026-02-12T00:06:40.492578+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/BuyItForLife/comments/1qf2owq/request_similar_subreddit_that_could_be_described/

metadata:
{"subreddit": "BuyItForLife", "post_id": "1qf2owq", "score": 189, "num_comments": 59, "created_utc": 1768621791.0, "selftext": "E.g. I paid $50 for my 4lb mini sledgehammer.   But when I lost it for a while I replaced it with a $10 one that works every bit as well.  Even if the new one only lasts me 50 years, I'm okay with that.", "sort": "top", "upvote_ratio": 0.94, "author": "BevsButt34"}

selftext:
E.g. I paid $50 for my 4lb mini sledgehammer.   But when I lost it for a while I replaced it with a $10 one that works every bit as well.  Even if the new one only lasts me 50 years, I'm okay with that.


topic_name: How to think about large 401k balance as I get to retirement?
source: reddit
region: global
collected_at: 2026-02-12T00:06:47.000271+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1qabldx/how_to_think_about_large_401k_balance_as_i_get_to/

metadata:
{"subreddit": "financialindependence", "post_id": "1qabldx", "score": 51, "num_comments": 110, "created_utc": 1768166804.0, "selftext": "I\u2019m trying to understand how much is too much in our 401k accounts. 40M/36F looking to retire in the next 10 years. \n\nRight now our numbers are something like \n\n$4M brokerage (of that $300k is in Roth IRA)\n$1.3M 401k\n\nAssuming we both keep contributing the max in our 401ks. How do people handle $2-3M projected in 401ks during retirement?\n\n", "sort": "hot", "upvote_ratio": 0.65, "author": "rickybobinski"}

selftext:
I’m trying to understand how much is too much in our 401k accounts. 40M/36F looking to retire in the next 10 years. 

Right now our numbers are something like 

$4M brokerage (of that $300k is in Roth IRA)
$1.3M 401k

Assuming we both keep contributing the max in our 401ks. How do people handle $2-3M projected in 401ks during retirement?


topic_name: Lisa know that Bart is a SeatMiser #simpson #fypシ❤️ #recommended #ticketcheck #thesimpsons
source: youtube
region: US
url: https://youtube.com/watch?v=IBxtNQbKyrI
collected_at: 2026-02-12T00:04:30.534775
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "IBxtNQbKyrI", "channel": "KarleonCut", "category": "Entertainment", "category_id": 24, "views": "2505974", "view_count": 2505974, "likes": "196212", "published_at": "2026-02-10T16:36:17Z"}


topic_name: ELI5. How does Japan borrow (bonds) from its own citizens ?
source: reddit
region: global
collected_at: 2026-02-12T00:04:41.815175+00:00
autocomplete: []
selftext: I mean, does the country just issue debt within its market?
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1r29ib8/eli5_how_does_japan_borrow_bonds_from_its_own/

metadata:
{"subreddit": "personalfinance", "post_id": "1r29ib8", "score": 0, "num_comments": 14, "created_utc": 1770843714.0, "selftext": "I mean, does the country just issue debt within its market? ", "sort": "hot", "upvote_ratio": 0.17, "author": "Additional-War-837"}


topic_name: Investing a lump sum inheritance
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1qbi5dm/investing_a_lump_sum_inheritance/
collected_at: 2026-02-12T00:04:45.418438+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1qbi5dm", "score": 127, "num_comments": 83, "created_utc": 1768279486.0, "selftext": "BLUF: \n\nWe inherited 2.3 million in apple stock \n\nWe don\u2019t know the cost basis but I need help on how to properly diversify this to be stable for me and my family.\n\n I have a stable job for the next 10 years guaranteed and my wife is stay at home.\n\nAny recommendations ?", "sort": "top", "upvote_ratio": 0.85, "author": "King_LouieXVI"}

selftext:
BLUF: 

We inherited 2.3 million in apple stock 

We don’t know the cost basis but I need help on how to properly diversify this to be stable for me and my family.

 I have a stable job for the next 10 years guaranteed and my wife is stay at home.

Any recommendations ?


topic_name: Car help
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qyq3gi/car_help/
collected_at: 2026-02-12T00:04:50.635988+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qyq3gi", "score": 1, "num_comments": 7, "created_utc": 1770499955.0, "selftext": "Hi,\n\nSo I just graduated from college and started my new job as a nurse at a hospital and I signed a contract for a sign on bonus as I'm already planning to stay within this particular hospital system for the time comitted and I am due to receive the bonus within the next two months if not earlier.  I am planning using 3K-4K as a down payment. With that being said, I am planning on getting a car soon as waking up 4 hours early for buses (even though my job is only 20 minutes away on a bad day) a", "sort": "hot", "upvote_ratio": 0.67, "author": "Prior_Ad_8898"}

selftext:
Hi,

So I just graduated from college and started my new job as a nurse at a hospital and I signed a contract for a sign on bonus as I'm already planning to stay within this particular hospital system for the time comitted and I am due to receive the bonus within the next two months if not earlier.  I am planning using 3K-4K as a down payment. With that being said, I am planning on getting a car soon as waking up 4 hours early for buses (even though my job is only 20 minutes away on a bad day) a


topic_name: Career advice.
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qtxmil/career_advice/
collected_at: 2026-02-12T00:04:53.860587+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qtxmil", "score": 5, "num_comments": 11, "created_utc": 1770045086.0, "selftext": "I\u2019ve been in customer service for almost 3 years. Six months of those years I\u2019ve been a receptionist at a rv dealership, working with the sales team. I\u2019ve been wanting to get into car sales since I was younger, however I have had no sales experience. I talk with the sales team here about tips I can use, but I still feel discouraged about going into this field. Is there any advice, books, or online information people could recommend for me? I am 18, almost 19", "sort": "top", "upvote_ratio": 1.0, "author": "Excellent_Fee1428"}

selftext:
I’ve been in customer service for almost 3 years. Six months of those years I’ve been a receptionist at a rv dealership, working with the sales team. I’ve been wanting to get into car sales since I was younger, however I have had no sales experience. I talk with the sales team here about tips I can use, but I still feel discouraged about going into this field. Is there any advice, books, or online information people could recommend for me? I am 18, almost 19


topic_name: My roommate is moving out, don’t know what I am going to do
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qzm5km/my_roommate_is_moving_out_dont_know_what_i_am/
collected_at: 2026-02-12T00:04:59.457755+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qzm5km", "score": 136, "num_comments": 38, "created_utc": 1770587801.0, "selftext": "This is kind of a long story. I moved into the place I am a little over two years ago. My roommate\u2019s mom got really sick in December and passed away last month. He\u2019s been flip flopping about where he\u2019s going to live. He finally told me last night he\u2019s moving in with his bosses dad. Supposedly because he is going to put him on the will or something. I even offered to pay more rent and he is insisting on moving and thinking he\u2019s going to save all this money.\n\nThis puts me in a horrible position. T", "sort": "hot", "upvote_ratio": 0.94, "author": "TheGame81677"}

selftext:
This is kind of a long story. I moved into the place I am a little over two years ago. My roommate’s mom got really sick in December and passed away last month. He’s been flip flopping about where he’s going to live. He finally told me last night he’s moving in with his bosses dad. Supposedly because he is going to put him on the will or something. I even offered to pay more rent and he is insisting on moving and thinking he’s going to save all this money.

This puts me in a horrible position. T


topic_name: Warning: Predatory change to H &amp; R Block's refund advance loan
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qjv4ey/warning_predatory_change_to_h_r_blocks_refund/
collected_at: 2026-02-12T00:05:03.489464+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qjv4ey", "score": 330, "num_comments": 117, "created_utc": 1769090042.0, "selftext": "In the past, many of us in a tight spot have been able to rely on advance loans on tax refunds to help get us over that check engine light mountain.  H &amp; R Block now seems to want to prey on those in the most desperate need.\n\n  \nUp until this year, they would tell you, before you committed to anything, if you'd be approved for the refund advance loan.  If you were denied, it cost you nothing more than a bit of your time.\n\n  \nThat has changed this year, and your \"tax professional\" will not te", "sort": "top", "upvote_ratio": 0.88, "author": "_____Zoloft_____"}

selftext:
In the past, many of us in a tight spot have been able to rely on advance loans on tax refunds to help get us over that check engine light mountain.  H &amp; R Block now seems to want to prey on those in the most desperate need.

  
Up until this year, they would tell you, before you committed to anything, if you'd be approved for the refund advance loan.  If you were denied, it cost you nothing more than a bit of your time.

  
That has changed this year, and your "tax professional" will not te


topic_name: Don't trust Neon (Side Hustle App)
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qzkfer/dont_trust_neon_side_hustle_app/
collected_at: 2026-02-12T00:05:08.886954+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qzkfer", "score": 15, "num_comments": 8, "created_utc": 1770583843.0, "selftext": "On my instagram fy page, I randomly found a video of a college student testing \"side hustles\" and talking about Neon, which is an app that pays you to record your calls and sells it to AI centers as data. The creater seemed to come off as authentic and someone who was trying different side hustles for money, but their entire page was just promoting Neon. I also found a different creater, with the EXACT same script, word for word, promoting Neon. They have a bunch of similar videos with identical", "sort": "hot", "upvote_ratio": 0.73, "author": "ApprehensiveSwing510"}

selftext:
On my instagram fy page, I randomly found a video of a college student testing "side hustles" and talking about Neon, which is an app that pays you to record your calls and sells it to AI centers as data. The creater seemed to come off as authentic and someone who was trying different side hustles for money, but their entire page was just promoting Neon. I also found a different creater, with the EXACT same script, word for word, promoting Neon. They have a bunch of similar videos with identical


topic_name: Got call from US customs and border protection
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qo532l/got_call_from_us_customs_and_border_protection/
collected_at: 2026-02-12T00:05:12.359109+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qo532l", "score": 45, "num_comments": 70, "created_utc": 1769491821.0, "selftext": "An official from U.S. Customs and Border Protection told me over the phone that someone in China possesses 19 U.S. passports, including one of mine. I don't know this person, and I need to cooperate with the investigation. During the call, the official transferred me to the Guangzhou Public Security Bureau in China, where I was asked to clarify the situation and have a case opened. They also wanted me to return to China to file a police report. Is this true?", "sort": "top", "upvote_ratio": 0.75, "author": "NoHoney888"}

selftext:
An official from U.S. Customs and Border Protection told me over the phone that someone in China possesses 19 U.S. passports, including one of mine. I don't know this person, and I need to cooperate with the investigation. During the call, the official transferred me to the Guangzhou Public Security Bureau in China, where I was asked to clarify the situation and have a case opened. They also wanted me to return to China to file a police report. Is this true?


topic_name: These top two items are not actual emails and open a browser window when clicked.
source: reddit
region: global
url: https://reddit.com/r/assholedesign/comments/1nwinme/these_top_two_items_are_not_actual_emails_and/
collected_at: 2026-02-12T00:05:17.890014+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "assholedesign", "post_id": "1nwinme", "score": 1548, "num_comments": 101, "created_utc": 1759445488.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.96, "author": "Vicvictorw"}


topic_name: Ringana Undercover Doku (deutsch)
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qr0su5/ringana_undercover_doku_deutsch/
collected_at: 2026-02-12T00:05:26.020738+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qr0su5", "score": 13, "num_comments": 4, "created_utc": 1769765137.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.88, "author": "Timely-Amount-4161"}


topic_name: Claims process
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r18w8j/claims_process/
collected_at: 2026-02-12T00:05:44.256906+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r18w8j", "score": 0, "num_comments": 0, "created_utc": 1770748333.0, "selftext": "Pipe burst in a Uhaul unit. How does a customer get started with claims? They reported it but the rep west company isn\u2019t response. Should they send in more info? How does it work. ", "sort": "hot", "upvote_ratio": 0.5, "author": "polly_profits"}

selftext:
Pipe burst in a Uhaul unit. How does a customer get started with claims? They reported it but the rep west company isn’t response. Should they send in more info? How does it work. 


source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qo37ve/strong_evidence_in_fenderbender_but_atfault/
collected_at: 2026-02-12T00:05:47.658592+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
topic_name:
Strong Evidence in Fender-Bender, But At-Fault Insurer Can’t Reach Their Driver, Will They Still Pay?

metadata:
{"subreddit": "Insurance", "post_id": "1qo37ve", "score": 5, "num_comments": 12, "created_utc": 1769486475.0, "selftext": "Hey everyone,\n\nI was recently backed into by another driver in the parking ramp. The at-fault driver **is insured**. It\u2019s been 7 **days** since I reported the claim. They didn't get my insurance \n\nI have:\n\n* A neutral witness who saw immediate aftermath of the scene and the at-fault driver screaming she didn't see me when she backed into me \n* **Photos and video** of the damage and scene\n* Impact consistent with them backing into my bumper (I have a punched-in dent on front bumper and broken hea", "sort": "top", "upvote_ratio": 0.78, "author": "St_FrancisFolly"}

selftext:
Hey everyone,

I was recently backed into by another driver in the parking ramp. The at-fault driver **is insured**. It’s been 7 **days** since I reported the claim. They didn't get my insurance 

I have:

* A neutral witness who saw immediate aftermath of the scene and the at-fault driver screaming she didn't see me when she backed into me 
* **Photos and video** of the damage and scene
* Impact consistent with them backing into my bumper (I have a punched-in dent on front bumper and broken hea


topic_name: Microsoft at it again...
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1hvfj59/microsoft_at_it_again/
collected_at: 2026-02-12T00:05:53.366561+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1hvfj59", "score": 106, "num_comments": 2, "created_utc": 1736212411.0, "selftext": "https://preview.redd.it/67c4x67u2hbe1.png?width=1251&amp;format=png&amp;auto=webp&amp;s=0d7790af293bc5351a54eca8319486bc3416571c\n\nIn an obvious effort to trick users into staying with Bing and Edge, if users go to [bing.com](http://bing.com), not authenticated with a Microsoft account, and search for Google (a common behavior to download Chrome or use Google apps), the entire UX begins to impersonate Google for this specific search query.  \nThe result includes a Google-like Doodle, a search bar ", "sort": "hot", "upvote_ratio": 0.96, "author": "Disco425"}

selftext:
https://preview.redd.it/67c4x67u2hbe1.png?width=1251&amp;format=png&amp;auto=webp&amp;s=0d7790af293bc5351a54eca8319486bc3416571c

In an obvious effort to trick users into staying with Bing and Edge, if users go to [bing.com](http://bing.com), not authenticated with a Microsoft account, and search for Google (a common behavior to download Chrome or use Google apps), the entire UX begins to impersonate Google for this specific search query.  
The result includes a Google-like Doodle, a search bar 


topic_name: what are some of the cheapest moving truck options?
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qtu8l9/what_are_some_of_the_cheapest_moving_truck_options/
collected_at: 2026-02-12T00:06:01.657174+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qtu8l9", "score": 8, "num_comments": 29, "created_utc": 1770036817.0, "selftext": "i\u2019m moving from pennsylvania (western side) to right outside of chicago planning around july. I only have a couple of big things. two tvs, a chair and desk and a stationary bike but that\u2019s it for big stuff. i thought about just renting a pick up truck with unlimited miles from enterprise or something and packing that as well as my car so i can save money on the mileage but i don\u2019t think it\u2019ll be enough room tbh. i don\u2019t have a trailer hitch on my car and don\u2019t wanna pay to get it installed for o", "sort": "hot", "upvote_ratio": 0.67, "author": "[deleted]"}

selftext:
i’m moving from pennsylvania (western side) to right outside of chicago planning around july. I only have a couple of big things. two tvs, a chair and desk and a stationary bike but that’s it for big stuff. i thought about just renting a pick up truck with unlimited miles from enterprise or something and packing that as well as my car so i can save money on the mileage but i don’t think it’ll be enough room tbh. i don’t have a trailer hitch on my car and don’t wanna pay to get it installed for o


topic_name: What to do with overly spicy soup so I don't have to chuck it
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qsxfvy/what_to_do_with_overly_spicy_soup_so_i_dont_have/
collected_at: 2026-02-12T00:06:05.044730+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qsxfvy", "score": 127, "num_comments": 163, "created_utc": 1769949629.0, "selftext": "I have made a corn/ coconut/ potato soup that has ended up way spicier than my husband and I can eat. I have already tried diluting it, adding more potato, adding acid, and all the other tricks listed online. To no avail. Does anyone have suggestions for what I could do with about 2 liters of this stuff? It smells amazing and I hate wasting food.\nMaybe something in a slow cooker? Appreciate any ideas.", "sort": "top", "upvote_ratio": 0.86, "author": "evieinthebath"}

selftext:
I have made a corn/ coconut/ potato soup that has ended up way spicier than my husband and I can eat. I have already tried diluting it, adding more potato, adding acid, and all the other tricks listed online. To no avail. Does anyone have suggestions for what I could do with about 2 liters of this stuff? It smells amazing and I hate wasting food.
Maybe something in a slow cooker? Appreciate any ideas.


topic_name: No retention offer? Could financial review have triggered it?
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r1jefe/no_retention_offer_could_financial_review_have/
collected_at: 2026-02-12T00:06:10.588134+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r1jefe", "score": 0, "num_comments": 2, "created_utc": 1770772500.0, "selftext": "I have always gotten a retention offer from Amex even if it was just use your points to pay your annual fee. I've had my gold card now for a year. no retention offer after chatting twice. \n\nIn December I went through a financial review that basically took away the charge card ability of my cards and put credit limits on me, all under 10,000. could that have triggered this lack of retention offers? \n\nI did cancel a business platinum last month because I only got it due to large expenses for my da", "sort": "hot", "upvote_ratio": 0.5, "author": "DILLIGAD24"}

selftext:
I have always gotten a retention offer from Amex even if it was just use your points to pay your annual fee. I've had my gold card now for a year. no retention offer after chatting twice. 

In December I went through a financial review that basically took away the charge card ability of my cards and put credit limits on me, all under 10,000. could that have triggered this lack of retention offers? 

I did cancel a business platinum last month because I only got it due to large expenses for my da


topic_name: Bilt 2.0 “Fee-Free” Rent/Mortgage Payments
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qcx7xw/bilt_20_feefree_rentmortgage_payments/
collected_at: 2026-02-12T00:06:13.782324+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qcx7xw", "score": 49, "num_comments": 43, "created_utc": 1768419810.0, "selftext": "Can we all agree that 1) claiming Bilt Cash has any monetary value, and 2) having to redeem Bilt Cash to earn points on Rent/Mortgage, means that paying Rent/Mortgage is NOT \u201cwithout a transaction fee\u201d? A fee by any other name\u2026", "sort": "top", "upvote_ratio": 0.88, "author": "Low_Cell1808"}

selftext:
Can we all agree that 1) claiming Bilt Cash has any monetary value, and 2) having to redeem Bilt Cash to earn points on Rent/Mortgage, means that paying Rent/Mortgage is NOT “without a transaction fee”? A fee by any other name…


topic_name: Commercial Car Insurance For Private Vehicle? (CA)
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r25v8o/commercial_car_insurance_for_private_vehicle_ca/
collected_at: 2026-02-12T00:06:18.921126+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r25v8o", "score": 1, "num_comments": 4, "created_utc": 1770835647.0, "selftext": "Hello, my wife uses her personal vehicle to drive between locations at work as well as go on errands for work. If something happens during those trips, is she covered by our personal insurance? I'm having trouble figuring out if her employer needs to be providing commercial use insurance. They are already not paying her any mileage/wear and tear reimbursement, so we're wondering what else they're getting away with. Location: Los Angeles.", "sort": "hot", "upvote_ratio": 1.0, "author": "cool_uncle_jules"}

selftext:
Hello, my wife uses her personal vehicle to drive between locations at work as well as go on errands for work. If something happens during those trips, is she covered by our personal insurance? I'm having trouble figuring out if her employer needs to be providing commercial use insurance. They are already not paying her any mileage/wear and tear reimbursement, so we're wondering what else they're getting away with. Location: Los Angeles.


source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qs1x9d/injunction_against_harassment_filed_against_me/
collected_at: 2026-02-12T00:06:22.356790+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
topic_name:
“Injunction Against Harassment” filed against me after I reported to HR, only learned of this after default judgment

metadata:
{"subreddit": "LegalAdvice", "post_id": "1qs1x9d", "score": 374, "num_comments": 29, "created_utc": 1769864926.0, "selftext": "Location: Arizona is where it was filed, but I live abroad\n\nIn November, I filed a complaint with HR against a coworker for workplace harassment and discrimination. I had screenshots where this coworker insulted and berated me on several occasions because of my sexuality. HR met with me via Zoom, then about a week later they let me know that appropriate action had been taken. She wasn\u2019t fired, but by word of mouth I learned that she was seriously disciplined etc. None of my concern.\n\nI thought t", "sort": "top", "upvote_ratio": 0.96, "author": "Careful-Activity5524"}

selftext:
Location: Arizona is where it was filed, but I live abroad

In November, I filed a complaint with HR against a coworker for workplace harassment and discrimination. I had screenshots where this coworker insulted and berated me on several occasions because of my sexuality. HR met with me via Zoom, then about a week later they let me know that appropriate action had been taken. She wasn’t fired, but by word of mouth I learned that she was seriously disciplined etc. None of my concern.

I thought t


topic_name: LPT: Trick to remember a long list
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qm2517/lpt_trick_to_remember_a_long_list/
collected_at: 2026-02-12T00:06:28.286302+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qm2517", "score": 210, "num_comments": 24, "created_utc": 1769296409.0, "selftext": "When I'm in the shower, it gives me space to think when I usually keep myself to busy for much thinking. Obviously, I can't write or type in the shower, so I came up with this trick to help me remember the things I'm thinking about until I can make a note of them.\n\nI will single out the things I want to remember, and assign a related word to each one.\n\nTake this list, for example:  \nBuy dragonfruit at the specialty grocery store in town  \nTake photo back-ups of my receipts  \nSend game tips to my", "sort": "hot", "upvote_ratio": 0.88, "author": "wintercool612"}

selftext:
When I'm in the shower, it gives me space to think when I usually keep myself to busy for much thinking. Obviously, I can't write or type in the shower, so I came up with this trick to help me remember the things I'm thinking about until I can make a note of them.

I will single out the things I want to remember, and assign a related word to each one.

Take this list, for example:  
Buy dragonfruit at the specialty grocery store in town  
Take photo back-ups of my receipts  
Send game tips to my


topic_name: Over the range microwave
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qzi3yf/over_the_range_microwave/
collected_at: 2026-02-12T00:06:36.789921+00:00
autocomplete: []
selftext: Any recommendations on an over the range microwave that is BIFL (or close to) that is quiet?
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qzi3yf", "score": 1, "num_comments": 5, "created_utc": 1770578585.0, "selftext": "Any recommendations on an over the range microwave that is BIFL (or close to) that is quiet? ", "sort": "hot", "upvote_ratio": 0.57, "author": "Seanneg"}


source: reddit
region: global
collected_at: 2026-02-12T00:06:40.492583+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
topic_name:
I bought this CPU cooler in 2014, going to use it in 4th build. Much love to Noctua for providing free mounting kits for the third time in last 12 years. They are legendary and I will be forever proud fanboy of the brown theme.

url:
https://reddit.com/r/BuyItForLife/comments/1qq8pv3/i_bought_this_cpu_cooler_in_2014_going_to_use_it/

metadata:
{"subreddit": "BuyItForLife", "post_id": "1qq8pv3", "score": 189, "num_comments": 5, "created_utc": 1769693740.0, "selftext": "", "sort": "top", "upvote_ratio": 0.98, "author": "Dampmaskin"}


topic_name: What to do with $200k cash if FIRE within sight?
source: reddit
region: global
collected_at: 2026-02-12T00:06:47.000275+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/financialindependence/comments/1qbhp9e/what_to_do_with_200k_cash_if_fire_within_sight/

metadata:
{"subreddit": "financialindependence", "post_id": "1qbhp9e", "score": 0, "num_comments": 21, "created_utc": 1768278166.0, "selftext": "30M no kids, just crossed $1m NW. About to sell my house and move into partner's house, expecting a $200k payout. Thought about renting it out, but ran the numbers and it just wouldnt be profitable and I don't want to deal with the landlord hassle.\n\nI already max all my retirement accounts including MBDR, and I'm ~90% FXAIX (or similar). This is my rough breakdown:\n\nRetirement - $465k \n\nBrokerage - $400k\n\nCash - $60k\n\nI think I can FIRE within 5 years barring any major recessions. Being so close", "sort": "hot", "upvote_ratio": 0.41, "author": "Dort99"}

selftext:
30M no kids, just crossed $1m NW. About to sell my house and move into partner's house, expecting a $200k payout. Thought about renting it out, but ran the numbers and it just wouldnt be profitable and I don't want to deal with the landlord hassle.

I already max all my retirement accounts including MBDR, and I'm ~90% FXAIX (or similar). This is my rough breakdown:

Retirement - $465k 

Brokerage - $400k

Cash - $60k

I think I can FIRE within 5 years barring any major recessions. Being so close


topic_name: Donald Trump Is Nothing To Smile About | Mike Johnson vs. Pope Leo XIV | Bezos "Murders" Journalism
source: youtube
region: US
url: https://youtube.com/watch?v=6Irn2IPmGvk
collected_at: 2026-02-12T00:04:30.406750
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "6Irn2IPmGvk", "channel": "The Late Show with Stephen Colbert", "category": "News & Politics", "category_id": 25, "views": "2489234", "view_count": 2489234, "likes": "87322", "published_at": "2026-02-05T04:50:01Z"}


topic_name: Russian casualties grow amid signs of economic crisis - Semafor
source: google_news
region: US
collected_at: 2026-02-12T00:04:33.445906
autocomplete: []
category: Science
reddit_subreddits: []
signal_type: news_context
url:

metadata:
{"published": "Wed, 11 Feb 2026 11:42:00 GMT", "source_publication": "Semafor", "category": "Science"}


topic_name: Does the buddy budgeting app have a lifetime subscription?
source: reddit
region: global
url: https://reddit.com/r/personalfinance/comments/1r290cg/does_the_buddy_budgeting_app_have_a_lifetime/
collected_at: 2026-02-12T00:04:41.815179+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "personalfinance", "post_id": "1r290cg", "score": 0, "num_comments": 5, "created_utc": 1770842586.0, "selftext": "I was wondering if they offer a lifetime subscription option or if it's only monthly or yearly. Also if you use Buddy, do you think it's worth it long term? And if so, why or why not?", "sort": "hot", "upvote_ratio": 0.17, "author": "Terrible_Bluebird371"}

selftext:
I was wondering if they offer a lifetime subscription option or if it's only monthly or yearly. Also if you use Buddy, do you think it's worth it long term? And if so, why or why not?


topic_name: Losing my job and looking for some perspective
source: reddit
region: global
collected_at: 2026-02-12T00:04:45.418442+00:00
autocomplete: []
subreddit: personalfinance
reddit_subreddits: []
signal_type: question
url:
https://reddit.com/r/personalfinance/comments/1qyc24h/losing_my_job_and_looking_for_some_perspective/

metadata:
{"subreddit": "personalfinance", "post_id": "1qyc24h", "score": 125, "num_comments": 91, "created_utc": 1770465681.0, "selftext": "I\u2019m 50 and work as an IT Manager in financial services. I was put on a PIP this week and realistically don\u2019t expect to survive it, so I\u2019m planning as if I\u2019ll be out of work in the next month or so.\n\nI\u2019m trying to make sure I land on my feet.\n\nEstimate finances:\n\n\u2022 401k about $125k\n\n\u2022 Roth about $125k\n\n\u2022 Taxable brokerage about $300k\n\n\u2022 Cash about $70k\n\n\u2022 Debt about $35k total\n\n\u2003\u2003\u2022 car around $24k\n\n\u2003\u2003\u2022 credit cards and medical around $10k\n\n\u2022 Mortgage about $206k at \\~2.7%, payment \\~$1,250 \n\nMy f", "sort": "top", "upvote_ratio": 0.85, "author": "utvols22champs"}

selftext:
I’m 50 and work as an IT Manager in financial services. I was put on a PIP this week and realistically don’t expect to survive it, so I’m planning as if I’ll be out of work in the next month or so.

I’m trying to make sure I land on my feet.

Estimate finances:

• 401k about $125k

• Roth about $125k

• Taxable brokerage about $300k

• Cash about $70k

• Debt about $35k total

  • car around $24k

  • credit cards and medical around $10k

• Mortgage about $206k at \~2.7%, payment \~$1,250 

My f


topic_name: Selling 2022 Lexus NX 350h Executive Trime
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qyplvz/selling_2022_lexus_nx_350h_executive_trime/
collected_at: 2026-02-12T00:04:50.635991+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qyplvz", "score": 1, "num_comments": 8, "created_utc": 1770498806.0, "selftext": "Hey folks, I want to know if it's possible for this 2022 Lexus NX 350h Executive trim to be sold at above 50k CAD, it has just 46k kms on it and also has extensive coverage plan warranty till next 8 years!", "sort": "hot", "upvote_ratio": 1.0, "author": "carpedium_baby"}

selftext:
Hey folks, I want to know if it's possible for this 2022 Lexus NX 350h Executive trim to be sold at above 50k CAD, it has just 46k kms on it and also has extensive coverage plan warranty till next 8 years!


topic_name: Is this 0% APR deal actually good for a 2026 Toyota bZ XLE AWD?
source: reddit
region: global
url: https://reddit.com/r/askcarsales/comments/1qsn31e/is_this_0_apr_deal_actually_good_for_a_2026/
collected_at: 2026-02-12T00:04:53.860593+00:00
autocomplete: []
subreddit: askcarsales
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "askcarsales", "post_id": "1qsn31e", "score": 5, "num_comments": 21, "created_utc": 1769915981.0, "selftext": "Dealer offered 0% APR with a $6k rebate on a 2026 bZ XLE AWD.\n\nMSRP: $42,702\n\nTax: 7%\n\nOptions shown are 60 / 66 / 72 months at 0% with different down payments: https://imgur.com/a/W13WMaR\n\nIt feels a bit expensive, but everywhere I look new cars are \\~$45k+, so landing under $40k OTD still seems decent. Curious if this actually checks out.", "sort": "top", "upvote_ratio": 0.67, "author": "ProSain"}

selftext:
Dealer offered 0% APR with a $6k rebate on a 2026 bZ XLE AWD.

MSRP: $42,702

Tax: 7%

Options shown are 60 / 66 / 72 months at 0% with different down payments: https://imgur.com/a/W13WMaR

It feels a bit expensive, but everywhere I look new cars are \~$45k+, so landing under $40k OTD still seems decent. Curious if this actually checks out.


topic_name: Thinking about using a Personal Loan for Investment, is it good idea?
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1r101fn/thinking_about_using_a_personal_loan_for/
collected_at: 2026-02-12T00:04:59.457759+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1r101fn", "score": 0, "num_comments": 18, "created_utc": 1770728313.0, "selftext": "I\u2019m thinking about starting an investment, but I don\u2019t have much savings right now. Is it a good idea to take a personal loan to invest in stocks or real estate?\n\nDo banks or lenders allow personal loans to be used for investment purposes? What are the risks I should consider before doing this?\n\nI\u2019d really appreciate any advice or real experiences.", "sort": "hot", "upvote_ratio": 0.15, "author": "RoutineRope2413"}

selftext:
I’m thinking about starting an investment, but I don’t have much savings right now. Is it a good idea to take a personal loan to invest in stocks or real estate?

Do banks or lenders allow personal loans to be used for investment purposes? What are the risks I should consider before doing this?

I’d really appreciate any advice or real experiences.


topic_name: Madness…
source: reddit
region: global
url: https://reddit.com/r/povertyfinance/comments/1qw0wee/madness/
collected_at: 2026-02-12T00:05:03.489467+00:00
autocomplete: []
subreddit: povertyfinance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "povertyfinance", "post_id": "1qw0wee", "score": 327, "num_comments": 102, "created_utc": 1770239026.0, "selftext": "Just sharing some absolute insanity for you.\n\nSomeone we know just reached out to us, in a practical panic, because their truck broke down and the shop quoted them $300 + labor to fix it. They don\u2019t know what they\u2019re going to do because they\u2019re living paycheck to paycheck right now and can\u2019t afford it.\n\nThey make $220,000/year.", "sort": "top", "upvote_ratio": 0.94, "author": "Accomplished-Pay-524"}

selftext:
Just sharing some absolute insanity for you.

Someone we know just reached out to us, in a practical panic, because their truck broke down and the shop quoted them $300 + labor to fix it. They don’t know what they’re going to do because they’re living paycheck to paycheck right now and can’t afford it.

They make $220,000/year.


topic_name: Potential Whole sale real estate scam with my brother.
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qzmf6z/potential_whole_sale_real_estate_scam_with_my/
collected_at: 2026-02-12T00:05:08.886958+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qzmf6z", "score": 12, "num_comments": 12, "created_utc": 1770588434.0, "selftext": "[US] My brother, someone\u2019s who not the best with finances in general, came around asking family for $1400. A week after he said something nonchalant about getting into whole sale real estate\u2026When asked what for, he was kind of hazy with the details. Basically all i got was the classic \u201cIts a sure thing to profit\u201d \u201cYou give them the money and sign a contract and if they don\u2019t profit you get your $1400 back\u201d and \u201cits a group buy in\u201d. Try his hand in whole sale real estate\u201d Can anyone tell me what ", "sort": "hot", "upvote_ratio": 0.84, "author": "Nvbh--31"}

selftext:
[US] My brother, someone’s who not the best with finances in general, came around asking family for $1400. A week after he said something nonchalant about getting into whole sale real estate…When asked what for, he was kind of hazy with the details. Basically all i got was the classic “Its a sure thing to profit” “You give them the money and sign a contract and if they don’t profit you get your $1400 back” and “its a group buy in”. Try his hand in whole sale real estate” Can anyone tell me what 


topic_name: Is this letter from the California State Controller legit?
source: reddit
region: global
url: https://reddit.com/r/Scams/comments/1qdd0zg/is_this_letter_from_the_california_state/
collected_at: 2026-02-12T00:05:12.359113+00:00
autocomplete: []
subreddit: Scams
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Scams", "post_id": "1qdd0zg", "score": 45, "num_comments": 91, "created_utc": 1768461550.0, "selftext": "I got this letter in the mail from the California State Controller saying I have money to claim. I'm pretty sceptical. Can anyone give their opinion if its real or fake?\n\nThe first red flag to me is that the real website to check is\u00a0[claimit.ca.gov/](https://claimit.ca.gov/)\u00a0but the link they mention has /yourucp added to the end.\n\nThe second red flag is that they say \"by April 6\", when the official website says there is no deadline to claim.\n\nThe third red flag is if I search the Claim ID on th", "sort": "top", "upvote_ratio": 0.84, "author": "fvcktaco"}

selftext:
I got this letter in the mail from the California State Controller saying I have money to claim. I'm pretty sceptical. Can anyone give their opinion if its real or fake?

The first red flag to me is that the real website to check is [claimit.ca.gov/](https://claimit.ca.gov/) but the link they mention has /yourucp added to the end.

The second red flag is that they say "by April 6", when the official website says there is no deadline to claim.

The third red flag is if I search the Claim ID on th


topic_name: How are ads like this allowed ffs
source: reddit
region: global
url: https://reddit.com/r/assholedesign/comments/1nv5378/how_are_ads_like_this_allowed_ffs/
collected_at: 2026-02-12T00:05:17.890021+00:00
autocomplete: []
subreddit: assholedesign
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "assholedesign", "post_id": "1nv5378", "score": 4587, "num_comments": 206, "created_utc": 1759316410.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.97, "author": "bigosik_"}


topic_name: NEED HELP WFG scam
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qqoftx/need_help_wfg_scam/
collected_at: 2026-02-12T00:05:26.020742+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qqoftx", "score": 5, "num_comments": 1, "created_utc": 1769728559.0, "selftext": "", "sort": "hot", "upvote_ratio": 0.78, "author": "Terrible_Web362"}


topic_name: I dodged an Amway bullet
source: reddit
region: global
url: https://reddit.com/r/antiMLM/comments/1qou097/i_dodged_an_amway_bullet/
collected_at: 2026-02-12T00:05:30.135274+00:00
autocomplete: []
subreddit: antiMLM
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "antiMLM", "post_id": "1qou097", "score": 56, "num_comments": 26, "created_utc": 1769555558.0, "selftext": "Hoo boy this month is wild for me. I'm a college guy who's in a job/internship search last winter break and one folk on LinkedIn brought up this \"business opportunity\" at me. I was curious so I booked a meeting with one of their partners. We would meet multiple times in the span of one month and other activities that they assign me to do as homework including reading 21st century business by Robert Kiyosaki, watch some \"motivational\" success stories from mentors, and attending speaker seminars, ", "sort": "top", "upvote_ratio": 1.0, "author": "Diotheinvader-5185"}

selftext:
Hoo boy this month is wild for me. I'm a college guy who's in a job/internship search last winter break and one folk on LinkedIn brought up this "business opportunity" at me. I was curious so I booked a meeting with one of their partners. We would meet multiple times in the span of one month and other activities that they assign me to do as homework including reading 21st century business by Robert Kiyosaki, watch some "motivational" success stories from mentors, and attending speaker seminars, 


topic_name: Do you think I would Qualify for an Upper Bleph through Insurance?
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1r185vx/do_you_think_i_would_qualify_for_an_upper_bleph/
collected_at: 2026-02-12T00:05:44.256910+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1r185vx", "score": 1, "num_comments": 1, "created_utc": 1770746785.0, "selftext": "My eyelids are heavy and hooded, it sits in the crease and the outer lid, my entire top of my iris is covered and the top of my pupil, its started to affect my vision, I raise my brows a lot to increase vision, I'm just not sure if it will be enough. Even though the entire top of my iris used to be visible.", "sort": "hot", "upvote_ratio": 1.0, "author": "Equal-Sprinkles2312"}

selftext:
My eyelids are heavy and hooded, it sits in the crease and the outer lid, my entire top of my iris is covered and the top of my pupil, its started to affect my vision, I raise my brows a lot to increase vision, I'm just not sure if it will be enough. Even though the entire top of my iris used to be visible.


topic_name: Fire claim + foundation issue… does this actually make sense?
source: reddit
region: global
url: https://reddit.com/r/Insurance/comments/1qlj0fc/fire_claim_foundation_issue_does_this_actually/
collected_at: 2026-02-12T00:05:47.658596+00:00
autocomplete: []
subreddit: Insurance
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Insurance", "post_id": "1qlj0fc", "score": 5, "num_comments": 12, "created_utc": 1769248251.0, "selftext": "We had a fire at an older home (100+ years old, stone/mixed masonry foundation). Insurance (State Farm) wrote a repair estimate and sent a repair\u2011based check, which I haven\u2019t cashed.\n\nMultiple local GCs have looked at it and none are willing to attempt a repair because of the age of the house and the unknowns once things get opened up.\n\nCode enforcement inspected the property and issued a report saying:\n\n\t\u2022\tThere\u2019s evidence of fire exposure to the foundation (thermal stress).\n\n\t\u2022\tThe foundation ", "sort": "top", "upvote_ratio": 0.86, "author": "SandraGean"}

selftext:
We had a fire at an older home (100+ years old, stone/mixed masonry foundation). Insurance (State Farm) wrote a repair estimate and sent a repair‑based check, which I haven’t cashed.

Multiple local GCs have looked at it and none are willing to attempt a repair because of the age of the house and the unknowns once things get opened up.

Code enforcement inspected the property and issued a report saying:

	•	There’s evidence of fire exposure to the foundation (thermal stress).

	•	The foundation 


topic_name: Google Workspace
source: reddit
region: global
url: https://reddit.com/r/darkpatterns/comments/1hsolqx/google_workspace/
collected_at: 2026-02-12T00:05:53.366565+00:00
autocomplete: []
subreddit: darkpatterns
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "darkpatterns", "post_id": "1hsolqx", "score": 5, "num_comments": 0, "created_utc": 1735917108.0, "selftext": "Exploring adding Google Workspace for a domain I manage and was surprised to see only a single option shown... nearly 3x more expensive than the cheapest option too.\n\n\\[edit\\] added screenshots I originally forgot\n\nhttps://preview.redd.it/ni427uykkzae1.png?width=2942&amp;format=png&amp;auto=webp&amp;s=20f71022193f23b83fa10e436da6ca6e63e0a0f3\n\nhttps://preview.redd.it/s2e4gtykkzae1.png?width=2942&amp;format=png&amp;auto=webp&amp;s=f85eada8feb392cb69e39169f00900b6bb7ca040\n\n", "sort": "hot", "upvote_ratio": 0.78, "author": "giberti"}

selftext:
Exploring adding Google Workspace for a domain I manage and was surprised to see only a single option shown... nearly 3x more expensive than the cheapest option too.

\[edit\] added screenshots I originally forgot

https://preview.redd.it/ni427uykkzae1.png?width=2942&amp;format=png&amp;auto=webp&amp;s=20f71022193f23b83fa10e436da6ca6e63e0a0f3

https://preview.redd.it/s2e4gtykkzae1.png?width=2942&amp;format=png&amp;auto=webp&amp;s=f85eada8feb392cb69e39169f00900b6bb7ca040


topic_name: Frugal hair care tip: use your regular conditioner as a leave-in.
source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qtanpa/frugal_hair_care_tip_use_your_regular_conditioner/
collected_at: 2026-02-12T00:06:01.657178+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "Frugal", "post_id": "1qtanpa", "score": 169, "num_comments": 76, "created_utc": 1769979694.0, "selftext": "I\u2019ve been doing this for years with my long curly hair and it works so well. I typically use Pantene shampoo and conditioner. After showering, when my hair is damp I rake about a pump\u2019s worth of conditioner through my hair and brush it to distribute more evenly. Finger comb, then air dry and voila! Healthy, nourished, frizz free hair without spending money on a ton of product.\n\nEdit: this tip was meant for those who already use a leave-in conditioner and have thicker/coarse/curly hair. Of course", "sort": "hot", "upvote_ratio": 0.8, "author": "lollapotamus"}

selftext:
I’ve been doing this for years with my long curly hair and it works so well. I typically use Pantene shampoo and conditioner. After showering, when my hair is damp I rake about a pump’s worth of conditioner through my hair and brush it to distribute more evenly. Finger comb, then air dry and voila! Healthy, nourished, frizz free hair without spending money on a ton of product.

Edit: this tip was meant for those who already use a leave-in conditioner and have thicker/coarse/curly hair. Of course


source: reddit
region: global
url: https://reddit.com/r/Frugal/comments/1qni25g/im_sure_most_people_here_know_about_this_but_if/
collected_at: 2026-02-12T00:06:05.044733+00:00
autocomplete: []
subreddit: Frugal
reddit_subreddits: []
signal_type: question
topic_name:
I’m sure most people here know about this, but if you buy a product that turns out to be faulty, email the company!

metadata:
{"subreddit": "Frugal", "post_id": "1qni25g", "score": 125, "num_comments": 20, "created_utc": 1769439021.0, "selftext": "I heard about this tip last year and tried it out after I bought a candle from Trader Joe\u2019s and the entire tin caught fire (not just the wick lol). They were so nice about it and mailed me a $20 gift card! Since then, I:\n\n\\-Emailed Always (the pad company) as the pads I bought had too strong of adhesive, and the plastic wouldn\u2019t come off my underwear even after washing. They sent me a manufacturer\u2019s coupon for $15.\n\n\\-Emailed Amika as the spray pump for dry shampoo I bought didn\u2019t work. They mai", "sort": "top", "upvote_ratio": 0.96, "author": "Superb-Cell736"}

selftext:
I heard about this tip last year and tried it out after I bought a candle from Trader Joe’s and the entire tin caught fire (not just the wick lol). They were so nice about it and mailed me a $20 gift card! Since then, I:

\-Emailed Always (the pad company) as the pads I bought had too strong of adhesive, and the plastic wouldn’t come off my underwear even after washing. They sent me a manufacturer’s coupon for $15.

\-Emailed Amika as the spray pump for dry shampoo I bought didn’t work. They mai


topic_name: Any data points on canceling numerous cards at once?
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1r19zj4/any_data_points_on_canceling_numerous_cards_at/
collected_at: 2026-02-12T00:06:10.588138+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1r19zj4", "score": 3, "num_comments": 11, "created_utc": 1770750635.0, "selftext": "My situation: 17 open credit cards. \n\nZero balances (I haven\u2019t run a balance in decades) \n\nCredit Score always around 800 +/-\n\nI travel 9 months out of the year and it\u2019s been a fun ride churning \\\\\\*but\\\\\\* I can\u2019t justify wasting any more money on annual fees at this point- and it\u2019s getting too hard and complicated to stay on top of things in order to use every card to my advantage.\n\nI\u2019m routinely screwing up nowadays and using the wrong cards and missing advantages.\n\nI would keep my longest he", "sort": "hot", "upvote_ratio": 0.8, "author": "TwoFit473"}

selftext:
My situation: 17 open credit cards. 

Zero balances (I haven’t run a balance in decades) 

Credit Score always around 800 +/-

I travel 9 months out of the year and it’s been a fun ride churning \\\*but\\\* I can’t justify wasting any more money on annual fees at this point- and it’s getting too hard and complicated to stay on top of things in order to use every card to my advantage.

I’m routinely screwing up nowadays and using the wrong cards and missing advantages.

I would keep my longest he


topic_name: best credit card signup bonuses 2026 or am i overthinking this
source: reddit
region: global
url: https://reddit.com/r/CreditCards/comments/1qbnl50/best_credit_card_signup_bonuses_2026_or_am_i/
collected_at: 2026-02-12T00:06:13.782328+00:00
autocomplete: []
subreddit: CreditCards
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "CreditCards", "post_id": "1qbnl50", "score": 48, "num_comments": 64, "created_utc": 1768298863.0, "selftext": "looking for some real world opinions here. i\u2019ve always been a debit card person and only had one basic credit card for years. i pay it off, don\u2019t do anything fancy, but i keep hearing friends talk about how they rotate cards and get value out of it. meanwhile i feel like i\u2019m missing something or maybe just falling for hype.\n\ni\u2019m planning a couple trips next year and thought maybe this is the time to finally look into it. when i search for best credit card signup bonuses 2026 i get flooded with a", "sort": "top", "upvote_ratio": 0.94, "author": "Iysis-Sohna71"}

selftext:
looking for some real world opinions here. i’ve always been a debit card person and only had one basic credit card for years. i pay it off, don’t do anything fancy, but i keep hearing friends talk about how they rotate cards and get value out of it. meanwhile i feel like i’m missing something or maybe just falling for hype.

i’m planning a couple trips next year and thought maybe this is the time to finally look into it. when i search for best credit card signup bonuses 2026 i get flooded with a


topic_name: Interstate Lemon Law VA/MD
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1r25tc2/interstate_lemon_law_vamd/
collected_at: 2026-02-12T00:06:18.921129+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1r25tc2", "score": 1, "num_comments": 1, "created_utc": 1770835531.0, "selftext": "Location: Virginia but purchasing in Maryland \n\nHello I am resident of Virginia that is considering buying a used car that is still under manufacturer warranty in Maryland. Would I be covered under Maryland\u2019s lemon law even though the car would be registered in Virginia? I\u2019m hoping lightning doesn\u2019t strike twice as I am undergoing a strictly Virginia case currently so I\u2019m asking to cover my bases. Thank you. ", "sort": "hot", "upvote_ratio": 1.0, "author": "ForcePhantom"}

selftext:
Location: Virginia but purchasing in Maryland 

Hello I am resident of Virginia that is considering buying a used car that is still under manufacturer warranty in Maryland. Would I be covered under Maryland’s lemon law even though the car would be registered in Virginia? I’m hoping lightning doesn’t strike twice as I am undergoing a strictly Virginia case currently so I’m asking to cover my bases. Thank you. 


topic_name: The city of Kirkland,WA approved a contractor to put a storm drain catch basin on my fenced yard.
source: reddit
region: global
url: https://reddit.com/r/legaladvice/comments/1qjipml/the_city_of_kirklandwa_approved_a_contractor_to/
collected_at: 2026-02-12T00:06:22.356794+00:00
autocomplete: []
subreddit: LegalAdvice
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LegalAdvice", "post_id": "1qjipml", "score": 374, "num_comments": 45, "created_utc": 1769050312.0, "selftext": "I live in a small house built in 1961 in Kirkland, WA (King County).  \nMy front neighbor across the street lost her husband and sold her land to a developer short after.  \nThe developer got a contractor and put the old house down and is now building a new house at least 3 times bigger.  \n  \nThere's little to no green area left around the mega house so the contractor is connecting the rain spouts to the storm drain that passes in front of my house. He got the city of Kirkland to approve his proje", "sort": "top", "upvote_ratio": 0.97, "author": "Ambitious-Archer-748"}

selftext:
I live in a small house built in 1961 in Kirkland, WA (King County).  
My front neighbor across the street lost her husband and sold her land to a developer short after.  
The developer got a contractor and put the old house down and is now building a new house at least 3 times bigger.  
  
There's little to no green area left around the mega house so the contractor is connecting the rain spouts to the storm drain that passes in front of my house. He got the city of Kirkland to approve his proje


topic_name: LPT: Buy a roll of self-amalgamating tape for pipe leaks
source: reddit
region: global
url: https://reddit.com/r/LifeProTips/comments/1qm2kh5/lpt_buy_a_roll_of_selfamalgamating_tape_for_pipe/
collected_at: 2026-02-12T00:06:28.286305+00:00
autocomplete: []
subreddit: LifeProTips
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "LifeProTips", "post_id": "1qm2kh5", "score": 135, "num_comments": 26, "created_utc": 1769297463.0, "selftext": "I had a burst pipe this week. I turned off the water mains and was able to lift a floorboard and locate the leak. I wasn't able to get a plumber out until the next day, so I was left without water, toilet, heating, shower, etc. If I'd had a $5 roll of self-amalgamating tape, I could have made a quick fix and saved myself a day misery. Don't wait until it's too late - do yourself a favour and buy a roll now.", "sort": "hot", "upvote_ratio": 0.83, "author": "tonyohanlon77"}

selftext:
I had a burst pipe this week. I turned off the water mains and was able to lift a floorboard and locate the leak. I wasn't able to get a plumber out until the next day, so I was left without water, toilet, heating, shower, etc. If I'd had a $5 roll of self-amalgamating tape, I could have made a quick fix and saved myself a day misery. Don't wait until it's too late - do yourself a favour and buy a roll now.


topic_name: Heavy pilling on Darn Tough after 5-7 wears
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qyi5e8/heavy_pilling_on_darn_tough_after_57_wears/
collected_at: 2026-02-12T00:06:36.789924+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qyi5e8", "score": 127, "num_comments": 106, "created_utc": 1770481563.0, "selftext": "I bought some Darn Tough socks recently and noticed some heavy pilling after just a few wears on multiple pairs. Washed twice and air-dried, so I don't think that's a big issue. I have one other pair of wool socks that hasn't pilled like this even after probably 30 wears. All above the heel around the Achilles tendon area.\n\nIs this a bad sign for things to come or normal early wear? \n", "sort": "hot", "upvote_ratio": 0.73, "author": "Flobblepof"}

selftext:
I bought some Darn Tough socks recently and noticed some heavy pilling after just a few wears on multiple pairs. Washed twice and air-dried, so I don't think that's a big issue. I have one other pair of wool socks that hasn't pilled like this even after probably 30 wears. All above the heel around the Achilles tendon area.

Is this a bad sign for things to come or normal early wear? 


topic_name: What's the most durable natural fiber tee?
source: reddit
region: global
url: https://reddit.com/r/BuyItForLife/comments/1qe9utn/whats_the_most_durable_natural_fiber_tee/
collected_at: 2026-02-12T00:06:40.492590+00:00
autocomplete: []
subreddit: BuyItForLife
reddit_subreddits: []
signal_type: question
metadata:
{"subreddit": "BuyItForLife", "post_id": "1qe9utn", "score": 191, "num_comments": 138, "created_utc": 1768549473.0, "selftext": "polyester smells like death after one gym session and I'm done with it. cotton stuff either shrinks or falls apart after like 5 washes though. Anyone tried hemp or bamboo? do they actually hold up or is that just marketing.. don't mind paying more if it actually lasts", "sort": "top", "upvote_ratio": 0.92, "author": "StormChaserSky"}

selftext:
polyester smells like death after one gym session and I'm done with it. cotton stuff either shrinks or falls apart after like 5 washes though. Anyone tried hemp or bamboo? do they actually hold up or is that just marketing.. don't mind paying more if it actually lasts


source: reddit
region: global
collected_at: 2026-02-12T00:06:47.000279+00:00
autocomplete: []
subreddit: financialindependence
reddit_subreddits: []
signal_type: question
topic_name:
Did I f*** up my 2025 taxes by asking for an after-tax 401k conversion to an already maxed out Roth IRA?

url:
https://reddit.com/r/financialindependence/comments/1qb4q1z/did_i_f_up_my_2025_taxes_by_asking_for_an/

metadata:
{"subreddit": "financialindependence", "post_id": "1qb4q1z", "score": 0, "num_comments": 14, "created_utc": 1768246422.0, "selftext": "TLDR: I make 125k. Maxed out Roth IRA in Q1 2025 - $7k. Already requested conversion from my 401k company to transfer AFTER-tax dollars ($5k) to ROTH IRA. Am I allowed to do this? \n\nOk, so to preface I am a 26YO old trying to apply FIRE method to my life. I make around $125k with bonuses which are usually consistent.  I have been maxing out my Roth IRA since I was 20 and attempting to max out my Pretax 401k since I started working fulltime in 2021.  \n\nNow, for how I f-ed up, possibly.  I watched", "sort": "hot", "upvote_ratio": 0.38, "author": "one_million_bees"}

selftext:
TLDR: I make 125k. Maxed out Roth IRA in Q1 2025 - $7k. Already requested conversion from my 401k company to transfer AFTER-tax dollars ($5k) to ROTH IRA. Am I allowed to do this? 

Ok, so to preface I am a 26YO old trying to apply FIRE method to my life. I make around $125k with bonuses which are usually consistent.  I have been maxing out my Roth IRA since I was 20 and attempting to max out my Pretax 401k since I started working fulltime in 2021.  

Now, for how I f-ed up, possibly.  I watched


topic_name: Your TV has something behind it that they never told you about! 📺😱#smart #tips #tv #phone
source: youtube
region: US
url: https://youtube.com/watch?v=Qrtns89ugZQ
collected_at: 2026-02-12T00:04:31.072024
autocomplete: []
category: Science & Technology
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "Qrtns89ugZQ", "channel": "Tech snap3 ", "category": "Science & Technology", "category_id": 28, "views": "2487940", "view_count": 2487940, "likes": "96684", "published_at": "2026-02-01T12:59:09Z"}


topic_name: Best out of bounds saves🫡#sportstiktok #gymnastics #spotter #activated #reflexes #reaction #save
source: youtube
region: CA
url: https://youtube.com/watch?v=ExeehC8w4g8
collected_at: 2026-02-12T00:04:31.718018
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "ExeehC8w4g8", "channel": "Eden cL", "category": "Sports", "category_id": 17, "views": "2771814", "view_count": 2771814, "likes": "94025", "published_at": "2026-02-09T09:58:40Z"}


topic_name: sombr - Homewrecker (official video)
source: youtube
region: US
url: https://youtube.com/watch?v=mQezde_qeXw
collected_at: 2026-02-12T00:04:30.653180
autocomplete: []
category: Music
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "mQezde_qeXw", "channel": "sombr", "category": "Music", "category_id": 10, "views": "2462497", "view_count": 2462497, "likes": "121672", "published_at": "2026-02-05T23:00:07Z"}


topic_name: Me Niegas
source: youtube
region: US
url: https://youtube.com/watch?v=nUaQMon-OXo
collected_at: 2026-02-12T00:04:30.653270
autocomplete: []
category: Music
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "nUaQMon-OXo", "channel": "Baby Rasta & Gringo - Topic", "category": "Music", "category_id": 10, "views": "2450445", "view_count": 2450445, "likes": "17327", "published_at": "2026-02-05T10:04:34Z"}


topic_name: Nishane (Official Video) Veet Baljit | Sargi Maan | Suirshty Maan | New Punjabi Songs 2026 |
source: youtube
region: CA
url: https://youtube.com/watch?v=0w5T-XqHhhs
collected_at: 2026-02-12T00:04:31.596891
autocomplete: []
category: Music
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "0w5T-XqHhhs", "channel": "Red Leaf Music", "category": "Music", "category_id": 10, "views": "2741552", "view_count": 2741552, "likes": "34693", "published_at": "2026-01-27T05:58:10Z"}


topic_name: Wired vs. Wireless Headphones
source: youtube
region: US
url: https://youtube.com/watch?v=riLDZKvN0eY
collected_at: 2026-02-12T00:04:31.071995
autocomplete: []
category: Science & Technology
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "riLDZKvN0eY", "channel": "Gohar Khan", "category": "Science & Technology", "category_id": 28, "views": "2376831", "view_count": 2376831, "likes": "216236", "published_at": "2026-02-10T00:10:44Z"}


topic_name: GIRLS LIKE GIRLS - Official Trailer [HD] - Only In Theaters June 19
source: youtube
region: CA
url: https://youtube.com/watch?v=ZC1kEknG2ro
collected_at: 2026-02-12T00:04:31.193840
autocomplete: []
category: General/Mixed
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "ZC1kEknG2ro", "channel": "Focus Features", "category": "General/Mixed", "category_id": null, "views": "2724394", "view_count": 2724394, "likes": "16841", "published_at": "2026-02-10T16:00:13Z"}


source: youtube
region: US
url: https://youtube.com/watch?v=f3nslBY0ogU
collected_at: 2026-02-12T00:04:30.534796
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "f3nslBY0ogU", "channel": "Ngamshishi", "category": "Entertainment", "category_id": 24, "views": "2325928", "view_count": 2325928, "likes": "71922", "published_at": "2026-02-08T18:52:53Z"}


topic_name: I want to be grass in Bad Bunny’s halftime performance #shorts
source: youtube
region: US
url: https://youtube.com/watch?v=TOQx6ydie8E
collected_at: 2026-02-12T00:04:30.766198
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "TOQx6ydie8E", "channel": "Katie Feeney", "category": "Sports", "category_id": 17, "views": "2168823", "view_count": 2168823, "likes": "106807", "published_at": "2026-02-09T01:58:27Z"}


topic_name: Bad Bunny SILENCES NFL Haters 🤯🏈
source: youtube
region: US
url: https://youtube.com/watch?v=4jhWLGr5X3k
collected_at: 2026-02-12T00:04:30.766152
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "4jhWLGr5X3k", "channel": "Hall of Game", "category": "Sports", "category_id": 17, "views": "2139946", "view_count": 2139946, "likes": "66339", "published_at": "2026-02-09T17:08:58Z"}


topic_name: Poppy Playtime: Chapter 5 - Official Game Trailer
source: youtube
region: US
url: https://youtube.com/watch?v=EriEensiy0I
collected_at: 2026-02-12T00:04:30.176603
autocomplete: []
category: General/Mixed
reddit_subreddits: []
signal_type: video_demand
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{"video_id": "EriEensiy0I", "channel": "Mob Entertainment", "category": "General/Mixed", "category_id": null, "views": "2114596", "view_count": 2114596, "likes": "271105", "published_at": "2026-02-11T18:00:11Z"}


topic_name: Show your mobile battery percentage and get discount 🎉#shorts #youtubeshorts
source: youtube
region: US
url: https://youtube.com/watch?v=v2AxmYQuZtg
collected_at: 2026-02-12T00:04:31.072189
autocomplete: []
category: Science & Technology
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "v2AxmYQuZtg", "channel": "Mr Three", "category": "Science & Technology", "category_id": 28, "views": "2114410", "view_count": 2114410, "likes": "0", "published_at": "2026-02-07T13:29:25Z"}


source: google_news
region: US
collected_at: 2026-02-12T00:04:34.002094
autocomplete: []
category: Business
reddit_subreddits: []
signal_type: news_context
topic_name:
Half of the world's coral reefs suffered major bleaching during the 2014–2017 global heat wave, estimates suggest - Phys.org

url:
https://news.google.com/rss/articles/CBMic0FVX3lxTFBVXy1IV1dfTUdYdlVtZ3AtQzRzenowdEdoZF9ZSFNFTy1iUlBrdk0wcEJqQmhlQ3RPOTNTU24tWGxObG9RQmJqR2JtMUM3dF9TVFhNT2l0bm1lZXNHRDlFSUN2TzdoRHlVc3ZPSWE0eE5yWUU?oc=5

metadata:
{"published": "Tue, 10 Feb 2026 10:00:04 GMT", "source_publication": "Phys.org", "category": "Business"}


topic_name: Weekend Update: Trump Replaces Gregory Bovino with Border Czar Tom Homan - SNL
source: youtube
region: US
url: https://youtube.com/watch?v=Ds6zGPIKRtI
collected_at: 2026-02-12T00:04:30.406852
autocomplete: []
category: News & Politics
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "Ds6zGPIKRtI", "channel": "Saturday Night Live", "category": "News & Politics", "category_id": 25, "views": "2110587", "view_count": 2110587, "likes": "38089", "published_at": "2026-02-01T06:21:05Z"}


topic_name: LADY GAGA - ABRACADABRA (LIVE AT THE 2026 GRAMMYS)
source: youtube
region: CA
url: https://youtube.com/watch?v=Rn89mUndYbo
collected_at: 2026-02-12T00:04:31.596856
autocomplete: []
category: Music
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "Rn89mUndYbo", "channel": "Lady Gaga", "category": "Music", "category_id": 10, "views": "2416182", "view_count": 2416182, "likes": "111502", "published_at": "2026-02-05T23:06:13Z"}


topic_name: Apple’s Secret "Fake" Charger Revealed
source: youtube
region: US
url: https://youtube.com/watch?v=59mAtoXE-AI
collected_at: 2026-02-12T00:04:31.072053
autocomplete: []
category: Science & Technology
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "59mAtoXE-AI", "channel": "Kyle Krueger", "category": "Science & Technology", "category_id": 28, "views": "2024245", "view_count": 2024245, "likes": "128859", "published_at": "2026-02-03T21:12:23Z"}


topic_name: I invented this in college but 884 days later… 💀💀🫠
source: youtube
region: US
url: https://youtube.com/watch?v=CPrIfFLA5UA
collected_at: 2026-02-12T00:04:31.072016
autocomplete: []
category: Science & Technology
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "CPrIfFLA5UA", "channel": "Noam Aizenberg", "category": "Science & Technology", "category_id": 28, "views": "1994436", "view_count": 1994436, "likes": "146688", "published_at": "2026-02-07T06:23:39Z"}


topic_name: Me Back Then Vs Now: Watching Soccer ⚽️
source: youtube
region: CA
url: https://youtube.com/watch?v=7t0gYbVgI5o
collected_at: 2026-02-12T00:04:31.717987
autocomplete: []
category: Sports
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "7t0gYbVgI5o", "channel": "Ramo Akh", "category": "Sports", "category_id": 17, "views": "2192622", "view_count": 2192622, "likes": "49304", "published_at": "2026-02-08T23:46:02Z"}


topic_name: Tom MacDonald - "Pray For The Left"
source: youtube
region: US
url: https://youtube.com/watch?v=FuzKVhhDJE4
collected_at: 2026-02-12T00:04:30.653203
autocomplete: []
category: Music
reddit_subreddits: []
signal_type: video_demand
metadata:
{"video_id": "FuzKVhhDJE4", "channel": "Tom MacDonald", "category": "Music", "category_id": 10, "views": "1906937", "view_count": 1906937, "likes": "127612", "published_at": "2026-02-06T16:59:12Z"}


source: youtube
region: CA
url: https://youtube.com/watch?v=HNxBzMJRf84
collected_at: 2026-02-12T00:04:31.506250
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: video_demand
topic_name:
He Got His Revenge 🔥🥶 | No Ordinary Family | MATADORA (slowed) #Shorts #TrendingNow #ForYou #Revenge

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topic_name: He Scored on HIS OWN Basket… on PURPOSE 🤯🏀
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region: US
url: https://youtube.com/watch?v=U3FKKMUM1To
collected_at: 2026-02-12T00:04:30.766257
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topic_name: Samsung vs Apple Episode 9 (Apple pencil vs S pen)
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region: US
url: https://youtube.com/watch?v=CnG00PxAUFk
collected_at: 2026-02-12T00:04:31.072057
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topic_name: Super Bowl Wasn’t Very Good 😭
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region: US
url: https://youtube.com/watch?v=6UN-zwd_epQ
collected_at: 2026-02-12T00:04:30.766174
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topic_name: BREAKING: Epstein survivors use Super Bowl to drop MAJOR UPDATE
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region: US
url: https://youtube.com/watch?v=QPAiJw4EScA
collected_at: 2026-02-12T00:04:30.406758
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topic_name: Bumpy Johnson was a smart man.
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region: US
url: https://youtube.com/watch?v=_xAfGXQrgzw
collected_at: 2026-02-12T00:04:30.534723
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topic_name: Why People Rip Apart Samsung Phones to Make PCs #samsung #dex #android #tech
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region: CA
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collected_at: 2026-02-12T00:04:32.000322
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topic_name: 2 Speedrunners Share 1 Inventory VS 4 Hunters
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region: US
url: https://youtube.com/watch?v=y4MLwl3Uvvc
collected_at: 2026-02-12T00:04:30.176680
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topic_name: Train Daily! #amatureradio #hfradio #radiooperator #morsecode #practice
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region: US
url: https://youtube.com/watch?v=ZFPgiFnh-UM
collected_at: 2026-02-12T00:04:31.072124
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topic_name: Ed Sheeran - Perfect (Lyrics)
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region: CA
url: https://youtube.com/watch?v=PoHPFLaOPNo
collected_at: 2026-02-12T00:04:31.596877
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topic_name: I BOUGHT SAMSUNG’S TRIFOLDING PHONE #galaxyztrifold #trifold #samsung #tech
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region: US
url: https://youtube.com/watch?v=grUtpQeHcFI
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topic_name: JD Vance BOOED at 2026 Milan Olympics Opening Ceremony
source: youtube
region: CA
url: https://youtube.com/watch?v=3uEVCiqtXvM
collected_at: 2026-02-12T00:04:31.718023
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topic_name: The one key keyboard #tech
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region: US
url: https://youtube.com/watch?v=S6I6ARHvY-0
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topic_name: How are not ALL usb cables like this?? #usb #cable #linus #tech #charging
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region: US
url: https://youtube.com/watch?v=DUjNWxeWfxE
collected_at: 2026-02-12T00:04:31.072108
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topic_name: OOPS! Critics Think Trump Just Inadvertently Spiked His Own Supreme Court Case - HuffPost
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region: CA
collected_at: 2026-02-12T00:04:36.965984
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topic_name: Was it really him AGAIN? 😂
source: youtube
region: US
url: https://youtube.com/watch?v=bJDlcOuP5cc
collected_at: 2026-02-12T00:04:30.766310
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topic_name: The Problem with these Smartphone Batteries
source: youtube
region: CA
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collected_at: 2026-02-12T00:04:32.000295
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topic_name: Many children 'failed' by teaching standards - watchdog - BBC
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metadata: {"published": "Wed, 11 Feb 2026 08:48:12 GMT", "source_publication": "BBC", "category": "Science"}
collected_at: 2026-02-12T00:04:36.965990
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topic_name: Patriots lose against the Seahawks... #superbowl #patriots #fyp #pacifico #nfl
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collected_at: 2026-02-12T00:04:30.766253
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topic_name: She Outsmarted the Tallest Players
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region: US
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topic_name: Patriots could have used him tonight
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collected_at: 2026-02-12T00:04:30.766182
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topic_name: Dad with Dementia watches Bad Bunny Super Bowl Halftime Show
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topic_name: Turning Point USA launches ‘All American Halftime Show’
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topic_name: Hades66 - Manhattan II X MR GOAT (Video Oficial)
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topic_name: Super Bowl Streaker 😭
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topic_name: BREAKING NEWS: Massie And Bondi Have Shocking Fight As He Accuses Her Of Epstein Files 'Cover-Up'
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topic_name: Did He Say Heads or Tails?! 😭🤔
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topic_name: wait... WHAT?! 😱
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collected_at: 2026-02-12T00:04:31.717992
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topic_name: You’re a Software Engineer and can’t work from home anymore
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topic_name: Poor Thang
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topic_name: Shane Gillis Reacts To Bad Bunny's Superbowl Halftime Show
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topic_name: FIEND YETI SHOWCASE + Valentine's Event | Blox Fruits
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topic_name: What’s The PERFECT Height For Special Ops 🤝🪖
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topic_name: Longest Throw at the Pro Bowl was LEGENDARY🔥
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topic_name: SAFETY
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topic_name: Shock over Lindsey Vonn's Olympic crash; Trump calls Hunter Hess a loser for comments on politics
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topic_name: Stable Ronaldo Realizes Bad Bunny's Super Bowl Performance Is Pre Recorded! 😭🥀
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topic_name: YoungBoy Never Broke Again - I Want [Official Video]
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topic_name: I put on the 2014 Super Bowl and no one noticed 🤭 #football #foryou
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topic_name: IVE 아이브 'BANG BANG' PERFORMANCE VIDEO
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url: https://youtube.com/watch?v=uVpGElT--E8
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topic_name: Explaining the dangers of leaving an SSD unplugged
source: youtube
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url: https://youtube.com/watch?v=VjZ1Y6EPXrw
collected_at: 2026-02-12T00:04:31.072044
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topic_name: Joe Rogan REACTS To Piers Morgan Dropping Cold Facts On Trans Athletes In Sports
source: youtube
region: US
url: https://youtube.com/watch?v=Mw-n_sr0mlM
collected_at: 2026-02-12T00:04:30.766318
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topic_name: Pro KO of the Year - Full fight linked Eddie Perlaza Vs EJ Hernandez #mma #ko #fighter
source: youtube
region: US
url: https://youtube.com/watch?v=zu8GH1GXmro
collected_at: 2026-02-12T00:04:30.766302
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topic_name: ABC World News Tonight with David Muir Full Broadcast - February 8, 2026
source: youtube
region: US
url: https://youtube.com/watch?v=rCkr7ondS18
collected_at: 2026-02-12T00:04:30.406734
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topic_name: I Respect Him For This👌... (@thesportsplug_hq)
source: youtube
region: US
url: https://youtube.com/watch?v=PqB38uGf0FE
collected_at: 2026-02-12T00:04:30.766232
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category: Sports
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topic_name: The Great Divide
source: youtube
region: CA
url: https://youtube.com/watch?v=zDYCdhyswko
collected_at: 2026-02-12T00:04:31.596834
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category: Music
reddit_subreddits: []
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topic_name: "I'll Never Watch Again"... NFL LOSES BILLIONS as Fans Boycott MID GAME
source: youtube
region: US
url: https://youtube.com/watch?v=oaS28KbsRDI
collected_at: 2026-02-12T00:04:30.406713
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topic_name: Bad Bunny’s Super Bowl Halftime Show Had… Fake Bushes?!
source: youtube
region: US
url: https://youtube.com/watch?v=8LLy26v3Oao
collected_at: 2026-02-12T00:04:30.766223
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topic_name: BREAKING: New letter to TMZ claims to know who Guthrie kidnapper is
source: youtube
region: US
url: https://youtube.com/watch?v=O8dfyQsGeWk
collected_at: 2026-02-12T00:04:30.406701
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topic_name: Chloe Kim responds after Trump calls US skier a 'real loser'
source: youtube
region: CA
url: https://youtube.com/watch?v=5OAXnEQvUBI
collected_at: 2026-02-12T00:04:31.331026
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topic_name: 🔴 BREAKING - DEADLINE!! RANSOM! NANCY GUTHRIE KIDNAPPING - LIVE
source: youtube
region: US
url: https://youtube.com/watch?v=wPO8OxI32vY
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topic_name: La Rvfleuze - Serrure #667 feat. Freeze Corleone
source: youtube
region: CA
url: https://youtube.com/watch?v=cYL-Cim-dvg
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topic_name: HE Stayed To Watch the Super Bowl Halftime Show🕺😭 #shorts #nfl
source: youtube
region: US
url: https://youtube.com/watch?v=R2tPaqA09nA
collected_at: 2026-02-12T00:04:30.766228
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topic_name: This NVIDIA-Powered Machine Destroys Weeds Using Lasers
source: youtube
region: CA
url: https://youtube.com/watch?v=6N3QQHCBwVY
collected_at: 2026-02-12T00:04:32.000348
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topic_name: Is the Donut Lab Solid State Battery Real?
source: youtube
region: US
url: https://youtube.com/watch?v=yj-7hioBJ0k
collected_at: 2026-02-12T00:04:31.072165
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topic_name: The PS6 controller won't have Buttons? #gaming
source: youtube
region: US
url: https://youtube.com/watch?v=TpfM7z4BEEU
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topic_name: I Got The New LA ROMANTIC GRANDE..
source: youtube
region: US
url: https://youtube.com/watch?v=SgJpGVWwKWY
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topic_name: 'MASSIVE SUCCESS': TPUSA makes BIG announcement after halftime show
source: youtube
region: US
url: https://youtube.com/watch?v=kGKqbRJkg3c
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topic_name: Whats POPPIN [Official MV] Ninja - Deep Jandu - Gora - Sunny Randhawa
source: youtube
region: CA
url: https://youtube.com/watch?v=SltiQDBcTM0
collected_at: 2026-02-12T00:04:31.596787
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topic_name: Dale Pututi, Nesty, Tito El Bambino - Los Despechaos (Video Oficial)
source: youtube
region: US
url: https://youtube.com/watch?v=DHi8tNxsKT4
collected_at: 2026-02-12T00:04:30.653244
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topic_name: Elsa Bloodstone: The Hunter Heiress | Character Reveal | Marvel Rivals
source: youtube
region: CA
url: https://youtube.com/watch?v=-o307xgilSA
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topic_name: 🔴LIVE | ARC NUTTERS | TESTY TORSION TUESDAY | #ShartOnThatThangForADollar #BUNGULATE
source: youtube
region: CA
url: https://youtube.com/watch?v=UAUBNBpdBU4
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topic_name: Thinking of You
source: youtube
region: CA
url: https://youtube.com/watch?v=1tiHpkRbWf8
collected_at: 2026-02-12T00:04:31.596824
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topic_name: 'All over the files': Maddow names names of people in Trump's orbit in the Epstein files
source: youtube
region: US
url: https://youtube.com/watch?v=NSKw1Fv0rAQ
collected_at: 2026-02-12T00:04:30.406742
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source: google_news
region: US
collected_at: 2026-02-12T00:04:34.740337
autocomplete: []
category: Entertainment
reddit_subreddits: []
signal_type: news_context
topic_name:
Meghan McCain Thanks ‘Lunatic’ Bad Bunny Critics for Turning Her Into ‘Stan’ – And Reveals Anti-Trump Song Is Her ‘Favorite’ - Yahoo

url:

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{"published": "Wed, 11 Feb 2026 17:32:27 GMT", "source_publication": "Yahoo", "category": "Entertainment"}


topic_name: Turns Out She Was Epstein’s Publicist 🤯
source: youtube
region: US
url: https://youtube.com/watch?v=NCTi8-Tsuuw
collected_at: 2026-02-12T00:04:30.406688
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topic_name: pride comes before flop
source: youtube
region: CA
url: https://youtube.com/watch?v=9BsQpGhwVAY
collected_at: 2026-02-12T00:04:31.717892
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topic_name: UH OH! Trump COLLAPSES in Florida at WORST TIME!!!
source: youtube
region: US
url: https://youtube.com/watch?v=ZnkZZjM_fKg
collected_at: 2026-02-12T00:04:30.406812
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topic_name: Terence Crawford Never Used 8oz Gloves 😱
source: youtube
region: US
url: https://youtube.com/watch?v=lCdwpoV6St8
collected_at: 2026-02-12T00:04:30.766241
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topic_name: VERIFIED // ORBIT // MINDCAP AND MORE
source: youtube
region: CA
url: https://youtube.com/watch?v=QKcv8DkNPd0
collected_at: 2026-02-12T00:04:31.839492
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category: Gaming
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topic_name: That Mexican OT Vs A Bull
source: youtube
region: US
url: https://youtube.com/watch?v=gtVIUFuUiTo
collected_at: 2026-02-12T00:04:30.766306
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topic_name: A small army of skiers reset the GS course 😳⛷️#ski #skiing #slalom #olympics #winterolympics #wow
source: youtube
region: CA
url: https://youtube.com/watch?v=RVn_tzL2Oio
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topic_name: EVGA Knew The GPU Market Was Doomed
source: youtube
region: US
url: https://youtube.com/watch?v=ksSD8QtJT4M
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topic_name: Introducing the "VitaWear SmartBand," a next-generation wearable gadget💥#shortsfeed #trending
source: youtube
region: CA
url: https://youtube.com/watch?v=fOq7bvOyJ00
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topic_name: Hermitcraft 11: Episode 10 - FINISHING THE CAVE!
source: youtube
region: CA
url: https://youtube.com/watch?v=xEN85i57UmM
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topic_name: It's a different kind of cold #canada #canadian #jokes #satire #funny
source: youtube
region: CA
url: https://youtube.com/watch?v=hF5DwdUuxyo
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topic_name: Ranking News Report Funniest Bloopers
source: youtube
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topic_name: Super Bowl streaker breaks ankles!🤣🏈 #nfl #shorts
source: youtube
region: US
url: https://youtube.com/watch?v=qgfssJfko7I
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topic_name: Do you realize what will happen to Trump’s kids?
source: youtube
region: CA
url: https://youtube.com/watch?v=9u1orTsFUes
collected_at: 2026-02-12T00:04:31.331134
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topic_name: Trump takes down video depicting Obamas as monkeys after swift bipartisan criticism
source: youtube
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url: https://youtube.com/watch?v=q28qmEJO_j0
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topic_name: Jesse Ventura: NBA Rule That Changed Basketball Forever!
source: youtube
region: CA
url: https://youtube.com/watch?v=Ln8Mm2X-Cw8
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topic_name: Volare / Nothing Is Impossible Medley (Milano Cortina 2026 Olympic Winter Games Opening Ceremony)
source: youtube
region: CA
url: https://youtube.com/watch?v=i9mZIIi3tgE
collected_at: 2026-02-12T00:04:31.596829
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topic_name: The Perfect security camera for outside your house 😮📸 link in bio 🎥
source: youtube
region: US
url: https://youtube.com/watch?v=UNd5he5ii8Y
collected_at: 2026-02-12T00:04:31.072177
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category: Science & Technology
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topic_name: Crazy PC for $300??? #gamingpc #pcs #prebuiltpc #greenscreen
source: youtube
region: CA
url: https://youtube.com/watch?v=6aFZg3wXb0Y
collected_at: 2026-02-12T00:04:32.000399
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topic_name: He streaked the Super Bowl TWICE 🤯
source: youtube
region: CA
url: https://youtube.com/watch?v=QpVHE4tjeDY
collected_at: 2026-02-12T00:04:31.717927
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category: Sports
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topic_name: ‘The White Lotus’ Season 4 Casts Sandra Bernhard - Deadline
source: google_news
region: US
collected_at: 2026-02-12T00:04:34.740418
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category: Entertainment
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topic_name: PLAYING ROBLOX⁉️ #roblox #gameplay
source: youtube
region: CA
url: https://youtube.com/watch?v=HanmAW8c8bg
collected_at: 2026-02-12T00:04:31.839558
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category: Gaming
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source: youtube
region: US
url: https://youtube.com/watch?v=PrU4SVVBVdw
collected_at: 2026-02-12T00:04:30.653216
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category: Music
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topic_name: The Concept Of Pin Hole Camera 📸
source: youtube
region: CA
url: https://youtube.com/watch?v=rQK82b9xuz0
collected_at: 2026-02-12T00:04:32.000223
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